CN107818465A - Method, equipment, mobile terminal and the computer-readable storage medium of payment - Google Patents

Method, equipment, mobile terminal and the computer-readable storage medium of payment Download PDF

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Publication number
CN107818465A
CN107818465A CN201711044400.2A CN201711044400A CN107818465A CN 107818465 A CN107818465 A CN 107818465A CN 201711044400 A CN201711044400 A CN 201711044400A CN 107818465 A CN107818465 A CN 107818465A
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CN
China
Prior art keywords
payment
businessman
paid
mobile terminal
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
CN201711044400.2A
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Chinese (zh)
Inventor
杜立剑
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Qiku Internet Technology Shenzhen Co Ltd
Original Assignee
Qiku Internet Technology Shenzhen Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Qiku Internet Technology Shenzhen Co Ltd filed Critical Qiku Internet Technology Shenzhen Co Ltd
Priority to CN201711044400.2A priority Critical patent/CN107818465A/en
Publication of CN107818465A publication Critical patent/CN107818465A/en
Withdrawn legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices

Abstract

The present invention proposes method, equipment, mobile terminal and the computer-readable storage medium of payment, and wherein this method includes:Applied to mobile terminal, this method includes:Determine the current location of the mobile terminal;Determine that the distance of merchant location and the current location is less than the businessman of preset value, and businessman determined by showing in display interface;When receiving payment request, payment interface corresponding with selected businessman is called, to be paid;Wherein, it is described to pay the information for asking to include selected businessman.For the businessman of stored payment interface, directly invoke the payment interface stored and complete to pay, avoid the operation excessively repeated, improve the usage experience of user and save the time.

Description

Method, equipment, mobile terminal and the computer-readable storage medium of payment
Technical field
The present invention relates to payment technical field, the method more particularly to paid, equipment, mobile terminal and computer storage are situated between Matter.
Background technology
With the popularization of development of Mobile Internet technology and intelligent terminal, Quick Response Code pays the day for being increasingly deep into general public Often life.And based on the current Quick Response Code means of payment, user is used in shop in Quick Response Code payment process, can be existed following Problem:
1. user needs the Quick Response Code in inquiry and searching shop, it will so increase the time cost of user;
2. as the time used constantly extends, the Quick Response Code in shop to be consumed may be unintelligible, leads to not identify Or pay failure;
3. every time when carrying out Quick Response Code payment, it is required for calling camera application, if now mobile phone has already turned on Using more, mobile phone may block very much, cause payment process slow;
In summary, the existing Quick Response Code means of payment still has deficiency at present, causes the usage experience of user not good enough.
The content of the invention
For in the prior art the defects of, the present invention proposes method, equipment, mobile terminal and the computer of payment and deposited Storage media, by the shop patronized to user, using the mode of collection, directly invoke the payment interface stored and complete branch Pay, avoid the operation excessively repeated, improve the usage experience of user and save the time.
Specifically, the present invention proposes specific technical scheme:
Technical solution of the present invention 1 discloses a kind of method of payment, and applied to mobile terminal, this method includes:
Determine the current location of the mobile terminal;
Determine that the distance of merchant location and the current location is less than the businessman of preset value, and show institute really in display interface Fixed businessman;
When receiving payment request, payment interface corresponding with selected businessman is called, to be paid;Wherein, it is described Paying request includes the information of selected businessman.
Technical solution of the present invention 2 proposes on the basis of technical scheme 1, in addition to:
When being paid, the payment information related to current payment is obtained;Wherein, the payment information is used to be propped up Pay and identify paid businessman;
Judge whether the payment information is stored in the mobile terminal;
If judged result is no, the payment information is stored in the mobile terminal.
Technical solution of the present invention 3 proposes on the basis of technical scheme 2, described " when being paid, to obtain and current branch Pay related payment information " include:
When being paid, judge whether current pay is that barcode scanning is paid;
If the determination result is YES, then the payment information related to the current payment is obtained.
Technical solution of the present invention 4 proposes on the basis of technical scheme 2, described " when being paid, to obtain and current branch Pay related payment information " include:
When being paid, judge whether the current location is located within a preset range;
If the determination result is YES, then the payment information related to current payment is obtained.
Technical solution of the present invention 5 proposes that the preset range includes on the basis of technical scheme 4:In preset time period The interior scope that is formed of location point for exceeding preset times by number.
Technical solution of the present invention 6 proposes that the payment information includes on the basis of technical scheme 2:Merchant name, businessman Positional information, businessman pay entrance information, wherein the businessman pay entrance associated with the payment interface.
Technical solution of the present invention 7 proposes that the payment information also includes on the basis of technical scheme 6:History pays note Record information.
Technical solution of the present invention 8 proposes that the display interface shows at least one icon on the basis of technical scheme 1, It is described to pay operation of the request based on response click at least one icon and generate, wherein at least one icon and business Family is corresponding.
Technical solution of the present invention 9 proposes that at least one icon shows corresponding on the basis of technical scheme 8 The mark of the businessman;Wherein, the mark includes following one or more any combination:Merchant name, the position of businessman Information;The history payment record information of businessman.
Technical solution of the present invention 10 proposes a kind of equipment of payment, and applied to mobile terminal, the equipment includes:
Determining module, for determining the current location of the mobile terminal;
Display module, the distance for determining merchant location and the current location are less than the businessman of preset value, and aobvious Show businessman determined by interface display;
Payment module, for when receiving payment request, payment interface corresponding with selected businessman being called, to be propped up Pay;Wherein, it is described to pay the information for asking to include selected businessman.
Technical solution of the present invention 11 proposes on the basis of technical scheme 10, in addition to:
Module is stored up, for when being paid, obtaining the payment information related to current payment;Wherein, the disbursement letter Cease for being paid and being identified paid businessman;
Judge whether the payment information is stored in the mobile terminal;
If judged result is no, the payment information is stored in the mobile terminal.
Technical solution of the present invention 12 proposes that the memory module " when being paid, obtains on the basis of technical scheme 11 Take the payment information related to currently paying " include:
When being paid, judge whether current pay is that barcode scanning is paid;
If the determination result is YES, then the payment information related to the current payment is obtained.
Technical solution of the present invention 13 proposes that the memory module " when being paid, obtains on the basis of technical scheme 11 Take the payment information related to currently paying " include:
When being paid, judge whether the current location is located within a preset range;
If the determination result is YES, then the payment information related to current payment is obtained.
Technical solution of the present invention 14 proposes that the preset range includes on the basis of technical scheme 13:In preset time By number more than the scope that the location point of preset times is formed in section.
Technical solution of the present invention 15 proposes that the payment information includes on the basis of technical scheme 11:Merchant name, business The positional information of family, businessman pay the information of entrance, are associated wherein the businessman pays entrance with the payment interface.
Technical solution of the present invention 16 proposes that the payment information also includes on the basis of technical scheme 15:History is paid Record information.
Technical solution of the present invention 17 proposes that the display interface shows at least one figure on the basis of technical scheme 10 Mark, it is described to pay operation of the request based on response click at least one icon and generate, wherein at least one icon It is corresponding with businessman.
Technical solution of the present invention 18 proposes that at least one icon shows corresponding on the basis of technical scheme 17 The businessman mark;Wherein, the mark includes following one or more any combination:Merchant name, the position of businessman Confidence ceases;The history payment record information of businessman
Technical solution of the present invention 19 proposes a kind of mobile terminal, including:
Processor;
Store the memory of the executable instruction of the processor;
Wherein, the processor is used for:
Determine the current location of the mobile terminal;
Determine that the distance of merchant location and the current location is less than the businessman of preset value, and show institute really in display interface Fixed businessman;
When receiving payment request, payment interface corresponding with selected businessman is called, to be paid;Wherein, it is described Paying request includes the information of selected businessman.
Technical solution of the present invention 20 is proposed on the basis of technical scheme 19, and the processor is additionally operable to:
When being paid, the payment information related to current payment is obtained;Wherein, the payment information is used to be propped up Pay and identify paid businessman;
Judge whether the payment information is stored in the mobile terminal;
If judged result is no, the payment information is stored in the mobile terminal.
Technical solution of the present invention 21 proposes on the basis of technical scheme 20, described " when being paid, to obtain and work as It is preceding to pay related payment information " include:
When being paid, judge whether current pay is that barcode scanning is paid;
If the determination result is YES, then the payment information related to the current payment is obtained.
Technical solution of the present invention 22 proposes on the basis of technical scheme 20, described " when being paid, to obtain and work as It is preceding to pay related payment information " include:
When being paid, judge whether the current location is located within a preset range;
If the determination result is YES, then the payment information related to current payment is obtained.
Technical solution of the present invention 23 proposes on the basis of technical scheme 22, and the preset range includes:When default Between exceed the scope that the location point of preset times formed by number in section.
Technical solution of the present invention 24 proposes on the basis of technical scheme 22, and the payment information includes:Merchant name, The positional information of businessman, businessman pay the information of entrance, are associated wherein the businessman pays entrance with the payment interface.
Technical solution of the present invention 25 proposes on the basis of technical scheme 24, and the payment information also includes:History branch Pay record information.
Technical solution of the present invention 26 proposes on the basis of technical scheme 19, and the display interface shows at least one figure Mark, it is described to pay operation of the request based on response click at least one icon and generate, wherein at least one icon It is corresponding with businessman.
Technical solution of the present invention 27 proposes on the basis of technical scheme 26, and it is right that at least one icon is shown The mark of the businessman answered;Wherein, the mark includes following one or more any combination:Merchant name, businessman's Positional information;The history payment record information of businessman.
Technical solution of the present invention 28 proposes a kind of computer-readable storage medium, and meter is stored with the computer-readable storage medium Calculation machine program;The computer program is used to perform below scheme:
Flow A, the current location for determining the mobile terminal;
Flow B, determine that merchant location and the distance of the current location are less than the businessman of preset value, and show in display interface Show identified businessman;
Flow C, when receive pay request when, corresponding with selected businessman payment interface is called, to be paid;Its In, it is described to pay the information for asking to include selected businessman.
Technical solution of the present invention 29 is proposed on the basis of technical scheme 28, and the computer program is additionally operable to:
When being paid, the payment information related to current payment is obtained;Wherein, the payment information is used to be propped up Pay and identify paid businessman;
Judge whether the payment information is stored in the mobile terminal;
If judged result is no, the payment information is stored in the mobile terminal.
Technical solution of the present invention 30 proposes on the basis of technical scheme 29, described " when being paid, to obtain and work as It is preceding to pay related payment information " include:
When being paid, judge whether current pay is that barcode scanning is paid;
If the determination result is YES, then the payment information related to the current payment is obtained.
Technical solution of the present invention 31 proposes on the basis of technical scheme 29, described " when being paid, to obtain and work as It is preceding to pay related payment information " include:
When being paid, judge whether the current location is located within a preset range;
If the determination result is YES, then the payment information related to current payment is obtained.
Technical solution of the present invention 32 proposes on the basis of technical scheme 31, and the preset range includes:When default Between exceed the scope that the location point of preset times formed by number in section.
Technical solution of the present invention 33 proposes on the basis of technical scheme 29, and the payment information includes:Merchant name, The positional information of businessman, businessman pay the information of entrance, are associated wherein the businessman pays entrance with the payment interface.
Technical solution of the present invention 34 proposes on the basis of technical scheme 33, and the payment information also includes:History branch Pay record information.
Technical solution of the present invention 35 proposes on the basis of technical scheme 28, and the display interface shows at least one figure Mark, it is described to pay operation of the request based on response click at least one icon and generate, wherein at least one icon It is corresponding with businessman.
Technical solution of the present invention 36 proposes on the basis of technical scheme 35, and it is right that at least one icon is shown The mark of the businessman answered;Wherein, the mark includes following one or more any combination:Merchant name, businessman's Positional information;The history payment record information of businessman.
With this, the present invention proposes method, equipment, mobile terminal and the computer-readable storage medium of payment, the wherein party Method includes:Applied to mobile terminal, this method includes:Determine the current location of the mobile terminal;Determine merchant location and institute The distance for stating current location is less than the businessman of preset value, and businessman determined by showing in display interface;Asked when receiving to pay When asking, payment interface corresponding with selected businessman is called, to be paid;Wherein, described pay asks to include selected businessman Information.For the businessman of stored payment interface, directly invoke the payment interface stored and complete to pay, avoided multiple Multiple operation, improve the usage experience of user and save the time.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below by embodiment it is required use it is attached Figure is briefly described, it will be appreciated that the following drawings illustrate only certain embodiments of the present invention, therefore be not construed as pair The restriction of scope, for those of ordinary skill in the art, on the premise of not paying creative work, can also be according to this A little accompanying drawings obtain other related accompanying drawings.
Fig. 1 is a kind of schematic flow sheet of the method for payment that the embodiment of the present invention proposes;
The schematic diagram of display interface in a kind of method for payment that Fig. 2 proposes for the embodiment of the present invention;
The schematic diagram of display interface in a kind of method for payment that Fig. 3 proposes for the embodiment of the present invention;
The schematic diagram of payment interface in a kind of method for payment that Fig. 4 proposes for the embodiment of the present invention;
The schematic diagram at the interface that barcode scanning is paid in a kind of method for payment that Fig. 5 proposes for the embodiment of the present invention;
The schematic diagram of payment interface when barcode scanning is paid in a kind of method for payment that Fig. 6 proposes for the embodiment of the present invention;
Fig. 7 is a kind of structural representation of the equipment for payment that the embodiment of the present invention proposes;
Fig. 8 is a kind of schematic flow sheet for mobile terminal that the embodiment of the present invention proposes.
Embodiment
Hereinafter, the various embodiments of the disclosure will be described more fully.The disclosure can have various embodiments, and It can adjust and change wherein.It should be understood, however, that:It is limited to spy disclosed herein in the absence of by the various embodiments of the disclosure Determine the intention of embodiment, but the disclosure should be interpreted as covering in the spirit and scope for the various embodiments for falling into the disclosure All adjustment, equivalent and/or alternatives.
Embodiment 1
The embodiment of the present invention 1 discloses a kind of method of payment, applied to mobile terminal, as shown in figure 1, this method includes Following steps:
Step 101, the current location for determining the mobile terminal;
Specifically, illustrated so that mobile terminal is mobile phone as an example, can be according to the positioner on mobile phone, such as defend Star locating module either combines satellite positioning module and network (such as 4G networks or 3G network and WIFI network) to enter The common positioning of row, to get the current location of mobile phone.
Step 102, determine that the distance of merchant location and the current location is less than the businessman of preset value, and in display interface Businessman determined by display;
Specifically, after the position of mobile terminal is got, determine whether to be less than preset value, example with current distance Such as less than 10 meters of businessman, and show the businessman;Specifically, in the embodiment of one, receipts can be preset with mobile terminal Folder is hidden, is previously stored with businessman that is that one or more users paid or storing in the collection, and businessman Address information, it can be shown with this based on this display position current with mobile terminal at a distance of the businessman for being less than preset value, Such as there are businessman 1, businessman 2, businessman 3 less than the businessman of preset value with the distance of mobile terminal current location;In one embodiment In, identified businessman can be this 3 businessmans, subsequently show 3 businessmans in display interface.In addition, it can also such as select Select closest businessman to be shown, it is certainly contemplated that the precision positioned to position, can be less than default with display distance difference All businessmans of value, specific distance can flexibly be set according to the situation of reality and the needs of user, such as can To be arranged in 10 meters, or in 20 meters, or even in 30 meters etc..
And in another embodiment, the position of each businessman is stored with database beyond the clouds (such as on businessman oneself Report), in the case, then can be asked it is determined that after the position of mobile terminal by being sent to high in the clouds, with get with The distance of the position of mobile terminal is less than the businessman of preset value and shown.
Specifically, display interface can be specific aobvious as shown in FIG. 2 and 3, certainly in a specific embodiment Show that interface there can also be other display modes, however it is not limited to the embodiment shown in Fig. 2 and Fig. 3, such as can also be list Display mode.
Step 103, when receive pay request when, corresponding with selected businessman payment interface is called, to be paid;Its In, it is described to pay the information for asking to include selected businessman.
Specifically in one embodiment, acquisition for mobile terminal described in such as Fig. 2 and Fig. 3 to pay ask (such as Payment request can click on the icon that businessman A is identified as in Fig. 2 by responding to generate) when, such as need for such as Businessman A is paid in Fig. 2, then calls the payment interface of the businessman A, specifically in one embodiment, payment interface can So that as shown in figure 4, can directly input the amount of money of payment in the payment interface, completion is paid, without opening mobile terminal Camera after, then be directed at the payment Quick Response Code of businessman to be scanned operation, and then payment circle is entered based on scan operation A series of cumbersome operations in face, simplify the operating process of user.
And in another embodiment, after display interface shows identified businessman, such as including businessman 1, business Family 2, businessman 3;Each businessman can preset one respectively and choose code, specifically such as businessman 1 it is default to code of choosing be 1;Businessman 2 It is default to code of choosing be 2;Businessman 3;It is default to code of choosing be 3;Subsequently when the character for getting input is 2, businessman 2 is For selected businessman, and trigger generation and asked to the payment that businessman 2 is paid.
Specifically, after generation pays request, based on businessman corresponding to paying request, the payment interface of the businessman is called, General user is directly paid using the payment interface.
In a specific embodiment, this method also includes:
When being paid, the payment information related to current payment is obtained;Wherein, the payment information is used to be propped up Pay and identify paid businessman;
Judge whether the payment information is stored in the mobile terminal;
If judged result is no, the payment information is stored in the mobile terminal.
Specifically, when being paid, such as some encoding of graphs such as Quick Response Code or bar code are being carried out to businessman A When barcode scanning is paid, shot by camera and the scanning interface that gets as shown in figure 5, then by above-mentioned Quick Response Code or The identification of some encoding of graphs such as bar code, so as to get the payment information and payment interface that pay to corresponding to businessman A, institute If state payment interface then as shown in fig. 6, this time pay be to businessman A carry out first time pay, the payment information can be deposited Storage specifically can automatically store in default collection, can also determine whether to store based on the instruction of user.
In a specific embodiment, described " when being paid, obtaining the payment information related to current payment " Including:
When being paid, judge whether current pay is that barcode scanning is paid;
If the determination result is YES, then the payment information related to the current payment is obtained.
Specifically, the means of payment has a variety of, such as directly transferred accounts by account etc., or in a manner of barcode scanning is paid To carry out, if corresponding means of payment pay for barcode scanning, the payment information related to payment is obtained.Except of course that barcode scanning is paid In addition, if there is the operation of other means of payment comparatively laborious, corresponding payment information can also be got, so as to follow-up direct Payment interface is directly reached using payment information, to simplify delivery operation.
It is described " when being paid, to obtain the disbursement letter related to current payment in another specific embodiment Breath " includes:
When being paid, judge whether the current location is located within a preset range;
If the determination result is YES, then the payment information related to current payment is obtained.
Specifically, can be with User Defined preset range, such as the region often gone with user, such as user is student, can Energy range is arranged on school area etc., in this environment, goes the number of same businessman relatively can be relatively more, in this situation Under, get and pay related payment information, subsequently quickly to be paid, and reduce the payment information of stored businessman (such as reducing the payment information of the businessman stored in institute's collection).
Specifically, in one embodiment, the payment information of all businessmans pay can be stored, it is contemplated that Can only be gone once to many businessmans, the possibility subsequently gone again is very low or without possibility, in this case, it is possible to with Family Chang Qu regions as preset range, judge to have stored or payment information to be stored corresponding to businessman position whether in should Preset range, if being not at the preset range, delete the payment information stored or do not store the payment to be stored Information;With this while user's operation readiness is ensured, occupancy of the data to memory space is reduced.
Specifically, illustrated with the example of a reality, such as user Xiao Ming stays in GuangMing Residential Quater, the place of working Positioned at conference and exhibition center region (such as can be region of the radius in 1 kilometer range using conference and exhibition center as the center of circle), this be at two (specific judge for example can be to appear in the number in the regional extent more than 50 in 1 year for region that Xiao Ming often passes It is secondary) in the case, when performing the payment information of storage businessman (be, for example, food and drink everyday), if businessman be located at GuangMing Residential Quater or Conference and exhibition center region, then perform storage;And in some day, Xiao Ming goes to university city to go on business, and Xiao Ming appeared in university in 1 year The number this once in city, or less than such as 5 times, then when Xiao Ming consumes in " the first milk tea shop ", being not carried out storage should The payment information in " the first milk tea shop ".
In a specific embodiment, the preset range includes:Exceed in preset time period by number and preset The scope that the location point of number is formed.
Specifically, in the application scenarios of a reality, when mobile terminal and location point (such as can with businessman, building, And road or road cross etc.) the distance between when being less than pre-determined distance, you can be considered by specific location point Difference, different pre-determined distances can be corresponded to, such as location point is road cross, then pre-determined distance could be arranged to 2 meters, and if It is that location point is businessman, then indicates that distance could be arranged to 10 meters.
Specifically, in this embodiment it is possible to the payment information of the businessman often patronized to user stores.
In a specific embodiment, the payment information includes:Merchant name, the positional information of businessman, Shang Jiazhi The information of entrance is paid, is associated wherein the businessman pays entrance with the payment interface.
Specifically, in order to more effectively be identified to businessman, the payment information also includes:History payment record is believed Breath.Specific payment record information can be as shown in FIG. 2 and 3.
In a specific embodiment, the display interface shows at least one icon, described to pay request based on sound The operation of at least one icon should be clicked on and generated, wherein at least one icon is corresponding with businessman.
In a specific embodiment, at least one icon shows the mark of the corresponding businessman;Its In, the mark includes following one or more any combination:Merchant name, the positional information of businessman;The history branch of businessman Pay record information.
Specifically, by taking Fig. 2 as an example, including many information, specific corresponding to businessman be provided with corresponding icon, after Continuous user clicks on the icon and can generate payment request and be transferred to corresponding payment interface, as shown in Figure 4.
Embodiment 2
The embodiment of the present invention 2 also discloses a kind of equipment of payment, applied to mobile terminal, as shown in fig. 7, the equipment bag Include:
Determining module 201, for determining the current location of the mobile terminal;
Display module 202, the distance for determining merchant location and the current location are less than the businessman of preset value, and Display interface show determined by businessman;
Payment module 203, for when receiving payment request, payment interface corresponding with selected businessman being called, to enter Row is paid;Wherein, it is described to pay the information for asking to include selected businessman.
In a specific embodiment, the equipment also includes:
Memory module, for when being paid, obtaining the payment information related to current payment;Wherein, the payment Information is used to being paid and being identified paid businessman;
Judge whether the payment information is stored in the mobile terminal;
If judged result is no, the payment information is stored in the mobile terminal.
In a specific embodiment, the memory module " when being paid, obtains the branch related to current payment Pay information " include:
When being paid, judge whether current pay is that barcode scanning is paid;
If the determination result is YES, then the payment information related to the current payment is obtained.
In a specific embodiment, the memory module " when being paid, obtains the branch related to current payment Pay information " include:
When being paid, judge whether the current location is located within a preset range;
If the determination result is YES, then the payment information related to current payment is obtained.
In a specific embodiment, the preset range includes:Exceed in preset time period by number and preset The scope that the location point of number is formed.
In a specific embodiment, the payment information includes:Merchant name, the positional information of businessman, Shang Jiazhi The information of entrance is paid, is associated wherein the businessman pays entrance with the payment interface.
In a specific embodiment, the payment information also includes:History payment record information.
In a specific embodiment, the display interface shows at least one icon, described to pay request based on sound The operation of at least one icon should be clicked on and generated, wherein at least one icon is corresponding with businessman.
In a specific embodiment, at least one icon shows the mark of the corresponding businessman;Its In, the mark includes following one or more any combination:Merchant name, the positional information of businessman;The history branch of businessman Pay record information.
Embodiment 3
The embodiment of the present invention 3 also discloses a kind of mobile terminal, as shown in figure 8, for convenience of description, illustrate only and this The related part of inventive embodiments, particular technique details do not disclose, refer to present invention method part.The movement is whole End can be to include mobile phone, tablet personal computer, PDA (Personal Digital Assistant, personal digital assistant), POS Any mobile terminal device such as (Point of Sales, point-of-sale terminal), vehicle-mounted computer, so that mobile terminal is mobile phone as an example:
Fig. 8 is illustrated that the block diagram of the part-structure of the mobile phone related to terminal provided in an embodiment of the present invention.Reference chart 8, mobile phone includes:Radio frequency (Radio Frequency, RF) circuit 1510, memory 1520, input block 1530, display unit 1540th, sensor 1550, voicefrequency circuit 1560, Wireless Fidelity (wireless fidelity, WiFi) module 1570, processor The part such as 1580 and power supply 1590.It will be understood by those skilled in the art that the handset structure shown in Fig. 8 is not formed pair The restriction of mobile phone, it can include than illustrating more or less parts, either combine some parts or different part cloth Put.
Fig. 8 is specifically introduced each component parts of mobile phone:
RF circuits 1510 can be used for receive and send messages or communication process in, the reception and transmission of signal, especially, by base station After downlink information receives, handled to BBP 1581;In addition, it is sent to base station by up data are designed.Generally, RF electricity Road 1510 includes but is not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier (Low Noise Amplifier, LNA), duplexer etc..In addition, RF circuits 1510 can also be led to by radio communication and network and other equipment Letter.Above-mentioned radio communication can use any communication standard or agreement, including but not limited to global system for mobile communications (Global System of Mobile communication, GSM), general packet radio service (General Packet Radio Service, GPRS), CDMA (Code Division Multiple Access, CDMA), WCDMA (Wideband Code Division Multiple Access, WCDMA), Long Term Evolution (Long Term Evolution, LTE), Email, Short Message Service (Short Messaging Service, SMS) etc..
Memory 1520 can be used for storage software program and module, and processor 1580 is stored in memory by operation 1520 software program and module, so as to perform the various function application of mobile phone and data processing.Memory 1520 can be led To include storing program area and storage data field, wherein, storing program area can storage program area, needed at least one function Application program (such as sound-playing function, image player function etc.) etc.;Storage data field can store uses institute according to mobile phone Data (such as voice data, phone directory etc.) of establishment etc..Stored in addition, memory 1520 can include high random access Device, nonvolatile memory can also be included, a for example, at least disk memory, flush memory device or other volatibility are consolidated State memory device.
Input block 1530 can be used for the numeral or character information for receiving input, and produce with the user of mobile phone set with And the key signals input that function control is relevant.Specifically, input block 1530 may include contact panel 1531 and other inputs Equipment 1532.Contact panel 1531, also referred to as touch-screen, collect touch operation (such as user of the user on or near it Use the behaviour of any suitable object such as finger, stylus or annex on contact panel 1531 or near contact panel 1531 Make), and corresponding attachment means are driven according to formula set in advance.Optionally, contact panel 1531 may include touch detection Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band The signal come, transmits a signal to touch controller;Touch controller receives touch information from touch detecting apparatus, and by it Contact coordinate is converted into, then gives processor 1580, and the order sent of reception processing device 1580 and can be performed.In addition, The polytypes such as resistance-type, condenser type, infrared ray and surface acoustic wave can be used to realize contact panel 1531.Except touch surface Plate 1531, input block 1530 can also include other input equipments 1532.Specifically, other input equipments 1532 can include But it is not limited in physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, action bars etc. It is one or more.
Display unit 1540 can be used for display by user input information or be supplied to user information and mobile phone it is each Kind menu.Display unit 1540 may include display panel 1541, optionally, can use liquid crystal display (Liquid Crystal Display, LCD), the form such as Organic Light Emitting Diode (Organic Light-Emitting Diode, OLED) To configure display panel 1541.Further, contact panel 1531 can cover display panel 1541, when contact panel 1531 detects To after the touch operation on or near it, processor 1580 is sent to determine the type of touch event, is followed by subsequent processing device 1580 provide corresponding visual output according to the type of touch event on display panel 1541.Although in fig. 8, contact panel 1531 and display panel 1541 are the parts independent as two to realize the input of mobile phone and input function, but in some realities Apply in example, contact panel 1531 and display panel 1541 can be integrated and realize input and the output function of mobile phone.
Mobile phone may also include at least one sensor 1550, such as optical sensor, motion sensor and other sensors. Specifically, optical sensor may include ambient light sensor and proximity transducer, wherein, ambient light sensor can be according to ambient light Light and shade adjust the brightness of display panel 1541, proximity transducer can close display panel when mobile phone is moved in one's ear 1541 and/or backlight.As one kind of motion sensor, accelerometer sensor can detect in all directions (generally three axles) and add The size of speed, size and the direction of gravity are can detect that when static, application (such as the horizontal/vertical screen available for identification mobile phone posture Switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap) etc.;As for mobile phone also The other sensors such as configurable gyroscope, barometer, hygrometer, thermometer, infrared ray sensor, will not be repeated here.
Voicefrequency circuit 1560, loudspeaker 1561, microphone 1562 can provide the COBBAIF between user and mobile phone.Audio Electric signal after the voice data received conversion can be transferred to loudspeaker 1561, is changed by loudspeaker 1561 by circuit 1560 Exported for voice signal;On the other hand, the voice signal of collection is converted to electric signal by microphone 1562, by voicefrequency circuit 1560 Voice data is converted to after reception, then after voice data output processor 1580 is handled, through RF circuits 1510 to be sent to ratio Such as another mobile phone, or voice data is exported to memory 1520 further to handle.
WiFi belongs to short range wireless transmission technology, and mobile phone can help user's transceiver electronicses postal by WiFi module 1570 Part, browse webpage and access streaming video etc., it has provided the user wireless broadband internet and accessed.Although Fig. 8 is shown WiFi module 1570, but it is understood that, it is simultaneously not belonging to must be configured into for mobile phone, can not change as needed completely Become in the essential scope of invention and omit.
Processor 1580 is the control centre of mobile phone, using various interfaces and the various pieces of connection whole mobile phone, By running or performing the software program and/or module that are stored in memory 1520, and call and be stored in memory 1520 Interior data, the various functions and processing data of mobile phone are performed, so as to carry out integral monitoring to mobile phone.Optionally, processor 1580 may include one or more processing units;Preferably, processor 1580 can integrate application processor, and application processor is main Handle operating system, user interface and application program etc..The major function of BBP 1581 is baseband coding/decoding, sound Coding and voice coding etc., BBP 1581 can integrate modem processor, and modem processor can not also It is integrated into BBP 1581.It is understood that BBP 1581 can also be integrated in processor 1580.
Mobile phone also includes the power supply 1590 (such as battery) to all parts power supply, it is preferred that power supply can pass through power supply Management system and processor 1580 are logically contiguous, so as to realize management charging, electric discharge and power consumption pipe by power-supply management system The functions such as reason.
Although being not shown, mobile phone can also include camera, bluetooth module etc., will not be repeated here.Implement in the present invention In example, the processor 1580 included by the terminal is used for:
Determine the current location of the mobile terminal;
Determine that the distance of merchant location and the current location is less than the businessman of preset value, and show institute really in display interface Fixed businessman;
When receiving payment request, payment interface corresponding with selected businessman is called, to be paid;Wherein, it is described Paying request includes the information of selected businessman.
Specifically, the embodiment of the present invention 3 also includes other correlated characteristics, specific correlated characteristic refers to embodiment 1 And embodiment 2.
Embodiment 4
The embodiment of the present invention 4 also discloses a kind of computer-readable storage medium, and meter is stored with the computer-readable storage medium Calculation machine program;The computer program is used to perform below scheme:
Flow A, the current location for determining the mobile terminal;
Flow B, determine that merchant location and the distance of the current location are less than the businessman of preset value, and show in display interface Show identified businessman;
Flow C, when receive pay request when, corresponding with selected businessman payment interface is called, to be paid;Its In, it is described to pay the information for asking to include selected businessman.
Specifically, the embodiment of the present invention 4 also includes other correlated characteristics, specific correlated characteristic refers to embodiment 1 And embodiment 2.
With this, the present invention proposes method, equipment, mobile terminal and the computer-readable storage medium of payment, the wherein party Method includes:Applied to mobile terminal, this method includes:Determine the current location of the mobile terminal;Determine merchant location and institute The distance for stating current location is less than the businessman of preset value, and businessman determined by showing in display interface;Asked when receiving to pay When asking, payment interface corresponding with selected businessman is called, to be paid;Wherein, described pay asks to include selected businessman Information.For the businessman of stored payment interface, directly invoke the payment interface stored and complete to pay, avoided multiple Multiple operation, improve the usage experience of user and save the time.
It will be appreciated by those skilled in the art that accompanying drawing is a schematic diagram for being preferable to carry out scene, module in accompanying drawing or Flow is not necessarily implemented necessary to the present invention.
It will be appreciated by those skilled in the art that the module in device in implement scene can be described according to implement scene into Row is distributed in the device of implement scene, can also carry out one or more dresses that respective change is disposed other than this implement scene In putting.The module of above-mentioned implement scene can be merged into a module, can also be further split into multiple submodule.
The invention described above sequence number is for illustration only, does not represent the quality of implement scene.
Disclosed above is only several specific implementation scenes of the present invention, and still, the present invention is not limited to this, Ren Heben What the technical staff in field can think change should all fall into protection scope of the present invention.

Claims (10)

  1. A kind of 1. method of payment, it is characterised in that applied to mobile terminal, this method includes:
    Determine the current location of the mobile terminal;
    Determine that the distance of merchant location and the current location is less than the businessman of preset value, and determined by showing in display interface Businessman;
    When receiving payment request, payment interface corresponding with selected businessman is called, to be paid;Wherein, the payment Request includes the information of selected businessman.
  2. 2. the method as described in claim 1, it is characterised in that also include:
    When being paid, the payment information related to current payment is obtained;Wherein, the payment information be used for paid with And the businessman that mark is paid;
    Judge whether the payment information is stored in the mobile terminal;
    If judged result is no, the payment information is stored in the mobile terminal.
  3. 3. method as claimed in claim 2, it is characterised in that described " when being paid, to obtain related to current payment Payment information " includes:
    When being paid, judge whether current pay is that barcode scanning is paid;
    If the determination result is YES, then the payment information related to the current payment is obtained.
  4. 4. method as claimed in claim 2, it is characterised in that described " when being paid, to obtain related to current payment Payment information " includes:
    When being paid, judge whether the current location is located within a preset range;
    If the determination result is YES, then the payment information related to current payment is obtained.
  5. 5. method as claimed in claim 4, it is characterised in that the preset range includes:By secondary in preset time period Number is more than the scope that the location point of preset times is formed.
  6. 6. the method as described in claim 1, it is characterised in that the display interface shows at least one icon, the payment Ask to click on the operation of at least one icon based on response and generate, wherein at least one icon is corresponding with businessman.
  7. 7. method as claimed in claim 6, it is characterised in that at least one icon shows the corresponding businessman Mark;Wherein, the mark includes following one or more any combination:Merchant name, the positional information of businessman;Businessman History payment record information.
  8. 8. a kind of equipment of payment, it is characterised in that applied to mobile terminal, the equipment includes:
    Determining module, for determining the current location of the mobile terminal;
    Display module, the distance for determining merchant location and the current location are less than the businessman of preset value, and on display circle Face show determined by businessman;
    Payment module, for when receiving payment request, payment interface corresponding with selected businessman being called, to be paid; Wherein, it is described to pay the information for asking to include selected businessman.
  9. A kind of 9. mobile terminal, it is characterised in that including:
    Processor;
    Store the memory of the executable instruction of the processor;
    Wherein, the processor is used for:
    Determine the current location of the mobile terminal;
    Determine that the distance of merchant location and the current location is less than the businessman of preset value, and determined by showing in display interface Businessman;
    When receiving payment request, payment interface corresponding with selected businessman is called, to be paid;Wherein, the payment Request includes the information of selected businessman.
  10. 10. a kind of computer-readable storage medium, it is characterised in that be stored with computer program in the computer-readable storage medium;Institute Computer program is stated to be used to perform below scheme:
    Flow A, the current location for determining the mobile terminal;
    Flow B, determine that the distance of merchant location and the current location is less than the businessman of preset value, and institute is shown in display interface The businessman of determination;
    Flow C, when receive pay request when, corresponding with selected businessman payment interface is called, to be paid;Wherein, institute State the information for paying and asking to include selected businessman.
CN201711044400.2A 2017-10-31 2017-10-31 Method, equipment, mobile terminal and the computer-readable storage medium of payment Withdrawn CN107818465A (en)

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US10783995B2 (en) 2018-03-09 2020-09-22 Hcmed Innovations Co., Ltd Atomization method having authentication mechanism
CN108600525B (en) * 2018-03-30 2021-01-26 维沃移动通信有限公司 Information processing method and mobile terminal
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CN108510264A (en) * 2018-03-30 2018-09-07 努比亚技术有限公司 Method of payment, mobile terminal and readable storage medium storing program for executing
CN108647957A (en) * 2018-05-11 2018-10-12 维沃移动通信有限公司 A kind of method of payment, device and mobile terminal
CN108732937A (en) * 2018-05-31 2018-11-02 广东美的制冷设备有限公司 Remote controler, mobile terminal, the display methods of control interface and medium
CN109447652A (en) * 2018-10-31 2019-03-08 广东小天才科技有限公司 A kind of quick payment method, device and equipment
CN109558055A (en) * 2018-12-04 2019-04-02 张朝磊 A kind of input method based on the mobile terminal payment amount of money, device and its readable storage medium storing program for executing machine terminal equipment
CN111381915A (en) * 2018-12-29 2020-07-07 阿里巴巴集团控股有限公司 Data processing method, device, system and storage medium
CN111381915B (en) * 2018-12-29 2023-09-26 阿里巴巴集团控股有限公司 Data processing method, device, system and storage medium
CN109886668A (en) * 2019-01-31 2019-06-14 维沃移动通信有限公司 A kind of payment interface starting method and apparatus
CN112163852A (en) * 2020-09-29 2021-01-01 陈旺新 Mobile payment method, system, device and storage medium
CN112163852B (en) * 2020-09-29 2024-04-16 陈旺新 Mobile payment method, system, device and storage medium

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