CN107507007A - One kind pays 2 D code verification method, terminal and computer-readable recording medium - Google Patents
One kind pays 2 D code verification method, terminal and computer-readable recording medium Download PDFInfo
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- CN107507007A CN107507007A CN201710766234.0A CN201710766234A CN107507007A CN 107507007 A CN107507007 A CN 107507007A CN 201710766234 A CN201710766234 A CN 201710766234A CN 107507007 A CN107507007 A CN 107507007A
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- China
- Prior art keywords
- payment
- terminal
- quick response
- code
- identity information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
Paying 2 D code verification method, terminal and computer-readable recording medium, methods described the invention discloses one kind includes step：Obtain and pay two-dimension code image；The payment Quick Response Code includes subscriber identity information；The payment two-dimension code image got is parsed, obtains the subscriber identity information；The subscriber identity information is shown in terminal display interface, to cause terminal user to verify the subscriber identity information.The present invention is when carrying out Quick Response Code payment, by showing subscriber identity information in terminal display interface, so that terminal user is verified to subscriber identity information and then completes to pay；Quick Response Code can be avoided to be distorted by people's malice, the problem of causing fund to be transferred to other people accounts；The loss of user is reduced, improves user experience.
Description
Technical field
The present invention relates to communication technical field, more particularly to a kind of payment 2 D code verification method, terminal and computer can
Read storage medium.
Background technology
Popularized with the use of intelligent mobile terminal (such as smart mobile phone), the use that Quick Response Code is paid also increasingly is popularized
Extensively；Also, consumer, which enjoys all the more and relies on Quick Response Code, pays the convenience brought, and forms the friendship of Quick Response Code payment extensively
Easily pay custom.Therefore, under the present circumstances, businessman is also accustomed in the payment for making great efforts to meet consumer-user, in hardware aspect
All provide or install the device that can support that Quick Response Code is paid.
In Quick Response Code payment process, paid generally by scanning Quick Response Code to realize, be primarily present two kinds at present and sweep
The code means of payment.The first is that Quick Response Code master sweeps payment mode, the i.e. Quick Response Code of mobile terminal active scan beneficiary, identification two
Payment information included in dimension code is paid；Second is that Quick Response Code is swept payment mode, i.e., is generated on mobile terminal
Quick Response Code comprising payment information is paid by other equipment scanning.
Inventor has found that prior art has problems with during the present invention is realized：Either Quick Response Code master sweeps
Payment mode or Quick Response Code are swept payment mode, and because payment information is stored entirely in Quick Response Code, and human eye can not be direct
2 D code information is read, is thus easy to produce the potential problem of safety of payment, such as the two dimension on businessman's automatic vending machine
Code is distorted by people's malice, result in the loss of consumer.
The content of the invention
It is a primary object of the present invention to propose a kind of payment 2 D code verification method, terminal and computer-readable storage medium
Matter, to solve the problems, such as that prior art is present.
To achieve the above object, first aspect of the embodiment of the present invention provides a kind of payment 2 D code verification method, this method
Usage is used for terminal, and the payment 2 D code verification method includes step：
Obtain and pay two-dimension code image；The payment Quick Response Code includes subscriber identity information；
The payment two-dimension code image got is parsed, obtains the subscriber identity information；
The subscriber identity information is shown in terminal display interface, to cause terminal user to the subscriber identity information
Verified.
Optionally, the subscriber identity information includes beneficiary proof of identification information or the mark of beneficiary.
Optionally, it is described that the subscriber identity information is shown in terminal display interface, to cause terminal user to described
Subscriber identity information also includes step after being verified：
User is received to the verification operation of the subscriber identity information shown in terminal display interface；
If the verification operation received completes branch to be verified, by the means of payment corresponding to the payment Quick Response Code
Pay；
If the verification operation received is checking not over termination is paid.
Optionally, the means of payment includes network payment method and offline electronic payment mode；Wherein, the network payment side
Formula includes one kind in the Alipay means of payment, the wechat means of payment, the stored value card means of payment, the reward voucher means of payment.
Optionally, methods described also includes step：
Paid if terminating, give a warning information.
Optionally, if the verification operation received is is verified, branch corresponding to the payment Quick Response Code is passed through
The mode of paying is completed also to include step after paying：
Receive and show Transaction Information.
Optionally, the payment two-dimension code image that obtains specifically includes：
The payment two-dimension code image is obtained by terminal camera；Or obtain the payment two-dimension code image of storage.
In addition, to achieve the above object, second aspect of the embodiment of the present invention provides a kind of terminal, the terminal includes：Deposit
Reservoir, processor and the payment Quick Response Code proving program that is stored on the memory and can run on the processor, institute
The payment 2 D code verification method described in first aspect is realized when stating payment Quick Response Code proving program by the computing device
Step.
Optionally, the terminal also includes being stored in the payment two that can be run on the memory and on the processor
Code generation program is tieed up, described pay realizes following payment Quick Response Code generation when Quick Response Code generates program by the computing device
The step of method：
Obtain subscriber identity information；
According to the subscriber identity information of acquisition, the payment Quick Response Code is generated.
Furthermore to achieve the above object, the third aspect of the embodiment of the present invention provides a kind of computer-readable recording medium, institute
State to be stored with computer-readable recording medium and pay Quick Response Code proving program, the payment Quick Response Code proving program is by processor
The step of payment 2 D code verification method described in first aspect is realized during execution.
A kind of payment 2 D code verification method, terminal and computer-readable recording medium provided in an embodiment of the present invention,
When carrying out Quick Response Code payment, by showing subscriber identity information in terminal display interface, so that terminal user is to user identity
Information is verified and then completes to pay；Quick Response Code can be avoided to be distorted by people's malice, cause fund to be transferred to other people accounts
Problem；The loss of user is reduced, improves user experience.
Brief description of the drawings
Fig. 1 is the hardware architecture diagram for the mobile terminal for realizing each embodiment of the present invention；
Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention；
Fig. 3 is the payment 2 D code verification method schematic flow sheet of the embodiment of the present invention；
Fig. 4 is another schematic flow sheet of payment 2 D code verification method of the embodiment of the present invention；
Fig. 5 is the terminal structure schematic diagram of the embodiment of the present invention.
The realization, functional characteristics and advantage of the object of the invention will be described further referring to the drawings in conjunction with the embodiments.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In follow-up description, the suffix using such as " module ", " part " or " unit " for representing element is only
Be advantageous to the explanation of the present invention, itself there is no a specific meaning.Therefore, " module ", " part " or " unit " can mix
Ground uses.
Terminal can be implemented in a variety of manners.For example, the terminal described in the present invention can include such as mobile phone, flat board
Computer, notebook computer, palm PC, personal digital assistant (Personal Digital Assistant, PDA), portable
Media player (Portable Media Player, PMP), guider, wearable device, Intelligent bracelet, pedometer etc. move
Dynamic terminal, and the fixed terminal such as digital TV, desktop computer.
It will be illustrated in subsequent descriptions by taking mobile terminal as an example, it will be appreciated by those skilled in the art that except special
Outside element for moving purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Referring to Fig. 1, its hardware architecture diagram for a kind of mobile terminal of each embodiment of the realization present invention, the shifting
Dynamic terminal 100 can include：RF (Radio Frequency, radio frequency) unit 101, WiFi module 102, audio output unit
103rd, A/V (audio/video) input block 104, sensor 105, display unit 106, user input unit 107, interface unit
108th, the part such as memory 109, processor 110 and power supply 111.It will be understood by those skilled in the art that shown in Fig. 1
Mobile terminal structure does not form the restriction to mobile terminal, and mobile terminal can be included than illustrating more or less parts,
Either combine some parts or different parts arrangement.
The all parts of mobile terminal are specifically introduced with reference to Fig. 1：
Radio frequency unit 101 can be used for receiving and sending messages or communication process in, the reception and transmission of signal, specifically, by base station
Downlink information receive after, handled to processor 110；In addition, up data are sent to base station.Generally, radio frequency unit 101
Including but not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier, duplexer etc..In addition, penetrate
Frequency unit 101 can also be communicated by radio communication with network and other equipment.Above-mentioned radio communication can use any communication
Standard or agreement, including but not limited to GSM (Global System of Mobile communication, global system for mobile telecommunications
System), GPRS (General Packet Radio Service, general packet radio service), CDMA2000 (Code
Division Multiple Access 2000, CDMA 2000), WCDMA (Wideband Code Division
Multiple Access, WCDMA), TD-SCDMA (Time Division-Synchronous Code
Division Multiple Access, TD SDMA), FDD-LTE (Frequency Division
Duplexing-Long Term Evolution, FDD Long Term Evolution) and TDD-LTE (Time Division
Duplexing-Long Term Evolution, time division duplex Long Term Evolution) etc..
WiFi belongs to short range wireless transmission technology, and mobile terminal can help user to receive and dispatch electricity by WiFi module 102
Sub- mail, browse webpage and access streaming video etc., it has provided the user wireless broadband internet and accessed.Although Fig. 1 shows
Go out WiFi module 102, but it is understood that, it is simultaneously not belonging to must be configured into for mobile terminal, completely can be according to need
To be omitted in the essential scope for do not change invention.
Audio output unit 103 can be in call signal reception pattern, call mode, record mould in mobile terminal 100
When under the isotypes such as formula, speech recognition mode, broadcast reception mode, by radio frequency unit 101 or WiFi module 102 it is receiving or
It is sound that the voice data stored in memory 109, which is converted into audio signal and exported,.Moreover, audio output unit 103
The audio output related to the specific function that mobile terminal 100 performs can also be provided (for example, call signal receives sound, disappeared
Breath receives sound etc.).Audio output unit 103 can include loudspeaker, buzzer etc..
A/V input blocks 104 are used to receive audio or video signal.A/V input blocks 104 can include graphics processor
(Graphics Processing Unit, GPU) 1041 and microphone 1042, graphics processor 1041 is in video acquisition mode
Or the static images or the view data of video obtained in image capture mode by image capture apparatus (such as camera) are carried out
Reason.Picture frame after processing may be displayed on display unit 106.Picture frame after the processing of graphics processor 1041 can be deposited
Storage is transmitted in memory 109 (or other storage mediums) or via radio frequency unit 101 or WiFi module 102.Mike
Wind 1042 can connect in telephone calling model, logging mode, speech recognition mode etc. operational mode via microphone 1042
Quiet down sound (voice data), and can be voice data by such acoustic processing.Audio (voice) data after processing can
To be converted to the form output that mobile communication base station can be sent to via radio frequency unit 101 in the case of telephone calling model.
Microphone 1042 can implement various types of noises and eliminate (or suppression) algorithm to eliminate (or suppression) in reception and send sound
Caused noise or interference during frequency signal.
Mobile terminal 100 also includes at least one sensor 105, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity transducer, wherein, ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 1061, and proximity transducer can close when mobile terminal 100 is moved in one's ear
Display panel 1061 and/or backlight.As one kind of motion sensor, accelerometer sensor can detect in all directions (general
For three axles) size of acceleration, size and the direction of gravity are can detect that when static, the application available for identification mobile phone posture
(such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.；
The fingerprint sensor that can also configure as mobile phone, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer,
The other sensors such as hygrometer, thermometer, infrared ray sensor, will not be repeated here.
Display unit 106 is used for the information for showing the information inputted by user or being supplied to user.Display unit 106 can wrap
Display panel 1061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode can be used
Forms such as (Organic Light-Emitting Diode, OLED) configures display panel 1061.
User input unit 107 can be used for the numeral or character information for receiving input, and produce the use with mobile terminal
The key signals input that family is set and function control is relevant.Specifically, user input unit 107 may include contact panel 1071 with
And other input equipments 1072.Contact panel 1071, also referred to as touch-screen, collect touch operation of the user on or near it
(for example user uses any suitable objects or annex such as finger, stylus on contact panel 1071 or in contact panel 1071
Neighbouring operation), and corresponding attachment means are driven according to formula set in advance.Contact panel 1071 may include touch detection
Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band
The signal come, transmits a signal to touch controller；Touch controller receives touch information from touch detecting apparatus, and by it
Contact coordinate is converted into, then gives processor 110, and the order sent of reception processing device 110 and can be performed.In addition, can
To realize contact panel 1071 using polytypes such as resistance-type, condenser type, infrared ray and surface acoustic waves.Except contact panel
1071, user input unit 107 can also include other input equipments 1072.Specifically, other input equipments 1072 can wrap
Include but be not limited to physical keyboard, in function key (such as volume control button, switch key etc.), trace ball, mouse, action bars etc.
One or more, do not limit herein specifically.
Further, contact panel 1071 can cover display panel 1061, detect thereon when contact panel 1071 or
After neighbouring touch operation, processor 110 is sent to determine the type of touch event, is followed by subsequent processing device 110 according to touch thing
The type of part provides corresponding visual output on display panel 1061.Although in Fig. 1, contact panel 1071 and display panel
1061 be the part independent as two to realize the input of mobile terminal and output function, but in certain embodiments, can
Input and the output function of mobile terminal are realized so that contact panel 1071 and display panel 1061 is integrated, is not done herein specifically
Limit.
Interface unit 108 is connected the interface that can pass through as at least one external device (ED) with mobile terminal 100.For example,
External device (ED) can include wired or wireless head-band earphone port, external power source (or battery charger) port, wired or nothing
Line FPDP, memory card port, the port for connecting the device with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Interface unit 108 can be used for receiving the input from external device (ED) (for example, number
It is believed that breath, electric power etc.) and the input received is transferred to one or more elements in mobile terminal 100 or can be with
For transmitting data between mobile terminal 100 and external device (ED).
Memory 109 can be used for storage software program and various data.Memory 109 can mainly include storing program area
And storage data field, wherein, storing program area can storage program area, application program (such as the sound needed at least one function
Sound playing function, image player function etc.) etc.；Storage data field can store according to mobile phone use created data (such as
Voice data, phone directory etc.) etc..In addition, memory 109 can include high-speed random access memory, can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 110 is the control centre of mobile terminal, utilizes each of various interfaces and the whole mobile terminal of connection
Individual part, by running or performing the software program and/or module that are stored in memory 109, and call and be stored in storage
Data in device 109, the various functions and processing data of mobile terminal are performed, so as to carry out integral monitoring to mobile terminal.Place
Reason device 110 may include one or more processing units；Preferably, processor 110 can integrate application processor and modulatedemodulate is mediated
Device is managed, wherein, application processor mainly handles operating system, user interface and application program etc., and modem processor is main
Handle radio communication.It is understood that above-mentioned modem processor can not also be integrated into processor 110.
Mobile terminal 100 can also include the power supply 111 (such as battery) to all parts power supply, it is preferred that power supply 111
Can be logically contiguous by power-supply management system and processor 110, so as to realize management charging by power-supply management system, put
The function such as electricity and power managed.
Although Fig. 1 is not shown, mobile terminal 100 can also will not be repeated here including bluetooth module etc..
For the ease of understanding the embodiment of the present invention, the communications network system being based on below to the mobile terminal of the present invention enters
Row description.
Referring to Fig. 2, Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention, the communication network system
Unite as the LTE system of universal mobile communications technology, the UE that the LTE system includes communicating connection successively (User Equipment, is used
Family equipment) 201, E-UTRAN (Evolved UMTS Terrestrial Radio Access Network, evolved UMTS lands
Ground wireless access network) 202, EPC (Evolved Packet Core, evolved packet-based core networks) 203 and operator IP operation
204。
Specifically, UE201 can be above-mentioned terminal 100, and here is omitted.
E-UTRAN202 includes eNodeB2021 and other eNodeB2022 etc..Wherein, eNodeB2021 can be by returning
Journey (backhaul) (such as X2 interface) is connected with other eNodeB2022, and eNodeB2021 is connected to EPC203,
ENodeB2021 can provide UE201 to EPC203 access.
EPC203 can include MME (Mobility Management Entity, mobility management entity) 2031, HSS
(Home Subscriber Server, home subscriber server) 2032, other MME2033, SGW (Serving Gate Way,
Gateway) 2034, PGW (PDN Gate Way, grouped data network gateway) 2035 and PCRF (Policy and
Charging Rules Function, policy and rate functional entity) 2036 etc..Wherein, MME2031 be processing UE201 and
The control node of signaling between EPC203, there is provided carrying and connection management.HSS2032 is all to manage for providing some registers
Such as the function of attaching position register (not shown) etc, and preserve some and used about service features, data rate etc.
The special information in family.All customer data can be transmitted by SGW2034, and PGW2035 can provide UE 201 IP
Address is distributed and other functions, and PCRF2036 is strategy and the charging control strategic decision-making of business data flow and IP bearing resources
Point, it selects and provided available strategy and charging control decision-making with charge execution function unit (not shown) for strategy.
IP operation 204 can include internet, Intranet, IMS (IP Multimedia Subsystem, IP multimedia
System) or other IP operations etc..
Although above-mentioned be described by taking LTE system as an example, those skilled in the art it is to be understood that the present invention not only
Suitable for LTE system, be readily applicable to other wireless communication systems, such as GSM, CDMA2000, WCDMA, TD-SCDMA with
And following new network system etc., do not limit herein.
Based on above-mentioned mobile terminal hardware configuration and communications network system, each embodiment of the inventive method is proposed.
First embodiment
As shown in figure 3, first embodiment of the invention provides a kind of payment 2 D code verification method, this method usage is used for eventually
End, the payment 2 D code verification method include step：
31st, obtain and pay two-dimension code image；The payment Quick Response Code includes subscriber identity information；
In the present embodiment, the payment two-dimension code image that obtains specifically includes：
The payment two-dimension code image is obtained by terminal camera；Or obtain the payment two-dimension code image of storage.
Specifically, the terminal can start scanning application scan payment two-dimension code image, and scanning application program is opened
Terminal camera obtains the payment two-dimension code image.Or pay two-dimension code image storage in the terminal, can be directly from terminal
The payment two-dimension code image is got in memory.
As illustratively, terminal can click to enter wechat, Alipay Application Program Interface, select wechat, Alipay application
" sweep and sweep " function in program, you can open terminal camera and get payment two-dimension code image.
In the present embodiment, the subscriber identity information includes beneficiary proof of identification information or the mark of beneficiary.Receive
Money side's proof of identification information can be beneficiary title, the address of beneficiary, the contact method etc. of beneficiary.The mark of beneficiary
It is the beneficiary picture or beneficiary trade mark of beneficiary to know, and beneficiary picture or beneficiary trade mark can identify gathering
Side.
By taking a loaf of bread shop as an example, bakery storekeeper, can be by the business license number of bakery when making payment Quick Response Code
The address information of code, bakery's title, the head portrait of bakery storekeeper and bakery, which is added to, to be paid in Quick Response Code.
32nd, the payment two-dimension code image got is parsed, obtains the subscriber identity information；
In the present embodiment, the payment two-dimension code image got is parsed, i.e., by letter corresponding to Quick Response Code
Breath parses, and isolates subscriber identity information.
As illustratively, if the subscriber identity information paid in two-dimension code image includes beneficiary title and beneficiary
Address, the then information parsed are the address of beneficiary title and beneficiary.
If the subscriber identity information paid in two-dimension code image includes beneficiary picture and beneficiary trade mark, then parse
The information come is beneficiary picture and beneficiary trade mark.
33rd, the subscriber identity information is shown in terminal display interface, to cause terminal user to the user identity
Information is verified.
By step 31 and 32, then the subscriber identity information paid in two-dimension code image can be obtained.In step 33, will obtain
Subscriber identity information in the payment two-dimension code image obtained is shown in terminal display interface.One side terminal user can be straight
View the subscriber identity information paid in two-dimension code image with seeing, be on the one hand easy to terminal user to the subscriber identity information
Verified.Avoid Quick Response Code maliciously to be distorted by other people, the problem of causing fund to be transferred to other people accounts；Reduce user's
Loss, improves user experience.
As illustratively, when terminal user enters a garment body shop, because in general garment body shop environment is answered
Miscellaneous, the payment Quick Response Code that garment body shop storekeeper is placed on cashier is easy to be distorted by other people.Therefore, terminal user makes
When being paid with Quick Response Code, it is easy to cause fund to be transferred to other people accounts, pay to ensure.
After the payment 2 D code verification method step of the present embodiment, when terminal user scans garment body shop storekeeper
Payment Quick Response Code when, can parse first garment body shop storekeeper identity information (assuming that pay Quick Response Code figure in, Yong Hushen
Part information includes garment body shop trade name, the head portrait of garment body shop storekeeper), then shown on user terminal displays interface
Garment body shop trade name and the head image information of clothes solid shop/brick and mortar store storekeeper.In this manner, terminal user can intuitively view clothes
Fill the head image information of solid shop/brick and mortar store trade name and clothes solid shop/brick and mortar store storekeeper, it is ensured that be not in that fund is transferred to asking for other people accounts
Topic, reduces the loss of terminal user.
It refer to shown in Fig. 4, it is in one embodiment, described that the user identity letter is shown in terminal display interface
Breath, also to include step after causing terminal user to verify the subscriber identity information：
34th, user is received to the verification operation of the subscriber identity information shown in terminal display interface；
If the verification operation the 35th, received is is verified, complete by the means of payment corresponding to the payment Quick Response Code
Into payment；
If the verification operation the 36th, received is checking not over termination is paid.
In this embodiment, the subscriber identity information shown in terminal display interface, it may include two checking buttons,
Such as：" subscriber identity information is errorless, it is determined that being paid ", " subscriber identity information is wrong, without paying ".Work as terminal user
When selecting " subscriber identity information is errorless, it is determined that being paid " button, then enter the payment page and pass through the payment Quick Response Code pair
The means of payment answered is completed to pay.When terminal user select subscriber identity information it is wrong, without pay " when, then terminate pay.
It should be noted that checking button is not limited to two, for example, also including " abandoning a paying " button.When
When terminal user selects " abandoning paying " button, then it can terminate and pay and return to terminal to desktop.
Further, methods described also includes step：Paid if terminating, give a warning information.
Specifically, problem be present it is known that terminating and paying typically payment Quick Response Code by above-mentioned narration content.Cause
This, terminal directly gives a warning information, such as：More sharp audio warning, terminal user can be reminded, while can also carried
Awake beneficiary.
By taking above-mentioned garment body shop as an example, in complex environment, clothes can be effectively obtained by audio warning
The concern of client and garment body shop storekeeper in solid shop/brick and mortar store, prevent fund to be transferred to other people accounts, reduce the damage of user
Lose.
In this embodiment, the means of payment includes network payment method and offline electronic payment mode；Wherein, the net
The network means of payment includes one in the Alipay means of payment, the wechat means of payment, the stored value card means of payment, the reward voucher means of payment
Kind.
Further, if the verification operation received is is verified, by corresponding to the payment Quick Response Code
The means of payment is completed to may also include step after paying：
Receive and show Transaction Information.
In the present embodiment, Transaction Information includes beneficiary or trade managing system is successfully believed to the transaction that paying party is sent
Breath.Transaction Information includes but is not limited to type of transaction, dealing money, transaction channel, merchant type etc..
As illustratively, other possible application scenarios are illustrated below：
In the local application scenarios for reading picture as local picture of terminal, such as：User is in this map of browsing terminal
During piece, it is found that the picture of a certain cinema's propagating poster includes Quick Response Code, user selects the picture to perform the payment of the present embodiment
2 D code verification method obtains cinema's identity information.
Application scenarios of the picture of other-end transmission as local picture are received, such as：User uses in PC
When Alipay, wechat or QQ, the payment request information that other users are sent is received, the payment request information is included to have and paid
The picture of Quick Response Code, user select the picture to perform the payment 2 D code verification method of the present embodiment and obtain the identity of other users
Information.
Application scenarios from other-end download pictures as local picture, such as：User is by mobile phone in shopping website
A certain commodity are browsed, mobile phone has downloaded the picture of the commodity, if including Quick Response Code, user in the brief introduction picture of the commodity
The picture can be selected to perform the payment 2 D code verification method of the present embodiment and obtain the identity information of commodity businessman.
A kind of payment 2 D code verification method provided in an embodiment of the present invention, when carrying out Quick Response Code payment, by end
Subscriber identity information is shown on the display interface of end, so that terminal user is verified to subscriber identity information and then completes to pay；
Quick Response Code can be avoided to be distorted by people's malice, the problem of causing fund to be transferred to other people accounts；The loss of user is reduced, is improved
User experience.
Second embodiment
Reference picture 5, Fig. 5 provide a kind of terminal for second embodiment of the invention, and the terminal 40 includes：Memory 41, place
Manage device 42 and be stored in the payment Quick Response Code proving program that can be run on the memory 41 and on the processor 42, it is described
When payment Quick Response Code proving program is performed by the processor 42, for realizing payment 2 D code verification method as described below
Step：
Obtain and pay two-dimension code image；The payment Quick Response Code includes subscriber identity information；
The payment two-dimension code image got is parsed, obtains the subscriber identity information；
The subscriber identity information is shown in terminal display interface, to cause terminal user to the subscriber identity information
Verified.
When the payment Quick Response Code proving program is performed by the processor 42, it is additionally operable to realize payment two as described below
The step of tieing up code verification method：
The subscriber identity information includes beneficiary proof of identification information or the mark of beneficiary.
When the payment Quick Response Code proving program is performed by the processor 42, it is additionally operable to realize payment two as described below
The step of tieing up code verification method：
It is described that the subscriber identity information is shown in terminal display interface, to cause terminal user to the user identity
Information also includes step after being verified：
User is received to the verification operation of the subscriber identity information shown in terminal display interface；
If the verification operation received completes branch to be verified, by the means of payment corresponding to the payment Quick Response Code
Pay；
If the verification operation received is checking not over termination is paid.
When the payment Quick Response Code proving program is performed by the processor 42, it is additionally operable to realize payment two as described below
The step of tieing up code verification method：
The means of payment includes network payment method and offline electronic payment mode；Wherein, the network payment method includes
One kind in the Alipay means of payment, the wechat means of payment, the stored value card means of payment, the reward voucher means of payment.
When the payment Quick Response Code proving program is performed by the processor 42, it is additionally operable to realize payment two as described below
The step of tieing up code verification method：
Paid if terminating, give a warning information.
When the payment Quick Response Code proving program is performed by the processor 42, it is additionally operable to realize payment two as described below
The step of tieing up code verification method：
If the verification operation received is is verified, complete by the means of payment corresponding to the payment Quick Response Code
Also include step into after paying：
Receive and show Transaction Information.
When the payment Quick Response Code proving program is performed by the processor 42, it is additionally operable to realize payment two as described below
The step of tieing up code verification method：
The payment two-dimension code image that obtains specifically includes：
The payment two-dimension code image is obtained by terminal camera；Or obtain the payment two-dimension code image of storage.
In one embodiment, the terminal also includes being stored on the memory 41 and can be in the processor 42
The payment Quick Response Code generation program (not shown) of upper operation, the payment Quick Response Code generation program are held by the processor 42
During row, the step of for realizing following payment two-dimensional code generation method：
Obtain subscriber identity information；
According to the subscriber identity information of acquisition, the payment Quick Response Code is generated.
A kind of terminal provided in an embodiment of the present invention, when carrying out Quick Response Code payment, by showing in terminal display interface
Show subscriber identity information, so that terminal user is verified to subscriber identity information and then completes to pay；Quick Response Code quilt can be avoided
People's malice is distorted, the problem of causing fund to be transferred to other people accounts；The loss of user is reduced, improves user experience.
3rd embodiment
Third embodiment of the invention provides a kind of computer-readable recording medium, is deposited on the computer-readable recording medium
Contain and pay Quick Response Code proving program, the payment Quick Response Code proving program is realized described in first embodiment when being executed by processor
Payment 2 D code verification method the step of.
Computer-readable recording medium provided in an embodiment of the present invention, when carrying out Quick Response Code payment, by showing in terminal
Show and subscriber identity information is shown on interface, so that terminal user is verified to subscriber identity information and then completes to pay；It can keep away
Exempt from Quick Response Code to be distorted by people's malice, the problem of causing fund to be transferred to other people accounts；The loss of user is reduced, improves user
Experience sense.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements not only include those key elements, and
And also include the other element being not expressly set out, or also include for this process, method, article or device institute inherently
Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this
Other identical element also be present in the process of key element, method, article or device.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words
Going out the part of contribution can be embodied in the form of software product, and the computer software product is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions to cause a station terminal (can be mobile phone, computer, service
Device, air conditioner, or network equipment etc.) perform method described in each embodiment of the present invention.
Embodiments of the invention are described above in conjunction with accompanying drawing, but the invention is not limited in above-mentioned specific
Embodiment, above-mentioned embodiment is only schematical, rather than restricted, one of ordinary skill in the art
Under the enlightenment of the present invention, in the case of present inventive concept and scope of the claimed protection is not departed from, it can also make a lot
Form, these are belonged within the protection of the present invention.
Claims (10)
1. one kind pays 2 D code verification method, this method usage is used for terminal, it is characterised in that the payment Quick Response Code checking
Method includes step：
Obtain and pay two-dimension code image；The payment Quick Response Code includes subscriber identity information；
The payment two-dimension code image got is parsed, obtains the subscriber identity information；
The subscriber identity information is shown in terminal display interface, to cause terminal user to carry out the subscriber identity information
Checking.
A kind of 2. payment 2 D code verification method according to claim 1, it is characterised in that the subscriber identity information bag
Include beneficiary proof of identification information or the mark of beneficiary.
3. a kind of payment 2 D code verification method according to claim 1, it is characterised in that described in terminal display interface
The upper display subscriber identity information, also to include walking after causing terminal user to verify the subscriber identity information
Suddenly：
User is received to the verification operation of the subscriber identity information shown in terminal display interface；
If the verification operation received to be verified, is completed to pay by the means of payment corresponding to the payment Quick Response Code；
If the verification operation received is checking not over termination is paid.
4. a kind of payment 2 D code verification method according to claim 3, it is characterised in that the means of payment includes net
The network means of payment and offline electronic payment mode；Wherein, the network payment method includes the Alipay means of payment, wechat payer
One kind in formula, the stored value card means of payment, the reward voucher means of payment.
5. a kind of payment 2 D code verification method according to claim 3, it is characterised in that methods described also includes step
Suddenly：
Paid if terminating, give a warning information.
6. a kind of payment 2 D code verification method according to claim 3, it is characterised in that if the checking received
Operate to be verified, then complete also to include step after paying by the means of payment corresponding to the payment Quick Response Code：
Receive and show Transaction Information.
7. a kind of payment 2 D code verification method according to claim 1, it is characterised in that described obtain pays Quick Response Code
Picture specifically includes：
The payment two-dimension code image is obtained by terminal camera；Or obtain the payment two-dimension code image of storage.
8. a kind of terminal, it is characterised in that the terminal includes：Memory, processor and it is stored on the memory and can
The payment Quick Response Code proving program run on the processor, the payment Quick Response Code proving program is by the computing device
The step of payment 2 D code verification methods of the Shi Shixian as any one of claim 1 to 8.
9. a kind of terminal according to claim 8, it is characterised in that the terminal also includes being stored on the memory
And the payment Quick Response Code generation program that can be run on the processor, the payment Quick Response Code generate program by the processor
The step of following payment two-dimensional code generation method is realized during execution：
Obtain subscriber identity information；
According to the subscriber identity information of acquisition, the payment Quick Response Code is generated.
10. a kind of computer-readable recording medium, it is characterised in that payment two is stored with the computer-readable recording medium
Code proving program is tieed up, the payment Quick Response Code proving program is realized such as any one of claim 1 to 8 institute when being executed by processor
The step of payment 2 D code verification method stated.
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| CN201710766234.0A CN107507007A (en) | 2017-08-30 | 2017-08-30 | One kind pays 2 D code verification method, terminal and computer-readable recording medium |
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Application publication date: 20171222 |