CN109272327A - Reimbursement method for tracing, transaction ensure platform, terminal and readable storage medium storing program for executing - Google Patents
Reimbursement method for tracing, transaction ensure platform, terminal and readable storage medium storing program for executing Download PDFInfo
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- CN109272327A CN109272327A CN201811149650.7A CN201811149650A CN109272327A CN 109272327 A CN109272327 A CN 109272327A CN 201811149650 A CN201811149650 A CN 201811149650A CN 109272327 A CN109272327 A CN 109272327A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/407—Cancellation of a transaction
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Abstract
The invention discloses a kind of, and the transaction based on twin-stage double track authorization ensures the reimbursement method for tracing of platform, comprising: the refund request that response is initiated to reimbursement channel side, and obtain reimbursement safeguard agreement；According to request reimbursement amount and reimbursement safeguard agreement, determine whether meet preset reimbursement condition to reimbursement channel side；When reimbursement channel side meets reimbursement condition, the reimbursement unit price and reimbursement total value for waiting for reimbursement channel side reimbursement in reimbursement responsibility direction are calculated according to request reimbursement amount and reimbursement safeguard agreement；The account bound to reimbursement channel side is obtained, the reimbursement total value that reimbursement responsible party produces is transferred to reimbursement channel side；According to reimbursement total value, the available authorization amount to reimbursement channel side and reimbursement responsible party is modified.The invention also discloses a kind of transaction to ensure platform, terminal and readable storage medium storing program for executing.During technical solution of the present invention aims to solve the problem that businessman to the control of channel sides at different levels, the problem of business risk of channel sides at different levels is unable to get guarantee.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of transaction based on twin-stage double track authorization to ensure platform
Reimbursement method for tracing ensures that the transaction guarantee of the reimbursement method for tracing of platform is flat using the transaction based on twin-stage double track authorization
Platform, terminal and computer readable storage medium.
Background technique
With the rapid development of internet and universal, e-commerce (electric business) has obtained quick development in the whole world, well-known
Large enterprises and middle-size and small-size trade company introduce electric business, and electric business mode also becomes more and more diversified.Electric business mode is commonly used in mentioning
For buying and selling of commodities service, both parties are businessman and client, and businessman generally passes through people to its channel side at different levels in the prior art
It is managed for control mode, during human control, channel sides at different levels are after obtaining the sale amount authorization of businessman, businessman
The guarantee service of sale amount reimbursement can not be provided to channel side, this makes the business risk of channel sides at different levels be unable to get guarantor
Barrier.
Summary of the invention
The transaction based on twin-stage double track authorization that the main purpose of the present invention is to provide a kind of ensures the reimbursement tracking of platform
Method, it is intended to which during solving businessman to the control of channel sides at different levels, the business risk of channel sides at different levels is unable to get guarantee
Problem.
To achieve the above object, the transaction provided by the invention based on twin-stage double track authorization ensures the reimbursement tracking side of platform
Method includes the following steps:
The refund request initiated to reimbursement channel side is responded, and obtains corresponding reimbursement safeguard agreement, wherein the reimbursement
Record has request reimbursement amount in request, records in the reimbursement safeguard agreement and promising described undertakes reimbursement duty to reimbursement channel side
The reimbursement responsible party appointed, the reimbursement responsible party are the corresponding higher level of higher level's channel side to reimbursement channel side；
According to the request reimbursement amount and the reimbursement safeguard agreement, whether meet described in determination to reimbursement channel side pre-
If reimbursement condition；
When described when reimbursement channel side meets preset reimbursement condition, according to the request reimbursement amount and the reimbursement
Safeguard agreement calculates the reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement；
The account to the binding of reimbursement channel side is obtained, the reimbursement total value that the reimbursement responsible party is produced is transferred to
It is described to reimbursement channel side；
According to the reimbursement total value, the modification available authorization amount to reimbursement channel side and the reimbursement responsible party.
Preferably, described according to the request reimbursement amount and the reimbursement safeguard agreement, it determines described to reimbursement channel
The step of whether side meets preset reimbursement condition, comprising:
According to the identity information to reimbursement channel side, determination is described still to sell to reimbursement channel side for middle channel side
Sell channel side；
When the identity information is middle channel side, the payment gold for being used to buy amount to reimbursement channel side is obtained
Volume and the collection amount for being used to sell amount to reimbursement channel side；
When the collection amount is less than the Payment Amount, determination is described to meet preset reimbursement item to reimbursement channel side
Part.
When the identity information is Sales Channel side, the payment gold for being used to buy amount to reimbursement channel side is obtained
Volume and the consumption sum to reimbursement channel side；
When the consumption sum is less than the Payment Amount, determination is described to meet preset reimbursement item to reimbursement channel side
Part.
Preferably, the identity information according to reimbursement channel side determines that described to reimbursement channel side is centre
Before channel side or the step of Sales Channel side, further includes:
Judge whether there is the authority record to the channel side authorization of reimbursement channel direction junior；
If so, determining that the identity information to reimbursement channel side is middle channel side；
If not, it is determined that the identity information to reimbursement channel side is Sales Channel side.
Preferably, described to reimbursement channel side is Sales Channel side, described according to the request reimbursement amount and described to move back
Money safeguard agreement calculates the step of reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement,
Include:
Obtain the reimbursement mode to the selection of reimbursement channel side；
It is true according to the request reimbursement amount and the reimbursement safeguard agreement when the reimbursement mode is only reimbursement mode
It is fixed described to one or more of the delivery of cargo quantity of reimbursement channel side, delivery of cargo unit price, sales volume and sales price, calculate institute
It states described in reimbursement responsibility direction to the first reimbursement unit price of reimbursement channel side reimbursement and the first reimbursement total value.
Preferably, described to reimbursement channel side is Sales Channel side, described according to the request reimbursement amount and described to move back
Money safeguard agreement calculates the step of reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement,
Further include:
When the reimbursement mode is the return of goods and reimbursement mode, association is ensured according to the request reimbursement amount and the reimbursement
View determines one in the delivery of cargo quantity of reimbursement channel side, delivery of cargo unit price, sales volume, sales price and return of goods quantity
Or it is multiple, it calculates described in reimbursement responsibility direction to the second reimbursement unit price of reimbursement channel side reimbursement and the second reimbursement total value；
Wherein, the first reimbursement unit price is greater than the second reimbursement unit price.
Preferably, described to reimbursement channel side is middle channel side, described according to the request reimbursement amount and described to move back
Money safeguard agreement calculates the step of reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement,
Include:
To reimbursement channel side to the contribution amount of the reimbursement responsible party described in obtaining；
According to the contribution amount, the request reimbursement amount and the reimbursement safeguard agreement, the reimbursement responsibility is calculated
To the third reimbursement unit price of reimbursement channel side reimbursement and third reimbursement total value described in direction.
Preferably, the reimbursement method for tracing further include:
The detecting refund request number current to reimbursement channel side, and obtain setting reimbursement number；
When current refund request number is no more than the setting reimbursement number, the response is executed to reimbursement channel side
The refund request of initiation, and the step of obtaining corresponding reimbursement safeguard agreement.
In addition, to achieve the above object, the present invention also provides a kind of transaction to ensure platform, the transaction ensures platform application
Transaction as described in any one of the above embodiments based on twin-stage double track authorization ensures the reimbursement method for tracing of platform.
In addition, to achieve the above object, the present invention also provides a kind of terminals, comprising: memory, processor and storage
On the memory and the computer program that can run on the processor；The computer program is held by the processor
The step of transaction as described in any one of the above embodiments based on twin-stage double track authorization ensures the reimbursement method for tracing of platform is realized when row.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
Computer program is stored on storage medium, the computer program is realized as described in any one of the above embodiments when being executed by processor
The step of transaction based on twin-stage double track authorization ensures the reimbursement method for tracing of platform.
In the inventive solutions, which responds the reimbursement initiated to reimbursement channel side first and asks
It asks, and obtains corresponding reimbursement safeguard agreement；Further according to request reimbursement amount and the reimbursement safeguard agreement, determine described wait move back
Whether money channel side meets preset reimbursement condition；When described when reimbursement channel side meets preset reimbursement condition, according to institute
It states request reimbursement amount and the reimbursement safeguard agreement calculates moving back to reimbursement channel side reimbursement described in reimbursement responsibility direction
Money unit price and reimbursement total value；Obtain the account to the binding of reimbursement channel side, by the reimbursement responsible party produce described in move back
Money total value is transferred to described to reimbursement channel side；According to the reimbursement total value, modification is described to blame to reimbursement channel side and the reimbursement
Appoint the available authorization amount of side.Therefore, it can be ensured and be assisted according to reimbursement after refund request initiation by the reimbursement method for tracing
View is completed a series of reimbursement operations and is met at different levels under twin-stage double track authorization pipe diameter design with realizing the reimbursement to reimbursement channel side
The reimbursement demand of channel side, advantageously account for businessman to the business risks of channel sides at different levels during the control of channel sides at different levels without
The problem of method is protected.
Detailed description of the invention
Fig. 1 is the stream that the reimbursement method for tracing first embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 2 is the stream that the reimbursement method for tracing 3rd embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 3 is the stream that the reimbursement method for tracing fourth embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 4 is the stream that the 5th embodiment of reimbursement method for tracing of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 5 is the stream that the reimbursement method for tracing sixth embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 6 is the modular structure schematic diagram of one embodiment of terminal of the present invention.
The object of the invention is realized, the embodiments will be further described with reference to the accompanying drawings for functional characteristics and advantage.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In subsequent description, it is only using the suffix for indicating such as " module ", " component " or " unit " of element
Be conducive to explanation of the invention, itself there is no a specific meaning.Therefore, " module ", " component " or " unit " can mix
Ground uses.
Referring to Fig. 1, providing to achieve the above object, in the first embodiment of the present invention a kind of based on the authorization of twin-stage double track
Transaction ensure platform reimbursement method for tracing, include the following steps:
Step S10 responds the refund request initiated to reimbursement channel side, and obtains corresponding reimbursement safeguard agreement, wherein
Record has request reimbursement amount in the refund request, and promising described hold to reimbursement channel side is recorded in the reimbursement safeguard agreement
The reimbursement responsible party of reimbursement responsibility is carried on a shoulder pole, the reimbursement responsible party is on higher level's channel side to reimbursement channel side is corresponding
Grade；
Step S20, according to request reimbursement amount and the reimbursement safeguard agreement, whether determination is described accords with to reimbursement channel side
Close preset reimbursement condition；
When described when reimbursement channel side meets preset reimbursement condition, step S30 is executed, according to the request reimbursement volume
Degree and the reimbursement safeguard agreement calculate the reimbursement unit price and reimbursement described in reimbursement responsibility direction to reimbursement channel side reimbursement
Total value；
Step S40 obtains the account to the binding of reimbursement channel side, the reimbursement that the reimbursement responsible party is produced
Total value is transferred to described to reimbursement channel side；
Step S50, according to the reimbursement total value, modification is described to award to reimbursement channel side and the available of reimbursement responsible party
Weigh amount.
In the inventive solutions, which responds the reimbursement initiated to reimbursement channel side first and asks
It asks, and obtains corresponding reimbursement safeguard agreement；Further according to request reimbursement amount and the reimbursement safeguard agreement, determine described wait move back
Whether money channel side meets preset reimbursement condition；When described when reimbursement channel side meets preset reimbursement condition, according to institute
It states request reimbursement amount and the reimbursement safeguard agreement calculates moving back to reimbursement channel side reimbursement described in reimbursement responsibility direction
Money unit price and reimbursement total value；Obtain the account to the binding of reimbursement channel side, by the reimbursement responsible party produce described in move back
Money total value is transferred to described to reimbursement channel side；According to the reimbursement total value, modification is described to blame to reimbursement channel side and the reimbursement
Appoint the available authorization amount of side.Therefore, it can be ensured and be assisted according to reimbursement after refund request initiation by the reimbursement method for tracing
View is completed a series of reimbursement operations and is met at different levels under twin-stage double track authorization pipe diameter design with realizing the reimbursement to reimbursement channel side
The reimbursement demand of channel side, advantageously account for businessman to the business risks of channel sides at different levels during the control of channel sides at different levels without
The problem of method is protected.
It is ensured in platform in the transaction, channel sides at different levels or manufacturer side can carry out amount to authorized party to its junior
Authorization, so that each become channel side to authorized party.System can be required according to the request response reimbursement that channel sides at different levels are initiated,
At this point, the channel side for initiating refund request is to reimbursement channel side.
It, can be step by step downwards to canals at different levels after manufacturer side or the transaction of initial channel direction ensure that platform obtains authorization qualification
Road side carries out continuing to authorize, and each level carries out amount authorization, the second layer of each level to subordinate to the first layer grade of subordinate
Grade undertakes reimbursement responsibility, to realize twin-stage authorization pipe diameter design, for example, third channel side undertakes the reimbursement duty of fifth pathway side
Appoint, and third channel side can initiate reimbursement retrospect request to the first channel side, the first channel side of request undertakes its reimbursement risk.
Other than manufacturer side or initial channel side, junior's channel side quantity of each channel side is two, to realize double track authorization pipe
Control mode, twin-stage authorization pipe diameter design and double track authorization pipe diameter design combine, i.e., the twin-stage double track licensing mode in the present embodiment.
The amount magnification ratio of each level is identical with supply of material unit price.Amplify between upper layer and lower layer grade according to preset amount magnification ratio
Amount is authorized, for example, when preset amount magnification ratio is 1:10, if the authorization of second channel direction the first channel side application
Amount is 100,000, then the first channel side need to transfer the possession of 10,000 amounts to the second channel side from the amount of itself, and the first channel side passes through
10,000 amounts, which are sold, to the second channel side earns 90,000 profits；When preset amount magnification ratio is 1:5, if the second channel direction
The authorization amount of first channel side application is 100,000, then the first channel side need to transfer the possession of 2 to the second channel side from the amount of itself
Ten thousand, then the first channel side earns 80,000 profits by selling 20,000 amounts to the second channel side.Volume between the adjacent level of every two
Degree magnification ratio may be the same or different, alternatively, can be modified according to the setting of amount transferor.
Further, supply of material unit price is incremented by step by step from manufacturer side or initial channel side to sales side terminal.It is every to guarantee
Level-one channel side can be transferred through amount authorization and be got a profit.The reimbursement safeguard agreement has arranged reimbursement ratio and to be described wait move back
Money channel side undertakes the reimbursement responsible party of reimbursement responsibility, and the reimbursement responsible party is higher level's channel side to reimbursement channel side
Corresponding higher level.Further, reimbursement condition can also further be arranged in the reimbursement safeguard agreement.For example, when described the
When one channel direction its reimbursement responsible party initiates reimbursement guarantee request, according to the reimbursement safeguard agreement and the request reimbursement volume
Degree, judges whether first channel side meets reimbursement condition；When first channel side meets the reimbursement condition, calculate
Its reimbursement responsible party's returns amount, will be produced from the corresponding account of its reimbursement responsible party described in return amount be transferred to it is described
The account of first channel side.Further, it further can also about order goods out not move back in reimbursement safeguard agreement and (only move back authorization volume
Degree) or other terms.
The first embodiment of the reimbursement method for tracing of platform is ensured based on the transaction of the invention based on twin-stage double track authorization,
In the second embodiment of the reimbursement method for tracing of transaction guarantee platform based on twin-stage double track authorization of the invention, the step
S20 includes:
Step S21 determines that described to reimbursement channel side is middle channel according to the identity information to reimbursement channel side
Side or Sales Channel side；
Step S22, when the identity information is middle channel side, acquisition is described to be used to buy amount to reimbursement channel side
Payment Amount and described be used to sell the collection amount of amount to reimbursement channel side；
Step S23 meets described in determination to reimbursement channel side default when the collection amount is less than the Payment Amount
Reimbursement condition.
Step S24, when the identity information is Sales Channel side, acquisition is described to be used to buy amount to reimbursement channel side
Payment Amount and the consumption sum to reimbursement channel side；
Step S25 meets described in determination to reimbursement channel side default when the consumption sum is less than the Payment Amount
Reimbursement condition.
For the present embodiment for providing a kind of reimbursement condition, which, which can be, is in loss shape to reimbursement channel side
State.For example, when the collection amount (or consumption sum) is less than the Payment Amount, then it should be to reimbursement channel side to junior
Channel side do not got a profit also during amount authorization, meets lossing state, that is, meets preset reimbursement condition；Instead
It then should be to reimbursement channel side to junior's channel when the collection amount (or consumption sum) is greater than the Payment Amount
It has been got a profit during Fang Jinhang amount authorization, has been unsatisfactory for lossing state, that is, be unsatisfactory for preset reimbursement condition.
Certainly, reimbursement condition can according to need setting, for example, it is also possible to according to junior's channel side to reimbursement channel side
Whether whether quantity, which meets setting condition, carries out reimbursement, or meet according to contribution amount of the reimbursement channel side to higher level's channel side
It imposes a condition and carries out reimbursement.
Referring to Fig. 2, ensureing the reimbursement method for tracing of platform based on the transaction of the invention based on twin-stage double track authorization
Second embodiment, the transaction of the invention based on twin-stage double track authorization ensure the 3rd embodiment of the reimbursement method for tracing of platform
In, before the step S21, further includes:
Step S26 judges whether there is the amount authority record to reimbursement channel direction junior channel side；
If so, thening follow the steps S27, determine that the identity information to reimbursement channel side is middle channel side；
If it is not, thening follow the steps S28, determine that the identity information to reimbursement channel side is Sales Channel side.
Channel side can be divided into middle channel side or Sales Channel side, and the difference of the two is that middle channel side can continue
Amount authorization is carried out to junior, is corresponding with junior's channel side；And Sales Channel side does not have corresponding junior's channel side, that is, does not have
The record of amount authorization is carried out to its other party.
Referring to Fig. 3, ensureing the reimbursement method for tracing of platform based on the transaction of the invention based on twin-stage double track authorization
Second embodiment or 3rd embodiment, the transaction of the invention based on twin-stage double track authorization ensure the reimbursement method for tracing of platform
In fourth embodiment, it is described to reimbursement channel side be Sales Channel side, the step S30, comprising:
Step S31 obtains the reimbursement mode to the selection of reimbursement channel side；
Step S32 is protected when the reimbursement mode is only reimbursement mode according to the request reimbursement amount and the reimbursement
Hinder agreement and determines one or more in the delivery of cargo quantity of reimbursement channel side, delivery of cargo unit price, sales volume and sales price
It is a, it calculates described in reimbursement responsibility direction to the first reimbursement unit price of reimbursement channel side reimbursement and the first reimbursement total value.
Reimbursement mode can be selected when initiating refund request when reimbursement channel side, and reimbursement mode may include only reimbursement side
Formula (retaining goods) or the return of goods and reimbursement mode.It specifically, can be according to delivery of cargo quantity, delivery of cargo when calculating the first reimbursement total value
Unit price, the sales achievement of sales volume and one or more firm sale channel sides in sales price and loss amount, work as pin
Sell achievement it is preferable when, corresponding first reimbursement unit price can be higher, conversely, when sales achievement is poor, corresponding first reimbursement
Unit price can be lower, can arrange the specific calculation of the first reimbursement unit price and the first reimbursement total value in reimbursement safeguard agreement
And formula.It is not specifically limited herein.
Referring to Fig. 4, ensureing the reimbursement method for tracing of platform based on the transaction of the invention based on twin-stage double track authorization
Fourth embodiment, described to reimbursement channel side is Sales Channel side, and transaction of the invention based on twin-stage double track authorization ensures flat
In 5th embodiment of the reimbursement method for tracing of platform, the step S30 further include:
Step S33 according to the request reimbursement amount and described is moved back when the reimbursement mode is to return goods and when reimbursement mode
Money safeguard agreement determines described to the delivery of cargo quantity of reimbursement channel side, delivery of cargo unit price, sales volume, sales price and return of goods quantity
One or more of, it calculates and is moved back described in reimbursement responsibility direction to the second reimbursement unit price of reimbursement channel side reimbursement and second
Money total value；Wherein, the first reimbursement unit price is greater than the second reimbursement unit price.
It specifically, can be according to delivery of cargo quantity, delivery of cargo unit price, sales volume, sales price when calculating the second reimbursement total value
In one or more firm sale channel sides sales achievement, according to return of goods quantity and delivery of cargo unit price can determine to reimbursement canal
The request return of goods amount of road side.When sales achievement is preferable, corresponding second reimbursement unit price can be higher, conversely, working as merchandising business
When achievement is poor, corresponding second reimbursement unit price can be lower, can arrange the second reimbursement unit price and in reimbursement safeguard agreement
The specific calculation and formula of two reimbursement total values.It is not specifically limited herein.It is readily appreciated that, due to the return of goods and the reimbursement of reimbursement
In mode, cargo is remained to reimbursement channel side, therefore, the second reimbursement unit price is less than the first reimbursement unit price.
Referring to Fig. 5, ensureing the reimbursement method for tracing of platform based on the transaction of the invention based on twin-stage double track authorization
For second embodiment any one of to the 5th embodiment, the transaction of the invention based on twin-stage double track authorization ensures the reimbursement of platform
In the sixth embodiment of method for tracing, it is described to reimbursement channel side be middle channel side, the step S30, comprising:
Step S34, obtain it is described to reimbursement channel side to the contribution amount of the reimbursement responsible party；
Step S35, according to the contribution amount, the request reimbursement amount and the reimbursement safeguard agreement, described in calculating
To the third reimbursement unit price of reimbursement channel side reimbursement and third reimbursement total value described in reimbursement responsibility direction.
It is readily appreciated that, bigger to contribution amount of the reimbursement channel side to reimbursement responsible party, third reimbursement unit price is corresponding higher,
Conversely, smaller to contribution amount of the reimbursement channel side to reimbursement responsible party, third reimbursement unit price is corresponding lower.Contribute amount really
Fixed there are many modes, for example, can be amplified according to the authorization amount and amount that channel side to be authorized is bought from its higher level's channel side
Ratio-dependent is not particularly limited herein.
The first embodiment of the reimbursement method for tracing of platform is ensured based on the transaction of the invention based on twin-stage double track authorization
Any one of to sixth embodiment, the transaction of the invention based on twin-stage double track authorization ensures the reimbursement method for tracing of platform
In 7th embodiment, the transaction based on twin-stage double track authorization ensures the reimbursement method for tracing of platform further include:
Step S60, the detecting refund request number current to reimbursement channel side, and obtain setting reimbursement number；
When current refund request number is no more than the setting reimbursement number, step S10 is executed.
It can arrange the reimbursement number of channel sides at different levels in reimbursement safeguard agreement, reimbursement number is more than or equal to 1
Integer.For example, system is being detected only in response to the refund request initiated for the first time to reimbursement channel side when setting reimbursement number as 1
When being greater than 1 to reimbursement number, it is not responding to the refund request initiated to reimbursement channel side；When setting reimbursement number greater than 1, example
Such as, reimbursement number is set as 3, and system is detecting reimbursement only in response to the 1-3 times refund request initiated to reimbursement channel side
When number is greater than 3, it is not responding to the refund request initiated to reimbursement channel side.
Further, in the technical scheme of this embodiment, term of validity can be set for setting reimbursement number, for example,
This sets reimbursement number of the reimbursement number as reimbursement number in half a year, in 1 year during reimbursement number or entire cooperation.
In addition, to achieve the above object, the present invention also provides a kind of transaction to ensure platform, the transaction ensures platform application
The transaction based on twin-stage double track authorization as described in above-mentioned any embodiment ensures the reimbursement method for tracing of platform.
It is traded due to the present embodiment and ensures that the technical solution of platform includes at least the above-mentioned transaction based on twin-stage double track authorization
Ensure whole technical solutions of the reimbursement method for tracing embodiment of platform, therefore at least whole technologies with above embodiments are imitated
Fruit no longer repeats one by one herein.
In addition, to achieve the above object, the present invention also provides a kind of terminal, memory, processor and it is stored in described
On memory and the computer program that can run on the processor；It is real when the computer program is executed by the processor
The step of now transaction based on twin-stage double track authorization as described in above-mentioned any embodiment ensures the reimbursement method for tracing of platform.
Platform is ensured since the technical solution of the present embodiment terminal includes at least the above-mentioned transaction based on twin-stage double track authorization
Reimbursement method for tracing embodiment whole technical solutions, therefore at least with above embodiments whole technical effects, herein
No longer repeat one by one.
Referring to Fig. 6, in some specific embodiments, which may include: processor 1001, such as CPU, network
Interface 1004, user interface 1003, memory 1005, communication bus 1002 and network share module 1006.Wherein, communication bus
1002 for realizing the connection communication between these components.User interface 1003 may include display screen (Display), input list
First such as keyboard (Keyboard), front end obtain data by above-mentioned user interface 1003.Network interface 1004 includes standard
Wireline interface, and optionally may include standard air interfaces (such as WI-FI interface).Memory 1005 can be high-speed RAM and deposit
Reservoir is also possible to stable memory (non-volatile memory), such as magnetic disk storage.Memory 1005 is optional
The storage device that can also be independently of aforementioned processor 1001.
It will be understood by those skilled in the art that the restriction of terminal structure shown in Fig. 6 not structure paired terminal, can wrap
It includes than illustrating more or fewer components, perhaps combines certain components or different component layouts.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
It is stored with computer program on storage medium, is realized when the computer program is executed by processor and is based on twin-stage double track as above-mentioned
The transaction of authorization ensures the step of first embodiment to any one of the 8th embodiment of the reimbursement method for tracing of platform.
Since the technical solution of the present embodiment computer readable storage medium is based on the authorization of twin-stage double track including at least above-mentioned
Transaction ensure platform reimbursement method for tracing embodiment whole technical solutions, therefore at least with above embodiments whole
Technical effect no longer repeats one by one herein.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in one as described above
In computer readable storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions use so that a terminal device into
Enter method described in each embodiment of the present invention.
In the description of this specification, reference term " embodiment ", " another embodiment ", " other embodiments " or "
The description of one embodiment~X embodiment " etc. mean specific features described in conjunction with this embodiment or example, structure, material or
Person's feature is included at least one embodiment or example of the invention.In the present specification, to the schematic table of above-mentioned term
Stating may not refer to the same embodiment or example.Moreover, specific features, structure, material, method and step or the spy of description
Point can be combined in any suitable manner in any one or more of the embodiments or examples.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. the reimbursement method for tracing that a kind of transaction based on twin-stage double track authorization ensures platform, which is characterized in that including walking as follows
It is rapid:
The refund request initiated to reimbursement channel side is responded, and obtains corresponding reimbursement safeguard agreement, wherein the refund request
Middle record has request reimbursement amount, records in the reimbursement safeguard agreement and promising described undertakes reimbursement responsibility to reimbursement channel side
Reimbursement responsible party, the reimbursement responsible party are the corresponding higher level of higher level's channel side to reimbursement channel side；
According to the request reimbursement amount and the reimbursement safeguard agreement, whether meet described in determination to reimbursement channel side preset
Reimbursement condition；
When described when reimbursement channel side meets preset reimbursement condition, according to the request reimbursement amount and the reimbursement guarantee
Agreement calculates the reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement；
The account to the binding of reimbursement channel side is obtained, the reimbursement total value that the reimbursement responsible party is produced is transferred to described
To reimbursement channel side；
According to the reimbursement total value, the modification available authorization amount to reimbursement channel side and the reimbursement responsible party.
2. the transaction according to claim 1 based on twin-stage double track authorization ensures the reimbursement method for tracing of platform, feature
It is, described according to the request reimbursement amount and the reimbursement safeguard agreement, whether determination is described meets to reimbursement channel side
The step of preset reimbursement condition, comprising:
According to the identity information to reimbursement channel side, determination is described still to sell canal to reimbursement channel side for middle channel side
Road side；
When the identity information is middle channel side, the Payment Amount for being used to buy amount to reimbursement channel side is obtained,
And the collection amount for being used to sell amount to reimbursement channel side；
When the collection amount is less than the Payment Amount, determination is described to meet preset reimbursement condition to reimbursement channel side.
When the identity information is Sales Channel side, the Payment Amount for being used to buy amount to reimbursement channel side is obtained,
And the consumption sum to reimbursement channel side；
When the consumption sum is less than the Payment Amount, determination is described to meet preset reimbursement condition to reimbursement channel side.
3. the transaction according to claim 2 based on twin-stage double track authorization ensures the reimbursement method for tracing of platform, feature
Be, the identity information according to reimbursement channel side, determine it is described to reimbursement channel side be middle channel side still
Before the step of Sales Channel side, further includes:
Judge whether there is the authority record to the channel side authorization of reimbursement channel direction junior；
If so, determining that the identity information to reimbursement channel side is middle channel side；
If not, it is determined that the identity information to reimbursement channel side is Sales Channel side.
4. the transaction according to claim 2 based on twin-stage double track authorization ensures the reimbursement method for tracing of platform, feature
Be, it is described to reimbursement channel side be Sales Channel side, it is described according to the request reimbursement amount and the reimbursement safeguard agreement
The step of calculating the reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement, comprising:
Obtain the reimbursement mode to the selection of reimbursement channel side；
When the reimbursement mode is only reimbursement mode, institute is determined according to the request reimbursement amount and the reimbursement safeguard agreement
One or more of the delivery of cargo quantity to reimbursement channel side, delivery of cargo unit price, sales volume and sales price are stated, is moved back described in calculating
To the first reimbursement unit price of reimbursement channel side reimbursement and the first reimbursement total value described in money responsibility direction.
5. the transaction according to claim 4 based on twin-stage double track authorization ensures the reimbursement method for tracing of platform, feature
Be, it is described to reimbursement channel side be Sales Channel side, it is described according to the request reimbursement amount and the reimbursement safeguard agreement
The step of calculating the reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement, further includes:
It is true according to the request reimbursement amount and the reimbursement safeguard agreement when the reimbursement mode is the return of goods and reimbursement mode
Fixed one or more in the delivery of cargo quantity of reimbursement channel side, delivery of cargo unit price, sales volume, sales price and return of goods quantity
It is a, it calculates described in reimbursement responsibility direction to the second reimbursement unit price of reimbursement channel side reimbursement and the second reimbursement total value；Wherein,
The first reimbursement unit price is greater than the second reimbursement unit price.
6. the transaction according to claim 4 or 5 based on twin-stage double track authorization ensures the reimbursement method for tracing of platform, special
Sign is, described to reimbursement channel side is middle channel side, and described ensured according to the request reimbursement amount and the reimbursement is assisted
View calculates the step of reimbursement unit price and reimbursement total value described in reimbursement responsibility direction to reimbursement channel side reimbursement, comprising:
To reimbursement channel side to the contribution amount of the reimbursement responsible party described in obtaining；
According to the contribution amount, the request reimbursement amount and the reimbursement safeguard agreement, reimbursement responsibility direction is calculated
The third reimbursement unit price and third reimbursement total value to reimbursement channel side reimbursement.
7. the reimbursement tracking that the transaction according to any one of claim 1 to 6 based on twin-stage double track authorization ensures platform
Method, which is characterized in that the reimbursement method for tracing further include:
The detecting refund request number current to reimbursement channel side, and obtain setting reimbursement number；
When current refund request number is no more than the setting reimbursement number, executes the response and initiated to reimbursement channel side
Refund request, and the step of obtaining corresponding reimbursement safeguard agreement.
8. a kind of transaction ensures platform, which is characterized in that application is double based on twin-stage as described in any one of claims 1 to 7
The transaction of rail authorization ensures the reimbursement method for tracing of platform.
9. a kind of terminal characterized by comprising memory, processor and be stored on the memory and can be described
The computer program run on processor；It is realized when the computer program is executed by the processor as in claim 1 to 7
The step of described in any item transaction based on twin-stage double track authorization ensure the reimbursement method for tracing of platform.
10. a kind of computer readable storage medium, which is characterized in that be stored with computer on the computer readable storage medium
Program, when the computer program is executed by processor realize as described in any one of claims 1 to 7 based on twin-stage double track
The step of transaction of authorization ensures the reimbursement method for tracing of platform.
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| CN201811149650.7A CN109272327B (en) | 2018-09-29 | 2018-09-29 | Refund tracking method, transaction guarantee platform, terminal and readable storage medium |
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| CN201811149650.7A CN109272327B (en) | 2018-09-29 | 2018-09-29 | Refund tracking method, transaction guarantee platform, terminal and readable storage medium |
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