BR0113462A - Método para facilitar pagamento de uma conta financeira de cliente para um comerciante/cobrador ou um processador de pagamento associado com um comerciante/cobrador - Google Patents
Método para facilitar pagamento de uma conta financeira de cliente para um comerciante/cobrador ou um processador de pagamento associado com um comerciante/cobradorInfo
- Publication number
- BR0113462A BR0113462A BR0113462-0A BR0113462A BR0113462A BR 0113462 A BR0113462 A BR 0113462A BR 0113462 A BR0113462 A BR 0113462A BR 0113462 A BR0113462 A BR 0113462A
- Authority
- BR
- Brazil
- Prior art keywords
- merchant
- collector
- payment
- financial account
- customer
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Control Of Driving Devices And Active Controlling Of Vehicle (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US64107300A | 2000-08-17 | 2000-08-17 | |
| PCT/US2001/025888 WO2002014985A2 (en) | 2000-08-17 | 2001-08-17 | Automated payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| BR0113462A true BR0113462A (pt) | 2003-12-30 |
Family
ID=24570836
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| BR0113462-0A BR0113462A (pt) | 2000-08-17 | 2001-08-17 | Método para facilitar pagamento de uma conta financeira de cliente para um comerciante/cobrador ou um processador de pagamento associado com um comerciante/cobrador |
Country Status (9)
| Country | Link |
|---|---|
| EP (1) | EP1323011A4 (https=) |
| JP (1) | JP2004506973A (https=) |
| KR (1) | KR20030040403A (https=) |
| CN (1) | CN1459068A (https=) |
| AU (1) | AU2001283447A1 (https=) |
| BR (1) | BR0113462A (https=) |
| CA (1) | CA2419566A1 (https=) |
| MX (1) | MXPA03001461A (https=) |
| WO (1) | WO2002014985A2 (https=) |
Families Citing this family (78)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8165958B1 (en) | 1999-03-26 | 2012-04-24 | Metavante Corporation | Electronic bill presentation and payment method and system |
| US7237117B2 (en) | 2001-03-16 | 2007-06-26 | Kenneth P. Weiss | Universal secure registry |
| US7370014B1 (en) | 2001-11-01 | 2008-05-06 | Metavante Corporation | Electronic bill presentment and payment system that obtains user bill information from biller web sites |
| US8751384B2 (en) | 2002-05-08 | 2014-06-10 | Metavante Corporation | Integrated bill presentment and payment system and method of operating the same |
| EP1604339A1 (en) * | 2003-03-06 | 2005-12-14 | Fortunatus Holdings Limited | Secure transaction system |
| GB2399209B (en) * | 2003-03-06 | 2006-09-13 | Fortunatus Holdings Ltd | Secure transaction system |
| US20040215560A1 (en) * | 2003-04-25 | 2004-10-28 | Peter Amalraj | Integrated payment system and method |
| US9460441B2 (en) | 2004-06-29 | 2016-10-04 | Textura Corporation | Construction payment management system and method with document exchange features |
| AU2005299252B2 (en) * | 2004-10-26 | 2012-01-19 | The Coca-Cola Company | Transaction system and method |
| US8234220B2 (en) | 2007-02-21 | 2012-07-31 | Weiss Kenneth P | Universal secure registry |
| US11227676B2 (en) | 2006-02-21 | 2022-01-18 | Universal Secure Registry, Llc | Universal secure registry |
| EP1987463A1 (en) | 2006-02-21 | 2008-11-05 | WEISS, Kenneth P. | Method and apparatus for secure access payment and identification |
| US7591419B2 (en) | 2006-03-28 | 2009-09-22 | HSBC Card Services Inc. | User selectable functionality facilitator |
| KR100822952B1 (ko) * | 2006-06-05 | 2008-04-17 | 주식회사 신한은행 | 계좌 운용방법 및 시스템과 이를 위한 계좌 운용장치와프로그램을 기록한 것을 특징으로 하는 기록매체 |
| US8027917B2 (en) | 2006-08-15 | 2011-09-27 | Frank Easterly | Method for facilitating financial and non financial transactions between customers, retailers and suppliers |
| CN101154283A (zh) * | 2006-09-29 | 2008-04-02 | 阿里巴巴公司 | 一种实现支付的系统及方法 |
| WO2008123762A1 (en) * | 2007-04-10 | 2008-10-16 | Epetrol Holding Sdn. Bhd. | Method and apparatus for performing a transaction |
| EP2045959B1 (en) * | 2007-10-03 | 2011-07-20 | Accenture Global Services Limited | Technology agnostic universally appliable data model for a telecommunication service provider archtitecture |
| WO2009108779A2 (en) * | 2008-02-26 | 2009-09-03 | Weiss Kenneth P | Universal secure registry |
| WO2009134790A2 (en) * | 2008-04-29 | 2009-11-05 | Visa U. S. A. Inc. | Authorization system with split messaging |
| CN101685512A (zh) * | 2008-09-28 | 2010-03-31 | 中国银联股份有限公司 | 一种用于实现网上支付的计算机、支付系统及其方法 |
| US9818118B2 (en) | 2008-11-19 | 2017-11-14 | Visa International Service Association | Transaction aggregator |
| US8162208B2 (en) | 2009-01-23 | 2012-04-24 | HSBC Card Services Inc. | Systems and methods for user identification string generation for selection of a function |
| US9443253B2 (en) | 2009-07-27 | 2016-09-13 | Visa International Service Association | Systems and methods to provide and adjust offers |
| US10546332B2 (en) | 2010-09-21 | 2020-01-28 | Visa International Service Association | Systems and methods to program operations for interaction with users |
| US9841282B2 (en) | 2009-07-27 | 2017-12-12 | Visa U.S.A. Inc. | Successive offer communications with an offer recipient |
| US9031860B2 (en) | 2009-10-09 | 2015-05-12 | Visa U.S.A. Inc. | Systems and methods to aggregate demand |
| US9342835B2 (en) | 2009-10-09 | 2016-05-17 | Visa U.S.A | Systems and methods to deliver targeted advertisements to audience |
| US8595058B2 (en) | 2009-10-15 | 2013-11-26 | Visa U.S.A. | Systems and methods to match identifiers |
| US20110093387A1 (en) * | 2009-10-16 | 2011-04-21 | Zack Fuerstenberg | System and method for non-credit card billers to accept credit card payments |
| US20110093324A1 (en) | 2009-10-19 | 2011-04-21 | Visa U.S.A. Inc. | Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants |
| US20110125565A1 (en) | 2009-11-24 | 2011-05-26 | Visa U.S.A. Inc. | Systems and Methods for Multi-Channel Offer Redemption |
| US8738418B2 (en) | 2010-03-19 | 2014-05-27 | Visa U.S.A. Inc. | Systems and methods to enhance search data with transaction based data |
| US9697520B2 (en) | 2010-03-22 | 2017-07-04 | Visa U.S.A. Inc. | Merchant configured advertised incentives funded through statement credits |
| US9471926B2 (en) | 2010-04-23 | 2016-10-18 | Visa U.S.A. Inc. | Systems and methods to provide offers to travelers |
| US8359274B2 (en) | 2010-06-04 | 2013-01-22 | Visa International Service Association | Systems and methods to provide messages in real-time with transaction processing |
| US9760905B2 (en) | 2010-08-02 | 2017-09-12 | Visa International Service Association | Systems and methods to optimize media presentations using a camera |
| US9972021B2 (en) | 2010-08-06 | 2018-05-15 | Visa International Service Association | Systems and methods to rank and select triggers for real-time offers |
| US9679299B2 (en) | 2010-09-03 | 2017-06-13 | Visa International Service Association | Systems and methods to provide real-time offers via a cooperative database |
| WO2012037479A1 (en) | 2010-09-17 | 2012-03-22 | Universal Secure Registry, Llc | Apparatus, system and method employing a wireless user-device |
| US10055745B2 (en) | 2010-09-21 | 2018-08-21 | Visa International Service Association | Systems and methods to modify interaction rules during run time |
| US9477967B2 (en) | 2010-09-21 | 2016-10-25 | Visa International Service Association | Systems and methods to process an offer campaign based on ineligibility |
| US9558502B2 (en) | 2010-11-04 | 2017-01-31 | Visa International Service Association | Systems and methods to reward user interactions |
| US10007915B2 (en) | 2011-01-24 | 2018-06-26 | Visa International Service Association | Systems and methods to facilitate loyalty reward transactions |
| US10438299B2 (en) | 2011-03-15 | 2019-10-08 | Visa International Service Association | Systems and methods to combine transaction terminal location data and social networking check-in |
| US20120290484A1 (en) * | 2011-05-13 | 2012-11-15 | Maher Joel M | Method and System for Sending Surveys and Receipts Electronically to Customers Purchasing with Credit Cards |
| US10223707B2 (en) | 2011-08-19 | 2019-03-05 | Visa International Service Association | Systems and methods to communicate offer options via messaging in real time with processing of payment transaction |
| US9466075B2 (en) | 2011-09-20 | 2016-10-11 | Visa International Service Association | Systems and methods to process referrals in offer campaigns |
| US10380617B2 (en) | 2011-09-29 | 2019-08-13 | Visa International Service Association | Systems and methods to provide a user interface to control an offer campaign |
| US10290018B2 (en) | 2011-11-09 | 2019-05-14 | Visa International Service Association | Systems and methods to communicate with users via social networking sites |
| US10497022B2 (en) | 2012-01-20 | 2019-12-03 | Visa International Service Association | Systems and methods to present and process offers |
| US10672018B2 (en) | 2012-03-07 | 2020-06-02 | Visa International Service Association | Systems and methods to process offers via mobile devices |
| CN102638473B (zh) * | 2012-05-04 | 2014-12-10 | 盛趣信息技术(上海)有限公司 | 一种用户数据授权方法、装置及系统 |
| US10360627B2 (en) | 2012-12-13 | 2019-07-23 | Visa International Service Association | Systems and methods to provide account features via web based user interfaces |
| CN103903369A (zh) * | 2012-12-27 | 2014-07-02 | 中国银联股份有限公司 | 一种提示用户选择支付银行卡以获取优惠的方法和装置 |
| US10489754B2 (en) | 2013-11-11 | 2019-11-26 | Visa International Service Association | Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits |
| US10419379B2 (en) | 2014-04-07 | 2019-09-17 | Visa International Service Association | Systems and methods to program a computing system to process related events via workflows configured using a graphical user interface |
| US10354268B2 (en) | 2014-05-15 | 2019-07-16 | Visa International Service Association | Systems and methods to organize and consolidate data for improved data storage and processing |
| US10650398B2 (en) | 2014-06-16 | 2020-05-12 | Visa International Service Association | Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption |
| US10438226B2 (en) | 2014-07-23 | 2019-10-08 | Visa International Service Association | Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems |
| CN105338164A (zh) * | 2014-08-01 | 2016-02-17 | 阿里巴巴集团控股有限公司 | 充值提示方法和充值提示装置 |
| US20160110726A1 (en) * | 2014-10-20 | 2016-04-21 | Mastercard International Incorporated | Method and system for linking handwriting to transaction data |
| US11210669B2 (en) | 2014-10-24 | 2021-12-28 | Visa International Service Association | Systems and methods to set up an operation at a computer system connected with a plurality of computer systems via a computer network using a round trip communication of an identifier of the operation |
| CN106156087A (zh) | 2015-04-01 | 2016-11-23 | 阿里巴巴集团控股有限公司 | 数据处理方法及装置 |
| US9691085B2 (en) | 2015-04-30 | 2017-06-27 | Visa International Service Association | Systems and methods of natural language processing and statistical analysis to identify matching categories |
| US9940637B2 (en) | 2015-06-05 | 2018-04-10 | Apple Inc. | User interface for loyalty accounts and private label accounts |
| CN105072023B (zh) * | 2015-08-24 | 2018-09-25 | 努比亚技术有限公司 | 一种信息传输设备和方法 |
| WO2017054016A2 (en) * | 2015-09-23 | 2017-03-30 | Mroute Corp. | System and method for settling multiple payees from a single electronic and/or check payment |
| CN105306281B (zh) * | 2015-12-03 | 2019-05-14 | 腾讯科技(深圳)有限公司 | 信息处理方法及客户端 |
| CN106257517A (zh) * | 2016-07-25 | 2016-12-28 | 四川易想电子商务有限公司 | 一种扫描支付方法 |
| CN108604340A (zh) * | 2017-01-25 | 2018-09-28 | 华为技术有限公司 | 一种移动支付方法、装置以及存储介质 |
| CN107292595A (zh) * | 2017-07-04 | 2017-10-24 | 广东信基蜂巢科技有限责任公司 | 一种多通道实时安全支付路由系统 |
| US11386422B2 (en) * | 2018-12-05 | 2022-07-12 | Paypal, Inc. | Passive management of multiple digital tokens for an electronic transaction |
| CN109816515A (zh) * | 2018-12-24 | 2019-05-28 | 天翼电子商务有限公司 | 基于互联网的信贷类产品选择系统及方法 |
| US11481094B2 (en) | 2019-06-01 | 2022-10-25 | Apple Inc. | User interfaces for location-related communications |
| US11477609B2 (en) | 2019-06-01 | 2022-10-18 | Apple Inc. | User interfaces for location-related communications |
| US20240378586A1 (en) * | 2023-05-11 | 2024-11-14 | Block, Inc. | Dynamic user interfaces and operational flows |
| CN119991120B (zh) * | 2024-01-24 | 2025-10-31 | 中国工商银行股份有限公司 | 金融属性卡号的绑定方法及装置 |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5757917A (en) * | 1995-11-01 | 1998-05-26 | First Virtual Holdings Incorporated | Computerized payment system for purchasing goods and services on the internet |
| JPH09237305A (ja) * | 1996-03-04 | 1997-09-09 | Hitachi Ltd | カードを用いた複数種の取引処理実行方法 |
| US5987132A (en) * | 1996-06-17 | 1999-11-16 | Verifone, Inc. | System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture |
| MXPA01004945A (es) * | 1998-11-17 | 2003-03-10 | Prenet Corp | Sistema de pago electronico utilizando cuenta intermediaria. |
-
2001
- 2001-08-17 AU AU2001283447A patent/AU2001283447A1/en not_active Abandoned
- 2001-08-17 EP EP01962252A patent/EP1323011A4/en not_active Withdrawn
- 2001-08-17 BR BR0113462-0A patent/BR0113462A/pt not_active IP Right Cessation
- 2001-08-17 MX MXPA03001461A patent/MXPA03001461A/es unknown
- 2001-08-17 CN CN01815744A patent/CN1459068A/zh active Pending
- 2001-08-17 CA CA002419566A patent/CA2419566A1/en not_active Abandoned
- 2001-08-17 JP JP2002520049A patent/JP2004506973A/ja not_active Withdrawn
- 2001-08-17 WO PCT/US2001/025888 patent/WO2002014985A2/en not_active Ceased
- 2001-08-17 KR KR10-2003-7002333A patent/KR20030040403A/ko not_active Withdrawn
Also Published As
| Publication number | Publication date |
|---|---|
| CN1459068A (zh) | 2003-11-26 |
| EP1323011A4 (en) | 2006-02-01 |
| WO2002014985A3 (en) | 2002-06-13 |
| WO2002014985A2 (en) | 2002-02-21 |
| CA2419566A1 (en) | 2002-02-21 |
| KR20030040403A (ko) | 2003-05-22 |
| AU2001283447A1 (en) | 2002-02-25 |
| WO2002014985A9 (en) | 2003-08-21 |
| JP2004506973A (ja) | 2004-03-04 |
| MXPA03001461A (es) | 2004-12-13 |
| EP1323011A2 (en) | 2003-07-02 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| B08F | Application fees: application dismissed [chapter 8.6 patent gazette] |
Free format text: REFERENTE 5A, 6A E 7A ANUIDADE |
|
| B08K | Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette] |
Free format text: REFERENTE AO DESPACHO PUBLICADO NA RPI 1963 DE 19.08.2008. |
|
| B15K | Others concerning applications: alteration of classification |
Ipc: G06Q 20/02 (2012.01), G06Q 20/04 (2012.01), G06Q 2 |