CN104166928A - Transaction platform consumption point exchange and payment method based on two-dimension code - Google Patents
Transaction platform consumption point exchange and payment method based on two-dimension code Download PDFInfo
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- CN104166928A CN104166928A CN201410313707.8A CN201410313707A CN104166928A CN 104166928 A CN104166928 A CN 104166928A CN 201410313707 A CN201410313707 A CN 201410313707A CN 104166928 A CN104166928 A CN 104166928A
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Abstract
The invention relates to the mobile phone and the network application field and provides a transaction platform consumption point exchange and payment method based on a two dimension code. The method is convenient for the consumer to know the dynamic conditions of various industries in real time, to use the uniform transaction points and perform consumption, is convenient for the merchant to publish the discount information to improve the sale, and can save the advertisement investment of the merchant. The method comprises:(1) a consumption point service transaction platform is established, (2) a voucher is generated, wherein consumer and the merchant propose a request to a management server to generate the only consumer two dimension code for point allocation and retrieval and the merchant login account and the password; (3) the merchant discount information is published and the points are prestored; (4) the consumer implements transaction to perform point accumulation and point payment; and (5) point exchange is performed, wherein the consumer and the merchant can request using points to exchange for cash which is transferred to the bound bank card from the management server or consumer and the merchant can request using points to exchange for the online commodities on the service manager.
Description
Technical field
The present invention relates to mobile phone and network application field, particularly a kind of transaction platform total mark of consumption based on Quick Response Code is exchanged and the method paying.
Background technology
At present, the accumulation method major part of total mark of consumption is undertaken by radio-frequency (RF) identification (RFID) or magnetic card technique.Existing integral management system is generally to utilize member card+backstage recorded information, and everyone each product of each businessman is to having corresponding member card and backstage.
In the mobile Internet epoch, after especially most of mobile phone has possessed photograph and scan function, the accumulation of total mark of consumption can be undertaken by the mode of Dynamic Two-dimensional code or dynamic bar codes.Therefore, how to simplify and to unify total mark of consumption system to adapt to the total mark of consumption requirement of different industries, place, platform, having become problem demanding prompt solution.Chinese Patent Application No.: 201110322338.5, a kind of unified total mark of consumption and point reward exchanging system and method based on Dynamic Two-dimensional code or dynamic bar codes disclosed, described system is usingd Dynamic Two-dimensional code or dynamic bar codes as basis for estimation, in the mode of application program of mobile phone, reads Quick Response Code or bar code information and carries out total mark of consumption and exchange.Said method comprising the steps of: after off-line transaction completes, by hand-held integral equipment input transaction related information and integration, and generate corresponding Quick Response Code or bar code.Integration user, by integrating system cell-phone customer terminal scanning Quick Response Code or bar code, transmit a request to total mark of consumption by cell phone network and serves.After the legitimacy of integration service authentication request, realize the adjustment of integration.Online trading can be by generating in line integral and release module generation integration Quick Response Code or bar code represent in many ways integration user screen and realize scanning recognition and integration.The integration obtaining can be for exchange agent's product or consumption deduction.Though the unified total mark of consumption of this kind based on Dynamic Two-dimensional code or dynamic bar codes and point reward exchanging system and method bring certain facility to consumer and businessman, but consumer only can use scores accumulated or use integration deduction cash consumption or redeem points commodity, cannot those businessmans of real time inspection have on this shared transaction integration platform, cannot understand self periphery whenever and wherever possible has those businessmans to join this to share transaction integration platform simultaneously, acquisition that cannot be real-time is convenient, and the purposes of integration is also restricted simultaneously; For businessman, need to do mass advertising and go to show consumer at web page display, mail, cell phone multimedia message etc., infusion of financial resources is large, is unfavorable for businessman's profit, and integration is difficult for reclaiming for businessman simultaneously; Thereby the unified total mark of consumption of this kind based on Dynamic Two-dimensional code or dynamic bar codes and point reward exchanging system and method still to exist a large amount of problems to have to be solved.
Summary of the invention
Therefore, for above-mentioned problem, the present invention proposes a kind of consumer of being convenient to and understands in real time different industries, consumption place and consumption platform be various dynamically, use unified transaction integration and can use at any time integration to carry out various consumption, be convenient to businessman's issue favor information and pull sale, improve sales volume, save the exchange of transaction platform total mark of consumption and the method paying based on Quick Response Code that merchant advertisement cost drops into.
For solving this technical matters, the present invention takes following scheme: the transaction platform total mark of consumption based on Quick Response Code is exchanged and the method paying, and comprises the steps:
Step 1, set up total mark of consumption service transacting platform, set up management server and generate several user mobile phone ends and several businessmans of being connected by network with management server respectively and hold;
Step 2, generation voucher, each consumer is respectively by loading user mobile phone end and generate unique obtaining and the two-dimension code credential paying for integration to management server request on mobile phone, and each businessman respectively by loading businessman's end and generating unique sending with charge free and the account of collecting and login password thereof for integration to management server request on mobile phone or PC;
Step 3, businessman's selling concession information issue and integration prestore, businessman holds request management server on management server, to issue the favor information of oneself, product picture and preferential activity by businessman, and integration when simultaneously businessman hold request management server to supplement with money to obtain integration for sale by businessman is sent with charge free;
Step 4, consumer implement transaction and carry out integration accumulation or integration payment, consumer can also select corresponding merchant to consume to the information of management server request browsing management server Shang Ge businessman issue by user mobile phone end at any time according to demand, businessman sends the corresponding integration to consumer by the two-dimension code credential of the user mobile phone end that shows of scanning consumer with charge free to management server request, or the two-dimension code credential of the user mobile phone end that shows by scanning consumer of businessman collects to management server request the cash consumption that the corresponding integration of consumer replaces consumer;
Step 5, accumulated point exchanging, consumer and businessman can be used accumulated point exchanging cash to the bank card of binding separately or exchange the online commodity on service managerZ-HU to management server request by user mobile phone Duan He businessman end respectively.
Further improve, in described step 3,4,5, management server is verified whether information legal rear the realize adjustment of integration or the issue of Business Information to the request of user mobile phone Duan He businessman end respectively.
Further improve, described integration is joined businessman and variously joins the unified integration that product all can be consumed use for each.
Further improve, in described step 3,4,5, consumer or businessman also need payer input payment cipher checking transaction validity after checking two-dimension code credential, and management server, according to the result, is carried out or this transaction of rollback.
Further improve, the mutual exchange proportion of described integration and cash is same ratio.
Further improve, in step 2, consumer and businessman hold by loading user mobile phone Duan He businessman respectively, then respectively run user mobile phone terminal and businessman end carry out member registration and fill in that relevant Member Information is joined total mark of consumption service transacting platform simultaneously and by member's data storage in management server, by management server, generate the account number and the password thereof that give consumer's two-dimension code credential and give businessman simultaneously and log in.
By adopting aforementioned techniques scheme, the invention has the beneficial effects as follows: by setting up total mark of consumption service transacting platform, make businessman can on the management server of total mark of consumption service transacting platform, directly issue favor information, product picture and preferential activity, simultaneously consumer also can by the management server of total mark of consumption service transacting platform understand in real time join total mark of consumption service transacting platform businessman various dynamically, be convenient to consumer and understand in real time different industries, consumption place and consumption platform are various dynamically, use unified transaction integration and can use at any time integration to carry out various consumption, be convenient to businessman's issue favor information and pull sale, improve sales volume, saving merchant advertisement cost drops into, can also throw in electronic ticket and the commodity that overflow, different consumption can obtain identical integration, user can also use integration to complete consumption and need not carry different accumulating cards and bank card, support cash and the integration three handed deal mode of online and offline or mixing simultaneously, user can see that the integration of oneself changes in real time, and consumer and businessman all can be used accumulated point exchanging cash to the bank card of binding separately or exchange the online commodity on service managerZ-HU to management server request by user mobile phone Duan He businessman end respectively.
Accompanying drawing explanation
Fig. 1 is total mark of consumption service transacting console module schematic diagram in the present invention;
Fig. 2 is the user mobile phone end runnable interface schematic diagram of consumer in the present invention;
Fig. 3 is another runnable interface schematic diagram of user mobile phone end of consumer in the present invention;
Fig. 4 is the another runnable interface schematic diagram of the user mobile phone end of consumer in the present invention;
Fig. 5 is businessman's end runnable interface schematic diagram of businessman in the present invention;
Fig. 6 is that in the present invention, another runnable interface schematic diagram is held by the businessman of businessman;
Fig. 7 is that businessman's end of businessman in the present invention carries out the runnable interface schematic diagram that integration is collected;
Fig. 8 is the process flow diagram of consumer user mobile phone terminal in the present invention;
Fig. 9 is the process flow diagram that in the present invention, businessman is used businessman's end;
Figure 10 is the process flow diagram that in the present invention, businessman collects integration.
Embodiment
Now the present invention is further described with embodiment by reference to the accompanying drawings.
With reference to figure 1-Figure 10, fertile point is equal to integration, and the transaction platform total mark of consumption based on Quick Response Code preferred of the present invention is exchanged and the method paying, and comprises the steps:
Step 1, set up total mark of consumption service transacting platform, set up management server and generate several businessmans that several user mobile phones Duan Hegei businessman using to consumer that is connected by wireless network with management server respectively uses and hold;
Step 2, generation voucher, each consumer respectively by loading user mobile phone end on mobile phone, then each consumer's run user mobile phone terminal carries out member registration and fills in relevant Member Information and join total mark of consumption service transacting platform while data storage in management server, and by management server, the unique two-dimension code credential for accumulated point exchanging and payment of the consumer of generation is sent to consumer's user mobile phone end by wireless network; Each businessman holds by load businessman on mobile phone or PC respectively, then each operation businessman of businessman end carries out member registration and fills in relevant Member Information and join total mark of consumption service transacting platform while data storage in management server, and by management server, unique the obtaining with the account of sending with charge free and log in password for integration of the businessman of generation is sent to businessman's end of businessman by wireless network;
Step 3, businessman's selling concession information issue and integration prestore, businessman holds request management server on management server, to carry out advertising campaign by businessman and throws in issue, be that businessman is by self information, the information exchanges such as preferential activity and new product release publicity are crossed businessman's publish board on businessman end and are editted relevant information and issue on management server to management server request, management server is verified the whether legal rear issue that realizes Business Information of information to the request of businessman end, integration when simultaneously businessman hold request management server to supplement with money to obtain integration for sale by businessman is sent with charge free, be that the fertile point that businessman holds by businessman is supplemented with money with cash and irrigates some exchange proportion the bank account of management server binding is supplemented with money, corresponding fertile the appointing of management server conversion given businessman, so that businessman gives or consumes to give etc. to send with charge free and give consumer to consumer's fertile appointing preferential,
Step 4, consumer implements to conclude the business and irrigates some accumulation (being integration accumulation) or irrigate some payment (being that integration pays), consumer at any time can be by user mobile phone end to information such as the comings and goings of each businessman's issue of joining on management server request browsing management server and new products and select corresponding merchant to go consumption according to consumer spending demand, during consumption, the two-dimension code credential of the user mobile phone end that businessman shows by scanning consumer is sent the corresponding integration to consumer with charge free to management server request, consumer or businessman verify transaction validity at management server checking two-dimension code credential by the rear payer input payment cipher that also needs, management server is according to the result, carry out or this transaction of rollback, or the two-dimension code credential of the user mobile phone end that businessman shows by scanning consumer collects to management server request the cash consumption that the corresponding integration of consumer replaces consumer, consumer or businessman verify transaction validity at management server checking two-dimension code credential by the rear payer input payment cipher that also needs, management server is according to the result, carry out or this transaction of rollback,
Step 5, accumulated point exchanging, consumer and businessman can be used accumulated point exchanging cash to the bank card of binding separately or exchange the online commodity on service managerZ-HU to management server request by user mobile phone Duan He businessman end respectively, be that consumer can be exchanged to management server request fertile point is exchanged into cash or exchanges the online commodity on service managerZ-HU by the fertile point of user mobile phone end, after being converted to fertile point by management server, the cash of exchanging transfers accounts in the bank account of binding when directly going to consumer and registering by Net silver, the fertile point that businessman also can hold by businessman is cashed to management server request and will be irrigated and a little be exchanged into cash, the cash of exchanging is transferred accounts and is directly gone in the bank account of binding when businessman registers by Net silver after fertile point being converted by management server, simultaneously consumer or businessman management server checking two-dimension code credential by after also need payer input payment cipher verify the validity of concluding the business will exchange time, management server is according to the result, carry out or this transaction of rollback.
The fertile point (being integration) of described use is joined businessman and variously joins the fertile point of unification that product all can be consumed use for each in system of the present invention, and fertile point is same ratio with the mutual exchange proportion of cash, and the value of irrigating is consistent.
The present invention is by setting up total mark of consumption service transacting platform, make businessman can on the management server of total mark of consumption service transacting platform, directly issue favor information, product picture and preferential activity, simultaneously consumer also can by the management server of total mark of consumption service transacting platform understand in real time join total mark of consumption service transacting platform businessman various dynamically, be convenient to consumer and understand in real time different industries, consumption place and consumption platform are various dynamically, use unified transaction integration and can use at any time integration to carry out various consumption, be convenient to businessman's issue favor information and pull sale, improve sales volume, saving merchant advertisement cost drops into, can also throw in electronic ticket and the commodity that overflow, different consumption can obtain identical integration, user can also use integration to complete consumption and need not carry different accumulating cards and bank card, support cash and the integration three handed deal mode of online and offline or mixing simultaneously, user can see that the integration of oneself changes in real time, and consumer and businessman all can be used accumulated point exchanging cash to the bank card of binding separately or exchange the online commodity on service managerZ-HU to management server request by user mobile phone Duan He businessman end respectively.
Although specifically show and introduced the present invention in conjunction with preferred embodiment; but those skilled in the art should be understood that; within not departing from the spirit and scope of the present invention that appended claims limits; can make a variety of changes the present invention in the form and details, be protection scope of the present invention.
Claims (6)
1. the transaction platform total mark of consumption based on Quick Response Code is exchanged and the method paying, and it is characterized in that: comprise the steps:
Step 1, set up total mark of consumption service transacting platform, set up management server and generate several user mobile phone ends and several businessmans of being connected by network with management server respectively and hold;
Step 2, generation voucher, each consumer is respectively by loading user mobile phone end and generate unique obtaining and the two-dimension code credential paying for integration to management server request on mobile phone, and each businessman respectively by loading businessman's end and generating unique sending with charge free and the account of collecting and login password thereof for integration to management server request on mobile phone or PC;
Step 3, businessman's selling concession information issue and integration prestore, businessman holds request management server on management server, to issue the favor information of oneself, product picture and preferential activity by businessman, and integration when simultaneously businessman hold request management server to supplement with money to obtain integration for sale by businessman is sent with charge free;
Step 4, consumer implement transaction and carry out integration accumulation or integration payment, consumer can also select corresponding merchant to consume to the information of management server request browsing management server Shang Ge businessman issue by user mobile phone end at any time according to demand, businessman sends the corresponding integration to consumer by the two-dimension code credential of the user mobile phone end that shows of scanning consumer with charge free to management server request, or the two-dimension code credential of the user mobile phone end that shows by scanning consumer of businessman collects to management server request the cash consumption that the corresponding integration of consumer replaces consumer;
Step 5, accumulated point exchanging, consumer and businessman can be used accumulated point exchanging cash to the bank card of binding separately or exchange the online commodity on service managerZ-HU to management server request by user mobile phone Duan He businessman end respectively.
2. transaction platform total mark of consumption based on Quick Response Code according to claim 1 is exchanged and the method paying, and it is characterized in that: in described step 3,4,5, management server is verified whether information legal rear the realize adjustment of integration or the issue of Business Information to the request of user mobile phone Duan He businessman end respectively.
3. transaction platform total mark of consumption based on Quick Response Code according to claim 1 is exchanged and the method paying, and it is characterized in that: described integration is joined businessman and variously joins the unified integration that product all can be consumed use for each.
4. the transaction platform total mark of consumption based on Quick Response Code according to claim 1 is exchanged and the method paying, it is characterized in that: in described step 3,4,5, consumer or businessman also need payer input payment cipher checking transaction validity after checking two-dimension code credential, management server, according to the result, is carried out or this transaction of rollback.
5. the transaction platform total mark of consumption based on Quick Response Code according to claim 1 is exchanged and the method paying, and it is characterized in that: the mutual exchange proportion of described integration and cash is same ratio.
6. the transaction platform total mark of consumption based on Quick Response Code according to claim 1 is exchanged and the method paying, it is characterized in that: in step 2, consumer and businessman hold by loading user mobile phone Duan He businessman respectively, then respectively run user mobile phone terminal and businessman end carry out member registration and fill in that relevant Member Information is joined total mark of consumption service transacting platform simultaneously and by member's data storage in management server, by management server, generate the account number and the password thereof that give consumer's two-dimension code credential and give businessman simultaneously and log in.
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| CN104820936A (en) * | 2015-04-24 | 2015-08-05 | 重庆炬野科技发展有限公司 | Incentive purchasing system based on commodity information codes, and method |
| CN105761097A (en) * | 2016-01-29 | 2016-07-13 | 广西中烟工业有限责任公司 | Two-dimensional code integral exchange service system interconnected with internet e-commerce and using method |
| CN105869004A (en) * | 2015-01-24 | 2016-08-17 | 殷斌 | Mobile cashing and tracing management method |
| WO2017036009A1 (en) * | 2015-08-28 | 2017-03-09 | 深圳市前海康启源科技有限公司 | System and method for processing discount promotion in alliance of online-to-offline health services |
| CN106845984A (en) * | 2017-01-12 | 2017-06-13 | 徐东升 | One kind endowment integration distribution and management system |
| CN107341692A (en) * | 2017-07-06 | 2017-11-10 | 袁正洪 | A kind of customer consumption stimulating platform and method |
| WO2018023704A1 (en) * | 2016-08-05 | 2018-02-08 | 黄新勇 | Quick payment method and system in form of membership |
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| CN108830657A (en) * | 2018-06-20 | 2018-11-16 | 泉州市优拓信息技术有限公司 | A kind of system and method that more garden integrals circulate |
| CN108876451A (en) * | 2018-06-13 | 2018-11-23 | 成都亿团兑科技有限公司 | A kind of spending amount is exchanged into the system and method that integral reuses |
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| CN109785040A (en) * | 2018-12-13 | 2019-05-21 | 中科院成都信息技术股份有限公司 | A kind of tobacco grower's service-seeking method and its system |
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| CN104820936A (en) * | 2015-04-24 | 2015-08-05 | 重庆炬野科技发展有限公司 | Incentive purchasing system based on commodity information codes, and method |
| WO2017036009A1 (en) * | 2015-08-28 | 2017-03-09 | 深圳市前海康启源科技有限公司 | System and method for processing discount promotion in alliance of online-to-offline health services |
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| CN106845984A (en) * | 2017-01-12 | 2017-06-13 | 徐东升 | One kind endowment integration distribution and management system |
| CN107341692A (en) * | 2017-07-06 | 2017-11-10 | 袁正洪 | A kind of customer consumption stimulating platform and method |
| CN108960846A (en) * | 2018-02-27 | 2018-12-07 | 翟红鹰 | A kind of BSC business model |
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| CN108876451A (en) * | 2018-06-13 | 2018-11-23 | 成都亿团兑科技有限公司 | A kind of spending amount is exchanged into the system and method that integral reuses |
| CN108830657A (en) * | 2018-06-20 | 2018-11-16 | 泉州市优拓信息技术有限公司 | A kind of system and method that more garden integrals circulate |
| CN109785040A (en) * | 2018-12-13 | 2019-05-21 | 中科院成都信息技术股份有限公司 | A kind of tobacco grower's service-seeking method and its system |
| CN109784995A (en) * | 2019-01-09 | 2019-05-21 | 免单君(深圳)科技有限公司 | The acquisition methods of rebating integral based on electric business platform and the business model used |
| CN109785006A (en) * | 2019-01-22 | 2019-05-21 | 黄海军 | Total mark of consumption interconnects the method and consumption system for exchanging consumption in sales promotion platform |
| CN112686665A (en) * | 2019-10-18 | 2021-04-20 | 庄连豪 | Point management system and implementation method thereof |
| CN111429172A (en) * | 2020-03-04 | 2020-07-17 | 李强辉 | Method for solving full-class point conversion change through intelligent terminal |
| CN111476601A (en) * | 2020-03-30 | 2020-07-31 | 嘉兴冰星市场营销策划有限公司 | Point and certificate marketing method and system based on block chain technology |
| CN112184246A (en) * | 2020-10-13 | 2021-01-05 | 深圳壹账通智能科技有限公司 | Account book management method, device, equipment and storage medium |
| CN112330374A (en) * | 2020-12-01 | 2021-02-05 | 首旅如家(广州)区块链科技有限公司 | Block chain integral marketing method and system based on distributed identity |
| CN115049381A (en) * | 2021-03-08 | 2022-09-13 | 东营樟润网络科技有限公司 | Method for online sharing of stored value balance |
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Application publication date: 20141126 |