CN105378771A - 使用基于邻近度的对等通信和支付意图手势的移动支付 - Google Patents

使用基于邻近度的对等通信和支付意图手势的移动支付 Download PDF

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Publication number
CN105378771A
CN105378771A CN201480039572.9A CN201480039572A CN105378771A CN 105378771 A CN105378771 A CN 105378771A CN 201480039572 A CN201480039572 A CN 201480039572A CN 105378771 A CN105378771 A CN 105378771A
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CN
China
Prior art keywords
response
payment
mobile device
peer
intent
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Pending
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CN201480039572.9A
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English (en)
Chinese (zh)
Inventor
G·伯恩斯
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Qualcomm Inc
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Qualcomm Inc
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Application filed by Qualcomm Inc filed Critical Qualcomm Inc
Publication of CN105378771A publication Critical patent/CN105378771A/zh
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Telephone Function (AREA)
  • User Interface Of Digital Computer (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CN201480039572.9A 2013-07-12 2014-07-10 使用基于邻近度的对等通信和支付意图手势的移动支付 Pending CN105378771A (zh)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US201361845826P 2013-07-12 2013-07-12
US61/845,826 2013-07-12
US14/327,322 2014-07-09
US14/327,322 US20150019432A1 (en) 2013-07-12 2014-07-09 Mobile payments using proximity-based peer-to-peer communication and an intent-to-pay gesture
PCT/US2014/046167 WO2015006570A1 (en) 2013-07-12 2014-07-10 Mobile payments using proximity-based peer-to-peer communication and an intent-to-pay gesture

Publications (1)

Publication Number Publication Date
CN105378771A true CN105378771A (zh) 2016-03-02

Family

ID=52277933

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201480039572.9A Pending CN105378771A (zh) 2013-07-12 2014-07-10 使用基于邻近度的对等通信和支付意图手势的移动支付

Country Status (5)

Country Link
US (1) US20150019432A1 (https=)
EP (1) EP3020012A1 (https=)
JP (1) JP2016534428A (https=)
CN (1) CN105378771A (https=)
WO (1) WO2015006570A1 (https=)

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CN109447620A (zh) * 2018-11-01 2019-03-08 成都慧联天下信息技术有限公司 一种搭建高可靠移动收银系统的方法及系统
CN110855539A (zh) * 2019-11-18 2020-02-28 北京小米移动软件有限公司 设备发现方法、装置及存储介质
US12524747B2 (en) 2024-03-08 2026-01-13 Wells Fargo Bank, N.A. Systems and methods for proximity-based transaction limit threshold override

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EP3295403A4 (en) * 2015-05-13 2018-12-05 RetailMeNot, Inc. Modulating mobile-device displays based on ambient signals to reduce the likelihood of fraud
EP3308335A4 (en) * 2015-06-12 2018-12-19 Offerup, Inc. Systems, methods, and devices for computer-based local transactions
US10419428B2 (en) 2015-07-05 2019-09-17 NXT-ID, Inc. System and method to authenticate electronics using electronic-metrics
US10332096B2 (en) * 2015-07-27 2019-06-25 Paypal, Inc. Wireless communication beacon and gesture detection system
CN105307290B (zh) * 2015-09-30 2019-03-08 青岛海信移动通信技术股份有限公司 一种移动设备的中继信道的配置方法和装置
US9571573B1 (en) * 2015-10-29 2017-02-14 Dropbox, Inc. Peer-to-peer synchronization protocol for multi-premises hosting of digital content items
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US20170193468A1 (en) * 2015-12-30 2017-07-06 Paypal, Inc. Peer-to-peer mobile transaction device
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US10515350B2 (en) * 2016-03-15 2019-12-24 Samsung Electronics Co., Ltd. Method and apparatus to trigger mobile payment based on distance
KR102594847B1 (ko) * 2016-03-23 2023-10-30 삼성전자주식회사 결제 정보를 제공하는 전자 장치 및 방법
US11961063B1 (en) * 2016-05-19 2024-04-16 Jpmorgan Chase Bank, N.A. Systems and methods for enhanced payment codes
KR102718124B1 (ko) * 2016-12-09 2024-10-17 삼성전자주식회사 무선랜의 액세스 포인트에 접속하는 모바일 디바이스 및 방법
US10135775B1 (en) * 2018-03-15 2018-11-20 Capital One Services, Llc Dynamic re-configuration of a user interface based on transaction information
US12008528B1 (en) 2018-06-01 2024-06-11 Charles Isgar Charity payment system
US10504160B1 (en) * 2018-06-01 2019-12-10 Charles Isgar Charity donation system
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US11157971B1 (en) 2018-06-01 2021-10-26 Charles Isgar Charity donation system
US10902433B2 (en) * 2019-01-14 2021-01-26 American Express Travel Related Services Company, Inc. Motion-enabled transaction system using air sign symbols
US11580546B2 (en) * 2019-08-25 2023-02-14 423 Enterprises, LLC Systems and methods for interactive electronic transactions based on GPS=based device proximity data
US11032409B1 (en) * 2019-09-20 2021-06-08 Yellcast, Inc Methods for geographic gesturing using a mobile device for interactions with nearby other mobile devices
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US20250365257A1 (en) * 2024-05-23 2025-11-27 Wells Fargo Bank, N.A. Systems and methods for autonomous ad hoc group operations

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CN109447620A (zh) * 2018-11-01 2019-03-08 成都慧联天下信息技术有限公司 一种搭建高可靠移动收银系统的方法及系统
CN110855539A (zh) * 2019-11-18 2020-02-28 北京小米移动软件有限公司 设备发现方法、装置及存储介质
CN110855539B (zh) * 2019-11-18 2021-11-23 北京小米移动软件有限公司 设备发现方法、装置及存储介质
US12524747B2 (en) 2024-03-08 2026-01-13 Wells Fargo Bank, N.A. Systems and methods for proximity-based transaction limit threshold override

Also Published As

Publication number Publication date
WO2015006570A1 (en) 2015-01-15
EP3020012A1 (en) 2016-05-18
US20150019432A1 (en) 2015-01-15
JP2016534428A (ja) 2016-11-04

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