CN112184246A - Account book management method, device, equipment and storage medium - Google Patents
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
In an embodiment of the application, an account book management method, an apparatus, a device, and a storage medium are provided, where the account book management method includes: when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are associated, then a first control instruction from the server is received, the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relation, and finally the states of the first transaction and the second transaction are determined according to the first control instruction. This application is favorable to improving the reliability of account book management. The method and the system are suitable for scenes such as medical informatization, electronic information archive management and the like in the field of digital medical treatment, and are beneficial to promoting the construction of urban informatization.
Description
Technical Field
The application relates to the technical field of mobile payment, in particular to an account book management method, device, equipment and storage medium.
Background
With the development of mobile payment technology, people often pay for consumption through mobile terminals such as mobile phones, for example, in scenes of medical informatization, electronic information archive management and the like in the digital medical field, in order to facilitate user query, an operator often records consumption through an electronic book, and at the same time, the operator gives consumption points to users by rewarding the consumption points in order to encourage the user consumption, so that management of digital assets (consumption and points) is particularly important in order to associate consumption with points.
At present, management of digital assets (consumption and points) is realized in a centralized mode, namely, an organization (issuer and operator) is responsible for defining, issuing and storing the digital assets (such as points), the centralized mode is often not open and transparent enough and is easy to cause public trust problems, so that the circulation capacity and the value endowing capacity of the digital assets are limited, and the application scenes are also limited.
Disclosure of Invention
The embodiment of the application provides an account book management method, an account book management device, account book management equipment and a storage medium, and the reliability of account book management can be improved.
In a first aspect, an embodiment of the present application provides an account book management method, which is applied to an electronic device, where the electronic device establishes a communication connection with a server, and the method includes:
when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, and the transaction verification request is sent to the server, wherein the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between two consumption accounts in a consumption book, the second transaction is used for reflecting the point interaction condition between two point accounts in a point book, and the consumption book and the point book are accounts created according to a first business rule;
receiving a first control instruction from the server, where the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, where the first preset relationship is a relationship that corresponds to the first business rule and is required to be satisfied by the first transaction and the second transaction;
and determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
Wherein, before the first transaction and the second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, and the transaction verification request is sent to a server, the method further comprises:
acquiring the first business rule;
acquiring the first account book and the second account book which are created according to the first business rule;
acquiring the two consumption accounts established by an operator;
the two points accounts created by two users are acquired.
Wherein, before receiving the first control instruction from the server, the method further comprises:
acquiring the first preset relation;
and sending the first preset relation to the server.
Wherein the first control instruction is obtained by the server executing the following operations:
determining whether the first transaction and the second transaction satisfy a first preset relationship;
if yes, generating the first control instruction for determining that the states of the first transaction and the second transaction are verified;
and if not, generating the first control instruction for determining that the states of the first transaction and the second transaction are verification failures.
Wherein the first transaction and the second transaction are ciphertexts.
Wherein, after determining the status of the first transaction and the second transaction according to the first control instruction, the method further comprises:
if the first transaction and the second transaction are determined to be verified, performing the following operations for the two consumption accounts:
determining whether a currently processed first consumption account has a bound points account in the two points accounts;
if not, acquiring a first user ID of the first consumption account and user IDs of the two point accounts;
and binding a first point account of the two point accounts with the first consumption account, wherein the first point account is a point account of which the user ID in the two point accounts is the first user ID.
Wherein the first preset relationship comprises any one of:
the consumption interaction data related to the first transaction is a preset multiple of the point interaction data of the second transaction;
when the consumption interaction data related to the first transaction is larger than a first preset value, the difference between the consumption interaction data related to the first transaction and the point interaction data of the second transaction is the first preset value, and the first preset value is a positive integer;
when the occurrence time of the first event is a first preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is nx, n is more than 0 and less than or equal to 1; when the occurrence time of the first event is a second preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is mx + b, m is greater than 1, and b is a constant.
In a second aspect, an embodiment of the present application provides an account book management apparatus, where the apparatus includes:
the system comprises a sending module, a verification module and a verification module, wherein the sending module is used for generating a transaction verification request according to a first transaction and a second transaction to be verified when the first transaction and the second transaction are detected, and sending the transaction verification request to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between two consumption accounts in a consumption book, the second transaction is used for reflecting the point interaction condition between two point accounts in a point book, and the consumption book and the point book are books created according to a first business rule;
a receiving module, configured to receive a first control instruction from the server, where the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, and the first preset relationship is a relationship that corresponds to the first business rule and is required to be satisfied by the first transaction and the second transaction;
and the determining module is used for determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
The device further comprises an acquisition module, wherein the acquisition module is further used for generating a transaction verification request according to the first transaction and the second transaction when the first transaction and the second transaction to be verified are detected, and acquiring the first business rule before the transaction verification request is sent to a server; acquiring the first account book and the second account book which are created according to the first business rule; acquiring the two consumption accounts established by an operator; the two points accounts created by two users are acquired.
Wherein the apparatus further comprises:
a preset relation uplink module, configured to obtain the first preset relation before the receiving of the first control instruction from the server; and sending the first preset relationship to the server.
Wherein the first control instruction is obtained by the server executing the following operations:
determining whether the first transaction and the second transaction satisfy a first preset relationship;
if yes, generating the first control instruction for determining that the states of the first transaction and the second transaction are verified;
and if not, generating the first control instruction for determining that the states of the first transaction and the second transaction are verification failures.
Wherein the first transaction and the second transaction are ciphertexts.
Wherein the apparatus further comprises an account binding module configured to: after the determining of the states of the first transaction and the second transaction according to the first control instruction, if the first transaction and the second transaction are determined to be verified, performing the following operations for the two consumption accounts:
determining whether a currently processed first consumption account has a bound points account in the two points accounts;
if not, acquiring a first user ID of the first consumption account and user IDs of the two point accounts;
and binding a first point account of the two point accounts with the first consumption account, wherein the first point account is a point account of which the user ID in the two point accounts is the first user ID.
Wherein the first preset relationship comprises any one of: the consumption interaction data related to the first transaction is a preset multiple of the point interaction data of the second transaction;
when the consumption interaction data related to the first transaction is larger than a first preset value, the difference between the consumption interaction data related to the first transaction and the point interaction data of the second transaction is the first preset value, and the first preset value is a positive integer;
when the occurrence time of the first event is a first preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is nx, n is more than 0 and less than or equal to 1; when the occurrence time of the first event is a second preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is mx + b, m is greater than 1, and b is a constant.
In a third aspect, an embodiment of the present application provides an electronic device, including:
a processor adapted to implement one or more instructions; and the number of the first and second groups,
a computer readable storage medium having stored thereon one or more instructions adapted to be loaded by the processor and to perform the method according to any of the first aspects.
In a fourth aspect, the present application provides a computer-readable storage medium storing a computer program for electronic data exchange, wherein the computer program, when executed by a computer, implements the method according to any one of the first aspect.
In an embodiment of the application, an account book management method, an apparatus, a device, and a storage medium are provided, where the account book management method includes: when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used for reflecting a point interaction condition between two point accounts in the point ledger, the consumption ledger and the point ledger are ledgers established according to a first business rule, then a first control instruction from the server is received, the first control instruction is an instruction generated by the server through verification according to the transaction verification request and a first preset relation, and finally states of the first transaction and the second transaction are determined according to the first control instruction. The method and the system have the advantages that different transactions are verified in the server according to the first preset relationship, so that the change of the digital assets (points) is more open, transparent and credible, the change condition of the digital assets among all accounts is guaranteed to be in accordance with the preset rule (corresponding to the first preset relationship), the change of the digital assets among all accounts cannot be caused by the intention of a single main body, any participant cannot tamper the preset rule, the reliability of account management is improved, and the safety of the digital assets is guaranteed.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic diagram of an account book management system provided in an embodiment of the present application;
fig. 2A is a schematic flowchart of another ledger management method provided in an embodiment of the present application;
FIG. 2B is a schematic diagram of a relationship between a first transaction and a second transaction provided by an embodiment of the present application;
FIG. 2C is a schematic diagram of an account binding provided by an embodiment of the present application;
fig. 3 is a schematic flowchart of another ledger management method provided in an embodiment of the present application;
fig. 4 is a schematic structural diagram of an account book management device according to an embodiment of the present application;
fig. 5 is a schematic structural diagram of an electronic device according to another embodiment of the present application.
Detailed Description
In order to make the technical solutions of the present application better understood, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The terms "first," "second," and the like in the description and claims of the present application and in the above-described drawings are used for distinguishing between different objects and not for describing a particular order. Furthermore, the terms "include" and "have," as well as any variations thereof, are intended to cover non-exclusive inclusions. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those steps or elements listed, but may alternatively include other steps or elements not listed, or inherent to such process, method, article, or apparatus.
Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the application. The appearances of the phrase in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. It is explicitly and implicitly understood by one skilled in the art that the embodiments described herein can be combined with other embodiments.
As shown in fig. 1, fig. 1 is a schematic diagram of an account management system 100, where the account management system 100 includes an electronic device 110 and a server 120, the electronic device 110 and the server 120 are communicatively connected, the server 120 of the present application may be a decentralized blockchain server, the server 120 is any node device in a blockchain, and the blockchain is characterized by decentralization and public transparency, so that each blockchain server can participate in database records, and uses cryptography and digital signatures to prove identity, authenticity and enforce read/write access rights, and has a mechanism to make it difficult to change a history record, and it can be easily detected that someone tries to change it. The electronic device 110 is configured to, when detecting a first transaction and a second transaction to be verified, generate a transaction verification request according to the first transaction and the second transaction, and send the transaction verification request to the server 120, where the first transaction and the second transaction are associated, the first transaction is used to reflect a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used to reflect a point interaction condition between two point accounts in a point ledger, the consumption ledger and the point ledger are ledgers created according to a first business rule, the electronic device 110 is further configured to receive a first control instruction from the server 120, and the first control instruction is an instruction generated by the server 120 through verification on the first transaction and the second transaction according to the transaction verification request and a first preset relationship, the first preset relationship is a relationship which corresponds to the first business rule and is required to be met by the first transaction and the second transaction; and determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success. The electronic device 110 may include various handheld devices, vehicle-mounted devices, wearable devices, computing devices or other processing devices connected to wireless modems, and various forms of User Equipment (UE), Mobile Stations (MS), terminal devices (terminal device), and the like, and the electronic device 110 may also be a network device, such as a base Station, and the like, without being limited in particular.
At present, in an account book management method, management of digital assets is managed in a centralized mode, namely, an organization (an issuer and an operator) is responsible for defining, issuing and storing the digital assets (such as points), the centralized mode is often not open and transparent enough and is easy to cause public trust problems, so that the circulation capacity and the value endowing capacity of the digital assets are limited, and an application scene is also very limited.
In view of the above problems, the present application provides an account book management method, and the following describes embodiments of the present application in detail with reference to the accompanying drawings.
Referring to fig. 2A, fig. 2A is a flowchart illustrating an account management method according to an embodiment of the present application, applied to an electronic device 110 in the account management system 100 shown in fig. 1, where the account management method includes the following steps S101 to S103.
S101, when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, and the transaction verification request is sent to a server, wherein the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between two consumption accounts in a consumption book, the second transaction is used for reflecting the point interaction condition between two point accounts in a point book, and the consumption book and the point book are accounts created according to a first business rule;
s102, receiving a first control instruction from the server, wherein the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, and the first preset relationship is a relationship which corresponds to the first business rule and is required to be met by the first transaction and the second transaction;
in one possible example, the first control instruction is obtained by the server performing the following operations: determining whether the first transaction and the second transaction satisfy a first preset relationship; if yes, generating the first control instruction for determining that the states of the first transaction and the second transaction are verified; and if not, generating the first control instruction for determining that the states of the first transaction and the second transaction are verification failures.
S103, determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
The first business rule is used for restricting the ledger creation behavior of the ledger creator, wherein the ledger creator comprises management users such as an issuer and an operator which are responsible for defining, issuing and storing digital assets (corresponding points).
The first business rule is also used for restricting the action of each user for creating an account in the created ledger.
The first business rule is also used for restricting the recording rule of the created ledger to the consumption event.
The first transaction and the second transaction to be verified are two transactions corresponding to the same consumption event.
In a specific implementation, as shown in fig. 2B, an operator creates an account a in a consumption ledger for recording consumption data of a user a, creates an account B for recording consumption data of a user B, the user a creates an account C in a point ledger for recording point data of the user a, the user B creates an account D in the point ledger for recording point data of the user B, and when a consumption event occurs between the user a and the user B, if the user a consumes 100 cells in the user B, a first transaction Tx1 in which the account a pays the 100-cell account B is presented in the consumption ledger, and a second transaction Tx2 in which the account D pays a certain point to the account C is presented in the point ledger.
Wherein, the generation of the transaction verification request according to the first transaction and the second transaction may be implemented by: processing the first transaction and the second transaction according to a first preset rule to obtain first associated information; and generating the transaction verification request according to the first associated information.
The first associated information includes a consumption payer, consumption payee and consumption interaction value for the first transaction, a point payer, point payee and point interaction value for the second transaction, and so on.
If the first business rule stipulates that 10-Yuan is consumed instead of 1-Point, the first preset rule may be: aiming at a first transaction and a second transaction of the same consumption event, determining a consumption paying party, a consumption receiving party and a consumption interaction value of the first transaction, and determining a point paying party, a point receiving party and a point interaction value of the second transaction, wherein the first preset relationship can be that the consumption paying party is not matched with the consumption receiving party, the consumption paying party is matched with the point receiving party, the consumption receiving party is matched with the point paying party, the point receiving party is not matched with the point paying party, and the consumption interaction value is 10 times of the point interaction value.
In this case, when the transaction verification requesting party detects the first transaction and the second transaction corresponding to the same consumption event, it will determine the consumption in the first transaction to the paying party and the consumption receiving party, and a point interaction value, determining a point of the second transaction to the payer and the point collector, and a point interaction value, and generates a transaction verification request according to the consumption payment part and the consumption collection part, the consumption interaction value, the point payment part and the point collection part and the point interaction value, and sending the transaction verification request to a server, wherein the server can judge whether the consumption paying party is matched with the consumption receiving party, judge whether the consumption paying party is matched with the point receiving party, judge whether the consumption receiving party is matched with the point paying party, judge whether the point receiving party is matched with the point paying party, and judge whether the consumption interaction value is 10 times of the point interaction value.
If the server determines that the consumption payment party is not matched with the consumption receiving party, the consumption payment party is matched with the point receiving party, the consumption receiving party is matched with the point payment party, the point collection party is not matched with the point payment party, and the consumption interaction value is 10 times of the point interaction value, a first control instruction for determining that the states of the first transaction and the second transaction are verification passing is generated, the first control instruction is fed back to a transaction verification requesting party, the transaction verification requesting party updates the states of the first transaction and the second transaction to be successful in transaction based on the first control instruction, if the consumption interaction value is 100 and the point interaction value is 10, the consumption account corresponding to the consumption payment party in the consumption account book is successfully reduced by 100, the consumption account corresponding to the consumption payment party in the consumption account book is successfully increased by 100, and the point account corresponding to the point payment party in the point account book is successfully reduced by 10, the point account corresponding to the point receiving party in the point book is successfully increased by 10.
If the server determines that the consumption paying party is matched with the consumption receiving party, the consumption paying party is matched with the point receiving party, the consumption receiving party is not matched with the point giving party, the point receiving party is matched with the point giving party, and the consumption interaction value is not at least one of 10 times of the point interaction value, a first control instruction for determining that the states of the first transaction and the second transaction are verification failure is generated, the first control instruction is fed back to a transaction verification requesting party, the transaction verification requesting party updates the states of the first transaction and the second transaction to be transaction failure based on the first control instruction, and data in the first account book and the second account book cannot be changed based on the first transaction and the second transaction.
That is, in the consumption account book, when the account a corresponding to the user a pays the consumption amount of 100 yuan to the account B corresponding to the user B, the account D corresponding to the user B pays 10 credits to the account C corresponding to the user a in the credit account book.
It should be noted that the present embodiment can be applied to scenes such as medical informatization, electronic information archive management and the like in the digital medical field, so as to promote the construction of urban informatization.
As can be seen, in this example, by verifying different transactions in the server according to the first preset relationship, the change of the digital assets (points) is more open, transparent and credible, and it is ensured that the change condition of the digital assets among the accounts conforms to the preset rule (corresponding to the first preset relationship), and the change is not caused by the intention of a single subject, and any participant cannot tamper the preset rule, thereby ensuring the security of the digital assets.
In one possible example, before the generating a transaction verification request according to the first transaction and the second transaction and sending the transaction verification request to a server when the first transaction and the second transaction to be verified are detected, the method further includes: acquiring the first business rule; acquiring the first account book and the second account book which are created according to the first business rule; acquiring the two consumption accounts established by an operator; the two points accounts created by two users are acquired.
That is, the accounts and the accounts are created according to the same business rule, the accounts are related through the same business rule, and the accounts are related through the same business rule.
Therefore, in this example, the account book and the account are created based on the same business rule, so that the creation of the account book and the account are more uniform, and the reliability of account book management is improved.
In one possible example, before the receiving the first control instruction from the server, the method further includes: acquiring the first preset relation; and sending the first preset relation to the server.
The first preset relationship is sent to the server in advance, and in the verification process, the server verifies the first transaction and the second transaction based on the first preset relationship, so that the verification processes of the two transactions cannot be changed randomly in the server.
As can be seen, in this example, the first preset relationship between the first transaction and the second transaction is verified through the server memory, so that the first preset relationship is not changeable.
In one possible example, the first transaction and the second transaction are ciphertexts.
The form of the ciphertext may be diversified, for example, a specific character is used to replace a corresponding account, a relationship between accounts, and a relationship between transactions, and it should be noted that, when the first transaction and the second transaction are ciphertexts, the first preset relationship is a relationship based on the ciphertext.
For example, if the first business rule convention consumes 100 yuan for 1 credit, the first predetermined rule may be: aiming at a first transaction and a second transaction of the same consumption event, determining a consumption paying party, a consumption receiving party and a consumption interaction value of the first transaction, and determining a point of the second transaction, namely a point transmitting party, a point receiving party and a point interaction value; when the consumption paying party is matched with the point receiving party, the consumption receiving party is matched with the point paying party, and the ratio of the consumption interaction numerical value to the point interaction numerical value is 100, generating ciphertexts aiming at the first transaction and the second transaction, namely A is 100 to B is 100; when any one of three conditions that the consumption paying party is not matched with the point collecting party, the consumption collecting party is not matched with the point paying party, and the ratio of the consumption interaction value to the point interaction value is not 100 is met, ciphertext for the first transaction and the second transaction is generated, namely, the A to the B are not 100, and at the moment, the first preset relation can be that the A to the B are 100.
Therefore, in the example, while the user digital asset encryption privacy is protected, the asset verification accuracy in the ciphertext state is guaranteed through the zero-knowledge proof technology, and the public trust, the circulation capacity and the value endowing capacity of the whole digital asset are improved.
In one possible example, after determining the status of the first transaction and the second transaction according to the first control instruction, the method further comprises: if the first transaction and the second transaction are determined to be verified, performing the following operations for the two consumption accounts: determining whether a currently processed first consumption account has a bound points account in the two points accounts; if not, acquiring a first user ID of the first consumption account and user IDs of the two point accounts; and binding a first point account of the two point accounts with the first consumption account, wherein the first point account is a point account of which the user ID in the two point accounts is the first user ID.
For example, if the account in the account book is constructed based on an account number of a third-party application, the user ID is the account number of the third-party application, and the third-party application may be a third-party application such as nao bao, pay bao, wechat, and the like, which is not limited specifically.
As shown in fig. 2C, after two associated transactions (the first transaction Tx1 and the first transaction Tx2) are successfully verified, when the account a in the consumption ledger and the account C in the points ledger correspond to the same user account number, that is, the account a in the consumption ledger and the account C in the points ledger are used for recording the consumption event of the same user, if the account a and the account C are not bound, the account a and the account C are bound to obtain an account pair, and similarly, if the account B in the consumption ledger and the account D in the points ledger correspond to the same user account number, the account B and the account D are bound to obtain an account pair, if the account B and the account D are not bound.
In the example, the accounts created for the same user under different accounts can be bound, and in the subsequent transaction verification process, whether the consumption paying party and the point receiving party corresponding to the same consumption event are matched or not and whether the consumption paying party and the point receiving party are matched or not are determined through the binding relationship, so that the subsequent transaction authentication process is improved.
In one possible example, the first preset relationship comprises any one of: the consumption interaction data related to the first transaction is a preset multiple of the point interaction data of the second transaction; when the consumption interaction data related to the first transaction is larger than a first preset value, the difference between the consumption interaction data related to the first transaction and the point interaction data of the second transaction is the first preset value, and the first preset value is a positive integer; when the occurrence time of the first event is a first preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is nx, n is more than 0 and less than or equal to 1; when the occurrence time of the first event is a second preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is mx + b, m is greater than 1, and b is a constant.
The first preset relationship is not specifically limited, and the first preset relationship and the first preset rule are obtained based on the first business rule.
In a specific implementation, when the first preset relationship is that the consumption interaction data related to the first transaction is a preset multiple of the point interaction data of the second transaction, that is, the same consumption event is verified by the server, the consumption delivery value, reflected by the first transaction in the consumption account book, of the user a to the user B is a preset multiple of the point delivery value, reflected by the first transaction in the point account book, of the user B to the user a. Wherein the preset multiple is not particularly limited, for example, the preset multiple may be 1, the preset multiple may also be 2, the preset multiple may also be any other positive number,
in a specific implementation, when the first preset relationship is that consumption interaction data related to the first transaction is greater than a first preset value, a difference between the consumption interaction data related to the first transaction and point interaction data of the second transaction is the first preset value, and the first preset value is a positive integer, that is, when it is verified by the server that a consumption delivery value, reflected by the first transaction in the consumption book, of the user a to the user B is greater than the first preset value in the same consumption event, a difference between a consumption delivery value, reflected by the first transaction in the consumption book, of the user a to the user B and a point delivery value, reflected by the first transaction in the point book, of the user B to the user a is the first preset value. The first preset value is not particularly limited, and for example, the first preset value may be 40, the first preset value may be 50, and the first preset value may also be any other positive number.
In a specific implementation, when the first preset relationship is that when the occurrence time of the first event is a first preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is nx, n is more than 0 and less than or equal to 1; when the occurrence time of the first event is a second preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is mx + b, m is greater than 1, and b is a constant. The first preset time may be any day or several days of a week, and the second preset time may be any day or several days of a month, which is not particularly limited.
In the embodiment of the application, when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used for reflecting a point interaction condition between two point accounts in a point ledger, the consumption ledger and the point ledger are ledgers created according to a first business rule, then, a first control instruction from the server is received, the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to a transaction authentication request and a first preset relation, and finally, states of the first transaction and the second transaction are determined according to the first control instruction. This application is favorable to improving the reliability of account book management. The method and the system have the advantages that different transactions are verified in the server according to the first preset relationship, so that the change of the digital assets (points) is more open, transparent and credible, the change condition of the digital assets among all accounts is guaranteed to be in accordance with the preset rule (corresponding to the first preset relationship), the change of the digital assets among all accounts cannot be caused by the intention of a single main body, any participant cannot tamper the preset rule, the reliability of account management is improved, and the safety of the digital assets is guaranteed.
In accordance with the embodiment shown in fig. 2A, please refer to fig. 3, and fig. 3 is a flowchart illustrating an account management method according to an embodiment of the present application, where the account management method includes the following steps S201 to S209.
S201, acquiring the first business rule;
s202, acquiring the first account book and the second account book which are created according to the first business rule;
s203, acquiring two consumption accounts created by an operator;
s204, acquiring two point accounts created by two users;
s205, obtaining the first preset relationship, wherein the first preset relationship is a relationship which corresponds to the first business rule and is required to be met by two transactions corresponding to the same consumption event;
s206, sending the first preset relation to the server;
s207, when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between the two consumption accounts, and the second transaction is used for reflecting the point interaction condition between the two point accounts;
s208, receiving a first control instruction from the server, wherein the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relation;
s209, determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
The occurrence sequence of S201 to S204 and S205 to S206 is not particularly limited, and S201 to S204 may occur before S205 to S206, S201 to S204 may occur after S205 to S206, S201 to S204 may occur simultaneously with S205 to S206, and the occurrence sequence of S203 and S204 in S201 to S204 is not particularly limited.
In the embodiment of the application, when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used for reflecting a point interaction condition between two point accounts in a point ledger, the consumption ledger and the point ledger are ledgers created according to a first business rule, then, a first control instruction from the server is received, the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to a transaction authentication request and a first preset relation, and finally, states of the first transaction and the second transaction are determined according to the first control instruction. This application is favorable to improving the reliability of account book management. The method and the system have the advantages that different transactions are verified in the server according to the first preset relationship, so that the change of the digital assets (points) is more open, transparent and credible, the change condition of the digital assets among all accounts is guaranteed to be in accordance with the preset rule (corresponding to the first preset relationship), the change of the digital assets among all accounts cannot be caused by the intention of a single main body, any participant cannot tamper the preset rule, the reliability of account management is improved, and the safety of the digital assets is guaranteed.
In addition, the account book and the account are created based on the same business rule, so that the account book and the account are created more uniformly, and the reliability of account book management is improved.
Consistent with the embodiments shown in fig. 2A and fig. 3, please refer to fig. 4, and fig. 4 is a schematic structural diagram of an account book management apparatus provided in the embodiments of the present application, where the account book management apparatus in the embodiments of the present application may be applied to the above-mentioned electronic devices. In this embodiment, the account management apparatus includes a sending module 401, a receiving module 402, and a determining module 403:
a sending module 401, configured to generate a transaction verification request according to a first transaction and a second transaction to be verified when the first transaction and the second transaction are detected, and send the transaction verification request to a server, where the first transaction and the second transaction are associated, the first transaction is used to reflect a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used to reflect a point interaction condition between two point accounts in a point ledger, and the consumption ledger and the point ledger are ledgers created according to a first business rule;
a receiving module 402, configured to receive a first control instruction from the server, where the first control instruction is an instruction generated by the server to verify the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, and the first preset relationship is a relationship that corresponds to the first business rule and is required to be satisfied by the first transaction and the second transaction;
a determining module 403, configured to determine states of the first transaction and the second transaction according to the first control instruction, where the states include a verification failure or a verification success.
The device further includes an obtaining module 404, where the obtaining module 404 is further configured to, when the first transaction and the second transaction to be verified are detected, generate a transaction verification request according to the first transaction and the second transaction, and obtain the first business rule before sending the transaction verification request to a server; acquiring the first account book and the second account book which are created according to the first business rule; acquiring the two consumption accounts established by an operator; the two points accounts created by two users are acquired.
Wherein the apparatus further comprises:
a preset relationship uplink module 405, configured to obtain the first preset relationship before the receiving the first control instruction from the server; and sending the first preset relationship to the server.
Wherein the first control instruction is obtained by the server executing the following operations:
determining whether the first transaction and the second transaction satisfy a first preset relationship;
if yes, generating the first control instruction for determining that the states of the first transaction and the second transaction are verified;
and if not, generating the first control instruction for determining that the states of the first transaction and the second transaction are verification failures.
Wherein the first transaction and the second transaction are ciphertexts.
Wherein the apparatus further comprises an account binding module 406, the account binding module 406 being configured to: after the determining of the states of the first transaction and the second transaction according to the first control instruction, if the first transaction and the second transaction are determined to be verified, performing the following operations for the two consumption accounts:
determining whether a currently processed first consumption account has a bound points account in the two points accounts;
if not, acquiring a first user ID of the first consumption account and user IDs of the two point accounts;
and binding a first point account of the two point accounts with the first consumption account, wherein the first point account is a point account of which the user ID in the two point accounts is the first user ID.
Wherein the first preset relationship comprises any one of: the consumption interaction data related to the first transaction is a preset multiple of the point interaction data of the second transaction;
when the consumption interaction data related to the first transaction is larger than a first preset value, the difference between the consumption interaction data related to the first transaction and the point interaction data of the second transaction is the first preset value, and the first preset value is a positive integer;
when the occurrence time of the first event is a first preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is nx, n is more than 0 and less than or equal to 1; when the occurrence time of the first event is a second preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is mx + b, m is greater than 1, and b is a constant.
In the embodiment of the application, when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used for reflecting a point interaction condition between two point accounts in a point ledger, the consumption ledger and the point ledger are ledgers created according to a first business rule, then, a first control instruction from the server is received, the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to a transaction authentication request and a first preset relation, and finally, states of the first transaction and the second transaction are determined according to the first control instruction. This application is favorable to improving the reliability of account book management. The method and the system have the advantages that different transactions are verified in the server according to the first preset relationship, so that the change of the digital assets (points) is more open, transparent and credible, the change condition of the digital assets among all accounts is guaranteed to be in accordance with the preset rule (corresponding to the first preset relationship), the change of the digital assets among all accounts cannot be caused by the intention of a single main body, any participant cannot tamper the preset rule, the reliability of account management is improved, and the safety of the digital assets is guaranteed.
Consistent with the embodiments shown in fig. 2A and fig. 3, please refer to fig. 5, which is a schematic structural diagram of an electronic device provided in an embodiment of the present application, and the electronic device in the embodiment shown in fig. 5 may include: one or more processors 501; one or more input devices 502, one or more output devices 503, and memory 504. The processor 501, the input device 502, the output device 503, and the memory 504 are connected by a bus 505.
The Processor 501 may be a Central Processing Unit (CPU), and may be other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The input device 502 may include a touch pad, a fingerprint sensor (for collecting fingerprint information of a user and direction information of the fingerprint), a microphone, etc., the output device 503 may include a display (LCD, etc.), a speaker, etc., and the output device 503 may output the data table after the correction process.
The memory 504 may include a read-only memory and a random access memory, and provides instructions and data to the processor 501. A portion of memory 504 may also include a non-volatile random access memory, memory 504 being used to store a computer program comprising program instructions, processor 501 being used to execute the program instructions stored by memory 504 for performing a ledger administration method, namely for performing the following operations:
when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, and the transaction verification request is sent to a server, wherein the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between two consumption accounts in a consumption book, the second transaction is used for reflecting the point interaction condition between two point accounts in a point book, and the consumption book and the point book are accounts created according to a first business rule;
receiving a first control instruction from the server, where the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, where the first preset relationship is a relationship that corresponds to the first business rule and is required to be satisfied by the first transaction and the second transaction;
and determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
The processor 501, the input device 502, and the output device 503 described in this embodiment of the present application may execute the implementation described in the first embodiment of the account book management method provided in this embodiment of the present application, and may also execute the implementation of the electronic device described in this embodiment of the present application, which is not described herein again.
In the embodiment of the application, when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, the transaction verification request is sent to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting a consumption interaction condition between two consumption accounts in a consumption ledger, the second transaction is used for reflecting a point interaction condition between two point accounts in a point ledger, the consumption ledger and the point ledger are ledgers created according to a first business rule, then, a first control instruction from the server is received, the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to a transaction authentication request and a first preset relation, and finally, states of the first transaction and the second transaction are determined according to the first control instruction. This application is favorable to improving the reliability of account book management. The method and the system have the advantages that different transactions are verified in the server according to the first preset relationship, so that the change of the digital assets (points) is more open, transparent and credible, the change condition of the digital assets among all accounts is guaranteed to be in accordance with the preset rule (corresponding to the first preset relationship), the change of the digital assets among all accounts cannot be caused by the intention of a single main body, any participant cannot tamper the preset rule, the reliability of account management is improved, and the safety of the digital assets is guaranteed.
Also provided in an embodiment of the present application is a computer-readable storage medium storing a computer program for electronic data exchange, wherein the computer program, when executed by a computer, implements an account book management method as shown in the embodiment of fig. 2A.
The computer readable storage medium may be an internal storage unit of the electronic device according to any of the foregoing embodiments, for example, a hard disk or a memory of the control device. The computer-readable storage medium may also be an external storage device of the control device, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), or the like provided on the control device. Further, the computer-readable storage medium may also include both an internal storage unit and an external storage device of the control device. The computer-readable storage medium is used to store the computer program and other programs and data required by the control device. The computer readable storage medium may also be used to temporarily store data that has been output or is to be output.
By way of example, the computer-readable storage medium described above may be deployed to be executed on one computer device or on multiple computer devices at one site or distributed across multiple sites and interconnected by a communication network, and the multiple computer devices distributed across the multiple sites and interconnected by the communication network may constitute a blockchain network.
While the invention has been described with reference to specific embodiments, the scope of the invention is not limited thereto, and those skilled in the art can easily conceive various equivalent modifications or substitutions within the technical scope of the invention. Therefore, the protection scope of the present application shall be subject to the protection scope of the claims.
Claims (10)
1. An account book management method is applied to an electronic device, wherein the electronic device establishes a communication connection with a server, and the method comprises the following steps:
when a first transaction and a second transaction to be verified are detected, a transaction verification request is generated according to the first transaction and the second transaction, and the transaction verification request is sent to the server, wherein the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between two consumption accounts in a consumption book, the second transaction is used for reflecting the point interaction condition between two point accounts in a point book, and the consumption book and the point book are accounts created according to a first business rule;
receiving a first control instruction from the server, where the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, where the first preset relationship is a relationship that corresponds to the first business rule and is required to be satisfied by the first transaction and the second transaction;
and determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
2. The method of claim 1, wherein before generating a transaction verification request based on the first transaction and the second transaction and sending the transaction verification request to a server upon detecting the first transaction and the second transaction to be verified, the method further comprises:
acquiring the first business rule;
acquiring the first account book and the second account book which are created according to the first business rule;
acquiring the two consumption accounts established by an operator;
the two points accounts created by two users are acquired.
3. The method of claim 1, wherein prior to receiving the first control instruction from the server, the method further comprises:
acquiring the first preset relation;
and sending the first preset relation to the server.
4. The method according to claim 1, wherein the first control instruction is obtained by the server performing the following operations:
determining whether the first transaction and the second transaction satisfy a first preset relationship;
if yes, generating the first control instruction for determining that the states of the first transaction and the second transaction are verified;
and if not, generating the first control instruction for determining that the states of the first transaction and the second transaction are verification failures.
5. The method of any of claims 1-4, wherein the first transaction and the second transaction are ciphertext.
6. The method of claim 1, wherein after determining the status of the first and second transactions according to the first control instruction, the method further comprises:
if the first transaction and the second transaction are determined to be verified, performing the following operations for the two consumption accounts:
determining whether a currently processed first consumption account has a bound points account in the two points accounts;
if not, acquiring a first user ID of the first consumption account and user IDs of the two point accounts;
and binding a first point account of the two point accounts with the first consumption account, wherein the first point account is a point account of which the user ID in the two point accounts is the first user ID.
7. The method of claim 5, wherein the first predetermined relationship comprises any one of:
the consumption interaction data related to the first transaction is a preset multiple of the point interaction data of the second transaction;
when the consumption interaction data related to the first transaction is larger than a first preset value, the difference between the consumption interaction data related to the first transaction and the point interaction data of the second transaction is the first preset value, and the first preset value is a positive integer;
when the occurrence time of the first event is a first preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is nx, n is more than 0 and less than or equal to 1; when the occurrence time of the first event is a second preset time, the relationship between the consumption interaction data related to the first transaction and the point interaction data of the second transaction may be: y is mx + b, m is greater than 1, and b is a constant.
8. An account book management device, characterized by comprising:
the system comprises a sending module, a verification module and a verification module, wherein the sending module is used for generating a transaction verification request according to a first transaction and a second transaction to be verified when the first transaction and the second transaction are detected, and sending the transaction verification request to a server, the first transaction and the second transaction are related, the first transaction is used for reflecting the consumption interaction condition between two consumption accounts in a consumption book, the second transaction is used for reflecting the point interaction condition between two point accounts in a point book, and the consumption book and the point book are books created according to a first business rule;
a receiving module, configured to receive a first control instruction from the server, where the first control instruction is an instruction generated by the server through verification of the first transaction and the second transaction according to the transaction authentication request and a first preset relationship, and the first preset relationship is a relationship that corresponds to the first business rule and is required to be satisfied by the first transaction and the second transaction;
and the determining module is used for determining the states of the first transaction and the second transaction according to the first control instruction, wherein the states comprise verification failure or verification success.
9. An electronic device, comprising:
a processor adapted to implement one or more instructions; and the number of the first and second groups,
a computer-readable storage medium having stored thereon one or more instructions adapted to be loaded by the processor and to perform the method of any of claims 1-7.
10. A computer-readable storage medium, characterized in that a computer program for electronic data exchange is stored, wherein the computer program, when executed by a computer, implements the method according to any one of claims 1-7.
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| CN202011094064.4A CN112184246A (en) | 2020-10-13 | 2020-10-13 | Account book management method, device, equipment and storage medium |
| PCT/CN2021/123442 WO2022078359A1 (en) | 2020-10-13 | 2021-10-13 | Account book management method and apparatus, and device and storage medium |
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| CN202011094064.4A CN112184246A (en) | 2020-10-13 | 2020-10-13 | Account book management method, device, equipment and storage medium |
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| WO2022078359A1 (en) * | 2020-10-13 | 2022-04-21 | 深圳壹账通智能科技有限公司 | Account book management method and apparatus, and device and storage medium |
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