CN103824203A - Point payment system of mobile intelligent terminal - Google Patents
Point payment system of mobile intelligent terminal Download PDFInfo
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- CN103824203A CN103824203A CN201210460343.7A CN201210460343A CN103824203A CN 103824203 A CN103824203 A CN 103824203A CN 201210460343 A CN201210460343 A CN 201210460343A CN 103824203 A CN103824203 A CN 103824203A
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Abstract
Disclosed is a point payment system of a mobile intelligent terminal. The point payment system comprises a merchant point terminal, a user point terminal and a cloud server. The merchant point terminal is integrated with a merchant terminal information acquisition module, a merchant terminal point giving consumption module, a merchant terminal security secret key management module and a merchant terminal security connection module. The user point terminal is integrated with a user terminal information acquisition module, a two-dimensional code generation module and a user terminal security connection module. The cloud server is integrated with an audit module, a point processing module, an identity audit module, a security connection module and a point management module. The merchant point terminal and the user point terminal realize information transmission with the cloud server through HTTPS connection. Information is transmitted between the merchant point terminal and the user point terminal through a two-dimensional code.
Description
Technical field
The present invention relates to the integration payment system of intelligent terminal, relate in particular to the integration of intelligent terminal in mobile internet environment and give and payment system.
Background technology
In today of mobile Internet fast development, trade company returns that profit is preferential mainly contains two kinds of methods, one be by user after trade company consumes, trade company gives is of use certificate, for example most typical: cash is of use certificate.Adopt this kind of method, user is by consuming in certain trade company, and businessman gives cash is of use certificate, and user must be within the term of validity time, holds this and is of use certificate and carries out secondary consumption to this trade company again.
Another kind be trade company by giving integration, user, by certain mode, integration being carried out secondary consumption or purchased on a barter basis, typically has: China Mobile's recharge reward integration, credit card integration are purchased on a barter basis etc.Adopt this kind of method user to consume by the ad hoc fashion such as supplementing, swipe the card with money, obtain integration.User obtains after integration, and the mode that also can only set by this trade company is carried out as gift exchange etc.
, mainly there is following shortcoming in existing accumulated point exchanging mode:
Exchange commodity are single, and user, formality are loaded down with trivial details, cannot meet the demand of user's integration free consumption to a certain extent.
Redemption means complex operation, general exchange is all by put fixing commodity in solid shop/brick and mortar store, user is by linking up with staff on solid shop/brick and mortar store, is then queued in after deducting integration in system and could exchanges commodity.
Redemption merchant is single, and existing integrating system or convertible note all only limit user and consume at specific merchant, and user cannot select other businessmans to carry out secondary consumption.
Summary of the invention
Technical matters to be solved: the invention provides a kind of integration consumption freely for above problem, integration payment system simple to operate, to exchange mobile intelligent terminal easily.
Technical scheme: in order to overcome the above problems the integration payment system that the invention provides a kind of mobile intelligent terminal, it is characterized in that: comprise trade company's integration terminal, user integral terminal and Cloud Server,
Trade company's integration terminal is integrated with merchant tenninal information acquisition module, merchant tenninal integration is given consumption module, merchant tenninal security key management module, the safe link block of merchant tenninal,
The integrated useful family of user integral terminal end message acquisition module, two-dimensional code generation module and the safe link block of user terminal,
Cloud Server is integrated with audit module, Integral Processing module, identity auditing module, safe link block, Point Management Module,
Trade company's integration terminal is connected the information transmission realizing with Cloud Server by HTTPS with user integral terminal, between trade company's integration terminal and user integral terminal, carry out information transmission by Quick Response Code.
The safe link block of described merchant tenninal, the safe link block of user terminal, the safe link block of Cloud Server are used for the safe transfer of information between trade company's integration terminal, user integral terminal, Cloud Server,
User terminal information acquisition module, for scanning recognition trade company Quick Response Code, changes into computer digit information by two-dimensional code graphical information,
Two-dimensional code generation module is used for generating integration Quick Response Code and electronics volume Quick Response Code, and correlated digital information is changed into Quick Response Code numerical information,
Merchant tenninal information acquisition module is used for obtaining Quick Response Code,
Merchant tenninal security key management module is used for judging the correctness of Quick Response Code, trade company, convertible note, user's digital information is encrypted,
Merchant tenninal integration is given consumption module and is increased for inputting the integration sending, and carries out basic integration information verification,
Audit module is used for inquiry and the maintenance of all integration transaction records,
Integral Processing module manages for interpolation and modification to trade company's integration,
Identity auditing module is used for user and merchant identification to examine,
Point Management Module is for realizing giving user integral and electronics volume.
Beneficial effect: the present invention is based on autonomous Cloud Server, user obtains after integration arbitrary trade company's consumption, can in system, arbitrary trade company consume.First be that businessman can scan by Quick Response Code by businessman's integration terminal, realize and give integration to user; Secondly, the electronic goods convertible note that can purchase on a barter basis in internal system by user, identifies after authentication to businessman, can carry out the secondary consumption of integration.Intelligent terminal of the present invention is simple to operate, safe and efficient.
Accompanying drawing explanation
The structure framework of Fig. 1 system of the present invention.
Embodiment
Below the present invention is described in more detail.
As shown in Figure 1, a kind of integration payment system of mobile intelligent terminal, comprises trade company's integration terminal, user integral terminal and Cloud Server.
Trade company's integration terminal is integrated with merchant tenninal information acquisition module, merchant tenninal integration is given consumption module, merchant tenninal security key management module, the safe link block of merchant tenninal.
The integrated useful family of user integral terminal end message acquisition module, two-dimensional code generation module and the safe link block of user terminal.
Cloud Server is integrated with audit module, Integral Processing module, identity auditing module, safe link block, Point Management Module.
Trade company's integration terminal is connected to realize with Cloud Server information by HTTPS with user integral terminal to be transmitted.(Quick Response Code is the chequered with black and white graphic recording data symbol information distributing in plane (on two-dimensional directional) according to certain rules with certain specific geometric figure between trade company's integration terminal and user integral terminal, to carry out information transmission by Quick Response Code, on coding, utilize dexterously " 0 ", the concept of " 1 " bit stream that form computer-internal logical foundations, represent word numerical information with several geometrical bodies corresponding with scale-of-two, automatically process to realize information by image input device or photoelectric scanning device automatically identifying and reading).
The safe link block of described merchant tenninal, the safe link block of user terminal, the safe link block of Cloud Server are used for the safe transfer of information between trade company's integration terminal, user integral terminal, Cloud Server,
User terminal information acquisition module, for scanning recognition trade company Quick Response Code, changes into computer digit information by two-dimensional code graphical information,
Two-dimensional code generation module is used for generating integration Quick Response Code and electronics volume Quick Response Code, and correlated digital information is changed into Quick Response Code numerical information,
Merchant tenninal information acquisition module is used for obtaining Quick Response Code,
Merchant tenninal security key management module is used for judging the correctness of Quick Response Code, trade company, convertible note, user's digital information is encrypted,
Merchant tenninal integration is given consumption module and is increased for inputting the integration sending, and carries out basic integration information verification,
Audit module is used for inquiry and the maintenance of all integration transaction records,
Integral Processing module manages for interpolation and modification to trade company's integration,
Identity auditing module is used for user and merchant identification to examine,
Point Management Module is for realizing giving user integral and electronics volume.
treatment scheme:
1, be first each different businessman by technician, according to this businessman my internal system generate for No. ID one can this trade company of unique identification Quick Response Code.In general, the generation of Quick Response Code content has two kinds of solutions: the one, directly generate Quick Response Code by the ID of trade company, and the 2nd, after being encoded by SHA-256 by the ID of trade company, generate Quick Response Code.(SHA (Secure Hash Algorithm, translations Secure Hash Algorithm) be American National security bureau (NSA) design, a series of Cryptographic Hash Functions that National Institute of Standards and Technology (NIST) issues.) Given this, we have selected second method.Generated Quick Response Code is placed in trade company's cashier by we.
2, trade company gives integration: user has carried out after cash consumption in this trade company, start the user terminal information acquisition module scanning recognition trade company Quick Response Code of user integral terminal, and utilize HTTPS agreement (Hypertext Transfer Protocol over Secure Socket Layer by the safe link block of access user terminal, be the HTTP passage take safety as target, simply say it is the safety version of HTTP.Be under HTTP, to add SSL layer) by the Quick Response Code delivery of content after gathering successfully to Cloud Server, and obtain the ID of trade company after decoding by SHA-256, then access Cloud Server and obtain this trade company's correlation integral enciphered message, all integration informations are all to encrypt (Advanced Encryption Standard Advanced Encryption Standard by AES, AES, claim again Rijndael enciphered method, a kind of block encryption standard that Federal Government adopts), and utilize this enciphered message to generate another Quick Response Code to return to user integral terminal.User integral terminal generates this Quick Response Code by two-dimensional code generation module.Trade company starts at this moment merchant tenninal information acquisition module and obtains 2 D code information, and by after merchant tenninal security key management module verification, judge the correctness of this Quick Response Code, confirm errorless after, call merchant tenninal integration give consumption module input the integration that will give.Then to merchant tenninal security key management module to information encryption after, the safe link block of merchant tenninal is by the identity auditing module of HTTP passage access Cloud Server, the Integral Processing module of access Cloud Server, after Integral Processing module module is deciphered by AES, first by identity auditing module, its user and merchant identification are examined, and to the current integration of trade company with give integration and carry out verification, complete after checking, to realize giving user integral.
The process that user integral is exchanged is:
3. the use of commodity exchange and convertible note
User can pass through user integral terminal, the commodity that selection will be exchanged in integration platform, and prerequisite is to have enough integrations.After exchange completes, calling Integral Processing module by Cloud Server encrypts the essential informations such as user, commodity, integration to generate unique word string by AES, and return to user integral terminal by the safe link block of Cloud Server, and generate an electronics convertible note by two-dimensional code generation module.
In the time that user need to exchange commodity, pass through the Quick Response Code on information acquisition module scanning collection electronics convertible note by trade company's integration terminal, by the enciphered message on merchant tenninal security key management module decrypts Quick Response Code, after through merchant tenninal integration, module verification is given in consumption, again the information exchanges such as trade company, convertible note, user are crossed to security key management module encrypt, carry out identity audit by the safe link block access of merchant tenninal Cloud Server by identity auditing module, by rear, can complete integration transaction.
4, integration audit management
Backstage Senior Administrator, can pass through Cloud Server Point Management Module, and interpolation and modification to trade company's integration manage.And inquiry and the maintenance of all integration transaction records are implemented by audit module.
The foregoing is only the preferred embodiments of the present invention, be not restricted to the present invention, for a person skilled in the art, the present invention can have various modifications and variations.Within the spirit and principles in the present invention all, any modification of doing, be equal to replacement, improvement etc., within all should being included in claim scope of the present invention.
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Claims (2)
1. the integration payment system of a mobile intelligent terminal, it is characterized in that: comprise trade company's integration terminal, user integral terminal and Cloud Server, trade company's integration terminal is integrated with merchant tenninal information acquisition module, merchant tenninal integration is given consumption module, merchant tenninal security key management module, the safe link block of merchant tenninal, the integrated useful family of user integral terminal end message acquisition module, the safe link block of two-dimensional code generation module and user terminal, Cloud Server is integrated with audit module, Integral Processing module, identity auditing module, safe link block, Point Management Module, trade company's integration terminal is connected the information transmission realizing with Cloud Server by HTTPS with user integral terminal, between trade company's integration terminal and user integral terminal, carry out information transmission by Quick Response Code.
2. the integration payment system of a kind of mobile intelligent terminal according to claim 1, it is characterized in that: the safe link block of described merchant tenninal, the safe link block of user terminal, the safe link block of Cloud Server is for trade company's integration terminal, user integral terminal, the safe transfer of information between Cloud Server, user terminal information acquisition module is for scanning recognition trade company Quick Response Code, two-dimensional code graphical information is changed into computer digit information, two-dimensional code generation module is used for generating integration Quick Response Code and electronics volume Quick Response Code, correlated digital information is changed into Quick Response Code numerical information, merchant tenninal information acquisition module is used for obtaining Quick Response Code, merchant tenninal security key management module is for judging the correctness of Quick Response Code, to trade company, convertible note, user's digital information is encrypted, merchant tenninal integration is given consumption module and is increased for inputting the integration sending, and carry out basic integration information verification, audit module is for inquiry and the maintenance of all integration transaction records, Integral Processing module manages for interpolation and modification to trade company's integration, identity auditing module is for examining user and merchant identification, Point Management Module is for realizing giving user integral and electronics volume.
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CN201210460343.7A CN103824203A (en) | 2012-11-16 | 2012-11-16 | Point payment system of mobile intelligent terminal |
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Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
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CN104166928A (en) * | 2014-07-03 | 2014-11-26 | 吴庆喜 | Transaction platform consumption point exchange and payment method based on two-dimension code |
CN106022427A (en) * | 2016-05-13 | 2016-10-12 | 广州云移信息科技有限公司 | An information processing method and system based on two-dimensional codes |
CN107038569A (en) * | 2016-12-05 | 2017-08-11 | 阿里巴巴集团控股有限公司 | Information interacting method and device |
CN108022154A (en) * | 2017-12-07 | 2018-05-11 | 钱伟民 | The method of user's value chain management after a kind of transaction and transaction |
CN108256915A (en) * | 2018-01-17 | 2018-07-06 | 北京网信云服信息科技有限公司 | A kind of sharing method of electronic ticket, presented side's terminal, server and system |
CN112734495A (en) * | 2021-01-20 | 2021-04-30 | 广东便捷神科技股份有限公司 | Merchant point issuing method based on mobile phone App |
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2012
- 2012-11-16 CN CN201210460343.7A patent/CN103824203A/en active Pending
Cited By (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104166928A (en) * | 2014-07-03 | 2014-11-26 | 吴庆喜 | Transaction platform consumption point exchange and payment method based on two-dimension code |
CN106022427A (en) * | 2016-05-13 | 2016-10-12 | 广州云移信息科技有限公司 | An information processing method and system based on two-dimensional codes |
CN107038569A (en) * | 2016-12-05 | 2017-08-11 | 阿里巴巴集团控股有限公司 | Information interacting method and device |
WO2018103553A1 (en) * | 2016-12-05 | 2018-06-14 | 阿里巴巴集团控股有限公司 | Information interaction method and apparatus |
CN107038569B (en) * | 2016-12-05 | 2021-05-25 | 创新先进技术有限公司 | Information interaction method and device |
CN113435878A (en) * | 2016-12-05 | 2021-09-24 | 创新先进技术有限公司 | Information interaction method and device |
US11379819B2 (en) | 2016-12-05 | 2022-07-05 | Advanced New Technologies Co., Ltd. | Method and apparatus for information exchange |
CN108022154A (en) * | 2017-12-07 | 2018-05-11 | 钱伟民 | The method of user's value chain management after a kind of transaction and transaction |
CN108256915A (en) * | 2018-01-17 | 2018-07-06 | 北京网信云服信息科技有限公司 | A kind of sharing method of electronic ticket, presented side's terminal, server and system |
CN112734495A (en) * | 2021-01-20 | 2021-04-30 | 广东便捷神科技股份有限公司 | Merchant point issuing method based on mobile phone App |
CN112734495B (en) * | 2021-01-20 | 2021-08-31 | 广东便捷神科技股份有限公司 | Merchant point issuing method based on mobile phone App |
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Application publication date: 20140528 |