BRPI0920874A2 - sistemas, métodos, e meios que podem ser lidos em computador para transferência de cartões virtuais de pagamento e de não pagamento entre dispositivos móveis. - Google Patents

sistemas, métodos, e meios que podem ser lidos em computador para transferência de cartões virtuais de pagamento e de não pagamento entre dispositivos móveis.

Info

Publication number
BRPI0920874A2
BRPI0920874A2 BRPI0920874A BRPI0920874A BRPI0920874A2 BR PI0920874 A2 BRPI0920874 A2 BR PI0920874A2 BR PI0920874 A BRPI0920874 A BR PI0920874A BR PI0920874 A BRPI0920874 A BR PI0920874A BR PI0920874 A2 BRPI0920874 A2 BR PI0920874A2
Authority
BR
Brazil
Prior art keywords
payment
methods
computer readable
mobile devices
transferring virtual
Prior art date
Application number
BRPI0920874A
Other languages
English (en)
Portuguese (pt)
Inventor
Mohammad Khan
Pradeep Kumar
Original Assignee
Vivotech Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Vivotech Inc filed Critical Vivotech Inc
Publication of BRPI0920874A2 publication Critical patent/BRPI0920874A2/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/202Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/223Payment schemes or models based on the use of peer-to-peer networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351Virtual cards

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephonic Communication Services (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI0920874A 2008-10-06 2009-10-06 sistemas, métodos, e meios que podem ser lidos em computador para transferência de cartões virtuais de pagamento e de não pagamento entre dispositivos móveis. BRPI0920874A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10308308P 2008-10-06 2008-10-06
PCT/US2009/059752 WO2010042560A2 (en) 2008-10-06 2009-10-06 Systems, methods, and computer readable media for payment and non-payment virtual card transfer between mobile devices

Publications (1)

Publication Number Publication Date
BRPI0920874A2 true BRPI0920874A2 (pt) 2015-12-22

Family

ID=42076522

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0920874A BRPI0920874A2 (pt) 2008-10-06 2009-10-06 sistemas, métodos, e meios que podem ser lidos em computador para transferência de cartões virtuais de pagamento e de não pagamento entre dispositivos móveis.

Country Status (11)

Country Link
US (1) US10026076B2 (https=)
EP (1) EP2350943B1 (https=)
JP (2) JP2012505475A (https=)
KR (2) KR101802303B1 (https=)
CN (2) CN106056374B (https=)
AP (1) AP2011005662A0 (https=)
AU (1) AU2009302485C1 (https=)
BR (1) BRPI0920874A2 (https=)
MX (1) MX336935B (https=)
MY (1) MY163850A (https=)
WO (1) WO2010042560A2 (https=)

Families Citing this family (201)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
MXPA04002541A (es) 2001-09-24 2004-05-31 E2Interactive Inc Sistema y metodo para suministrar servicio de comunicacion.
US7997476B2 (en) * 2005-09-15 2011-08-16 Capital One Financial Corporation Wireless devices for storing a financial account card and methods for storing card data in a wireless device
US8559987B1 (en) * 2005-12-31 2013-10-15 Blaze Mobile, Inc. Wireless bidirectional communications between a mobile device and associated secure element
US11195163B2 (en) 2006-09-01 2021-12-07 Mastercard International Incorporated Methods, systems and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US8165635B2 (en) 2006-09-01 2012-04-24 Vivotech, Inc. Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US9990674B1 (en) 2007-12-14 2018-06-05 Consumerinfo.Com, Inc. Card registry systems and methods
US8312033B1 (en) 2008-06-26 2012-11-13 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US8620299B2 (en) 2008-08-12 2013-12-31 Mastercard International Incorporated Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device
US8447669B2 (en) 2008-08-26 2013-05-21 Visa U.S.A. Inc. System and method for implementing financial assistance programs
US20100082467A1 (en) * 2008-09-26 2010-04-01 Mark Carlson Phone and method of using the phone for beneficiary initiated payments
KR101802303B1 (ko) 2008-10-06 2017-11-28 마스터카드 인터내셔날, 인코포레이티드 모바일 장치 사이에서 결제 및 비결제 가상 카드 전송을 위한 시스템, 방법, 및 컴퓨터 판독 가능 매체
WO2011053914A2 (en) * 2009-10-30 2011-05-05 Vivotech Inc. Methods, systems, and computer readable media for facilitating use of wireless smart devices to purchase goods or services
EP2508014B1 (en) * 2009-12-04 2018-04-04 Telefonaktiebolaget LM Ericsson (publ) Methods, secure element, server, computer programs and computer program products for improved application management
WO2011084648A2 (en) 2009-12-16 2011-07-14 Giftango Corporation Systems and methods for generating a virtual value item for a promotional campaign
US20110173061A1 (en) * 2010-01-08 2011-07-14 Carlson Marketing Worldwide, Inc. System for mobile rewards
US20110238476A1 (en) * 2010-03-23 2011-09-29 Michael Carr Location-based Coupons and Mobile Devices
US9767474B1 (en) 2010-03-23 2017-09-19 Amazon Technologies, Inc. Transaction tracking and incentives
US20110251962A1 (en) * 2010-04-13 2011-10-13 John Hruska Transaction method for secure electronic gift cards
US20110282784A1 (en) * 2010-05-14 2011-11-17 Giftango Corporation Systems and methods for reassignment of a virtual card
US10068287B2 (en) * 2010-06-11 2018-09-04 David A. Nelsen Systems and methods to manage and control use of a virtual card
JP5633730B2 (ja) * 2010-06-28 2014-12-03 ソニー株式会社 情報処理装置および方法、並びにプログラム
EP2585997A4 (en) * 2010-06-28 2014-08-27 Mastercard International Inc METHODS, SYSTEMS, AND COMPUTER-READABLE MEDIA FOR FACILITATING ORDERING AND PAYMENT OF GOODS AND SERVICES IN STORE OR NEAR A STORE USING A SINGLE TAPE OF NEAR FIELD COMMUNICATION DEVICE (NFC)
WO2012006090A2 (en) * 2010-06-28 2012-01-12 Vivotech Inc. Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (nfc) device
US8719103B2 (en) * 2010-07-14 2014-05-06 iLoveVelvet, Inc. System, method, and apparatus to facilitate commerce and sales
US10552809B2 (en) * 2010-07-26 2020-02-04 Visa International Service Association Programmable card
US20120041823A1 (en) * 2010-08-16 2012-02-16 Mohammad Khan Methods, systems, and computer readable media for providing an electronic advertisement to a mobile device
EP2609558A4 (en) 2010-08-27 2014-04-02 Mastercard International Inc METHODS, SYSTEMS, AND COMPUTER-READABLE MEDIA FOR DETECTING THE PRESENCE OF A CUSTOMER AND TRIGGERING AN ORDERING AND PURCHASING OF GOODS AND SERVICES
US8068011B1 (en) 2010-08-27 2011-11-29 Q Street, LLC System and method for interactive user-directed interfacing between handheld devices and RFID media
US9805348B2 (en) 2010-09-22 2017-10-31 Mastercard International Incorporated Methods and systems for initiating a financial transaction by a cardholder device
KR101263889B1 (ko) * 2010-10-04 2013-05-14 주식회사 케이티 카드를 충전시킬 수 있는 근거리 무선 통신 단말,및 근거리 무선 통신 단말의 동작 방법
US20120089450A1 (en) * 2010-10-07 2012-04-12 Microsoft Corporation Loyalty offer
US9483786B2 (en) 2011-10-13 2016-11-01 Gift Card Impressions, LLC Gift card ordering system and method
US9031869B2 (en) 2010-10-13 2015-05-12 Gift Card Impressions, LLC Method and system for generating a teaser video associated with a personalized gift
US20120209677A1 (en) 2010-10-20 2012-08-16 Mehta Kaushal N Person-2-person social network marketing apparatuses, methods and systems
US9525548B2 (en) 2010-10-21 2016-12-20 Microsoft Technology Licensing, Llc Provisioning techniques
US9965756B2 (en) * 2013-02-26 2018-05-08 Digimarc Corporation Methods and arrangements for smartphone payments
CA2817212C (en) * 2010-11-10 2016-08-23 Smart Hub Pte. Ltd. Method of performing a financial transaction via unsecured public telecommunication infrastructure and an apparatus for same
EP2455922B1 (fr) * 2010-11-17 2018-12-05 Inside Secure Procédé et système de transaction NFC
US11978031B2 (en) 2010-12-14 2024-05-07 E2Interactive, Inc. Systems and methods that create a pseudo prescription from transaction data generated during a point of sale purchase at a front of a store
US9292870B2 (en) * 2010-12-13 2016-03-22 Qualcomm Incorporated System and method for point of service payment acceptance via wireless communication
KR20130116905A (ko) * 2010-12-30 2013-10-24 에스케이씨앤씨 주식회사 모바일 지갑 및 그의 관련 정보 관리 시스템 및 방법
WO2012106655A2 (en) 2011-02-05 2012-08-09 Visa International Service Association Merchant-consumer bridging platform apparatuses, methods and systems
US9953334B2 (en) 2011-02-10 2018-04-24 Visa International Service Association Electronic coupon issuance and redemption apparatuses, methods and systems
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
WO2012112822A2 (en) 2011-02-16 2012-08-23 Visa International Service Association Snap mobile payment apparatuses, methods and systems
AU2012220669A1 (en) 2011-02-22 2013-05-02 Visa International Service Association Universal electronic payment apparatuses, methods and systems
AU2012223415B2 (en) 2011-02-28 2017-05-18 Visa International Service Association Secure anonymous transaction apparatuses, methods and systems
US9996838B2 (en) 2011-03-04 2018-06-12 Visa International Service Association Cloud service facilitator apparatuses, methods and systems
US20120253913A1 (en) * 2011-04-01 2012-10-04 Postrel Richard Method, system and device for executing a mobile transaction
US9053478B2 (en) 2011-05-03 2015-06-09 Verifone, Inc. Mobile commerce system
EP2707847A4 (en) * 2011-05-10 2015-04-01 Dynamics Inc SYSTEMS, APPARATUS AND METHOD FOR MOBILE PAYMENT RECEIVING, MOBILE AUTHORIZATIONS, MOBILE POCKETS AND CONTACTLESS COMMUNICATION MECHANISMS
WO2012155081A1 (en) 2011-05-11 2012-11-15 Visa International Service Association Electronic receipt manager apparatuses, methods and systems
US9965768B1 (en) 2011-05-19 2018-05-08 Amazon Technologies, Inc. Location-based mobile advertising
US8538845B2 (en) 2011-06-03 2013-09-17 Mozido, Llc Monetary transaction system
SG195079A1 (en) 2011-06-03 2013-12-30 Visa Int Service Ass Virtual wallet card selection apparatuses, methods and systems
WO2013006725A2 (en) 2011-07-05 2013-01-10 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US10438176B2 (en) 2011-07-17 2019-10-08 Visa International Service Association Multiple merchant payment processor platform apparatuses, methods and systems
US8799086B2 (en) 2011-07-27 2014-08-05 Verifone, Inc. Payment facilitating system for use with a mobile communicator utilizing a near field communication (NFC) link
US12462245B2 (en) 2011-08-18 2025-11-04 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US10318941B2 (en) 2011-12-13 2019-06-11 Visa International Service Association Payment platform interface widget generation apparatuses, methods and systems
US9008616B2 (en) 2011-08-19 2015-04-14 Google Inc. Point of sale processing initiated by a single tap
US9117225B2 (en) 2011-09-16 2015-08-25 Visa International Service Association Apparatuses, methods and systems for transforming user infrastructure requests inputs to infrastructure design product and infrastructure allocation outputs
US9390414B2 (en) 2011-09-18 2016-07-12 Google Inc. One-click offline buying
US11354723B2 (en) 2011-09-23 2022-06-07 Visa International Service Association Smart shopping cart with E-wallet store injection search
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
US20140310113A1 (en) * 2011-10-01 2014-10-16 Uttam Sengupta Cloud based credit card emulation
US8738516B1 (en) 2011-10-13 2014-05-27 Consumerinfo.Com, Inc. Debt services candidate locator
EP2590383B1 (en) * 2011-11-02 2017-08-30 BlackBerry Limited Mobile communications device providing secure element data management features and related methods
CN102402744A (zh) * 2011-11-08 2012-04-04 北京数码视讯软件技术发展有限公司 移动设备的数据处理方法、系统及移动设备
US9208488B2 (en) 2011-11-21 2015-12-08 Mozido, Inc. Using a mobile wallet infrastructure to support multiple mobile wallet providers
US10438196B2 (en) 2011-11-21 2019-10-08 Mozido, Inc. Using a mobile wallet infrastructure to support multiple mobile wallet providers
US20130144702A1 (en) * 2011-12-01 2013-06-06 Sparkfly Llc Integrated Payment and Reward Transactions
US9953378B2 (en) 2012-04-27 2018-04-24 Visa International Service Association Social checkout widget generation and integration apparatuses, methods and systems
WO2013090611A2 (en) 2011-12-13 2013-06-20 Visa International Service Association Dynamic widget generator apparatuses, methods and systems
KR101419138B1 (ko) 2011-12-30 2014-07-11 에스케이씨앤씨 주식회사 마스터 tsm
KR101414932B1 (ko) * 2011-12-30 2014-07-04 에스케이씨앤씨 주식회사 애플릿 액세스 제어 시스템 및 방법
US10223710B2 (en) 2013-01-04 2019-03-05 Visa International Service Association Wearable intelligent vision device apparatuses, methods and systems
US11308227B2 (en) 2012-01-09 2022-04-19 Visa International Service Association Secure dynamic page content and layouts apparatuses, methods and systems
US10262148B2 (en) 2012-01-09 2019-04-16 Visa International Service Association Secure dynamic page content and layouts apparatuses, methods and systems
US10417677B2 (en) 2012-01-30 2019-09-17 Gift Card Impressions, LLC Group video generating system
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US20130262291A1 (en) * 2012-03-15 2013-10-03 Flextronics Ap, Llc Universal credit card
KR20140127912A (ko) 2012-03-31 2014-11-04 인텔 코포레이션 제 3 자 단말기 또는 판매시점 단말기를 필요로 하지 않는 모바일 지갑을 사용한 시간 및 위치 제한된 가상의 거래 카드의 안전한 생성
CN108764865A (zh) * 2012-04-01 2018-11-06 深圳市可秉资产管理合伙企业(有限合伙) 一种用于移动支付的方法和系统
US8774721B2 (en) 2012-04-10 2014-07-08 Google Inc. Detecting a communication tap via signal monitoring
US11836706B2 (en) * 2012-04-16 2023-12-05 Sticky.Io, Inc. Systems and methods for facilitating a transaction using a virtual card on a mobile device
WO2013163185A1 (en) * 2012-04-23 2013-10-31 Mastercard International Incorporated Methods, systems and computer readable media for over the air(ota) provisioning of soft cards on devices with wireless communications capabilities
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
MX359818B (es) 2012-05-24 2018-10-11 Google Inc Sistemas, metodos y productos de programas informaticos para proporcionar un protocolo sin contacto.
KR20140003840A (ko) * 2012-06-29 2014-01-10 주식회사 케이티 금융 거래 방법 및 그 시스템
CN110414950A (zh) * 2012-07-09 2019-11-05 英特尔公司 用于使能使用移动设备的安全交易的系统和方法
AP2015008275A0 (en) 2012-08-02 2015-02-28 Visa Int Service Ass Issuing and storing of payment credentials
US11055686B2 (en) 2012-08-08 2021-07-06 E2Interactive, Inc. S/M for providing, reloading, and redeeming stored value cards used in transit applications
US20140074704A1 (en) * 2012-09-11 2014-03-13 Cashstar, Inc. Systems, methods and devices for conducting transactions with electronic passbooks
US9569769B2 (en) 2012-09-17 2017-02-14 E2Interactive, Inc. Composite activation indicia substrate
US10692104B2 (en) 2012-10-30 2020-06-23 Ycs Group, Llc Managing vendor offers
US11222329B2 (en) * 2012-11-05 2022-01-11 Mastercard International Incorporated Electronic wallet apparatus, method, and computer program product
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
GB2508337A (en) * 2012-11-21 2014-06-04 Proxama Solutions Ltd Near field communications with processor for detecting changes in memory
CN103036950B (zh) * 2012-11-29 2016-08-10 北京购阿购技术服务有限公司 商业信息系统
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
KR20140077013A (ko) * 2012-12-13 2014-06-23 에스케이플래닛 주식회사 오프라인 상거래를 위한 결제 시스템, 전자 결제 지원 방법 및 장치
KR20140080070A (ko) * 2012-12-20 2014-06-30 에스케이플래닛 주식회사 오프라인 결제 시스템, 이를 위한 방법 및 장치
FR3000342A1 (fr) * 2012-12-21 2014-06-27 France Telecom Procede d'enregistrement automatique d'un abonne a un service sans contact sur terminal mobile
CN109118193B (zh) 2013-02-06 2022-04-05 苹果公司 用于安全元件交易和资产管理的装置和方法
US11219288B2 (en) 2013-02-15 2022-01-11 E2Interactive, Inc. Gift card box with slanted tray and slit
US9565911B2 (en) 2013-02-15 2017-02-14 Gift Card Impressions, LLC Gift card presentation devices
US9311640B2 (en) 2014-02-11 2016-04-12 Digimarc Corporation Methods and arrangements for smartphone payments and transactions
US9830588B2 (en) * 2013-02-26 2017-11-28 Digimarc Corporation Methods and arrangements for smartphone payments
CN103198400B (zh) * 2013-03-04 2016-04-20 江苏怡丰通信设备有限公司 一种蓝牙无线pos终端金融支付系统及其支付方法
KR101410948B1 (ko) 2013-03-13 2014-06-23 주식회사 하렉스인포텍 모바일 결제 처리 시스템 및 그 방법
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US9646302B2 (en) 2013-03-26 2017-05-09 Google Inc. Systems, methods, and computer program products for managing wallet activation
US10217107B2 (en) 2013-05-02 2019-02-26 Gift Card Impressions, LLC Stored value card kiosk system and method
KR102116860B1 (ko) * 2013-06-20 2020-06-05 삼성전자 주식회사 모바일 기기의 이종 월렛 통합 방법 및 장치
KR102168922B1 (ko) * 2013-06-26 2020-10-22 삼성전자 주식회사 모바일 기기 간 월렛 전송 방법 및 장치
GB2516828A (en) * 2013-07-25 2015-02-11 Visa Europe Ltd Processing electronic tokens
CN103544635A (zh) * 2013-10-14 2014-01-29 沈阳拉玛科技有限公司 一种消费信息处理系统及方法
SK500452013A3 (sk) * 2013-11-04 2015-05-05 Kianička Ladislav Zapojenie bezkontaktného platobného systému na webovej platforme s virtuálnou platobnou kartou
US11120462B2 (en) 2013-11-04 2021-09-14 E2Interactive, Inc. Systems and methods for using indicia of membership as a partial authorization in a transaction
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US20150262291A1 (en) * 2014-03-17 2015-09-17 Comenity Llc Apply and buy with a co-branded virtual card
KR20150109640A (ko) * 2014-03-20 2015-10-02 삼성전자주식회사 전자장치의 재화발행 방법 및 장치
US11610197B1 (en) 2014-04-30 2023-03-21 Wells Fargo Bank, N.A. Mobile wallet rewards redemption systems and methods
US11288660B1 (en) 2014-04-30 2022-03-29 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10262346B2 (en) 2014-04-30 2019-04-16 Gift Card Impressions, Inc. System and method for a merchant onsite personalization gifting platform
US20150363754A1 (en) * 2014-06-13 2015-12-17 Mastercard International Incorporated Virtual card number based person-to-person payments
US10445739B1 (en) 2014-08-14 2019-10-15 Wells Fargo Bank, N.A. Use limitations for secondary users of financial accounts
JP6031073B2 (ja) * 2014-08-29 2016-11-24 Kddi株式会社 電子通貨管理装置、電子通貨管理方法及び電子通貨管理システム
TW201633207A (zh) 2014-12-12 2016-09-16 納格維遜股份有限公司 裝置金鑰保護
US10423976B2 (en) 2014-12-29 2019-09-24 Comenity Llc Collecting and analyzing data for targeted offers
US10157397B2 (en) 2014-12-29 2018-12-18 Comenity Llc Collecting and analyzing data from a mobile device
US11216468B2 (en) 2015-02-08 2022-01-04 Visa International Service Association Converged merchant processing apparatuses, methods and systems
WO2016129863A1 (en) 2015-02-12 2016-08-18 Samsung Electronics Co., Ltd. Payment processing method and electronic device supporting the same
WO2016137277A1 (en) 2015-02-27 2016-09-01 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operating method thereof
US10193700B2 (en) 2015-02-27 2019-01-29 Samsung Electronics Co., Ltd. Trust-zone-based end-to-end security
KR102460459B1 (ko) 2015-02-27 2022-10-28 삼성전자주식회사 전자 장치를 이용한 카드 서비스 방법 및 장치
WO2016137300A1 (en) * 2015-02-27 2016-09-01 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operation method thereof
US20160253652A1 (en) * 2015-02-27 2016-09-01 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operation method thereof
US10354246B1 (en) 2015-03-18 2019-07-16 Square, Inc. Cash transaction machine
US11188919B1 (en) * 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
US9674705B2 (en) * 2015-04-22 2017-06-06 Kenneth Hugh Rose Method and system for secure peer-to-peer mobile communications
CN104955031A (zh) * 2015-04-27 2015-09-30 小米科技有限责任公司 信息传输方法及装置
US11367077B2 (en) * 2015-06-11 2022-06-21 Idid Tecnologia Ltda Antifraud resilient transaction identifier datastructure apparatuses, methods and systems
CN105354518B (zh) * 2015-10-15 2018-03-27 广州丰谱信息技术有限公司 基于移动智能终端软激励电磁近场互感的虚拟芯片卡系统
KR101644568B1 (ko) * 2015-10-15 2016-08-12 주식회사 한국엔에프씨 이동통신단말기간 카드 결제를 수행하는 모바일 카드 결제 시스템 및 방법
CN105491543B (zh) * 2015-12-21 2018-11-23 厦门美图移动科技有限公司 一种短消息安全认证方法、设备和系统
CN105844468A (zh) * 2016-03-17 2016-08-10 上海新储集成电路有限公司 一种移动终端超低功耗和高安全性的通信方法
CN112399423B (zh) 2016-07-14 2022-09-16 华为技术有限公司 一种通过虚拟客户识别模块进行通信的方法及设备
US11568418B2 (en) * 2016-09-30 2023-01-31 Block, Inc. Payment application based fund transfer
JP6251351B2 (ja) * 2016-10-21 2017-12-20 Kddi株式会社 電子通貨管理装置、電子通貨管理方法及び電子通貨管理システム
US11222353B1 (en) 2016-12-29 2022-01-11 Wells Fargo Bank, N.A. Virtual punch card
US11829994B1 (en) 2017-02-14 2023-11-28 Wells Fargo Bank, N.A. Instant wallet credit card
US10432752B2 (en) 2017-04-12 2019-10-01 International Business Machines Corporation Method and system for mobile applications update in the cloud
US12020235B2 (en) * 2017-04-28 2024-06-25 Block, Inc. Multi-source transaction processing
US10430769B2 (en) 2017-05-05 2019-10-01 Bank Of America Corporation System for atypical third party channel utilization for resource distribution completion
CN109146012A (zh) * 2017-06-16 2019-01-04 北京橙鑫数据科技有限公司 卡片的管理方法、装置以及系统
US10601592B2 (en) * 2017-09-08 2020-03-24 Kenneth Hugh Rose System and method trusted workspace in commercial mobile devices
US10387689B2 (en) * 2017-09-22 2019-08-20 Tocreo Labs, L.L.C. NFC cryptographic security module
JP6375046B2 (ja) * 2017-11-24 2018-08-15 Kddi株式会社 電子通貨管理装置、電子通貨管理方法及び電子通貨管理システム
US10954049B2 (en) 2017-12-12 2021-03-23 E2Interactive, Inc. Viscous liquid vessel for gifting
US11436585B2 (en) 2017-12-19 2022-09-06 American Express Travel Related Services Company, Inc. Virtual point of sale
US10474332B2 (en) 2018-01-02 2019-11-12 Bank Of America Corporation Multi-use resource interaction projection system
US10185955B1 (en) * 2018-01-10 2019-01-22 Capital One Services, Llc Electronic wallet device for business transactions
US12020309B2 (en) 2018-05-18 2024-06-25 E2Interactive, Inc. Augmented reality gifting on a mobile device
US12045809B1 (en) 2018-08-30 2024-07-23 Wells Fargo Bank, N.A. Biller consortium enrollment and transaction management engine
US12254463B1 (en) 2018-08-30 2025-03-18 Wells Fargo Bank, N.A. Biller directory and payments engine architecture
US10880313B2 (en) 2018-09-05 2020-12-29 Consumerinfo.Com, Inc. Database platform for realtime updating of user data from third party sources
CN111091373A (zh) * 2018-10-24 2020-05-01 北京意锐新创科技有限公司 智能语音导购方法和装置
US11315179B1 (en) 2018-11-16 2022-04-26 Consumerinfo.Com, Inc. Methods and apparatuses for customized card recommendations
EP3906473A4 (en) 2019-01-02 2022-03-02 Visa International Service Association COMPUTER AND CONDUIT FOR SYSTEM TEST
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
CN110097358A (zh) * 2019-04-28 2019-08-06 北京小米支付技术有限公司 虚拟卡片生成方法、装置、设备及存储介质
US11769132B1 (en) 2019-05-22 2023-09-26 Wells Fargo Bank, N.A. P2P payments via integrated 3rd party APIs
US11551190B1 (en) * 2019-06-03 2023-01-10 Wells Fargo Bank, N.A. Instant network cash transfer at point of sale
US11151575B2 (en) * 2019-07-09 2021-10-19 Bank Of America Corporation Trusted pair authentication with edge-computing devices
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data
US11004004B1 (en) * 2019-10-16 2021-05-11 Capital One Services, Llc Methods and systems for customizing recommendations based on user actions
US10909525B1 (en) * 2019-11-27 2021-02-02 Square, Inc. Account actions based on interactions with NFC-enabled card
WO2021117172A1 (ja) * 2019-12-11 2021-06-17 鍵和田 芳光 個人情報入力方法及びプログラム並びにこのプログラムを備えた携帯装置
US11113685B2 (en) * 2019-12-23 2021-09-07 Capital One Services, Llc Card issuing with restricted virtual numbers
IT202000001462A1 (it) * 2020-01-24 2021-07-24 St Microelectronics Srl Apparato per azionare una rete neurale, corrispondente procedimento e prodotto informatico
US11783310B1 (en) * 2020-06-16 2023-10-10 Block, Inc. Point-of-sale authorization
US11663563B2 (en) * 2020-07-07 2023-05-30 Mastercard International Incorporated Methods and systems of providing interoperability between incompatible payment systems
CN112381538A (zh) * 2020-11-12 2021-02-19 深圳市欢太科技有限公司 一种数据处理方法、终端设备及存储介质
US20220300946A1 (en) * 2021-03-22 2022-09-22 Jpmorgan Chase Bank, N.A. Systems and methods for closed loop credit card processing
CN112933598B (zh) * 2021-04-06 2022-12-20 腾讯科技(深圳)有限公司 基于虚拟礼物的互动方法、装置、设备及存储介质
US12229735B1 (en) 2021-08-17 2025-02-18 Wells Fargo Bank, N.A. Multi-modal parameterization of digital tokens involving multiple entities in defined networks
US11995621B1 (en) 2021-10-22 2024-05-28 Wells Fargo Bank, N.A. Systems and methods for native, non-native, and hybrid registration and use of tags for real-time services
KR20230162813A (ko) * 2022-05-19 2023-11-29 현대자동차주식회사 차량 및 그와 통신하는 모바일 장치
US12277562B1 (en) 2022-07-14 2025-04-15 Block, Inc. Decentralized cryptographic asset exchange with secure interactive element
US20240161070A1 (en) * 2022-11-16 2024-05-16 The Toronto-Dominion Bank System and method for initiating a transfer of resources
US12406248B2 (en) 2023-11-10 2025-09-02 Capital One Services, Llc Systems and methods for authorizing a transfer
US12469022B2 (en) 2023-11-10 2025-11-11 Capital One Services, Llc Systems and methods for sharing a virtual card

Family Cites Families (90)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590038A (en) 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US6125281A (en) 1997-01-31 2000-09-26 Nokia Mobile Phones Limited Real-time SMS application messaging using an SMSC-linked server
EP1030273A3 (en) 1999-02-18 2002-07-03 Matsushita Electric Industrial Co., Ltd. Electronic asset utilization system, electronic asset utilization method, server for use with electronic asset utilization system, and recording medium having recorded thereon electronic asset utilization method
KR20010000053A (ko) 1999-11-30 2001-01-05 류창완 다기능 선불카드를 위한 전자 지불시스템 및 카드 판매 방법
US6592044B1 (en) 2000-05-15 2003-07-15 Jacob Y. Wong Anonymous electronic card for generating personal coupons useful in commercial and security transactions
KR20000054540A (ko) 2000-06-10 2000-09-05 이필우 이동통신 단말기를 이용한 디지털 상품권 유통방식 및결제시스템
US7295992B2 (en) 2000-08-30 2007-11-13 Hewlett-Packard Development Company, L.P. Method and system for delivering products and services to a point of sale location
JP2002073841A (ja) 2000-09-01 2002-03-12 Sony Corp ネットワーク上の利用権譲渡方法
FR2817061B1 (fr) * 2000-11-22 2003-03-28 Welcome Real Time Procede et systeme de reception, stockage et traitement de coupons electroniques avec un telephone mobile ou un assistant numerique
US20020161640A1 (en) 2001-03-13 2002-10-31 Jason Wolfe Method for the wireless delivery and redemption of merchant discount offers
KR100441118B1 (ko) 2001-06-19 2004-07-19 한국모바일페이먼트서비스(주) 일회용 가상 카드 서비스 시스템 및 방법
KR20030000447A (ko) 2001-06-25 2003-01-06 삼성전자 주식회사 결제 정보를 가지는 무선 단말기 및 이를 위한 버추얼카드 발급 방법
US6581827B2 (en) 2001-08-24 2003-06-24 Qwest Communications International Inc. Universal prepaid telecommunication services card
CA2356823C (en) 2001-09-10 2010-05-11 Research In Motion Limited System and method for real time self-provisioning for a mobile communication device
US7031693B2 (en) 2001-09-13 2006-04-18 Seamless Distribution Ab Method and system for refilling mobile telephone prepaid phone cards via electronic distribution of refill codes
US7363354B2 (en) 2001-11-29 2008-04-22 Nokia Corporation System and method for identifying and accessing network services
US7127236B2 (en) 2001-12-26 2006-10-24 Vivotech, Inc. Micropayment financial transaction process utilizing wireless network processing
KR20030068226A (ko) 2002-02-14 2003-08-21 주식회사 오픈테크 선불카드를 이용한 공중 무선 랜 서비스 시스템 및 그 방법
JP2003271815A (ja) 2002-03-15 2003-09-26 Toppan Printing Co Ltd バーチャルカード発行方法及びバーチャルカード発行サーバ装置
KR100880673B1 (ko) 2002-04-03 2009-02-13 주식회사 비즈모델라인 카드를 이용한 쿠폰 또는 상품권 또는 티켓 인증 방법
EP1361742B1 (en) 2002-04-23 2018-03-21 NTT DoCoMo, Inc. Prepaid system and method and communication terminal
WO2003103790A1 (ja) * 2002-06-11 2003-12-18 富士通株式会社 ネットワーク・カードゲームにおけるカードの管理方法及び装置
KR100593166B1 (ko) 2002-06-25 2006-06-26 주식회사 케이티 스마트카드에 저장된 다중 전자티켓 중 해당 티켓을 발권하기 위한 방법 및 이를 위한 장치
US7188089B2 (en) 2002-07-26 2007-03-06 Way Systems, Inc. System and method for securely storing, generating, transferring and printing electronic prepaid vouchers
US20060080111A1 (en) 2002-09-26 2006-04-13 Homeier-Beals Thomas E Mobile electronic transaction system, device and method therefor
KR100404872B1 (ko) 2002-09-28 2003-11-07 주식회사 엠키 가상카드 서비스 시스템 및 방법
US7215978B2 (en) 2002-10-09 2007-05-08 Nec Corporation Mobile terminal apparatus, mobile terminal settings changing system, method used therefor, and program thereof
EG23422A (en) 2002-11-24 2005-07-10 Ashraf Kamal Salem Mashhour Scheme for spreading and easy use of electronic services and remote payments.
US7319757B2 (en) 2003-01-02 2008-01-15 Intel Corporation Wireless communication device and method for over-the-air application service
US20040243519A1 (en) * 2003-06-02 2004-12-02 Nokia Corporation Prompted electronic mobile-service information communications with validation
KR101008951B1 (ko) 2003-06-20 2011-01-17 (주)로코모 무선 네트워크를 이용한 모바일 선불카드 발급 및 그 사용 방법
CA2532257A1 (en) 2003-07-14 2005-01-27 Orative Corporation System and method for active mobile collaboration
US8767931B2 (en) 2003-07-14 2014-07-01 Orative Corporation Provisioning in communications systems
JP2005062937A (ja) * 2003-08-11 2005-03-10 Ntt Docomo Hokuriku Inc ポイント取引方法、ポイント取引管理装置
US20050070257A1 (en) 2003-09-30 2005-03-31 Nokia Corporation Active ticket with dynamic characteristic such as appearance with various validation options
KR100697416B1 (ko) * 2003-09-30 2007-03-20 교세라 가부시키가이샤 모바일 통신 단말기, 정보 제공 시스템 및 프로그램을기록한 컴퓨터 판독가능한 기록 매체
EP1528827A3 (en) 2003-11-03 2005-07-13 Star Home GmbH Over-the-air activation of a SIM card applet at a mobile phone
US20060287964A1 (en) 2003-12-17 2006-12-21 Brown Kerry D Contact/contactless and magnetic-stripe data collaboration in a payment card
US7146159B1 (en) * 2003-12-23 2006-12-05 Sprint Communications Company L.P. Over-the-air card provisioning system and method
WO2005086593A2 (en) 2004-02-05 2005-09-22 A Little World Private Limited Inter-operable, multi-operator, multi-bank, multi-merchant mobile payment method and a system therefor
US20050222961A1 (en) 2004-04-05 2005-10-06 Philippe Staib System and method of facilitating contactless payment transactions across different payment systems using a common mobile device acting as a stored value device
US7948381B2 (en) 2004-04-30 2011-05-24 Binforma Group Limited Liability Company Reversibly deactivating a radio frequency identification data tag
KR20040069294A (ko) 2004-05-15 2004-08-05 (주)케이비씨 이동단말기에 탑재될 수 있는 디지털 카드 및 상기 디지털카드를 이용한 결제 시스템 및 그 방법
JP2006040249A (ja) 2004-07-22 2006-02-09 Kd Net Co Ltd プリペイドカードサービス運用システム及び方法
US7413113B1 (en) 2004-07-28 2008-08-19 Sprint Communications Company L.P. Context-based card selection device
KR20060022864A (ko) 2004-09-08 2006-03-13 주식회사 케이티 가상 스마트카드를 이용한 모바일 전자상거래 시스템 및그 방법
US20060080232A1 (en) 2004-10-08 2006-04-13 Randy Epps Cellular telephone based payment apparatus and method for use in purchase of good and services
JP2006163466A (ja) * 2004-12-02 2006-06-22 Dainippon Printing Co Ltd クレジットアカウントの与信枠振替システム
US8700729B2 (en) 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
US7581678B2 (en) 2005-02-22 2009-09-01 Tyfone, Inc. Electronic transaction card
KR100767179B1 (ko) 2005-03-16 2007-10-15 (주) 엘지텔레콤 이동통신 단말기를 이용한 모바일 상품권 서비스 제공시스템 및 그 운영 방법
DE602006004384D1 (de) 2005-03-21 2009-02-05 Hewlett Packard Development Co Mobiles Klientgerät und System mit Unterstützung von Fernverwaltungsgeräten
US8204519B2 (en) 2005-06-13 2012-06-19 Dyna Llc Methods and apparatus for updating a communications device using SMS messages
KR20070030351A (ko) 2005-09-13 2007-03-16 주식회사 아이캐시 휴대전화기를 이용한 즉시 카드발급 방법 및 시스템
GB0518963D0 (en) 2005-09-16 2005-10-26 Eagle Eye Solutions Ltd Transaction apparatus,systems and methods
US8280354B2 (en) 2005-10-27 2012-10-02 Research In Motion Limited Method and system for provisioning wireless services
JP4582588B2 (ja) 2005-11-24 2010-11-17 ソフトバンクモバイル株式会社 情報通信システム、決済仲介装置及び情報端末装置
US20070255662A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Authenticating Wireless Person-to-Person Money Transfers
US20070241183A1 (en) 2006-04-14 2007-10-18 Brown Kerry D Pin-secured dynamic magnetic stripe payment card
CA2546911A1 (en) 2006-05-12 2007-11-12 Simpera Inc. A system and method for presenting offers for purchase to a mobile wireless device
US8489067B2 (en) 2006-07-06 2013-07-16 Qualcomm Incorporated Methods and systems for distribution of a mobile wallet for a mobile device
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
JP2008027319A (ja) * 2006-07-25 2008-02-07 Ntt Docomo Inc 端末間送金システム及び端末間送金方法
US8887040B2 (en) 2006-08-10 2014-11-11 Qualcomm Incorporated System and method for media content delivery
US7711620B2 (en) 2006-08-22 2010-05-04 Transaction Wireless, Inc. Gift card services for mobile devices
US8165635B2 (en) 2006-09-01 2012-04-24 Vivotech, Inc. Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US7469151B2 (en) 2006-09-01 2008-12-23 Vivotech, Inc. Methods, systems and computer program products for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US11195163B2 (en) 2006-09-01 2021-12-07 Mastercard International Incorporated Methods, systems and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities
US7962369B2 (en) 2006-09-29 2011-06-14 Einar Rosenberg Apparatus and method using near field communications
US20080201226A1 (en) 2006-12-26 2008-08-21 Mark Carlson Mobile coupon method and portable consumer device for utilizing same
KR20090097960A (ko) * 2007-01-09 2009-09-16 비자 유에스에이 인코포레이티드 임계 표시자를 구비하는 모바일 전화기 지불 프로세스
JP2008186297A (ja) 2007-01-30 2008-08-14 Kyocera Corp 電子マネー決済システムおよび携帯端末
CA2582495A1 (en) 2007-02-14 2008-08-14 Visa International Service Association Rewards program manager
US20080208762A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Payments using a mobile commerce device
US9294609B2 (en) * 2007-02-27 2016-03-22 Sony Corporation Events on multiple phones
US20080262928A1 (en) * 2007-04-18 2008-10-23 Oliver Michaelis Method and apparatus for distribution and personalization of e-coupons
DE102007048976A1 (de) * 2007-06-29 2009-01-02 Voice.Trust Ag Virtuelle Prepaid- oder Kreditkarte und Verfahren und System zur Bereitstellung einer solchen und zum elektronischen Zahlungsverkehr
US20090069049A1 (en) 2007-09-12 2009-03-12 Devicefidelity, Inc. Interfacing transaction cards with host devices
US20090150211A1 (en) * 2007-12-06 2009-06-11 Anthony Jeremiah Bayne System and Method for Making a Promotional Offer of a Coupon to a Checking Account Customer via an ATM
US7953654B2 (en) * 2008-01-29 2011-05-31 Transaction Wireless, Inc. Integration of gift card services for mobile devices and social networking services
US8930238B2 (en) 2008-02-21 2015-01-06 International Business Machines Corporation Pervasive symbiotic advertising system and methods therefor
US20100070364A1 (en) * 2008-02-28 2010-03-18 James Michael Dugan PipPops - Partners In Profit Point Of Purchase Savings System
US20090327488A1 (en) 2008-06-26 2009-12-31 Feeva Technology, Inc. Method and System for Implementing Consumer Choice in a Targeted Message Delivery System
US8620299B2 (en) 2008-08-12 2013-12-31 Mastercard International Incorporated Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device
EP2344992A4 (en) * 2008-09-05 2012-08-01 Giftango Corp SYSTEMS AND METHODS FOR AUTHENTICATING A VIRTUAL STORED VALUE CARD
KR101802303B1 (ko) 2008-10-06 2017-11-28 마스터카드 인터내셔날, 인코포레이티드 모바일 장치 사이에서 결제 및 비결제 가상 카드 전송을 위한 시스템, 방법, 및 컴퓨터 판독 가능 매체
CN101820613B (zh) 2009-02-27 2014-03-19 中兴通讯股份有限公司 一种应用下载的系统和方法
US9767452B2 (en) 2011-11-03 2017-09-19 Mastercard International Incorporated Methods, systems, and computer readable media for provisioning and utilizing an aggregated soft card on a mobile device
WO2013163185A1 (en) 2012-04-23 2013-10-31 Mastercard International Incorporated Methods, systems and computer readable media for over the air(ota) provisioning of soft cards on devices with wireless communications capabilities
US20170352051A1 (en) 2016-06-02 2017-12-07 Mastercard International Incorporated Methods, systems, and computer readable media for providing a personalized offers integration platform

Also Published As

Publication number Publication date
AU2009302485A1 (en) 2010-04-15
AU2009302485A8 (en) 2011-06-09
US20100088188A1 (en) 2010-04-08
JP6195637B2 (ja) 2017-09-13
EP2350943A2 (en) 2011-08-03
AP2011005662A0 (en) 2011-04-30
MY163850A (en) 2017-10-31
MX336935B (es) 2016-02-08
MX2011003425A (es) 2011-08-12
EP2350943B1 (en) 2024-10-23
EP2350943A4 (en) 2012-08-29
AU2009302485B2 (en) 2015-06-11
CN106056374B (zh) 2019-12-10
KR20110104480A (ko) 2011-09-22
JP2012505475A (ja) 2012-03-01
WO2010042560A3 (en) 2010-07-08
CN106056374A (zh) 2016-10-26
WO2010042560A2 (en) 2010-04-15
AU2009302485C1 (en) 2015-10-22
US10026076B2 (en) 2018-07-17
JP2016139417A (ja) 2016-08-04
CN102257524A (zh) 2011-11-23
KR20160116027A (ko) 2016-10-06
KR101802303B1 (ko) 2017-11-28

Similar Documents

Publication Publication Date Title
BRPI0920874A2 (pt) sistemas, métodos, e meios que podem ser lidos em computador para transferência de cartões virtuais de pagamento e de não pagamento entre dispositivos móveis.
BR112014028163A2 (pt) sistema de apresentação de informação num veículo, método para comunicar informação numa rede de comunicação, e meio legível por computador.
BRPI0818774A2 (pt) Método para conduzir uma transação, meio legível por computador, dispositivo de comunicação móvel, e, computador de servidor.
BRPI0916261A2 (pt) métodos para emissão, para processamento de transações de cartão, e para processamento de cartão, e, sistema de processamento.
BRPI0809222A2 (pt) Método para receber informações de alocação de recursos em sistema de comunicação móvel, método para recepção de informação de alocação de recursos em sistema de comunicação móvel.
BRPI0913795A2 (pt) dispositivo móvel para uso em transações de pagamento, método para realizar transações de pagamento e sistema para executar transações de pagamento
BRPI0914644A2 (pt) dispositivo de comunicação móvel, e, método para conduzir uma transação de trânsito.
BRPI0813325A2 (pt) métodos e sistemas para conduzir uma transação entre um consumidor e um estabelecimento comercial, para autorizar uma transação entre um consumidor e um estabelecimento comercial e para pedir autorização de uma transação entre um consumidor e um estabelecimento comercial
BR112013033507A2 (pt) sistema e método de processamento de informação de cartão de crédito, dispositivo receptor de informação de pedido, programa, meio de arazenamento da informação, e, dispositivo de transação de cartão de crédito
BRPI0919207A2 (pt) método e sistema implementado por computador para uso na modelagem de um sistema de reservatório geomecânico, e , método implementado por computador para uso na modelagem de uma ruptura.
IL207812A (en) Methods, appartuses and computer program products for providing multi-hop cryptographic separation for handovers
EP2786328A4 (en) SYSTEM, PAYMENT AGENT, AND COMPUTER READABLE STORAGE MEDIUM FACILITATING MOBILE CONTACTLESS PAYMENT TRANSACTIONS
BRPI0818772A2 (pt) Dispositivo, método, e, meio legível por computador.
BRPI0911093A2 (pt) método implementado por computador para uso em um telefone móvel como um dispositivo de pagamento, meio de armazenamento passível de leitura por computador e dispositivo
BRPI0815494A2 (pt) Método implementado por computador, e, sistema.
BRPI1009604A2 (pt) método de transação, mecanismo de transação para uso em um wsistema de transação, dispositivo de comunicações para comunicar com um mecanismo de transação, programa de computador armazenado no meio de gravação e sistema de transação
BRPI0919767A2 (pt) sistema e métodos para processar transações com comerciantes em linha direta
BRPI0911839A2 (pt) dispositivo de consumidor, método, meio legível por computador, computador servidor, dispositivo de acesso, e, sistema.
BRPI0918520A2 (pt) sistema e método para autorização de um pagamento sem contato.
BR112012022954A2 (pt) método
GB201309968D0 (en) Purchase transaction system with encrypted payment card data
BRPI0814742A2 (pt) processo e sistema para antecipar crédito para coletas de dinheiro.
DE112011100182T8 (de) Transaktionsprüfung für Datensicherheitsvorrichtungen
BRPI0818423A2 (pt) Sistema, método, e, mídia legível por computador
BRPI0912426A2 (pt) método executado por computador, computador, e sistema para uso com poço

Legal Events

Date Code Title Description
B11A Dismissal acc. art.33 of ipl - examination not requested within 36 months of filing
B11Y Definitive dismissal - extension of time limit for request of examination expired [chapter 11.1.1 patent gazette]