CN102956001A - Method, device and system for confirming e-payments - Google Patents
Method, device and system for confirming e-payments Download PDFInfo
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- CN102956001A CN102956001A CN2011102418066A CN201110241806A CN102956001A CN 102956001 A CN102956001 A CN 102956001A CN 2011102418066 A CN2011102418066 A CN 2011102418066A CN 201110241806 A CN201110241806 A CN 201110241806A CN 102956001 A CN102956001 A CN 102956001A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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Abstract
The invention discloses a method, a device and a system for confirming e-payments and aims at improving safety of the e-payments. The method for confirming the e-payments includes: receiving an e-payment confirming request carrying a marking of an order to be paid at a mobile terminal; according to the marking of the order to be paid carried in the e-payment confirming request, acquiring corresponding order information from a network side; displaying the obtained order information at the mobile terminal and instructing a user to confirm the e-payment according to the displayed order information; and transmitting e-payment confirmation instructing information to the network side after e-payment confirmation instructing information from the user is received.
Description
Technical field
The present invention relates to the mobile payment technical field, relate in particular to a kind of E-Payment confirmation method, Apparatus and system.
Background technology
Pay by mails, the litigant who refers to be engaged in e-commerce transaction comprises consumer, manufacturer and financial institution, by information network, uses the communication means of safety, the monetary payoff or the fund flow that adopt digital form to carry out.Compare with traditional modes of payments, E-Payment has following characteristics: E-Payment is to adopt advanced technology to transfer by digital stream to finish communication, and its various modes of payments all are to adopt digitized mode to carry out the fund payment; Traditional modes of payments then is that the circulation by cash, the transfer of bill and the physical entities such as exchange of bank are finished the fund payment.E-Payment has convenient, fast, efficient, economic advantage.As long as the user has the portable equipment that can surf the Net, just can stay indoors, finish in a short period of time whole payment process.The type of service of paying by mails is divided into online payment, phone-payment, mobile payment, point of sales terminal payment, ATM (Automatic Teller Machine) payment and other E-Payments by electronic payment instruction initiation mode.
Take online payment as example, as shown in Figure 1, for a kind of typical online payment schematic flow sheet, comprise the steps:
S101, payment platform receive the payment request that the acquirer sends;
Concrete, from network during the shopping of store, on-line shopping system sends the payment request to the user, carries order to be paid and identify in this payment request by browser;
After S102, payment platform receive this payment request, pay according to the order sign to be paid of carrying in the payment request.
Wherein, payment platform can be inputted payment cipher by indicating user before paying, as long as payment cipher is correct, just can pay.
By said process as seen, because in whole payment process, need not the user treats pay invoice and confirms, as long as have payment cipher, can finish payment, if hacker etc. get access to user's payment cipher by illegal means, carry out the order payment just can usurp the payment account of validated user, thereby, affected the security of paying by mails.
Summary of the invention
The embodiment of the invention provides a kind of E-Payment confirmation method, Apparatus and system, in order to improve the security of paying by mails.
The embodiment of the invention provides a kind of E-Payment confirmation method, comprising:
Portable terminal receives the payment affirmation request, carries order sign to be paid in the described payment affirmation request; And
According to the order sign to be paid of carrying in the described payment affirmation request, obtain corresponding sequence information from network side;
Described portable terminal shows the sequence information that gets access to, and indicating user is confirmed payment according to the sequence information that shows; And
After receiving the affirmation payment indication information that the user returns, the affirmation payment indication information that receives is sent to network side.
The embodiment of the invention provides a kind of portable terminal, comprising:
Receiving element is used for receiving the payment affirmation request, carries order sign to be paid in the described payment affirmation request;
Acquiring unit is used for identifying according to the order to be paid that described payment affirmation request is carried, and obtains corresponding sequence information from network side;
The first display unit be used for showing the sequence information that described acquiring unit gets access to, and indicating user is confirmed payment according to the sequence information that shows;
Transmitting element is used for after receiving the affirmation payment indication information that the user returns the affirmation payment indication information that receives being sent to network side.
The embodiment of the invention provides another to pay confirmation method by mails, comprising:
Receive the order payment request that user terminal is submitted to, carry order sign to be paid and payment account sign in the described order payment request;
According to the binding relationship between the payment account sign of setting up in advance and the mobile terminal identification, determine mobile terminal identification corresponding to this payment account sign;
The portable terminal corresponding to the mobile terminal identification of determining sends the payment affirmation request, carries order sign to be paid in the described payment affirmation request, indicates described portable terminal to confirm payment according to the payment affirmation request that receives; And
Receive the affirmation payment indication information that described portable terminal returns.
The embodiment of the invention provides a kind of E-Payment to confirm device, comprising:
Storage unit is used for the binding relationship between pre-stored payment account sign and the mobile terminal identification;
The first receiving element is used for receiving the order payment request that user terminal is submitted to, carries order sign to be paid and payment account sign in the described order payment request;
Determining unit is used for determining the mobile terminal identification corresponding to payment account sign of carrying in the described order payment request according to the payment account sign of described cell stores and the binding relationship between the mobile terminal identification;
Transmitting element is used for sending the payment affirmation request to portable terminal corresponding to the mobile terminal identification of determining, and carries order sign to be paid in the described payment affirmation request, indicates described portable terminal to confirm payment according to the payment affirmation request that receives;
The second receiving element is used for receiving the affirmation payment indication information that described portable terminal returns.
The embodiment of the invention provides a kind of E-Payment to confirm system, comprising:
Pay by mails and confirm device, be used for receiving the order payment request that user terminal is submitted to, carry order sign to be paid and payment account sign in the described order payment request, according to the binding relationship between the payment account sign of setting up in advance and the portable terminal, determine portable terminal corresponding to this payment account sign; And to the portable terminal transmission payment affirmation request of determining, carry order sign to be paid in the described payment affirmation request, indicate described portable terminal to confirm payment according to the payment affirmation request that receives; And receive the affirmation payment indication information that described portable terminal returns;
Portable terminal is used for receiving the payment affirmation request that described payment devices sends, and carries order sign to be paid in the described payment affirmation request; According to the order sign of carrying in the described payment affirmation request, to confirm to obtain corresponding order the device from described E-Payment, and show the sequence information that gets access to, indicating user is confirmed payment according to the sequence information that shows; And after receiving the affirmation payment indication information that the user returns, the affirmation payment indication information that receives is sent to described E-Payment confirm device.
The E-Payment confirmation method that the embodiment of the invention provides, portable terminal is after receiving payment affirmation message, obtain corresponding order and be shown to the user from network side according to the order sign of carrying in this payment affirmation message, after receiving the payment affirmation indication information that the user returns, the affirmation payment indication information that receives is sent to network side, owing to treating before pay invoice pays at network side, obtained user's affirmation, thereby the payment account of having avoided the invalid user stealing validated user carries out the order payment, has improved the security of paying by mails.
Other features and advantages of the present invention will be set forth in the following description, and, partly from instructions, become apparent, perhaps understand by implementing the present invention.Purpose of the present invention and other advantages can realize and obtain by specifically noted structure in the instructions of writing, claims and accompanying drawing.
Description of drawings
Fig. 1 is in the prior art, online payment method implementing procedure schematic diagram;
Fig. 2 is in the embodiment of the invention, pays confirmation method implementing procedure schematic diagram by mails;
Fig. 3 is in the embodiment of the invention, and the E-Payment confirmation method that the user uses the embodiment of the invention to provide carries out the implementing procedure schematic diagram of online payment or phone-payment;
Fig. 4 is in the embodiment of the invention, and the E-Payment confirmation method that the user uses the embodiment of the invention to provide carries out the implementing procedure schematic diagram that online payment or phone-payment and selection are cashed on delivery;
Fig. 5 is in the embodiment of the invention, the structural representation of portable terminal;
Fig. 6 is in the embodiment of the invention, and another pays confirmation method implementing procedure schematic diagram by mails;
Fig. 7 is in the embodiment of the invention, pays the structural representation of confirming device by mails;
Fig. 8 is in the embodiment of the invention, pays the structural representation of affirmation system by mails.
Embodiment
In order to improve the security of E-Payment, the embodiment of the invention provides a kind of E-Payment confirmation method, Apparatus and system.
Below in conjunction with Figure of description the preferred embodiments of the present invention are described, be to be understood that, preferred embodiment described herein only is used for description and interpretation the present invention, be not intended to limit the present invention, and in the situation that do not conflict, embodiment and the feature among the embodiment among the present invention can make up mutually.
As shown in Figure 2, the implementing procedure schematic diagram of the E-Payment confirmation method that provides for the embodiment of the invention comprises the steps:
S201, portable terminal receive the payment affirmation request, carry order sign to be paid in this payment affirmation request;
S202, portable terminal obtain corresponding order according to the order sign to be paid of carrying in this payment affirmation request from network side;
S203, portable terminal show the sequence information that gets access to, and indicating user is confirmed payment according to the sequence information that shows;
S204, portable terminal send to network side with the affirmation payment indication information that receives after receiving the affirmation payment indication information that the user returns.
In the implementation, among the step S201, portable terminal receives the payment affirmation request, can comprise following two kinds of situations: portable terminal receives the payment affirmation request that network side issues, and perhaps portable terminal receives the local payment affirmation request that sends.
Concrete, receive the payment affirmation request that network side issues corresponding to portable terminal, following several application scenarios can be arranged:
Scene one
The user carries out online payment or carries out phone-payment by phone by PC (PC, Personal Computer) browser, as shown in Figure 3, can comprise the steps:
S301, network side receive the order payment request that the user submits to, carry order sign to be paid and payment account sign in this order payment request;
Concrete, the user can pass through PC browser or phone-payment method, submits order payment request to.
S302, network side are determined mobile terminal identification corresponding to this payment account sign according to the binding relationship between the payment account sign of setting up in advance and the mobile terminal identification;
In the implementation, a portable terminal can corresponding a plurality of payment accounts.
S303, network side send the payment affirmation request to portable terminal corresponding to the mobile terminal identification of determining, and carry order sign to be paid in this payment affirmation request;
S304, portable terminal obtain corresponding sequence information and demonstration according to the order sign to be paid of carrying in the payment affirmation request that receives from network side;
S305, portable terminal send to network side with the affirmation payment indication information that receives after receiving the affirmation payment indication information that the user returns;
Concrete, the user confirms according to the sequence information that portable terminal shows.Preferably, portable terminal can directly show order, and by " confirming/be " or " cancellation/no " button is provided to the user, the perhaps mode of indicating user input validation password, confirm whether the user confirms payment, when receiving after the user returns the correct affirmation payment indication information of the affirmation password of " confirming/be " or user input, the affirmation payment indication information that receives is sent to network side.
S306, network side send to the payment subsystem with order to be paid corresponding to order sign to be paid, indicate described payment subsystem to pay according to the order to be paid that receives.
Concrete, network side sends to the payment subsystem with order to be paid corresponding to order sign to be paid after receiving the affirmation payment indication information of portable terminal transmission, indicate described payment subsystem to pay according to the order to be paid that receives.
In the implementation, receive for portable terminal in the application scenarios of the payment affirmation request that network side sends, can realize in the following ways: the scale-of-two short message mode that adopts port, it is the short message that the portable terminal registration receives certain port, such as 16001, network side is by sending the short message with port one 6001, and the payment affirmation program that is installed on the portable terminal is triggered startup by the short message with port one 6001.
Scene two
In the implementation, as shown in Figure 4, if the user by online payment or phone-payment, and when selecting to cash on delivery, can may further comprise the steps:
S401, delivery person send order payment request by mobile cash receiving terminal to network side according to user's mobile terminal identification, carry order sign to be paid and user's mobile terminal identification in this order payment request;
S402, network side are according to the order sign to be paid of carrying in the order payment request that receives and user's mobile terminal identification, the portable terminal corresponding to this mobile terminal identification sends the payment affirmation request, in this payment affirmation request, carry order sign to be paid;
S403, portable terminal obtain corresponding sequence information and demonstration according to the order sign to be paid of carrying in the payment affirmation request that receives from network side;
S404, portable terminal send to network side with the affirmation payment indication information that receives after receiving the affirmation payment indication information that the user returns;
S405, network side send to the payment subsystem with order to be paid corresponding to order sign to be paid, indicate described payment subsystem to pay according to the order to be paid that receives.
Scene three
The embodiment of the invention also is applicable to the scene paid after user's in-store shopping.In the implementation, when the user settles accounts, pass through cash receiving terminal by the cashier according to user's mobile terminal identification, send order payment request to network side, carry order sign to be paid and user's mobile terminal identification in this order payment request, when its follow-up implementation step and user carry out online payment or phone-payment, in the modes of payments of selecting to cash on delivery step S402～step S405 is identical, this repeats no more.
In the implementation, receive the local payment affirmation request that sends corresponding to portable terminal, following application scenarios can be arranged:
Scene four
The user buys commodity by the browser of portable terminal or the trade company's client on the portable terminal, because the user pays by portable terminal, when paying, when order to be paid is submitted to E-Payment affirmation device, electronic affirmation payment client terminal on the triggering mobile terminals starts, be that portable terminal receives the local payment affirmation request that sends, carry order sign to be paid and payment account sign in this order payment request, portable terminal receive in the payment affirmation request that treatment step and portable terminal after the payment affirmation request receive the network side transmission step S305～step S306 is identical, repeat no more here.
In the implementation, receive for portable terminal in the application scenarios of the local payment affirmation request that sends, can realize in the following ways: the self-defined Server mode of the local employing of portable terminal, be that portable terminal self is realized a Server, monitor a port, such as 8001, the browser of portable terminal or the trade company's client that is installed on the portable terminal send the payment affirmation request to local Server designated port, thereby can trigger the payment affirmation program start that is installed on the portable terminal.
In the implementation, the application scenarios of the embodiment of the invention is not limited in above-mentioned several application scenarios, the application scenarios that every user of needs confirms all should be included within the application scenarios scope of the embodiment of the invention, for example, utilize portable terminal to carry out charitable contribution, the concrete amount of money of whip-round need to obtain the application scenarios that the user confirms; Perhaps, the embodiment of the invention is applied in the office system, when needing the user that a certain event is signed electronically affirmation, the E-Payment affirmation flow process that can adopt the embodiment of the invention to provide is processed.
Need to prove, in the embodiment of the invention, the data of transmitting between portable terminal and the network side can adopt common safety encipher mode to be encrypted, to guarantee the security of data transmission.
In the implementation, paying confirmation method by mails can also comprise: receiving after payment that network side sends finishes acknowledge message, showing that described payment finishes acknowledge message.
Concrete, network side is after receiving the affirmation payment indication information of portable terminal transmission, to send the payment request to the payment subsystem, indication payment subsystem carries out the order payment, the payment subsystem will return payment and finish acknowledge message after finishing the order payment, and the payment that network side will receive is finished acknowledge message and sent to portable terminal, portable terminal shows that to the user this payment finishes acknowledge message receiving after payment finishes acknowledge message.
Based on same inventive concept, a kind of portable terminal also is provided in the embodiment of the invention, another is paid confirmation method by mails and pays by mails and confirm device and system, because this portable terminal, another E-Payment confirmation method and device are similar to above-mentioned E-Payment confirmation method with the principle that system deals with problems, therefore the enforcement of portable terminal, another E-Payment confirmation method and device and system can referring to the enforcement of above-mentioned E-Payment confirmation method, repeat part and repeat no more.
As shown in Figure 5, in the embodiment of the invention, the structural representation of portable terminal comprises:
Receiving element 501 is used for receiving the payment affirmation request, carries order sign to be paid in this payment affirmation request;
Acquiring unit 502 is used for identifying according to the order to be paid that this payment affirmation request is carried, and obtains corresponding sequence information from network side;
The first display unit 503 be used for showing the sequence information that described acquiring unit gets access to, and indicating user is confirmed payment according to the sequence information that shows;
Transmitting element 504 is used for after receiving the affirmation payment indication information that the user returns the affirmation payment indication information that receives being sent to network side.
In the implementation, receiving element 501 can be used for receiving the payment affirmation request that network side issues, and perhaps is used for receiving the local payment affirmation request that sends.
In the implementation, portable terminal can also comprise:
The second display unit is used for receiving after payment that network side sends finishes acknowledge message, shows that this payment finishes acknowledge message.
As shown in Figure 6, in the embodiment of the invention, the implementing procedure schematic diagram that another pays confirmation method by mails may further comprise the steps:
The order payment request that S601, reception user terminal are submitted to carries order sign to be paid and payment account sign during this order payment is asked;
The payment account sign that S602, basis are set up in advance and the binding relationship between the mobile terminal identification are determined mobile terminal identification corresponding to this payment account sign;
S603, send the payment affirmation request to portable terminal corresponding to the mobile terminal identification of determining, carry order sign to be paid in this payment affirmation request, indicating mobile terminal is confirmed payment according to the payment affirmation request that receives;
The affirmation payment indication information that S604, mobile terminal receive return.
In the implementation, after receiving the affirmation payment indication information of described portable terminal transmission, pay confirmation method by mails, can also comprise:
Order to be paid corresponding to order sign to be paid sent to the payment subsystem, and indication payment subsystem is paid according to the order to be paid that receives.
As shown in Figure 7, in the embodiment of the invention, pay the structural representation of confirming device by mails, comprising:
Storage unit 701 is used for the binding relationship between pre-stored payment account sign and the mobile terminal identification;
The first receiving element 702 is used for receiving the order payment request that user terminal is submitted to, carries order sign to be paid and payment account sign in this order payment request;
Determining unit 703 is used for determining the mobile terminal identification corresponding to payment account sign of carrying in the order payment request according to the payment account sign of storage unit 701 storages and the binding relationship between the mobile terminal identification;
Transmitting element 704 is used for sending the payment affirmation request to portable terminal corresponding to the mobile terminal identification of determining, and carries order sign to be paid in this payment affirmation request, and indicating mobile terminal is confirmed payment according to the payment affirmation request that receives;
The second receiving element 705 is used for the affirmation payment indication information that mobile terminal receive returns.
In the implementation, pay by mails and confirm device, can also comprise:
Indicating member is used for order to be paid corresponding to order sign to be paid sent to the payment subsystem, and indication payment subsystem is paid according to the order to be paid that receives.
As shown in Figure 8, in the embodiment of the invention, pay the structural representation of affirmation system by mails, comprising:
Pay by mails and confirm device 801, be used for receiving the order payment request that user terminal is submitted to, carry order sign to be paid and payment account sign in this order payment request, according to the binding relationship between the payment account sign of setting up in advance and the portable terminal, determine portable terminal corresponding to this payment account sign; And to the portable terminal transmission payment affirmation request of determining, carrying order sign to be paid in this payment affirmation request, indicating mobile terminal is confirmed payment according to the payment affirmation request that receives; And indication information is paid in the affirmation that mobile terminal receive returns;
Portable terminal 802 is used for receiving the payment affirmation request, carries order sign to be paid in this payment affirmation request; According to the order sign of carrying in this payment affirmation request, to confirm to obtain corresponding order the device from described E-Payment, and show the sequence information that gets access to, indicating user is confirmed payment according to the sequence information that shows; And after receiving the affirmation payment indication information that the user returns, the affirmation payment indication information that receives is sent to described E-Payment confirm device.
In the implementation, portable terminal 802 can be used for receiving the payment affirmation request of confirming that device 801 sends of paying by mails, perhaps receives the local payment affirmation request that sends.
In the implementation, pay by mails and confirm device 801, can also be used for after receiving the affirmation payment indication information of portable terminal 802 transmissions, order to be paid corresponding to order sign to be paid sent to the payment subsystem, and indication payment subsystem is paid according to the order to be paid that receives.
Those skilled in the art should understand, embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt complete hardware implementation example, complete implement software example or in conjunction with the form of the embodiment of software and hardware aspect.And the present invention can adopt the form of the computer program of implementing in one or more computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) that wherein include computer usable program code.
The present invention is that reference is described according to process flow diagram and/or the block scheme of method, equipment (system) and the computer program of the embodiment of the invention.Should understand can be by the flow process in each flow process in computer program instructions realization flow figure and/or the block scheme and/or square frame and process flow diagram and/or the block scheme and/or the combination of square frame.Can provide these computer program instructions to the processor of multi-purpose computer, special purpose computer, Embedded Processor or other programmable data processing device producing a machine, so that the instruction of carrying out by the processor of computing machine or other programmable data processing device produces the device that is used for realizing in the function of flow process of process flow diagram or a plurality of flow process and/or square frame of block scheme or a plurality of square frame appointments.
These computer program instructions also can be stored in energy vectoring computer or the computer-readable memory of other programmable data processing device with ad hoc fashion work, so that the instruction that is stored in this computer-readable memory produces the manufacture that comprises command device, this command device is realized the function of appointment in flow process of process flow diagram or a plurality of flow process and/or square frame of block scheme or a plurality of square frame.
These computer program instructions also can be loaded on computing machine or other programmable data processing device, so that carry out the sequence of operations step producing computer implemented processing at computing machine or other programmable devices, thereby be provided for realizing the step of the function of appointment in flow process of process flow diagram or a plurality of flow process and/or square frame of block scheme or a plurality of square frame in the instruction that computing machine or other programmable devices are carried out.
Although described the preferred embodiments of the present invention, in a single day those skilled in the art get the basic creative concept of cicada, then can make other change and modification to these embodiment.So claims are intended to all changes and the modification that are interpreted as comprising preferred embodiment and fall into the scope of the invention.
The E-Payment confirmation method that the embodiment of the invention provides, portable terminal is after receiving payment affirmation message, obtain corresponding sequence information and be shown to the user from network side according to the order sign of carrying in this payment affirmation message, indicating user is confirmed payment according to the sequence information that shows, and after receiving the payment affirmation indication information that the user returns, the affirmation payment indication information that receives is sent to network side, owing to treating before pay invoice pays, obtained user's affirmation indication information, thereby the payment account of having avoided the invalid user stealing validated user carries out the order payment, has improved the security of paying by mails.
Obviously, those skilled in the art can carry out various changes and modification to the present invention and not break away from the spirit and scope of the present invention.Like this, if of the present invention these are revised and modification belongs within the scope of claim of the present invention and equivalent technologies thereof, then the present invention also is intended to comprise these changes and modification interior.
Claims (13)
1. pay confirmation method by mails for one kind, it is characterized in that, comprising:
Portable terminal receives the payment affirmation request, carries order sign to be paid in the described payment affirmation request; And
According to the order sign to be paid of carrying in the described payment affirmation request, obtain corresponding sequence information from network side;
Described portable terminal shows the sequence information that gets access to, and indicating user is confirmed payment according to the sequence information that shows; And
After receiving the affirmation payment indication information that the user returns, the affirmation payment indication information that receives is sent to network side.
2. the method for claim 1 is characterized in that, portable terminal receives the payment affirmation request, specifically comprises:
Portable terminal receives the payment affirmation request that network side issues, and perhaps portable terminal receives the local payment affirmation request that sends.
3. method as claimed in claim 1 or 2 is characterized in that, also comprises:
Receiving after payment that network side sends finishes acknowledge message, showing that described payment finishes acknowledge message.
4. a portable terminal is characterized in that, comprising:
Receiving element is used for receiving the payment affirmation request, carries order sign to be paid in the described payment affirmation request;
Acquiring unit is used for identifying according to the order to be paid that described payment affirmation request is carried, and obtains corresponding sequence information from network side;
The first display unit be used for showing the sequence information that described acquiring unit gets access to, and indicating user is confirmed payment according to the sequence information that shows;
Transmitting element is used for after receiving the affirmation payment indication information that the user returns the affirmation payment indication information that receives being sent to network side.
5. portable terminal as claimed in claim 4 is characterized in that,
Described receiving element specifically is used for receiving the payment affirmation request that network side issues, and perhaps is used for receiving the payment affirmation request that this locality sends.
6. portable terminal as claimed in claim 4 is characterized in that, also comprises:
The second display unit is used for receiving after payment that network side sends finishes acknowledge message, shows that described payment finishes acknowledge message.
7. pay confirmation method by mails for one kind, it is characterized in that, comprising:
Receive the order payment request that user terminal is submitted to, carry order sign to be paid and payment account sign in the described order payment request;
According to the binding relationship between the payment account sign of setting up in advance and the mobile terminal identification, determine mobile terminal identification corresponding to this payment account sign;
The portable terminal corresponding to the mobile terminal identification of determining sends the payment affirmation request, carries order sign to be paid in the described payment affirmation request, indicates described portable terminal to confirm payment according to the payment affirmation request that receives; And
Receive the affirmation payment indication information that described portable terminal returns.
8. method as claimed in claim 7 is characterized in that, after receiving the affirmation payment indication information of described portable terminal transmission, also comprises:
Order to be paid corresponding to described order sign to be paid sent to the payment subsystem, indicate described payment subsystem to pay according to the order to be paid that receives.
9. pay the affirmation device by mails for one kind, it is characterized in that, comprising:
Storage unit is used for the binding relationship between pre-stored payment account sign and the mobile terminal identification;
The first receiving element is used for receiving the order payment request that user terminal is submitted to, carries order sign to be paid and payment account sign in the described order payment request;
Determining unit is used for determining the mobile terminal identification corresponding to payment account sign of carrying in the described order payment request according to the payment account sign of described cell stores and the binding relationship between the mobile terminal identification;
Transmitting element is used for sending the payment affirmation request to portable terminal corresponding to the mobile terminal identification of determining, and carries order sign to be paid in the described payment affirmation request, indicates described portable terminal to confirm payment according to the payment affirmation request that receives;
The second receiving element is used for receiving the affirmation payment indication information that described portable terminal returns.
10. device is confirmed in E-Payment as claimed in claim 9, it is characterized in that, also comprises:
Indicating member is used for order to be paid corresponding to described order sign to be paid sent to the payment subsystem, indicates described payment subsystem to pay according to the order to be paid that receives.
11. pay the affirmation system by mails for one kind, it is characterized in that, comprising:
Pay by mails and confirm device, be used for receiving the order payment request that user terminal is submitted to, carry order sign to be paid and payment account sign in the described order payment request, according to the binding relationship between the payment account sign of setting up in advance and the portable terminal, determine portable terminal corresponding to this payment account sign; And to the portable terminal transmission payment affirmation request of determining, carry order sign to be paid in the described payment affirmation request, indicate described portable terminal to confirm payment according to the payment affirmation request that receives; And receive the affirmation payment indication information that described portable terminal returns;
Portable terminal is used for receiving the payment affirmation request that described payment devices sends, and carries order sign to be paid in the described payment affirmation request; According to the order sign of carrying in the described payment affirmation request, to confirm to obtain corresponding order the device from described E-Payment, and show the sequence information that gets access to, indicating user is confirmed payment according to the sequence information that shows; And after receiving the affirmation payment indication information that the user returns, the affirmation payment indication information that receives is sent to described E-Payment confirm device.
12. system is confirmed in E-Payment as claimed in claim 11, it is characterized in that,
Described portable terminal, concrete being used for receives the payment affirmation request that described E-Payment affirmation device sends, and perhaps receives the local payment affirmation request that sends.
13. system is confirmed in E-Payment as claimed in claim 11, it is characterized in that,
Device is confirmed in described E-Payment, also be used for after receiving the affirmation payment indication information of described portable terminal transmission, order to be paid corresponding to described order sign to be paid sent to the payment subsystem, indicate described payment subsystem to pay according to the order to be paid that receives.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011102418066A CN102956001A (en) | 2011-08-22 | 2011-08-22 | Method, device and system for confirming e-payments |
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| CN104484799A (en) * | 2014-12-26 | 2015-04-01 | 小米科技有限责任公司 | Payment method and device |
| CN104636924A (en) * | 2013-11-15 | 2015-05-20 | 腾讯科技（深圳）有限公司 | Safe payment method, server and system |
| WO2015070593A1 (en) * | 2013-11-15 | 2015-05-21 | Tencent Technology (Shenzhen) Company Limited | Method, device and system for on-line payment information transmission |
| CN104867006A (en) * | 2015-06-09 | 2015-08-26 | 张忠义 | Virtual payment method based on occasion marker |
| CN106355410A (en) * | 2016-08-24 | 2017-01-25 | 努比亚技术有限公司 | Electronic device and information processing method |
| CN106779673A (en) * | 2015-11-23 | 2017-05-31 | 苏宁云商集团股份有限公司 | A kind of electric paying method and system |
| CN106779639A (en) * | 2016-12-09 | 2017-05-31 | 北京奇虎科技有限公司 | The processing method of payment transaction, processing system and processing unit |
| CN112700249A (en) * | 2019-10-23 | 2021-04-23 | 腾讯科技（深圳）有限公司 | Order information management method, device and system and storage medium |
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