CN108647957A - A kind of method of payment, device and mobile terminal - Google Patents
A kind of method of payment, device and mobile terminal Download PDFInfo
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- CN108647957A CN108647957A CN201810449808.6A CN201810449808A CN108647957A CN 108647957 A CN108647957 A CN 108647957A CN 201810449808 A CN201810449808 A CN 201810449808A CN 108647957 A CN108647957 A CN 108647957A
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- Prior art keywords
- businessman
- information
- location information
- quick response
- response code
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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Abstract
The present invention provides a kind of method of payment, device and mobile terminals.The method includes:Obtain the current location information of the mobile terminal;In the geographical location information for judging each businessman preserved in businessman's address list, if exist and the matched geographical location information of the current location information;If so, exporting prompt options on the mobile terminal screen;Wherein, the prompt options include the option for the Quick Response Code payment interface for opening businessman's address list binding;When detecting the selection operation to the prompt options, the Quick Response Code payment interface is shown.The present invention can reduce operating process of the user when being paid using Quick Response Code, reduce the number of operations of user, save user time, substantially increase the usage experience of user.
Description
Technical field
The present invention relates to mobile communication technology fields, more particularly to a kind of method of payment, device and mobile terminal.
Background technology
Now with the rapid development of the communication technology, mobile terminal (such as mobile phone) occupies very big in people's lives
Proportion, when restaurant, supermarket or market for example, user is near either company are consumed using Quick Response Code complete branch
Pay etc..
Quick Response Code payment has become the most common means of payment in people's daily life, including:User's barcode scanning, which enters, pays
Money interface or user show payment code to businessman.
Although Quick Response Code payment has been greatly simplified the whole flow process with convenient consumption payment, user is passed through
The businessman often consumed, there are following defects for current technology:
For family either company nearby the businessman user that often consumes there is still a need for again and again repeatedly barcode scanning or
Show payment code could enter payment, and barcode scanning or show payment code when, need open related application (such as wechat or branch
Pay treasured), it then searches " barcode scanning " function by clicking operation again or searches multiple clicking operation and open payment code interface, to complete
Payment.Operating process is comparatively laborious, and user experience is bad.
Invention content
A kind of method of payment of offer of the embodiment of the present invention, device and mobile terminal, to solve to use two dimension in the prior art
When code payment, flow caused by payment is completed in user's multi-pass operation is cumbersome, the problem of poor user experience.
In order to solve the above-mentioned technical problem, the invention is realized in this way:A kind of method of payment is applied to mobile terminal,
Including:Obtain the current location information of the mobile terminal;Judge the geographical location letter of each businessman preserved in businessman's address list
In breath, if exist and the matched geographical location information of the current location information;If so, on the mobile terminal screen
Export prompt options;Wherein, the prompt options include the choosing for the Quick Response Code payment interface for opening businessman's address list binding
;When detecting the selection operation to the prompt options, the Quick Response Code payment interface is shown.
In a first aspect, the embodiment of the present invention additionally provides a kind of payment mechanism, including:Current location acquisition module, is used for
Obtain the current location information of the mobile terminal;Position judging module, each businessman for judging to preserve in businessman's address list
Geographical location information in, if exist and the matched geographical location information of the current location information;Option output module is used
In when there is geographical location information matched with the current location information, then prompt is exported on the mobile terminal screen
Option;Wherein, the prompt options include the option for the Quick Response Code payment interface for opening businessman's address list binding;Interface is aobvious
Show module, for when detecting the selection operation to the prompt options, showing the Quick Response Code payment interface.
Second aspect an embodiment of the present invention provides a kind of mobile terminal, including processor, memory and is stored in described
It is real when the computer program is executed by the processor on memory and the computer program that can run on the processor
The step of existing method of payment as described in any one of the above embodiments.
In embodiments of the present invention, it by obtaining the current location information of mobile terminal, and is preserved in businessman's address list
Each businessman geographical location information in exist geographical location information matched with current location information when, in mobile terminal screen
Upper output prompt options, prompt options include the option for the Quick Response Code payment interface for opening the binding of businessman's address list, are being detected
When user is to the selection operations of prompt options, two-dimensional code display payment interface, to scan the two-dimensional code payment interface by businessman
Quick Response Code completes payment, and the embodiment of the present invention can reduce operating process of the user when being paid using Quick Response Code, reduce use
The number of operations at family, saves user time, substantially increases the usage experience of user.
Description of the drawings
Fig. 1 is a kind of step flow chart of method of payment provided in an embodiment of the present invention;
Fig. 2 is a kind of step flow chart of method of payment provided in an embodiment of the present invention;
Fig. 3 is a kind of structural schematic diagram of payment mechanism provided in an embodiment of the present invention;
Fig. 4 is a kind of structural schematic diagram of payment mechanism provided in an embodiment of the present invention;
Fig. 5 is a kind of structure diagram for mobile terminal that the embodiment of the present invention five provides.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation describes, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair
Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained without creative efforts
Example, shall fall within the protection scope of the present invention.
Embodiment one
Referring to Fig.1, a kind of step flow chart of method of payment provided in an embodiment of the present invention is shown, which can
To be applied to mobile terminal, following steps are can specifically include:
Step 101:Obtain the current location information of the mobile terminal.
In embodiments of the present invention, mobile terminal can be mobile phone, PDA (Personal DigitalAssistant, it is a
Personal digital assistant), the mobile electronic devices such as tablet computer.
It is previously provided with businessman's address list in mobile terminal system, it is corresponding that each businessman is preserved in businessman's address list
Description information, such as identification information, Shang Jiaming, businessman's Quick Response Code, geographical location, the scoring to the businessman, the Shang Jia electricity of each businessman
The information such as words, classification (cuisines, amusement, body building etc.) and details description.
The form that list may be used in systems preserves the description information of each businessman in businessman's address list, also may be used
The description information of each businessman to be stored in database, the embodiment of the present invention does not limit this.
Businessman's address list can be mounted to the application program in mobile terminal, and each page is provided in businessman's address list
Face, for each page for recording the description information for having each businessman, user can open businessman's address list input inquiry keyword manually
To search required Business Information.Certainly, businessman's address list may be the journey for being similar to telephonic communication record in mobile terminal
Sequence can preserve identification information, Merchant name of each businessman etc., and the embodiment of the present invention does not limit this.
Location information (the warp that specific location technology obtains mobile terminal or user is presently in may be used in mobile terminal
Latitude coordinate), usually used by there are two types of location technologies, one is based on GPS (Global Positioning System,
Global positioning system) positioning, one is the positioning of the base station based on mobile Operation Network.Positioning method based on GPS is profit
The position signal of oneself is sent to positioning backstage to realize with the GPS positioning module on mobile terminal;Base station location technology is then
It is that the position of mobile terminal is determined to the measuring and calculating distance of mobile terminal using base station, needs according to mobile terminal and three base stations
Between position relationship obtain mobile terminal current location.
In practical applications, those skilled in the art can also be presently in using other manner to obtain mobile terminal
Location information, the embodiment of the present invention do not limit this.
After the current location information for obtaining mobile terminal, 102 are thened follow the steps.
Step 102:In the geographical location information for judging each businessman preserved in businessman's address list, if exist and work as with described
The geographical location information of front position information matches.
In embodiments of the present invention, the geographical location information of each businessman preserved in businessman's address list can be each businessman
The specific region covered on map.It can be stored in the form of coordinate, for example, A businessmans, the area coordinate covered
Point is (0,0), (0,50) (50,0) (50,50).In turn, the coordinate that position is presently in mobile terminal is located at each businessman on ground
When being covered on figure in the coordinate range in the region, then it represents that deposited in the geographical location information of each businessman preserved in businessman's address list
With the matched geographical location of current location information.
The geographical location information of each businessman preserved in businessman's address list may be the geographic position name of each businessman
Information, such as " ZhongGuanCun south Street, Haidian District, BeiJing City 9 ", the embodiment of the present invention does not limit this.
In practical applications, other manner can also be used to judge the geographical location of each businessman preserved in businessman's address list
In information with the presence or absence of with the matched geographical location information of current location information, for example, user current location information is that " Haidian is yellow
The geographical location information of village subway station Bei Kou ", the A businessmans that businessman's address list is preserved are that " village Hai Dianhuang subway station Bei Kou heads west
The geographical location information of 200m ", B businessman be " Zhong Guan-cun South Street 31 ", then may determine that the user current location be with
The geographical location information of A businessmans matches in businessman's address list, is mismatched etc. with the geographical location information of B businessmans.
Exist in the geographical location information of each businessman preserved in businessman's address list and is presently in position with mobile terminal
When the geographical location information of information matches, 103 are thened follow the steps.
Step 103:Prompt options are exported on the mobile terminal screen.
In embodiments of the present invention, specifically, in mounted application program during businessman's address list is mobile terminal, then
There is the Quick Response Code payment interface of binding in businessman's address list.And it is logical similar to phone in businessman's address list is mobile terminal
When interrogating the program of record, it is corresponding with businessman's address list that a Quick Response Code payment interface can be set in systems.
Certainly, in practical applications, other manner can also be used businessman's address list and corresponding Quick Response Code payment interface
Binding, the embodiment of the present invention do not limit this.
Prompt options can be button options, exist in the geographical location information of each businessman preserved in businessman's address list
When being presently in the matched geographical location information of location information with mobile terminal, prompt can be popped up on mobile terminal display screen
Option button, such as:"Yes" or "No" etc. clicks button to execute corresponding operation by user.
In embodiments of the present invention, it in prompt options can only include the Quick Response Code payment circle for opening the binding of businessman's address list
The option in face, if user needs to execute the operation to the option, which can automatically disappear after setting time, such as
15s, 20s etc..
The prompt options popped up on customer mobile terminal display screen, such as signal language can be prompted by way of prompt tone
Sound or music etc. can also prompt prompt options popped up on customer mobile terminal display screen etc. by way of vibrations, this
Inventive embodiments also do not limit this.
After exporting prompt options on mobile terminal screen, 104 are thened follow the steps.
Step 104:When detecting the selection operation to the prompt options, the Quick Response Code payment interface is shown.
It in embodiments of the present invention, can be to mobile whole after the prompt options that user selects on mobile terminal screen
Automatic unlocking is held, and shows the corresponding Quick Response Code payment interface of businessman's address list on mobile terminal display screen curtain, and then by quotient
The Quick Response Code in the Quick Response Code payment interface is scanned in family, to show that interface is completed in payment or businessman is corresponding on display interface
Payment interface, to complete to pay.
Specifically, it is described in detail with embodiments discussed below.
In one preferred embodiment of the invention, above-mentioned steps 104 may include:
Sub-step S1:When the first businessman scans the Quick Response Code that the Quick Response Code payment interface is shown, described first is obtained
The first identifier information of businessman.
In embodiments of the present invention, prompt options are being selected according to user and are showing businessman on mobile terminal display screen curtain
After the corresponding Quick Response Code payment interface of address list, the businessman for scanning the Quick Response Code in the Quick Response Code payment interface can be carried out
Monitoring in real time.The monitoring program that system intialization may be used is monitored the first businessman for scanning the Quick Response Code, can also adopt
Otherwise the first businessman for scanning the Quick Response Code is monitored, the embodiment of the present invention does not limit this.
After the Quick Response Code that the first businessman scans the two-dimensional code that payment interface is shown, system can obtain taking for the first businessman
The first identifier information of band, is not limited only to this, can also get geographical location, Merchant name, Quick Response Code of the first businessman etc.
Information.
In another preferred embodiment of the invention, can also include:
Sub-step N1:Obtain first businessman's Quick Response Code of first businessman;
Sub-step N2:Judge whether the first businessman Quick Response Code and original two-dimensional code are identical;Wherein, described initial two
Code refers to the Quick Response Code corresponding with first businessman preserved in businessman's address list;Do not preserve in businessman's address list
When the corresponding Quick Response Code of one businessman, then sub-step N3 is executed;
Sub-step N3:The original two-dimensional code is updated to the first businessman Quick Response Code.
It in embodiments of the present invention, not only can be with after the first businessman scans the two-dimensional code the Quick Response Code in payment interface
The first identifier information for obtaining the first businessman, can also obtain first businessman's Quick Response Code of the first businessman, and by the first businessman two
It ties up code Quick Response Code corresponding with the first businessman preserved in businessman's address list to judge, to judge whether the two is identical, such as
Fruit is different, then it represents that the Quick Response Code of the first businessman is changed, then is corresponded to the first businessman preserved in businessman's address list
Quick Response Code be updated to first businessman's Quick Response Code, namely complete to correspond to Quick Response Code more to the first businessman in businessman's address list
Newly.
Certainly, after the first businessman scans the two-dimensional code the Quick Response Code in payment interface, it can also obtain the first businessman's
Other information, such as geographical location, merchant telephone information, and other Business Information of the first businessman of acquisition and businessman are communicated
The Business Information of the first businessman preserved in record matches one by one, to judge whether the Business Information of the first businessman changes
Become, when there is Business Information to change, businessman's address list can be updated according to the newest Business Information of the first businessman of acquisition
In the first businessman Business Information, to obtain the newest Business Information of the first businessman in real time.
After the first identifier information for obtaining the first businessman, then sub-step S2 is executed.
Sub-step S2:In the identification information for judging each businessman preserved in businessman's address list, if exist with it is described
The identification information of first identifier information matches.
There are corresponding identification information, the identification information of each businessman to be in all businessmans that businessman's address list is preserved
Uniquely, the first identifier information of the first businessman identification information corresponding with the businessman preserved in businessman's address list is matched,
In successful match, the Business Information that first businessman is pre-saved in businessman's address list is indicated, when matching unsuccessful, then
The Business Information of the first businessman is not preserved in expression businessman's address list.
When matching unsuccessful, then businessman's address list can preserve the Business Information of the first businessman of acquisition.
Exist in the identification information of each businessman preserved in successful match namely in businessman's address list and believes with first identifier
When ceasing matched identification information, then sub-step S3 is executed.
Sub-step S3:Display payment interface corresponding with first businessman;Or display is corresponding with first businessman
Interface is completed in payment.
When pre-saving the Business Information of the first businessman in businessman's address list, then businessman can be scanned in the first businessman
When the corresponding Quick Response Code of address list, payment interface corresponding with the first businessman is jumped directly to, payment amount is inputted by user, and
Completion is paid after clicking " confirmation ", primarily directed to the bigger payout status of the amount of money.It is of course also possible to be completed by businessman
The Quick Response Code of gathering namely Quick Response Code payment interface is equivalent to payment code, by businessman on behalf of the payment for directly deducting the corresponding amount of money
Money, this kind of situation is primarily directed to small amount payment.
Method of payment provided in an embodiment of the present invention, by obtaining the current location information of mobile terminal, and it is logical in businessman
When there is geographical location information matched with current location information in the geographical location information of each businessman preserved in news record, moving
Prompt options are exported on dynamic terminal screen, prompt options include the choosing for the Quick Response Code payment interface for opening the binding of businessman's address list
, when detecting selection operation of the user to prompt options, two-dimensional code display payment interface, to be scanned the two-dimensional code by businessman
The Quick Response Code of payment interface completes payment, and the embodiment of the present invention can reduce operation stream of the user when being paid using Quick Response Code
Journey reduces the number of operations of user, saves user time, substantially increases the usage experience of user.
Embodiment two
With reference to Fig. 2, a kind of step flow chart of method of payment provided in an embodiment of the present invention is shown, which can
To be applied to mobile terminal, following steps are can specifically include:
Step 201:Obtain the location information where the mobile terminal.
In embodiments of the present invention, mobile terminal can be mobile phone, PDA (Personal DigitalAssistant, it is a
Personal digital assistant), the mobile electronic devices such as tablet computer.
The embodiment of the present invention can also pass through shifting according to the Business Information near the position where mobile terminal in real time addition
The position of terminal is moved to obtain neighbouring Business Information, to complete the addition of Business Information.
Mobile terminal may be used specific location technology and obtain the location of mobile terminal or user information (longitude and latitude
Coordinate), there are two types of usually used location technologies, and one is based on GPS (GlobalPositioning System, the whole world
Positioning system) positioning, one is the positioning of the base station based on mobile Operation Network.Positioning method based on GPS is to utilize shifting
The position signal of oneself is sent to positioning backstage to realize by the GPS positioning module in dynamic terminal;Base station location technology is then profit
The position for determining mobile terminal to the measuring and calculating distance of mobile terminal with base station is needed according between mobile terminal and three base stations
Position relationship obtain mobile terminal position.
After getting the location information of mobile terminal, 202 are thened follow the steps.
Step 202:According to the location information, each quotient being located in the location information first threshold distance range is determined
Family's information.
In embodiments of the present invention, first threshold distance refers to the distance apart from the position setting value where mobile terminal,
First threshold distance can be 100m, 150m etc., and the embodiment of the present invention does not limit this.
Certainly, the size of first threshold distance can be arranged by system, can also be to be arranged by user oneself, this
Inventive embodiments do not limit this.
The letters such as particular geographic location, Merchant name, businessman's scoring, the merchant identification of each businessman are contained in Business Information
Breath.After the position where determining mobile terminal, then the businessman in mobile terminal first threshold distance can be filtered out
Information, and execute step 203.
Step 203:Businessman scoring is added to businessman's address list more than each Business Information of threshold score.
In embodiments of the present invention, threshold score can be the scoring being arranged by system, can also be to be set by user oneself
The scoring set, the embodiment of the present invention do not limit this.
Threshold score can be 4.8,5.5 etc., and for the size of threshold score, the embodiment of the present invention is not also limited
System.
Include businessman's scoring of each businessman in each Business Information, is located at mobile terminal first threshold distance getting
When each Business Information in range, then the businessman for including in each Business Information can be scored and be compared with threshold score,
When certain businessman scoring is more than threshold score, then the Business Information is added in businessman's address list.Certainly, in businessman's address list
It, then can be by the quotient of the businessman preserved in Business Information and businessman's address list when pre-saving the Business Information of the businessman
Family information be compared, with determine the businessman Business Information whether change, as businessman geographical location, businessman's Quick Response Code,
The information such as merchant telephone compare one by one, when changing, then replace the Business Information of newest acquisition in businessman's address list
Corresponding Business Information, to complete the update of Business Information.
It is, of course, also possible to take other manner to complete the addition of Business Information in businessman's address list, specifically, Ke Yifen
It is following two:
1, user adds manually.
User can constantly be updated businessman's address list, and the essential information of editor businessman can be examined automatically every time
The newest Quick Response Code of businessman is surveyed and updates, such as again to information such as businessman's scoring, editor's details.
2, friend recommendation
By the Business Information of friend recommendation in Twitter message, chat group's message, user can click friend recommendation link,
And the button for being added to businessman's address list is displayed whether in url interface, user select addition button when, can automatically by
The Business Information of friend recommendation is added in businessman's address list.
In practical applications, those skilled in the art can also take the other modes in addition to above-mentioned three kinds of modes to complete
The addition of Business Information, the embodiment of the present invention do not limit this in businessman's address list.
In one preferred embodiment of the invention, can also include:
Step M1:Obtain target position information input by user;
Step M2:In the geographical location information for judging each businessman preserved in businessman's address list, if exist positioned at described
At least one geographical location information in target position information second threshold distance range;If so, thening follow the steps M3;
Step M3:Displaying and at least one matched Business Information of geographical location information.
In embodiments of the present invention, second threshold distance refers to the distance of the target location residing for the mobile terminal, second
Threshold distance can be 200m, 300m etc., and the embodiment of the present invention does not limit this.
Second threshold distance can be arranged by system, can also be to be arranged by user oneself, the embodiment of the present invention
This is not also limited.
System can want the target location reached with user in real, the target position inputted when using navigation such as user
It sets.And judge whether preserved in the geographical location information of each businessman preserved in businessman's address list by being located at the target location
At least one geographical location information within the scope of two threshold distances, and if it exists, then indicate to preserve distance in businessman's address list
Business Information near target location input by user is then shown and at least one geographical location on mobile terminal display interface
Matched Business Information, namely it is illustrated in the Business Information near target location input by user, and then user can be according to exhibition
Show that the stroke planning of format oneself, such as cuisines recommend inventory and amusement and leisure to recommend businessman.
Step 204:Obtain the current location information of the mobile terminal.
Location information (the warp that specific location technology obtains mobile terminal or user is presently in may be used in mobile terminal
Latitude coordinate), usually used by there are two types of location technologies, one is based on GPS (Global Positioning System,
Global positioning system) positioning, one is the positioning of the base station based on mobile Operation Network.Positioning method based on GPS is profit
The position signal of oneself is sent to positioning backstage to realize with the GPS positioning module on mobile terminal;Base station location technology is then
It is that the position of mobile terminal is determined to the measuring and calculating distance of mobile terminal using base station, needs according to mobile terminal and three base stations
Between position relationship obtain mobile terminal current location.
In practical applications, those skilled in the art can also be presently in using other manner to obtain mobile terminal
Location information, the embodiment of the present invention do not limit this.
After the current location information for obtaining mobile terminal, 205 are thened follow the steps.
Step 205:In the geographical location information for judging each businessman preserved in businessman's address list, if exist and work as with described
The geographical location information of front position information matches.
In embodiments of the present invention, the geographical location information of each businessman preserved in businessman's address list can be each businessman
The specific region covered on map.It can be stored in the form of coordinate, for example, C businessmans, the area coordinate covered
Point is (0,0), (0,50) (50,0) (50,50).In turn, the coordinate that position is presently in mobile terminal is located at each businessman on ground
When being covered on figure in the coordinate range in the region, then it represents that deposited in the geographical location information of each businessman preserved in businessman's address list
With the matched geographical location of current location information.
The geographical location information of each businessman preserved in businessman's address list may be the geographic position name of each businessman
Information, the embodiment of the present invention do not limit this.
In practical applications, other manner can also be used to judge the geographical location of each businessman preserved in businessman's address list
It whether there is and the matched geographical location information of current location information in information.
Exist in the geographical location information of each businessman preserved in businessman's address list and is presently in position with mobile terminal
When the geographical location information of information matches, 206 are thened follow the steps.
Step 206:If so, exporting prompt options on the mobile terminal screen.
In embodiments of the present invention, specifically, in mounted application program during businessman's address list is mobile terminal, then
There is the Quick Response Code payment interface of binding in businessman's address list.And it is logical similar to phone in businessman's address list is mobile terminal
When interrogating the program of record, it is corresponding with businessman's address list that a Quick Response Code payment interface can be set in systems.
Certainly, in practical applications, other manner can also be used businessman's address list and corresponding Quick Response Code payment interface
Binding, the embodiment of the present invention do not limit this.
Prompt options can be button options, exist in the geographical location information of each businessman preserved in businessman's address list
When being presently in the matched geographical location information of location information with mobile terminal, prompt can be popped up on mobile terminal display screen
Option button.
After exporting prompt options on mobile terminal screen, 207 are thened follow the steps.
Step 207:When detecting the selection operation to the prompt options, the Quick Response Code payment interface is shown.
It in embodiments of the present invention, can be to mobile whole after the prompt options that user selects on mobile terminal screen
Automatic unlocking is held, and shows the corresponding Quick Response Code payment interface of businessman's address list on mobile terminal display screen curtain, and then by quotient
The Quick Response Code in the Quick Response Code payment interface is scanned in family, to show that interface is completed in payment or businessman is corresponding on display interface
Payment interface, to complete to pay.
Method of payment provided in an embodiment of the present invention is beneficial possessed by method of payment shown in embodiment one except having
Outside effect, the location information where mobile terminal can also be obtained, and determine and be located in the position first threshold distance range
Each Business Information, and businessman's scoring is added to businessman's address list more than each Business Information of threshold score.The embodiment of the present invention
The higher businessman that scores in the Business Information that user can be occurred to position by system is added in businessman's address list, to avoid
User adds relatively complicated operation manually, and can be that user automatically provide the higher Business Information of scoring, improves user
Usage experience.
Embodiment three
With reference to Fig. 3, shows a kind of structural schematic diagram of payment mechanism provided in an embodiment of the present invention, can specifically wrap
It includes:
Current location acquisition module 310, the current location information for obtaining the mobile terminal;Position judging module
320, in the geographical location information of each businessman for judging to preserve in businessman's address list, if exist and the present bit confidence
Cease matched geographical location information;Option output module 330, for existing and the matched geographical position of the current location information
When confidence ceases, then prompt options are exported on the mobile terminal screen;Wherein, the prompt options include opening the businessman
The option of the Quick Response Code payment interface of address list binding;Interface display module 340, for detecting to the prompt options
When selection operation, the Quick Response Code payment interface is shown.
Preferably, described device further includes:First identifier acquisition module, for scanning the Quick Response Code branch in the first businessman
When paying the Quick Response Code of interface display, the first identifier information of first businessman is obtained;Judgment module is identified, it is described for judging
In the identification information of each businessman preserved in businessman's address list, if exist and believe with the mark of the first identifier information matches
Breath;Payment interface display module, for when existing and the identification information of the first identifier information matches, display and described the
The corresponding payment interface of one businessman;Or interface module is completed in payment, for there is the mark with the first identifier information matches
When knowing information, show that interface is completed in payment corresponding with first businessman.
Preferably, described device further includes:First businessman's two-dimensional code acquisition module, for obtaining first businessman
One businessman's Quick Response Code;Quick Response Code judgment module, for judging whether the first businessman Quick Response Code and original two-dimensional code are identical;Its
In, initial two codes refer to the Quick Response Code corresponding with first businessman preserved in businessman's address list;Quick Response Code
Update module, for when the first businessman Quick Response Code and original two-dimensional code differ, the original two-dimensional code to be updated to
The first businessman Quick Response Code.
Payment mechanism provided in an embodiment of the present invention, by obtaining the current location information of mobile terminal, and it is logical in businessman
When there is geographical location information matched with current location information in the geographical location information of each businessman preserved in news record, moving
Prompt options are exported on dynamic terminal screen, prompt options include the choosing for the Quick Response Code payment interface for opening the binding of businessman's address list
, when detecting selection operation of the user to prompt options, two-dimensional code display payment interface, to be scanned the two-dimensional code by businessman
The Quick Response Code of payment interface completes payment, and the embodiment of the present invention can reduce operation stream of the user when being paid using Quick Response Code
Journey reduces the number of operations of user, saves user time, substantially increases the usage experience of user.
Example IV
With reference to Fig. 4, shows a kind of structural schematic diagram of payment mechanism provided in an embodiment of the present invention, can specifically wrap
It includes:
Position acquisition module 410, for obtaining the location information where the mobile terminal;Business Information determining module
420, for according to the location information, determining each Business Information being located in the location information first threshold distance range;
Wherein, the Business Information includes businessman's scoring;Business Information add module 430, for businessman scoring to be more than threshold value
Each Business Information of scoring is added to businessman's address list;Current location acquisition module 440, for obtaining the mobile terminal
Current location information;Position judging module 450, the geographical location information of each businessman for judging to preserve in businessman's address list
In, if exist and the matched geographical location information of the current location information;Option output module 460, for exist with
When the matched geographical location information of the current location information, then prompt options are exported on the mobile terminal screen;Wherein,
The prompt options include the option for the Quick Response Code payment interface for opening businessman's address list binding;Interface display module 470,
For when detecting the selection operation to the prompt options, showing the Quick Response Code payment interface.
Preferably, described device further includes:Target location acquisition module, for obtaining target location letter input by user
Breath;Target location judgment module, in the geographical location information of each businessman for judging to preserve in businessman's address list, if exist
At least one geographical location information in the target position information second threshold distance range;Business Information shows mould
Block is used for when there is at least one geographical location information being located in the target position information second threshold distance range,
Displaying and at least one matched Business Information of geographical location information.
Payment mechanism provided in an embodiment of the present invention is beneficial possessed by payment mechanism shown in embodiment one except having
Outside effect, the location information where mobile terminal can also be obtained, and determine and be located in the position first threshold distance range
Each Business Information, and businessman's scoring is added to businessman's address list more than each Business Information of threshold score.The embodiment of the present invention
The higher businessman that scores in the Business Information that user can be occurred to position by system is added in businessman's address list, to avoid
User adds relatively complicated operation manually, and can be that user automatically provide the higher Business Information of scoring, improves user
Usage experience.
Embodiment five
With reference to Fig. 5, the hardware architecture diagram of a kind of mobile terminal of each embodiment to realize the present invention.
The mobile terminal 500 includes but not limited to:It is radio frequency unit 501, network module 502, audio output unit 503, defeated
Enter unit 504, sensor 505, display unit 506, user input unit 507, interface unit 508, memory 509, processor
The components such as 510 and power supply 511.It will be understood by those skilled in the art that mobile terminal structure shown in Fig. 5 is not constituted
Restriction to mobile terminal, mobile terminal may include than illustrating more or fewer components, either combine certain components or
Different component arrangements.In embodiments of the present invention, mobile terminal include but not limited to mobile phone, tablet computer, laptop,
Palm PC, car-mounted terminal, wearable device and pedometer etc..
Processor 510, the current location information for obtaining the mobile terminal;Judge to preserve in businessman's address list each
In the geographical location information of businessman, if exist and the matched geographical location information of the current location information;If so, institute
It states and exports prompt options on mobile terminal screen;Wherein, the prompt options include open businessman's address list binding two
Tie up the option of code payment interface;When detecting the selection operation to the prompt options, the Quick Response Code payment interface is shown.
In embodiments of the present invention, it by obtaining the current location information of mobile terminal, and is preserved in businessman's address list
Each businessman geographical location information in exist geographical location information matched with current location information when, in mobile terminal screen
Upper output prompt options, prompt options include the option for the Quick Response Code payment interface for opening the binding of businessman's address list, are being detected
When user is to the selection operations of prompt options, two-dimensional code display payment interface, to scan the two-dimensional code payment interface by businessman
Quick Response Code completes payment, and the embodiment of the present invention can reduce operating process of the user when being paid using Quick Response Code, reduce use
The number of operations at family, saves user time, substantially increases the usage experience of user.
It should be understood that the embodiment of the present invention in, radio frequency unit 501 can be used for receiving and sending messages or communication process in, signal
Send and receive, specifically, by from base station downlink data receive after, to processor 510 handle;In addition, by uplink
Data are sent to base station.In general, radio frequency unit 501 includes but not limited to antenna, at least one amplifier, transceiver, coupling
Device, low-noise amplifier, duplexer etc..In addition, radio frequency unit 501 can also by radio communication system and network and other set
Standby communication.
Mobile terminal has provided wireless broadband internet to the user by network module 502 and has accessed, and such as user is helped to receive
Send e-mails, browse webpage and access streaming video etc..
It is that audio output unit 503 can receive radio frequency unit 501 or network module 502 or in memory 509
The audio data of storage is converted into audio signal and exports to be sound.Moreover, audio output unit 503 can also be provided and be moved
The relevant audio output of specific function that dynamic terminal 500 executes is (for example, call signal receives sound, message sink sound etc.
Deng).Audio output unit 503 includes loud speaker, buzzer and receiver etc..
Input unit 504 is for receiving audio or video signal.Input unit 504 may include graphics processor
(Graphics Processing Unit, GPU) 5041 and microphone 5042, graphics processor 5041 is in video acquisition mode
Or the image data of the static images or video obtained by image capture apparatus (such as camera) in image capture mode carries out
Reason.Treated, and picture frame may be displayed on display unit 506.Through graphics processor 5041, treated that picture frame can be deposited
Storage is sent in memory 509 (or other storage mediums) or via radio frequency unit 501 or network module 502.Mike
Wind 5042 can receive sound, and can be audio data by such acoustic processing.Treated audio data can be
The format output of mobile communication base station can be sent to via radio frequency unit 501 by being converted in the case of telephone calling model.
Mobile terminal 500 further includes at least one sensor 505, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity sensor, wherein ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 5061, and proximity sensor can close when mobile terminal 500 is moved in one's ear
Display panel 5061 and/or backlight.As a kind of motion sensor, accelerometer sensor can detect in all directions (general
For three axis) size of acceleration, size and the direction of gravity are can detect that when static, can be used to identify mobile terminal posture (ratio
Such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap);It passes
Sensor 505 can also include fingerprint sensor, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer, wet
Meter, thermometer, infrared sensor etc. are spent, details are not described herein.
Display unit 506 is for showing information input by user or being supplied to the information of user.Display unit 506 can wrap
Display panel 5061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode may be used
Forms such as (Organic Light-Emitting Diode, OLED) configure display panel 5061.
User input unit 507 can be used for receiving the number or character information of input, and generate the use with mobile terminal
Family is arranged and the related key signals input of function control.Specifically, user input unit 507 include touch panel 5071 and
Other input equipments 5072.Touch panel 5071, also referred to as touch screen collect user on it or neighbouring touch operation
(for example user uses any suitable objects or attachment such as finger, stylus on touch panel 5071 or in touch panel 5071
Neighbouring operation).Touch panel 5071 may include both touch detecting apparatus and touch controller.Wherein, touch detection
Device detects the touch orientation of user, and detects the signal that touch operation is brought, and transmits a signal to touch controller;Touch control
Device processed receives touch information from touch detecting apparatus, and is converted into contact coordinate, then gives processor 510, receiving area
It manages the order that device 510 is sent and is executed.Furthermore, it is possible to more using resistance-type, condenser type, infrared ray and surface acoustic wave etc.
Type realizes touch panel 5071.In addition to touch panel 5071, user input unit 507 can also include other input equipments
5072.Specifically, other input equipments 5072 can include but is not limited to physical keyboard, function key (such as volume control button,
Switch key etc.), trace ball, mouse, operating lever, details are not described herein.
Further, touch panel 5071 can be covered on display panel 5061, when touch panel 5071 is detected at it
On or near touch operation after, send processor 510 to determine the type of touch event, be followed by subsequent processing device 510 according to touch
The type for touching event provides corresponding visual output on display panel 5061.Although in Figure 5, touch panel 5071 and display
Panel 5061 is to realize the function that outputs and inputs of mobile terminal as two independent components, but in some embodiments
In, can be integrated by touch panel 5071 and display panel 5061 and realize the function that outputs and inputs of mobile terminal, it is specific this
Place does not limit.
Interface unit 508 is the interface that external device (ED) is connect with mobile terminal 500.For example, external device (ED) may include having
Line or wireless head-band earphone port, external power supply (or battery charger) port, wired or wireless data port, storage card end
Mouth, port, the port audio input/output (I/O), video i/o port, earphone end for connecting the device with identification module
Mouthful etc..Interface unit 508 can be used for receiving the input (for example, data information, electric power etc.) from external device (ED) and
By one or more elements that the input received is transferred in mobile terminal 500 or can be used in 500 He of mobile terminal
Transmission data between external device (ED).
Memory 509 can be used for storing software program and various data.Memory 509 can include mainly storing program area
And storage data field, wherein storing program area can storage program area, application program (such as the sound needed at least one function
Sound playing function, image player function etc.) etc.;Storage data field can store according to mobile phone use created data (such as
Audio data, phone directory etc.) etc..In addition, memory 509 may include high-speed random access memory, can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 510 is the control centre of mobile terminal, utilizes each of various interfaces and the entire mobile terminal of connection
A part by running or execute the software program and/or module that are stored in memory 509, and calls and is stored in storage
Data in device 509 execute the various functions and processing data of mobile terminal, to carry out integral monitoring to mobile terminal.Place
Reason device 510 may include one or more processing units;Preferably, processor 510 can integrate application processor and modulatedemodulate is mediated
Manage device, wherein the main processing operation system of application processor, user interface and application program etc., modem processor is main
Processing wireless communication.It is understood that above-mentioned modem processor can not also be integrated into processor 510.
Mobile terminal 500 can also include the power supply 511 (such as battery) powered to all parts, it is preferred that power supply 511
Can be logically contiguous by power-supply management system and processor 510, to realize management charging by power-supply management system, put
The functions such as electricity and power managed.
In addition, mobile terminal 500 includes some unshowned function modules, details are not described herein.
Preferably, the embodiment of the present invention also provides a kind of mobile terminal, including processor 510, and memory 509 is stored in
On memory 509 and the computer program that can be run on the processor 510, the computer program are executed by processor 510
Each process of the above-mentioned method of payment embodiments of Shi Shixian, and identical technique effect can be reached, to avoid repeating, here no longer
It repeats.
The embodiment of the present invention also provides a kind of computer readable storage medium, and meter is stored on computer readable storage medium
Calculation machine program, the computer program realize each process of above-mentioned method of payment embodiment when being executed by processor, and can reach
Identical technique effect, to avoid repeating, which is not described herein again.Wherein, the computer readable storage medium is deposited Ru read-only
Reservoir (Read-Only Memory, abbreviation ROM), random access memory (RandomAccess Memory, abbreviation RAM), magnetic
Dish or CD etc..
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited in above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form belongs within the protection of the present invention.
Claims (12)
1. a kind of method of payment is applied to mobile terminal, which is characterized in that including:
Obtain the current location information of the mobile terminal;
In the geographical location information for judging each businessman preserved in businessman's address list, if exist and the current location information
The geographical location information matched;
If so, exporting prompt options on the mobile terminal screen;Wherein, the prompt options include opening the businessman
The option of the Quick Response Code payment interface of address list binding;
When detecting the selection operation to the prompt options, the Quick Response Code payment interface is shown.
2. according to the method described in claim 1, it is characterized in that, ought detect that the selection to the prompt options is grasped described
When making, after the step of showing the Quick Response Code payment interface, further include:
When the first businessman scans the Quick Response Code that the Quick Response Code payment interface is shown, the first identifier of first businessman is obtained
Information;
In the identification information for judging each businessman preserved in businessman's address list, if exist and the first identifier information
The identification information matched;
If so, display payment interface corresponding with first businessman;Or show paid corresponding with first businessman
At interface.
3. according to the method described in claim 2, it is characterized in that, in the first identifier information for obtaining first businessman
The step of after, in the identification information of each businessman for judging to preserve in businessman's address list, if exist with it is described
Before the step of identification information of first identifier information matches, further include:
Obtain first businessman's Quick Response Code of first businessman;
Judge whether the first businessman Quick Response Code and original two-dimensional code are identical;Wherein, initial two codes refer to the quotient
The Quick Response Code corresponding with first businessman preserved in family's address list;
If it is not, the original two-dimensional code is then updated to the first businessman Quick Response Code.
4. according to the method described in claim 1, it is characterized in that, in the current location information for obtaining the mobile terminal
The step of before, further include:
Obtain the location information where the mobile terminal;
According to the location information, each Business Information being located in the location information first threshold distance range is determined;Wherein,
The Business Information includes businessman's scoring;
Businessman scoring is added to businessman's address list more than each Business Information of threshold score.
5. according to the method described in claim 4, it is characterized in that, described that businessman scoring is each more than threshold score
Business Information was added to after the step of businessman's address list, further included:
Obtain target position information input by user;
In the geographical location information for judging each businessman preserved in businessman's address list, if exist positioned at the target location
At least one geographical location information in information second threshold distance range;
If so, displaying and at least one matched Business Information of geographical location information.
6. a kind of payment mechanism, which is characterized in that including:
Current location acquisition module, the current location information for obtaining the mobile terminal;
Position judging module, in the geographical location information of each businessman for judging to preserve in businessman's address list, if exist with
The matched geographical location information of current location information;
Option output module is used for when there is geographical location information matched with the current location information, then in the shifting
Prompt options are exported on dynamic terminal screen;Wherein, the prompt options include opening the Quick Response Code of businessman's address list binding
The option of payment interface;
Interface display module, for when detecting the selection operation to the prompt options, showing that the Quick Response Code pays boundary
Face.
7. device according to claim 6, which is characterized in that further include:
First identifier acquisition module, for when the first businessman scans the Quick Response Code that the Quick Response Code payment interface is shown, obtaining
The first identifier information of first businessman;
Judgment module is identified, in the identification information of each businessman for judging to preserve in businessman's address list, if exist with
The identification information of the first identifier information matches;
Payment interface display module, for exist and the first identifier information matches identification information when, display with it is described
The corresponding payment interface of first businessman;Or interface module is completed in payment, for existing and the first identifier information matches
When identification information, show that interface is completed in payment corresponding with first businessman.
8. device according to claim 7, which is characterized in that further include:
First businessman's two-dimensional code acquisition module, first businessman's Quick Response Code for obtaining first businessman;
Quick Response Code judgment module, for judging whether the first businessman Quick Response Code and original two-dimensional code are identical;Wherein, described first
Beginning, two codes referred to the Quick Response Code corresponding with first businessman preserved in businessman's address list;
Quick Response Code update module, for when the first businessman Quick Response Code and original two-dimensional code differ, by described initial two
Dimension code is updated to the first businessman Quick Response Code.
9. device according to claim 6, which is characterized in that further include:
Position acquisition module, for obtaining the location information where the mobile terminal;
Business Information determining module, for according to the location information, determining and being located at the location information first threshold apart from model
Enclose interior each Business Information;Wherein, the Business Information includes businessman's scoring;
Business Information add module, for businessman scoring to be added to the businessman more than each Business Information of threshold score
Address list.
10. device according to claim 6, which is characterized in that further include:
Target location acquisition module, for obtaining target position information input by user;
Target location judgment module in the geographical location information of each businessman for judging to preserve in businessman's address list, is
It is no to there is at least one geographical location information being located in the target position information second threshold distance range;
Business Information display module, for having be located in the target position information second threshold distance range at least one
When a geographical location information, displaying and at least one matched Business Information of geographical location information.
11. a kind of mobile terminal, which is characterized in that including processor, memory and be stored on the memory and can be in institute
The computer program run on processor is stated, such as claim 1 to 5 is realized when the computer program is executed by the processor
Any one of described in method of payment the step of.
12. a kind of computer readable storage medium, which is characterized in that store computer journey on the computer readable storage medium
Sequence realizes the step of the method for payment as described in any one of claim 1 to 5 when the computer program is executed by processor
Suddenly.
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