TWM531009U - Payment verification system - Google Patents

Abstract

A payment verification system includes a cash register, a host device and a transaction managing device. The cash register is configured to scan a bar code to generate transaction data. The host device is connected to the cash register and configured to receive the transaction data. The transaction managing device is connected to the host device and configured to receive the transaction data sent by the host device and to determine validity of the transaction data. When the transaction managing device determines that the transaction data is valid, the transaction managing device sends transaction detail data to the host device so that the host device sends the transaction detail data to the cash register for display. When the transaction managing device determines the transaction data is invalid, the transaction managing device sends an invalid message to the host device so that the host device sends the invalid message to the cash register for display.

Description

Payment verification system

The present disclosure is a payment verification technique, and in particular relates to a payment verification system.

In modern life, people often receive regular paper-based payment notices for applying for different services. However, during the period from the printing of the payment notice to the payment of the payment notice by the public, the payment of the fee may be caused by the payment of the content of the payment and the payment through other channels.

One aspect of the present disclosure is to provide a payment verification system including a cash register device, a host device, and a transaction management device. The cash register is used to scan the barcode to generate transaction data. The host device is connected to the cash register device and is used to receive transaction data. The transaction management device is connected to the host device and configured to receive the transaction data transmitted by the host device and determine the validity of the transaction data. When the transaction management device determines that the transaction data is valid, the transaction management device transmits the transaction details to the host device to cause the host device to transmit the transaction details to the cash register. Displayed on the device. When the transaction management device determines that the transaction data is invalid, the transaction management device transmits an invalid message to the host device to cause the host device to transmit an invalid message to the cash register for display.

In an embodiment of the present disclosure, the cash register device is further configured to transmit a payment completion message to the host device. The host device is further configured to transmit a payment completion message to the transaction management device. The transaction management device is further configured to record the transaction result of the transaction data according to the payment completion message and transmit the transaction result to the host device to cause the host device to transmit the transaction result to the cash register device for display.

In an embodiment of the present disclosure, the transaction management apparatus further includes a server and a core management unit. The server is connected to the host device and is configured to receive transaction data transmitted by the host device. The core management unit is used to determine the validity of the transaction data.

In one embodiment of the present disclosure, the barcode is generated by the mobile device via an application.

In an embodiment of the present disclosure, the host device and the transaction management device transmit data via a point of sale (POS) system dedicated line.

In summary, the disclosure can instantly check whether the transaction data is valid in the current user to super-payment, in order to avoid the occurrence of incorrect payment. After the payment is completed, the transaction result in the transaction management device on the payment unit side will also update the record immediately, and return the transaction result to the host device of the super-commercial terminal in the same format, and then transmit to the cash register device, so the clerk can confirm the display of the cash register device. Transaction results and notify users.

The above description will be described in detail in the following embodiments. The present invention provides a further explanation of the technical solutions of the present disclosure.

The above and other objects, features, advantages and embodiments of the present disclosure will become more apparent and understood.

100‧‧‧Payment Verification System

110‧‧‧ cash register

120‧‧‧Host device

130‧‧‧Transaction management device

200‧‧‧Payment Verification System

230‧‧‧Transaction management device

231‧‧‧Server

232‧‧‧ Core Management Unit

240‧‧‧ mobile devices

300‧‧‧Payment verification method

S302~S312‧‧‧Steps

The above and other objects, features, advantages and embodiments of the present disclosure will become more apparent and understood. 2 is a schematic diagram illustrating a payment verification system according to an embodiment of the present disclosure; FIG. 3 is a flowchart illustrating a payment verification method according to an embodiment of the present disclosure; and FIGS. 4A to 4D are diagrams illustrating an embodiment of the present disclosure. Application schematic.

The following disclosure provides many different embodiments or features for carrying out the present invention. The disclosure may repeatedly recite numerical symbols and/or letters in the various examples, which are for simplicity and elaboration, and do not in themselves specify the relationship between the various embodiments and/or configurations in the following discussion.

In the scope of the embodiments and claims, "one" and "the" may mean a single or plural unless the context specifically dictates the articles. It will be further understood that the terms "comprising", "comprising", "comprising", and "the" The amount or amount One or more other features, regions, integers, steps, operations, elements, components, and/or groups thereof.

1 is a schematic diagram showing a payment verification system 100 in accordance with an embodiment of the present disclosure. The payment verification system 100 includes a cash register device 110, a host device 120, and a transaction management device 130. The host device 120 is connected to the cash register device 110, and the transaction management device 130 is connected to the host device 120.

To facilitate the description of the payment verification system 100 of the present disclosure, the following is exemplified by the use context. When the user wants to pay for the super-business, the bar code is displayed to the clerk (for example, through a paper bill, through a mobile device screen, etc.). The store clerk uses the scanner of the cash register 110 to scan the barcode provided by the user to generate transaction information about the fee. Next, the cash register device 110 transmits the generated transaction data to the host device 120 located at the super-business terminal. The host device 120 then transmits the transaction data to the transaction management device 130 on the payment unit side to inquire about the payment situation. The transaction management device 130 is configured to receive the transaction data transmitted by the host device 120 and determine the validity of the transaction data (eg, whether the payment has been completed, whether the payment amount is correct, etc.).

When the transaction management device 130 determines that the transaction data is valid (e.g., has not been paid), the transaction management device 130 transmits the transaction details (e.g., the total amount of the payment) to the host device 120. Thus, the host device 120 transmits the transaction details to the cash register device 110 operated by the store clerk. Therefore, the user can immediately know that the current bill to be paid has not yet completed the payment, and can continue to perform the payment action.

On the contrary, when the transaction management device 130 determines the transaction data When invalid (e.g., payment has been completed), the transaction management device 130 transmits an invalid message (e.g., a non-chargeable message) to the host device 120. Thus, the host device 120 transmits an invalid message to the cash register device 110 operated by the store clerk. Therefore, the clerk can immediately inform the user that the bill currently being paid is not required to be paid, and effectively avoids the occurrence of the wrong payment.

In one embodiment, the host device 120 and the transaction management device 130 at the payment unit end transmit data via a point of sale (POS) system dedicated line.

In the above, when the user completes the payment action, the clerk can operate the cash register device 110 to transmit the payment completion message to the host device 120 (for example, the super-business terminal). The host device 120 then transmits the payment completion message to the transaction management device 130 on the payment unit side. The transaction management device 130 records the transaction result of the transaction data (that is, performs the sales account) according to the payment completion message, and transmits the transaction result of the transaction data to the host device 120. Thus, the host device 120 transmits the transaction result to the display on the cash register device 110. Therefore, the clerk can inform the user that the payment has been completed, that is, the user can immediately confirm that the transaction has been paid.

In order to explain the transaction management device at the payment unit end, please refer to Figure 2. 2 is a schematic diagram showing a payment verification system 200 in accordance with an embodiment of the present disclosure. The payment verification system 200 architecture is substantially identical to the payment verification system 100 except that the transaction management device 230 includes a server 231 and a core management unit 232. The server 231 is connected to the host device 120 located at the super-commerce main equipment room, and the server 231 is connected (for example, via the internal network) to the core management unit 232 (for example, the core system of the payment unit side). For example, The core management unit 232 records the user's application service data and related payment materials.

As described above, the user presents the barcode to the clerk for payment (for example, through a paper bill, through the screen of the mobile device 240, etc.), and the clerk uses the scanner of the cash register 110 to scan the barcode provided by the user to generate Transaction information for the fee. Next, the cash register device 110 transmits the generated transaction data to the host device 120 located at the super-business terminal. The host device 120 then transmits the transaction data to the transaction management device 230 on the payment unit side to inquire about the payment situation.

Specifically, the server 231 of the transaction management device 230 is configured to receive the transaction data transmitted by the host device 120 and transmit it to the core management unit 232 (eg, via an internal network). The core management unit 232 is configured to determine the validity of the transaction data (for example, whether the payment has been completed), and return the transaction details (such as the total payment amount) or the invalid information (such as the non-chargeable message) to the same format of the transaction data. Server 231. Therefore, after determining the validity of the transaction data, the server 231 can correspondingly transmit the transaction details (for example, the total amount of payment) or the invalid message (for example, the non-chargeable message) to the host device 120 of the super-business terminal. The host device 120 then transmits the transaction details (e.g., the total amount of the payment) or the invalid message (e.g., the non-chargeable message) to the cashier device 110 of the store. Therefore, the user can immediately know the payment situation of the bill.

In one embodiment, the host device 120 of the hypermarket terminal and the server 231 of the transaction management device 230 of the payment unit end transmit data via a point-of-sale (POS) system line.

In the above, in the case where the user displays the barcode using the mobile device 240 (for example, a mobile phone, a tablet, etc.), the barcode can be generated via an application installed in the mobile device 240. Therefore, even in the absence of a paper payment notice, the user can display the barcode directly via the mobile device 240 that is carried by the user, without having to carry a paper payment notice.

Figure 3 is a flow diagram illustrating a payment verification method 300 of some embodiments of the present disclosure. The payment verification method 300 has a plurality of steps S302 to S312 applicable to the payment verification systems 100 and 200 as described in FIGS. 1 and 2 . Those skilled in the art should understand that the steps mentioned in the above embodiments can be adjusted according to actual needs, and can be performed simultaneously or partially simultaneously, unless the order is specifically stated. The specific implementation manner is as disclosed above, and will not be repeatedly described herein.

In step S302, the barcode is scanned by the cash register to generate transaction data.

In step S304, the host device is connected to the cash register device and receives the transaction data.

In step S306, the transaction information transmitted by the host device is received by the transaction management device, and it is determined in step S308 whether the transaction data is valid.

If it is determined that the transaction data is valid, then in step S310, the transaction details are transmitted to the host device through the transaction management device to cause the host device to transmit the transaction details to the cash register.

If it is determined that the transaction data is invalid, then in step S312, the transaction management device transmits an invalid message to the host device to cause the host device to transmit no The effect message is displayed on the cash register.

In a usage scenario, the user uses the application to generate a bar code for paying a fee, and FIGS. 4A to 4D are diagrams illustrating an application of an embodiment of the present disclosure. When the user logs in using the application, the action counter function can be selected, and the user can click on the payment service function, as shown in FIG. 4A. Thus, the user can select a policy to be paid, as shown in FIG. 4B. The application displays the amount of premium paid. The user can click on the amount block to display the details of the premium amount. If the user confirms that the details are correct, click the Confirm Content button, as shown in Figure 4C. The application displays the precautions for paying the bar code. After the user confirms, the application displays the bar code screen for paying the fee, so the user can present the bar code to the super shop assistant for payment, as shown in Figure 4D.

In summary, the disclosure can instantly check whether the transaction data is valid in the current user to super-payment, in order to avoid the occurrence of incorrect payment. After the payment is completed, the transaction result in the transaction management device on the payment unit side will also update the record immediately, and return the transaction result to the host device of the super-commercial terminal in the same format, and then transmit to the cash register device, so the clerk can confirm the display of the cash register device. Transaction results and notify users.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present case. Anyone skilled in the art can make various changes and refinements without departing from the spirit and scope of the case. Therefore, the scope of protection of this case is considered. The scope defined in the patent application is subject to change.

100‧‧‧Payment Verification System

110‧‧‧ cash register

120‧‧‧Host device

130‧‧‧Transaction management device

Claims (5)

A payment verification system comprising: a cash register device for scanning a code to generate a transaction data; a host device connected to the cash register device for receiving the transaction data; and a transaction management device connected to the host The device is configured to receive the transaction data transmitted by the host device and determine the validity of the transaction data, wherein when the transaction management device determines that the transaction data is valid, the transaction management device transmits a transaction detail data to the host device to enable the The host device transmits the transaction detail data to the cash register device; when the transaction management device determines that the transaction data is invalid, the transaction management device transmits an invalid message to the host device to cause the host device to transmit the invalid message to the cash register Displayed on the device. The payment verification system of claim 1, wherein the cash register device is further configured to transmit a payment completion message to the host device, and the host device is further configured to transmit the payment completion message to the transaction management device, the transaction management device further Used to record a transaction result of the transaction data according to the payment completion message and transmit the transaction result to the host device to cause the host device to transmit the transaction result to the cash register for display. The payment verification system of claim 1, wherein the transaction management device further comprises: a server connected to the host device and configured to receive the host device The transaction data transmitted; and a core management unit for determining the validity of the transaction data. The payment verification system of claim 1, wherein the barcode is generated by an application via an application. The payment verification system of claim 1, wherein the host device and the transaction management device transmit data via a point of sale (POS) system dedicated line.