CN106127468A - A kind of network recharge method and device - Google Patents
A kind of network recharge method and device Download PDFInfo
- Publication number
- CN106127468A CN106127468A CN201610445814.5A CN201610445814A CN106127468A CN 106127468 A CN106127468 A CN 106127468A CN 201610445814 A CN201610445814 A CN 201610445814A CN 106127468 A CN106127468 A CN 106127468A
- Authority
- CN
- China
- Prior art keywords
- rechargeable card
- party platform
- information
- card
- described rechargeable
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
Abstract
The invention belongs to network recharging technique field, disclose a kind of network recharge method, including: receiving the information of the rechargeable card of user's input, described rechargeable card is bought at third-party platform by user；Information according to described rechargeable card judges that described rechargeable card is the most effective, if rechargeable card is effective, increases the fictitious assets corresponding to described rechargeable card in the virtual account of described user；Information according to described rechargeable card sends message to third-party platform, so that described third-party platform knows that described rechargeable card uses.Pass through the embodiment of the present invention, it is provided that a kind of new network recharge method, it is possible to the use network making the user of each stratum simple and effective is supplemented with money and network payment, beneficially the popularization of network payment technology and use.Present invention also offers corresponding network recharging device.
Description
Technical field
The invention belongs to network payment technical field, more particularly, to a kind of network recharge method and device.
Background technology
Along with the development of Internet technology, network payment becomes a kind of indispensable novel payer in people's life
Formula.Existing method of network payment is typically directly with bank cooperates, user to initiate to ask, Third-party payment platform response,
User and consumption platform need to open account to Third-party payment platform in advance and bind bank card.When consumer requests is initiated,
Spending amount is deducted from the bank card that user binds in advance by third-party platform, transfers to consume on the payment account of platform,
The amount of money in the account of consumption platform can serve as on the bank card of other consumption online or binding in advance of withdrawing deposit.
Such mode of supplementing with money requires that user opens the online payment of bank card in advance, opens Third-party payment platform account
Number, the use of Web bank, the use etc. of third-party platform, virtually improve the study that user consumes at online recharge and become
This.The user of bank card is not had for some or the use of Third-party payment platform is had to the user of puzzlement, existing
Method of payment cannot meet the demand of their online recharge consumption.
Summary of the invention
For disadvantages described above or the Improvement requirement of prior art, the invention provides a kind of network recharge method and device,
Its object is to provide a unified rechargeable card platform, ordinary consumer can be bought various third-party platform and be issued
Rechargeable card and complete easily to supplement operation with money, thus solve network in prior art and supplement with money and the technical requirement of network payment
Higher problem.
For achieving the above object, according to one aspect of the present invention, it is provided that a kind of network recharge method, including:
Receiving the information of the rechargeable card of user's input, described rechargeable card is bought at third-party platform by user；
Information according to described rechargeable card judges that described rechargeable card is the most effective, if rechargeable card is effective, described user
Virtual account in increase the fictitious assets corresponding to described rechargeable card；
Information according to described rechargeable card sends message to third-party platform so that described third-party platform know described in fill
Value card uses.
In one embodiment of the present of invention, the information of described rechargeable card at least includes card number, password, recharge amount and
Tripartite's platform information.
In one embodiment of the present of invention, described filling according to described user judges that described rechargeable card is the most effective, particularly as follows:
Judge whether the information of described rechargeable card is included in the effective rechargeable card information collection obtained in advance from third-party platform
Among conjunction, if it is judge that described rechargeable card is effective；Or,
The information of described rechargeable card is sent to corresponding third-party platform, third-party platform whether judges described rechargeable card
Effectively, and receive the described rechargeable card whether effective information of described third-party platform feedback.
In one embodiment of the present of invention, described increase corresponding to described rechargeable card in the virtual account of described user
Fictitious assets, particularly as follows:
The reality that coefficient determines that described rechargeable card is comprised is supplemented with money according to described recharge amount and described third-party platform
Fictitious assets quantity, and in the virtual account of described user, increase described actual fictitious assets quantity.
In one embodiment of the present of invention, the described information according to described rechargeable card sends message to third-party platform, tool
Body includes:
Obtain the third-party platform information comprised in described rechargeable card；
To described third-party platform send message so that described third-party platform knows that described rechargeable card uses, described in disappear
Including at least the card number of rechargeable card in breath.
It is another aspect of this invention to provide that additionally provide a kind of network recharging device, including information receiving module, supplement mould with money
Block and rechargeable card cancellation module, wherein:
Described information receiving module, for receiving the information of rechargeable card of user's input, described rechargeable card by user the
Tripartite's platform is bought；
Described supplement module with money, for judging described rechargeable card the most effectively according to the information of described rechargeable card, if supplemented with money
Card effectively then increases the fictitious assets corresponding to described rechargeable card in the virtual account of described user；
Described rechargeable card cancellation module, for sending message according to the information of described rechargeable card to third-party platform, so that
Described third-party platform knows that described rechargeable card uses.
In one embodiment of the present of invention, the information of described rechargeable card at least includes card number, password, recharge amount and
Tripartite's platform information.
In one embodiment of the present of invention, described in supplement module with money and include rechargeable card Effective judgement module, described rechargeable card
Effective judgement module specifically for:
Judge whether the information of described rechargeable card is included in the effective rechargeable card information collection obtained in advance from third-party platform
Among conjunction, if it is judge that described rechargeable card is effective；Or,
The information of described rechargeable card is sent to corresponding third-party platform, third-party platform whether judges described rechargeable card
Effectively, and receive the described rechargeable card whether effective information of described third-party platform feedback.
In one embodiment of the present of invention, described in supplement module with money and include supplementing execution module with money, described in supplement execution module tool with money
Body is used for:
The reality that coefficient determines that described rechargeable card is comprised is supplemented with money according to described recharge amount and described third-party platform
Fictitious assets quantity, and in the virtual account of described user, increase described actual fictitious assets quantity.
In one embodiment of the present of invention, described rechargeable card cancellation module specifically includes third-party platform data obtaining module
And information sending module, wherein:
Described third-party platform data obtaining module, for obtaining the third-party platform information comprised in described rechargeable card；
Described information sending module, for sending message so that described third-party platform knows institute to described third-party platform
State rechargeable card to use, including at least the card number of rechargeable card in described message.
In embodiments of the present invention, by building a unified consumer platform, receive user and put down from each third party
The charging request supplemented with money that platform is bought such that it is able to the problem that rechargeable card that each third-party platform is issued is incompatible, and
During supplementing with money, it is capable of the validation verification of rechargeable card, and this fills to notify third-party platform in time after having supplemented with money
Value card completes to supplement with money.Pass through the embodiment of the present invention, it is provided that a kind of new network recharge method, it is possible to make each stratum
The simple and effective use network of user is supplemented with money and network payment, beneficially the popularization of network payment technology and use.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of a kind of network recharge method in the embodiment of the present invention；
Fig. 2 is the structural representation of a kind of network recharging device in the embodiment of the present invention；
Fig. 3 is the structural representation supplementing module in the embodiment of the present invention with money；
Fig. 4 is the structural representation of rechargeable card cancellation module in the embodiment of the present invention.
Detailed description of the invention
In order to make the purpose of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, right
The present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, and
It is not used in the restriction present invention.If additionally, technical characteristic involved in each embodiment of invention described below
The conflict of not constituting each other just can be mutually combined.
Current domestic mobile phone popularity is the highest, and the popularity of rechargeable card of the cell phone is the highest, multiple face amount rechargeable card,
Can buy everywhere in each city, the whole nation.Additionally online game industry is more flourishing, card of game points online and offline channel
Can buy.Certainly also have other various rechargeable cards.The consumption of this rechargeable card is the most uninscribed, not without looking back it
Melancholy, transparent, safe, potential safety hazard will not be left over.Because utilizing such a society feature, build a consumer platform, energy
User is enough allowed to exist at the upper rechargeable card bought of various third-party platforms (such as selling the platform of rechargeable card of the cell phone, the card of game points etc.)
Carrying out supplementing with money use on this consumer platform, thus reduce the learning cost of user's consumption online, protection user's bank card is quick
Sense information, additionally may act as consuming platform and can also extend consumption online user group.
As it is shown in figure 1, the invention provides a kind of network recharge method, including:
The information of the rechargeable card that S1, reception user input, described rechargeable card is bought at third-party platform by user；
Described rechargeable card can be various presell stored value card, such as rechargeable card of the cell phone, the card of game points etc., it is common that blank
's.It is commercially available these platforms filling card and is referred to as third-party platform.
Wherein, the information of described rechargeable card at least includes card number, password, recharge amount and third-party platform information.
Wherein, card number and password are used for combining third-party platform information and judge that this rechargeable card is the most effective.
S2, information according to described rechargeable card judge that described rechargeable card is the most effective, if rechargeable card is effective, described
The virtual account of user increases the fictitious assets corresponding to described rechargeable card；
Supplement with money to prevent consumer from forging rechargeable card, in addition it is also necessary to judge that rechargeable card is the most effective, the most permissible
There is a following two mode:
Judge whether the information of described rechargeable card is included in the effective rechargeable card information collection obtained in advance from third-party platform
Among conjunction, if it is judge that described rechargeable card is effective；In this case, effective rechargeable card letter that third-party platform is issued
Breath should be put on record in consumer platform, i.e. includes the effective rechargeable card letter obtained from third-party platform in advance in consumer platform
Breath set；
Or, the information of described rechargeable card is sent to corresponding third-party platform, supplements with money described in third-party platform judges
Card is the most effective, and the most effective information of described rechargeable card receiving described third-party platform feedback；In this situation, the 3rd
Fang Pingtai should put on record in advance in consumer platform, and consumer platform only judges that the third-party platform information comprised in rechargeable card is
No effectively, the card number password of rechargeable card is sent to corresponding third-party platform, third-party platform judges described rechargeable card
The most effective, and receiving feedback information；
If this rechargeable card is effective, then perform to supplement operation with money, specifically:
The reality that coefficient determines that described rechargeable card is comprised is supplemented with money according to described recharge amount and described third-party platform
Fictitious assets quantity, and in the virtual account of described user, increase described actual fictitious assets quantity.
The khaki measurement unit of supplementing with money issued due to different third-party platforms may be different, so needing the most pre-
The first all types of rechargeable card of each third-party platform is cashed the coefficient of fictitious assets in this consumer platform and (is called for short third-party platform to fill
Value coefficient), such as rechargeable card of the cell phone coefficient is 1, and card of game points coefficient is 0.1；The recharge amount that this rechargeable card is comprised with
Supplement multiplication with money, i.e. can get the actual fictitious assets quantity that rechargeable card is comprised.
S3, information according to described rechargeable card send message to third-party platform, so that described third-party platform knows institute
State rechargeable card to use.
After having supplemented with money, need to notify that this rechargeable card of third-party platform completes the information supplemented with money, show that this card is wrapped
The recharge amount contained has used complete, specifically:
Obtain the third-party platform information comprised in described rechargeable card；
To described third-party platform send message so that described third-party platform knows that described rechargeable card uses, described in disappear
Including at least the card number of rechargeable card in breath.
Certainly, if including the effective rechargeable card information collection obtained from third-party platform in advance in consumer platform
Close, after having supplemented with money, it is also desirable in described effective rechargeable card information aggregate, the rechargeable card completing to supplement with money is set to
Use state.
Need further exist for explanation, the issuer of rechargeable card and be not likely to be same under normal conditions through pin mechanism
Family, so the third-party platform of indication is all the issuer of rechargeable card in embodiments of the present invention, even user is from selling
Rechargeable card is bought, substantially it will be also be appreciated that user is to buy at the issuer of rechargeable card at mechanism；I.e. filling
Value card validation verification and rechargeable card are nullified in operation, are all to realize alternately by carrying out information with the issuer of rechargeable card
's.
In embodiments of the present invention, by building a unified consumer platform, receive user and put down from each third party
The charging request supplemented with money that platform is bought such that it is able to the problem that rechargeable card that each third-party platform is issued is incompatible, and
During supplementing with money, it is capable of the validation verification of rechargeable card, and this fills to notify third-party platform in time after having supplemented with money
Value card completes to supplement with money.Pass through the embodiment of the present invention, it is provided that a kind of new network recharge method, it is possible to make each stratum
The simple and effective use network of user is supplemented with money and network payment, beneficially the popularization of network payment technology and use.
Further, as in figure 2 it is shown, present invention also offers a kind of network recharging device, including information receiving module 1,
Supplement module 2 and rechargeable card cancellation module 3 with money, wherein:
Described information receiving module 1, for receiving the information of rechargeable card of user's input, described rechargeable card by user the
Tripartite's platform is bought；
Further, the information of described rechargeable card at least includes card number, password, recharge amount and third-party platform letter
Breath；
Described supplement module 2 with money, for judging described rechargeable card the most effectively according to the information of described rechargeable card, if supplemented with money
Card effectively then increases the fictitious assets corresponding to described rechargeable card in the virtual account of described user；
Further, as it is shown on figure 3, described in supplement module with money and include rechargeable card Effective judgement module 21 and supplement execution mould with money
Block 22, wherein said rechargeable card Effective judgement module 21 specifically for:
Judge whether the information of described rechargeable card is included in the effective rechargeable card information collection obtained in advance from third-party platform
Among conjunction, if it is judge that described rechargeable card is effective；Or,
The information of described rechargeable card is sent to corresponding third-party platform, third-party platform whether judges described rechargeable card
Effectively, and receive the described rechargeable card whether effective information of described third-party platform feedback；
Described supplement with money execution module 22 specifically for:
The reality that coefficient determines that described rechargeable card is comprised is supplemented with money according to described recharge amount and described third-party platform
Fictitious assets quantity, and in the virtual account of described user, increase described actual fictitious assets quantity；
Described rechargeable card cancellation module 3, for sending message according to the information of described rechargeable card to third-party platform, so that
Described third-party platform knows that described rechargeable card uses.
Further, described rechargeable card cancellation module 3 specifically includes third-party platform data obtaining module 31 and information is sent out
Send module 32, wherein:
Described third-party platform data obtaining module 31, for obtaining the third-party platform letter comprised in described rechargeable card
Breath；
Described information sending module 32, for sending message so that described third-party platform is known to described third-party platform
Described rechargeable card uses, including at least the card number of rechargeable card in described message.
In embodiments of the present invention, by building a unified consumer platform, receive user and put down from each third party
The charging request supplemented with money that platform is bought such that it is able to the problem that rechargeable card that each third-party platform is issued is incompatible, and
During supplementing with money, it is capable of the validation verification of rechargeable card, and this fills to notify third-party platform in time after having supplemented with money
Value card completes to supplement with money.Pass through the embodiment of the present invention, it is provided that a kind of new network recharge method, it is possible to make each stratum
The simple and effective use network of user is supplemented with money and network payment, beneficially the popularization of network payment technology and use.
As it will be easily appreciated by one skilled in the art that and the foregoing is only presently preferred embodiments of the present invention, not in order to
Limit the present invention, all any amendment, equivalent and improvement etc. made within the spirit and principles in the present invention, all should comprise
Within protection scope of the present invention.
Claims (10)
1. a network recharge method, it is characterised in that including:
Receiving the information of the rechargeable card of user's input, described rechargeable card is bought at third-party platform by user；
Information according to described rechargeable card judges that described rechargeable card is the most effective, if rechargeable card is effective, in the void of described user
Intend account increases the fictitious assets corresponding to described rechargeable card；
Information according to described rechargeable card sends message to third-party platform, so that described third-party platform knows described rechargeable card
Use.
2. network recharge method as claimed in claim 1, it is characterised in that the information of described rechargeable card at least include card number,
Password, recharge amount and third-party platform information.
3. network recharge method as claimed in claim 1 or 2, it is characterised in that described to fill judgement according to described user described
Rechargeable card is the most effective, particularly as follows:
Judge the information of described rechargeable card whether be included in effective rechargeable card information aggregate of obtaining from third-party platform in advance it
In, if it is judge that described rechargeable card is effective；Or,
The information of described rechargeable card is sent to corresponding third-party platform, third-party platform judges whether described rechargeable card has
Effect, and the most effective information of described rechargeable card receiving described third-party platform feedback.
4. network recharge method as claimed in claim 1 or 2, it is characterised in that described in the virtual account of described user
Increase the fictitious assets corresponding to described rechargeable card, particularly as follows:
The reality that coefficient determines that described rechargeable card is comprised is supplemented with money virtual according to described recharge amount and described third-party platform
Amount of assets, and in the virtual account of described user, increase described actual fictitious assets quantity.
5. network recharge method as claimed in claim 1 or 2, it is characterised in that the described information according to described rechargeable card to
Third-party platform sends message, specifically includes:
Obtain the third-party platform information comprised in described rechargeable card；
Message is sent so that described third-party platform knows that described rechargeable card uses, in described message to described third-party platform
Card number including at least rechargeable card.
6. a network recharging device, it is characterised in that include information receiving module, supplement module and rechargeable card cancellation mould with money
Block, wherein:
Described information receiving module, for receiving the information of rechargeable card of user's input, described rechargeable card by user third party
Platform is bought；
Described supplement module with money, for judging described rechargeable card the most effectively according to the information of described rechargeable card, if rechargeable card has
Effect then increases the fictitious assets corresponding to described rechargeable card in the virtual account of described user；
Described rechargeable card cancellation module, for sending message according to the information of described rechargeable card to third-party platform, so that described
Third-party platform knows that described rechargeable card uses.
7. network recharging device as claimed in claim 6, it is characterised in that the information of described rechargeable card at least include card number,
Password, recharge amount and third-party platform information.
Network recharging device the most as claimed in claims 6 or 7, it is characterised in that described in supplement module with money and include that rechargeable card is effective
Property judge module, described rechargeable card Effective judgement module specifically for:
Judge the information of described rechargeable card whether be included in effective rechargeable card information aggregate of obtaining from third-party platform in advance it
In, if it is judge that described rechargeable card is effective；Or,
The information of described rechargeable card is sent to corresponding third-party platform, third-party platform judges whether described rechargeable card has
Effect, and the most effective information of described rechargeable card receiving described third-party platform feedback.
Network recharging device the most as claimed in claims 6 or 7, it is characterised in that described in supplement module with money and include supplementing execution mould with money
Block, described in supplement with money execution module specifically for:
The reality that coefficient determines that described rechargeable card is comprised is supplemented with money virtual according to described recharge amount and described third-party platform
Amount of assets, and in the virtual account of described user, increase described actual fictitious assets quantity.
Network recharging device the most as claimed in claims 6 or 7, it is characterised in that described rechargeable card cancellation module specifically includes
Third-party platform data obtaining module and information sending module, wherein:
Described third-party platform data obtaining module, for obtaining the third-party platform information comprised in described rechargeable card；
Described information sending module, for described third-party platform send message so that described third-party platform know described in fill
Value card uses, including at least the card number of rechargeable card in described message.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610445814.5A CN106127468A (en) | 2016-06-20 | 2016-06-20 | A kind of network recharge method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610445814.5A CN106127468A (en) | 2016-06-20 | 2016-06-20 | A kind of network recharge method and device |
Publications (1)
| Publication Number | Publication Date |
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| CN106127468A true CN106127468A (en) | 2016-11-16 |
Family
ID=57470119
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610445814.5A Pending CN106127468A (en) | 2016-06-20 | 2016-06-20 | A kind of network recharge method and device |
Country Status (1)
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| US20070250440A1 (en) * | 2006-04-25 | 2007-10-25 | Uc Group Limited | Systems and methods for funding payback requests for financial transactions |
| CN101588427A (en) * | 2009-06-18 | 2009-11-25 | 中国联合网络通信集团有限公司 | National uniform electric communication service charging method and system |
| CN102098400A (en) * | 2009-12-14 | 2011-06-15 | 深圳速浪数字技术有限公司 | Rechargeable card management method and system |
-
2016
- 2016-06-20 CN CN201610445814.5A patent/CN106127468A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20060190346A1 (en) * | 2000-09-25 | 2006-08-24 | Sines Randy D | Order file processing using order variables from two sources and authentication |
| US20070250440A1 (en) * | 2006-04-25 | 2007-10-25 | Uc Group Limited | Systems and methods for funding payback requests for financial transactions |
| CN101588427A (en) * | 2009-06-18 | 2009-11-25 | 中国联合网络通信集团有限公司 | National uniform electric communication service charging method and system |
| CN102098400A (en) * | 2009-12-14 | 2011-06-15 | 深圳速浪数字技术有限公司 | Rechargeable card management method and system |
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