CN111445281A

CN111445281A - Block chain-based integral monitoring method and device and computer-readable storage medium

Info

Publication number: CN111445281A
Application number: CN202010189976.3A
Authority: CN
Inventors: 刘志升; 杨涛; 才鑫
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp
Priority date: 2020-03-18
Filing date: 2020-03-18
Publication date: 2020-07-24

Abstract

The present disclosure relates to the field of block chain technologies, and in particular, to a block chain-based integral monitoring method and apparatus, and a computer-readable storage medium. In order to monitor the point use condition of the consumer, the consumption attribute is added into the issued points, and the point use condition of the consumer is tracked and controlled according to the consumption attribute information. The point issuing process is that when a first user accords with a point issuing condition, a transaction request for transferring points to the first user is initiated through a block chain, wherein the transaction request for transferring the points comprises consumption attributes of the transferred points; according to the transaction request, recording point data with the consumption attribute in an account of the first user corresponding to the block chain shared account book. The method and the device can realize the monitoring and the limitation through the consumption attribute of the points.

Description

Block chain-based integral monitoring method and device and computer-readable storage medium

Technical Field

The present disclosure relates to the field of block chain technologies, and in particular, to a block chain-based integral monitoring method and apparatus, and a computer-readable storage medium.

Background

Since the 90 s of the 20 th century, the internet gradually entered the daily life of society to provide a great deal of communication and communication sites for consumers and also provide an operating market for enterprises. Electronic finance has advanced to all aspects of social and economic life, people can conveniently complete various consumptions in daily life through the electronic finance, merchants adopt various encouraging means in order to encourage consumers to go on visiting, wherein after each consumption, a certain point reward is given to the consumers, and the encouraging means is very common. The points awarded by the merchant may be redeemed for gifts, coupons, and the like, thereby encouraging the consumer to patronize again.

However, in the prior art, the points given to the consumer by the merchant do not specify the type of the point redeemed article, so that the merchant cannot track the specific point redeemed article, the inventor herein finds that a method for tracking the points and limiting the point redeemed article is in high demand for the merchant.

A distributed ledger system (D L S), also known as a consensus network and/or blockchain network, enables participating entities to securely store data without tampering D L S is generally referred to as a blockchain network without reference to any specific use case₃Accounting₄An emerging technology for maintaining a complete distributed database together. The block chain technology has been widely applied in many fields due to its characteristics of decentralization, transparency, participation of each computer device in database recording, and rapid data synchronization among computer devices.

Disclosure of Invention

In order to solve the problems in the prior art, embodiments herein provide a block chain-based point monitoring method, apparatus, and computer-readable storage medium, in which a consumption attribute is added to a point issued by a merchant, and the point in a consumer account is monitored according to the consumption attribute, so as to solve the problem that the merchant cannot track and control the issued point in the prior art.

A blockchain-based credit monitoring method is provided that operates on a second user, including,

when a first user accords with a point issuing condition, a second user initiates a transaction request for transferring points to the first user through a block chain, wherein the transaction request for transferring the points comprises consumption attributes of the transferred points;

according to the transaction request, recording point data with the consumption attribute in an account of the first user corresponding to the block chain shared account book.

There is also provided a blockchain-based credit monitoring method, operable on a second user, comprising,

receiving a point redemption request of a first user, wherein the point redemption request comprises consumption attributes of points used by the current point redemption request and information of goods to be redeemed;

and judging whether the consumption attribute of the credit is matched with the article to be redeemed, executing the transaction of the credit redemption request in a block chain when the consumption attribute of the credit is matched with the article to be redeemed, and rejecting the credit redemption request when the consumption attribute of the credit is not matched with the article to be redeemed.

There is also provided a blockchain-based credit monitoring apparatus for use with a credit monitoring system located at a second user, comprising,

the point transfer unit is used for initiating a transaction request for transferring points to a first user through a block chain when the first user accords with a point issuing condition, wherein the transaction request for transferring the points comprises consumption attributes of the transferred points;

and the block chain shared account book operation unit is used for recording point data with the consumption attribute in the account of the first user corresponding to the block chain shared account book according to the transaction request.

the receiving unit is used for receiving a point redemption request of a first user, wherein the point redemption request comprises consumption attributes of points used by the current point redemption request and information of goods to be redeemed;

and the point redemption unit is used for judging whether the consumption attribute of the point is matched with the article to be redeemed, executing the transaction of the point redemption request when the consumption attribute of the point is matched with the article to be redeemed, and rejecting the point redemption request when the consumption attribute of the point is not matched with the article to be redeemed.

There is also provided a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, for a second user, the processor when executing the computer program implementing the steps of:

when a first user accords with a point issuing condition, initiating a transaction request for transferring points to the first user through a block chain, wherein the transaction request for transferring the points comprises consumption attributes of the transferred points;

recording point data with the consumption attribute in an account of a first user corresponding to a block chain shared account book according to the transaction request;

alternatively, the first and second electrodes may be,

A computer readable storage medium having stored thereon computer instructions which, when executed by a processor, implement the method described above is also provided.

With embodiments herein, a merchant may monitor and limit by consumption attributes of points, and may monitor circulation to the points; and whether the goods exchanged by the points are the goods appointed by the merchant can be monitored, the use of the points of the consumer is controlled, the points are conveniently managed by the merchant, the merchant can flexibly adjust the business strategy, and the purpose of activating the enthusiasm of the consumer is achieved.

Drawings

In order to more clearly illustrate the embodiments or technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without creative efforts.

FIG. 1 is a block chain structure according to an embodiment of the present disclosure;

fig. 2 is a flow chart illustrating a block chain based integration monitoring method according to an embodiment of the present disclosure;

fig. 3 is a flow chart illustrating a block chain based integration monitoring method according to an embodiment of the present disclosure;

fig. 4 is a schematic structural diagram of an integration monitoring apparatus based on a block chain according to an embodiment of the present disclosure;

fig. 5 is a schematic structural diagram of an integration monitoring apparatus based on a block chain according to an embodiment of the present disclosure;

fig. 6 is a flow chart of a block chain based integration monitoring method according to an embodiment of the present disclosure;

FIG. 7 is a schematic illustration of a points redemption interface according to embodiments herein;

fig. 8 is a flow chart of a block chain based integration monitoring method according to an embodiment of the present disclosure;

fig. 9 is a schematic structural diagram of a merchant server or a consumer terminal according to an embodiment of the present disclosure.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments herein without making any creative effort, shall fall within the scope of protection.

Fig. 1 is a block chain structure diagram of the embodiment herein, which includes a consumer terminal 100, a block chain network 200, and a merchant service platform 300. The consumer terminal 100 may represent a consumer in this example, where the consumer terminal 100 may be a mobile terminal, such as a cell phone, tablet, personal computer, etc. device; the blockchain network 200 may be a public chain or a private chain or may also be a federation chain; the merchant service platform 300 may represent a platform with a plurality of merchants, that is, a platform for providing a plurality of merchants to sell goods or a service party for providing a credit exchange service, wherein the merchant service platform may be a clustered computer, or a server or an e-commerce platform also formed by a plurality of merchants.

Blockchains are data structures that store transactions in a manner that is not changeable and can be subsequently verified. A block chain includes one or more blocks. Each chunk in the chain is linked to the immediately preceding chunk in the chain by a cryptographic hash value (cryptographical hash) that includes the previous chunk. Each block also includes a timestamp, its own cryptographic hash value, and one or more transactions. Transactions that have been verified by the nodes of the blockchain network are hashed and encoded into a Merkle tree. A Merkle tree is a data structure in which data at leaf nodes of the tree is hashed and all hash values in each branch of the tree may be connected to the root of the branch. This process continues down the tree up to the root of the entire tree where hash values representing all of the data in the tree are stored. The hash value of a transaction purported to be stored in the tree can be quickly verified by determining whether it is consistent with the structure of the tree.

While blockchains are data structures used to store transactions, blockchain networks are networks of computing nodes that manage, update, and maintain one or more blockchains. As described above, the blockchain network may be provided as a public blockchain network, a private blockchain network, or a federated blockchain network.

In a public blockchain network, the consensus process is controlled by nodes of the consensus network. For example, hundreds, thousands, or even millions of entities may cooperate to operate a public blockchain network, with each entity operating at least one node in the public blockchain network. Thus, a public blockchain network may be considered a public network with respect to participating entities. In some examples, most entities (nodes) must sign each block so that the block is valid and added to the blockchain (distributed ledger) of the blockchain network. Exemplary public blockchain networks include point-to-point payment networks that utilize a distributed ledger (referred to as a blockchain). However, as noted above, the term blockchain is generally used to refer to a distributed ledger without specifying any particular blockchain network.

Generally, public blockchain networks support open transactions. The open transaction is shared by all nodes within the public blockchain network and stored in the global blockchain. A global blockchain is a chain of blocks that is replicated across all nodes. That is, for a global blockchain, all nodes are in full state consensus. To achieve consensus (e.g., agree to add blocks to a blockchain), a consensus protocol is implemented within the public blockchain network. Examples of consensus protocols include, but are not limited to, Proof of workload (POW), Proof of rights (POS), Proof of authority (POA), and Proof of delegation of rights (DPOS-deleted Proof of stamp). Further reference is made herein to DPOS as a non-limiting example.

Generally, a private blockchain network is provided for a specific entity that centrally controls read and write rights. The entity controls which nodes can participate in the blockchain network. Thus, private blockchain networks are often referred to as licensed networks, which place restrictions on the allowed participation in the network and the level of participation (e.g., only in certain transactions). Various types of access control mechanisms may be employed (e.g., existing participants vote to add a new entity, regulatory authorities may control permissions).

Generally, a federated blockchain network is private between the participating entities. In a federated blockchain network, the consensus process is controlled by a set of authorized nodes, one or more of which are operated by respective entities (e.g., financial institutions, insurance companies). For example, a federation of ten (10) entities (e.g., financial institutions, insurance companies) may operate one federated blockchain network, with each entity operating at least one node in the federated blockchain network. Thus, a federated blockchain network can be considered a private network associated with the participating entities. In some examples, each entity (node) must sign each chunk to make the chunk valid and added to the chain of chunks. In some examples, at least a subset of the entities (nodes) (e.g., at least more than half of the decision maker nodes or more than two thirds of the number of decision maker nodes) must sign each block to make the block valid and added to the block chain.

A blockchain is a tamper-resistant, shared digital ledger used to record transactions in public or private point-to-point networks. The ledger is distributed to all member nodes in the network, and a history of asset transactions occurring in the network is permanently recorded in blocks. Nodes on the blockchain may need to perform computations using various techniques before participating in a transaction. Under current solutions, since each blockchain is independent, the nodes of one blockchain cannot communicate with other chains. For example, a node cannot read data from or exchange data with other blockchains. Furthermore, if complex computational logic and protocols are required, performing such computations entirely on blockchains can consume blockchain computational resources and significant time, even if the nodes do not require data from other blockchains to perform the computations.

The merchant service platform 300 issues points to the consumer terminal 100, wherein the issued points have consumption attributes for indicating the consumption attributes of each point unit, namely, the use attributes for marking which goods can be exchanged or participating in what activities for each point unit, each point unit is the smallest point unit of the point exchanged goods, and the used points cannot be separated. Consumer terminal 100 may also obtain points issued by merchant server 300 through consumption activities on merchant services platform 300 or through participation in activities of merchant services platform 300. The points are stored in a shared account book of the block chain in a block chain equity certification mode, each consumer (a first user), each business platform (a second user) and each business (a third user) on the business platform have their own account, the account of the consumer records point data of the account, and records consumption attributes of the points of each point unit, such as 100 points with an X consumption attribute, 50 points with a Y consumption attribute and 200 points with a Z consumption attribute in an A account of the consumer.

First embodiment

Fig. 2 is a flowchart of a block chain-based point monitoring method according to an embodiment of the present disclosure, which in this embodiment describes that a monitoring process of points in a consumer account is completed by setting consumption attributes of points in the consumer account, a usage process of the points may be monitored according to the consumption attributes of the points, the monitoring process is executed on a second user, a destination of the points with specific consumption attributes is determined, and the usage of the points is controlled, and specifically includes the following steps:

step 201, when a first user meets a point issuing condition, initiating a transaction request for transferring points to the first user through a block chain, wherein the transaction request for transferring points comprises consumption attributes of the transferred points.

Step 202, according to the transaction request, recording point data with the consumption attribute in an account of the first user corresponding to the blockchain shared account book.

According to one aspect of embodiments herein, the consumption attributes comprise category information of the redeemable item, or a unique identifier of the redeemable item comprising information that uniquely identifies the item, such as a number or name of the redeemable item. The category information of the exchangeable items can be, for example, food exchangeable items (category information may be 00), sports exchangeable items (01), cleaning exchangeable items (02), and the like, and the number of the exchangeable items can be, for example, 100005 corresponding to the brand a rice (5 kg package), 100010 corresponding to the brand a rice (10 kg package), 100105 corresponding to the brand a hard flour (5 kg package), 100110 corresponding to the brand a hard flour (10 kg package), and the like.

According to an aspect of embodiments herein, there may be a plurality of categories of redeemable items or unique identifiers of redeemable items in the consumption profile, that is, a point having one consumption profile may be redeemed for a plurality of categories or items, for example, the consumption profile includes 00 and 01, i.e., indicates that the point may be redeemable for food and sports type items.

According to one aspect of embodiments herein, issuer information for the transferred points is also included in the transaction request for the transferred points.

In this step, the points issued by the commerce platform have the number of the merchant 1, for example, the number of the merchant 1 is 0001, and the points transferred to the consumer carry the specific consumption attribute and the number of the merchant 1, so that each point can be traced through the number of the merchant a.

According to one aspect of embodiments herein, the first user meeting the points issuance condition includes,

when the transaction between the first user and the third user reaches a preset condition, the first user accords with a point issuing condition;

alternatively, the first user is eligible for credit issue when the first user is engaged in an activity specified by the third user.

In this step, when the transaction between the first user and the third user reaches a preset condition,

when the transaction value of the first user for purchasing the third user commodity exceeds a first threshold value, the transaction between the first user and the third user reaches a preset condition; for example, when the first user purchases rice sold by the third user and the transaction value exceeds the preset threshold value for 100 yuan, the transaction of the first user is considered to reach the condition of point issuing, and 10 points are issued to the first user;

or, when the accumulated transaction value of the third user commodity purchased by the first user exceeds the second threshold, the transaction between the first user and the third user reaches a preset condition, for example, when the commodity purchased by the third user in the last month of the first user reaches a predetermined threshold of 1000 yuan, the transaction of the first user is considered to reach a condition of point issuing, and 10 points are issued to the first user.

When the first user participates in the activity designated by the third user, for example, the first user participates in the check-in activity of the third user, the transaction of the first user is considered to reach the condition of point issuing, and 1 point is issued to the first user.

According to one aspect of embodiments herein, initiating a transaction request to transfer points to the first user via a blockchain further comprises,

constructing a transaction request, wherein the transaction request comprises information such as an initiator of the transaction, a receiver of the transaction, point data, consumption attributes of the point data and the like; the initiator of the transaction is a second user, the receiver of the transaction is a first user, the point data is a specific numerical value of the currently issued points to the first user, the consumption attribute of the point data is the purpose of specifying the currently issued points, namely, the types of the articles which can be exchanged by the currently issued points are limited, for example, the consumption attribute of the currently issued points is a food type, the currently issued points can only be exchanged by the articles in the food type, or the consumption attribute can be further limited to rice, and the currently issued points can only be exchanged by the rice.

According to one aspect of embodiments herein, recording, in accordance with the transaction request, point data having the consumption attribute in an account of a respective first user of a blockchain shared book further comprises,

and performing consensus verification on the transaction request in the blockchain, and after the consensus verification is passed, the account of the first user in a shared account book of the blockchain has currently issued credit data, wherein the currently issued credit data also has an issuer and consumption attributes corresponding to the credit data.

In this step, the issuer who currently issues the point data refers to the merchant (third user) who generated the point data, for example, if the current point data includes 0001, this means that the point data is generated as a merchant No. 0001.

According to one aspect of embodiments herein, further comprising in the transaction request initiating a transfer of points to the first user over a blockchain,

and calculating a value of transferring points to the first user according to points obtained by the first user and related users having specific relations with the first user through commodity transaction and/or points obtained by the first user participating in the activities specified by the third user.

In this step, the merchant should transfer the point value to a certain consumer i on the x-th day as:

wherein the content of the first and second substances,

the part of points which are obtained by the first user and are obtained by commodity transaction of related users (other consumers having specific relations with the consumer) having specific relations with the first user are calculated, wherein the specific relations can be other users having social identity connection with the first user, such as relatives, group membership and the like;

point values obtained for consumer i participating in the merchant organization marketing campaign on day x; the specific calculation formula may have other expressions, which are only described as examples, wherein the difference of the daily interest of the transaction amount of the commodity may not be considered, or the contribution value of the consumer i in the marketing campaign of the merchant organization may not be considered, or the point obtained by the consumer i through the transaction of the commodity may not be considered, and how much point the consumer i draws in the marketing campaign of the merchant organization is considered separately.

N is the period of time (N is a positive integer) over which the second user (the commerce platform) issues credits,c is the total number of points issued (C is a positive number), P is the total number of points issued over a period of time N to organize the marketing campaign (P is a positive number less than C),

number of points issued for each marketing campaign, where N_pF (x, i) is a commodity transaction charge of a first user (consumer) i on the x-th day for the number of marketing campaigns in a period of time N, wherein the commodity transaction charge can be a procedure charge charged by a commerce platform (second user) for a commodity transaction amount generated when a commodity transaction occurs between the consumer i (first user) and an owner (third user), g (x, i) is a daily interest difference of a commodity transaction amount of the consumer i on the x-th day, the daily interest difference of the commodity transaction amount can be a daily interest of the commodity transaction amount generated by the commerce platform for the transaction amount of the commodity transaction between the consumer i (first user) and the owner (third user), α is a point incentive weight corresponding to a proportional relation between all commodity transaction amounts of the consumer i and all commodity transaction amounts of the consumer, α∈ [0,1 ] corresponding to a proportional relation between all commodity transaction amounts of the consumer i and the consumer commodity transaction amounts of the consumer, and the method is used for the market events in the market]Where ri is the number of users of the related users having a specific relationship with the consumer i, j is the related users having a specific relationship with the consumer i (the related users having a specific relationship with the first user), f (x, i, j) is the commodity transaction charge of the related users j having a specific relationship with the consumer i on the x-th day, g (x, i, j) is the daily difference of the commodity transaction amount of the related users j having a specific relationship with the consumer i on the x-th day, β is the point incentive weight corresponding to the proportional relationship between the commodity transaction amount of the related users j having a specific relationship with the first user i and the commodity transaction amount of all consumers, β∈ [0,1 ] weight](x) interest income, Contri, generated for the transaction procedure fee of the second user (business platform) for all commodity transactions on the x-th day_iContri, the value of the consumer's i contribution in the merchant-specified marketing campaign_totalSpecifying for the merchant a cumulative contribution value for all consumers in the marketing campaign, wherein the contribution value is consumer behavior information for a non-commodity transaction, e.g., Contri_iCan appoint the business for the consumer i to participate inNumber of pin movements, Contri_totalThe number of times that all consumers participate in the merchant in the marketing campaign may be specified; or, Contri_iMay be the time of presence, Contri, of the consumer i_totalThe online time that may be for all consumers; or Contri_iThe number of times, Contri, that a consumer i clicks on a link to a good in a merchant-specified marketing campaign can be specified for the consumer_totalThe number of times that all consumers click on the links to the items in the merchant specified marketing campaign may be specified for the consumers.

Through the embodiments herein, the merchant may limit the consumption attribute of the point, and may monitor the circulation of the point, that is, when the merchant receives the point for which the consumer redeems the item, it may trace which point of the consumption attribute the point is, and whether the item redeems may be performed, and grasp the use condition of the point of the consumer, so as to facilitate the motivation of the consumer.

Second embodiment

Fig. 3 is a flowchart of a block chain-based point monitoring method according to an embodiment of the present disclosure, where a point exchange process with consumption attributes is described in this embodiment, a first user (consumer) exchanges an item to be exchanged issued by a second user (commerce platform) through an owned point, and the second user can obtain a use condition of the point by running on the second user in the exchange process of the point and the item, so as to control the use of the point, specifically including the following steps:

step 301, receiving a point redemption request of a first user, wherein the point redemption request includes consumption attributes of points used by the current point redemption request and information of items to be redeemed.

Step 302, judging whether the consumption attribute of the point is matched with the item to be redeemed, executing the transaction of the point redemption request in a block chain when the consumption attribute of the point is matched with the item to be redeemed, and rejecting the point redemption request when the consumption attribute of the point is not matched with the item to be redeemed.

The process of executing the transaction of the point exchange request in the blockchain refers to a process of adding transaction information into a shared account book of the blockchain after the transaction passes the consensus verification of most nodes in the blockchain.

According to one aspect of embodiments herein, further comprising, prior to receiving the point redemption request of the first user,

and issuing information of the items to be redeemed, wherein the information comprises the categories of the items to be redeemed and the corresponding points of the items to be redeemed. The information such as the number of the items to be redeemed can be included, and in addition, the unique identifier of the items to be redeemed can also be included, and the unique identifier of the items to be redeemed comprises information which can uniquely identify the items to be redeemed, such as the number or name of the items to be redeemed.

For example, the information of the item to be redeemed may be 0010010010, wherein 00 represents category information of the item to be redeemed, for example 00 represents a food category; 100 represents the number of points of the item to be redeemed, for example 100 points are required; 10 represents 10 items to be exchanged. When the number of the item to be exchanged is 100010, the name of the item to be exchanged is brand A rice (10 kg package).

According to one aspect of embodiments herein, the information for issuing items to be redeemed further includes a plurality of points consumption attributes. For example, the information of the item to be redeemed includes consumption attributes of both 00 and 01 points, that is, the item can be redeemed using the points having the 00 and 01 consumption attributes.

According to one aspect of embodiments herein, the information for issuing the item to be redeemed further includes information of the third user. For example, if the information of the item to be redeemed includes 0001, the information represents that the item to be redeemed only accepts the points generated by the merchant with the number of 0001.

According to one aspect of embodiments herein, there is further provided in receiving a point redemption request of the first user, the current point redemption request including issuer information for the points used;

further comprising before determining whether the consumption attribute of the point is matched with the item to be redeemed,

and judging whether the third user information in the information of the goods to be redeemed is matched with the issuer of the used points, judging whether the consumption attribute of the points is matched with the goods to be redeemed when the third user information is matched with the issuer of the used points, and rejecting the point redemption request when the third user information is not matched with the goods to be redeemed.

In this step, the credit redemption request of the first user includes issuer information of the currently used credit, where the issuer information refers to the merchant who generated the credit, for example, the issuer information is 0001, and represents that the currently used credit is generated by a merchant with a number 0001, that is, the consumer performs a commodity transaction with the merchant with a merchant identifier of 0001, and the credit redemption request includes the unique identifier of the item to be redeemed, the information of the item to be redeemed is obtained by looking up a corresponding table, where the information of the issuer of the item to be redeemed is included, for example, the number 0001 of the third user, comparing the issuer information in the credit redemption request with the third user (merchant) information in the information of the item to be redeemed, and if the issuer information and the merchant information match, allowing the credit redemption step 302 to determine the attribute of the credit, otherwise, the point redemption request is rejected, in this example, the issuer information in the point redemption request is consistent with the third user information in the information of the item to be redeemed, and then the step of judging whether the point consumption attribute is matched with the item to be redeemed can be carried out.

According to one aspect of embodiments herein, the information for issuing items to be redeemed further includes,

calculating the exchange relationship between the points and the items to be exchanged;

and determining the corresponding points of the goods to be redeemed according to the redemption relation.

According to one aspect of embodiments herein, further comprising in calculating the redemption relationship of the points to the item to be redeemed,

calculating the accumulated integral issuing quantity before the x-th day in a period of time N;

calculating the value of the point on the x day according to the accumulated point issuing quantity before the x day and the point constant value C issued in a period of time N;

and determining the exchange relationship between the x-th day point and the goods to be exchanged according to the value of the x-th day point.

In the present step, the first step is carried out,cumulative number of credits issued before xth day

Wherein, (m) is the transaction procedure fee obtained when all the first users (consumers) and all the third users (merchants) perform commodity transactions, which is collected by the second users (commerce platforms) on the mth day, and g (m) is the interest income of the second users (commerce platforms) on the mth day for the transaction procedure fee of all the commodity transactions;

calculating the value of the score on day x

Where λ is the number of issues V from the integration_xIs taken out as the proportion of excitation, λ ∈ (0, 1).

In this step, the integrated value may also be calculated by other methods, for example, daily integrated value is unchanged or g (m) is not considered.

Determining the exchange relationship between the x-th day point and the item to be exchanged according to the value of the x-th day point further comprises adjusting the point corresponding to the item to be exchanged according to the value of the x-th day point.

For example, the value of the x-th day point is decreased by 1% from the value of the previous day point, and the point corresponding to the corresponding item to be exchanged is increased by 1% from the point corresponding to the previous day point.

Through the embodiment of the invention, whether the goods exchanged by the points are the goods appointed by the merchant can be monitored, the use of the points of the consumer is controlled, the points are conveniently managed by the merchant, and the merchant can flexibly adjust the business strategy to achieve the purpose of mobilizing the enthusiasm of the consumer.

Third embodiment

Fig. 4 is a schematic structural diagram of a block chain-based point monitoring device according to an embodiment of the present disclosure, in this embodiment, a consumption attribute of a point in a consumer account is set, so as to complete monitoring of the point in the consumer account, which may be implemented by a computer, a server, a distributed computing system, or by a software module, where software units may be located in different computers, and are connected to each other by a network communication method, so as to implement the point monitoring device located in a second user, and specifically includes the following units:

the point transfer unit 401 is configured to initiate, through the blockchain, a transaction request for transferring points to the first user when the first user meets a point issuing condition, where the transaction request for transferring points includes a consumption attribute of the transferred points.

A blockchain shared account book operating unit 402, configured to record, according to the transaction request, point data with the consumption attribute in an account of the first user corresponding to the blockchain shared account book.

According to one aspect of embodiments herein, the consumption attributes comprise category information of the redeemable item, or a unique identifier of the redeemable item comprising information that uniquely identifies the item, such as a number or name of the redeemable item.

According to an aspect of embodiments herein, there may be a plurality of categories of redeemable items or unique identifiers of redeemable items in the consumption profile.

According to an aspect of embodiments herein, the integral transfer unit 401 is further configured to,

and constructing a transaction request, wherein the transaction request comprises information such as an initiator of the transaction, a receiver of the transaction, point data, consumption attributes of the point data and the like.

According to one aspect of embodiments herein, the blockchain shared accounts book operation unit 402 is further for,

and performing consensus verification on the transaction request in the blockchain, and after the consensus verification is passed, storing currently issued point data in the account of the first user in a shared account book of the blockchain, wherein the currently issued point data also comprises an issuer and a consumption attribute corresponding to the point data.

and calculating the value of transferring points to the first user according to the points obtained by the first user and the related users having specific relations with the first user through commodity transaction and/or the points obtained by the first user participating in the third user organization marketing activity.

Through the embodiments of the present disclosure, the merchant may limit the consumption attribute of the point through the point monitoring device, and may monitor circulation of the point, that is, when the merchant receives the point of item redemption performed by the consumer, it may be traced which point of the consumption attribute the point is, whether item redemption may be performed, and grasp the use condition of the point of the consumer, so as to facilitate arousing the enthusiasm of the consumer.

Fourth embodiment

Fig. 5 is a schematic structural diagram of a block chain-based point monitoring device according to an embodiment of the present disclosure, in this embodiment, it is described that point redemption with consumption attributes is realized by the point monitoring device, and through a redemption process of points and articles, usage of points can be obtained, so as to control the use of points, where the point monitoring device located at a second user specifically includes the following units:

the receiving unit 501 is configured to receive a point redemption request of a first user, where the point redemption request includes consumption attributes of points used in a current point redemption request and information of items to be redeemed.

And the point redemption unit 502 is used for judging whether the consumption attribute of the point is matched with the item to be redeemed, executing the transaction of the point redemption request when the consumption attribute of the point is matched with the item to be redeemed, and rejecting the point redemption request when the consumption attribute of the point is not matched with the item to be redeemed.

According to an aspect of the embodiments herein, the redemption article issuing unit 503 is further included for issuing information of the articles to be redeemed, wherein the information includes the categories of the articles to be redeemed, the corresponding points of the articles to be redeemed, the number of the articles to be redeemed, and the like. The unique identifier of the item to be redeemed can be further included, and the unique identifier of the item to be redeemed comprises information which can uniquely identify the item to be redeemed, such as the number or name of the item to be redeemed.

According to one aspect of embodiments herein, the information for issuing items to be redeemed further includes a plurality of points consumption attributes.

According to one aspect of embodiments herein, the information for issuing the item to be redeemed further includes information of the third user.

According to one aspect of embodiments herein, the current points redemption request includes issuer information for the points used;

the point redemption unit 502 further includes a comparison module 5021, configured to determine whether the third user information in the information of the item to be redeemed matches with the issuer of the used point, notify the point redemption unit 502 to determine whether the consumption attribute of the point matches with the item to be redeemed when matching, and reject the point redemption request when not matching.

According to one aspect of embodiments herein, the redemption item issuance unit 503 further includes,

a calculating module 5031, configured to calculate a redemption relationship between the points and the items to be redeemed;

a point determining unit 5032, configured to determine, according to the exchange relationship, a point corresponding to the item to be exchanged.

According to one aspect of embodiments herein, the calculation module 5031 is further configured to,

Through the embodiment of the text, whether the goods exchanged by the points are the goods appointed by the merchant can be monitored through the point monitoring device, the use of the points of the consumer is controlled, the points are conveniently managed by the merchant, the merchant can flexibly adjust the business strategy, and the purpose of mobilizing the enthusiasm of the consumer is achieved.

Fifth embodiment

Fig. 6 is a flowchart of a block chain-based point monitoring method according to an embodiment of the present invention, which describes an entire process from a consumer to a merchant for a commodity transaction, when the commodity transaction meets a point issuing condition, a commerce platform issues a point to the consumer until the consumer exchanges the point for a commerce platform item, where the commerce platform in this embodiment may refer to an intelligent contract or a server in a block chain network, and the consumer refers to a terminal device used by the consumer. In the process, the commerce platform can control the use of the points by the consumer by setting the consumption attributes of the points, monitor the use condition of the points, promote commodity transaction behaviors between the consumer and the merchant, and is favorable for the commerce platform and the merchant to make a more attractive point strategy to attract the consumer to obtain more points.

Step 601, the consumer and the merchant conduct commodity transaction.

In this step, the consumer initiates a commodity transaction request through the e-commerce platform where the merchant is located, for example, the consumer clicks a purchase link in the web interface of the e-commerce platform shown in fig. 7, and determines the information of the category and the quantity of the commodities purchased by the consumer, the delivery address, the payment method, and the like, and the amount of the purchased commodities is 100 yuan in this embodiment.

Step 602, the commerce platform confirms the merchandise transaction information of the consumer and completes the payment.

In this step, the commerce platform confirms the inventory of the goods involved in the goods transaction and completes payment with the consumer according to the payment mode specified by the consumer.

Step 603, the commerce platform judges whether the commodity transaction amount reaches the condition of issuing the point according to the payment amount, if the payment amount exceeds the set threshold value, step 604 is entered, otherwise, step 613 is entered.

In this step, the set threshold value is 100 yuan, the commodity transaction amount is 100 yuan, which meets the condition of issuing points, 10 points are issued when the commodity transaction amount is 100 yuan, and 20 points are issued when the commodity transaction amount is 200 yuan, according to the preset point issuing condition.

Step 604, the commerce platform generates a transaction request for point transfer and signs the transaction request with the private key of the commerce platform.

In this step, the transaction request for transferring the points includes the transferring party of the points, i.e. the business platform ID, the transferring party of the points, i.e. the consumer ID, the value of the transferred points, and the consumption attributes of the transferred points, in this case, the food class and the sports class, and the corresponding class identifiers are 00 and 01.

The server of the commerce platform encrypts the point transfer transaction request, which may be encrypted in a manner known in the art, and then generates a digest based on the encrypted transaction request, which may be a portion of the encrypted transaction request (e.g., 5% of the beginning of the encrypted transaction data) that is signed with the commerce platform's private key.

Step 605, the business platform broadcasts the signed transaction request in the blockchain network for consensus verification.

The consensus verification is to perform consensus verification on the identity of the blockchain node and whether the encrypted transaction data is tampered or not according to the signature of the blockchain node, and send the encrypted transaction information and the signature to other blockchain nodes. After a certain verification node of the blockchain receives the encrypted transaction data and the signature, the public key of the business platform is used for decrypting the signature to obtain the digest of the encrypted transaction information, the decrypted digest is compared with the received encrypted transaction information, if the two are consistent (for example, the beginning 5% of the encrypted transaction data is the same), the encrypted transaction information is not tampered, namely, the consensus verification is passed, and the encrypted transaction information is stored in a local shared account book of the verification node after the consensus verification is passed in the blockchain node.

Step 606, after passing the consensus verification, adding the data of the point transaction into the block of the block chain network.

In this step, when more than a certain number of nodes in the blockchain network pass the consensus verification, for example, more than half of the number of nodes verify that the credit transaction request is legal, or more than two-thirds of the number of nodes verify that the credit transaction request is legal, at the node generating the block, the data of the credit transaction is added to the generated block, and the block is written into the shared account book of the blockchain network. The data of the point transaction comprises an out-going party of the point, an in-going party of the point, a numerical value of the transfer point and a consumption attribute of the transfer point.

Through this step, point data in the consumer account changes, for example, the consumer account has 60 points with a merchant consumption attribute of 00 (food class) and 50 points with B merchant consumption attribute of 01 (sports class), at this time, through the above steps, 10 points (consumption attributes of 00 and 01) of a merchant are added to the consumer account, so that the consumer account has 60 points with a merchant consumption attribute of 00 and 10 points with a merchant consumption attribute of 00 and 01.

Step 607, ending the point issuance.

In the step, the information such as the amount of money in the commodity transaction can be stored, the consumption amount of the consumer is accumulated, and the process of issuing points is triggered when the threshold value of the consumption accumulated amount is reached.

Or may end the point issuance process directly.

At step 608, the commerce platform issues information regarding the item to be redeemed.

In this step, the commerce platform issues item information and a link address which can be redeemed by using points in a point redemption interface schematic diagram shown in fig. 7, wherein the item information which can be redeemed by using points comprises the category of the item to be redeemed, the point value corresponding to the item to be redeemed, the number of the item to be redeemed, the points of acceptable consumption attributes and the ID of the item to be redeemed, for example, the category of the item to be redeemed is food category (00), the point value corresponding to the item to be redeemed is 10 points, the number of the item to be redeemed is 10 (the remaining number) and the points of acceptable consumption attributes (00, 01), and the ID of the item to be redeemed is 0001 (or the uniform resource locator UR L of the item to be redeemed is also provided).

Step 609, the consumer initiates a credit redemption request to the commerce platform.

In this step, the consumer may initiate a point redemption request to the commerce platform through a link in the web interface as shown in fig. 7 (for example, the picture of the item to be redeemed is the link), where the point redemption request is a transaction request on the blockchain, and broadcast and consensus verification are performed on the blockchain, in this example, the point redemption request includes information of the item to be redeemed specified by the consumer (for example, category information and \ or information of ID, redemption amount, and the like of the item to be redeemed) and consumption attributes of the point to be used, for example, the consumer selects to redeem rice a in the web interface using 10 points with the consumption attribute of 00.

Step 610, the business platform obtains the information of the goods to be exchanged and the point consumption attribute used by the point exchange.

In the step, the business platform obtains the category of the item to be exchanged as a food category, the point value of the item to be exchanged is 10 points and the ID of the item to be exchanged (namely, the customer can be uniquely determined to designate the item to be exchanged) through the point exchange request. And obtaining the point consumption attribute and the point value used in the point exchange.

Step 611, judging whether the point consumption attribute in the point redemption request is matched with the category of the item to be redeemed, if so, entering step 612, otherwise, entering step 613.

In this step, the point consumption attribute in the point redemption request is 00, the category of the item to be redeemed is 00, and the matching result is successful matching. In other embodiments, when the category of the item to be redeemed is multiple, for example, the categories of the item to be redeemed are 00 and 01, then in the matching process, the point consumption attribute in the point redemption request belongs to one of the categories of the item to be redeemed, and then the matching result is also successful.

The method also comprises the step of checking whether the goods to be redeemed still have the inventory, and if the inventory accords with the quantity in the point redemption request, allowing the point redemption request.

And step 612, after the consensus verification is passed, writing the point exchange request into a shared account book of the block chain.

In this step, when most nodes in the blockchain verify that the point exchange request passes, not only the point exchange request is recorded in the blockchain, but also the data of the corresponding points in the consumer account and the value of the points in the corresponding merchant account are changed.

Step 613, the merchant feeds back to the consumer a message that the redemption was unsuccessful.

In this step, the consumer may also be informed of the reason why the redemption was unsuccessful, for example, the consumer is informed that the points consumed by the redemption do not match, or the item to be redeemed is out of stock.

Sixth embodiment

Fig. 8 is a flowchart of a block chain-based point monitoring method according to an embodiment of the present disclosure, where in this embodiment, before a commerce platform transfers points to a consumer, the commerce platform determines the number of transferred points through a commodity transaction behavior of the consumer and a behavior of participating in a marketing activity, and further describes a flow of adjusting a corresponding point value of an item to be exchanged according to a value of the point changing in real time and completing a point exchange request, where the commerce platform refers to an intelligent contract in a block chain network or a server of the commerce platform, and the consumer refers to a terminal device used by the consumer, in this embodiment, the commerce platform may more reasonably allocate points to the consumer, and control a behavior of the consumer in exchanging points for the item.

Step 801, the consumer clicks on the merchant's check-in link.

In this step, the merchant provides a specific web page to perform the check-in activity of the consumer, and after the consumer clicks the control of the check-in activity or enters the corresponding link address, the merchant obtains the corresponding check-in information.

In a further embodiment, the consumer also conducts a merchandise transaction with the merchant, such as purchasing merchandise sold by the merchant, and the amount reaches a limit that is eligible for issuing points via the merchandise transaction amount.

In step 802, the commerce platform determines the point value that should be issued to the consumer based on the consumer's merchandise transaction activity and the participating check-in activity.

In this step, for example, 1 point having the food category consumption attribute may be issued to the consumer due to the participation of the consumer in the check-in activity, and 10 points having the food category consumption attribute may be issued to the consumer through the commodity transaction activity of the consumer.

In this embodiment, the point obtained by the relevant user (second consumer) having a specific relationship with the consumer (first consumer) may be considered, and the value of the point issued to the consumer (first consumer) may be calculated.

The following formula may be used, for example, to calculate the specific value of the points issued to the consumer:

wherein the content of the first and second substances,

the method comprises the steps of calculating partial points which are obtained by a first consumer according to points obtained by the first consumer and a second consumer having a specific relationship with the first consumer through commodity transaction, wherein the specific relationship can be other users having social identity connection with the first user, such as relatives, group membership and the like;

participating consumers i on x dayPoint value obtained from check-in activity with the merchant; the specific calculation formula may have other expressions, which are only described as examples, wherein the daily difference g (x, i) and g (x, i, j) of the transaction amount of the commodity may not be considered, or the point value obtained by the consumer i in the check-in activity of the merchant organization may not be considered, and only how many points the consumer i draws in the marketing activity of the merchant organization is calculated.

In the above formula, N is a period of time for which the business platform issues credits, and the length may be one month, 15 days or other time lengths, N is a positive integer, C is the total number of credits issued by the business platform (C is a positive number), P is the total number of credits issued by the check-in activity within a period of time N (P is a positive number smaller than C),

the number of points issued for each check-in activity, f (x, i) is the commodity transaction commission charge of the first consumer i on the x-th day, g (x, i) is the daily difference of the commodity transaction amount of the first consumer i on the x-th day, α is the point incentive weight corresponding to the proportional relation between all commodity transaction amounts of the first consumer i and all commodity transaction amounts of the consumers, α∈ [0,1 ]]Ri is the number of consumers of the related second consumers having a specific relationship with the first consumer i, j is the related second consumers having a specific relationship with the first consumer i, f (x, i, j) is the commodity transaction commission of the related second consumers j having a specific relationship with the first consumer i on the x-th day, g (x, i, j) is the daily difference of the commodity transaction amount of the related second consumers having a specific relationship with the first consumer i on the x-th day, β is the point incentive weight corresponding to the proportional relationship between all the commodity transaction amounts of the related second consumers j having a specific relationship with the first consumer i and all the consumer commodity transaction amounts, β∈ [0,1 ] is](x) interest income, Contri, generated for the transaction commission of the x-th daily administration platform for all commodity transactions_iFor the value of the first consumer i's contribution in the marketing campaign (check-in campaign) of the merchant organization, Contri_totalThe accumulated contribution value of all consumers in the marketing activity.

In step 803, the commerce platform generates a transaction request for point transfer and signs the transaction request with the private key of the commerce platform.

The server of the commerce platform encrypts the point transfer transaction request, which may be encrypted in a manner known in the art, and then generates a digest from the encrypted transaction request, which may be a portion of the encrypted transaction request (e.g., 5% of the beginning of the encrypted transaction data) that is signed with the merchant's private key.

Step 804, the business platform broadcasts the signed transaction request in the blockchain network for consensus verification.

Step 805, after passing the consensus verification, adds the data of the credit transaction to the block of the blockchain network.

In this step, when more than a certain number of nodes in the blockchain network pass the consensus verification, for example, more than half of the number of nodes verify that the credit transaction request is legal, or more than two-thirds of the number of nodes verify that the credit transaction request is legal, the data of the credit transaction is added to the generated block at the node generating the block and written into the shared account book of the blockchain network. The data of the point transaction comprises an out-going party of the point, an in-going party of the point, a numerical value of the transfer point and a consumption attribute of the transfer point.

Through this step, point data in the consumer account changes, for example, the consumer account has 60 points with the merchant consumption attribute of 00 a and 50 points with the merchant consumption attribute of 01B, and at this time, through the above steps, 10 points (with the consumption attributes of 00 and 01) of the merchant a are added to the consumer account, so that the consumer account has 60 points with the merchant consumption attribute of 00 a and 10 points with the merchant consumption attributes of 00 and 01 a.

Step 806, the commerce platform issues information of the item to be redeemed.

In this step, the commerce platform publishes item information and link addresses that can be redeemed using credits in a web interface as shown in FIG. 7.

In this implementation, the information of the items to be redeemed, which is issued by the commerce platform, includes the category of the items to be redeemed, the point value corresponding to the items to be redeemed, the number of the items to be redeemed, the acceptable consumption attribute points, and the ID of the items to be redeemed, and also includes the number of the issuer of the points, i.e., merchant a.

In this step, the commerce platform may calculate the value of the point in real time, and determine the point value corresponding to the item to be exchanged according to the value of the point, for example, calculate in the following manner:

cumulative business platform credit issue quantity before x day

Wherein (f) (m) is the transaction commission for all commodity transactions obtained by the mth day commerce platform, and g (m) is the interest income obtained by the mth day commerce platform according to all commodity transactions;

calculating the value of the score on day x

Where λ is the number of integrations issued V_xIs taken out as the proportion of excitation, λ ∈ (0, 1).

And adjusting the point value corresponding to the item to be exchanged according to the calculated x day point value. For example, the point value of 1 point is increased by 100% compared with the previous day, and the point value corresponding to the article to be exchanged is 50% of the original point value.

Step 807, the consumer initiates a credit redemption request to the commerce platform.

In this step, the consumer may initiate a credit exchange request to the commerce platform through a link in the web interface as shown in fig. 7, where the credit exchange request is a transaction request on the blockchain, and broadcast and consensus verification are performed on the blockchain.

In this embodiment, the credit redemption request initiated by the consumer includes information of the item to be redeemed specified by the consumer (for example, category information and/or ID of the item to be redeemed, redemption amount, and other information), and consumption attributes of the credit to be used, for example, the consumer selects to use rice a in 10 credit redemption web interfaces with consumption attribute of 00, and also includes the number of the issuer of the credit used, that is, merchant a.

Step 808, comparing whether the issuer information in the information of the goods to be exchanged is consistent with the information of the credit issuer used for the credit exchange at this time, if so, entering step 809, otherwise, entering step 810.

In this step, the merchant obtains information of the item to be redeemed and information of the credit issuer used for the credit redemption. Comparing the issuer information in the item information to be redeemed with the point issuer information in the consumer point redemption request, that is, comparing the number of the merchant a with the number of the point issuer, if the numbers are consistent or the number of the point issuer in the consumer point redemption request is consistent with one of the numbers of the point issuer in the item information to be redeemed, step 809 may be entered, otherwise step 810 may be entered.

Step 809, judging whether the point consumption attribute in the point redemption request is matched with the category of the item to be redeemed, if so, entering step 811, otherwise, entering step 810.

Step 810, sending the information of point redemption failure to the consumer.

And 811, after the consensus verification is passed, writing the point exchange request into a shared account book of the block chain.

Seventh embodiment

As shown in fig. 9, which is a schematic structural diagram of a business platform server or a consumer terminal according to an embodiment herein, where the business platform server or the consumer terminal is referred to as a computer device, a computer device 902 may include one or more processing devices 904, such as one or more Central Processing Units (CPUs), each of which may implement one or more hardware threads. Computer device 902 may also include any storage resources 906 for storing any kind of information, such as code, settings, data, etc. For example, and without limitation, the storage resources (memory) 906 may include any one or more of the following in combination: any type of RAM, any type of ROM, flash memory devices, hard disks, optical disks, etc. More generally, any storage resource may use any technology to store information. Further, any storage resource may provide volatile or non-volatile reservation of information. Further, any storage resources may represent fixed or removable components of computer device 902. In one case, when processing device 904 executes associated instructions stored in any storage resource or combination of storage resources, computer device 902 can perform any of the operations of the associated instructions. The computer device 902 also includes one or more drive mechanisms 908, such as a hard disk drive mechanism, an optical disk drive mechanism, etc., for interacting with any storage resource.

Computer device 902 may also include an input/output module 910(I/O) for receiving various inputs (via input device 912) and for providing various outputs (via output device 914)). One particular output mechanism may include a presentation device and an associated Graphical User Interface (GUI). In other embodiments, input/output module 910(I/O), input device 912, and output device 914 may also be excluded, acting as only one computer device in a network. Computer device 902 may also include one or more network interfaces 920 for exchanging data with other devices via one or more communication links 922. One or more communication buses 924 couple the above-described components together.

Communication link 922 may be implemented in any manner, such as over a local area network, a wide area network (e.g., the Internet), a point-to-point connection, etc., or any combination thereof. Communication link 922 may include any combination of hardwired links, wireless links, routers, gateway functions, name servers, etc., governed by any protocol or combination of protocols.

The computer device is located at a second user, and includes a memory, a processor, and a computer program stored in the memory and executable on the processor, and the processor executes the computer program to implement the following steps:

alternatively, the first and second electrodes may be,

Corresponding to the methods in fig. 2-4, the embodiments herein also provide a computer-readable storage medium having stored thereon a computer program, which, when executed by a processor, performs the steps of the above-described method.

Embodiments herein also provide computer readable instructions, wherein when executed by a processor, a program thereof causes the processor to perform the method as shown in fig. 2-4.

It should be understood that, in various embodiments herein, the sequence numbers of the above-mentioned processes do not mean the execution sequence, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiments herein.

It should also be understood that, in the embodiments herein, the term "and/or" is only one kind of association relation describing an associated object, meaning that three kinds of relations may exist. For example, a and/or B, may represent: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the character "/" herein generally indicates that the former and latter related objects are in an "or" relationship.

Those of ordinary skill in the art will appreciate that the elements and algorithm steps of the examples described in connection with the embodiments disclosed herein may be embodied in electronic hardware, computer software, or combinations of both, and that the components and steps of the examples have been described in a functional general in the foregoing description for the purpose of illustrating clearly the interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present disclosure.

It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.

In the several embodiments provided herein, it should be understood that the disclosed system, apparatus, and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may also be an electric, mechanical or other form of connection.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purposes of the embodiments herein.

In addition, functional units in the embodiments herein may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.

The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solutions of the present invention may be implemented in a form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the methods described in the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.

The principles and embodiments of this document are explained herein using specific examples, which are presented only to aid in understanding the methods and their core concepts; meanwhile, for the general technical personnel in the field, according to the idea of this document, there may be changes in the concrete implementation and the application scope, in summary, this description should not be understood as the limitation of this document.

Claims

1. A block chain based integral monitoring method, which is operated by a second user, comprises,

2. The method of claim 1, wherein the consumption attributes comprise category information of the redeemable item or a unique identifier of the redeemable item.

3. The method of claim 2, wherein the consumption attributes comprise a category of the plurality of redeemable items or a unique identifier of the redeemable item.

4. The method of claim 1, wherein the transaction request for transferring credits further includes issuer information for the transferred credits.

5. The method of claim 1, wherein the first user meeting the points issuance condition comprises,

when the commodity transaction of the first user and a third user reaches a preset condition, the first user accords with a point issuing condition;

6. The method of claim 1, further comprising, in initiating a transaction request to transfer points to the first user over a blockchain,

and calculating the value of transferring points to the first user according to the points obtained by the first user and the related users having specific relations with the first user through commodity transaction and/or the points obtained by the first user participating in the appointed activities of the third user.

7. A block chain based integral monitoring method is characterized in that a running user and a second user, including,

8. The method of claim 7, further comprising, prior to receiving a redemption request for points from a first user,

and issuing information of the items to be redeemed, wherein the information comprises the categories of the items to be redeemed and the corresponding points of the items to be redeemed.

9. The method of claim 8, wherein the information for issuing items for redemption further includes a plurality of points consumption attributes.

10. The method of claim 8, wherein the information for issuing the item to be redeemed further comprises information of a third user.

11. The method of claim 10, further comprising receiving a redemption request for points from a first user,

the points redemption request includes issuer information for the points used;

and judging whether the third user information in the information of the goods to be redeemed is matched with the issuer of the points used in the point redemption request, judging whether the consumption attributes of the points are matched with the goods to be redeemed when the third user information is matched with the issuer of the points, and rejecting the point redemption request when the third user information is not matched with the goods to be redeemed.

12. The method of claim 8, wherein the issuing of the information for the item to be redeemed further comprises,

13. The method of claim 12, further comprising in calculating a redemption relationship of points to the item to be redeemed,

14. An integral monitoring device based on a block chain is characterized in that the integral monitoring device positioned at a second user comprises,

15. An integral monitoring device based on a block chain is characterized in that the integral monitoring device positioned at a second user comprises,

16. The apparatus as claimed in claim 15, further comprising a redemption article issuing unit for issuing information of an article to be redeemed.

17. The apparatus as claimed in claim 16, wherein the information of the item to be redeemed issued by the redemption item issuing unit further includes information of the third user.

18. The apparatus of claim 17, wherein the redemption request includes issuer information for the points used;

the point redemption unit also comprises a comparison module used for judging whether the third user information in the information of the goods to be redeemed is matched with the issuer of the used points, informing the point redemption unit to judge whether the consumption attribute of the points is matched with the goods to be redeemed when the third user information is matched with the issuer of the used points, and refusing the point redemption request when the third user information is not matched with the issuer of the used points.

19. The apparatus of claim 16, wherein the redemption item issuance unit further includes,

the calculation module is used for calculating the exchange relationship between the points and the items to be exchanged;

and the point determining unit is used for determining the corresponding points of the goods to be redeemed according to the redemption relation.

20. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein at a second user, the processor implements the following steps when executing the computer program:

alternatively, the first and second electrodes may be,

21. A computer-readable storage medium for monitoring blockchain-based integration, the computer-readable storage medium having stored thereon a computer program which, when executed by a processor, performs the method of any of the preceding claims 1 to 13.