BR0113462A - Method for facilitating payment of a customer financial account to a merchant / collector or a payment processor associated with a merchant / collector - Google Patents

Method for facilitating payment of a customer financial account to a merchant / collector or a payment processor associated with a merchant / collector

Info

Publication number
BR0113462A
BR0113462A BR0113462-0A BR0113462A BR0113462A BR 0113462 A BR0113462 A BR 0113462A BR 0113462 A BR0113462 A BR 0113462A BR 0113462 A BR0113462 A BR 0113462A
Authority
BR
Brazil
Prior art keywords
merchant
collector
payment
financial account
customer
Prior art date
Application number
BR0113462-0A
Other languages
Portuguese (pt)
Inventor
Daniel A Kern
Original Assignee
Daniel A Kern
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Daniel A Kern filed Critical Daniel A Kern
Publication of BR0113462A publication Critical patent/BR0113462A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Driving Devices And Active Controlling Of Vehicle (AREA)

Abstract

"MéTODO PARA FACILITAR PAGAMENTO DE UMA CONTA FINANCEIRA DE CLIENTE PARA UM COMERCIANTE/COBRADOR OU UM PROCESSADOR DE PAGAMENTO ASSOCIADO COM UM COMERCIANTE/COBRADOR". Um sistema de pagamentos automatizado, tal como para cartões de crédito, é provido o qual compila informações de conta financeira de cliente de uma pluralidade de instituições financeiras. O sistema recebe informações de conta das instituições financeiras, e compila as informações em local central. O sistema apresenta informações de conta financeira para o cliente. O sistema então recebe e armazena uma seleção de pelo menos uma das contas financeiras do cliente e provê as informações de conta financeira selecionada para um comerciante, cobrador ou processador de pagamentos."METHOD TO EASY PAYMENT OF A CUSTOMER FINANCIAL ACCOUNT TO A MERCHANT / COLLECTOR OR A PAYMENT PROCESSOR ASSOCIATED WITH A MERCHANT / COLLECTOR". An automated payment system, such as for credit cards, is provided which compiles customer financial account information from a plurality of financial institutions. The system receives account information from financial institutions, and compiles the information at a central location. The system presents financial account information to the customer. The system then receives and stores a selection from at least one of the customer's financial accounts and provides the selected financial account information to a merchant, collector or payment processor.

BR0113462-0A 2000-08-17 2001-08-17 Method for facilitating payment of a customer financial account to a merchant / collector or a payment processor associated with a merchant / collector BR0113462A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US64107300A 2000-08-17 2000-08-17
PCT/US2001/025888 WO2002014985A2 (en) 2000-08-17 2001-08-17 Automated payment system

Publications (1)

Publication Number Publication Date
BR0113462A true BR0113462A (en) 2003-12-30

Family

ID=24570836

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0113462-0A BR0113462A (en) 2000-08-17 2001-08-17 Method for facilitating payment of a customer financial account to a merchant / collector or a payment processor associated with a merchant / collector

Country Status (9)

Country Link
EP (1) EP1323011A4 (en)
JP (1) JP2004506973A (en)
KR (1) KR20030040403A (en)
CN (1) CN1459068A (en)
AU (1) AU2001283447A1 (en)
BR (1) BR0113462A (en)
CA (1) CA2419566A1 (en)
MX (1) MXPA03001461A (en)
WO (1) WO2002014985A2 (en)

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US20110093387A1 (en) * 2009-10-16 2011-04-21 Zack Fuerstenberg System and method for non-credit card billers to accept credit card payments
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US20110125565A1 (en) 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US8738418B2 (en) 2010-03-19 2014-05-27 Visa U.S.A. Inc. Systems and methods to enhance search data with transaction based data
US9697520B2 (en) 2010-03-22 2017-07-04 Visa U.S.A. Inc. Merchant configured advertised incentives funded through statement credits
US9471926B2 (en) 2010-04-23 2016-10-18 Visa U.S.A. Inc. Systems and methods to provide offers to travelers
US8359274B2 (en) 2010-06-04 2013-01-22 Visa International Service Association Systems and methods to provide messages in real-time with transaction processing
US9760905B2 (en) 2010-08-02 2017-09-12 Visa International Service Association Systems and methods to optimize media presentations using a camera
US9972021B2 (en) 2010-08-06 2018-05-15 Visa International Service Association Systems and methods to rank and select triggers for real-time offers
US9679299B2 (en) 2010-09-03 2017-06-13 Visa International Service Association Systems and methods to provide real-time offers via a cooperative database
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US9558502B2 (en) 2010-11-04 2017-01-31 Visa International Service Association Systems and methods to reward user interactions
US10007915B2 (en) 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
US10438299B2 (en) 2011-03-15 2019-10-08 Visa International Service Association Systems and methods to combine transaction terminal location data and social networking check-in
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US9466075B2 (en) 2011-09-20 2016-10-11 Visa International Service Association Systems and methods to process referrals in offer campaigns
US10380617B2 (en) 2011-09-29 2019-08-13 Visa International Service Association Systems and methods to provide a user interface to control an offer campaign
US10290018B2 (en) 2011-11-09 2019-05-14 Visa International Service Association Systems and methods to communicate with users via social networking sites
US10497022B2 (en) 2012-01-20 2019-12-03 Visa International Service Association Systems and methods to present and process offers
US10672018B2 (en) 2012-03-07 2020-06-02 Visa International Service Association Systems and methods to process offers via mobile devices
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CN103903369A (en) * 2012-12-27 2014-07-02 中国银联股份有限公司 Method and device for prompting user to select payment bank card to obtain concessions
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
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Also Published As

Publication number Publication date
EP1323011A2 (en) 2003-07-02
WO2002014985A2 (en) 2002-02-21
CN1459068A (en) 2003-11-26
AU2001283447A1 (en) 2002-02-25
EP1323011A4 (en) 2006-02-01
WO2002014985A3 (en) 2002-06-13
WO2002014985A9 (en) 2003-08-21
JP2004506973A (en) 2004-03-04
KR20030040403A (en) 2003-05-22
CA2419566A1 (en) 2002-02-21
MXPA03001461A (en) 2004-12-13

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Legal Events

Date Code Title Description
B08F Application fees: application dismissed [chapter 8.6 patent gazette]

Free format text: REFERENTE 5A, 6A E 7A ANUIDADE

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO PUBLICADO NA RPI 1963 DE 19.08.2008.

B15K Others concerning applications: alteration of classification

Ipc: G06Q 20/02 (2012.01), G06Q 20/04 (2012.01), G06Q 2