JP6592170B1 - Information processing method, information processing apparatus, and program - Google Patents

Abstract

An object of the present invention is to reduce the amount of money paid when a user obtains a product at a store. An information processing apparatus associates a reimbursement amount paid to an operator of a store, which is at least part of a first price of a product obtained by a first user at a store, with the first user. A process of storing and a process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user obtained the product. [Selection] Figure 4

Description

  The present disclosure relates to an information processing method, an information processing apparatus, and a program.

  2. Description of the Related Art Conventionally, techniques for providing transaction services such as a flea market service, an online auction service, and an immediate purchase (pawn shop) service are known (see, for example, Patent Document 1).

JP 2018-147298 A

  However, in the related art, for example, when a user obtains a product at a store, the amount paid at the time of acquisition may be relatively high. An object of this indication is to provide the technique which can reduce the money paid when a user acquires goods in a store.

An information processing apparatus according to an embodiment of the present disclosure is configured to obtain a reimbursement amount paid to a business operator of the store, which is at least part of a first price of a product obtained by the first user at the store. a process of storing in association with the user, if the first user has a predetermined time limit has passed since the availability of the commodity, and the process to collect at least part of the advance amount from the first user, the first In the case where the product is exhibited by the transaction service by the user within the predetermined time limit, and the sales profit of the product specified by the first user is equal to or more than the reimbursement amount, the product is traded in the transaction When the product is exhibited by the first user and the product is exhibited by the transaction service within the predetermined time limit, and the sales profit designated by the first user is If it is less than e forehead, it executes a process of sending a message indicating that the sales profit of the product is less than the advance amount to the first information processing terminal associated with the first user.

1 is a diagram illustrating a configuration of a communication system according to an embodiment of the present disclosure. It is a figure which shows an example of the hardware constitutions of the server which concerns on embodiment, and a terminal. It is a figure which shows an example of the block diagram which shows the functional structure of the server which concerns on embodiment, and a terminal. It is a figure which shows an example of the sequence of the lease start process of the communication system which concerns on embodiment. It is a figure which shows an example of the merchandise information memorize | stored in the merchandise information storage part which concerns on embodiment. It is a figure which shows an example of the buying and selling information memorize | stored in the buying and selling information storage part which concerns on embodiment. It is a figure which shows an example of the change information memorize | stored in the change information storage part which concerns on embodiment. It is a figure which shows an example of the replacement information memorize | stored in the user information storage part which concerns on embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure which shows an example of the sequence of the lease end process of the communication system which concerns on embodiment. It is a figure which shows an example of the sequence of the lease end process of the communication system which concerns on embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment.

<Legal Compliance>
When implemented, the disclosure set forth herein is implemented in compliance with the laws and regulations of each country in which the disclosure is implemented. In addition, the disclosure described in the present specification is carried out with all changes, substitutions, changes, alterations and modifications necessary for a person skilled in the art to comply with the laws and regulations of each country.

A form for carrying out the turnover according to the present disclosure will be described with reference to the drawings.
<System configuration>
FIG. 1 is a diagram illustrating a configuration of a communication system 1 according to an embodiment of the present disclosure. As shown in FIG. 1, in the communication system 1, the server 110A, the server 110B, the terminal 120A, the terminal 120B, and the terminal 120C are connected to the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C via the network 130. Is done.

  In the present disclosure, when there is no need to distinguish between the server 110A and the server 110B, the server 110A and the server 110B may be expressed as the server 110, respectively.

  In the present disclosure, when it is not necessary to distinguish between the terminal 120A, the terminal 120B, and the terminal 120C, the terminal 120A, the terminal 120B, and the terminal 120C are respectively the terminal 120 (an example of “information processing terminal”). It may be expressed. In the present disclosure, when it is not necessary to distinguish the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C, the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C are respectively expressed as the POS terminal 140. May be.

  In the present disclosure, when it is not necessary to distinguish between the server 110, the terminal 120, and the POS terminal 140, the server 110, the terminal 120, and the POS terminal 140 may be expressed as the information processing apparatus 200, respectively. The number of information processing apparatuses 200 connected to the network 130 is not limited to the example of FIG.

  The server 110 provides a predetermined service to the terminal 120 used by the user via the network 130. Examples of the predetermined service include, but are not limited to, a settlement service, a transaction service, a lease service for lending a product selected by a user at a store (including an actual store and an online store) to the user, a financial service, an electronic commerce service, Includes SNS (Social Networking Service), which is representative of messaging services using instant messengers, etc., and content provision services such as music, videos and books. When the user uses a predetermined service via the terminal 120, the server 110 can provide the predetermined service to one or more terminals 120. The transaction service is, for example, a service that enables a consumer to sell a product. For example, a transaction such as a flea market service or an online auction service (interpersonal online transaction, CtoC (Consumer to Consumer) electronic commerce, consumption Online transaction) service, immediate purchase (pawn shop) service, and the like.

  The POS terminal 140 is, for example, a POS (Point of sale system) terminal installed in a store or the like. The POS terminal 140 receives, for example, an operation for inputting the price of a product purchased by the user (customer) of the terminal 120 from a store clerk. When the terminal 120 is held over the card reader of the POS terminal 140 by the user, the POS terminal 140 reads information from the terminal 120 using, for example, short-range wireless communication, and the read information is stored in the server 110. Get paid for by sending to.

  The terminal 120 is a terminal such as a user's smartphone, for example, and performs processing using various services such as a settlement service provided by the server 110, an interpersonal transaction service such as a flea market service or a net auction service, and a lease service. .

  In the leasing service of the present disclosure, for example, the business of the server 110 allows a user to purchase a product by changing a part of the price (renewal amount, discount amount), and the personal transaction provided by the server 110 A service is included that allows the user to sell (sell) the product by a predetermined time limit using a service, and collect the reimbursement amount from sales proceeds. In addition, the said goods may be goods, such as clothes, a book, and a game, without being limited.

  In the present disclosure, the settlement service means a service in which one or more users can exchange money or money equivalent. By way of example and not limitation, a one-dimensional code (such as a barcode), a two-dimensional code (such as a QR code (registered trademark)) (hereinafter, the one-dimensional code and the two-dimensional code are collectively referred to as “two-dimensional code, etc.”) ), Payment service using near field communication (NFC (Near Field Communication), BLE (Bluetooth (registered trademark) Low Energy), Wi-Fi (registered trademark), ultrasonic communication, infrared communication, etc.) including. In addition, payment by the terminal 120 of the user (payer) who pays the price by reading the two-dimensional code or the like is expressed as “user-reading code payment” or “MPM (Merchant Presented Mode)”, and payment is made. The terminal 120 of the user who performs the payment displays the two-dimensional code or the like, and the displayed two-dimensional code or the like is read by the terminal 120 of the user (seller or biller) on the store side or the like who charges for the payment. This is expressed as “store-reading code settlement” or “CPM (Consumer Presented Mode)”. Note that MPM and CPM may be dynamic or static.

  As necessary, a terminal used by the user X is expressed as a terminal 120X, and user information in a predetermined service associated with the user X or the terminal 120X is expressed as user information X. Note that the user information is user information associated with an account used by the user in a predetermined service. By way of example and not limitation, the user information is input by the user or given by a predetermined service. The user name, the user icon image, the user age, the user gender, the user address, the user hobby Including information associated with the user such as preferences, user identifiers, balance information of electronic value (electronic money) associated with the user, credit card information associated with the user (credit card number, etc.), etc. Any one or a combination of these may be used.

  The network 130 plays a role of connecting two or more information processing apparatuses 200. The network 130 refers to a communication network that provides a connection path so that data can be transmitted and received after the terminal 120 is connected to the server 110.

  One or more portions of the network 130 may be a wired network or a wireless network. Examples of the network 130 include, but are not limited to, an ad hoc network, an intranet, an extranet, a virtual private network (VPN), a local area network (LAN), and wireless. LAN (Wireless LAN: WLAN), wide area network (WAN), wireless WAN (Wireless WAN: WWAN), metropolitan area network (Metropolitan Area Network: MAN), part of the Internet, public switched telephone network (Public Part of Switched Telephone Network (PSTN), mobile phone network, ISDNs (Integrated Service Digital Networks), wireless LANs, LTE (Long Term Evolution), CDMA (Code Division Multiple Access), Bluetooth (Bluetooth (registered trademark)), satellite Communication, or It may include two or more combinations of these. The network 130 can include one or more networks 130.

  The information processing apparatus 200 may be any information processing apparatus as long as it can implement the functions and methods described in the present disclosure.

  The information processing apparatus 200 includes, for example and not limitation, a smartphone, a mobile phone (feature phone), a computer (for example, but not limited to a desktop, a laptop, a tablet, etc.), a server device, and a media computer platform (for example, not for limitation). , Cables, satellite set-top boxes, digital video recorders, etc.), handheld computer devices (such as, but not limited to, PDA (Personal Digital Assistant), email clients), wearable terminals (such as, but not limited to, glasses-type devices, Clock-type devices), other types of computers, or communication platforms.

<Hardware configuration>
A hardware configuration of the information processing apparatus 200 included in the communication system 1 will be described with reference to FIG. FIG. 2 is a diagram illustrating an example of a hardware configuration of the information processing apparatus 200 according to the embodiment.

  The information processing apparatus 200 includes a processor 201, a memory 202, a storage 203, an input / output interface (input / output I / F) 204, and a communication interface (communication I / F) 205. Each component of the hardware of the information processing device 200 is connected to each other via a bus B as an example, without limitation.

  The information processing apparatus 200 implements the functions and / or methods described in the present disclosure in cooperation with the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205. To do.

  The processor 201 executes functions and methods realized by codes or instructions included in a program stored in the storage 203. The processor 201 includes, but is not limited to, a central processing unit (CPU), an MPU (micro processing unit), a GPU (graphics processing unit), a microprocessor, a processor core, and a multiprocessor. Logic circuits (hardware) formed in integrated circuits (IC (Integrated Circuit) chip, LSI (Large Scale Integration)), etc., including ASIC (Application-Specific Integrated Circuit), FPGA (Field Programmable Gate Array), etc. Each process disclosed in each embodiment may be realized by a dedicated circuit. These circuits may be realized by one or a plurality of integrated circuits, and a plurality of processes shown in the embodiments may be realized by a single integrated circuit. An LSI may also be referred to as a VLSI, super LSI, ultra LSI, or the like depending on the degree of integration.

  The memory 202 temporarily stores the program loaded from the storage 203 and provides a work area to the processor 201. The memory 202 also temporarily stores various data generated while the processor 201 is executing the program. The memory 202 includes, for example and without limitation, a RAM (Random Access Memory), a ROM (Read Only Memory), and the like.

  The storage 203 stores a program. The storage 203 includes, without limitation, an HDD (Hard Disk Drive), an SSD (Solid State Drive), a flash memory, and the like.

  A communication I / F 205 transmits and receives various data via the network 130. The communication may be executed either by wire or wireless, and any communication protocol may be used as long as mutual communication can be executed. The communication I / F 205 has a function of executing communication with other information processing apparatuses via the network 130. The communication I / F 205 transmits various data to other information processing apparatuses in accordance with instructions from the processor 201. Further, the communication I / F 205 receives various data transmitted from other information processing apparatuses and transmits the data to the processor 201.

  The input / output I / F 204 includes an input device that inputs various operations to the information processing device 200 and an output device that outputs a processing result processed by the information processing device 200. In the input / output I / F 204, the input device and the output device may be integrated, or the input device and the output device may be separated.

  The input device is realized by any one or a combination of all types of devices that can receive an input from a user and transmit information related to the input to the processor 201. Examples of the input device include, but are not limited to, hardware keys such as a touch panel, a touch display, and a keyboard, a pointing device such as a mouse, a camera (operation input through an image), and a microphone (operation input by voice).

  The output device is realized by any one of all types of devices that can output the processing result processed by the processor 201, or a combination thereof. When outputting the processing result as a video or a moving image, the output device is realized by any one or a combination of all types of devices capable of displaying the display data according to the display data written in the frame buffer. The Examples of output devices include, but are not limited to, a touch panel, a touch display, a monitor (for example, a liquid crystal display, an OELD (Organic Electroluminescence Display), etc.), a head mounted display (HDM), projection mapping, and a hologram. A device capable of displaying images, text information, etc. in the air (which may be vacuum), a speaker (sound output), a printer, and the like. Note that these output devices may be capable of displaying display data in 3D.

  The program according to each embodiment of the present disclosure may be provided in a state of being stored in a computer-readable storage medium. The storage medium can store the program in “a tangible medium that is not temporary”. Programs include, without limitation, software programs and computer programs.

  The storage medium may be one or more semiconductor-based or other integrated circuits (ICs) where appropriate, such as, but not limited to, field programmable gate arrays (FPGAs), application specific ICs (ASICs), etc. ), Hard disk drive (HDD), hybrid hard drive (HHD), optical disk, optical disk drive (ODD), magneto-optical disk, magneto-optical drive, floppy diskette, floppy disk drive (FDD), magnetic It may include tape, solid state drive (SSD), RAM drive, secure digital card or drive, any other suitable storage medium, or any suitable combination of two or more thereof. The storage medium may be volatile, non-volatile, or a combination of volatile and non-volatile, where appropriate.

  Moreover, the program of this indication may be provided to the information processing apparatus 200 via arbitrary transmission media (a communication network, a broadcast wave, etc.) which can transmit the said program.

  Also, each embodiment of the present disclosure may be realized in the form of a data signal embedded in a carrier wave in which a program is embodied by electronic transmission.

  In addition, the program of this indication is mounted using script languages, such as JavaScript (trademark) and Python, C language, Go language, Swift, Kotlin, Java (trademark) etc. as an example, without limitation.

  At least a part of the processing in the information processing apparatus 200 may be realized by cloud computing including one or more computers.

  It is good also as a structure which performs at least one part of the process in the information processing apparatus 200 by another information processing apparatus. In this case, at least a part of the processing of each functional unit realized by the processor 201 may be performed by another information processing apparatus.

<Others>
Unless explicitly stated, the configuration of determination in the embodiment of the present disclosure is not essential, and predetermined processing is performed when the determination condition is satisfied, or predetermined processing is performed when the determination condition is not satisfied. May be.

  In this disclosure, unless stated otherwise or indicated by context, “at least one of A and B” means “A, B, or both”. Further, unless otherwise specified or indicated by context, “a”, “an”, or “the” shall mean “one or more”. Thus, herein, “an A” or “the A” means “one or more A” unless stated otherwise or indicated by context.

  This disclosure includes all changes, substitutions, variations, modifications, or modifications that can be made by those skilled in the art to the embodiments and examples of the present disclosure. Also, the appended claims encompass all changes, substitutions, variations, alterations, or modifications that can be made by those skilled in the art to the embodiments and examples of the present disclosure. Furthermore, this disclosure includes any combination of one or more features of an embodiment or example in the present disclosure and one or more features of other embodiments or examples in the present disclosure that may be made by one of ordinary skill in the art. To do.

  In addition, a device or system or a device or system component that is adapted, arranged, capable, configured, usable, operable, or operable to perform a particular function References in the appended claims to are made, devices, systems, or components so adapted, arranged, capable, configured, enabled, operable. As long as the device, system, component or its particular function is activated, turned on, or unlocked, the device, system, component is encompassed.

  The disclosure may obtain consent from the user in advance or immediately prior to implementation of any embodiment or example unless explicitly stated. Further, the consent to be acquired may be comprehensive or acquired each time.

<Embodiment>
The embodiment of the present disclosure is an embodiment in which the price when a user purchases a product is changed.

  According to the embodiment, for example, it is possible to reduce the amount of money paid when a user obtains a product at a store. In addition, for example, since the user's balance may be available even when the price of the product is less than the price of the product, the effort to deposit the balance is reduced, resulting in a load on the terminal 120A and the server 110, and between the terminal 120A and the server 110. The effect that the load of the network 130 can be reduced is obtained.

<Functional Configuration of Embodiment>
The functional configurations of the server 110 and the terminal 120 will be described with reference to FIG. FIG. 3 is a diagram illustrating an example of a block diagram illustrating functional configurations of the server 110 and the terminal 120 according to the embodiment. The functional unit disclosed in FIG. 3 is realized by cooperation of the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205 included in the information processing apparatus 200.

(1) Server functional configuration
The server 110 includes a reception unit 311, a transmission / reception unit 312, a control unit 313, a display control unit 314, and a storage unit 315. Note that the function or processing of each functional unit may be realized by machine learning or AI (Artificial Intelligence) within a feasible range.

  The accepting unit 311 accepts various setting operations and the like from a business operator that operates various services provided by the server 110.

  The transmission / reception unit 312 transmits / receives data to / from the terminal 120 in accordance with instructions from the control unit 313. For example, when a user such as the terminal 120 is authenticated by the user ID and password included in the login request from the terminal 120 or the like, the transmission / reception unit 312 uses a session for communication using HTTPS or the like with the terminal 120 or the like. Connect. Then, a communication address such as the terminal 120, a user ID, and the like are stored in association with the ID of the connected communication session. Then, data is transmitted to the terminal 120 or the like using the connected communication session.

  The control unit 313 performs processing of providing services such as a lease service, an electronic commerce service including a transaction service, a payment service, and a financial service to the user of the terminal 120.

  The display control unit 314 causes the transmission / reception unit 312 to transmit information for controlling the display screen of the terminal 120 in accordance with an instruction from the control unit 313.

  The storage unit 315 stores a product information storage unit 3151 that stores product information, a sales information storage unit 3152 that stores information on products sold and sold by the transaction service provided by the server 110, and a replacement that stores information on the reimbursement of prices. An information storage unit 3153 and a user information storage unit 3154 that stores user information are included.

(2) Functional configuration of terminal
The terminal 120 includes a reception unit 321, a transmission / reception unit 322, a control unit 323, a display control unit 324, and a storage unit 325. Note that the function or processing of each functional unit may be realized by machine learning or AI within a feasible range.

  The accepting unit 321 accepts various operations from the user of the terminal 120.

  The transmission / reception unit 322 transmits / receives data to / from the server 110 or the like according to instructions from the control unit 323. For example, when logging in to the server 110, the transmission / reception unit 322 connects a session for communication with the server 110 using HTTPS or the like. Then, the communication address of the server 110 is stored in association with the ID of the connected communication session. Then, data is transmitted to the server 110 using the connected communication session.

  The control unit 323 performs processing using various services such as a lease service provided by the server 110, an electronic commerce service including a transaction service, a settlement service, and a financial service.

  The display control unit 324 controls the display screen of the terminal 120 based on information received from the server 110 in accordance with instructions from the control unit 323.

  The storage unit 325 stores information for using a lease service or the like provided by the server 110.

<Process of Embodiment>
Hereinafter, a user who obtains a product using a lease service provided by the server 110 will be described as a user A, and a user who obtains the product using a transaction service provided by the server 110 will be described as a user B. In the following example, a case where a product is obtained at an actual store (store in the real world) will be described as an example. However, the present disclosure is based on an online store (online store, online shop) such as an EC (Electronic Commerce) site. ).

≪Lease start processing≫
A lease start (product purchase) process of the communication system 1 according to the embodiment will be described with reference to FIGS. 4 to 6E. FIG. 4 is a diagram illustrating an example of a lease start process sequence of the communication system 1 according to the embodiment. FIG. 5A is a diagram illustrating an example of product information stored in the product information storage unit 3151 according to the embodiment. FIG. 5B is a diagram illustrating an example of trading information stored in the trading information storage unit 3152 according to the embodiment. FIG. 5C is a diagram illustrating an example of the change information stored in the change information storage unit 3153 according to the embodiment. FIG. 5D is a diagram illustrating an example of user information stored in the user information storage unit 3154 according to the embodiment. 6A to 6E are diagrams illustrating an example of a display screen of the terminal 120 according to the embodiment. Note that it is assumed that the terminal 120A is authenticated by the server 110 using the user A account when communicating with the server 110.

  In step S <b> 1, the reception unit 321 of the terminal 120 </ b> A receives, from the user A, an operation for causing the user A to display the replacement information for the selected product using the lease service provided by the server 110. Subsequently, the transmission / reception unit 322 of the terminal 120A transmits an acquisition request for product replacement information to the server 110 (step S2). The product replacement information acquisition request may include product identification information (product code) and user A's user ID. The server 110 may acquire the user ID of the terminal 120A based on the communication session ID of the acquisition request received from the terminal 120A.

  Here, the control unit 323 of the terminal 120A, for example, takes an image of a barcode printed on a tag (price tag) attached to the product in response to the operation of the user A, and from the taken image. The product code may be read. Then, the transmission / reception unit 322 of the terminal 120 </ b> A may transmit the read product code to the server 110. In this case, the display control unit 324 of the terminal 120A displays a message 603 that prompts the user A to shoot a barcode at “Store A” 602, which is a store designated by the user A, as in the example of the barcode screen 601 in FIG. An image 604, an “OK” button 605, and the like may be displayed. Then, for example, when the “OK” button 605 in FIG. 6A is pressed in step S1, the transmission / reception unit 322 of the terminal 120A may execute the process of step S2.

  In addition, the transmission / reception unit 322 of the terminal 120A transmits, for example, a product code of a product designated by the user A to the server 110 in a product list posted on a website of an actual store or an online store. May be. In this case, the transmission / reception unit 322 of the terminal 120A may acquire the URL (Uniform Resource Locator) of the Web site from a beacon or the like installed in the actual store. In addition, the transmission / reception unit 322 of the terminal 120 </ b> A may acquire the URL of the Web site from information on advertisements distributed from the server 110. In the example of the website screen 602 in FIG. 6B, the display control unit 324 of the terminal 120A displays a list 613 of products sold at the “store A” 612 that is a real store or an online store designated by the user A, and the products A message 614 or the like for prompting selection is displayed. In the product list 613, images 613A to 613D of each product are displayed. For example, when one of the images 613A to 613D of each product in FIG. 6B is selected in step S1, the transmission / reception unit 322 of the terminal 120A may execute the process of step S2.

  Subsequently, the control unit 313 of the server 110 refers to the product information storage unit 3151 and the sale / purchase information storage unit 3152, and calculates the reimbursement amount of the product designated by the user A (step S3). The reimbursement amount is an amount reimbursed by a business operator who operates the lease service of the server 110.

(Product information storage unit 3151)
In the example of FIG. 5A, in the product information storage unit 3151, a product name, a fixed price (yen), a product description, a product image, a category, a brand (manufacturer name), a product color, and a product color are associated with the product code. The size and release date are stored. The product name, list price (yen), product description, product image, brand (manufacturer name), product color, product size, and release date are the product name, list price, product description, and product, respectively, according to the product code. The image, brand (manufacturer), color, size, and date of product launch for the first time. The category is information indicating attributes of products such as ladies, baby / kids, books, games, and the like. The information stored in the product information storage unit 3151 may be set by the business operator of the server 110 based on information obtained in advance from the manufacturer of the product and the business operator of the store, for example.

(Trade information storage unit 3152)
In the example of FIG. 5B, the trade information storage unit 3152 is associated with the product ID, the seller's user ID, the purchaser's user ID, the transaction state, the product name, the price (yen), the product description, and the product image. , Category, brand, product color, product size, and transaction date and time are stored.

  The product ID is identification information of a product that has been exhibited by the user. The transaction state is a state relating to the transaction of the product related to the product ID. For example, “Exhibiting”, “Transacting”, “Transaction completed”, “Exhibition of exhibition”, “Cancellation by buyer”, “Cancellation by operator” Or the like. “Being exhibited” is a state in which an arbitrary user can purchase a product related to the product ID. “Transaction” is a state from when the purchase operation is performed by the purchaser until the product shipped by the exhibitor reaches the purchaser and is received by the purchaser. “Transaction completed” is a state after the purchase is completed by the purchaser. “Exhibition stop” is a state in which the exhibitor has canceled the listing. “Cancellation by purchaser” is a state in which the purchaser cancels the purchase. “Cancellation by the operator” is a state in which purchase by the purchaser for an illegal exhibition or the like is canceled by the administrator of the server 110.

  Product name, price (yen), product description, product image, category, brand, product color, and product size are set by the seller's user, etc. Sales price, product description, product image, category, brand name, color, and size specified by the owner. The transaction date and time is the date and time when the purchase operation is performed by the purchaser.

  Note that the control unit 313 of the server 110 stores information such as exhibition and sale in the trade information storage unit 3152 when the exhibition and sale are performed in the transaction service provided by the server 110. Shall.

  In the process of step S3, the control unit 313 of the server 110 refers to the trading information storage unit 3152, estimates the sellable amount of the product in the transaction service provided by the server 110, and can sell the estimated product. The reimbursement amount of the product may be determined based on the amount.

  In this case, the control unit 313 of the server 110 refers to the buying / selling information storage unit 3152, and the similarity with the product specified by the user A or the product specified by the user A is greater than or equal to a predetermined threshold (similarity The representative value of the price at which the product is purchased by the purchaser may be calculated, and the representative value may be estimated as the saleable amount. Note that the control unit 313 of the server 110 may use, for example, an average value, a median value, or a most frequent value as the representative value. Then, the control unit 313 of the server 110 calculates a sales fee collected by the business operator of the server 110 when the product is sold at the price of the representative value using the transaction service provided by the server 110. Then, the control unit 313 of the server 110 may use the amount obtained by subtracting the sales fee from the representative value as the replacement amount of the product. In this case, the control unit 313 of the server 110 may round the amount by rounding, rounding up, or rounding down so that the number of significant digits of the reimbursement amount of the product becomes a predetermined number of digits (for example, two digits).

  Note that the control unit 313 of the server 110 matches the product name, brand, product color, and product size of the product designated by the user A and the product stored in the trade information storage unit 3152. Moreover, you may determine with both goods being the same. Further, the control unit 313 of the server 110 has, for example, a predetermined relationship in which a category between the product designated by the user A and the product stored in the trade information storage unit 3152 is set in advance. If at least a part of the brand and the brand match, the degree of similarity between the two products may be determined to be equal to or greater than a predetermined threshold. Further, the control unit 313 of the server 110 uses, for example, an AI that has been machine-learned by deep learning or the like, based on the list price of the product, the price bought and sold in the transaction service, the product name, brand, color, size, and the like. Thus, the similarity between both products may be calculated.

  Note that the control unit 313 of the server 110 refers to the product information storage unit 3151 to acquire the type of the product designated by the user A. If the type is a predetermined type, the control unit 313 rejects the replacement and the terminal 120A A replacement rejection response may be transmitted. In this case, the control unit 313 of the server 110 may determine, for example, a sanitary product such as underwear as the predetermined type. The predetermined type may be set in advance by a store business operator or a trade business operator.

  Subsequently, the control unit 313 of the server 110 stores information such as the user ID of the user A, the product code, and the calculated amount of reimbursement in the reimbursement information storage unit 3153 (step S4).

(Replacement information storage unit 3153)
In the example of FIG. 5C, the replacement information storage unit 3153 stores the user ID, the replacement amount, the product code, the issue date, the lease date, and the lease expiration date of the person to be replaced in association with the replacement ID (code ID). The The replacement ID is identification information such as a two-dimensional code issued by the server 110 to the terminal 120A, or identification information for replacement by the operator operating the lease service of the server 110. The user ID of the person to be reassigned is the user ID of the user A to be reestablished by the business operator who operates the lease service of the server 110. The product code is identification information of product information designated by the user A, acquired from the terminal 120A. The product code may be information read from a barcode on a product tag, for example. The issue date and time is, for example, the date and time when information such as the calculated renewal amount is stored in the renewal information storage unit 3153. The lease date and time is the date and time when the user A purchased the product at the store. The lease time limit (an example of “a time limit for collecting the reimbursement amount”) is a time limit for the user A to sell the product using the transaction service provided by the server 110 and repay the reimbursement amount to the business operator of the server 110. It is. The lease time limit may be a time limit set in advance according to the type (category) of the product, for example. Alternatively, the lease time limit may be specified by the user A, for example.

  Subsequently, the transmission / reception unit 312 of the server 110 transmits a notice such as the amount of reimbursement to the terminal 120A (step S5). Here, the transmission / reception unit 312 of the server 110 may transmit, for example, information on the reimbursement amount and the reimbursement ID to the terminal 120A. The transmission / reception unit 312 of the server 110 may also transmit the product name of the product selected by the user A, the product image, and the like stored in the product information storage unit 3151 to the terminal 120A.

  Subsequently, the display control unit 324 of the terminal 120A displays information such as a renewal amount (step S6). In the example of the replacement information display screen 621 in FIG. 6C, the display control unit 324 of the terminal 120 </ b> A has a message 622 including the product name and the replacement amount based on information such as the replacement amount received from the server 110, and the lease service of the server 110. A description 623 of the conditions for using the two-dimensional code 624, a two-dimensional code 624, and a message 625 that prompts the store clerk to present at the cash register. In the description 623 of the conditions for using the lease service, there is a replacement amount, a lease term, and a profit (sales) obtained by selling the product by the transaction service provided by the server 110 before the lease term, and subtracting a fee from the price. Contains text explaining that the reimbursement amount will be repaid. Also included are sentences that explain conditions such as interest rates that are incurred when the advance payment cannot be repaid by the lease term. Note that the display control unit 324 of the terminal 120A may generate and display the two-dimensional code 624 based on the replacement ID included in information such as the replacement amount. Further, in the example of FIG. 6C, the display control unit 324 of the terminal 120A also displays a link 626 to merchandise sales information specified by the user A in the transaction service provided by the server 110. When the link 626 is pressed by the user A, the display control unit 324 of the terminal 120A may display the trade information screen 631 in FIG. 6D. Here, the transmission / reception unit 322 of the terminal 120A transmits a trade information acquisition request including the product code input by the operation of step S1 to the server 110. Then, the control unit 313 of the server 110 acquires information on the product associated with the product code from the product information storage unit 3151. Then, referring to the buying and selling information storage unit 3152, information on each product that is the same as or similar to the product designated by the user A is acquired, and information such as the price and image of each product and the representative value of the price of each product. Is transmitted to the terminal 120A. Then, the display control unit 324 of the terminal 120A, as shown in the example of FIG. 6D, is each product exhibited in the transaction service provided by the server 110, and is the same and similar to the product designated by the user A. Display a list of products. As a result, the user A can know at what price the product that is being considered for purchase at the store is bought and sold using the transaction service provided by the server 110.

  In the example of FIG. 6D, the display control unit 324 of the terminal 120 </ b> A displays a representative value 362 of the amount for which the same and similar product as the product designated by the user A was bought and sold, a product list 363, and a return icon 634. ing. In addition, the display control unit 324 of the terminal 120A displays, in the product list 363, images 641A to 646A of each product, prices 641B to 646B of each product, and marks 641C, 643C, and 644C indicating that the product has been bought and sold. It is displayed. In addition, the display control unit 324 of the terminal 120A displays an object 822 indicating that the product is purchased using the lease service provided by the server 110 in association with the product image 643A.

  In the example of FIG. 6D, the price 641B at which the product of the image 641A purchased without using the lease service provided by the server 110 is sold is 3300 yen, and the product of the image 643A purchased using the lease service. It is shown that the price 643B sold and sold is 6600 yen. When the return icon 634 is pressed, the display control unit 324 of the terminal 120A displays the change information display screen 621 in FIG. 6C.

  Subsequently, the POS terminal 140 acquires a replacement ID from the terminal 120A (step S7). Here, the POS terminal 140 may read the replacement ID from a two-dimensional code or the like displayed on the terminal 120A. Alternatively, the POS terminal 140 may acquire the replacement ID from the terminal 120A through near field communication such as NFC.

  Subsequently, the POS terminal 140 transmits a settlement request including information such as the price of the product and the replacement ID to the server 110 (step S8).

  Note that the processing from step S6 to step S7 described above is an example in the case of a payment method in which information is read from the terminal 120 with a card reader of the POS terminal 140 using near-field wireless communication such as store-reading code payment or NFC. It is.

  In the case of the user-reading code settlement method, for example, the following processing is performed instead of the processing from step S6 to step S7 described above. First, the POS terminal 140 obtains a product ID and a code ID associated with the store business user ID from the server 110, and displays a two-dimensional code including the code ID. Then, the control unit 323 of the terminal 120A reads the two-dimensional code or the like, and the transmission / reception unit 322 of the terminal 120A transmits a settlement request including information such as the price of the product, the replacement ID, and the code ID to the server 110.

  Subsequently, the control unit 313 of the server 110 subtracts the settlement amount after the redemption from the balance of the user A of the terminal 120A in the user information storage unit 3154 (step S9). Here, the control unit 313 of the server 110 refers to the replacement information storage unit 3153 in FIG. 5C and acquires the replacement amount associated with the replacement ID included in the settlement request. Then, the control unit 313 of the server 110 subtracts, from the balance of the user A of the terminal 120A, the amount obtained by subtracting the reimbursement amount from the price of the product included in the settlement request as the settlement amount after reimbursement. Thereby, for example, when the price of the product is 10,000 yen and the reimbursement amount is 3000 yen, 7000 yen is subtracted from the balance of the user A.

(User information storage unit 3154)
In the example of FIG. 5D, the user information storage unit 3154 stores a deposit amount (yen), sales proceeds (yen), points, a bank account, and credit card information in association with the user ID. The user ID is user identification information. The deposit amount is, for example, an amount charged (deposit amount) using a bank, a credit card, a store cash register, or the like. The sales amount is, for example, a total amount obtained by subtracting a fee from the price of the product when the user sells the product using the transaction service provided by the server 110. The points are, for example, points that can be used for payment of the price given by the user from the server 110. In addition, you may make it possible to pay 1 yen with 1 point. In the example of FIG. 5D, the balance that is the amount of money that can be used by the user for payment is, in the case of the user A, the deposit amount is 7000 yen, the sales amount is 0 yen, and the points are 100 yen. It is a circle.

  The bank account is, for example, a user's deposit account registered by the user in a bank that is affiliated with a business operator that operates the server 110, and is a bank account that can be charged (charged) from the deposit to the balance. is there. The credit card information is, for example, credit card information registered by a user, and is credit card information that can be charged into a balance.

  Subsequently, the control unit 313 of the server 110 stores, in the replacement information storage unit 3153, information on a product purchased by the user A of the terminal 120A applying the replacement information (Step S10). Here, the control unit 313 of the server 110 stores the lease date and time and the lease term in association with the replacement ID included in the settlement request received from the POS terminal 140 in the replacement information storage unit 3153 of FIG. 5C. Thereby, the lease to the user A of the product selected by the user A at the store is started. Note that the control unit 313 of the server 110 may store, for example, the current date and time when performing the process of step S10 as the lease date and time. In addition, the control unit 313 of the server 110 may set the lease term as, for example, within three months from the lease date and time.

  Subsequently, the control unit 313 of the server 110 pays the price of the product to the business operator of the store of the POS terminal 140 (step S11). Here, for example, the server 110 may transfer the price of the product to the bank account of the store operator, or may add the price of the product to the balance of the account of the store operator.

  Subsequently, the transmission / reception unit 312 of the server 110 transmits a notice of replacement to the terminal 120A (step S12). Subsequently, the display control unit 324 of the terminal 120A displays a notice of change (Step S13). In the example of the renewal notification display screen 651 in FIG. 6E, the display control unit 324 of the terminal 120A displays an explanation 652 of the repayment condition in the lease service based on the information included in the renewal notification received from the server 110. Yes. The descriptive text 652 of the lease service repayment condition may include a reimbursement amount, a lease date, a lease term, a sentence explaining a condition such as an interest rate that occurs when the reimbursement amount cannot be repaid by the lease term.

≪Lease end processing≫
With reference to FIG. 7A to FIG. 6E, a lease end (product sale) process of the communication system 1 according to the embodiment will be described. 7A and 7B (hereinafter collectively referred to as “FIG. 7”) are diagrams illustrating an example of a sequence of lease end processing of the communication system 1 according to the embodiment. 8A to 8C are diagrams illustrating an example of a display screen of the terminal 120 according to the embodiment. It is assumed that the lease start process of FIG. 4 described above is performed before the process of FIG.

  In step S <b> 21, the reception unit 321 of the terminal 120 </ b> A performs an operation of displaying a display screen for displaying a product purchased using the lease service provided by the server 110 using the transaction service provided by the server 110. Accept from. Here, for example, the terminal 120A accepts an operation for designating a product to be exhibited.

  Note that the transmission / reception unit 312 of the server 110 transmits, for example, a notification (reminder) of the lease term of the product to the terminal 120A before a predetermined period (for example, one week) of the lease term of the product leased by the user A. May be. Then, the display control unit 324 of the terminal 120A displays the notification, and when the display area of the notification is pressed by the user A, the process of step S22 below may be executed.

  Further, the transmission / reception unit 322 of the terminal 120 </ b> A may transmit, for example, a request for acquiring a list of products leased by the user A to the server 110. Then, the control unit 313 of the server 110 may transmit information on a list of products leased to the user A to the terminal 120A by the transmission / reception unit 312 with reference to the replacement information storage unit 3153 in FIG. Then, the transmission / reception unit 322 of the terminal 120A displays a list of the products, and when a product to be exhibited is selected from the list, the processing of the following step S22 may be executed.

  Subsequently, the transmission / reception unit 322 of the terminal 120A transmits an acquisition request for information on the product or the like provided by the store operator or the like to the server 110 (step S22). Here, the acquisition request may include a replacement ID for a product for which the user A is designated to exhibit.

  Here, the transmission / reception unit 322 of the terminal 120 </ b> A may transmit, for example, an image of a product photographed by the user A to the server 110. Then, the control unit 313 of the server 110 recognizes the product from the received image, and stores the received product from the image of each product leased to the user A stored in the replacement information storage unit 3153 of FIG. 5C. The same product may be extracted and a replacement ID of the extracted product may be acquired. Thereby, the user A can exhibit the product purchased using the lease service by a simple operation such as taking a photograph of the product.

  Subsequently, the control unit 313 of the server 110 refers to the replacement information storage unit 3153 in FIG. 5C and the product information storage unit 3151 in FIG. 5A to acquire information on the product (step S23). Here, the control unit 313 of the server 110 refers to the replacement information storage unit 3153 in FIG. 5C and acquires the product code associated with the replacement ID included in the received acquisition request. Then, the control unit 313 of the server 110 refers to the product information storage unit 3151 in FIG. 5A, and stores the product name, list price (yen), product description, product image, category, brand, associated with the acquired product code. Acquire the color of the product, the size of the product, and the release date (hereinafter referred to as the product name). In addition, the control unit 313 of the server 110 refers to the replacement information storage unit 3153 in FIG. 5C and acquires a replacement amount associated with the replacement ID included in the received acquisition request. Subsequently, the control unit 313 of the server 110 returns the acquired information such as the product to the terminal 120A via the transmission / reception unit 312 (step S24).

  Subsequently, the display control unit 324 of the terminal 120A displays an exhibition screen for the product based on the received information about the product (step S25). Subsequently, the receiving unit 321 of the terminal 120A receives a selling operation from the user A on the selling screen (step S26). In the example of the exhibition screen 801 in FIG. 8A, the display control unit 324 of the terminal 120A displays the product images 802A to 802D, the product name 803, the product provided from the product manufacturer based on the received product information. Information of description 804, category 805, and brand 806 is set in advance and displayed. Thereby, for example, when the user A purchases a product using the lease service provided by the server 110, the user A can exhibit the product with a simple operation. Moreover, since description of goods etc. can be enriched, possibility that it can sell at a higher price can be raised.

  When the user A performs a swipe operation on the exhibition screen 801 in FIG. 8A, the display control unit 324 of the terminal 120A displays the exhibition screen 811 in FIG. 8B. In the example of FIG. 8B, the display control unit 324 of the terminal 120 </ b> A displays the replacement amount acquired from the server 110 as the lease replacement amount 814.

  Note that the control unit 323 of the terminal 120A can add, delete, edit, etc. information on the product images 802A to 802D, the product name 803, the product description 804, the category 805, and the brand 806 by the operation of the user A. May be. Thereby, for example, the user A can add a sentence entered by himself / herself to the product description 804. Further, for example, an image taken by the user A with the terminal 120A or the like can be added as an image of the product.

  In addition, when the price 812 is input to the user A on the exhibition screen 811 in FIG. 8B by the process of step S26, the control unit 323 of the terminal 120A calculates and displays the sales fee 813 and the sales profit 815. Note that the sales fee 813 may be a predetermined percentage (for example, 10%) of the price designated by the user A. Further, the sales profit 815 may be a value obtained by subtracting the sales fee 813 and the lease replacement amount 814 from the price 812 specified by the user A. Thereby, the user A can be informed that the sales fee and the amount obtained by subtracting the lease renewal amount are credited to the balance of the user A by selling the product.

  For example, when the terminal 120A receives an operation of pressing the “Submit” button 816 in FIG. 8B, the terminal 120A proceeds to the process of step S27. Subsequently, the transmission / reception unit 322 of the terminal 120A transmits an exhibition request to the server 110 (step S27). Here, the listing request may include a replacement ID for the product designated for listing by the user A.

  Subsequently, the control unit 313 of the server 110 sends a product for which the user A has been designated to sell (Step S28). Here, the control unit 313 of the server 110 generates a product ID in association with the received exhibition request, and the sale information storage unit 3152 in FIG. 5B displays the information on the exhibition of the product in association with the generated product ID. Remember. Further, the control unit 313 of the server 110 stores the generated product ID in the product ID associated with the replacement ID included in the exhibition request in the replacement information storage unit 3153 of FIG. 5C. This makes it possible to associate the exhibition information stored in the trade information storage unit 3152 in FIG. 5B with the replacement information stored in the replacement information storage unit 3153 in FIG. 5C using the product ID.

  Note that the control unit 313 of the server 110 refers to the replacement information storage unit 3153 in FIG. 5C when the product purchased by the user A using the lease service is exhibited within the lease time limit, and sends the listing to the user A. Get the advance amount of the specified product. Then, it is determined whether or not the sales profit 815 designated by the user A is equal to or more than the reimbursement amount. If the sales profit 815 is equal to or greater than the reimbursement amount, the product is exhibited. A warning message indicating that is not more than the reimbursement amount may be transmitted to terminal 120A. When the user A's approval operation is performed on the terminal 120A, the product is displayed. Thereby, for example, since the price designated by the user A is low, the possibility that the user A will additionally pay the shortage of the amount reimbursed by the user A can be reduced.

  Subsequently, the transmission / reception unit 322 of the terminal 120B transmits an acquisition request for information on the product to the server 110 (step S29). Here, the control unit 323 of the terminal 120B displays, for example, a list of products that are exhibited in the transaction service provided by the server 110 in response to the operation of the user B, and performs an operation of selecting a product from the list. When received from the user B, the transmission / reception unit 322 transmits an acquisition request for information on the product to the server 110. The acquisition request may include information on the product ID of the product.

  Subsequently, the control unit 313 of the server 110 refers to the trade information storage unit 3152 in FIG. 5B and acquires information such as a product name associated with the product ID included in the received acquisition request (step S30). Subsequently, the transmission / reception unit 312 of the server 110 returns information such as the acquired product name to the terminal 120B (step S31).

  Subsequently, the display control unit 324 of the terminal 120B displays a screen for purchasing the product (step S32). Here, the display control unit 324 of the terminal 120B displays the purchase screen 821 of FIG. 8C based on the information acquired from the server 110. In the example of FIG. 8C, the display control unit 324 of the terminal 120B displays a product image 802A, a product name 803, a product description 804A, a category 805, a brand 806, a price 812, and the like. Further, in the example of FIG. 8C, the display control unit 324 of the terminal 120B displays an object (mark, icon, illustration, image) 822 indicating that the product is purchased using the lease service provided by the server 110. I am letting. Accordingly, the user B knows that the product to which the object 822 is added is a product that is purchased as a new product using the lease service provided by the server 110 and is sold within a predetermined period after the purchase. Can do. For this reason, for example, a user who does not want to purchase a used or more used product used by a plurality of consumers, or a product that has deteriorated after a relatively long period of time has been purchased. Just buy. Therefore, it is possible to increase the possibility that the product to which the object 822 is added is sold at a relatively high price.

  Note that when the purchase screen 821 in FIG. 8C is swiped, the display control unit 324 of the terminal 120B displays the background display screen by moving it up and down, but the display position of the object 822 is swiped. You may fix and display without moving. As a result, for example, when an object is displayed by an unauthorized user using an image of a product in which the object is combined, a user who considers purchase of the product can determine that the image is an unauthorized composite image. Note that the display control unit 324 of the terminal 120B may also display the object 822 in association with the product image 802A based on the information acquired from the server 110 on the product list display screen as shown in FIG. 6D. .

  Subsequently, the receiving unit 321 of the terminal 120B receives a purchase operation of the product from the user B (step S33). Here, the accepting unit 321 of the terminal 120B accepts a pressing operation of the “procedure for purchase” button 827 in FIG.

  Subsequently, the transmission / reception unit 322 of the terminal 120B transmits a purchase request for the product to the server 110 (step S34). The purchase request may include information on the product ID of the product.

  Subsequently, the transmission / reception unit 312 of the server 110 transmits a purchase notification of the product to the terminal 120A (step S35). Here, the control unit 313 of the server 110 changes the transaction state of the product from “Existing” to “Transacting” in the trading information storage unit 3152 of FIG. 5B, and the user ID of the purchaser of the product In addition, the user ID of the user B is stored.

  Subsequently, the display control unit 324 of the terminal 120A displays a purchase notification of the product (Step S36). Then, the user A sends out the product using a courier service or the like. Then, the product is delivered to the user B.

  Subsequently, the receiving unit 321 of the terminal 120B receives an operation for confirming arrival from the user B (step S37). Subsequently, the transmission / reception unit 322 of the terminal 120B transmits an arrival confirmation notification including the product ID to the server 110 (step S38).

  Subsequently, the control unit 313 of the server 110 reduces the price of the product from the balance of the user B (step S39). Here, the control unit 313 of the server 110 refers to the trade information storage unit 3152 in FIG. 5B and acquires the user ID and price of the user B who is the purchaser of the product. In the user information storage unit 3154, the price is subtracted from the balance of the user B. In addition, the control unit 313 of the server 110 changes the transaction state of the product from “in transaction” to “transaction completed” in the sales information storage unit 3152 in FIG. 5B.

  Subsequently, the control unit 313 of the server 110 collects the replacement amount and the sales fee for the product (Step S40). Here, the control unit 313 of the server 110 refers to the replacement information storage unit 3153 in FIG. 5C, acquires the replacement amount of the product, and collects the acquired replacement amount.

  Subsequently, in the user information storage unit 3154, the control unit 313 of the server 110 obtains an amount obtained by subtracting the renewal amount and the sales fee from the price of the product sold using the transaction service provided by the server 110. Add to the balance of A (step S41). For example, if the price is 5000 yen, the reimbursement amount is 3000 yen, and the sales fee is 500 yen, the control unit 313 of the server 110 uses 1500 (= 5000-3000-500) yen as the balance of the user A. Deposit (add). Further, the control unit 313 of the server 110, for example, if the price is 2000 yen, the sales fee is 200 yen, and the reimbursement amount is 3000 yen, the amount after deduction (remaining amount) is -1200 (= 2000- 3000-200) yen, which is a negative value, 1200 yen is collected (subtracted) from user A's balance and the like. In this case, the control unit 313 of the server 110, for example, the bank account of the user A stored in the user information storage unit 3154, the balance of the user A stored in the user information storage unit 3154, and the user A in the postpaid service You may collect from your balance. The post-payment service is, for example, a post-payment service provided by the settlement service provided by the server 110. It may be a service that can be paid in a lump within a predetermined period. As a result, even when the user sells the product at a cheap price at which the reimbursement amount cannot be paid, the user can pay the remaining amount of the reimbursement amount other than the price of the product.

  Note that the control unit 313 of the server 110, for example, priorities set for each collection source balance such as the deposit balance of the user A's bank account, the balance of the transaction service of the user A, and the balance of the user A in the postpaid service, etc. Based on the degree, the amount may be reduced in order until the negative amount is reached. In this case, if the first collection source balance with the highest priority is less than the remaining amount, the entire amount of the first collection source balance is collected, and the remaining amount and the first collection source are collected from the second collection source balance with the second highest priority. Collect the difference between the amounts collected from the balance. And if the second collection source balance is less than the difference, the entire amount of the second collection source balance is collected, and the amount collected from the difference and the second collection source balance from the third collection source balance with the second highest priority To collect the difference. In this case, for example, for the user A, the priority of the bank account is 1 (high), the priority of the balance of the transaction service is 2 (medium), and the priority of the balance of the postpaid service is 3 (low). And If the difference is -1200 yen, the deposit balance of the bank account is 1000 yen, the balance of the user A is 0 yen, and the balance of the user A in the postpaid service is 10,000 yen, the bank accounts are listed in descending order of priority. You may collect 1000 yen from the deposit balance and 200 yen from the balance of user A in the postpaid service. Note that the control unit 313 of the server 110 may set the priority for each balance based on the setting operation of the user A. Or the control part 313 of the server 110 may determine the priority with respect to each balance based on the collection rate of the difference with respect to the user A in a predetermined period. Or the control part 313 of the server 110 may determine the priority with respect to each balance based on the recovery rate of the difference for every attribute of a user. Moreover, when a plurality of bank accounts are associated with the user A, the control unit 313 of the server 110 may reduce the deposit balance of each bank account in the order according to the priority determined for each bank account. . Note that the bank account whose priority is determined by the control unit 313 of the server 110 may be a bank account having a larger balance than other bank accounts, or the bank account used by the user A most recently. It may be a bank account into which sales from a transaction service have been transferred most recently.

  Note that if the product purchased by the user A using the lease service is not listed or sold by the transaction service provided by the server 110 within the lease time limit, the control unit 313 of the server 110 receives a reimbursement amount for the product from the user A. In addition, a predetermined fee may be collected. In this case, the control unit 313 of the server 110 may determine a predetermined annual interest rate (for example, 5% per year) for the replacement amount and the lease term as a fee. Alternatively, a predetermined amount (for example, 500 yen) may be determined as the fee. And the control part 313 of the server 110 may collect from the balance etc. of the user A like the case where the difference which subtracted the sales commission and the amount of reimbursement from the price of the goods mentioned above is a negative value. Thus, for example, if the user A wants to purchase the product because he likes the product, cannot sell the product due to loss or damage of the product, or the user forgets to sell the product, the user will be charged a fee. If you pay, you can not exhibit.

  In addition, when the product purchased using the lease service is sold using the transaction service, the transmission / reception unit 312 of the server 110 uses the transaction service for the store operator who sold the product. A notification indicating that the product has been sold may be transmitted. In addition, when a product purchased using the lease service is sold using the transaction service, the transmission / reception unit 312 of the server 110 transmits an electronic coupon that can be used at the store where the product is sold to the terminal 120A. May be. Thereby, for example, the product A is sold, and the user A who has fewer items on hand can be prompted to purchase another product at the store.

  In addition, when the product purchased using the lease service is sold using the transaction service, the transmission / reception unit 312 of the server 110 sells the product related to the product sold at the store where the product is sold. May be transmitted to the terminal 120A. Thereby, for example, the product A is sold, and the user A who has fewer items on hand can be prompted to purchase related products at the store.

  Hereinafter, an example of processing in the embodiment will be described. The processes of the following embodiments can be executed in combination with the processes of other embodiments.

<< First Example >>
In the first embodiment, the user A's personal information and the reliability of the user A according to at least one of the usage histories of various services provided by the server 110, the time limit for collecting the reimbursement amount, and purchasing the product at the store This is an embodiment in which the reimbursement amount is determined based on at least one of a predetermined amount of money for the payment. According to the first embodiment, for example, the reimbursement amount can be appropriately determined.

<< Process of First Embodiment >>
In step S3 of FIG. 4, the control unit 313 of the server 110 may determine the reimbursement amount as follows, for example.

  The control unit 313 of the server 110 may determine, for example, an amount of a predetermined ratio (for example, 30%) of the price when purchasing a product at a store as the reimbursement amount. In this case, for example, when the price is 10,000 yen, the control unit 313 of the server 110 may set 3,000 yen, which is 30% of the price, as the reimbursement amount. In this case, the control unit 313 of the server 110 refers to the buying / selling information storage unit 3152, and the product having the same degree of similarity as the product designated by the user A or the product designated by the user A is equal to or greater than a predetermined threshold. A representative value of the price purchased by the purchaser may be calculated, and the representative value may be estimated as a storable amount. Note that the control unit 313 of the server 110 may use, for example, an average value, a median value, or a most frequent value as the representative value. Then, the control unit 313 of the server 110 may reject the re-establishment and transmit a re-establishment rejection response to the terminal 120A when the difference between the estimated available sales amount and the determined re-estimated amount is equal to or greater than a predetermined threshold. .

  Further, the control unit 313 of the server 110 may determine the reimbursement amount based on, for example, the lease time limit. In this case, for example, the control unit 313 of the server 110 may determine the reimbursement amount to be lower as the lease time is longer. In this case, for example, when the lease term is 3 months, 30% of the price may be determined as the replacement amount, and when the lease term is 6 months, the price may be determined as 20%. This is because it is considered that the shorter the period after the product is purchased, the better the state of the product is, and it is more likely that the product is traded at a higher price than when the product is bad.

  In addition, the control unit 313 of the server 110 may determine the credit level of the user A based on the personal information of the user A, and may determine a higher replacement amount as the determined credit level is higher. In this case, the control unit 313 of the server 110 may determine the reliability of the user A based on, for example, annual income and occupation. In this case, for example, when the occupation is a company employee, a public employee or the like, the control unit 313 of the server 110 may determine a higher degree of trust than when the employee is unemployed.

  In addition, the control unit 313 of the server 110 may determine the credit rating of the user A based on the usage history of various services provided by the server 110, and may determine a higher replacement amount as the determined credit rating is higher. In this case, for example, the control unit 313 of the server 110 determines the reliability of the user A to be higher as the frequency of the payment of the replacement amount in the lease service is higher, or as the total amount of the replacement amount is higher. May be.

  In this case, the control unit 313 of the server 110 may determine the reliability of the user A based on, for example, a sales history in the transaction service. In this case, the higher the price of each product sold by the user A in the transaction service (the sales price in the transaction service) is higher than the representative value of the price sold in the transaction service for the same product, the user You may determine the reliability of A highly. Thereby, it is possible to set a high reimbursement amount for a user who can sell a product purchased at a store using a lease service at a relatively high price using a transaction service.

  Moreover, the control part 313 of the server 110 may determine the amount of reimbursement based on each amount of reimbursement calculated by each method mentioned above, for example. In this case, for example, the control unit 313 of the server 110 may determine the representative value of each reimbursement amount calculated by each method described above as the reimbursement amount. Note that the control unit 313 of the server 110 may use, for example, an average value, a median value, or a most frequent value as the representative value.

Regarding the above description, the following items are further disclosed.
(Appendix 1)
Information processing device
Processing for receiving information on the first price of the first product obtained by the first user at the store;
A process of paying the first user the payback amount that is at least part of the first price to the first user;
And a process of collecting the reimbursement amount from a second price at which the first product is sold by the first user through a transaction service.
(Appendix 2)
The payment process is
The information processing method according to appendix 1, wherein an amount obtained by subtracting the reimbursement amount from the first price is reduced from the balance of the first user, and the first price is paid to an operator of the store.
(Appendix 3)
The processing to collect is
The information processing method according to appendix 1 or 2, wherein an amount obtained by subtracting the replacement amount from the second price is added to the balance of the first user.
(Appendix 4)
The credit information of the first user according to at least one of the personal information of the first user and the use history of the service provided by the information processing apparatus, and the time limit for collecting the reimbursement amount from the second price, The information processing method according to any one of appendices 1 to 3, wherein a process of determining the reimbursement amount is executed based on at least one of the predetermined amount of the first price.
(Appendix 5)
The difference between the reimbursement amount and the sellable amount of the first product estimated based on the price at which the second product having the same or similar degree as or similar to the first product in the transaction service is traded The processing for rejecting the reimbursement of the reimbursement amount is executed when at least one of a predetermined threshold value and at least one of the first product type is a predetermined type. The information processing method according to any one of the above.
(Appendix 6)
Any one of appendices 1 to 5, wherein a process for determining the reimbursement amount is executed based on a price at which a second product having the same or a similarity with the first product in the transaction service is traded. Information processing method according to item.
(Appendix 7)
From the supplementary note 1, when the information on the first product is received from the first information processing terminal associated with the first user, the process of transmitting the information on the reimbursement amount to the first information processing terminal is executed. The information processing method according to claim 6.
(Appendix 8)
The information processing method according to appendix 7, wherein the information on the first product is a product code read from a barcode of the first product.
(Appendix 9)
The process to send is
The code that is read by the second information processing terminal of the store, and that transmits information that displays the code associated with the reimbursement amount to the first information processing terminal, according to any one of appendix 7 or 8. Information processing method.
(Appendix 10)
The process to send is
In the transaction service, a representative value of each price at which each product whose similarity with the first product is equal to or greater than a predetermined threshold is displayed, and information for displaying at least one of the prices is displayed on the first information processing terminal. The information processing method according to any one of appendices 7 to 9, wherein
(Appendix 11)
When the first user obtains the first product at the store, at least one of the image, brand, description, color, and size of the first product acquired from the first user and the business operator of the store. Storing the product information including the two in association with each other,
If the first product is exhibited by the first user through the transaction service, a process of causing the first user to exhibit using the product information associated with the first user is executed. Information processing method according to item.
(Appendix 12)
In the case where the first product is exhibited by the first service by the first user, information for displaying a predetermined object indicating that the first product has been purchased using the reimbursement service in association with the first product is displayed. The information processing method according to any one of appendices 1 to 11, wherein a process of transmitting to a third information processing terminal associated with two users is executed.
(Appendix 13)
A receiving unit for receiving information on the first price of the first product obtained by the first user at the store;
A process of paying the first user the payback amount that is at least part of the first price to the first user;
An information processing apparatus comprising: a control unit that executes a process of collecting the reimbursement amount from a second price for the first product sold by the first user through a transaction service.
(Appendix 14)
In the information processing device,
Processing for receiving information on the first price of the first product obtained by the first user at the store;
A process of paying the first user the payback amount that is at least part of the first price to the first user;
The program which performs the process which collects the said amount of reimbursement from the 2nd price with which the said 1st goods were sold by transaction service by the said 1st user.
(Appendix 15)
In the information processing terminal,
Processing for acquiring identification information associated with the first product obtained by the first user at the store;
A process of displaying information on the first price of the first product;
A process of displaying a reimbursement amount that is an amount paid by a person other than the first user and is at least a part of the first price;
A program for executing, in response to the operation of the first user, a process of displaying an amount obtained by subtracting the reimbursement amount from a second price in order to trade the first product with a trading service.
(Appendix 16)
An acquisition unit for acquiring identification information associated with the first product obtained by the first user at the store;
A process of displaying information on the first price of the first product;
A process of displaying a reimbursement amount that is an amount paid by a person other than the first user and is at least a part of the first price;
In response to the operation of the first user, an information processing terminal having a display control unit that executes a process of displaying an amount obtained by subtracting the reimbursement amount from a second price in order to trade the first product with a trading service .
(Appendix 17)
Information processing terminal
Processing for acquiring identification information associated with the first product obtained by the first user at the store;
A process of displaying information on the first price of the first product;
A process of displaying a reimbursement amount that is an amount paid by a person other than the first user and is at least a part of the first price;
An information processing method for executing, in response to an operation of the first user, a process of displaying an amount obtained by subtracting the reimbursement amount from a second price in order to trade the first product with a trading service.
(Appendix 18)
Information processing device
A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
An information processing method that executes a process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has passed since the first user acquired the product.
(Appendix 19)
The processing to collect is
19. The information processing method according to appendix 18, wherein at least a part of the reimbursement amount is collected from a second price that is an amount of the product sold by the transaction service within the predetermined time limit.
(Appendix 20)
If the sales profit of the product specified when the product is listed in the transaction service by the first user within the predetermined time limit is not equal to or more than the reimbursement amount, the sales profit due to the price of the specified product is The information processing method according to appendix 18, wherein a process of transmitting a message indicating that the amount is not equal to or more than the reimbursement amount to a first information processing terminal associated with the first user is executed.
(Appendix 21)
The processing to collect is
The information processing method according to appendix 19 or 20, wherein a predetermined fee is collected when the product is not exhibited or sold by the transaction service within the predetermined time limit by the first user.
(Appendix 22)
The processing to collect is
The information processing method according to any one of appendices 19 to 21, wherein when the remaining amount that is at least a part of the reimbursement amount cannot be collected from the second price, the remaining amount is collected from other than the second price.
(Appendix 23)
The processing to collect is
The information processing according to claim 22, wherein the remaining amount is collected from at least one of the deposit balance of the bank account of the first user, the balance of the first user in the transaction service, and the balance of the first user in a postpaid service. Method.
(Appendix 24)
The processing to collect is
Note that the remaining amount is collected from the deposit balance of the first user's bank account, the balance of the first user in the transaction service, or the balance of the first user in the postpay service based on a predetermined priority. 24. The information processing method according to 23.
(Appendix 25)
The processing to collect is
Of the deposit balance in the bank account of the first user, the balance of the first user in the transaction service, and the balance of the first user in the postpay service, the first balance with the highest priority is less than the remaining amount 25. The information processing method according to appendix 24, wherein the total amount of the first balance is collected, and the difference between the remaining amount and the amount collected from the first balance is collected from the second highest priority balance.
(Appendix 26)
26. The information processing method according to any one of appendices 18 to 25, wherein a process for determining the reimbursement amount based on a credit rating of the first user is executed.
(Appendix 27)
A process in which the first user is at least part of the first price of the product purchased at the store, and the reimbursement amount paid to the store operator is stored in the storage unit in association with the first user;
An information processing apparatus comprising: a control unit that executes a process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user purchased the product.
(Appendix 28)
In the information processing device,
A process in which the first user is at least part of the first price of the product purchased at the store, and the reimbursement amount paid to the store operator is stored in association with the first user;
A program for executing a process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has passed since the first user purchased the product.

DESCRIPTION OF SYMBOLS 100 Communication system 110 Server 311 Reception part 312 Transmission / reception part 313 Control part 314 Display control part 315 Storage part 3151 Merchandise information storage part 3152 Sale information storage part 3153 Replacement information storage part 3154 User information storage part 120 Terminal 321 Reception part 322 Transmission / reception part 323 Control unit 324 Display control unit 325 Storage unit

Claims (10)

Information processing device
A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
A process of collecting at least a portion of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
In the case where the product is exhibited by the first user in the transaction service within the predetermined time limit, and the sales profit of the product specified by the first user is equal to or greater than the reimbursement amount, the product is Listing on the trading service,
When the product is exhibited by the first user at the transaction service within the predetermined time limit, and the sales profit specified by the first user is less than the reimbursement amount, the sales profit of the product And a process of transmitting a message indicating that the amount is less than the reimbursement amount to the first information processing terminal associated with the first user . Information processing device
A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
A process of collecting at least a portion of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
In the process of the collection is
If said product by the first user is not exhibited or sold in transactions services within the predetermined time limit, the advance amount and collection to that information processing interest or a predetermined amount corresponding to the predetermined time limit from the first user Method.   Information processing device
  A process in which the first user is at least part of the first price of the product obtained at the store, and the reimbursement amount paid to the store operator is stored in association with the first user;
  A process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
  In the collecting process,
  The balance of the first user's bank account when the remaining amount that is at least part of the reimbursement amount cannot be collected from the second price, which is the amount sold by the transaction service within the predetermined time limit, Of the balance of the first user in the transaction service and the balance of the first user in the postpay service, if the first balance with the highest priority is less than the remaining amount, the entire amount of the first balance is collected and given priority. An information processing method of collecting a difference between the remaining amount and an amount collected from the first balance from a second balance having the second highest degree. The information processing method according to any one of claims 1 to 3 , wherein a process of determining the reimbursement amount based on a credit rating of the first user is executed. A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
A process of collecting at least a portion of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
In the case where the product is exhibited by the first user in the transaction service within the predetermined time limit, and the sales profit of the product specified by the first user is equal to or greater than the reimbursement amount, the product is Listing on the trading service,
When the product is exhibited by the first user at the transaction service within the predetermined time limit, and the sales profit specified by the first user is less than the reimbursement amount, the sales profit of the product And a process of transmitting to the first information processing terminal associated with the first user a message indicating that is not less than the reimbursement amount .   A process in which the first user is at least part of the first price of the product obtained at the store, and the reimbursement amount paid to the store operator is stored in the storage unit in association with the first user;
  A process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
  In the collecting process,
  A control unit that collects the reimbursement amount and interest or a predetermined amount corresponding to the predetermined time period from the first user when the first user does not sell or sell the product within the predetermined time period Information processing device.   Information processing device
  A process in which the first user is at least part of the first price of the product obtained at the store, and the reimbursement amount paid to the store operator is stored in the storage unit in association with the first user;
  A process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
  The balance of the first user's bank account when the remaining amount that is at least part of the reimbursement amount cannot be collected from the second price, which is the amount sold by the transaction service within the predetermined time limit, Of the balance of the first user in the transaction service and the balance of the first user in the postpay service, if the first balance with the highest priority is less than the remaining amount, the entire amount of the first balance is collected and given priority. An information processing apparatus, comprising: a control unit that collects a difference between the remaining balance and an amount collected from the first balance from a second balance having the second highest degree. In the information processing device,
A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
A process of collecting at least a portion of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
In the case where the product is exhibited by the first user in the transaction service within the predetermined time limit, and the sales profit of the product specified by the first user is equal to or greater than the reimbursement amount, the product is Listing on the trading service,
When the product is exhibited by the first user at the transaction service within the predetermined time limit, and the sales profit specified by the first user is less than the reimbursement amount, the sales profit of the product And a process of transmitting a message indicating that the amount is not less than the reimbursement amount to the first information processing terminal associated with the first user .   In the information processing device,
  A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
  A process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
  In the collecting process,
  A program for collecting, from the first user, the reimbursement amount and an interest or a predetermined amount corresponding to the predetermined deadline when the first user does not sell or sell the product through the transaction service within the predetermined deadline.   In the information processing device,
  A process in which the first user is at least part of the first price of the product obtained at the store and the reimbursement amount paid to the store operator is stored in association with the first user;
  A process of collecting at least a part of the reimbursement amount from the first user when a predetermined time limit has elapsed since the first user acquired the product;
  In the collecting process,
  The balance of the first user's bank account when the remaining amount that is at least part of the reimbursement amount cannot be collected from the second price, which is the amount sold by the transaction service within the predetermined time limit, Of the balance of the first user in the transaction service and the balance of the first user in the postpay service, if the first balance with the highest priority is less than the remaining amount, the entire amount of the first balance is collected and given priority. A program that collects the difference between the remaining amount and the amount collected from the first balance from the second highest balance.

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