CN109377270A - Transaction ensures platform and its account management-control method, terminal and readable storage medium storing program for executing - Google Patents
Transaction ensures platform and its account management-control method, terminal and readable storage medium storing program for executing Download PDFInfo
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- CN109377270A CN109377270A CN201811148565.9A CN201811148565A CN109377270A CN 109377270 A CN109377270 A CN 109377270A CN 201811148565 A CN201811148565 A CN 201811148565A CN 109377270 A CN109377270 A CN 109377270A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0222—During e-commerce, i.e. online transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0234—Rebates after completed purchase
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0239—Online discounts or incentives
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Abstract
The present invention is that transaction ensures platform and its account management-control method, terminal and readable storage medium storing program for executing, disclose a kind of account management-control method of transaction guarantee platform based on twin-stage double track authorization, it include: response account dividend instruction, preset reimbursement safeguard agreement and preset dividend agreement are obtained, and obtains the dividend sender recorded in account dividend instruction and the acquisition side that shares out bonus；It according to reimbursement safeguard agreement and ensures record, determines whether the acquisition side that shares out bonus meets preset account dividend condition；It is calculated to share out bonus according to dividend agreement and issues the dividend amount of direction dividend acquisition side；The dividend amount that dividend sender produces is transferred to the acquisition side that shares out bonus；When dividend processing result does not meet dividend agreement, requests for arbitration is issued to default side.The invention also discloses a kind of transaction to ensure platform, terminal and storage medium.Technical solution of the present invention aims to solve the problem that channel sides at different levels after obtaining the sale amount authorization of businessman, and profit on sales oneself is grasped, and the higher level of channel sides at different levels can not obtain the problem of sharing out bonus according to the profit on sales of distributors at different levels.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of transaction based on twin-stage double track authorization to ensure platform
The transaction of the account management-control method of account management-control method and application the transaction guarantee platform based on twin-stage double track authorization ensures flat
Platform, terminal and computer readable storage medium.
Background technique
With the rapid development of internet and universal, e-commerce (electric business) has obtained quick development in the whole world, well-known
Large enterprises and middle-size and small-size trade company introduce electric business, and electric business mode also becomes more and more diversified.Electric business mode is commonly used in mentioning
For buying and selling of commodities service, both parties are businessman and client, and businessman to the authorizations of channel sides at different levels and manages past in the prior art
Toward being realized by human control mode, during artificial authorization control, channel sides at different levels are awarded in the sale amount for obtaining businessman
Quan Hou, profit on sales oneself are grasped, and the higher level of channel sides at different levels can not obtain according to the profit on sales of distributors at different levels to share out bonus.
Summary of the invention
The transaction based on twin-stage double track authorization that the main purpose of the present invention is to provide a kind of ensures the account control of platform
Method, it is intended to solve channel sides at different levels after obtaining the sale amount authorization of businessman, profit on sales oneself is grasped, canals at different levels
The higher level of road side can not obtain the problem of sharing out bonus according to the profit on sales of distributors at different levels.
To achieve the above object, the transaction provided by the invention based on twin-stage double track authorization ensures the account control side of platform
Method includes the following steps:
The account dividend instruction that dividend requesting party initiates is responded, preset reimbursement safeguard agreement and preset dividend association are obtained
View, and obtain the dividend sender recorded in the account dividend instruction and the acquisition side that shares out bonus, wherein the dividend acquisition side is
Higher level's channel side and the corresponding first junior channel side of higher level's channel side, the dividend sender are first junior
Second junior's channel side of channel side；
The guarantee obtained between the dividend acquisition side and the dividend sender records, according to the reimbursement safeguard agreement
It is recorded with the guarantee, determines whether the dividend acquisition side meets preset account dividend condition；
When the dividend acquisition side meets preset dividend condition, the dividend is calculated according to the dividend agreement and is issued
The dividend amount of dividend acquisition side described in direction；
The dividend amount that the dividend sender is produced is transferred to the dividend acquisition side；
The dividend processing result that the dividend acquisition side is fed back is obtained, when the dividend processing result does not meet the dividend
When agreement, requests for arbitration is issued to default side.
Preferably, described to be recorded according to the reimbursement safeguard agreement and the guarantee, whether determine the dividend acquisition side
The step of meeting preset account dividend condition, comprising:
It is recorded according to the reimbursement safeguard agreement and the guarantee, judges the dividend sender whether according to the reimbursement
Safeguard agreement initiated refund request；
When the dividend sender did not initiated refund request, obtain the dividend sender for buy authorization amount
Payment Amount and the dividend sender be used for sells authorization amount or sale cargo collection amount；
According to the Payment Amount of the dividend sender, the collection amount and the dividend agreement, determine described in
Whether dividend acquisition side meets preset account dividend condition.
Preferably, the dividend volume that the dividend acquisition side described in sending direction that shares out bonus is calculated according to the dividend agreement
The step of spending, comprising:
Obtain the dividend mode that the dividend acquisition side selects；
When the dividend dividend mode that selects of acquisition side is cash bonus mode, according to the institute of the dividend sender
Payment Amount, the collection amount and the dividend agreement are stated, the dividend is calculated and issues dividend acquisition side dividend described in direction
The cash bonus amount of money；
The dividend amount that the dividend sender is produced is transferred to the step of the acquisition side that shares out bonus, comprising:
The account of the dividend sender and the account of the acquisition side that shares out bonus are obtained, by the cash bonus amount of money from institute
The account for stating dividend sender is transferred to the account of the acquisition side that shares out bonus.
Preferably, the number for first junior channel side that each higher level's channel side has under its command is two；Each institute
The number for stating second junior channel side that first junior's channel side has under its command is two.
Preferably, described to be recorded according to the reimbursement safeguard agreement and the guarantee, whether judge the dividend sender
After the step of initiating refund request according to the reimbursement safeguard agreement, further includes:
When the dividend sender initiated refund request, refusal is issued to the dividend acquisition side and carries out account dividend
Signal.
Preferably, it is described response dividend requesting party initiate account share out bonus instruction, obtain preset reimbursement safeguard agreement and
Preset dividend agreement, and obtain the account share out bonus the dividend sender and the acquisition side that shares out bonus that record in instruction step it
Before, further includes:
When timing time reaches the preset dividend period, the account dividend instruction is triggered.
Preferably, it is described response dividend requesting party initiate account share out bonus instruction, obtain preset reimbursement safeguard agreement and
Preset dividend agreement, and obtain the account share out bonus the dividend sender and the acquisition side that shares out bonus that record in instruction step it
Before, further includes:
According to the reimbursement safeguard agreement, obtain the authorization amount that the dividend sender is bought delivery of cargo record or
Amount is authorized to sell record；
The residue for the authorization amount that the dividend sender is bought is judged according to the delivery of cargo record or sale record
Whether amount is less than preset threshold；
When the remaining amount is less than preset threshold, the account dividend instruction is triggered.
In addition, to achieve the above object, the present invention also provides a kind of transaction to ensure platform, using as described in any of the above-described
Based on twin-stage double track authorization transaction ensure platform account management-control method.
In addition, to achieve the above object, the present invention also provides a kind of terminals, comprising: memory, processor and storage
On the memory and the computer program that can run on the processor；The computer program is held by the processor
The step of transaction as described in any one of the above embodiments based on twin-stage double track authorization ensures the account management-control method of platform is realized when row.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
Computer program is stored on storage medium, the computer program is realized as described in any one of the above embodiments when being executed by processor
The step of transaction based on twin-stage double track authorization ensures the account management-control method of platform.
In the inventive solutions, it should ensure that the account management-control method of platform was rung based on the transaction of twin-stage double track authorization
The account that the requesting party that should share out bonus initiates, which is shared out bonus, to be instructed, and obtains preset reimbursement safeguard agreement and preset dividend agreement, and obtain
The dividend sender recorded in the account dividend instruction and the acquisition side that shares out bonus；According to reimbursement safeguard agreement and ensure that record can be with
Determine whether the acquisition side that shares out bonus meets default dividend condition, when the acquisition side that shares out bonus meets preset account dividend condition, according to
Dividend agreement can calculate the dividend amount for the acquisition side that shares out bonus, and dividend amount is transferred to acquisition side's account of sharing out bonus.Therefore, this hair
Bright technical solution can complete account dividend operation according to pre- reimbursement safeguard agreement and guarantee record, advantageously account for canals at different levels
Road side is after obtaining the sale amount authorization of businessman, and profit on sales oneself is grasped, and the higher level of channel sides at different levels can not basis
The profit on sales of distributors at different levels obtains the problem of sharing out bonus.
Detailed description of the invention
Fig. 1 is the stream that the account management-control method first embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 2 is the stream that the account management-control method second embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 3 is the stream that the account management-control method 3rd embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 4 is the stream that the account management-control method fourth embodiment of platform is ensured the present invention is based on the transaction of twin-stage double track authorization
Journey schematic diagram；
Fig. 5 is the modular structure schematic diagram of one embodiment of terminal of the present invention.
The object of the invention is realized, the embodiments will be further described with reference to the accompanying drawings for functional characteristics and advantage.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In subsequent description, it is only using the suffix for indicating such as " module ", " component " or " unit " of element
Be conducive to explanation of the invention, itself there is no a specific meaning.Therefore, " module ", " component " or " unit " can mix
Ground uses.
Referring to Fig. 1, providing to achieve the above object, in the first embodiment of the present invention a kind of based on the authorization of twin-stage double track
Transaction ensure platform account management-control method, include the following steps:
Step S10 responds the account dividend instruction that dividend requesting party initiates, obtains preset reimbursement safeguard agreement and preset
Dividend agreement, and obtain the account and share out bonus the dividend sender recorded in instruction and the acquisition side that shares out bonus, wherein the dividend
Acquisition side is higher level's channel side and the corresponding first junior channel side of higher level's channel side, and the dividend sender is described
Second junior's channel side of first junior's channel side；
Step S20 obtains the guarantee shared out bonus between acquisition side and the dividend sender and records, according to the reimbursement
Safeguard agreement and guarantee record, determine whether the dividend acquisition side meets preset account dividend condition；
When the dividend acquisition side meets preset dividend condition, step S30 is executed, is calculated according to the dividend agreement
The dividend amount of the dividend acquisition side described in sending direction that shares out bonus；
Step S40, the dividend amount that the dividend sender is produced are transferred to the dividend acquisition side；
Step S50 obtains the dividend processing result that the acquisition side that shares out bonus is fed back, when the dividend processing result is not met
When the dividend agreement, requests for arbitration is issued to default side.
In the inventive solutions, it should ensure that the account management-control method of platform was rung based on the transaction of twin-stage double track authorization
The account that the requesting party that should share out bonus initiates, which is shared out bonus, to be instructed, and obtains preset reimbursement safeguard agreement and preset dividend agreement, and obtain
The dividend sender recorded in the account dividend instruction and the acquisition side that shares out bonus；According to reimbursement safeguard agreement and ensure that record can be with
Determine whether the acquisition side that shares out bonus meets default dividend condition, when the acquisition side that shares out bonus meets preset account dividend condition, according to
Dividend agreement can calculate the dividend amount for the acquisition side that shares out bonus, and dividend amount is transferred to acquisition side's account of sharing out bonus.Therefore, this hair
Bright technical solution can complete account dividend operation according to pre- reimbursement safeguard agreement and guarantee record, advantageously account for canals at different levels
Road side is after obtaining the sale amount authorization of businessman, and profit on sales oneself is grasped, and the higher level of channel sides at different levels can not basis
The profit on sales of distributors at different levels obtains the problem of sharing out bonus.
It, can be step by step downwards to canals at different levels after manufacturer side or the transaction of initial channel direction ensure that platform obtains authorization qualification
Road side carries out continuing to authorize, and each level carries out amount authorization, the second layer of each level to subordinate to the first layer grade of subordinate
Grade undertakes reimbursement responsibility or the first level of each level subordinate undertakes reimbursement responsibility to the second level, to realize twin-stage authorization pipe
Control mode, for example, third junior channel side undertakes the reimbursement responsibility of the 5th junior's channel side, and third junior channel side can be to
First junior's channel side initiates reimbursement retrospect request, and first junior's channel side of request undertakes its reimbursement risk.Further, each
Junior's channel side quantity of channel side is two, to realize double track authorization pipe diameter design.Specifically, in addition to manufacturer side or initial canal
Except road side, the number for first junior channel side that each higher level's channel side has under its command is two；Each described first
The number for second junior channel side that junior's channel side has under its command is two.Twin-stage authorization pipe diameter design and double track authorization control
Mode combines, i.e., the twin-stage double track licensing mode in the present embodiment.The amount magnification ratio of same level is identical with supply of material unit price.
Amplify authorization amount according to preset amount magnification ratio between upper layer and lower layer grade, for example, when preset amount magnification ratio is
When 1:10, if the authorization amount of second the first junior of junior's channel direction channel side application is 100,000, first junior's channel side
10,000 amounts need to be transferred the possession of to second junior's channel side from the amount of itself, first junior's channel side is by second junior's channel
It sells 10,000 amounts and earns 90,000 profits in side；When preset amount magnification ratio is 1:5, if under second junior's channel direction first
The authorization amount of grade channel side application is 100,000, then first junior's channel side need to be from the amount of itself to second junior's channel side
20,000 are transferred the possession of, first junior's channel side earns 80,000 profits by selling 20,000 amounts to second junior's channel side.Every two adjacent layer
Amount magnification ratio between grade may be the same or different, alternatively, can be carried out more according to the setting of amount transferor
Change.
Further, supply of material unit price is incremented by step by step from manufacturer side or initial channel side to sales side terminal.It is every to guarantee
Level-one channel side can be transferred through amount authorization and be got a profit.
The reimbursement safeguard agreement has arranged indemnifying party, by indemnifying party and reimbursement ratio, and indemnifying party is to share out bonus acquisition side (i.e.
Higher level's channel side and the corresponding first junior channel side of higher level's channel side), it is that dividend sender is (i.e. described by indemnifying party
Second junior's channel side of first junior's channel side).Further, can also further arrange to move back in the reimbursement safeguard agreement
Money condition.When share out bonus issue direction described in dividend acquisitions side initiate reimbursement ensure request when, according to the reimbursement safeguard agreement with
The request reimbursement amount, judges whether the dividend sender meets reimbursement condition；Described in meeting as the dividend sender
When reimbursement condition, calculate the acquisition side that shares out bonus returns amount, by what is produced from the corresponding account in the dividend acquisition side
The account returned amount and be transferred to the dividend sender.It further, can also further about in reimbursement safeguard agreement
It orders goods out and does not move back or other terms.
The recipient of requests for arbitration in the present embodiment can be transaction ensure platform side, higher level's channel side, manufacturer side or
Initial channel side, herein with no restrictions.
Referring to Fig. 2, ensureing the account management-control method of platform based on the transaction of the invention based on twin-stage double track authorization
First embodiment, the transaction of the invention based on twin-stage double track authorization ensure the second embodiment of the account management-control method of platform
In, the step S20 includes:
Step S21 is recorded according to the reimbursement safeguard agreement and the guarantee, judge the dividend sender whether basis
The reimbursement safeguard agreement initiated refund request；
When the dividend sender did not initiated refund request, step S22 is executed, the dividend sender is obtained and is used for
The Payment Amount of purchase authorization amount and the dividend sender are used to sell authorization amount or sell the gathering gold of cargo
Volume；
Step S23, according to the Payment Amount of the dividend sender, the collection amount and the dividend agreement,
Determine whether the dividend acquisition side meets preset account dividend condition.
According to reimbursement safeguard agreement and record is ensured it will be seen that whether dividend sender goes into the red.For example, when described
When dividend sender did not initiated refund request, it can be determined that operating loss situation is not present in dividend sender.It is issued if sharing out bonus
There is no loss, then the side of acquisition that shares out bonus meets the condition that dividend is obtained from the sales achievement of dividend sender for side, so as to
Carry out the next step of account dividend.
Specifically, the Payment Amount for being used to buy authorization amount according to dividend sender and dividend sender are for going out
It sells authorization amount or sells the collection amount of cargo, it can be determined that the specific business revenue situation of dividend sender, when Payment Amount is big
When collection amount, then show that dividend sender does not get a profit also, conversely, when Payment Amount is less than collection amount, then
Show that dividend sender has got a profit, account dividend condition can be able to satisfy.It further, can also be according to Payment Amount and receipts
The difference of the money amount of money or quotient, it is determined whether should share out bonus to the acquisition side that shares out bonus.
Referring to Fig. 3, ensureing the account management-control method of platform based on the transaction of the invention based on twin-stage double track authorization
Second embodiment, the transaction of the invention based on twin-stage double track authorization ensure the 3rd embodiment of the account management-control method of platform
In, the step S30, comprising:
Step S31 obtains the dividend mode that the acquisition side that shares out bonus selects；
Step S32, when the dividend dividend mode that selects of the side of acquisitioning is cash bonus mode, according to dividend hair
The square Payment Amount, the collection amount and the dividend agreement out are calculated to share out bonus described in dividend sending direction and be obtained
The cash bonus amount of money that the side of taking shares out bonus；
The step S40, the dividend amount that the dividend sender is produced are transferred to the step of the acquisition side that shares out bonus
Suddenly, comprising:
Step S41 obtains the account of the account and the dividend sender of the acquisition side that shares out bonus, by the cash bonus
The amount of money is transferred to the account of the acquisition side that shares out bonus from the account of the dividend sender.
In the present embodiment, the optional dividend mode in acquisitions side of sharing out bonus can there are many, for example, cash bonus and authorizing volume
Degree is shared out bonus.In cash bonus mode as an example, the determination method of the cash bonus amount of money can be arranged in dividend agreement, as long as example,
Dividend sender profit can then be transferred to the dividend amount of money of agreement from the account of dividend sender to the acquisition side that shares out bonus.It is described
The dividend amount of money of agreement can be Flat Amount or the indefinite amount of money, wherein the profit amount of money of Flat Amount and dividend sender
It is unrelated, it, can be from the account of dividend sender to the account for the acquisition side that shares out bonus as long as determining that the acquisition side that shares out bonus meets dividend condition
The cash bonus of Flat Amount is transferred in family；The indefinite amount of money can be determined according to the profit amount of money of dividend sender.Such as, it can incite somebody to action
Collection amount and the fraction (such as 5%) of Payment Amount difference are transferred to as the dividend amount of money to acquisition side's account of sharing out bonus；Certainly,
The indefinite amount of money can also determine according to staged dividend mode, the calculation of the cash bonus amount of money can there are many, herein not
Make concrete restriction.
Referring to Fig. 4, ensureing the account management-control method of platform based on the transaction of the invention based on twin-stage double track authorization
Second embodiment to 3rd embodiment, the transaction of the invention based on twin-stage double track authorization ensures the account management-control method of platform
In fourth embodiment, after the step S21, further includes:
When the dividend sender initiated refund request, step S24 is executed, issues refusal to the dividend acquisition side
Carry out the signal of account dividend.
Dividend sender initiated refund request, then showing dividend sender, there are loss situations, at this point, in order to guarantee point
The equity of red sender can directly be issued the signal that refusal carries out account dividend to the dividend acquisition side from system.Into one
Step ground, when dividend sender initiated refund request, and received reimbursement, then can determine that dividend sender deposits really
In loss situation, the signal that refusal carries out account dividend to the dividend acquisition side can be directly issued from system.
The first embodiment of the account management-control method of platform is ensured based on the transaction of the invention based on twin-stage double track authorization
Any one of to fourth embodiment, the transaction of the invention based on twin-stage double track authorization ensures the account management-control method of platform
In 5th embodiment, before the step S10, further includes:
Step S60 triggers the account dividend instruction when timing time reaches the preset dividend period.
Account shares out bonus instruction can be there are many triggering mode, for example, the automatic trigger when reaching the dividend period.Share out bonus the period
It can according to need setting, for example, can be one month, three months, half a year or 1 year.Each layer under entire twin-stage double track authorization
Grade can share out bonus according to the dividend period of unified setting.
The first embodiment of the account management-control method of platform is ensured based on the transaction of the invention based on twin-stage double track authorization
Any one of to the 5th embodiment, the transaction of the invention based on twin-stage double track authorization ensures the account management-control method of platform
In sixth embodiment, before the step S10, further includes:
Step S70 obtains the delivery of cargo for the authorization amount that the dividend sender is bought according to the reimbursement safeguard agreement
Record or authorization amount sell record；
Step S80 records or sells record according to the delivery of cargo and judges the authorization volume that the dividend sender is bought
Whether the remaining amount of degree is less than preset threshold；
Step S90 triggers the account dividend instruction when the remaining amount is less than preset threshold.
The preset threshold can be default value, also can according to need setting.It is possible to further which preset threshold is arranged
The mapping table in the authorization amount section bought with dividend sender, so that preset threshold is bought with dividend sender
Authorization amount present response variation.For example, preset threshold accordingly rises when the authorization amount bought of dividend sender is higher
Height, conversely, preset threshold accordingly reduces.
Account share out bonus instruction triggering can also further according to share out bonus acquisitions side request triggering, or can according to divide
Two kinds of triggering mode triggerings of request in red period and the acquisition side that shares out bonus, the combination of two kinds of triggering modes can satisfy the acquisition side that shares out bonus
According to two kinds of demands of fixed cycle dividend and stochastic dividends.
In addition, to achieve the above object, the present invention also provides a kind of transaction to ensure platform, using as described in any of the above-described
Based on twin-stage double track authorization transaction ensure platform account management-control method.It is traded due to the present embodiment and ensures the technology of platform
Scheme includes at least whole technologies that the above-mentioned transaction based on twin-stage double track authorization ensures the account management-control method embodiment of platform
Scheme, therefore at least no longer repeated one by one herein with whole technical effects of above embodiments.
In addition, to achieve the above object, the present invention also provides a kind of terminal, memory, processor and it is stored in described
On memory and the computer program that can run on the processor；It is real when the computer program is executed by the processor
The step of now transaction based on twin-stage double track authorization as described in above-mentioned any embodiment ensures the account management-control method of platform.
Platform is ensured since the technical solution of the present embodiment terminal includes at least the above-mentioned transaction based on twin-stage double track authorization
Account management-control method embodiment whole technical solutions, therefore at least with above embodiments whole technical effects, herein
No longer repeat one by one.
Referring to Fig. 5, in some specific embodiments, which may include: processor 1001, such as CPU, network
Interface 1004, user interface 1003, memory 1005, communication bus 1002 and network share module 1006.Wherein, communication bus
1002 for realizing the connection communication between these components.User interface 1003 may include display screen (Display), input list
First such as keyboard (Keyboard), front end obtain data by above-mentioned user interface 1003.Network interface 1004 includes standard
Wireline interface, and optionally may include standard air interfaces (such as WI-FI interface).Memory 1005 can be high-speed RAM and deposit
Reservoir is also possible to stable memory (non-volatile memory), such as magnetic disk storage.Memory 1005 is optional
The storage device that can also be independently of aforementioned processor 1001.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 5, can wrap
It includes than illustrating more or fewer components, perhaps combines certain components or different component layouts.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
It is stored with computer program on storage medium, is realized when the computer program is executed by processor and is based on twin-stage double track as above-mentioned
The transaction of authorization ensures the step of first embodiment to any one of the 8th embodiment of the account management-control method of platform.
Since the technical solution of the present embodiment computer readable storage medium is based on the authorization of twin-stage double track including at least above-mentioned
Transaction ensure platform account management-control method embodiment whole technical solutions, therefore at least with above embodiments whole
Technical effect no longer repeats one by one herein.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in one as described above
In computer readable storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions use so that a terminal device into
Enter method described in each embodiment of the present invention.
In the description of this specification, reference term " embodiment ", " another embodiment ", " other embodiments " or "
The description of one embodiment~X embodiment " etc. mean specific features described in conjunction with this embodiment or example, structure, material or
Person's feature is included at least one embodiment or example of the invention.In the present specification, to the schematic table of above-mentioned term
Stating may not refer to the same embodiment or example.Moreover, specific features, structure, material, method and step or the spy of description
Point can be combined in any suitable manner in any one or more of the embodiments or examples.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. the account management-control method that a kind of transaction based on twin-stage double track authorization ensures platform, which is characterized in that including walking as follows
It is rapid:
The account dividend instruction that dividend requesting party initiates is responded, preset reimbursement safeguard agreement and preset dividend agreement are obtained,
And obtain the dividend sender recorded in the account dividend instruction and the acquisition side that shares out bonus, wherein the dividend acquisition side is upper
Grade channel side and the corresponding first junior channel side of higher level's channel side, the dividend sender are first junior canal
Second junior's channel side of road side；
The guarantee obtained between the dividend acquisition side and the dividend sender records, according to the reimbursement safeguard agreement and institute
Guarantee record is stated, determines whether the dividend acquisition side meets preset account dividend condition；
When the dividend acquisition side meets preset dividend condition, the dividend is calculated according to the dividend agreement and issues direction
The dividend amount of the acquisition side that shares out bonus；
The dividend amount that the dividend sender is produced is transferred to the dividend acquisition side；
The dividend processing result that the dividend acquisition side is fed back is obtained, when the dividend processing result does not meet the dividend agreement
When, requests for arbitration is issued to default side.
2. the transaction according to claim 1 based on twin-stage double track authorization ensures the account management-control method of platform, feature
It is, it is described to be recorded according to the reimbursement safeguard agreement and the guarantee, it is preset to determine whether the dividend acquisition side meets
The step of account dividend condition, comprising:
It is recorded according to the reimbursement safeguard agreement and the guarantee, judges the dividend sender whether according to the reimbursement guarantee
Agreement initiated refund request；
When the dividend sender did not initiated refund request, the dividend sender is obtained for buying paying for authorization amount
The money amount of money and the dividend sender are used to sell authorization amount or sell the collection amount of cargo；
According to the Payment Amount of the dividend sender, the collection amount and the dividend agreement, the dividend is determined
Whether acquisition side meets preset account dividend condition.
3. the transaction according to claim 2 based on twin-stage double track authorization ensures the account management-control method of platform, feature
It is, it is described that the step of the issuing the dividend amount of dividend acquisition side described in direction of sharing out bonus is calculated according to the dividend agreement,
Include:
Obtain the dividend mode that the dividend acquisition side selects；
When the dividend dividend mode that selects of the side of acquisitioning is cash bonus mode, according to the dividend sender pair
The money amount of money, the collection amount and the dividend agreement, what the calculating dividend acquisition side described in sending direction that shares out bonus shared out bonus shows
The golden dividend amount of money；
The dividend amount that the dividend sender is produced is transferred to the step of the acquisition side that shares out bonus, comprising:
The account of the dividend sender and the account of the acquisition side that shares out bonus are obtained, by the cash bonus amount of money from described point
The account of red sender is transferred to the account of the acquisition side that shares out bonus.
4. the transaction according to claim 3 based on twin-stage double track authorization ensures the account management-control method of platform, feature
It is, the number for first junior channel side that each higher level's channel side has under its command is two；Each first junior
The number for second junior channel side that channel side has under its command is two.
5. the account control that the transaction according to any one of claim 2 to 4 based on twin-stage double track authorization ensures platform
Method, which is characterized in that it is described to be recorded according to the reimbursement safeguard agreement and the guarantee, whether judge the dividend sender
After the step of initiating refund request according to the reimbursement safeguard agreement, further includes:
When the dividend sender initiated refund request, the letter that refusal carries out account dividend to the dividend acquisition side is issued
Number.
6. the account control that the transaction according to any one of claim 1 to 4 based on twin-stage double track authorization ensures platform
Method, which is characterized in that it is described response dividend requesting party initiate account share out bonus instruction, obtain preset reimbursement safeguard agreement and
Preset dividend agreement, and obtain the account share out bonus the dividend sender and the acquisition side that shares out bonus that record in instruction step it
Before, further includes:
When timing time reaches the preset dividend period, the account dividend instruction is triggered.
7. the account control that the transaction according to any one of claim 1 to 4 based on twin-stage double track authorization ensures platform
Method, which is characterized in that it is described response dividend requesting party initiate account share out bonus instruction, obtain preset reimbursement safeguard agreement and
Preset dividend agreement, and obtain the account share out bonus the dividend sender and the acquisition side that shares out bonus that record in instruction step it
Before, further includes:
According to the reimbursement safeguard agreement, delivery of cargo record or the authorization of the authorization amount that the dividend sender is bought are obtained
Amount sells record；
The remaining amount for the authorization amount that the dividend sender is bought is judged according to the delivery of cargo record or sale record
Whether preset threshold is less than；
When the remaining amount is less than preset threshold, the account dividend instruction is triggered.
8. a kind of transaction ensures platform, which is characterized in that application is double based on twin-stage as described in any one of claims 1 to 7
The transaction of rail authorization ensures the account management-control method of platform.
9. a kind of terminal characterized by comprising memory, processor and be stored on the memory and can be described
The computer program run on processor；It is realized when the computer program is executed by the processor as in claim 1 to 7
The step of described in any item transaction based on twin-stage double track authorization ensure the account management-control method of platform.
10. a kind of computer readable storage medium, which is characterized in that be stored with computer on the computer readable storage medium
Program, when the computer program is executed by processor realize as described in any one of claims 1 to 7 based on twin-stage double track
The step of transaction of authorization ensures the account management-control method of platform.
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| CN111429125A (en) * | 2020-03-17 | 2020-07-17 | 京东数字科技控股有限公司 | Account management method and device, storage medium and electronic equipment |
| CN112598413A (en) * | 2021-03-02 | 2021-04-02 | 捷德(中国)科技有限公司 | Transaction method, device, system, equipment and storage medium |
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| CN109377270B (en) | 2022-03-08 |
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