CN103886472A - Permission assignment method and system in online transaction - Google Patents
Permission assignment method and system in online transaction Download PDFInfo
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- CN103886472A CN103886472A CN201410142704.2A CN201410142704A CN103886472A CN 103886472 A CN103886472 A CN 103886472A CN 201410142704 A CN201410142704 A CN 201410142704A CN 103886472 A CN103886472 A CN 103886472A
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Abstract
The invention provides a permission assignment method and system in an online transaction. The method comprises the steps that a first resource sent by a first user is acquired, and first permission is assigned to the first user according to the first resource; a request for acquiring a second resource is sent to a second user according to the size of the fist resource; the second resource sent by the second user is acquired according to the request, second permission is assigned to the second user according to the second resource, and the first user is notified; a third resource sent by the first user is acquired, and the third resource is the dynamic resource; whether the third resource reaches the threshold value condition or not is judged, if yes, the second permission is transferred to the first user from the second user. By means of the permission assignment method and system, online transaction speed is accelerated, and the visit burden of a server and the occupancy of the network bandwidth are reduced.
Description
Technical field
The present invention relates to e-commerce field, particularly relate to authority distributing method and system in a kind of online transaction.
Background technology
Due in recent years, ecommerce becomes the main trend of internet economy development gradually, relies on the E-business applications of the infotecies such as internet, universal and development with surprising rapidity in worldwide at present.In fact, ecommerce becomes a more and more important ingredient in entire society's economic activity just gradually.Along with the universal and development of ecommerce, whether people can reappear more and more and pay close attention to traditional commercial activity on network.
One of key link of ecommerce is payment and settlement system, and in the time of shopping online, buyer generally uses Web bank or third party's account or cashes on delivery and pays.Existing exchange information processing method is, buyer takes after the commodity of wish purchase, system is according to trading order form of Information generation of commodity, buyer can use the mode of Net silver, third party's account or cash to pay, in the time that the amount of money of one-time payment equals the price of these commodity, trading order form gathers and shows user's received payment, and next seller just can deliver to buyer.
Along with the development of ecommerce, a large sum of money commodity on net purchase platform are also more and more, such as some heating and ventilating equipments, electromechanical equipment, large software and service etc.Buyer is buying when this large sum of money commodity, if current buyer can not one-time payment be equal to the amount of money of this commodity price, just can not obtain these commodity.
The patented claim that is CN102063674A as Chinese Patent Application No. has disclosed a kind of exchange information processing method and system.Can take the mode of gradation payment to obtain the part right to use of article, for example, distribute corresponding broadband account service time to user according to the current payment of user, distribute the rechargeable card of the cell—phone of the corresponding amount of money to user according to the current payment of user.But the method can only be applied to the detachable commodity of the right to use, for example rechargeable card of the cell—phone, broadband account service time.The commodity that can not be split for the right to use, as heating and ventilating equipment, electromechanical equipment, large software and service etc., because its right to use can not be split, still need to pay off whole amount of money and could obtain the right to use of these commodity.If user's payment deficiency, can not be used these commodity.Now, user can only wait after amount of money abundance, more again searches for or access dependent merchandise information page, and this has increased the access burden of server and taking of the network bandwidth.
Summary of the invention
The shortcoming of prior art in view of the above, the object of the present invention is to provide authority distributing method and system in a kind of online transaction, can not obtain the usufructuary problem of these commodity for commodity that temporarily can not full payment for solving prior art user, to reduce the access burden of server and taking of the network bandwidth.
For achieving the above object and other relevant objects, the invention provides the authority distributing method in a kind of online transaction, comprise the following steps:
Obtain first user send first resource, and according to described first resource by the first right assignment to first user;
Send the request of obtaining Secondary resource to the second user according to the size of described first resource;
Obtain the Secondary resource that the second user sends according to described request, give the second user according to described Secondary resource by the second right assignment, and notify first user;
Obtain the information resources that first user sends, wherein, described information resources are dynamic resource;
Judge that whether described information resources reach threshold condition, are if so, transferred to first user by the second authority by the second user.
Preferably, also comprise described information resources are divided into multiple child resources, the information resources that described first user sends at least comprise a child resource.
Preferably, described request of obtaining Secondary resource to second user's transmission according to the size of described first resource further comprises:
Determine the size of described Secondary resource according to the size of described first resource;
Send the request of obtaining Secondary resource to the second user according to the size of described Secondary resource.
Preferably, be also included in to obtain after described first resource and described Secondary resource under online the physical resources matching with described first resource and described Secondary resource and be sent to described first user.
Preferably, also comprise and repeatedly obtain the information resources that first user sends, described information resources are accumulated according to obtaining number of times.
Preferably, described threshold condition at least comprises information resources >=Secondary resource.
Preferably, if also comprise, described information resources do not reach threshold condition, regain described the first authority from described first user.
Preferably, described in, obtaining the information resources that first user sends further comprises automatically obtain information resources from the resources bank of first user.
Preferably, described the first authority and described the second authority are associated with the commodity of online transaction.
Correspondingly, the present invention also provides the system of the right assignment in a kind of online transaction, comprising:
The first right assignment module, for obtain first user send first resource, according to described first resource by the first right assignment to first user;
Secondary resource request module, for sending the request of obtaining Secondary resource to the second user according to the size of described first resource;
The second right assignment module, the Secondary resource sending according to described request for obtaining the second user, gives the second user according to described Secondary resource by the second right assignment, and notifies first user;
Information resources acquisition module, the information resources that send for obtaining first user, wherein, described information resources are dynamic resource;
Judge module, for judging that whether described information resources reach threshold condition, are if so, transferred to first user by the second authority by the second user.
As mentioned above, the authority distributing method in online transaction of the present invention and system, have following beneficial effect:
First, first user of the present invention only need send first resource just can obtain first authority (as the right to use) relevant to bought commodity, obtain by the second user and buy the needed Secondary resource of these commodity, and the second authority (as entitlement) is distributed to the second user, first user can send several times information resources to the second user with compensation Secondary resource, in the time that first user can not compensate Secondary resource, regain the second authority of these commodity, by method of the present invention, the first authority of commodity and the second authority are separated, make first user not need to send all resources and use in advance these commodity, make again these commodity can bring into play maximum use value.And this transaction for staple commodities such as heating and ventilating equipment, electromechanical equipment, large software and services has brought facility, and has reduced the access burden of server and taking of the network bandwidth.
Secondly, conclude the business on same platform commodity and carry out the transfer of resource for these commodity of the present invention, the security of resource is effectively ensured, and has further been reduced taking of the network bandwidth.
Brief description of the drawings
Fig. 1 is shown as the schematic flow sheet of the authority distributing method in online transaction of the present invention.
Fig. 2 is shown as resource and the authority flowing mode schematic diagram of the authority distributing method in online transaction of the present invention.
Fig. 3 is shown as the schematic flow sheet of an embodiment of the authority distributing method in online transaction of the present invention.
Fig. 4 is shown as the structural representation of the right assignment system in online transaction of the present invention.
Embodiment
Below, by specific instantiation explanation embodiments of the present invention, those skilled in the art can understand other advantages of the present invention and effect easily by the disclosed content of this instructions.The present invention can also be implemented or be applied by other different embodiment, and the every details in this instructions also can be based on different viewpoints and application, carries out various modifications or change not deviating under spirit of the present invention.
The present invention can be used in numerous general or special purpose computingasystem environment or configuration.For example: personal computer, server computer, handheld device or portable set, laptop device, multicomputer system, the distributed computing environment that comprises above any system or equipment etc.
The present invention can describe in the general context of computer executable instructions, for example program module.Usually, program module comprises the routine, program, object, assembly, data structure etc. carrying out particular task or realize particular abstract data type.Also can in distributed computing environment, put into practice the present invention.In these distributed computing environment, executed the task by the teleprocessing equipment being connected by communication network.In distributed computing environment, program module can be arranged in the local and remote computer-readable storage medium including memory device.
Refer to Fig. 1 and Fig. 2, show schematic flow sheet and resource and the authority flowing mode schematic diagram of the authority distributing method in a kind of online transaction of the present invention, described method can comprise the following steps:
Step S1: obtain first user send first resource, and according to described first resource by the first right assignment to first user.
It should be noted that, the institute of the method all realizes in steps on online trade platform, and this online trade platform can have the module of payment function, also can be associated in addition independently payment platform.Secondary resource, information resources in first resource and subsequent step in this step are all directly sent to transaction platform, or are sent to transaction platform via payment platform.
Also it should be noted that, first resource can be divided into multiple child resources, and this child resource can be with numeral, and the numeral of different child resource representatives is identical or different, and the ratio that accounts for separately first resource is also identical or different.The first resource that first user sends can comprise a child resource, also can comprise multiple child resources.The size of first resource and child resource can be determined according to factors such as the attributes of the assessment result to first user, commodity.
Step S2: send the request of obtaining Secondary resource to the second user according to the size of described first resource, it further comprises:
Determine the size of described Secondary resource according to the size of described first resource;
Send the request of obtaining Secondary resource to the second user according to the size of described Secondary resource.
It should be noted that, the total resources that buying commodity needs first user to send can be split as first resource and Secondary resource, and the total amount of first resource and Secondary resource is certain.Transaction platform is determined the size of first resource according to the factor such as assessment result, the attribute of commodity to first user, and deducts first resource and be the size of the Secondary resource that the second user need to send with total amount.
Step S3: obtain the Secondary resource that the second user sends according to described request, give the second user according to described Secondary resource by the second right assignment, and notify first user.
Preferably, be also included in to obtain after described first resource and described Secondary resource under online the physical resources matching with described first resource and described Secondary resource and be sent to described first user.
Preferably, described the first authority and described the second authority are associated with the commodity of online transaction.
It should be noted that, the first authority and described the second authority be derived from the commodity of online transaction, and as the first authority can be the right to use of commodity, the second authority can be the entitlement of commodity.Described first resource and described Secondary resource can be simultaneously or are sent to transaction platform when different, transaction platform is receiving after first resource and Secondary resource, under corresponding commodity are online, be sent to first user, as commodity being sent to first user by logistics system.
Step S4: obtain the information resources that first user sends, wherein, described information resources are dynamic resource, it further comprises automatically obtain information resources from the resources bank of first user.
Preferably, also comprise and repeatedly obtain the information resources that first user sends, described information resources are accumulated according to obtaining number of times.Preferably, also comprise described information resources are divided into multiple child resources, the information resources that described first user sends at least comprise a child resource.
It should be noted that, information resources can be stored in the terminal device of first user, and on transaction platform, can select automatically to send and manually send, and can repeatedly send, and information resources constantly increase along with the increased frequency sending.
Step S5: judge that whether described information resources reach threshold condition, are if so, transferred to first user by the second authority by the second user.
Preferably, described threshold condition at least comprises information resources >=Secondary resource.
Preferably, if also comprise, described information resources do not reach threshold condition, regain described the first authority from described first user.
It should be noted that, described threshold condition comprises that the final semi-invariant of time limit, information resources is not less than Secondary resource etc., if within the predefined time information resources >=Secondary resource, the second authority is transferred to first user by the second user; If do not reach threshold condition, regain described the first authority from described first user, retract mode can adopt mode under line.
In sum, the authority distributing method in online transaction of the present invention and system, have following beneficial effect:
First, first user of the present invention only need send first resource just can obtain first authority (as the right to use) relevant to bought commodity, obtain by the second user and buy the needed Secondary resource of these commodity, and the second authority (as entitlement) is distributed to the second user, first user can send several times information resources to the second user with compensation Secondary resource, in the time that first user can not compensate Secondary resource, regain the second authority of these commodity, by method of the present invention, the first authority of commodity and the second authority are separated, make first user not need to send all resources and use in advance these commodity, make again these commodity can bring into play maximum use value.And this transaction for staple commodities such as heating and ventilating equipment, electromechanical equipment, large software and services has brought facility, and has reduced the access burden of server and taking of the network bandwidth.
Secondly, conclude the business on same platform commodity and carry out the transfer of resource for these commodity of the present invention, the security of resource is effectively ensured, and has further been reduced taking of the network bandwidth.
So the present invention has effectively overcome various shortcoming of the prior art and tool high industrial utilization.
Refer to Fig. 3, show the schematic flow sheet of an embodiment of the authority distributing method in online transaction of the present invention.
It should be noted that, in the present embodiment, first user is defined as to the buyer, the second user is defined as lender, the first authority definition is the right to use, the second authority definition is entitlement, and first resource is the payment in advance of buyer paid to transaction platform, and Secondary resource is the residue fund (amount of the loan and interest) that the buyer need to pay.
Step T1: obtain the payment in advance that the buyer sends, according to payment in advance, the right to use is distributed to the buyer.
It should be noted that, obtain the payment in advance of buyer's transmission at transaction platform before, the buyer can propose transaction request to transaction platform, and transaction platform is according to this request generating trading order form, and trading order form can comprise the transaction time limit of this transaction, paid transaction data and order status mark.After buyer paid payment in advance, the transaction data that trading order form can be submitted to according to user within the transaction time limit upgrades.In a preferred embodiment of the present invention, described trading order form can also comprise the total price of the commodity of requests transaction, first time of payment and Payment Proportion first.
It should be noted that, payment in advance can be set multiple grades, and the amount of advance payment scope that transaction platform can be selected according to appointment buyeies such as the attributes of the buyer's assessment result, commodity, as 30% of commodity total price, 50%, 70%, 90% etc.The buyer can select one of them grade in the amount of advance payment scope of specifying, as 30%.
Also it should be noted that, described online trade platform can be seller, and commodity are directly bought in online trade platform from manufacturer's hand, and sale monopoly is to the buyer, therefore between the buyer and lender resource all pass through alternately transaction platform.In an embodiment of the present invention, online trade platform only provides the platform of interchange for seller, and first resource and Secondary resource are all sent in seller's account.
Step T2: send the request of obtaining remaining payment for goods to lender;
Step T3: obtain residue fund from lender, and entitlement is distributed to lender.
It should be noted that, lender comprises bank, other loan tissues or individual etc., and first user and the second use have the account of oneself per family, can transfer accounts by transaction platform, other platforms or seller.
It should be noted that, the right to use and entitlement can be used as virtual resource and sell on transaction platform, after the payment for goods of buyer's pre-paid part, can buy the right to use, and lender can be buied entitlement after paying residue fund.After transaction platform, other platforms or seller receive payment in advance and residue fund, by mode under line, as commodity are sent to buyer by logistics system.
Step T4: the installment reimbursement that obtains buyer;
Step T5: whether the refund amount of money that judges buyer reaches and impose a condition, if so, by ownership transfer to buyer.
It should be noted that, lender can be determined according to loan interest rate, the length of maturity amount of money of buyer's installment reimbursement.Buyer can remove loan by consignment trade platform bales catch from its account, and be transferred to lender, in order to ensure transaction security, can notify the variation of buyer's account amount of money, lender to notify buyer's amount of the loan to arrive the modes such as account by authentication, short-message verification, transaction platform.When buyer pays off when loan within the predetermined time limit, by ownership transfer to buyer, complete whole process of exchange.In the time that buyer does not pay off loan within the predetermined time limit, transaction platform is regained buyer's the right to use, and regains by the mode under line the commodity that buyer buys.Transaction platform can again be sold these commodity or otherwise process the remaining loan in repayment of bank loans side by stages.
The present invention is separated the right to use of commodity and entitlement, it is the right to use that buyer just can have these commodity after a part of payment for goods that pays a certain commodity, and another part payment for goods is paid by lender, thereby lender has the entitlement of these commodity, if buyer all pays off loan, by ownership transfer to buyer; If buyer can not all pay off loan, regained the entitlement of these commodity by seller.Thereby for staple commodities, as heating and ventilating equipment, electromechanical equipment, large software and service etc., buyer can payable by installment in the time can not once paying whole payment for goods, just and can use these commodity paying for the first time after certain payment for goods.If buyer can not all pay off loan, regain this commodity by seller, and by seller, these commodity are sold again, the remaining loan in repayment of bank loans side, seller obtains again a part of profit simultaneously.So the present invention has effectively overcome various shortcoming of the prior art and tool high industrial utilization.
Refer to Fig. 4, show the structural representation of the right assignment system 400 in online transaction of the present invention, this right assignment system 400 comprises:
The first right assignment module 401, for obtain first user send first resource, according to described first resource by the first right assignment to first user;
Secondary resource request module 402, for sending the request of obtaining Secondary resource to the second user according to the size of described first resource;
The second right assignment module 403, the Secondary resource sending according to described request for obtaining the second user, gives the second user according to described Secondary resource by the second right assignment, and notifies first user;
Information resources acquisition module 404, the information resources that send for obtaining first user, wherein, described information resources are dynamic resource;
Judge module 405, for judging that whether described information resources reach threshold condition, are if so, transferred to first user by the second authority by the second user.
Preferably, also comprise information resources division module 406, for also comprising, described information resources are divided into multiple child resources, the information resources that described first user sends at least comprise a child resource.
Preferably, described Secondary resource request module 402 further comprises:
Secondary resource computing unit 4021, for determining the size of described Secondary resource according to the size of described first resource;
Secondary resource request unit 4022, for sending the request of obtaining Secondary resource to the second user according to the size of described Secondary resource.
Preferably, also comprise information resources accumulation module 407, the information resources that send for repeatedly obtaining first user, described information resources are accumulated according to obtaining number of times.
Preferably, also comprise the first authority recovering modules 408, in the time that described information resources do not reach threshold condition, regain described the first authority from described first user.
Preferably, described information resources acquisition module 404 further comprises automatic acquisition unit 4041, for automatically obtaining information resources from the resources bank of first user.
The explanation of system embodiment please refer to embodiment of the method, does not repeat them here.
Above-described embodiment is illustrative principle of the present invention and effect thereof only, but not for limiting the present invention.Any person skilled in the art scholar all can, under spirit of the present invention and category, modify or change above-described embodiment.Therefore, such as in affiliated technical field, have and conventionally know that the knowledgeable, not departing from all equivalence modifications that complete under disclosed spirit and technological thought or changing, must be contained by claim of the present invention.
Claims (10)
1. the authority distributing method in online transaction, is characterized in that, comprising:
Obtain first user send first resource, and according to described first resource by the first right assignment to first user;
Send the request of obtaining Secondary resource to the second user according to the size of described first resource;
Obtain the Secondary resource that the second user sends according to described request, give the second user according to described Secondary resource by the second right assignment, and notify first user;
Obtain the information resources that first user sends, wherein, described information resources are dynamic resource;
Judge that whether described information resources reach threshold condition, are if so, transferred to first user by the second authority by the second user.
2. method according to claim 1, is characterized in that: also comprise described information resources are divided into multiple child resources, the information resources that described first user sends at least comprise a child resource.
3. method according to claim 1 and 2, is characterized in that: described request of obtaining Secondary resource to second user's transmission according to the size of described first resource further comprises:
Determine the size of described Secondary resource according to the size of described first resource;
Send the request of obtaining Secondary resource to the second user according to the size of described Secondary resource.
4. method according to claim 1, is characterized in that: be also included in to obtain after described first resource and described Secondary resource under online the physical resources matching with described first resource and described Secondary resource and be sent to described first user.
5. method according to claim 1, is characterized in that: also comprise and repeatedly obtain the information resources that first user sends, described information resources are accumulated according to obtaining number of times.
6. method according to claim 1, is characterized in that: described threshold condition at least comprises information resources >=Secondary resource.
7. method according to claim 1, is characterized in that: if also comprise, described information resources do not reach threshold condition, regain described the first authority from described first user.
8. method according to claim 1, is characterized in that: described in obtain the information resources that first user sends and further comprise automatically obtain information resources from the resources bank of first user.
9. method according to claim 1, is characterized in that: described the first authority and described the second authority are associated with the commodity of online transaction.
10. the right assignment system in online transaction, is characterized in that, comprising:
The first right assignment module, for obtain first user send first resource, according to described first resource by the first right assignment to first user;
Secondary resource request module, for sending the request of obtaining Secondary resource to the second user according to the size of described first resource;
The second right assignment module, the Secondary resource sending according to described request for obtaining the second user, according to described Secondary resource
Give the second user by the second right assignment, and notify first user;
Information resources acquisition module, the information resources that send for obtaining first user, wherein, described information resources are dynamic resource; Judge module, for judging that whether described information resources reach threshold condition, are if so, transferred to first user by the second authority by the second user.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410142704.2A CN103886472A (en) | 2013-09-29 | 2014-04-10 | Permission assignment method and system in online transaction |
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| CN201310454829.4 | 2013-09-29 | ||
| CN201310454829 | 2013-09-29 | ||
| CN201410142704.2A CN103886472A (en) | 2013-09-29 | 2014-04-10 | Permission assignment method and system in online transaction |
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| CN103886472A true CN103886472A (en) | 2014-06-25 |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104881806A (en) * | 2015-06-13 | 2015-09-02 | 陈曦 | Method and device for transaction processing |
| CN104899102A (en) * | 2015-06-13 | 2015-09-09 | 陈曦 | Transaction processing method, device and system |
| CN104980439A (en) * | 2015-06-13 | 2015-10-14 | 陈曦 | Transaction processing method and device |
| CN106296212A (en) * | 2015-06-23 | 2017-01-04 | 阿里巴巴集团控股有限公司 | Method for processing resource and device |
| CN107203861A (en) * | 2016-03-16 | 2017-09-26 | 阿里巴巴集团控股有限公司 | The method of logistic storage data processing, apparatus and system |
| CN107316189A (en) * | 2016-04-27 | 2017-11-03 | 华为软件技术有限公司 | The treating method and apparatus of user resources |
-
2014
- 2014-04-10 CN CN201410142704.2A patent/CN103886472A/en active Pending
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104881806A (en) * | 2015-06-13 | 2015-09-02 | 陈曦 | Method and device for transaction processing |
| CN104899102A (en) * | 2015-06-13 | 2015-09-09 | 陈曦 | Transaction processing method, device and system |
| CN104980439A (en) * | 2015-06-13 | 2015-10-14 | 陈曦 | Transaction processing method and device |
| CN106296212A (en) * | 2015-06-23 | 2017-01-04 | 阿里巴巴集团控股有限公司 | Method for processing resource and device |
| CN107203861A (en) * | 2016-03-16 | 2017-09-26 | 阿里巴巴集团控股有限公司 | The method of logistic storage data processing, apparatus and system |
| CN107203861B (en) * | 2016-03-16 | 2021-01-26 | 菜鸟智能物流控股有限公司 | Logistics storage data processing method, device and system |
| CN107316189A (en) * | 2016-04-27 | 2017-11-03 | 华为软件技术有限公司 | The treating method and apparatus of user resources |
| CN107316189B (en) * | 2016-04-27 | 2022-03-08 | 华为技术有限公司 | User resource processing method and device |
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Application publication date: 20140625 |