CN106980973A - Payment verification system and payment verification method - Google Patents

Payment verification system and payment verification method Download PDF

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Publication number
CN106980973A
CN106980973A CN201710085434.XA CN201710085434A CN106980973A CN 106980973 A CN106980973 A CN 106980973A CN 201710085434 A CN201710085434 A CN 201710085434A CN 106980973 A CN106980973 A CN 106980973A
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China
Prior art keywords
host apparatus
transaction
payment
information
management device
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Granted
Application number
CN201710085434.XA
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Chinese (zh)
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CN106980973B (en
Inventor
何信毅
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Cathay Life Insurance Co
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Cathay Life Insurance Co
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Publication of CN106980973A publication Critical patent/CN106980973A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/206Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/209Specified transaction journal output feature, e.g. printed receipt or voice output

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The invention discloses a payment verification system and a payment verification method. The cash register device is used for scanning the bar code to generate transaction data. The host device is connected to the cash register device and used for receiving transaction data. The transaction management device is connected to the host device and used for receiving the transaction data transmitted by the host device and judging the validity of the transaction data. When the transaction management device judges that the transaction data is valid, the transaction management device transmits the transaction detail data to the host device so that the host device transmits the transaction detail data to the cash register device for display. When the transaction management device judges that the transaction data is invalid, the transaction management device transmits invalid information to the host device so that the host device transmits the invalid information to the cash register device for displaying.

Description

Checking system of paying the fees and payment verification method
Technical field
The present invention relates to one kind payment verification technique, more particularly to a kind of payment checking system and payment verification method.
Background technology
In the modern life, the every different services of common people Chang Yin applications, and the hard copy premium notice list periodically dispatched can be received. However, be printed on from premium notice list in a period of the common people receive the payment of premium notice list, may be due to payment content unusual fluctuation, Through through reasons such as other pipelines payments, the situation for causing mistake to pay the fees occurs.
In view of this, a kind of new payment checking system and payment verification method how are designed, to eliminate in the prior art Drawbacks described above and deficiency, be a person skilled problem urgently to be resolved hurrily in the industry.
The content of the invention
The invention provides one kind payment checking system, it includes cash device, host apparatus and trade management device.Receive The silver device is to scan bar code to produce Transaction Information.Host apparatus is online to cash device and to receive Transaction Information. Trade management device is online to host apparatus and is used to the Transaction Information of Receiving Host device transmission and judges having for Transaction Information Effect property.When trade management device judges that Transaction Information is effective, trade management device transmits transaction details data to host apparatus So as to be shown on host apparatus transmission transaction details data to cash device.When trade management device judges that Transaction Information is invalid When, trade management device transmits invalid information to host apparatus so as to show on host apparatus transmission invalid information to cash device Show.
In one embodiment of the invention, cash device also completes information to host apparatus to transmit payment.Main frame is filled Put and also complete information to trade management device to transmit payment.Trade management device is also used to complete information discipline according to the payment Record the transaction results of Transaction Information and transmit transaction results to host apparatus so that host apparatus transmits transaction results to cash register and filled Put display.
In one embodiment of the invention, trade management device is also comprising server and hard core control unit.Server joins The Transaction Information that machine is transmitted to host apparatus and to Receiving Host device.Hard core control unit is to judge having for Transaction Information Effect property.
In one embodiment of the invention, bar code is produced through running gear via application program.
In one embodiment of the invention, via point-of-sale information (Point between host apparatus and trade management device Ofsale, POS) system special line transmission data.
Present invention also offers one kind payment verification method, it is comprised the steps of.Through cash device, bar code is scanned To produce Transaction Information.Through host apparatus, it is online to cash device and receives Transaction Information.Through trade management device, connect Receive the Transaction Information of host apparatus transmission and judge the validity of Transaction Information.Through trade management device, when judging number of transactions According to it is effective when, transmission transaction details data to host apparatus so that host apparatus transmission transaction details data to cash device on show Show.Through trade management device, when judging that Transaction Information is invalid, transmission invalid information is to host apparatus so that host apparatus is passed Invalid information is sent to be shown to cash device.
In one embodiment of the invention, through cash device, transmission payment completes information to host apparatus.Through main frame Device, transmission payment completes information to trade management device.Through trade management device, information record affairs are completed according to payment The transaction results of data simultaneously transmit transaction results to host apparatus so as to show on host apparatus transmission transaction results to cash device Show.
In one embodiment of the invention, trade management device is also comprising server and hard core control unit.Payment checking Method is also comprised the steps of.Through server, the Transaction Information of host apparatus and the transmission of Receiving Host device is online to.Through Hard core control unit, judges the validity of Transaction Information.
In one embodiment of the invention, through running gear, bar code is produced via application program.
In summary, the present invention can pay the fees instantly in user to super business, and whether real-time query Transaction Information is effective, with The situation for avoiding mistake from paying the fees occurs.After completion when paying the fees, the transaction results in the trade management device at paying entity end Meeting real-time update record, and transaction results are returned to the host apparatus at super business end with same format, cash device is next transferred to, Therefore salesman can confirm transaction results that cash device shows and notify user.
Described above will be explained in detail with embodiment below, and one is more entered to technical scheme offer The explanation of step.
Brief description of the drawings
For above and other purpose, feature, advantage and the embodiment of the present invention can be become apparent, appended diagram is said It is bright as follows:
Fig. 1 is the schematic diagram of the payment checking system of an embodiment provided by the present invention;
Fig. 2 is that the schematic diagram of system is verified in the payment of an embodiment provided by the present invention;
Fig. 3 is the payment verification method flow chart of an embodiment provided by the present invention;
Fig. 4 A~4D is the application program schematic diagram of an embodiment provided by the present invention.
Mainly illustrate:
100:Payment checking system
110:Cash device
120:Host apparatus
130:Trade management device
200:Payment checking system
230:Trade management device
231:Server
232:Hard core control unit
240:Running gear
300:Payment verification method
S302~S312:Step
Embodiment
Herein below provides the feature of many not be the same as Examples or illustration to implement the present invention.The present invention is in different illustrations In may repeat to quote numerical chracter and/or letter, these are repeated all in order to simplify and illustrate, itself simultaneously not specified following is begged for Relation in not between be the same as Example and/or configuration.
In embodiment and claim, unless be particularly limited in interior text for article, otherwise " one " with "the" can refer to single or a plurality of.It will be further appreciated that, "comprising" used herein, " comprising ", " having " And similar vocabulary, feature, region, integer, step, operation, component and/or the component described in it are indicated, but be not excluded for its institute State or extra one or more further feature, region, integer, step, operation, component, component, and/or group therein.
Fig. 1 is the schematic diagram of the payment checking system 100 of an embodiment provided by the present invention.Payment checking system 100 Include cash device 110, host apparatus 120 and trade management device 130.Host apparatus 120 is online to cash device 110, hands over Manageability device 130 is online to host apparatus 120.
Payment of the invention checking system 100, is passed through illustrated using situation below for convenience of description.User is intended to When super business is paid the fees, show the bar code for payment (such as through hard copy payment card, the screen through running gear to salesman Curtain etc.).Salesman then scans the bar code of user's offer to produce on this expense using the scanner of cash device 110 Transaction Information.Then, the Transaction Information of generation is sent to the host apparatus 120 positioned at the super total computer room in business end by cash device 110. This Transaction Information then is sent to the trade management device 130 at paying entity end to inquire about payment situation by host apparatus 120. Trade management device 130 is used to the Transaction Information that Receiving Host device 120 is transmitted, and judges the validity of Transaction Information (for example Whether payment, payment amount of money have been completed whether correct etc.).
When trade management device 130 judges that this Transaction Information effectively (is such as not yet paid the fees), trade management device 130 Transaction details data (total amount of for example paying the fees) are transmitted to host apparatus 120.Then, the transmission of host apparatus 120 transaction details number Shown according on the cash device 110 operated to salesman.Therefore, user can learn that the current bill to be paid the fees not yet is completed in real time Payment, can proceed with payment action.
Conversely, when trade management device 130 judges this Transaction Information invalid (such as having completed payment), trade management Device 130 transmits invalid information (such as not billable information) to host apparatus 120.Then, host apparatus 120 transmits invalid Shown on the cash device 110 that information is operated to salesman.Therefore, salesman can inform in real time the bill to be paid the fees at present of user without It must pay the fees, and be effectively prevented from wrong situation of paying the fees.
In an embodiment, via point-of-sale between the trade management device 130 at host apparatus 120 and paying entity end Information (Point of sale, POS) system special line transmits data.
Further, when user completes payment action, the operable transmission of cash device 110 payment of salesman completes information extremely Host apparatus 120 (the total computer room for for example surpassing business end).Host apparatus 120 then transmits payment and completes information to paying entity end Trade management device 130.Trade management device 130 then completes information to note down the transaction results of this Transaction Information according to payment (that is, being write off), and the transaction results of this Transaction Information are transmitted to host apparatus 120.Then, host apparatus 120 is transmitted Shown on transaction results to cash device 110.Therefore, salesman, which user may be notified that, has completed payment, that is, user can be real-time Confirm that the transaction has been paid the fees completion.
In order to illustrate the trade management device at paying entity end, Fig. 2 refer to.Fig. 2 is an implementation provided by the present invention The schematic diagram of the payment checking system 200 of example.The framework of payment checking system 200 is substantially the same with payment checking system 100, is removed Trade management device 230 includes server 231 and hard core control unit 232.Server 231 is online to positioned at super business end exchange The host apparatus 120 in room, and server 231 online (such as via internal network) is to (such as payment card of hard core control unit 232 The core system at position end).For example, the application service data and related payment number of the record of hard core control unit 232 user According to.
As described above, user shows to salesman and (for example filled for the bar code of payment through hard copy payment card, through action Put 240 screen etc.), and salesman then scans the bar code of user's offer to produce pass using the scanner of cash device 110 In the Transaction Information of this expense.Then, the Transaction Information of generation is sent to positioned at the super total computer room in business end by cash device 110 Host apparatus 120.Host apparatus 120 then by this Transaction Information be sent to the trade management device 230 at paying entity end with Inquiry payment situation.
Specifically, the server 231 of trade management device 230 is used to the Transaction Information that Receiving Host device 120 is transmitted And it is sent to hard core control unit 232 (such as via internal network).Hard core control unit 232 is to judge having for Transaction Information Effect property (for example whether completed payment), and with the same format of Transaction Information by transaction details data (such as total amount of paying the fees) Or invalid information (such as not billable information) is back to server 231.Then, server 231 can judge Transaction Information Validity after, accordingly by transaction details data (such as total amount of paying the fees) or invalid information (such as not billable information) The host apparatus 120 of the super total computer room in business end is sent to, and host apparatus 120 transmits transaction details data (total gold of for example paying the fees again Volume) or invalid information (such as not billable information) to the cash device 110 of retail sales.Therefore, user can learn account in real time Single payment situation.
In an embodiment, host apparatus 120 and the trade management device 230 at paying entity end of the super total computer room in business end Between server 231 data are transmitted via point-of-sale information (POS) system special line.
Further, running gear 240 (such as mobile phone, tablet PC) screen display bar code is utilized in user In situation, bar code can be produced via the application program for being installed on running gear 240.Therefore, it is logical even in the payment of no hard copy In the case of knowing list, user also can show bar code via the running gear 240 carried with and directly be paid the fees, Wu Xute Ground carries hard copy premium notice list.
Fig. 3 is the flow chart of the payment verification method 300 of an embodiment provided by the present invention.Payment verification method 300 With multiple step S302~S312, it can be applied to payment checking system 100,200 described as shown in Figure 1, Figure 2.However, ability The those of ordinary skill in domain should know, in the above-described embodiments mentioned step, in addition to its bright order person is especially chatted, Its tandem is adjusted according to being actually needed, or even simultaneously or partially can be performed simultaneously.Specific implementation is as it was previously stated, herein not Repeat narration.
In step S302, through cash device, scan bar code to produce Transaction Information.
In step S304, through host apparatus, it is online to cash device and receives Transaction Information.
In step S306, through trade management device, the Transaction Information of Receiving Host device transmission, and sentence in step S308 Whether disconnected Transaction Information is effective.
If judging Transaction Information effectively, in step S310, through trade management device, transmission transaction details data to master Machine device on host apparatus transmission transaction details data to cash device so as to show.
If judging, Transaction Information is invalid, and in step S312, through trade management device, transmission invalid information to main frame is filled Put so as to be shown on host apparatus transmission invalid information to cash device.
In one using in situation, user produces the bar code of payment using application program, and Fig. 4 A~4D is institute of the present invention The application program schematic diagram of the embodiment provided.After user is logined using application program, action sales counter function may be selected, and And user can click paying service function, as shown in Figure 4 A.Then, the declaration form to be paid the fees may be selected in user, as shown in Figure 4 B. The amount cover charge that application program display is payed on behalf, user can click amount of money segment to show that amount cover charge is detailed, if using Person confirms that detailed content is correct can click confirmation content button afterwards, as shown in Figure 4 C.Application program shows payment bar code Points for attention, after user confirms, application program shows the bar code picture of payment, therefore user can go out to super shop person Show this bar code to be paid the fees, as shown in Figure 4 D.
In summary, the present invention can pay the fees instantly in user to super business, and whether real-time query Transaction Information is effective, with The situation for avoiding mistake from paying the fees occurs.After completion when paying the fees, the transaction results in the trade management device at paying entity end Meeting real-time update record, and transaction results are returned to the host apparatus at super business end with same format, cash device is next transferred to, Therefore salesman can confirm transaction results that cash device shows and notify user.
Although the present invention is disclosed above with embodiment, so it is not limited to the present invention, any this area it is general Logical technical staff, without departing from the spirit and scope of the present invention, when various changes and retouching, therefore the protection of the present invention can be made Scope is worked as to be defined depending on the appended claims person of defining.

Claims (10)

1. one kind payment checking system, it is characterised in that payment checking system is included:
One cash device, to scan a bar code to produce a Transaction Information;
One host apparatus, is online to the cash device and to receive the Transaction Information;And
One trade management device, is online to the host apparatus and to receive the Transaction Information of host apparatus transmission and judge The validity of the Transaction Information, wherein when the trade management device judges that the Transaction Information is effective, the trade management device is passed A transaction details data are sent to the host apparatus so that the host apparatus transmits the transaction details data and shown to the cash device Show;When the trade management device judges that the Transaction Information is invalid, the trade management device transmits an invalid information to the main frame Device is so that the host apparatus transmits the invalid information and shown to the cash device.
2. checking system of paying the fees as claimed in claim 1, the wherein cash device also complete information extremely to transmit a payment The host apparatus, the host apparatus also completes information to the trade management device, the trade management device to transmit the payment Also it is used to note down a transaction results of the Transaction Information according to payment completion information and transmit the transaction results to the main frame to fill Put so that the host apparatus transmits the transaction results and shown to the cash device.
3. checking system of paying the fees as claimed in claim 1, it is characterised in that wherein the trade management device is also included:
One server, is online to the host apparatus and the Transaction Information to receive host apparatus transmission;And
One hard core control unit, the validity to judge the Transaction Information.
4. as claimed in claim 1 payment checking system, it is characterised in that wherein the bar code through a running gear via One application program is produced.
5. payment checking system as claimed in claim 1, it is characterised in that the wherein host apparatus and the trade management device Between via a point-of-sale intelligence channel special line transmit data.
6. one kind payment verification method, it is characterised in that the payment verification method is included:
Through a cash device, scan a bar code to produce a Transaction Information;
Through a host apparatus, it is online to the cash device and receives the Transaction Information;
Through a trade management device, receive the Transaction Information of host apparatus transmission and judge the effective of the Transaction Information Property;
Through the trade management device, when judging that the Transaction Information is effective, one transaction details data of transmission to the host apparatus So that the host apparatus transmits the transaction details data and shown to the cash device;And
Through the trade management device, when judging that the Transaction Information is invalid, transmission one invalid information to the host apparatus so that The host apparatus transmits the invalid information and shown to the cash device.
7. verification method of paying the fees as claimed in claim 6, it is characterised in that the payment verification method is also included:
Through the cash device, the payment of transmission one completes information to the host apparatus;
Through the host apparatus, transmit the payment and complete information to the trade management device;
Through the trade management device, a transaction results of the Transaction Information are noted down according to payment completion information and the friendship is transmitted Easy result is to the host apparatus so that the host apparatus transmits the transaction results and shown to the cash device.
8. verification method of paying the fees as claimed in claim 6, it is characterised in that wherein the trade management device is also comprising a service Device and a hard core control unit, the payment verification method are also included:
Through the server, it is online to the host apparatus and receives the Transaction Information of host apparatus transmission;And
Through the hard core control unit, the validity of the Transaction Information is judged.
9. verification method of paying the fees as claimed in claim 6, it is characterised in that the payment verification method is also included:Through a line Dynamic device, the bar code is produced via an application program.
10. verification method of paying the fees as claimed in claim 6, it is characterised in that wherein the host apparatus is filled with the trade management Between putting data are transmitted via a point-of-sale intelligence channel special line.
CN201710085434.XA 2016-05-18 2017-02-17 Payment verification system and payment verification method Active CN106980973B (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
TW105207267 2016-05-18
TW105207267U TWM531009U (en) 2016-05-18 2016-05-18 Payment verification system

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CN106980973A true CN106980973A (en) 2017-07-25
CN106980973B CN106980973B (en) 2021-03-26

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TW (1) TWM531009U (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI635448B (en) * 2017-05-05 2018-09-11 兆豐國際商業銀行股份有限公司 Payment system and payment method

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI395158B (en) * 2009-01-14 2013-05-01 Quadsun Technology Co Ltd Automatic teller apparatus and control method thereof

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI395158B (en) * 2009-01-14 2013-05-01 Quadsun Technology Co Ltd Automatic teller apparatus and control method thereof

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TWM531009U (en) 2016-10-21

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