JP2016534428A - 近接度ベースのピアツーピア通信および支払い意図ジェスチャーを使用するモバイル支払い - Google Patents
近接度ベースのピアツーピア通信および支払い意図ジェスチャーを使用するモバイル支払い Download PDFInfo
- Publication number
- JP2016534428A JP2016534428A JP2016525485A JP2016525485A JP2016534428A JP 2016534428 A JP2016534428 A JP 2016534428A JP 2016525485 A JP2016525485 A JP 2016525485A JP 2016525485 A JP2016525485 A JP 2016525485A JP 2016534428 A JP2016534428 A JP 2016534428A
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- Prior art keywords
- mobile device
- response
- payment
- transaction
- gesture
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Telephone Function (AREA)
- User Interface Of Digital Computer (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (5)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201361845826P | 2013-07-12 | 2013-07-12 | |
| US61/845,826 | 2013-07-12 | ||
| US14/327,322 | 2014-07-09 | ||
| US14/327,322 US20150019432A1 (en) | 2013-07-12 | 2014-07-09 | Mobile payments using proximity-based peer-to-peer communication and an intent-to-pay gesture |
| PCT/US2014/046167 WO2015006570A1 (en) | 2013-07-12 | 2014-07-10 | Mobile payments using proximity-based peer-to-peer communication and an intent-to-pay gesture |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| JP2016534428A true JP2016534428A (ja) | 2016-11-04 |
| JP2016534428A5 JP2016534428A5 (https=) | 2017-08-10 |
Family
ID=52277933
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2016525485A Pending JP2016534428A (ja) | 2013-07-12 | 2014-07-10 | 近接度ベースのピアツーピア通信および支払い意図ジェスチャーを使用するモバイル支払い |
Country Status (5)
| Country | Link |
|---|---|
| US (1) | US20150019432A1 (https=) |
| EP (1) | EP3020012A1 (https=) |
| JP (1) | JP2016534428A (https=) |
| CN (1) | CN105378771A (https=) |
| WO (1) | WO2015006570A1 (https=) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2017506005A (ja) * | 2013-11-20 | 2017-02-23 | コーニンクレッカ フィリップス エヌ ヴェKoninklijke Philips N.V. | ユーザ動作を確認するための方法及び装置 |
| JP2022517188A (ja) * | 2019-01-14 | 2022-03-07 | アメリカン エクスプレス トラベル リレイテッド サービシーズ カンパニー, インコーポレイテッド | エアサインシンボルを使用したモーション有効化取引システム |
Families Citing this family (38)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8838477B2 (en) * | 2011-06-09 | 2014-09-16 | Golba Llc | Method and system for communicating location of a mobile device for hands-free payment |
| IN2013MU03138A (https=) * | 2013-10-03 | 2015-07-03 | Tata Consultancy Services Ltd | |
| US20160034411A1 (en) * | 2014-08-04 | 2016-02-04 | Qualcomm Innovation Center, Inc. | Subsystem Peripheral Ownership Scheduling and Reconfiguration for Highly Integrated System on Chips |
| US10078830B2 (en) | 2014-08-28 | 2018-09-18 | Retailmenot, Inc. | Modulating mobile-device displays based on ambient signals to reduce the likelihood of fraud |
| US10068023B2 (en) * | 2014-12-30 | 2018-09-04 | Rovi Guides, Inc. | Systems and methods for updating links between keywords associated with a trending topic |
| US9852147B2 (en) | 2015-04-01 | 2017-12-26 | Dropbox, Inc. | Selective synchronization and distributed content item block caching for multi-premises hosting of digital content items |
| US10963430B2 (en) | 2015-04-01 | 2021-03-30 | Dropbox, Inc. | Shared workspaces with selective content item synchronization |
| US9922201B2 (en) | 2015-04-01 | 2018-03-20 | Dropbox, Inc. | Nested namespaces for selective content sharing |
| EP3295403A4 (en) * | 2015-05-13 | 2018-12-05 | RetailMeNot, Inc. | Modulating mobile-device displays based on ambient signals to reduce the likelihood of fraud |
| EP3308335A4 (en) * | 2015-06-12 | 2018-12-19 | Offerup, Inc. | Systems, methods, and devices for computer-based local transactions |
| US10419428B2 (en) | 2015-07-05 | 2019-09-17 | NXT-ID, Inc. | System and method to authenticate electronics using electronic-metrics |
| US10332096B2 (en) * | 2015-07-27 | 2019-06-25 | Paypal, Inc. | Wireless communication beacon and gesture detection system |
| CN105307290B (zh) * | 2015-09-30 | 2019-03-08 | 青岛海信移动通信技术股份有限公司 | 一种移动设备的中继信道的配置方法和装置 |
| US9571573B1 (en) * | 2015-10-29 | 2017-02-14 | Dropbox, Inc. | Peer-to-peer synchronization protocol for multi-premises hosting of digital content items |
| US10691718B2 (en) | 2015-10-29 | 2020-06-23 | Dropbox, Inc. | Synchronization protocol for multi-premises hosting of digital content items |
| US20170193468A1 (en) * | 2015-12-30 | 2017-07-06 | Paypal, Inc. | Peer-to-peer mobile transaction device |
| US9537952B1 (en) | 2016-01-29 | 2017-01-03 | Dropbox, Inc. | Apparent cloud access for hosted content items |
| US10515350B2 (en) * | 2016-03-15 | 2019-12-24 | Samsung Electronics Co., Ltd. | Method and apparatus to trigger mobile payment based on distance |
| KR102594847B1 (ko) * | 2016-03-23 | 2023-10-30 | 삼성전자주식회사 | 결제 정보를 제공하는 전자 장치 및 방법 |
| US11961063B1 (en) * | 2016-05-19 | 2024-04-16 | Jpmorgan Chase Bank, N.A. | Systems and methods for enhanced payment codes |
| KR102718124B1 (ko) * | 2016-12-09 | 2024-10-17 | 삼성전자주식회사 | 무선랜의 액세스 포인트에 접속하는 모바일 디바이스 및 방법 |
| US10135775B1 (en) * | 2018-03-15 | 2018-11-20 | Capital One Services, Llc | Dynamic re-configuration of a user interface based on transaction information |
| US12008528B1 (en) | 2018-06-01 | 2024-06-11 | Charles Isgar | Charity payment system |
| US10504160B1 (en) * | 2018-06-01 | 2019-12-10 | Charles Isgar | Charity donation system |
| WO2019232332A1 (en) | 2018-06-01 | 2019-12-05 | Capital One Services, Llc | Use of gesture-based nfc interaction to trigger device functionality |
| US11157971B1 (en) | 2018-06-01 | 2021-10-26 | Charles Isgar | Charity donation system |
| CN109447620A (zh) * | 2018-11-01 | 2019-03-08 | 成都慧联天下信息技术有限公司 | 一种搭建高可靠移动收银系统的方法及系统 |
| US11580546B2 (en) * | 2019-08-25 | 2023-02-14 | 423 Enterprises, LLC | Systems and methods for interactive electronic transactions based on GPS=based device proximity data |
| US11032409B1 (en) * | 2019-09-20 | 2021-06-08 | Yellcast, Inc | Methods for geographic gesturing using a mobile device for interactions with nearby other mobile devices |
| US12339877B2 (en) | 2019-09-20 | 2025-06-24 | Yellcast, Inc. | Point of interest data creation for use with location-aware mobile devices |
| EP3798957A1 (en) | 2019-09-24 | 2021-03-31 | Janusz Diemko | A method and a system for executing a transaction |
| CN110855539B (zh) * | 2019-11-18 | 2021-11-23 | 北京小米移动软件有限公司 | 设备发现方法、装置及存储介质 |
| US11290531B2 (en) | 2019-12-04 | 2022-03-29 | Dropbox, Inc. | Immediate cloud content item creation from local file system interface |
| US11880843B2 (en) | 2020-08-11 | 2024-01-23 | Capital One Services, Llc | System, method, and computer-accessible medium for geo-fenced zones |
| US12507229B2 (en) * | 2022-04-04 | 2025-12-23 | Apple Inc. | WLAN enhancements for co-existence |
| US12524747B2 (en) | 2024-03-08 | 2026-01-13 | Wells Fargo Bank, N.A. | Systems and methods for proximity-based transaction limit threshold override |
| US20250328891A1 (en) * | 2024-04-23 | 2025-10-23 | Truist Bank | Inter-device communication for inter-party action |
| US20250365257A1 (en) * | 2024-05-23 | 2025-11-27 | Wells Fargo Bank, N.A. | Systems and methods for autonomous ad hoc group operations |
Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH11259611A (ja) * | 1998-03-06 | 1999-09-24 | Matsushita Electric Ind Co Ltd | 電子マネーカードの残高表示方法及び装置 |
| JP2003187163A (ja) * | 2001-09-25 | 2003-07-04 | Toshiba Tec Corp | 決済処理装置及びその決済処理装置の決済処理方法 |
| JP2004228800A (ja) * | 2003-01-21 | 2004-08-12 | Ntt Docomo Inc | 並行通信装置、通信装置、通信装置の特定方法、および、通信システム |
| WO2007099639A1 (ja) * | 2006-03-02 | 2007-09-07 | Matsushita Electric Industrial Co., Ltd. | 携帯端末装置 |
| JP2008139944A (ja) * | 2006-11-30 | 2008-06-19 | Seiko Epson Corp | 決済データ提供システム、決済データ提供システムの決済データ提供方法およびプログラム |
| US20110282785A1 (en) * | 2008-05-17 | 2011-11-17 | Chin David H | Gesture based authentication for wireless payment by a mobile electronic device |
| JP2012165379A (ja) * | 2011-02-03 | 2012-08-30 | Sony Corp | 近距離無線通信リンクを構築するための携帯用電子機器及び動作方法 |
| US20120252359A1 (en) * | 2011-03-29 | 2012-10-04 | Research In Motion Limited | Mobile wireless communications device for selecting a payment account to use with a payment processing system based upon a movement sensor or image sensor and associated methods |
| WO2013103912A1 (en) * | 2012-01-05 | 2013-07-11 | Visa International Service Association | Transaction visual capturing apparatuses, methods and systems |
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| SI23227A (sl) * | 2010-03-10 | 2011-05-31 | Margento R&D D.O.O. | Brezžični mobilni transakcijski sistem in postopek izvedbe transakcije z mobilnim telefonom |
| US8232193B2 (en) * | 2010-07-08 | 2012-07-31 | Taiwan Semiconductor Manufacturing Company, Ltd. | Method of forming Cu pillar capped by barrier layer |
| US9760943B2 (en) * | 2010-09-17 | 2017-09-12 | Mastercard International Incorporated | Methods, systems, and computer readable media for preparing and delivering an ordered product upon detecting a customer presence |
| US9734498B2 (en) * | 2011-05-11 | 2017-08-15 | Riavera Corp | Mobile image payment system using short codes |
-
2014
- 2014-07-09 US US14/327,322 patent/US20150019432A1/en not_active Abandoned
- 2014-07-10 EP EP14750828.7A patent/EP3020012A1/en not_active Withdrawn
- 2014-07-10 CN CN201480039572.9A patent/CN105378771A/zh active Pending
- 2014-07-10 JP JP2016525485A patent/JP2016534428A/ja active Pending
- 2014-07-10 WO PCT/US2014/046167 patent/WO2015006570A1/en not_active Ceased
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH11259611A (ja) * | 1998-03-06 | 1999-09-24 | Matsushita Electric Ind Co Ltd | 電子マネーカードの残高表示方法及び装置 |
| JP2003187163A (ja) * | 2001-09-25 | 2003-07-04 | Toshiba Tec Corp | 決済処理装置及びその決済処理装置の決済処理方法 |
| JP2004228800A (ja) * | 2003-01-21 | 2004-08-12 | Ntt Docomo Inc | 並行通信装置、通信装置、通信装置の特定方法、および、通信システム |
| WO2007099639A1 (ja) * | 2006-03-02 | 2007-09-07 | Matsushita Electric Industrial Co., Ltd. | 携帯端末装置 |
| JP2008139944A (ja) * | 2006-11-30 | 2008-06-19 | Seiko Epson Corp | 決済データ提供システム、決済データ提供システムの決済データ提供方法およびプログラム |
| US20110282785A1 (en) * | 2008-05-17 | 2011-11-17 | Chin David H | Gesture based authentication for wireless payment by a mobile electronic device |
| JP2012165379A (ja) * | 2011-02-03 | 2012-08-30 | Sony Corp | 近距離無線通信リンクを構築するための携帯用電子機器及び動作方法 |
| US20120252359A1 (en) * | 2011-03-29 | 2012-10-04 | Research In Motion Limited | Mobile wireless communications device for selecting a payment account to use with a payment processing system based upon a movement sensor or image sensor and associated methods |
| WO2013103912A1 (en) * | 2012-01-05 | 2013-07-11 | Visa International Service Association | Transaction visual capturing apparatuses, methods and systems |
Non-Patent Citations (1)
| Title |
|---|
| CHRIS HARRISON, ROBERT XIAO, SCOTT HUDSON: ""Acoustic barcodes: passive, durable and inexpensive notched identification tags"", PROCEEDINGS OF THE 25TH ANNUAL ACM SYMPOSIUM ON USER INTERFACE SOFTWARE AND TECHNOLOGY, JPN7018001364, 7 October 2012 (2012-10-07), US, pages 563 - 568, ISSN: 0003932576 * |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2017506005A (ja) * | 2013-11-20 | 2017-02-23 | コーニンクレッカ フィリップス エヌ ヴェKoninklijke Philips N.V. | ユーザ動作を確認するための方法及び装置 |
| JP2022517188A (ja) * | 2019-01-14 | 2022-03-07 | アメリカン エクスプレス トラベル リレイテッド サービシーズ カンパニー, インコーポレイテッド | エアサインシンボルを使用したモーション有効化取引システム |
| JP7510939B2 (ja) | 2019-01-14 | 2024-07-04 | アメリカン エクスプレス トラベル リレイテッド サービシーズ カンパニー, インコーポレイテッド | エアサインシンボルを使用したモーション有効化取引システム |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2015006570A1 (en) | 2015-01-15 |
| EP3020012A1 (en) | 2016-05-18 |
| US20150019432A1 (en) | 2015-01-15 |
| CN105378771A (zh) | 2016-03-02 |
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