CN108510264A - Method of payment, mobile terminal and readable storage medium storing program for executing - Google Patents
Method of payment, mobile terminal and readable storage medium storing program for executing Download PDFInfo
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- CN108510264A CN108510264A CN201810299351.5A CN201810299351A CN108510264A CN 108510264 A CN108510264 A CN 108510264A CN 201810299351 A CN201810299351 A CN 201810299351A CN 108510264 A CN108510264 A CN 108510264A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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Abstract
The invention discloses a kind of method of payment, mobile terminal and readable storage medium storing program for executing, are related to mobile payment technical field, and this method includes:Obtain the payment record of mobile terminal;The selection payment object from the payment record;The payment information for parsing the payment object, calls payment platform;It is paid into the payment platform, by the recent payment record of mobile terminal, Rapid matching pays object, is particularly suitable for common fixed payment object, barcode scanning need not pay every time, save the time of payment, improve user experience.
Description
Technical field
The present invention relates to a kind of mobile payment technical field more particularly to method of payment, mobile terminal and readable storage mediums
Matter.
Background technology
With the fast development of electronics and mechanics of communication, carries out barcode scanning payment using mobile terminal and is widely applied,
More and more payment softwares can provide barcode scanning payment function, and the payment software installed on mobile terminal is also more and more.One
As for, businessman can provide the respective two-dimensional code of a variety of payment platforms, and user therefrom selects a kind of progress barcode scanning payment, can deposit
In problems with:
1, user needs the Quick Response Code in inquiry and searching shop, therefore will increase the time cost of user;
2, the time used with Quick Response Code constantly extends, and Quick Response Code may be unintelligible, leads to not identify or pay
Failure;
3, it if it is the businessman (supermarket near such as residence) often gone, barcode scanning to pay, repeat again every time
Same part thing is done, user experience can be allowed poor, and waste time.
Invention content
It is a primary object of the present invention to propose a kind of method of payment, mobile terminal and readable storage medium storing program for executing, it is intended to solve
Mobile payment is time-consuming longer, experiences poor problem.
To achieve the above object, a kind of method of payment provided by the invention, including:
Obtain the payment record of mobile terminal;
The selection payment object from the payment record;
The payment information for parsing the payment object, calls payment platform;
It is paid into the payment platform.
Optionally, further include before the payment record for obtaining mobile terminal:
The history payment record of mobile terminal is stored in payment record memory module.
Optionally, the payment record for obtaining mobile terminal includes:
Call the payment record memory module on mobile terminal;
Obtain the payment record in mobile terminal preset times and/or in preset time period.
Optionally, the payment record includes:Pay bar code, the means of payment, time of payment, payment object oriented and branch
Pay object head portrait.
Optionally, the selection payment object from the payment record includes:
According to the payment object oriented and/or payment object head portrait in the payment record, payment pair to be collected money is selected
As.
Optionally, the payment information of the parsing payment object, calling payment platform include:
Parse the corresponding payment record of the payment object;
Obtain the means of payment;
It is selected according to the means of payment and calls corresponding payment platform.
Optionally, the means of payment includes:Alipay, wechat, wealth pay logical and hundred pairs of treasured;Correspondingly, the payment is flat
Platform includes:Alipay APP, wechat APP, Tencent QQ and Baidu APP.
Optionally, described to be selected according to the means of payment and call the corresponding payment platform to include:
Judge whether the means of payment for including in the history payment record of the payment object is a kind of, if so, selection
The means of payment, and the corresponding payment platform of the means of payment is called automatically;
Otherwise, means of payment selection interface is popped up, instruction according to the user's choice selects and calls corresponding payment platform.
In addition, to achieve the above object, the present invention also proposes a kind of mobile terminal, including:Memory, processor and storage
On the memory and the payment program that can run on the processor, when the payment program is executed by the processor
The step of realizing above-mentioned method of payment.
In addition, to achieve the above object, the present invention also proposes a kind of computer readable storage medium, described computer-readable
The step of storage medium is stored with payment program, and the payment program realizes above-mentioned method of payment when being executed by processor.
A kind of method of payment, mobile terminal and readable storage medium storing program for executing proposed by the present invention, this method include:It obtains mobile whole
The payment record at end;The selection payment object from the payment record;The payment information for parsing the payment object, calls payment
Platform;It is paid into the payment platform, by the recent payment record of mobile terminal, Rapid matching pays object, especially
It is suitable for common fixed payment objects, barcode scanning need not pay every time, save the time of payment, improve user's body
It tests.
Description of the drawings
The hardware architecture diagram of Fig. 1 mobile terminals of each embodiment to realize the present invention;
Fig. 2 is the wireless communication system schematic diagram of mobile terminal as shown in Figure 1;
Fig. 3 is a kind of flow chart for method of payment that the embodiment of the present invention one provides;
Fig. 4 is a kind of payment record schematic diagram that the embodiment of the present invention one provides;
Fig. 5 is another payment record schematic diagram that the embodiment of the present invention one provides;
Fig. 6 is a kind of flow chart of method of payment provided by Embodiment 2 of the present invention;
Fig. 7 is a kind of flow chart for method of payment that the embodiment of the present invention three provides;
Fig. 8 is a kind of flow chart for method of payment that the embodiment of the present invention five provides;
Fig. 9 is a kind of flow chart for method of payment that the embodiment of the present invention six provides;
Figure 10 is a kind of module diagram for mobile terminal that the embodiment of the present invention seven provides.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In subsequent description, using for indicating that the suffix of such as " module ", " component " or " unit " of element is only
The explanation for being conducive to the present invention, itself does not have a specific meaning.Therefore, " module ", " component " or " unit " can mix
Ground uses.
Terminal can be implemented in a variety of manners.For example, terminal described in the present invention may include such as mobile phone, tablet
Computer, laptop, palm PC, personal digital assistant (Personal Digital Assistant, PDA), portable
The shiftings such as media player (Portable Media Player, PMP), navigation device, wearable device, Intelligent bracelet, pedometer
The fixed terminals such as dynamic terminal, and number TV, desktop computer.
It will be illustrated by taking mobile terminal as an example in subsequent descriptions, it will be appreciated by those skilled in the art that in addition to special
Except element for moving purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Referring to Fig. 1, a kind of hardware architecture diagram of its mobile terminal of each embodiment to realize the present invention, the shifting
Moving terminal 100 may include:RF (Radio Frequency, radio frequency) unit 101, WiFi module 102, audio output unit
103, A/V (audio/video) input unit 104, sensor 105, display unit 106, user input unit 107, interface unit
108, the components such as memory 109, processor 110 and power supply 111.It will be understood by those skilled in the art that shown in Fig. 1
Mobile terminal structure does not constitute the restriction to mobile terminal, and mobile terminal may include components more more or fewer than diagram,
Either combine certain components or different components arrangement.
The all parts of mobile terminal are specifically introduced with reference to Fig. 1:
Radio frequency unit 101 can be used for receiving and sending messages or communication process in, signal sends and receivees, specifically, by base station
Downlink information receive after, to processor 110 handle;In addition, the data of uplink are sent to base station.In general, radio frequency unit 101
Including but not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier, duplexer etc..In addition, penetrating
Frequency unit 101 can also be communicated with network and other equipment by radio communication.Above-mentioned wireless communication can use any communication
Standard or agreement, including but not limited to GSM (Global System of Mobile communication, global system for mobile telecommunications
System), GPRS (General Packet Radio Service, general packet radio service), CDMA2000 (Code
Division Multiple Access 2000, CDMA 2000), WCDMA (Wideband Code Division
Multiple Access, wideband code division multiple access), TD-SCDMA (Time Division-Synchronous Code
Division Multiple Access, TD SDMA), FDD-LTE (Frequency Division
Duplexing-Long Term Evolution, frequency division duplex long term evolution) and TDD-LTE (Time Division
Duplexing-Long Term Evolution, time division duplex long term evolution) etc..
WiFi belongs to short range wireless transmission technology, and mobile terminal can help user to receive and dispatch electricity by WiFi module 102
Sub- mail, browsing webpage and access streaming video etc., it has provided wireless broadband internet to the user and has accessed.Although Fig. 1 shows
Go out WiFi module 102, but it is understood that, and it is not belonging to must be configured into for mobile terminal, it completely can be according to need
It to be omitted in the range for the essence for not changing invention.
Audio output unit 103 can be in call signal reception pattern, call mode, record mould in mobile terminal 100
When under the isotypes such as formula, speech recognition mode, broadcast reception mode, it is that radio frequency unit 101 or WiFi module 102 are received or
The audio data stored in memory 109 is converted into audio signal and exports to be sound.Moreover, audio output unit 103
The relevant audio output of specific function executed with mobile terminal 100 can also be provided (for example, call signal receives sound, disappears
Breath receives sound etc.).Audio output unit 103 may include loud speaker, buzzer etc..
A/V input units 104 are for receiving audio or video signal.A/V input units 104 may include graphics processor
(Graphics Processing Unit, GPU) 1041 and microphone 1042, graphics processor 1041 is in video acquisition mode
Or the image data of the static images or video obtained by image capture apparatus (such as camera) in image capture mode carries out
Reason.Treated, and picture frame may be displayed on display unit 106.Through graphics processor 1041, treated that picture frame can be deposited
Storage is sent in memory 109 (or other storage mediums) or via radio frequency unit 101 or WiFi module 102.Mike
Wind 1042 can connect in telephone calling model, logging mode, speech recognition mode etc. operational mode via microphone 1042
Quiet down sound (audio data), and can be audio data by such acoustic processing.Audio that treated (voice) data can
To be converted to the format output that can be sent to mobile communication base station via radio frequency unit 101 in the case of telephone calling model.
Microphone 1042 can implement various types of noises elimination (or inhibition) algorithms and send and receive sound to eliminate (or inhibition)
The noise generated during frequency signal or interference.
Mobile terminal 100 further includes at least one sensor 105, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity sensor, wherein ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 1061, and proximity sensor can close when mobile terminal 100 is moved in one's ear
Display panel 1061 and/or backlight.As a kind of motion sensor, accelerometer sensor can detect in all directions (general
For three axis) size of acceleration, size and the direction of gravity are can detect that when static, can be used to identify the application of mobile phone posture
(such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.;
The fingerprint sensor that can also configure as mobile phone, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer,
The other sensors such as hygrometer, thermometer, infrared sensor, details are not described herein.
Display unit 106 is for showing information input by user or being supplied to the information of user.Display unit 106 can wrap
Display panel 1061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode may be used
Forms such as (Organic Light-Emitting Diode, OLED) configure display panel 1061.
User input unit 107 can be used for receiving the number or character information of input, and generate the use with mobile terminal
Family is arranged and the related key signals input of function control.Specifically, user input unit 107 may include touch panel 1071 with
And other input equipments 1072.Touch panel 1071, also referred to as touch screen collect user on it or neighbouring touch operation
(for example user uses any suitable objects or attachment such as finger, stylus on touch panel 1071 or in touch panel 1071
Neighbouring operation), and corresponding attachment device is driven according to preset formula.Touch panel 1071 may include touch detection
Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band
The signal come, transmits a signal to touch controller;Touch controller receives touch information from touch detecting apparatus, and by it
It is converted into contact coordinate, then gives processor 110, and order that processor 110 is sent can be received and executed.In addition, can
To realize touch panel 1071 using multiple types such as resistance-type, condenser type, infrared ray and surface acoustic waves.In addition to touch panel
1071, user input unit 107 can also include other input equipments 1072.Specifically, other input equipments 1072 can wrap
It includes but is not limited in physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, operating lever etc.
It is one or more, do not limit herein specifically.
Further, touch panel 1071 can cover display panel 1061, when touch panel 1071 detect on it or
After neighbouring touch operation, processor 110 is sent to determine the type of touch event, is followed by subsequent processing device 110 according to touch thing
The type of part provides corresponding visual output on display panel 1061.Although in Fig. 1, touch panel 1071 and display panel
1061 be to realize the function that outputs and inputs of mobile terminal as two independent components, but in certain embodiments, can
The function that outputs and inputs of mobile terminal is realized so that touch panel 1071 and display panel 1061 is integrated, is not done herein specifically
It limits.
Interface unit 108 be used as at least one external device (ED) connect with mobile terminal 100 can by interface.For example,
External device (ED) may include wired or wireless headphone port, external power supply (or battery charger) port, wired or nothing
Line data port, memory card port, the port for connecting the device with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Interface unit 108 can be used for receiving the input from external device (ED) (for example, number
It is believed that breath, electric power etc.) and the input received is transferred to one or more elements in mobile terminal 100 or can be with
For the transmission data between mobile terminal 100 and external device (ED).
Memory 109 can be used for storing software program and various data.Memory 109 can include mainly storing program area
And storage data field, wherein storing program area can storage program area, application program (such as the sound needed at least one function
Sound playing function, image player function etc.) etc.;Storage data field can store according to mobile phone use created data (such as
Audio data, phone directory etc.) etc..In addition, memory 109 may include high-speed random access memory, can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 110 is the control centre of mobile terminal, utilizes each of various interfaces and the entire mobile terminal of connection
A part by running or execute the software program and/or module that are stored in memory 109, and calls and is stored in storage
Data in device 109 execute the various functions and processing data of mobile terminal, to carry out integral monitoring to mobile terminal.Place
Reason device 110 may include one or more processing units;Preferably, processor 110 can integrate application processor and modulatedemodulate is mediated
Manage device, wherein the main processing operation system of application processor, user interface and application program etc., modem processor is main
Processing wireless communication.It is understood that above-mentioned modem processor can not also be integrated into processor 110.
Mobile terminal 100 can also include the power supply 111 (such as battery) powered to all parts, it is preferred that power supply 111
Can be logically contiguous by power-supply management system and processor 110, to realize management charging by power-supply management system, put
The functions such as electricity and power managed.
Although Fig. 1 is not shown, mobile terminal 100 can also be including bluetooth module etc., and details are not described herein.
Embodiment to facilitate the understanding of the present invention, below to the communications network system that is based on of mobile terminal of the present invention into
Row description.
Referring to Fig. 2, Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention, the communication network system
System is the LTE system of universal mobile communications technology, which includes communicating UE (User Equipment, the use of connection successively
Family equipment) (the lands Evolved UMTS Terrestrial Radio Access Network, evolved UMTS 201, E-UTRAN
Ground wireless access network) 202, EPC (Evolved Packet Core, evolved packet-based core networks) 203 and operator IP operation
204。
Specifically, UE201 can be above-mentioned terminal 100, and details are not described herein again.
E-UTRAN202 includes eNodeB2021 and other eNodeB2022 etc..Wherein, eNodeB2021 can be by returning
Journey (backhaul) (such as X2 interface) is connect with other eNodeB2022, and eNodeB2021 is connected to EPC203,
ENodeB2021 can provide the access of UE201 to EPC203.
EPC203 may include MME (Mobility Management Entity, mobility management entity) 2031, HSS
(Home Subscriber Server, home subscriber server) 2032, other MME2033, SGW (Serving Gate Way,
Gateway) 2034, PGW (PDN Gate Way, grouped data network gateway) 2035 and PCRF (Policy and
Charging Rules Function, policy and rate functional entity) 2036 etc..Wherein, MME2031 be processing UE201 and
The control node of signaling, provides carrying and connection management between EPC203.HSS2032 is all to manage for providing some registers
Such as the function of home location register (not shown) etc, and some are preserved in relation to use such as service features, data rates
The dedicated information in family.All customer data can be sent by SGW2034, and PGW2035 can provide the IP of UE 201
Address is distributed and other functions, and PCRF2036 is strategy and the charging control strategic decision-making of business data flow and IP bearing resources
Point, it selects and provides available strategy and charging control decision with charge execution function unit (not shown) for strategy.
IP operation 204 may include internet, Intranet, IMS (IP Multimedia Subsystem, IP multimedia
System) or other IP operations etc..
Although above-mentioned be described by taking LTE system as an example, those skilled in the art it is to be understood that the present invention not only
Suitable for LTE system, be readily applicable to other wireless communication systems, such as GSM, CDMA2000, WCDMA, TD-SCDMA with
And the following new network system etc., it does not limit herein.
Based on above-mentioned mobile terminal hardware configuration and communications network system, each embodiment of the method for the present invention is proposed.
Embodiment one
As shown in figure 3, in the present embodiment, a kind of method of payment, including:
S10, the payment record for obtaining mobile terminal;
Specifically, in the existing means of payment, such as Alipay, wechat, wealth pay logical and hundred pairs of treasured, after the completion of payment,
A payment record will be generated, includes in the payment record:Pay bar code, the means of payment, time of payment, payment object name
Claim, pay the payment informations such as object head portrait, as shown in figure 4, for the payment record of wechat payment, which also includes:
The payment informations such as payment amount, pay status, trade name, and can also carry out reimbursement operation by paying bar code.
As shown in figure 5, for the payment record of Alipay payment, in the payment record in addition to comprising:The means of payment, payment
Outside the payment informations such as time, payment object oriented, payment object head portrait, also include:Payment amount, pay status, red packet use
The payment informations such as situation, description of commodity, bill classification.
In the present embodiment, a payment record memory module is set on the main screen of mobile terminal, for storing as schemed
4, payment record shown in fig. 5, and can therefrom extract predetermined amount of time (within such as 24 hours) or preset times (nearest 10
It is secondary) in transaction record, which need not open the third-party platforms such as Alipay, wechat and can obtain, and save use
The family time of payment.
S20, the selection payment object from the payment record;
Specifically, by taking a supermarket near user residence as an example, user 24 hours in the inherent supermarket to carry out branch
It pays and includes the payment record of the supermarket in nearest ten payment records in operation or customer mobile terminal, then user can be with
By opening the payment record memory module on mobile terminal, to read the last payment record of the supermarket, according to the branch
The payment object oriented and/or payment object head portrait in record are paid, payment object to be collected money, by taking Fig. 4 as an example, the payment are selected
Object is " Puyang common people Liang Fan Co., Ltds ", clicks the head portrait in payment record or " it is limited that the Puyang common people measure dealer
This title of company " can choose the payment object.
The payment information of S30, the parsing payment object, call payment platform;
Specifically, it still by taking Fig. 4 as an example, is parsed by the payment information to the payment object, it is known that one on this
The means of payment of secondary payment record is wechat-change, and accordingly, payment record memory module is defaulted as this payment and also uses wechat
Payment, automatically opens wechat APP, into wechat payment interface.
As another embodiment, when comprising a plurality of payment object, (such as " the Puyang common people measure in the payment record of acquisition
Buy to resell Co., Ltd ") payment record when, and a plurality of payment record includes a variety of means of payment, such as in upper primary branch
It paying in record, user is paid using the wechat means of payment, and in time more forwardly of another secondary payment record, user adopts
It is paid with Alipay, after being parsed to these payment informations, mobile terminal pops up means of payment selection interface, the selection
Include two kinds of means of payment of wechat and Alipay in interface, payment interface is entered back into after manually selecting the means of payment by user.
S40, it is paid into the payment platform.
Specifically, into after the payment interface for the payment platform chosen, user inputs payment amount, and inputs password progress
Payment.
In the present embodiment, by the recent payment record of mobile terminal, Rapid matching pays object, is particularly suitable for often
Fixed payment object barcode scanning need not pay, save the time of payment, improve user experience every time.
Embodiment two
As shown in fig. 6, in the present embodiment, the step S10-S40 and embodiment one are essentially identical, difference is in
Further include step S01 before step S10, specifically,
Further include before the step S10:
S01, the history payment record of mobile terminal is stored in payment record memory module.
In the present embodiment, a payment record memory module is set on the main screen of mobile terminal, for storing as schemed
4, payment record shown in fig. 5, and can therefrom extract predetermined amount of time (within such as 24 hours) or preset times (nearest 10
It is secondary) in transaction record, which need not open the third-party platforms such as Alipay, wechat and can obtain, and save use
The family time of payment.
S10, the payment record for obtaining mobile terminal;
Specifically, in the existing means of payment, such as Alipay, wechat, wealth pay logical and hundred pairs of treasured, after the completion of payment,
A payment record will be generated, includes in the payment record:Pay bar code, the means of payment, time of payment, payment object name
Claim, pay the payment informations such as object head portrait, as shown in figure 4, for the payment record of wechat payment, which also includes:
The payment informations such as payment amount, pay status, trade name, and can also carry out reimbursement operation by paying bar code.
As shown in figure 5, for the payment record of Alipay payment, in the payment record in addition to comprising:The means of payment, payment
Outside the payment informations such as time, payment object oriented, payment object head portrait, also include:Payment amount, pay status, red packet use
The payment informations such as situation, description of commodity, bill classification.
S20, the selection payment object from the payment record;
Specifically, by taking a supermarket near user residence as an example, user 24 hours in the inherent supermarket to carry out branch
It pays and includes the payment record of the supermarket in nearest ten payment records in operation or customer mobile terminal, then user can be with
By opening the payment record memory module on mobile terminal, to read the last payment record of the supermarket, according to the branch
The payment object oriented and/or payment object head portrait in record are paid, payment object to be collected money, by taking Fig. 4 as an example, the payment are selected
Object is " Puyang common people Liang Fan Co., Ltds ", clicks the head portrait in payment record or " it is limited that the Puyang common people measure dealer
This title of company " can choose the payment object.
The payment information of S30, the parsing payment object, call payment platform;
Specifically, it still by taking Fig. 4 as an example, is parsed by the payment information to the payment object, it is known that one on this
The means of payment of secondary payment record is wechat-change, and accordingly, payment record memory module is defaulted as this payment and also uses wechat
Payment, automatically opens wechat APP, into wechat payment interface.
As another embodiment, when comprising a plurality of payment object, (such as " the Puyang common people measure in the payment record of acquisition
Buy to resell Co., Ltd ") payment record when, and a plurality of payment record includes a variety of means of payment, such as in upper primary branch
It paying in record, user is paid using the wechat means of payment, and in time more forwardly of another secondary payment record, user adopts
It is paid with Alipay, after being parsed to these payment informations, mobile terminal pops up means of payment selection interface, the selection
Include two kinds of means of payment of wechat and Alipay in interface, payment interface is entered back into after manually selecting the means of payment by user.
S40, it is paid into the payment platform.
Specifically, into after the payment interface for the payment platform chosen, user inputs payment amount, and inputs password progress
Payment.
In the present embodiment, by the recent payment record of mobile terminal, Rapid matching pays object, is particularly suitable for often
Fixed payment object barcode scanning need not pay, save the time of payment, improve user experience every time.
Embodiment three
As shown in fig. 7, in the present embodiment, the step S10 includes:
Payment record memory module on S11, calling mobile terminal;
Specifically, in the existing means of payment, such as Alipay, wechat, wealth pay logical and hundred pairs of treasured, after the completion of payment,
A payment record will be generated, includes in the payment record:Pay bar code, the means of payment, time of payment, payment object name
Claim, pay the payment informations such as object head portrait, as shown in figure 4, for the payment record of wechat payment, which also includes:
The payment informations such as payment amount, pay status, trade name, and can also carry out reimbursement operation by paying bar code.
As shown in figure 5, for the payment record of Alipay payment, in the payment record in addition to comprising:The means of payment, payment
Outside the payment informations such as time, payment object oriented, payment object head portrait, also include:Payment amount, pay status, red packet use
The payment informations such as situation, description of commodity, bill classification.
In the present embodiment, a payment record memory module is set on the main screen of mobile terminal, for storing as schemed
4, payment record shown in fig. 5, and can therefrom extract predetermined amount of time (within such as 24 hours) or preset times (nearest 10
It is secondary) in transaction record, which need not open the third-party platforms such as Alipay, wechat and can obtain, and save use
The family time of payment.
Payment record in S12, acquisition mobile terminal preset times and/or in preset time period.
In the present embodiment, the preset times and the preset time period all can be adjusted freely.
Example IV
In the present embodiment, the step S20 is specially:
According to the payment object oriented and/or payment object head portrait in the payment record, payment pair to be collected money is selected
As.
Specifically, by taking a supermarket near user residence as an example, user 24 hours in the inherent supermarket to carry out branch
It pays and includes the payment record of the supermarket in nearest ten payment records in operation or customer mobile terminal, then user can be with
By opening the payment record memory module on mobile terminal, to read the last payment record of the supermarket, according to the branch
The payment object oriented and/or payment object head portrait in record are paid, payment object to be collected money, by taking Fig. 4 as an example, the payment are selected
Object is " Puyang common people Liang Fan Co., Ltds ", clicks the head portrait in payment record or " it is limited that the Puyang common people measure dealer
This title of company " can choose the payment object.
Embodiment five
As shown in figure 8, in the present embodiment, the step S30 includes:
S31, the corresponding payment record of the parsing payment object;
S32, the means of payment is obtained;
S33, it is selected according to the means of payment and calls corresponding payment platform.
Specifically, it still by taking Fig. 4 as an example, is parsed by the payment information to the payment object, it is known that one on this
The means of payment of secondary payment record is wechat-change, and accordingly, payment record memory module is defaulted as this payment and also uses wechat
Payment, automatically opens wechat APP, into wechat payment interface.
In the present embodiment, the means of payment includes:Alipay, wechat, wealth pay logical and hundred pairs of treasured;Correspondingly, described
Payment platform includes:Alipay APP, wechat APP, Tencent QQ and Baidu APP.
Embodiment six
As shown in figure 9, in the present embodiment, being based on embodiment five, the step S33 includes:
S331, judge whether the means of payment for including in the history payment record for paying object is a kind of, if so,
S332, the selection means of payment, and the corresponding payment platform of the means of payment is called automatically;
Otherwise, S333, pop-up means of payment selection interface, according to the user's choice instruction select and call corresponding payment
Platform.
In the present embodiment, when comprising a plurality of payment object, (such as " the Puyang common people, which measure dealer, to be had in the payment record of acquisition
Limit company ") payment record when, and a plurality of payment record includes a variety of means of payment, such as in upper primary payment note
In record, user is paid using the wechat means of payment, and in time more forwardly of another secondary payment record, user is using branch
It pays treasured to be paid, after parsing these payment informations, mobile terminal pops up means of payment selection interface, the selection interface
In include two kinds of means of payment of wechat and Alipay, enter back into payment interface after manually selecting the means of payment by user.
Embodiment seven
As shown in Figure 10, in the present embodiment, a kind of mobile terminal, including:Memory 10, processor 20 and it is stored in institute
The payment system 30 that can be run on memory and on the processor is stated, it is real when the payment system is executed by the processor
The step of method of payment of current embodiment one.
In the present embodiment, the memory includes at least a type of readable storage medium storing program for executing, is installed on for storing
The operating system and types of applications software of the mobile terminal, for example, payment system program code etc., in addition, the memory
It can be also used for temporarily storing the Various types of data that has exported or will export.
In the present embodiment, the processor can be central processing unit in some embodiments
(CentralProcessing Unit, CPU), controller, microcontroller, microprocessor or other data processing chips.It should
Processor is commonly used in controlling the overall operation of the mobile terminal, and in the present embodiment, the processor is described for running
The program code or processing data stored in memory, such as run the payment system etc..
In the present embodiment, payment system includes:Acquisition module 31, selecting module 32, parsing module 33 and payment module
34, wherein
Acquisition module 31, the payment record for obtaining mobile terminal;
Specifically, in the existing means of payment, such as Alipay, wechat, wealth pay logical and hundred pairs of treasured, after the completion of payment,
A payment record will be generated, includes in the payment record:Pay bar code, the means of payment, time of payment, payment object name
Claim, pay the payment informations such as object head portrait, as shown in figure 4, for the payment record of wechat payment, which also includes:
The payment informations such as payment amount, pay status, trade name, and can also carry out reimbursement operation by paying bar code.
As shown in figure 5, for the payment record of Alipay payment, in the payment record in addition to comprising:The means of payment, payment
Outside the payment informations such as time, payment object oriented, payment object head portrait, also include:Payment amount, pay status, red packet use
The payment informations such as situation, description of commodity, bill classification.
In the present embodiment, a payment record memory module is set on the main screen of mobile terminal, for storing as schemed
4, payment record shown in fig. 5, and can therefrom extract predetermined amount of time (within such as 24 hours) or preset times (nearest 10
It is secondary) in transaction record, which need not open the third-party platforms such as Alipay, wechat and can obtain, and save use
The family time of payment.
Selecting module 32, for the selection payment object from the payment record;
Specifically, by taking a supermarket near user residence as an example, user 24 hours in the inherent supermarket to carry out branch
It pays and includes the payment record of the supermarket in nearest ten payment records in operation or customer mobile terminal, then user can be with
By opening the payment record memory module on mobile terminal, to read the last payment record of the supermarket, according to the branch
The payment object oriented and/or payment object head portrait in record are paid, payment object to be collected money, by taking Fig. 4 as an example, the payment are selected
Object is " Puyang common people Liang Fan Co., Ltds ", clicks the head portrait in payment record or " it is limited that the Puyang common people measure dealer
This title of company " can choose the payment object.
Parsing module 33, the payment information for parsing the payment object, calls payment platform;
Specifically, it still by taking Fig. 4 as an example, is parsed by the payment information to the payment object, it is known that one on this
The means of payment of secondary payment record is wechat-change, and accordingly, payment record memory module is defaulted as this payment and also uses wechat
Payment, automatically opens wechat APP, into wechat payment interface.
As another embodiment, when comprising a plurality of payment object, (such as " the Puyang common people measure in the payment record of acquisition
Buy to resell Co., Ltd ") payment record when, and a plurality of payment record includes a variety of means of payment, such as in upper primary branch
It paying in record, user is paid using the wechat means of payment, and in time more forwardly of another secondary payment record, user adopts
It is paid with Alipay, after being parsed to these payment informations, mobile terminal pops up means of payment selection interface, the selection
Include two kinds of means of payment of wechat and Alipay in interface, payment interface is entered back into after manually selecting the means of payment by user.
Payment module 34, for being paid into the payment platform.
Specifically, into after the payment interface for the payment platform chosen, user inputs payment amount, and inputs password progress
Payment.
In the present embodiment, by the recent payment record of mobile terminal, Rapid matching pays object, is particularly suitable for often
Fixed payment object barcode scanning need not pay, save the time of payment, improve user experience every time.
Embodiment eight
In the present embodiment, a kind of computer readable storage medium, the computer-readable recording medium storage have payment
Program, when the payment program is executed by processor the step of the method for payment of realization embodiment one.
Computer readable storage medium provided by the invention passes through the recent payment record of mobile terminal, Rapid matching branch
Object is paid, common fixed payment object is particularly suitable for, barcode scanning need not be paid every time, be saved the time of payment, carry
High user experience.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited in above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form, all of these belong to the protection of the present invention.
Claims (10)
1. a kind of method of payment, which is characterized in that including:
Obtain the payment record of mobile terminal;
The selection payment object from the payment record;
The payment information for parsing the payment object, calls payment platform;
It is paid into the payment platform.
2. a kind of method of payment according to claim 1, which is characterized in that it is described obtain mobile terminal payment record it
Before further include:
The history payment record of mobile terminal is stored in payment record memory module.
3. a kind of method of payment according to claim 2, which is characterized in that the payment record packet for obtaining mobile terminal
It includes:
Call the payment record memory module on mobile terminal;
Obtain the payment record in mobile terminal preset times and/or in preset time period.
4. a kind of method of payment according to claim 3, which is characterized in that the payment record includes:Payment bar code,
The means of payment, time of payment, payment object oriented and payment object head portrait.
5. a kind of method of payment according to claim 4, which is characterized in that described to select payment from the payment record
Object includes:
According to the payment object oriented and/or payment object head portrait in the payment record, payment object to be collected money is selected.
6. a kind of method of payment according to claim 5, which is characterized in that the disbursement letter of the parsing payment object
Breath, calling payment platform include:
Parse the corresponding payment record of the payment object;
Obtain the means of payment;
It is selected according to the means of payment and calls corresponding payment platform.
7. a kind of method of payment according to claim 6, which is characterized in that the means of payment includes:It is Alipay, micro-
Letter, wealth pay logical and hundred pairs of treasured;Correspondingly, the payment platform includes:Alipay APP, wechat APP, Tencent QQ and Baidu APP.
8. a kind of method of payment according to claim 7, which is characterized in that described to select and adjust according to the means of payment
Include with corresponding payment platform:
Judge whether the means of payment for including in the history payment record of the payment object is a kind of, if so, described in selection
The means of payment, and the corresponding payment platform of the means of payment is called automatically;
Otherwise, means of payment selection interface is popped up, instruction according to the user's choice selects and calls corresponding payment platform.
9. a kind of mobile terminal, which is characterized in that including:It memory, processor and is stored on the memory and can be in institute
The payment program run on processor is stated, is realized when the payment program is executed by the processor as claim 1-8 is any
Described in method of payment the step of.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has payment journey
Sequence is realized when the payment program is executed by processor such as the step of claim 1-8 any one of them methods of payment.
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CN109741049A (en) * | 2019-01-10 | 2019-05-10 | 广东小天才科技有限公司 | A kind of quick payment method, device and equipment |
CN110210852A (en) * | 2019-05-30 | 2019-09-06 | 努比亚技术有限公司 | Pay display methods, mobile terminal and computer readable storage medium |
CN112287706A (en) * | 2020-10-28 | 2021-01-29 | 维沃移动通信有限公司 | Code scanning interaction method and device |
TWI793558B (en) * | 2021-03-23 | 2023-02-21 | 兆豐國際商業銀行股份有限公司 | Method for personalized recommendation of payment code and system thereof |
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CN107590654A (en) * | 2017-08-11 | 2018-01-16 | 深圳市金立通信设备有限公司 | A kind of method of on-line payment, terminal and computer-readable medium |
CN107818465A (en) * | 2017-10-31 | 2018-03-20 | 奇酷互联网络科技(深圳)有限公司 | Method, equipment, mobile terminal and the computer-readable storage medium of payment |
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CN107590654A (en) * | 2017-08-11 | 2018-01-16 | 深圳市金立通信设备有限公司 | A kind of method of on-line payment, terminal and computer-readable medium |
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CN109741049A (en) * | 2019-01-10 | 2019-05-10 | 广东小天才科技有限公司 | A kind of quick payment method, device and equipment |
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CN112287706A (en) * | 2020-10-28 | 2021-01-29 | 维沃移动通信有限公司 | Code scanning interaction method and device |
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