CN108305162A - Bill sharing method, mobile terminal and computer readable storage medium - Google Patents
Bill sharing method, mobile terminal and computer readable storage medium Download PDFInfo
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- 238000000034 method Methods 0.000 title claims abstract description 61
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- 230000006854 communication Effects 0.000 claims description 17
- 238000004891 communication Methods 0.000 claims description 16
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 claims 1
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- 238000013461 design Methods 0.000 description 3
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- 238000010295 mobile communication Methods 0.000 description 3
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Abstract
The invention discloses a kind of bill sharing method, mobile terminal and computer readable storage medium, which includes：When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill information；The second account of the first account input is received, and bill information is sent to second account；When detecting first confirmation instruction of second account based on bill information, the shared bill based on the first account and the second account is generated according to bill information.The present invention provides effective supervision using the form of digitized shared bill for the first account and the second account, the accuracy that fund between the two is refunded has been ensured by the form supervised mutually, it avoids because the time is remote or contact human feelings cause to occur awkward and misunderstands, it provides with funds the supervision restraining force of refund, improves refund supervision efficiency.
Description
Technical field
The present invention relates to technology of sharing field more particularly to a kind of bill sharing method, mobile terminals and computer-readable
Storage medium.
Background technology
In actual life, fund short-term loan at daily interest is often carried out between relatives and friends, mainly passes through oral contract or receipt
Bill leaves voucher, but this voucher is unfavorable for remembering.If leave the voucher time it is remote after, be frequently encountered account not
Clear phenomenon.Such as oral contract leans on personal morality to constrain completely, and receipt bill may be because that the time is remote and forgets to give back,
Lead to unnecessary awkward and misunderstanding occur.
Therefore, traditional fund, which is borrowed, goes back the effective restraining force of voucher shortage, cannot achieve and is effectively supervised to refund side
It superintends and directs, to reduce the trust between relatives and friends, reduces supervision efficiency of refunding so that this fund bill becomes bad credit.
Invention content
The main purpose of the present invention is to provide a kind of bill sharing method, mobile terminal and computer-readable storage mediums
Matter, it is intended to solve traditional fund and borrow to go back voucher and easy to produce the unclear phenomenon of account, the skill for the supervision inefficiency that causes to refund
Art problem.
To achieve the above object, the embodiment of the present invention provides a kind of bill sharing method, the bill sharing method application
In mobile terminal, the bill sharing method includes：
When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill
Information；
The second account of the first account input is received, and bill information is sent to second account；
When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on first
The shared bill of account and the second account.
Optionally, the step of shared bill generated according to bill information based on the first account and the second account is wrapped
It includes：
Determine the account due information of should refund information and the second account of the first account according to bill information, and according to should go back
Money information and account due information establish billing data source；
Palpus repayment amount based on the first account is established according to billing data source and must refund date and the second account
The money amount of money can be urged and the money date can be urged；
To must repayment amount and the date that must refund include that and the money amount of money and can be urged in the shared bill of the first account
The money date is urged to be shown in the shared bill of the second account.
Optionally, described when detecting first confirmation instruction of second account based on bill information, according to bill information
Further include after the step of generating the shared bill based on the first account and the second account：
The money amount of money and when money being urged to operate of money date can be urged based on can urge when detecting the second account, be exported to the first account
Money is urged to prompt, to prompt the first account to execute operation of refunding.
Optionally, described when detecting first confirmation instruction of second account based on bill information, according to bill information
Further include after the step of generating the shared bill based on the first account and the second account：
When detecting refund operation of first account based on palpus repayment amount and the date that must refund, more according to refund operation
It newly must repayment amount and palpus refund date；
When detecting that the second account of update urges the money amount of money and can when must complete update on repayment amount and the date that must refund
Urge the money date.
Optionally, described that palpus repayment amount is updated according to operation of refunding and must further include the step of the refund date：
When detecting that the first account executes refund operation by third-party platform, confirms to the output refund of the second account and carry
Show；
When detecting that second confirmation of second account based on confirmation prompt of refunding instructs, according to refunding, operation update palpus is gone back
The money amount of money and palpus are refunded the date.
Optionally, the bill sharing method further includes：
When detecting modification operation of first account based on shared bill, modification request instruction is sent to the second account；
When detecting that third of second account based on modification request instruction confirms instruction, according to modification operation and shared account
It is single to generate new shared bill.
Optionally, the bill sharing method further includes：
When detecting that the information that should refund of the first account is in overdue state, exceed to the first account and the output of the second account
Phase negotiates prompt.
Optionally, first Account History has personal credit record, described to exceed to the first account and the output of the second account
Phase negotiates：
When detecting based on the overdue negotiation failure command for negotiating prompt, the personal credit record of the first account is set as
Bad credit information；
The bad credit information is committed to preset personal credit to disclose platform and show.
The present invention also provides a kind of mobile terminal, the mobile terminal includes：Memory, processor, communication bus and
The bill shared routing being stored on the memory,
The communication bus is for realizing the communication connection between processor and memory；
The processor is for executing the bill shared routing, to realize following steps：
When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill
Information；
The second account of the first account input is received, and bill information is sent to second account；
When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on first
The shared bill of account and the second account.
Optionally, the step of shared bill generated according to bill information based on the first account and the second account is wrapped
It includes：
Determine the account due information of should refund information and the second account of the first account according to bill information, and according to should go back
Money information and account due information establish billing data source；
Palpus repayment amount based on the first account is established according to billing data source and must refund date and the second account
The money amount of money can be urged and the money date can be urged；
To must repayment amount and the date that must refund include that and the money amount of money and can be urged in the shared bill of the first account
The money date is urged to be shown in the shared bill of the second account.
Optionally, described when detecting first confirmation instruction of second account based on bill information, according to bill information
Further include after the step of generating the shared bill based on the first account and the second account：
The money amount of money and when money being urged to operate of money date can be urged based on can urge when detecting the second account, be exported to the first account
Money is urged to prompt, to prompt the first account to execute operation of refunding.
Optionally, described when detecting first confirmation instruction of second account based on bill information, according to bill information
Further include after the step of generating the shared bill based on the first account and the second account：
When detecting refund operation of first account based on palpus repayment amount and the date that must refund, more according to refund operation
It newly must repayment amount and palpus refund date；
When detecting that the second account of update urges the money amount of money and can when must complete update on repayment amount and the date that must refund
Urge the money date.
Optionally, described that palpus repayment amount is updated according to operation of refunding and must further include the step of the refund date：
When detecting that the first account executes refund operation by third-party platform, confirms to the output refund of the second account and carry
Show；
When detecting that second confirmation of second account based on confirmation prompt of refunding instructs, according to refunding, operation update palpus is gone back
The money amount of money and palpus are refunded the date.
Optionally, the bill sharing method further includes：
When detecting modification operation of first account based on shared bill, modification request instruction is sent to the second account；
When detecting that third of second account based on modification request instruction confirms instruction, according to modification operation and shared account
It is single to generate new shared bill.
Optionally, the bill sharing method further includes：
When detecting that the information that should refund of the first account is in overdue state, exceed to the first account and the output of the second account
Phase negotiates prompt.
Optionally, first Account History has personal credit record, described to exceed to the first account and the output of the second account
Phase negotiates：
When detecting based on the overdue negotiation failure command for negotiating prompt, the personal credit record of the first account is set as
Bad credit information；
The bad credit information is committed to preset personal credit to disclose platform and show.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
Storage medium storage there are one either more than one program the one or more programs can by one or one with
On processor execute for：
When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill
Information；
The second account of the first account input is received, and bill information is sent to second account；
When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on first
The shared bill of account and the second account.
In technical scheme of the present invention, when detecting that the bill typing of the first account operates, operated according to bill typing
It is recorded, to generate bill information；The second account of the first account input is received, and bill information is sent to described second
Account；When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on the first account
The shared bill at family and the second account.Through the above technical solutions, the present invention solves traditional fund is easy production by means of voucher is gone back
The unclear phenomenon of raw account, leads to the technical issues of supervising inefficiency of refunding, the form using digitized shared bill is
First account and the second account provide effective supervision, and the standard that fund between the two is refunded has been ensured by the form supervised mutually
True property is avoided because the time is remote or contact human feelings cause to occur awkward and misunderstands, and perfect asset-liabilities systems are provided with funds
The supervision restraining force of refund improves refund supervision efficiency.
Description of the drawings
Fig. 1 is a kind of hardware architecture diagram of mobile terminal of each embodiment of the present invention；
Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention；
Fig. 3 is the flow diagram of bill sharing method first embodiment of the present invention；
Fig. 4 is the refinement flow diagram of step S30 in Fig. 3；
Fig. 5 is the flow diagram of bill sharing method second embodiment of the present invention；
Fig. 6 is the flow diagram of bill sharing method 3rd embodiment of the present invention；
Fig. 7 is the refinement flow diagram of step S50 in Fig. 6；
Fig. 8 is the design diagram of bill sharing method first embodiment of the present invention；
Fig. 9 is the design diagram of bill sharing method 3rd embodiment of the present invention；
Figure 10 is the another design diagram of bill sharing method 3rd embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In subsequent description, using for indicating that the suffix of such as " module ", " component " or " unit " of element is only
The explanation for being conducive to the present invention, itself does not have a specific meaning.Therefore, " module ", " component " or " unit " can mix
Ground uses.
Terminal can be implemented in a variety of manners.For example, terminal described in the present invention may include such as mobile phone, tablet
Computer, laptop, palm PC, personal digital assistant (Personal Digital Assistant, PDA), portable
The shiftings such as media player (Portable Media Player, PMP), navigation device, wearable device, Intelligent bracelet, pedometer
The fixed terminals such as dynamic terminal, and number TV, desktop computer.
It will be illustrated by taking mobile terminal as an example in subsequent descriptions, it will be appreciated by those skilled in the art that in addition to special
Except element for moving purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Referring to Fig. 1, a kind of hardware architecture diagram of its mobile terminal of each embodiment to realize the present invention, the shifting
Moving terminal 100 may include：RF (Radio Frequency, radio frequency) unit 101, WiFi module 102, audio output unit
103, A/V (audio/video) input unit 104, sensor 105, display unit 106, user input unit 107, interface unit
108, the components such as memory 109, processor 110 and power supply 111.It will be understood by those skilled in the art that shown in Fig. 1
Mobile terminal structure does not constitute the restriction to mobile terminal, and mobile terminal may include components more more or fewer than diagram,
Either combine certain components or different components arrangement.
The all parts of mobile terminal are specifically introduced with reference to Fig. 1：
Radio frequency unit 101 can be used for receiving and sending messages or communication process in, signal sends and receivees, specifically, by base station
Downlink information receive after, to processor 110 handle；In addition, the data of uplink are sent to base station.In general, radio frequency unit 101
Including but not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier, duplexer etc..In addition, penetrating
Frequency unit 101 can also be communicated with network and other equipment by radio communication.Above-mentioned wireless communication can use any communication
Standard or agreement, including but not limited to GSM (Global System of Mobile communication, global system for mobile telecommunications
System), GPRS (General Packet Radio Service, general packet radio service), CDMA2000 (Code
Division Multiple Access 2000, CDMA 2000), WCDMA (Wideband Code Division
Multiple Access, wideband code division multiple access), TD-SCDMA (Time Division-Synchronous Code
Division Multiple Access, TD SDMA), FDD-LTE (Frequency Division
Duplexing-Long Term Evolution, frequency division duplex long term evolution) and TDD-LTE (Time Division
Duplexing-Long Term Evolution, time division duplex long term evolution) etc..
WiFi belongs to short range wireless transmission technology, and mobile terminal can help user to receive and dispatch electricity by WiFi module 102
Sub- mail, browsing webpage and access streaming video etc., it has provided wireless broadband internet to the user and has accessed.Although Fig. 1 shows
Go out WiFi module 102, but it is understood that, and it is not belonging to must be configured into for mobile terminal, it completely can be according to need
It to be omitted in the range for the essence for not changing invention.
Audio output unit 103 can be in call signal reception pattern, call mode, record mould in mobile terminal 100
When under the isotypes such as formula, speech recognition mode, broadcast reception mode, it is that radio frequency unit 101 or WiFi module 102 are received or
The audio data stored in memory 109 is converted into audio signal and exports to be sound.Moreover, audio output unit 103
The relevant audio output of specific function executed with mobile terminal 100 can also be provided (for example, call signal receives sound, disappears
Breath receives sound etc.).Audio output unit 103 may include loud speaker, buzzer etc..
A/V input units 104 are for receiving audio or video signal.A/V input units 104 may include graphics processor
(Graphics Processing Unit, GPU) 1041 and microphone 1042, graphics processor 1041 is in video acquisition mode
Or the image data of the static images or video obtained by image capture apparatus (such as camera) in image capture mode carries out
Reason.Treated, and picture frame may be displayed on display unit 106.Through graphics processor 1041, treated that picture frame can be deposited
Storage is sent in memory 109 (or other storage mediums) or via radio frequency unit 101 or WiFi module 102.Mike
Wind 1042 can connect in telephone calling model, logging mode, speech recognition mode etc. operational mode via microphone 1042
Quiet down sound (audio data), and can be audio data by such acoustic processing.Audio that treated (voice) data can
To be converted to the format output that can be sent to mobile communication base station via radio frequency unit 101 in the case of telephone calling model.
Microphone 1042 can implement various types of noises elimination (or inhibition) algorithms and send and receive sound to eliminate (or inhibition)
The noise generated during frequency signal or interference.
Mobile terminal 100 further includes at least one sensor 105, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity sensor, wherein ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 1061, and proximity sensor can close when mobile terminal 100 is moved in one's ear
Display panel 1061 and/or backlight.As a kind of motion sensor, accelerometer sensor can detect in all directions (general
For three axis) size of acceleration, size and the direction of gravity are can detect that when static, can be used to identify the application of mobile phone posture
(such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.；
The fingerprint sensor that can also configure as mobile phone, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer,
The other sensors such as hygrometer, thermometer, infrared sensor, details are not described herein.
Display unit 106 is for showing information input by user or being supplied to the information of user.Display unit 106 can wrap
Display panel 1061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode may be used
Forms such as (Organic Light-Emitting Diode, OLED) configure display panel 1061.
User input unit 107 can be used for receiving the number or character information of input, and generate the use with mobile terminal
Family is arranged and the related key signals input of function control.Specifically, user input unit 107 may include touch panel 1071 with
And other input equipments 1072.Touch panel 1071, also referred to as touch screen collect user on it or neighbouring touch operation
(for example user uses any suitable objects or attachment such as finger, stylus on touch panel 1071 or in touch panel 1071
Neighbouring operation), and corresponding attachment device is driven according to preset formula.Touch panel 1071 may include touch detection
Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band
The signal come, transmits a signal to touch controller；Touch controller receives touch information from touch detecting apparatus, and by it
It is converted into contact coordinate, then gives processor 110, and order that processor 110 is sent can be received and executed.In addition, can
To realize touch panel 1071 using multiple types such as resistance-type, condenser type, infrared ray and surface acoustic waves.In addition to touch panel
1071, user input unit 107 can also include other input equipments 1072.Specifically, other input equipments 1072 can wrap
It includes but is not limited in physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, operating lever etc.
It is one or more, do not limit herein specifically.
Further, touch panel 1071 can cover display panel 1061, when touch panel 1071 detect on it or
After neighbouring touch operation, processor 110 is sent to determine the type of touch event, is followed by subsequent processing device 110 according to touch thing
The type of part provides corresponding visual output on display panel 1061.Although in Fig. 1, touch panel 1071 and display panel
1061 be to realize the function that outputs and inputs of mobile terminal as two independent components, but in certain embodiments, can
The function that outputs and inputs of mobile terminal is realized so that touch panel 1071 and display panel 1061 is integrated, is not done herein specifically
It limits.
Interface unit 108 be used as at least one external device (ED) connect with mobile terminal 100 can by interface.For example,
External device (ED) may include wired or wireless headphone port, external power supply (or battery charger) port, wired or nothing
Line data port, memory card port, the port for connecting the device with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Interface unit 108 can be used for receiving the input from external device (ED) (for example, number
It is believed that breath, electric power etc.) and the input received is transferred to one or more elements in mobile terminal 100 or can be with
For the transmission data between mobile terminal 100 and external device (ED).
Memory 109 can be used for storing software program and various data.Memory 109 can include mainly storing program area
And storage data field, wherein storing program area can storage program area, application program (such as the sound needed at least one function
Sound playing function, image player function etc.) etc.；Storage data field can store according to mobile phone use created data (such as
Audio data, phone directory etc.) etc..In addition, memory 109 may include high-speed random access memory, can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 110 is the control centre of mobile terminal, utilizes each of various interfaces and the entire mobile terminal of connection
A part by running or execute the software program and/or module that are stored in memory 109, and calls and is stored in storage
Data in device 109 execute the various functions and processing data of mobile terminal, to carry out integral monitoring to mobile terminal.Place
Reason device 110 may include one or more processing units；Preferably, processor 110 can integrate application processor and modulatedemodulate is mediated
Manage device, wherein the main processing operation system of application processor, user interface and application program etc., modem processor is main
Processing wireless communication.It is understood that above-mentioned modem processor can not also be integrated into processor 110.
In the terminal, processor 110 is realized following for executing the bill shared routing stored in memory 109
Step：
When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill
Information；
The second account of the first account input is received, and bill information is sent to second account；
When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on first
The shared bill of account and the second account.
Further, the step of shared bill generated according to bill information based on the first account and the second account is wrapped
It includes：
Determine the account due information of should refund information and the second account of the first account according to bill information, and according to should go back
Money information and account due information establish billing data source；
Palpus repayment amount based on the first account is established according to billing data source and must refund date and the second account
The money amount of money can be urged and the money date can be urged；
To must repayment amount and the date that must refund include that and the money amount of money and can be urged in the shared bill of the first account
The money date is urged to be shown in the shared bill of the second account.
Further, described when detecting first confirmation instruction of second account based on bill information, believed according to bill
Ceasing the step of generating the shared bill based on the first account and the second account further includes later：
The money amount of money and when money being urged to operate of money date can be urged based on can urge when detecting the second account, be exported to the first account
Money is urged to prompt, to prompt the first account to execute operation of refunding.
Further, described when detecting first confirmation instruction of second account based on bill information, believed according to bill
Ceasing the step of generating the shared bill based on the first account and the second account further includes later：
When detecting refund operation of first account based on palpus repayment amount and the date that must refund, more according to refund operation
It newly must repayment amount and palpus refund date；
When detecting that the second account of update urges the money amount of money and can when must complete update on repayment amount and the date that must refund
Urge the money date.
Further, described that palpus repayment amount is updated according to operation of refunding and must further include the step of the refund date：
When detecting that the first account executes refund operation by third-party platform, confirms to the output refund of the second account and carry
Show；
When detecting that second confirmation of second account based on confirmation prompt of refunding instructs, according to refunding, operation update palpus is gone back
The money amount of money and palpus are refunded the date.
Further, the bill sharing method further includes：
When detecting modification operation of first account based on shared bill, modification request instruction is sent to the second account；
When detecting that third of second account based on modification request instruction confirms instruction, according to modification operation and shared account
It is single to generate new shared bill.
Further, the bill sharing method further includes：
When detecting that the information that should refund of the first account is in overdue state, exceed to the first account and the output of the second account
Phase negotiates prompt.
Further, first Account History has personal credit record, described to be exported to the first account and the second account
Include after the step of overdue negotiation prompt：
When detecting based on the overdue negotiation failure command for negotiating prompt, the personal credit record of the first account is set as
Bad credit information；
The bad credit information is committed to preset personal credit to disclose platform and show.
Mobile terminal 100 can also include the power supply 111 (such as battery) powered to all parts, it is preferred that power supply 111
Can be logically contiguous by power-supply management system and processor 110, to realize management charging by power-supply management system, put
The functions such as electricity and power managed.
Although Fig. 1 is not shown, mobile terminal 100 can also be including bluetooth module etc., and details are not described herein.
Embodiment to facilitate the understanding of the present invention, below to the communications network system that is based on of mobile terminal of the present invention into
Row description.
Referring to Fig. 2, Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention, the communication network system
System is the LTE system of universal mobile communications technology, which includes communicating UE (User Equipment, the use of connection successively
Family equipment) (the lands Evolved UMTS Terrestrial Radio Access Network, evolved UMTS 201, E-UTRAN
Ground wireless access network) 202, EPC (Evolved Packet Core, evolved packet-based core networks) 203 and operator IP operation
204。
Specifically, UE201 can be above-mentioned terminal 100, and details are not described herein again.
E-UTRAN202 includes eNodeB2021 and other eNodeB2022 etc..Wherein, eNodeB2021 can be by returning
Journey (backhaul) (such as X2 interface) is connect with other eNodeB2022, and eNodeB2021 is connected to EPC203,
ENodeB2021 can provide the access of UE201 to EPC203.
EPC203 may include MME (Mobility Management Entity, mobility management entity) 2031, HSS
(Home Subscriber Server, home subscriber server) 2032, other MME2033, SGW (Serving Gate Way,
Gateway) 2034, PGW (PDN Gate Way, grouped data network gateway) 2035 and PCRF (Policy and
Charging Rules Function, policy and rate functional entity) 2036 etc..Wherein, MME2031 be processing UE201 and
The control node of signaling, provides carrying and connection management between EPC203.HSS2032 is all to manage for providing some registers
Such as the function of home location register (not shown) etc, and some are preserved in relation to use such as service features, data rates
The dedicated information in family.All customer data can be sent by SGW2034, and PGW2035 can provide the IP of UE 201
Address is distributed and other functions, and PCRF2036 is strategy and the charging control strategic decision-making of business data flow and IP bearing resources
Point, it selects and provides available strategy and charging control decision with charge execution function unit (not shown) for strategy.
IP operation 204 may include internet, Intranet, IMS (IP Multimedia Subsystem, IP multimedia
System) or other IP operations etc..
Although above-mentioned be described by taking LTE system as an example, those skilled in the art it is to be understood that the present invention not only
Suitable for LTE system, be readily applicable to other wireless communication systems, such as GSM, CDMA2000, WCDMA, TD-SCDMA with
And the following new network system etc., it does not limit herein.
Based on above-mentioned mobile terminal hardware configuration and communications network system, each embodiment of the method for the present invention is proposed.
The present invention provides a kind of bill sharing method, and the bill sharing method is applied to mobile terminal, shared in bill
In method first embodiment, with reference to Fig. 3, the bill sharing method includes：
Step S10 is recorded when detecting that the bill typing of the first account is operated according to bill typing operation, with
Generate bill information；
In bill record, there are fund debtors and the object of fund lending side two, to ensure that the two can realize account
Business logic has mark that can follow, and the present embodiment is classified as the first account and the second account, and first account and the second account are only
It is to distinguish for convenience, the account for executing bill typing operation can be the first account, can also be the second account.For convenience of differentiation
It explains, in the present embodiment, fund debtor is indicated with the first account, and fund lending side is indicated with the second account.
When detecting that the bill typing of the first account operates, mobile terminal can be operated according to bill typing to be recorded into row information
Enter, to generate bill information.The bill information includes borrower, and the borrowing time has gone back the amount of money, the amount of money to be gone back, profit of borrowing money
Breath calculating etc., the data items of bill information are abundanter, can more ensure the validity and stability of bill information, can make every account
The source of money, account detail are absolutely clear, without ambiguity occurs.
In the recording process of bill information, partial data project is that acquiescence is necessary, such as fund lending side and fund
Debtor, borrowing balance etc., and interest calculates, the payback period, the data items such as mode of repayment can enrich refund inquiry data.
Step S20, receives the second account of the first account input, and bill information is sent to second account；
After record completes bill information, possess simultaneously to this bill between the first account and the second account to ensure
The right to know of information, therefore the bill typing that the first account is completed operates the confirmation that need to obtain the second account, it otherwise will be not
It sets up.That is, the first account needs bill information being sent to the second account.
Therefore, terminal needs the second account inputted by the first account, inquires corresponding second account object, and will
Bill information is sent to the second account, so that the second account is confirmed.In the present embodiment, the source of the second account, which obtains, is
The ID number of the second account is manually entered by the first account.This mode is complex cumbersome, and the first account is inputting the second account
ID number when may spend many times, bill information is quickly pushed into the second account for convenience of the first account, it is mobile eventually
End provides a key bill sharing function.When the first account completes bill typing, generates bill information, can be shared by bill
Mode, using wechat account, QQ accounts, cell phone address book number etc., bill information is sent to the second account by a key, for
It is detailed that other side consults bill.It is understood that wechat account, QQ accounts, cell phone address book number etc. can be used as the second account
The ID forms at family, when above-mentioned ID forms access the bill writing function of the present embodiment, terminal can be by above scheme by account
Single information is sent to second account.
Step S30 is generated when detecting first confirmation instruction of second account based on bill information according to bill information
Shared bill based on the first account and the second account.
Second account receive the first account transmission bill information after, can statement information consulted, with determination
Whether bill detail is correct, if bill is errorless, the second account can be based on bill information and carry out confirmation operation, generate first and confirm
Instruction, and feed back to the first account.And mobile terminal detect the second account based on bill information first confirm instruction when,
Then prove that the second account statement information has no suggestion for revision, at this point, terminal will decide current bill information, and according to
This generates the shared bill based on the first account and the second account.The shared bill refer to being associated with simultaneously the first account and
The bill information of second account, this, which shares bill information in bill, arbitrarily to change, unless by the first account and the second account
The dual confirmation at family.
That is, bill is shared after both sides confirm and generate, unless both sides, which confirm, agrees to that sharing bill to this modifies, it is no
The bill information then shared in bill will be unable to change, in this way, bill information will not negate arbitrarily by either side, to protect
The clear of account logic is hindered to follow, has avoided either side and fail to carry out bill agreement.
The step of reference Fig. 4, the shared bill generated according to bill information based on the first account and the second account, wraps
It includes：
Step S31 determines the account due information of should refund information and the second account of the first account according to bill information, and
According to should refund information and account due information establishes billing data source；
Shared bill is to be generated based on the first account and the second account, but share performance of the bill in different accounts
Form is different.Since the first account is fund debtor, the responsibility and duty that the first account is undertaken is that fund exists
It is given back in prescribed time-limit；And the second account is fund lending side, therefore the second account is enjoyed and supervises the refund of the first account
Right.Therefore mobile terminal can determine the account due letter of should refund information and the second account of the first account according to bill information
Breath.
According to information and the account due information of should refunding, terminal can set up billing data source.The billing data source includes
The fund of first account and the second account borrows also relationship, and borrows fund to fund debtor and fund lending side in also relationship
The information that should refund and account due information are mutually mapped.
Step S32 establishes the palpus repayment amount based on the first account according to billing data source and must refund the date, Yi Ji
Urging for two accounts and can urge the money date at the money amount of money；
By the information that should refund in billing data source, mobile terminal can determine the palpus repayment amount of the first account and must go back
On the money date, this is to analyze determining proprietary data for the responsibility and duty of the first account.It is described must repayment amount refer to the
One account need to refer to that the first account need to be to the second bill payment to the repayment amount of the second bill payment, the date that must refund
The payback period of repayment amount.
Terminal determine must repayment amount and must refund the date after, can must repayment amount and must refund the date export to
In first account.May and there is a shared bill incessantly in first account, perhaps also has the shared bill of other accounts, because
This this palpus repayment amount and the date that must refund need to export the shared account for being shown in the second account that the first account is associated with
Dan Zhong, to avoid the shared bill with other accounts from mutually obscuring.
It is understood that palpus repayment amount and the date that must refund are a part of refund project in should refunding information,
The information that should refund can also include mode of repayment, refund fund, other various refund projects such as number by stages of refunding.
Step S33 will must repayment amount and the date that must refund include that and can urge money in the shared bill of the first account
The amount of money and the money date can be urged to be shown in the shared bill of the second account.
By the account due information in billing data source, mobile terminal can determine urging the money amount of money and can urging for the second account
On the money date, this is to analyze determining proprietary data for the right of the second account.The amount of money of dunning refers to the second account
Family can remind the account due amount of money refunded, the date of dunning to refer to that the second account can within the prescribed time-limit to the first account
The time limit for prompting of dunning is sent out to the first account.
Terminal can dun in determination and the amount of money and can dun after the date, can dun the amount of money and the date that can dun export to
In second account.May and there is a shared bill incessantly in second account, perhaps also has the shared bill of other accounts, because
This this dun amount of money and date that can dun needs to export the shared account for being shown in the first account that the second account is associated with
Dan Zhong, to avoid the shared bill with other accounts from mutually obscuring.
It is understood that can the dun amount of money and the date that can dun are a part of refund project in account due information,
Other various refund projects such as account due information can also include gathering mode, fund of collecting money, and gathering counts by stages.
Therefore, it is unified to share the bill information of bill, and in the first account and the second account, share bill understand because
It is different with the object of the second account for the first account, and different Show Styles is showed, but bill information is the same.
With reference to Fig. 8, in technical scheme of the present invention, when detecting that the bill typing of the first account operates, according to bill
Typing operation is recorded, to generate bill information；The second account of the first account input is received, and bill information is sent to
Second account；When detecting first confirmation instruction of second account based on bill information, base is generated according to bill information
In the shared bill of the first account and the second account.Through the above technical solutions, the present invention solve traditional fund borrow also with
Card easy tos produce the unclear phenomenon of account, leads to the technical issues of supervising inefficiency of refunding, utilizes digitized shared bill
Form provide effective supervision for the first account and the second account, fund between the two has been ensured by the form supervised mutually
The accuracy of refund is avoided because the time is remote or contact human feelings cause to occur awkward and misunderstands, perfect asset-liabilities systems,
It provides with funds the supervision restraining force of refund, improves refund supervision efficiency.
Further, on the basis of bill sharing method first embodiment of the present invention, bill sharing method second is proposed
Embodiment, with reference to Fig. 5, difference lies in described to detect the second account between the second embodiment and first embodiment
When the first confirmation based on bill information instructs, the shared bill based on the first account and the second account is generated according to bill information
The step of after further include：
Step S40 the money amount of money and can urge when money being urged to operate of money date based on can urge, to first when detecting the second account
Account output urges money to prompt, to prompt the first account to execute operation of refunding.
Mobile terminal generate share bill after, if receive the second account dun operation when, can be defeated to the first account
Go out prompt of dunning, to which the first account of prompt executes operation of refunding.Second account is in the amount of money and the date satisfaction that can dun of can dunning
It in the case of condition, can initiate that money is urged to prompt, to require the first account to refund in time.
Certainly, money is urged to prompt if the second account is not sent out actively, then terminal can urge the money amount of money by the second account is controlled
With when the money date can be urged to meet dun condition, the prompt message of the executable operation of dunning of output.
Further, on the basis of bill sharing method second embodiment of the present invention, bill sharing method third is proposed
Embodiment, with reference to Fig. 6, difference lies in described to detect the second account between the 3rd embodiment and second embodiment
When the first confirmation based on bill information instructs, the shared bill based on the first account and the second account is generated according to bill information
The step of after further include：
Step S50, when detect the first account based on must repayment amount and must refund the date refund operation when, according to also
Money operation update palpus repayment amount and palpus are refunded the date；
With reference to Fig. 9, the first account can be according to that must carry out punctual or payment beforehand on repayment amount and the date that must refund, by holding
Row is refunded operation, is completed fund and is refunded, and after operation of completing to refund, palpus repayment amount in first account that timely updates and
It must refund the date.
It is described that palpus repayment amount is updated according to operation of refunding and must further include the step of the refund date with reference to Fig. 7：
Step S51, when detecting that the first account executes refund operation by third-party platform, also to the output of the second account
Money confirms prompt；
Referring to Fig.1 0, the first account can carry out refund operation in official's platform residing for account, can also recognize at other
The third-party platform demonstrate,proved carries out refund operation.But third-party platform is not belonging in the present invention oneself in bill shared platform
There is platform, therefore, it is difficult to ensure whether real completion fund is refunded, and can not ensure the accuracy of bill information.Therefore, work as detection
When executing refund operation by third-party platform to the first account, terminal will confirm to the output refund of the second account to be prompted.It is described
Refund confirm prompt to the second account carry out fund refund item confirmation, only the second account agree to third-party platform refund or
When acknowledging receipt of the redrawing funds from third-party platform, it could terminate to go back fund in the bill information of this shared bill
Mesh.
Step S52, when detecting second confirmation instruction of second account based on confirmation prompt of refunding, according to operation of refunding
Update must repayment amount and palpus refund date.
Second account will receive refund and confirm prompt, it is assumed that the second account has carried out confirmation operation, then the will be generated
Two confirm instruction and feed back to terminal.Terminal receives the second confirmation instruction, then proves that the second account confirmed the first account base
In the redrawing funds of third-party platform, it is meant that both sides have reached consistent negotiation, and the second account allows the account in shared bill
Single information carries out real-time update.Terminal will be according to the palpus repayment amount for operating the first account of update and the palpus repayment date of refunding at this time
Phase.
Step S60, when detecting palpus repayment amount and the date that must refund completes to update, the second account of update urges money
The amount of money and the money date can be urged.
In the present embodiment, the palpus repayment amount of only the first account and the date that must refund complete after updating, and just start more
Urging for new second account and can urge the money date at the money amount of money.The bill information change of first account is to rely on awarding for the second account
What power confirmed.And during this fund flow, the first account is fund output side, and the bill information of the second account is repaiied
It is passive to change, and is operated without the second account, need to only receive and update the data.Therefore it is counted to ensure in the first account
It is believed that the correctness of breath, terminal will assign the execution of the first account first hand update the data, in the bill information of the first account
Complete normal update and then urging the second account the money amount of money and the money date can be urged to be updated.
Further, on the basis of bill sharing method 3rd embodiment of the present invention, bill sharing method the 4th is proposed
Embodiment, difference lies in the bill sharing method further includes between the fourth embodiment and 3rd embodiment：
Step S70 sends modification to the second account and asks when detecting modification operation of first account based on shared bill
Ask instruction；
In reality scene, since shared bill is locked, can not change easily, if occurring in shared bill
When unusual condition, such as server can not accurately fetch data, or fund is delayed by account in operation of refunding.So shared account
Billing data in list will be unable to real-time update, cause the information content in bill information inaccurate.
To solve this problem, the present embodiment provides changing operating right accordingly to the first account and the second account, but
It is the permission must just can be achieved in the case of both sides' vesting assent simultaneously.The present embodiment will be repaiied using the first account as information
The side of changing is explained.
The modification operation refers to change of first account to the bill information in shared bill, such as to repayment period
Limit, the change of the various data items such as repayment amount.
When detecting modification operation of first account based on shared bill, since the first account has been had in modification operation
The certification at family, without obtaining the certification of the second account, to ensure the legitimacy and reliability of sharing bill, in the present embodiment eventually
End will send modification request instruction to the second account.The modification request instruction operates triggering by the modification of the first account.
Step S80 is operated when detecting that third of second account based on modification request instruction confirms instruction according to modification
New shared bill is generated with shared bill.
If the second account is based on modification, request instruction executes confirmation operation, generates third and confirms instruction.Detecting
Three confirm instruction, and terminal will be determined according to the particulars of amendment in being operated according to modification shares corresponding data item to be modified in bill
Mesh, and corresponding data content in data items to be modified is changed, to generate new shared bill, to replace old shared account
It is single.The new shared bill remains the bill based on the first account and the second account, therefore its modified data also will be same
It walks into the first account, difference lies in the bill information shared in bill can be according to the voluntary responsibility of the first account and second
The right of account and different Show Styles is presented.
Further, on the basis of bill sharing method fourth embodiment of the present invention, bill sharing method the 5th is proposed
Embodiment, difference lies in the bill sharing method further includes between the 5th embodiment and fourth embodiment：
Step S90, when detecting that the information that should refund of the first account is in overdue state, to the first account and the second account
Family exports overdue negotiation prompt.
Assuming that the first account does not carry out refund operation in shared bill to the second account in time, second is given back by fund
Account, such as more than payback period or repayment amount deficiency etc..The information that should refund of so the first account will be arranged to
Overdue state.The overdue state refers to that the first account should not refund project by predetermined protocol timely payment.
When detecting that the information that should refund of the first account is in overdue state, it was demonstrated that current first account cannot fulfil phase
The predetermined protocol answered, terminal will be simultaneously to the first account and the overdue negotiation prompt of the second account output, to avoid this account at this time
It is single to become bad credit.
Further, on the basis of five embodiment of bill sharing method of the present invention, bill sharing method the 6th is proposed
Embodiment, difference lies in first Account History has personal credit note between the sixth embodiment and the 5th embodiment
It records, includes after described the step of exporting overdue negotiation prompt to the first account and the second account：
Step S100 believes the individual of the first account when detecting based on the overdue negotiation failure command for negotiating prompt
It is set as bad credit information with record；
The bad credit information is committed to preset personal credit and discloses platform and show by step S110.
In the present embodiment, if detecting based on the overdue negotiation failure command for negotiating prompt, current first account is proved
Family and the second account both sides are inconsistent in negotiation.The negotiation failure command is triggered by the first account or the first account, it is assumed that
Negotiate inconsistent, then proves fund dispute occurred, agreement for the repayment of money can not be fulfiled on schedule.
This means that the first account is not kept one's word, completion fund is refunded, and agreement for the repayment of money rupture, terminal will be the first account at this time
The personal credit record at family is set as bad credit record.The bad credit information is the record grading of credit, will be used as it
His account signs one of the reference data of fund agreement with the first account.
Bad credit information will be committed to preset personal credit and disclosed by terminal after getting bad credit information
Platform is shown.It is that the information towards users discloses platform that the preset personal credit, which discloses platform, will be used as and look into
Ask the reference platform of user account credit.By preset personal credit, platform disclosed, other users account can decide whether by
Fund lends the first account.
The present invention also provides a kind of computer readable storage medium, there are one the computer-readable recording medium storages
Either more than one program the one or more programs can also be executed by one or more than one processor with
For：
When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill
Information；
The second account of the first account input is received, and bill information is sent to second account；
When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on first
The shared bill of account and the second account.
Computer readable storage medium specific implementation mode of the present invention and above-mentioned bill sharing method and each reality of mobile terminal
It is essentially identical to apply example, details are not described herein.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited in above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form, all of these belong to the protection of the present invention.
Claims (10)
1. a kind of bill sharing method, which is characterized in that the bill sharing method is applied to mobile terminal, and the bill is shared
Method includes：
When detecting that the bill typing of the first account operates, recorded according to bill typing operation, to generate bill information；
The second account of the first account input is received, and bill information is sent to second account；
When detecting first confirmation instruction of second account based on bill information, is generated according to bill information and be based on the first account
With the shared bill of the second account.
2. bill sharing method as described in claim 1, which is characterized in that described generated according to bill information is based on the first account
The step of shared bill of family and the second account includes：
The account due information of should refund information and the second account of the first account is determined according to bill information, and according to bill information
Determine the account due information of should refund information and the second account of the first account, and according to should refund information and account due information is built
It opens an account with single data source；
Palpus repayment amount based on the first account is established according to billing data source and must refund date and the second account are urged
The money amount of money and the money date can be urged；
To must repayment amount and the date that must refund include that and can urge in the shared bill of the first account and the money amount of money and money can be urged
Date is shown in the shared bill of the second account.
3. bill sharing method as claimed in claim 2, which is characterized in that
It is described when detect the second account based on bill information first confirm instruction when, according to bill information generate be based on first
Further include after the step of shared bill of account and the second account：
The money amount of money and when money being urged to operate of money date can be urged based on can urge when detecting the second account, money is urged to the output of the first account
Prompt, to prompt the first account to execute operation of refunding.
4. bill sharing method as claimed in claim 2, which is characterized in that
It is described when detect the second account based on bill information first confirm instruction when, according to bill information generate be based on first
Further include after the step of shared bill of account and the second account：
When detecting refund operation of first account based on palpus repayment amount and the date that must refund, update palpus is operated according to refund
Repayment amount and palpus are refunded the date；
When detecting that urging for the second account of update and can urge money at the money amount of money when must complete update on repayment amount and the date that must refund
Date.
5. bill sharing method as claimed in claim 4, which is characterized in that described to operate update palpus repayment amount according to refunding
Further include with the step of palpus refund date：
When detecting that the first account executes refund operation by third-party platform, confirms to the output refund of the second account and prompt；
When detecting that second confirmation of second account based on confirmation prompt of refunding instructs, according to operation update palpus refund gold of refunding
Volume and palpus are refunded the date.
6. bill sharing method as claimed in claim 4, which is characterized in that the bill sharing method further includes：
When detecting modification operation of first account based on shared bill, modification request instruction is sent to the second account；
When detecting that third of second account based on modification request instruction confirms instruction, given birth to according to modification operation and shared bill
The shared bill of Cheng Xin.
7. such as claim 1 to 6 any one of them bill sharing method, which is characterized in that the bill sharing method is also wrapped
It includes：
When detecting that the information that should refund of the first account is in overdue state, overdue association is exported to the first account and the second account
Quotient prompts.
8. bill sharing method as claimed in claim 7, which is characterized in that first Account History has personal credit note
It records, includes after described the step of exporting overdue negotiation prompt to the first account and the second account：
When detecting based on the overdue negotiation failure command for negotiating prompt, the personal credit record of the first account is set as bad
Credit information；
The bad credit information is committed to preset personal credit to disclose platform and show.
9. a kind of mobile terminal, which is characterized in that the mobile terminal includes：Memory, processor, communication bus and storage
Bill shared routing on the memory,
The communication bus is for realizing the communication connection between processor and memory；
The processor is for executing the bill shared routing, to realize such as bill described in any item of the claim 1 to 8
The step of sharing method.
10. a kind of computer readable storage medium, which is characterized in that it is total to be stored with bill on the computer readable storage medium
Program is enjoyed, is realized when the bill shared routing is executed by processor as bill described in any item of the claim 1 to 8 is shared
The step of method.
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| CN201810169585.8A CN108305162A (en) | 2018-02-28 | 2018-02-28 | Bill sharing method, mobile terminal and computer readable storage medium |
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| CN201810169585.8A CN108305162A (en) | 2018-02-28 | 2018-02-28 | Bill sharing method, mobile terminal and computer readable storage medium |
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| CN110060138A (en) * | 2018-12-28 | 2019-07-26 | 中国银联股份有限公司 | For handling the method and device thereof of shared bill information |
| CN111028074A (en) * | 2019-12-06 | 2020-04-17 | 深圳乐信软件技术有限公司 | Overdue bill updating and inquiring method, system, server and storage medium |
| CN111091384A (en) * | 2019-11-18 | 2020-05-01 | 北京小米移动软件有限公司 | Resource replacement method, device, system and computer readable storage medium |
| CN114140122A (en) * | 2021-12-08 | 2022-03-04 | 工银科技有限公司 | Credit certificate transfer method and device |
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