TWI395158B - Automatic teller apparatus and control method thereof - Google Patents

Description

Automatic teller equipment and control method thereof

The present invention relates to an automatic teller device, and more particularly to an automatic teller device capable of reading a bill and a control method thereof.

Financial institutions such as banks or post offices provide depository services, and automatic teller equipment for financial institutions such as cash dispensers, automatic depositors, or automatic deposit machines, which provide deposits, withdrawals, transfers, and inquiries. Features such as account balance.

If the general public wants to pay the bill, they need to operate the automatic teller equipment to input the billing account number and the payment amount. This is not convenient for the user, and the user may have to confirm the input billing account repeatedly. And the amount of the payment is correct.

In addition, in order to facilitate the payment of the public, the general convenience store also provides a payment service, and the clerk manually operates the barcode machine to read the one-dimensional barcode on the bill. However, the information that can be entrained by a one-dimensional bar code is limited. Usually, a one-dimensional bar code only carries one account number or one amount. Therefore, there must be several one-dimensional bar codes on the bill to correspond to the payment account number and amount, and the clerk must also scan the number. One-dimensional barcodes can read the complete payment information. Moreover, through the convenience store's payment service, the public can only pay for the payment of cash, and the convenience store has a limited amount of payment service in order to avoid excessive risk.

Therefore, how to provide an automatic teller device and a control method thereof for facilitating the user to confirm the bill to pay the bill has become one of the important topics.

In view of the above problems, an object of the present invention is to provide an automatic teller device capable of reading a bill of a two-dimensional bar code for payment by a user and a control method therefor.

To achieve the above object, an automatic teller device in accordance with the present invention is for a user to pay a bill containing a two-dimensional bar code containing a payment information. The automatic teller device comprises a two-dimensional barcode assisted reading light source module, a two-dimensional barcode reading processing module, a display module and a payment module. The two-dimensional barcode auxiliary reading light source module comprises a light emitting unit, and the light emitting unit emits a light on the bill; the two-dimensional barcode reading processing module reads the image of the two-dimensional barcode and performs image on the image of the two-dimensional barcode. Correction and decoding to generate a billing information; display module is to display billing data; billing module is based on billing information for users to pay.

In an embodiment, the payment module is capable of processing a payment transaction based on the billing information. For example, the billing information includes a payment account and a payment amount. The payment account and the payment amount can be displayed on the display module. The user can view the display module to confirm whether the payment information is correct. The payment module is based on the user. The instructions will pay the money to the billing account, and the user can choose to pay in full or only part of the amount.

Users can use the financial card or cash in the ATM to pay. For the payment of the financial card, the payment module may include a financial card reading unit and a payment processing unit, and the financial card reading unit reads the financial card to obtain a user account, and the payment processing unit is based on the user account and the account. Single data processing for a payment transaction. For example, the financial card can be a credit or debit card.

On the other hand, for the use of cash payment, the payment module includes a cash collection unit and a payment processing unit. The cash collection unit receives the cash placed by the user, and the payment processing unit is based on the cash placed by the user. The billing information processes a payment transaction.

Furthermore, the automated teller machine can simultaneously provide the user with a financial card or cash deposit.

The two-dimensional barcode assisted reading light source module further includes a regulating unit that controls the light emitting unit to adjust the brightness of the light.

In an embodiment, the automated teller device further includes a read timing control module that controls the timing at which the two-dimensional barcode reading processing module reads the bill. This module is available for the user to operate. For example, the user presses the shutter through the physical button or touches the button on the screen, and after the reading timing control module is triggered or receives the user's operation instruction, the two-dimensional barcode reading processing module is controlled to be read. bill. The 2D barcode reading processing module does not read the bill until the user receives the instruction. The user can control the ATM device to read after the bill is placed.

The two-dimensional bar code reading processing module is to take a position reference image by the statement, and the position reference image is displayed on the display module for the user to adjust the position of the bill. When the reading timing control module is triggered, the two-dimensional bar code is The reading processing module reads the bill and outputs the two-dimensional barcode image.

In an embodiment, the two-dimensional barcode reading processing module includes a camera unit and a processing unit, and the camera unit captures a bill and outputs a two-dimensional barcode image. The processing unit receives the two-dimensional barcode image, performs image correction and decoding on the bill to generate a billing data.

In addition, the two-dimensional barcode reading processing module further includes a mode control unit. When the bill is displayed on one of the screens of a mobile phone, the mode control unit controls the camera unit and the lighting unit to take a bill in a first reading mode. When the bill is printed on a paper, the mode control unit controls the camera unit and the lighting unit to take a bill in a second reading mode.

In the embodiment, the two-dimensional barcode reading processing module performs an error check (EC, Error Check) on the two-dimensional barcode image, and when the error rate of the two-dimensional barcode image is higher than a preset value, the two-dimensional barcode reading is performed. The processing module reads the bill again.

To achieve the above object, a method for controlling an automatic teller device according to the present invention is for a user to pay a bill containing a two-dimensional bar code, and the two-dimensional bar code contains a payment information. The control method comprises a plurality of steps: a light control step, an auxiliary reading light is sent to the bill; a 2D barcode reading step is performed to read the image of the 2D barcode; and a 2D barcode image correction step is performed to read The image of the two-dimensional barcode image is corrected; a two-dimensional barcode image decoding step is performed to decode the corrected image of the two-dimensional barcode to generate a billing data; a billing data display step, displaying billing data; and a The payment processing step processes a payment transaction based on the billing information and one of the instructions of the user.

In an embodiment, the billing information includes a billing account and a billing amount. For the payment of the financial card, the control method further comprises a financial card reading step to read the financial card to obtain a user account, wherein the payment processing step processes the payment transaction according to the user account and the billing data. For cash payment, the control method further includes a cash collection step to receive the cash placed by the user, wherein the payment processing step is based on the cash and billing information placed by the user to process the payment transaction.

In addition, the control method may further comprise a regulating step to adjust the brightness of the auxiliary reading light.

In addition, the control method may further include a reading timing determining step of determining whether the user instructs to perform the two-dimensional bar code reading step, and when the determination result is yes, performing the two-dimensional bar code reading step.

In addition, the control method may further include a pre-shooting step of capturing a position reference image for the bill; and a pre-display step for displaying the position reference image for the user to adjust the position of the bill.

In addition, in the control method, when the bill is displayed on one of the mobile phones, the light control step is to send an auxiliary reading light to the bill in a first reading mode, and the two-dimensional barcode reading step is performed. The first reading mode reads the image of the two-dimensional barcode; when the bill is printed on a paper, the light control step sends an auxiliary reading light to the bill in a second reading mode, and the two-dimensional barcode reads The taking step is to read the image of the two-dimensional barcode in the second reading mode.

In addition, the control method may further include a two-dimensional barcode error checking step to perform error checking on the read two-dimensional barcode image, and when the error rate of the read two-dimensional barcode image is higher than a preset value, 2D barcode reading step.

For electronic two-dimensional bar code bills that can be displayed on the screen of a mobile phone, the organization that issued the bill can issue a bill of this type to avoid paper. Moreover, directly transmitting the bill containing the payment information directly to the user's mobile phone in the form of a two-dimensional bar code has better security than the conventional way of delivering the paper bill. The automatic teller device can read this type of bill, allowing the user to pay with the aforementioned mobile phone. Under such a payment mechanism, the organization and users of the bills can be facilitated.

According to the above description, an automatic teller device and a control method thereof according to the present invention are capable of processing a bill of a two-dimensional bar code type and displaying the contents of the bill directly on the display module, so that the user does not need to input the payment by himself. The account number or amount, and the content of the payment information can be confirmed through the display module. After confirmation, the payment can be made according to the payment information. Such a mechanism improves the convenience of the user's operation.

Hereinafter, an automatic teller device and a control method thereof according to a preferred embodiment of the present invention will be described with reference to the accompanying drawings, wherein the same elements will be described with the same reference numerals.

As shown in FIG. 1A, a billing system 11 notifies the user of the payment information to pay the fee. It is notified via an electronic bill.

In the case of an electronic bill, it is transmitted to the mobile telephone 14 via a telecommunications system 13. The billing system 11 sorts out the current payment information of the user and transmits the payment information to the two-dimensional barcode system 12, and the two-dimensional barcode system 12 encodes the payment information into a two-dimensional barcode pattern, and then the two-dimensional barcode The pattern is transmitted to telecommunications system 13 which transmits the pattern of the two dimensional barcode to the user's mobile telephone 14 via the telecommunications network. The pattern of this two-dimensional barcode is used as a bill.

A screen of the mobile phone 14 displays a two-dimensional bar code pattern, which is decoded to obtain billing information. The billing data may include a billing account number and a payment amount, and may even include a hyperlink of an advertisement or an advertisement. The 2D barcode can be a QR code (Quick Response Code).

The user can take the mobile phone 14 to the ATM device 2 for payment. The ATM device 2 is capable of reading a two-dimensional bar code pattern on the screen of the mobile phone 14. After the two-dimensional barcode pattern is read, it will be decoded to obtain billing information, and the billing information includes the payment information of the billing system 11 to notify the user, such as the payment account number and the payment amount. The user can confirm the billing information or the payment information at the automatic teller device 2, or can operate the automatic teller device 2 to pay for the bill.

When the user places a payment instruction on the automated teller device 2, the automated teller device 2 communicates with the financial system 17 to complete the payment transaction, and then the financial system 17 notifies the billing system 11 that the payment is received.

The payment service of the ATM device 2 may be for water, electricity, gas, parking, taxes, credit cards, or communication fees. Usually, this type of payment account is a service for the public to pay, and the account number is usually fixed. And, the amount of the payment is usually not limited by the maximum amount of daily transfer. In addition, private transactions, such as bills for the sale of goods, can also be paid in the manner described above.

In addition, as shown in FIG. 1B, the billing system 11 notifies the user of the payment information through the paper bill to pay the fee.

In the case of a paper bill, it is delivered to the user via the postal system 15. The billing system 11 transmits the payment information to the two-dimensional barcode system 12, and the two-dimensional barcode system 12 encodes the payment information into a two-dimensional barcode pattern, and then prints the pattern of the two-dimensional barcode into a paper bill 16 for the postal system. The 15 series delivers the paper bill 16 to the user.

The user can take the paper bill 16 to the ATM device 2 for payment. The teller device 2 is capable of reading a two-dimensional bar code pattern on the paper bill 16. After the two-dimensional barcode pattern is read, it will be decoded to obtain billing information, and the billing information includes the payment information of the billing system 11 to notify the user, such as the payment account number and the payment amount. The user can confirm the billing information or the payment information at the automatic teller device 2, or can operate the automatic teller device 2 to pay for the bill.

When the user places a payment instruction on the automated teller device 2, the automated teller device 2 communicates with the financial system 17 to complete the payment transaction, and then the financial system 17 notifies the billing system 11 that the payment is received.

In addition, it is not limited here that the billing system 11 notifies the user only by electronic bill or by paper bill. The billing system 11 can also notify the user of both the electronic bill and the paper bill as shown in FIG. 1C. The ATM device 2 is capable of reading a two-dimensional bar code pattern on the screen of the mobile phone 14, and is also capable of reading a two-dimensional bar code pattern on the paper bill 16. After the 2D barcode pattern is read, it will be decoded to obtain billing data.

As shown in FIG. 2, the automatic teller device control method is for a user to pay a bill containing a two-dimensional barcode, and the two-dimensional barcode contains a payment information, and the method includes steps S001 to S006, which are applicable. The automatic teller device described above or later.

Step S001 is a light control step, which sends an auxiliary reading light to the bill; step S002 is a two-dimensional barcode reading step, which reads the image of the two-dimensional barcode from the bill; and step S003 is a two-dimensional barcode image correction. a step of performing image correction on the image of the read two-dimensional barcode; step S004 is a two-dimensional barcode image decoding step, which decodes the corrected image of the two-dimensional barcode to generate a billing data; step S005 The billing information display step is to display the billing data; the step S006 is a billing processing step of processing a paying transaction according to the billing information and one of the instructions of the user.

In the foregoing steps, the payment information can be solved from the two-dimensional barcode to become billing information for the user to process. Further implementation details will be described in the subsequent embodiments.

The architecture of an automated teller device capable of reading bills will be exemplified below.

As shown in FIG. 3, the automatic teller device 2 is for a user to pay a bill 3 containing a two-dimensional barcode 31. The two-dimensional barcode 31 contains a payment information, and the automatic teller device 2 includes a two-dimensional barcode assisted reading. The light source module 21, a two-dimensional barcode reading processing module 22, a display module 23, and a payment module 24 are taken. The two-dimensional barcode assisted reading light source module 21 includes a light emitting unit 211 (shown in FIG. 4A), and the light emitting unit 211 emits a light on the bill 3. The two-dimensional barcode reading processing module 22 reads the image of the two-dimensional barcode 31, performs image correction and decoding on the image of the two-dimensional barcode 31 to generate a billing data, and the billing data corresponds to the payment information. The display module 23 displays the billing data.

The payment module 24 is capable of processing a payment transaction based on the billing information. For example, the billing information includes a billing account and a billing amount. The billing account and the billing amount can be displayed on the display module 23. The user can view the display module 23 to confirm whether the billing information is correct, and the display module 23, for example. It is a monitor. The payment module 24 pays the money to the payment account according to the user's instructions, and the user can choose to pay in full or only part of the amount.

The payment module 24 is based on the billing information for the user to pay. In this embodiment, the payment module 24 has an input unit 241 (as shown in FIG. 4A), and the user can operate the input unit 241 and according to the payment account and Pay the amount to pay. The input unit 241 can be a keyboard or a touch input interface integrated with the display module 23.

The two-dimensional barcode 31 including the payment information can be displayed on a screen 41 of a mobile phone 4 or printed on a paper 5. The user moves the two-dimensional barcode 31 of the bill 3 close to the two-dimensional barcode reading process. The module 22 facilitates reading the two-dimensional barcode 31.

In the embodiment, the two-dimensional barcode reading processing module 22 performs an error check (EC, Error Check) on the image of the read two-dimensional barcode, and the error rate of the image of the read two-dimensional barcode is higher than that. When a preset value is reached, the two-dimensional barcode reading processing module 22 reads the image of the two-dimensional barcode 31 again. Before performing the re-reading, the two-dimensional barcode reading processing module 22 can be adjusted in advance to facilitate reading again, and the light-emitting unit 211 can also be adjusted in advance.

After the two-dimensional barcode reading processing module 22 confirms that the read image has no coding error, the generated billing data is output to the display module 23 for display, or the payment module 24 is provided for payment by the user. .

The two-dimensional barcode reading processing module 22 can also confirm the format of the billing data, for example, confirm the check code or the number of bits of the billing account, and the like. In addition, the confirmation of the format can also be implemented by the payment module 24. When the payment module 24 finds a format error, it can request the two-dimensional barcode reading processing module 22 to read the image of the two-dimensional barcode again, or directly The processing is terminated and the user is required to re-operate.

Compared with the payment service provided by the convenience store, the automatic teller device 2 provides an automated payment service, and the amount of the payment is not limited by the upper limit.

The following will be explained in more detail embodiments.

As shown in FIG. 4A, the automatic teller device 2a can be used as an automatic teller machine. In the automatic teller device 2a, the two-dimensional bar code auxiliary reading light source module 21 further includes a regulating unit 212, which controls the light emitting unit 211 to adjust the brightness of the light, so that the two-dimensional bar code reading processing module 22 can be appropriately assisted. To read the image of the 2D barcode.

The two-dimensional barcode reading processing module 22 includes a camera unit 221 and a processing unit 222. The camera unit 221 captures the image of the two-dimensional barcode 31 and outputs a two-dimensional barcode data Q1. The processing unit 222 receives the two-dimensional barcode data Q1. And performing image correction and decoding on the two-dimensional barcode data Q1 to generate a billing data Q2.

Image correction is mainly to correct the brightness and distortion of the image, adjust the alignment and contrast of the image, and the corrected and adjusted 2D barcode data is decoded to obtain the bill data Q2.

The two-dimensional barcode reading processing module 22 outputs the billing data to the display module 23 through a transmission line. The transmission line is RS-232 or USB.

The payment module 24 further includes a financial card reading unit 242 and a payment processing unit 243. The financial card reading unit 242 reads the financial card 6 to obtain a user account Q3. For example, the financial card 6 can be a credit card. Or a cash card. The payment processing unit 243 processes a payment transaction based on the user account Q3 and the billing information Q2. For example, a payment transaction is to transfer the payment amount from the user account to the payment account.

In an embodiment, the processing unit 222 performs an error check on the image of the read two-dimensional barcode. When the error rate of the image of the read two-dimensional barcode is higher than a preset value, the processing unit 222 notifies the camera. The unit 221 reads the image of the two-dimensional barcode 31 again. Before the reading is performed again, the setting parameters of the photographing unit 221 such as the exposure time, the aperture size, and the like can be appropriately adjusted first. In addition, the processing unit 222 may also notify the light emitting unit 211 to adjust the light intensity to facilitate reading again.

The processing unit 222 outputs the billing data Q2 to the display module 23 and the payment module 24 after confirming that the read image has no coding error.

The processing unit 222 can perform format confirmation for the billing data, and when it finds a format error, it can notify the photographing unit 221 to read the image of the two-dimensional barcode 31 again. In addition, the confirmation of the format can also be implemented by the payment module 24 as previously described.

As shown in FIG. 4B, for example, the operation flow of the automatic teller device 2a may include steps S101 to S114.

In step S101, the user inserts the financial card 6 into the financial card reading unit 242 to read the information on the financial card, such as a user account or the like.

In step S102, the user operates the input unit 241 to input the financial card password.

In step S103, the processing unit 222 determines whether the financial card password input in step S102 is correct. If not, the process proceeds to step S114, and if it is correct, the process proceeds to step S104 to continue the process.

In step S104, the display module 23 prompts the item "two-dimensional barcode payment" for the user to select. The user operates the input unit 241 to select this item. Users can of course also choose other items, such as withdrawals or balance inquiries, but these other situations are not discussed here.

In step S105, the camera unit 221 outputs an image of the two-dimensional barcode on the bill and outputs a two-dimensional barcode data.

In step S106, the processing unit 222 performs image correction and decoding on the two-dimensional barcode data, and outputs the bill data to the payment processing unit 243.

In step S107, the payment processing unit 243 determines whether the format of the bill data is correct. If not, the process proceeds to step S114, and if it is correct, the process proceeds to step S108 to continue the process.

In step S108, the display module 23 displays billing information and an option to indicate whether it is correct or not. The user can operate the input unit 241 to give an instruction of correctness.

In step S109, the payment processing unit 243 determines the command input in step S108. If the instruction corresponds to "Billing Data Error", then the process proceeds to step S114, and if the instruction corresponds to "Billing Data Correctly", then the process proceeds to step S110 to continue the process.

In step S110, the display module 23 prompts whether or not to perform a payment transaction, and the user can operate the input unit 241 to issue an instruction.

In step S111, the payment processing unit 243 determines the command input in step S110. If the instruction corresponds to "stop transaction", the process proceeds to step S114, and if the instruction corresponds to "perform transaction", the process proceeds to step S112 to continue the process.

In step S112, the payment processing unit 243 processes the payment transaction based on the user account and the billing information.

In step S113, the financial card reading unit 242 exits the financial card, and the display module 23 can display the result of the successful transaction, and the result of the successful transaction can also be printed.

In step S114, the financial card reading unit 242 exits the financial card, and the display module 23 can display the result of the transaction failure, and the result of the transaction failure can also be printed.

In the present embodiment, the steps of the processing are not limited to the above order, for example, step S108 and step S110 may be combined, and step S109 is merged with step S111. Alternatively, before inserting the financial card (before step S101), the user may first select the two-dimensional barcode payment, that is, perform steps S104 to S111 first. If it is determined in step S111 that the user wants to perform the transfer transaction, steps S01 to S03 are executed again.

In addition, as shown in FIG. 5, in the automatic teller device 2b, unlike FIG. 4A, the payment processing unit 243 is integrated with the processing unit 222 as the processing unit 222a, and the processing unit 222a can process not only the read two-dimensional barcode. The image can also handle financial transactions. Such an automatic teller device 2b can also be used as an automatic teller machine. The process flow of FIG. 4B is also applicable to the automated teller device 2b.

In addition, as shown in FIG. 6A, in the automatic teller device 2c, unlike the FIG. 4A, the payment module 24 further includes a cash point receiving unit 244, and the cash collecting unit 244 receives the cash placed by the user. The payment processing unit 243 processes a payment transaction based on the cash and billing information placed by the user. The user can select a financial card or cash to pay the fee in the automatic teller device 2c. The ATM device 2c can be used as an automatic withdrawal/deposit machine.

As shown in FIG. 6B, the operational flow of the automatic teller device 2c in FIG. 6A includes steps S201 to S215.

In step S201, the display module 23 prompts the item "two-dimensional barcode payment" for the user to select. The user operates the input unit 241 to select this item. Users can of course also choose other items, such as withdrawals or balance inquiries, but these other situations are not discussed here.

In step S202, the camera unit 221 outputs an image of the two-dimensional barcode on the bill and outputs a two-dimensional barcode data.

In step S203, the processing unit 222 performs image correction and decoding on the two-dimensional barcode data to output billing data.

In step S204, the payment processing unit 243 determines whether the format of the bill data is correct. If not, the process proceeds to step S215, and if it is correct, the process proceeds to step S205 to continue the process.

In step S205, the display module 23 displays billing information and an option to indicate whether it is correct or not. The user can operate the input unit 241 to give an instruction of correctness.

In step S206, the payment processing unit 243 determines the command input in step S205. If the instruction corresponds to "Billing Data Error", then the process proceeds to step S215, and if the instruction corresponds to "Billing Data Correctly", then the process proceeds to step S207 to continue the process.

In step S207, the display module 23 prompts whether or not a payment transaction is to be made, and the user can operate the input unit 241 to issue an instruction.

In step S208, the payment processing unit 243 determines the command input in step S207. If the instruction corresponds to "stop the transaction", the process proceeds to step S215, and if the instruction corresponds to "perform the transaction", the process proceeds to step S209 to continue the process.

In step S209, the display module 23 prompts the user to place cash in the cash receipt unit 244.

In step S210, the cash receipt unit 244 receives the amount of money placed by the user.

In step S211, the payment processing unit 243 determines whether the amount of money received in step S210 is sufficient for payment. If it is insufficient, the process proceeds to step S212, and if it is sufficient, the process proceeds to step S213.

In step S212, the display module 23 prompts that the payment amount is insufficient, and then returns to step S209 again.

In step S213, the payment processing unit 243 processes a payment transaction based on the cash and billing information placed by the user.

In step S214, the display module 23 can display the result of the successful transaction, and the result of the successful transaction can also be printed.

In step S215, the display module 23 can display the result of the transaction failure, and the result of the transaction failure can also be printed.

In the present embodiment, if the payment processing unit 243 is integrated with the processing unit 222, the payment processing unit 243 of step S204, step S206, step S208, step S211, and step S213 may be the integrated processing unit 222.

In addition, the processing flow of FIG. 4B is also applicable to the automatic teller device 2c.

As shown in FIG. 6C, the operational flow of the automatic teller device 2c in FIG. 6C includes steps S301 to S322. This process is mainly to allow users to choose to pay by financial card or cash in the menu.

Steps S301 to S308 are similar to steps S201 to S208, and thus are not described again.

In step S309, the display module 23 prompts the user to pay by the financial card or cash, and the user can operate the input unit 241 to issue an instruction.

In step S310, the payment processing unit 243 determines the instruction issued by the user in step S309. If the command is "end transaction", then go to step S322; if the command is "pay by financial card", go to step S311; if the command is "pay by cash", go to step S316, step S311, the user inserts the financial The card is read by the financial card reading unit 242 to read information on the financial card, such as a user account.

In step S312, the user operates the input unit 241 to input the financial card password.

In step S313, the processing unit 222 determines whether the financial card password input in step S312 is correct. If not, the process proceeds to step S322, and if it is correct, the process proceeds to step S314 to continue the process.

In step S314, the payment processing unit 243 processes the payment transaction based on the user account and the billing information.

In step S315, the financial card reading unit 242 exits the financial card, and the display module 23 can display the result of the successful transaction, and the result of the successful transaction can also be printed out.

In step S316, the display module 23 prompts the user to place cash in the cash receipt unit 244.

In step S317, the cash receipt unit 244 receives the amount of money placed by the user.

In step S318, the payment processing unit 243 determines whether the amount received in step S317 is sufficient for payment. If it is insufficient, the process proceeds to step S319, and if it is sufficient, the process proceeds to step S320.

In step S319, the display module 23 displays that the payment amount is insufficient, and then returns to step S316 again.

In step S320, the payment processing unit 243 processes a payment transaction based on the cash and billing information placed by the user.

In step S321, the display module 23 can display the result of the successful transaction, and the result of the successful transaction can also be printed.

In step S322, the display module 23 can display the result of the transaction failure, and the result of the transaction failure can also be printed.

In addition, steps S311 to S313 can also be changed to the forefront, preceded by step S301. That is, the user inserts the financial card before processing.

As shown in FIG. 7, in the automatic teller device 2d, compared with the foregoing FIG. 4A to FIG. 6A, the automatic teller device 2d further includes a reading timing control module 25 for controlling the two-dimensional bar code reading processing module 22 When the bill is read, the module is operable by the user, and can be set independently of the input unit 241 or with the input unit 241.

For example, the read timing control module 25 can have a button for the shutter button. The button can be disposed near the two-dimensional barcode reading processing module 22 to facilitate user operation. When the button is pressed, the reading timing is triggered. Control module 25. When the read timing control module 25 is triggered by the user, it controls the two-dimensional barcode reading processing module 22 to read the pattern of the two-dimensional barcode 31 on the bill 3.

In addition, a button of the input unit 241 can also be used as a shutter button, and when the user presses the button, the reading timing control module 25 is triggered. Before the read timing control module 25 is triggered or before receiving the user's instruction, the two-dimensional barcode reading processing module 22 does not read the image of the two-dimensional barcode 31, and the user can place the bill after the user has placed the bill. The automatic teller device 2d is controlled to perform reading.

The two-dimensional barcode reading processing module 22 is configured to take a position reference image for the billing, and the position reference image is displayed on the display module 23 for the user to adjust the position of the bill. When the reading timing control module 25 is triggered, The two-dimensional barcode reading processing module 22 reads the image of the two-dimensional barcode 31 on the bill 3 and outputs the two-dimensional barcode data.

Briefly, the two-dimensional barcode reading processing module 22 captures the bill 3 in the format of a video and displays it instantly through the display module 23. Therefore, the user can view the display module 23 to know whether the account is to be accounted for. Put single 3 in the proper position. After the bill 3 or the two-dimensional barcode 31 is placed in an appropriate position, the user triggers the read timing control module 25 to control the two-dimensional barcode reading processing module 22 to read the two-dimensional barcode on the bill 3 in the foregoing manner. Image of 31.

In addition, the two-dimensional barcode reading processing module 22 further includes a mode control unit 223. When the bill 3 is displayed on the screen of the mobile phone, the mode control unit 223 controls the camera unit 221 and the lighting unit 211 to perform a first reading. Take the mode to take the bill 3. When the bill 3 is printed on a paper, the mode control unit 223 controls the camera unit 221 and the lighting unit 211 to take a bill 3 in a second reading mode.

For example, the reading mode is specifically set depending on the lighting characteristics or focusing characteristics of the bill. In terms of illuminating characteristics, when the screen of the mobile phone displays a two-dimensional bar code, its brightness is greater than the brightness of the surface of the paper. Thus, the first read mode can be set to be for a brighter bill, and the second read mode can be set to be for a darker bill. In addition, in terms of focusing characteristics, the screen of the mobile phone has a transparent protective cover, which affects the focus of the camera unit 221. Therefore, the first reading mode can be set to be for a bill with a transparent protective cover, and the second reading mode can be set to be for a bill without a transparent protective cover. In addition, the first reading mode can also be set for a bill that is brighter and has a transparent protective cover, and the second reading mode is set to a bill for a darker one without a transparent protective cover.

The mode control unit 223 can detect the brightness of the bill or the focus of the camera unit 221 through a detecting component (not shown).

The reading timing control module and the mode control unit need to exist simultaneously in the automatic teller device, and the automatic teller device has the reading timing control module without the mode control unit or the mode control unit without the reading timing. Control modules are also possible.

In the above embodiment, the automatic teller device may also be used only as an automatic deposit machine.

In summary, for an electronic two-dimensional bar code bill that can be displayed on the screen of a mobile phone, the organization that issued the bill can issue a bill of this type to avoid using paper. Moreover, directly transmitting the bill containing the payment information directly to the user's mobile phone in the form of a two-dimensional bar code has better security than the conventional way of delivering the paper bill. The automatic teller device can read this type of bill, allowing the user to pay with the aforementioned mobile phone. Under such a payment mechanism, the organization and users of the bills can be facilitated.

In summary, an automatic teller device and a control method thereof according to the present invention are capable of processing a bill of a two-dimensional bar code type and displaying the contents of the bill directly on the display module, so that the user does not need to input the payment by himself. The account number or amount, and the content of the payment information can be confirmed through the display module. After confirmation, the payment can be made according to the payment information. Such a mechanism improves the convenience of the user's operation.

The above is intended to be illustrative only and not limiting. Any equivalent modifications or alterations to the spirit and scope of the invention are intended to be included in the scope of the appended claims.

11. . . Billing system

12. . . 2D barcode system

13. . . Telecommunications system

14. . . mobile phone

15. . . Postal system

16. . . Paper bill

17. . . Financial system

2, 2a, 2b, 2c, 2d. . . Automatic teller equipment

twenty one. . . 2D barcode assisted reading light source module

211. . . Light unit

212. . . Regulatory unit

twenty two. . . 2D barcode reading processing module

221. . . Camera unit

222, 222a. . . Processing unit

223. . . Mode control unit

twenty three. . . Display module

twenty four. . . Payment module

241. . . Input unit

242. . . Financial card reading unit

243. . . Payment processing unit

244. . . Cash collection unit

25. . . Read timing control module

3. . . bill

31. . . QR code

4. . . mobile phone

41. . . Screen

5. . . Paper

6. . . Debit Card

Q1. . . 2D barcode data

Q2. . . Billing information

Q3. . . User account

S001 to S006, S101 to S114, S201 to S215, and S301 to S322. . . step

1A to 1C are schematic diagrams showing a system architecture according to an embodiment of the invention;

2 is a flow chart of a method for controlling an automatic teller device according to an embodiment of the present invention;

3 is a schematic diagram of an automatic teller device according to an embodiment of the invention;

4A is a block diagram of an automatic teller device according to still another embodiment of the present invention;

4B is a flow chart showing the operation of the automatic teller device according to FIG. 4A;

Figure 5 is a block diagram of an automated teller device in accordance with still another embodiment of the present invention;

6A is a block diagram of an automated teller device in accordance with another embodiment of the present invention;

6B is a flow chart showing the operation of the automatic teller device according to FIG. 6A;

Figure 6C is a flow chart showing the operation of the automatic teller device according to Figure 6A;

Figure 7 is a block diagram of an automated teller machine in accordance with another embodiment of the present invention.

2. . . Automatic teller equipment

twenty one. . . 2D barcode assisted reading light source module

twenty two. . . 2D barcode reading processing module

twenty three. . . Display module

twenty four. . . Payment module

3. . . bill

31. . . QR code

4. . . mobile phone

41. . . Screen

5. . . Paper

Claims (19)

An automatic teller device is provided for a user to pay a bill containing a two-dimensional bar code, the two-dimensional bar code containing a payment information, the automatic teller device comprising: a two-dimensional bar code auxiliary reading light source module, The system includes a light emitting unit that emits a light on the bill; a two-dimensional barcode reading processing module that reads the image of the two-dimensional barcode and performs image correction on the image of the two-dimensional barcode Decoding generates a billing data; a display module displays the billing data; and a billing module is provided for the user to pay according to the billing information. The automatic teller device as claimed in claim 1, wherein the billing information comprises a payment account and a payment amount. The automatic teller device according to claim 1, wherein the payment module comprises: a financial card reading unit that reads the financial card to obtain a user account; and a payment processing unit A payment transaction is processed based on the user account and the billing information. The automatic teller device as claimed in claim 1, wherein the payment module comprises: a cash collection unit, which receives cash deposited by the user; and a payment processing unit, which is based on the use The cash placed and the billing information are processed for a payment transaction. The automatic teller device according to claim 1, wherein the two-dimensional barcode assisted reading light source module comprises: a regulating unit that controls the light emitting unit to adjust the brightness of the light. The automatic teller device according to claim 1, further comprising: a reading timing control module, which controls the timing of reading the bill by the two-dimensional barcode reading processing module. The automatic teller device according to claim 6, wherein the two-dimensional barcode reading processing module captures a position reference image for the bill, and the position reference image is displayed on the display module for the user. The position of the bill is adjusted. After the reading timing control module is triggered, the two-dimensional barcode reading processing module reads the bill and outputs the two-dimensional barcode image. The automatic teller device according to claim 1, wherein the two-dimensional barcode reading processing module comprises: a camera unit that captures an image of the two-dimensional barcode and outputs a two-dimensional barcode data; The processing unit receives the two-dimensional barcode data, performs image correction and decoding on the two-dimensional barcode data to generate a billing data. The automatic teller device according to claim 8, wherein the two-dimensional barcode reading processing module further comprises a mode control unit, and the mode control unit is displayed when the bill is displayed on one of the mobile phones. Controlling the camera unit and the illumination unit to capture an image of the two-dimensional barcode in a first reading mode, and when the bill is printed on a paper, the mode control unit controls the camera unit and the illumination The unit captures an image of the two-dimensional barcode in a second reading mode. The automatic teller device according to claim 1, wherein the two-dimensional barcode reading processing module performs an error check (EC, Error Check) on the image of the read two-dimensional barcode, when read When the error rate of the image of the two-dimensional barcode is higher than a preset value, the two-dimensional barcode reading processing module reads the image of the two-dimensional barcode again. A method for controlling an automatic teller device is for a user to pay a bill containing a two-dimensional bar code, the two-dimensional bar code containing a payment information, the control method comprising the following steps: a light control step, issuing an auxiliary Reading light on the bill; reading a two-dimensional barcode reading step to read the image of the two-dimensional barcode; and performing a two-dimensional barcode image correction step on the image of the read two-dimensional barcode; a barcode image decoding step of decoding the corrected image of the two-dimensional barcode to generate a billing data; a billing data display step of displaying the billing data; and a payment processing step, according to the billing data and One of the users instructed to process a payment transaction. The control method of claim 11, wherein the billing information comprises a payment account and a payment amount. The control method of claim 11, further comprising: a financial card reading step of reading the financial card to obtain a user account, wherein the payment processing step is based on the user account and the account Single data processing of the payment transaction. For example, the control method described in claim 11 further includes: a cash collection step of receiving cash deposited by the user, wherein the payment processing step is based on the cash placed by the user and The billing information processes the payment transaction. The control method of claim 11, further comprising: a regulating step of adjusting the brightness of the auxiliary reading light. The control method of claim 11, further comprising: a reading timing determining step of determining whether the user instructs to perform the two-dimensional barcode reading step, and when the determination result is yes, performing the 2D barcode reading step. The control method of claim 16, further comprising: a pre-shooting step of capturing a position reference image for the bill; and a pre-displaying step of displaying the position reference image for the user to adjust The location of the bill. The control method of claim 11, wherein when the bill is displayed on one of the mobile phones, the light control step is to emit the auxiliary reading light in a first reading mode. Billing, the two-dimensional barcode reading step is to read the image of the two-dimensional barcode in the first reading mode, and when the bill is printed on a paper, the light control step is performed in a second reading The take mode sends the auxiliary read light to the bill, and the two-dimensional barcode reading step reads the image of the two-dimensional barcode in the second read mode. The control method of claim 11, further comprising: a two-dimensional barcode error checking step, which performs an error check (EC, Error Check) on the read two-dimensional barcode image, when read When the error rate of the two-dimensional barcode image is higher than a preset value, the two-dimensional barcode reading step is performed again.