CN108564413A - Integration managing method, equipment and computer readable storage medium - Google Patents
Integration managing method, equipment and computer readable storage medium Download PDFInfo
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- CN108564413A CN108564413A CN201810366249.2A CN201810366249A CN108564413A CN 108564413 A CN108564413 A CN 108564413A CN 201810366249 A CN201810366249 A CN 201810366249A CN 108564413 A CN108564413 A CN 108564413A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q30/02—Marketing; Price estimation or determination; Fundraising
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Abstract
The invention discloses a kind of integration managing method, this method includes:It receives trade company's end group and enters request in preset integral bank on integration managing platform, ask to create corresponding merchant account in integrate bank according to entering;Integral procurement request and integral marketing rule configuring request based on merchant account are received, the balance of points of merchant account is changed according to integral procurement request, is that merchant account configures corresponding integral marketing rule according to Integral Rule configuring request;When detecting that client is based on merchant account triggering transaction event, judge whether transaction event hits the integral marketing rule of merchant account;If so, the balance of points of merchant account is changed according to the integral marketing rule of hit, meanwhile, it obtains the integral of client consumption and integral is recycled to integral bank.The invention also discloses a kind of integration managing equipment and a kind of computer readable storage mediums.The present invention can improve the flexibility that integration managing changes with business.
Description
Technical field
The present invention relates to technical field of data processing more particularly to integration managing method, equipment and computer-readable storages
Medium.
Background technology
In current enterprise marketing activity, integral marketing is a very important link.So-called integral is marketed, and refers to
By integral as a kind of cumulative record of consumer behavior, the integral of acquisition not only generates battalion to the consumption next time of consumer
Pin, while the marketing model that the selection of the following certain time can be also had an impact.It is more and more in existing business scenario
Enterprise, brand in order to expand the application scenarios of integral, raise brand value, all carried out all kinds of integrals and applied alliance, and right
The granting cost of each integral is based on cost-element and carries out cost booth by enterprises also more towards the fine-grained management for going cost
Group.
And existing product on the market, be will integrate be included in CRM (Customer Relationship Management,
Customer relation management) in system, integral is calculated as cost of marketing by general headquarters, and this application system has two big disadvantages:
(1) it can not allow minimum managed unit can be according to certainly by integral cost application to each minimum managed unit node
Some business demand setting integrals provide marketing rule;(2) be only limitted to carry out the integration managing of single enterprises, can not flexibly into
Row integral alliance manages, and realizes in integral alliance and deposits and withdraws at any branch bank across brand, trans-sectoral business, the integral between managed unit.
Based on disadvantages mentioned above, the integral sales service scene that existing integral management system cannot be satisfied continuous development needs
It asks.
Invention content
It is a primary object of the present invention to propose a kind of integration managing method, platform and computer readable storage medium, purport
In the flexibility that raising integration managing changes with business.
To achieve the above object, the present invention provides a kind of integration managing method, and the integration managing method includes following step
Suddenly:
It receives trade company's end group and enters request in preset integral bank on integration managing platform, according to described enter request
Corresponding merchant account is created in the integral bank;
Integral procurement request and integral marketing rule configuring request based on the merchant account are received, according to the integral
Procurement request changes the balance of points of the merchant account, is configured for the merchant account according to the Integral Rule configuring request
Corresponding integral marketing rule;
When detecting that client is based on merchant account triggering transaction event, judge whether the transaction event hits
The integral marketing rule of the merchant account;
If so, the balance of points of the merchant account is changed according to the integral marketing rule of hit, meanwhile, described in acquisition
The integral is simultaneously recycled to the integral bank by the integral of client consumption.
Preferably, the trade company's end group that receives enters request in preset integral bank on integration managing platform, according to
It is described to enter request the step of creating corresponding merchant account in the integral bank and include:
When receiving trade company's end group in preset when entering request of bank of integral on integration managing platform, the quotient is judged
Whether family end has entered preset society's quotient system system;
If so, obtaining and that audits the trade company end enters contract information, when audit passes through, in the integral bank
It is middle to create corresponding merchant account.
Preferably, described the step of changing the balance of points of the merchant account according to the integral procurement request, includes:
Obtain the procurement value in the integral procurement request;
According to the preset buying exchange rate, the procurement value is converted to and is integrated more than the integral for being delivered to the merchant account
In volume.
Preferably, the balance of points that the merchant account is changed according to the integral marketing rule of hit, meanwhile, it obtains
The integral of the client consumption and the step of integral is recycled to the integral bank includes:
According to the integral marketing rule of hit, calculating merchant account described in the transaction event need to send out to the client
The integral amount put and the integral amount of client consumption;
The merchant account is deducted from the balance of points of the merchant account need to be to the integral volume of the client granting
Degree, and the integral amount of deduction is delivered to the client, meanwhile, the integral amount that the client is consumed recycles
To the integral bank.
Preferably, the trade company's end group that receives enters request in preset integral bank on integration managing platform, according to
It is described to enter after the step of request creates corresponding merchant account in the integral bank, further include:
Trade company's credit line configuration-direct is received, is that the merchant account is matched according to trade company's credit line configuration-direct
Set the credit line in the integral bank.
Preferably, the integration managing method further includes:
It records integral of the merchant account based on the client in preset duration and provides flowing water and integral silver
The integral of integral marketing rule of the row based on the merchant account recycles flowing water;
Flowing water is provided according to the integral and integral recycling flowing water adjusts the merchant account in the integral bank
In credit line.
Preferably, the integration managing method further includes:
Obtain the integral volume of integral marketing rule recycling of the integral bank based on the merchant account in predetermined period
Degree;
According to the integral amount of the preset recycling exchange rate and integral bank recycling, the integration managing platform base is calculated
In the amount receivable and amount payable of the merchant account, and generate corresponding integral advice of settlement.
Preferably, the integral amount according to the preset recycling exchange rate and integral bank recycling, calculates the product
Divide amount receivable and amount payable of the bank based on the merchant account, and after the step of generating corresponding integral advice of settlement,
Further include:
Instruction is checked and write off in reception, is checked and write off between the instruction importing integration managing platform and the merchant account according to described
Practical remittance flowing water;
The integral advice of settlement is checked and write off according to the practical flowing water of remitting money.
In addition, to achieve the above object, the present invention also provides a kind of integration managing equipment, the integration managing equipment packet
It includes:Memory, processor and it is stored in the integration managing program that can be run on the memory and on the processor, it is described
Integration managing program realizes the step of integration managing method as described above when being executed by the processor.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
It is stored with integration managing program on storage medium, integral as described above is realized when the integration managing program is executed by processor
The step of management method.
The present invention creates integral bank on enterprise's integration managing platform being capable of basis after trade company enters the integral bank
Own service demand carries out flexible integral buying and integral marketing rule configuration, when transaction event occurs, by integrating bank
Unified integrate is carried out to each merchant account to settle accounts.In this way, it realizes integral cost application to each minimum operation
Cell node allows minimum managed unit that integral can be arranged according to own business demand and provides marketing rule, meanwhile, it realizes
It integrates alliance to manage, i.e., realizes in integral alliance and deposit and withdraw at any branch bank across brand, trans-sectoral business, the integral between managed unit.It compares
In carrying out integration managing in single enterprises in the prior art, the present invention improves the flexibility that integration managing changes with business.
Description of the drawings
Fig. 1 is the terminal structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to;
Fig. 2 is the flow diagram of integration managing method first embodiment of the present invention;
Fig. 3 is the flow diagram of integration managing method second embodiment of the present invention;
Fig. 4 is the flow diagram of integration managing method 3rd embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The primary solutions of the embodiment of the present invention are:Trade company's end group is received in preset integral silver on integration managing platform
Capable enters request, and corresponding merchant account is created in integrating bank according to request is entered;Receive the product based on merchant account
Divide procurement request and integral marketing rule configuring request, the balance of points of merchant account is changed according to integral procurement request, according to
Integral Rule configuring request is that merchant account configures corresponding integral marketing rule;When detect client based on merchant account touch
When sending out transaction event, judge whether transaction event hits the integral marketing rule of merchant account;If so, according to the integral of hit
Marketing rule changes the balance of points of merchant account, meanwhile, it obtains the integral of client consumption and integral is recycled to integral silver
Row.
Existing enterprise's integral application system has two big disadvantages:It (1) can not be by integral cost application to each minimum operation
Cell node allows minimum managed unit integral can be arranged according to own business demand and provides marketing rule;(2) be only limitted into
The integration managing of row list enterprises can not flexibly carry out integral alliance and manage, be realized across brand, trans-sectoral in integral alliance
Business, the integral between managed unit are deposited and withdrawn at any branch bank.
The present invention creates integral bank on enterprise's integration managing platform being capable of basis after trade company enters the integral bank
Own service demand carries out flexible integral buying and integral marketing rule configuration, when transaction event occurs, by integrating bank
Unified integrate is carried out to each merchant account to settle accounts.In this way, it realizes integral cost application to each minimum operation
Cell node allows minimum managed unit that integral can be arranged according to own business demand and provides marketing rule, meanwhile, it realizes
It integrates alliance to manage, i.e., realizes in integral alliance and deposit and withdraw at any branch bank across brand, trans-sectoral business, the integral between managed unit.It compares
In carrying out integration managing in single enterprises in the prior art, the present invention improves the flexibility that integration managing changes with business.
As shown in Figure 1, the device structure schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
Integration managing of embodiment of the present invention equipment can be can be server, PC machine or virtual machine facility.
As shown in Figure 1, the integration managing equipment may include:Processor 1001, such as CPU, network interface 1004, user
Interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing the connection between these components
Communication.User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user
Interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 may include optionally having for standard
Line interface, wireless interface (such as WI-FI interfaces).Memory 1005 can be high-speed RAM memory, can also be stable storage
Device (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processing
The storage device of device 1001.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of device structure shown in Fig. 1, can wrap
It includes than illustrating more or fewer components, either combines certain components or different components arrangement.
As shown in Figure 1, as may include that operating system, network are logical in a kind of memory 1005 of computer storage media
Believe module, Subscriber Interface Module SIM and integration managing program.
In terminal shown in Fig. 1, network interface 1004 is mainly used for connecting background server, is carried out with background server
Data communicate;User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication;And processor
1001 can be used for calling the integration managing program stored in memory 1005, and execute following operation:
It receives trade company's end group and enters request in preset integral bank on integration managing platform, according to described enter request
Corresponding merchant account is created in the integral bank;
Integral procurement request and integral marketing rule configuring request based on the merchant account are received, according to the integral
Procurement request changes the balance of points of the merchant account, is configured for the merchant account according to the Integral Rule configuring request
Corresponding integral marketing rule;
When detecting that client is based on merchant account triggering transaction event, judge whether the transaction event hits
The integral marketing rule of the merchant account;
If so, the balance of points of the merchant account is changed according to the integral marketing rule of hit, meanwhile, described in acquisition
The integral is simultaneously recycled to the integral bank by the integral of client consumption.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
When receiving trade company's end group in preset when entering request of bank of integral on integration managing platform, the quotient is judged
Whether family end has entered preset society's quotient system system;
If so, obtaining and that audits the trade company end enters contract information, when audit passes through, in the integral bank
It is middle to create corresponding merchant account.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
Obtain the procurement value in the integral procurement request;
According to the preset buying exchange rate, the procurement value is converted to and is integrated more than the integral for being delivered to the merchant account
In volume.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
According to the integral marketing rule of hit, calculating merchant account described in the transaction event need to send out to the client
The integral amount put and the integral amount of client consumption;
The merchant account is deducted from the balance of points of the merchant account need to be to the integral volume of the client granting
Degree, and the integral amount of deduction is delivered to the client, meanwhile, the integral amount that the client is consumed recycles
To the integral bank.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
Trade company's credit line configuration-direct is received, is that the merchant account is matched according to trade company's credit line configuration-direct
Set the credit line in the integral bank.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
It records integral of the merchant account based on the client in preset duration and provides flowing water and integral silver
The integral of integral marketing rule of the row based on the merchant account recycles flowing water;
Flowing water is provided according to the integral and integral recycling flowing water adjusts the merchant account in the integral bank
In credit line.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
Obtain the integral volume of integral marketing rule recycling of the integral bank based on the merchant account in predetermined period
Degree;
According to the integral amount of the preset recycling exchange rate and integral bank recycling, the integration managing platform base is calculated
In the amount receivable and amount payable of the merchant account, and generate corresponding integral advice of settlement.
Further, processor 1001 can call the integration managing program stored in memory 1005, also execute following
Operation:
Instruction is checked and write off in reception, is checked and write off between the instruction importing integration managing platform and the merchant account according to described
Practical remittance flowing water;
The integral advice of settlement is checked and write off according to the practical flowing water of remitting money.
Based on above-mentioned hardware configuration, integration managing embodiment of the method for the present invention is proposed.
It is the flow diagram of integration managing method first embodiment of the present invention with reference to Fig. 2, Fig. 2, the method includes:
Step S10 receives trade company's end group and enters request in preset integral bank on integration managing platform, according to described
It enters request and creates corresponding merchant account in the integral bank;
Integration managing method of the present invention is applied to integration managing platform, which includes an integral center silver
Row is mainly used for providing between the different enterprises into the managed unit of enterprises different levels and integral alliance of enterprise
The services such as integral transaction, integral settle accounts calculation.In practical application, which can be created by general headquarters of large enterprise,
It can be created by third party's integration managing mechanism.
First, integration managing platform receives enter request of trade company's end group in integral bank, and enters request according to this and exist
Corresponding merchant account is created in integral bank, wherein trade company end can be the managed unit node of enterprises different levels,
It can also be the foreign enterprises node for participating in integral alliance of enterprise.
As an implementation, above-mentioned steps S10 may further include:When receiving trade company's end group in integration managing
Preset when entering request of bank of integral on platform, judges whether the trade company end has entered preset society's quotient system system;If so,
It then obtains and that audits the trade company end enters contract information, when audit passes through, created in the integral bank corresponding
Merchant account.
Specifically, a society quotient system system can be pre-created on integration managing platform, the society quotient in society's quotient system system and
Integration managing platform contracts and possesses corresponding platform account;When integration managing platform receives a certain trade company's end group in integral bank
When entering request, first determine whether the trade company end has entered preset society's quotient system system;If the trade company end has been entered preset
Society quotient system system then searches the contract information of entering at the trade company end from society's quotient system system, and be sent to platform front end carry out registration and
Audit creates a corresponding merchant account when audit passes through that is, in integrating bank;If conversely, the trade company end is not entered
Preset society's quotient system is united, then platform can export prompt message to prompt the trade company end to enter society's quotient system system, can also be provided simultaneously
Corresponding application interface of entering carries out entering application operation for trade company.
As another embodiment, it is contemplated that certain small business do not have platform signing conditions, can not enter society quotient
System will can be directly somebody's turn to do for this purpose, when integration managing platform receives a certain trade company's end group in when entering request of bank of integral
It enters request and is sent to platform front end, so that front end staff audits it, and when audit passes through, in integral bank
One corresponding merchant account of middle establishment.It so, it is possible to ensure certain small business also can smoothly to enter integral bank, favorably
In the application range and coverage that expand integral bank.
Step S20 receives integral procurement request and integral marketing rule configuring request based on the merchant account, according to
The integral procurement request changes the balance of points of the merchant account, is the trade company according to the Integral Rule configuring request
Account configures corresponding integral marketing rule;
After trade company enters integral bank, integration managing platform can be logged in and initiate integral procurement request to integral bank
With integral marketing rule configuring request.
Specifically, the step of changing the balance of points of the merchant account according to the integral procurement request may include:
Obtain the procurement value in the integral procurement request;According to the preset buying exchange rate, the procurement value is converted into integral
It is delivered in the balance of points of the merchant account.
When integration managing platform receives the integral procurement request based on merchant account, a buying interface can be shown,
Trade company based on the buying interface input oneself want from integral bank purchase number of points and trigger procurement request, platform according to
The number of points is scaled procurement value by the preset buying exchange rate, and after trade company end pays the procurement value, platform will be somebody's turn to do
Procurement value is converted to integral and is delivered in the balance of points of the merchant account.For example, trade company wants from the buying of integral bank
1000 integrals, the buying exchange rate are 1.2 yuan/integral, then it is 1200 yuan that trade company, which needs the procurement value paid,.
Certainly, in addition to trade company pays procurement value to platform, platform is also based on the credit line of trade company to trade company's account
A certain number of integrals are paid at family in advance, subsequently carry out settlement operations again, and integral procurement method can be selected flexibly when specific implementation.
When integration managing platform receives the integral marketing rule configuring request based on merchant account, advised according to the integral
Then configuring request is that the merchant account configures corresponding integral marketing rule.Wherein, trade company can be according to the practical business of oneself
Situation carries out flexible configuration to the integral marketing rule of itself, and integral marketing rule includes but not limited to buy commodity to exchange product for
Point, using accumulated point exchanging commodity or service, using integral draw a lottery or participate in the activities such as integral is preferential and each activity is corresponding
Integrate Marking Budget, movable wave, audiences, time interval etc..The concrete mode of platform configuration integral marketing rule can join
According to the integral marketing rule configuration mode of business system in the prior art, do not repeat herein.
When detecting that client is based on merchant account triggering transaction event, step S30 is executed, judges the transaction
Whether event hits the integral marketing rule of the merchant account;
After having purchased integral and having configured good integral marketing rule, trade company end can be according to the integral marketing rule of its configuration
Business marketing is carried out to client.Specifically, during using integration managing platform, integration managing platform can be real-time for trade company
Transaction event based on merchant account is detected, when detect client be based on the merchant account trigger transaction event
When, judge whether the transaction event hits the pre-set integral marketing rule of the merchant account.
If the transaction event hits the integral marketing rule of the merchant account, S40 is thened follow the steps, according to hit
Integral marketing rule changes the balance of points of the merchant account, meanwhile, obtain the integral of the client consumption and will be described
Integral is recycled to the integral bank.
Step S40 may include following two situations:
1, client Jin Shiyong is paid in cash, and there is only the variations of the balance of points of merchant account at this time.For example, can be in visitor
When the type of merchandise of family end purchase is identical with the default type of merchandise and Payment Amount reaches a certain predetermined dollar value, this transaction is judged
The integral marketing rule of trade company is hit, and deducts associated quad from merchant account in turn and is issued to user.
2, client is paid using cash+integral, or using only integral payment, exists simultaneously the integral of merchant account at this time
Remaining sum changes and the recycling of the integral of client consumption.For example, the type of merchandise and default commodity class that can be bought in client
When type is identical and Payment Amount reaches a certain predetermined dollar value, the integral marketing rule of this transaction hit trade company is judged, and in turn
Associated quad is deducted from merchant account is issued to user, meanwhile, the integral that client is consumed is recycled to integral bank.
It should be noted that it is above-mentioned from merchant account deduct associated quad during, can be first from merchant account
Balance of points in deduct integral, when the balance of points deficiency of merchant account, then from the prestige amount of trade company's merchant account
It deducts;In addition, integration managing platform can also receive the integral purchase instruction of client user's triggering, to make client user
A definite integral can be directly bought from integration managing platform, and by the integral of purchase for the transaction with trade company end.
The present embodiment on enterprise's integration managing platform by creating integral bank, after trade company enters the integral bank, energy
It is enough that flexible integral buying and integral marketing rule configuration are carried out according to own service demand, when transaction event occurs, by accumulating
Point bank carries out each merchant account unified to integrate clearing.In this way, realize will integral cost application to it is each most
Management on small scale cell node allows minimum managed unit that integral can be arranged according to own business demand and provides marketing rule, meanwhile,
Integral alliance is realized to manage, i.e., realized in integral alliance across brand, trans-sectoral business, integral between managed unit it is logical deposit it is logical
It converts.Integration managing is carried out in single enterprises in compared with the prior art, embodiment improves integration managings to change with business
Flexibility.
Further, it is the flow diagram of integration managing method second embodiment of the present invention with reference to Fig. 3, Fig. 3.Based on upper
Embodiment shown in Fig. 2 is stated, step S40 may include:
Step S41, according to the integral marketing rule of hit, calculating merchant account described in the transaction event need to be to described
The integral amount of client granting and the integral amount of client consumption;
Step S42, the merchant account is deducted from the balance of points of the merchant account need to be to the client granting
Integral amount, and the integral amount of deduction is delivered to the client, meanwhile, the integral that the client is consumed
Amount is recycled to the integral bank.
In the present embodiment, the integral marketing rule that integration managing platform is hit according to transaction event calculates transaction event
The integral amount that middle merchant account need to be consumed to the integral amount and client of client granting.For example, when integral marketing rule
When being then " pay in cash and return integral ", integration managing platform can be according to the cash amount and default return ratio that client is paid
Example, the integral amount of user need to be returned to by calculating, the integral amount be merchant account need to the integral amount of client granting,
And the integral amount of client consumption at this time is zero;When integrate marketing rule be " accumulated point exchanging commodity " when, merchant account need to
The integral amount of client granting is zero, and the integral amount of client consumption is the integral exchanged needed for commodity.
Later, integration managing platform deducts the merchant account from the balance of points of merchant account and need to be sent out to the client
The integral amount put, and the integral amount of deduction is delivered to client, meanwhile, the integral amount that client consumes is recycled to
Integrate bank.In this process, integration managing platform can also record merchant account to the integral flowing water of client granting and
The integral for integrating bank recycles flowing water, in order to subsequently carry out checking and settling accounts for integral transaction.
Further, after step slo, it can also include step:Trade company's credit line configuration-direct is received, according to institute
It is credit line of the merchant account configuration in the integral bank to state trade company's credit line configuration-direct.
In the present embodiment, when trade company enters integral bank for the first time, integration managing working platform personnel can be according to trade company
The factors such as scale, business condition or signing contract are that different initial credit lines is arranged in different trade companies, the initial letter
It is used to indicate that integral bank can be the integral amount that trade company pays in advance with amount;In follow-up trade company business process, integration managing platform
The credit line of trade company is adjusted flexibly in the factors such as business condition, real credit that can also be according to trade company.By this
Mode is conducive to that trade company is encouraged to play an active part in integral marketing activity, while also providing more more options space for trade company.
Further, the integration managing method can also include:It records the merchant account in preset duration and is based on institute
The integral for stating client provides the integral time of the integral marketing rule of flowing water and the integral bank based on the merchant account
Receive flowing water;Flowing water is provided according to the integral and integral recycling flowing water adjusts the merchant account in the integral bank
Credit line.
In order to which the credit line to trade company is effectively assessed, integration managing platform can record trade company's account in preset duration
The integral at family provides flowing water and integral recycling flowing water, and adjusts credit line of the merchant account in integrating bank with this.Specifically
When implementation, the adjustment rule of credit line can be flexibly arranged, for example, integration managing platform can provide flowing water and product according to integral
Recycling pipeline computing merchant account is divided to be based on trade company to the integral total value of client granting, and integral bank in preset duration
Integral marketing rule recycling integral total value, if both be more than a certain predetermined value, illustrate the merchant account active degree compared with
Height can increase credit line of the merchant account in integrating bank at this time, if being both less than a certain predetermined value, illustrate
The merchant account active degree is relatively low, can reduce credit line of the merchant account in integrating bank at this time.
Further, it is the flow diagram of integration managing method 3rd embodiment of the present invention with reference to Fig. 4, Fig. 4.Based on upper
Embodiment shown in Fig. 3 is stated, the integration managing method can also include:
Step S50 obtains integral marketing rule recycling of the integral bank based on the merchant account in predetermined period
Integral amount;
Step S60 calculates the integral pipe according to the integral amount of the preset recycling exchange rate and integral bank recycling
Amount receivable and amount payable of the platform based on the merchant account, and generate corresponding integral advice of settlement.
In the present embodiment, integral bank needs to settle accounts the integral transaction of each trade company every predetermined period.Specifically
Ground, integration managing platform can obtain the integral of integral marketing rule recycling of the integral bank based on merchant account in predetermined period
Amount calculates amount receivable and amount payable of the integration managing platform based on merchant account then according to the preset recycling exchange rate,
And generate corresponding integral advice of settlement.It is marketed by the integral that merchant account A is arranged for example, integrating bank within past 3 months
Rule has recycled 1000 integrals, and the preset recycling exchange rate is 0.8 yuan/integral, under the premise of trade company does not pay other credits in advance,
Amount payable of the integration managing platform based on merchant account should be 800 yuan, and amount receivable is 0 yuan.
Further, can also include step after above-mentioned steps S60:Instruction is checked and write off in reception, and instruction is checked and write off according to described
Import the practical remittance flowing water between the integration managing platform and the merchant account;According to the practical flowing water of remitting money to institute
Integral advice of settlement is stated to be checked and write off.
What the present embodiment integration managing platform also provided advice of settlement checks and writes off function.Carry out clearing check and write off when, integration managing
What platform can be triggered according to staff checks and writes off the practical remittance flowing water for instructing and importing between platform and merchant account, then root
Integral advice of settlement is checked and write off according to the practical remittance flowing water.With above-mentioned amount payable of the integration managing platform based on merchant account
For 800 yuan, if actual integration management platform is remitted money 800 yuan to merchant account, corresponding advice of settlement checks and writes off completion.
Further, integration managing platform can also provide integral inspection function.Integral inspection includes but not limited to pair
The balance of points of merchant account is monitored, the actual integral change of the integral and merchant account purchased from the Central Bank to trade company
It is monitored, and advice of settlement is verified etc., when specific implementation can be flexibly arranged.Inspection function, energy are integrated by providing
Integral monitoring and management enough are carried out convenient for platform management personnel, improves reliability and the safety of integration managing platform.
The present invention also provides a kind of computer readable storage mediums.
Integration managing program is stored on computer readable storage medium of the present invention, the integration managing program is by processor
The step of integration managing method as described above is realized when execution.
Wherein, the integration managing program run on the processor is performed realized method and can refer to the present invention
The each embodiment of integration managing method, details are not described herein again.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or system including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or system.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions use so that a station terminal equipment (can be mobile phone,
Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of integration managing method, which is characterized in that the integration managing method includes the following steps:
It receives trade company's end group and enters request in preset integral bank on integration managing platform, asked in institute according to described enter
It states in integral bank and creates corresponding merchant account;
Integral procurement request and integral marketing rule configuring request based on the merchant account are received, is purchased according to the integral
The balance of points of the merchant account is changed in request, is that merchant account configuration corresponds to according to the Integral Rule configuring request
Integral marketing rule;
When detecting that client is based on merchant account triggering transaction event, it is described to judge whether the transaction event hits
The integral marketing rule of merchant account;
If so, the balance of points of the merchant account is changed according to the integral marketing rule of hit, meanwhile, obtain the client
It holds the integral of consumption and the integral is recycled to the integral bank.
2. integration managing method as described in claim 1, which is characterized in that reception trade company's end group is in integration managing platform
Upper preset integral bank enters request, asks to create corresponding merchant account in the integral bank according to described enter
The step of include:
When receiving trade company's end group in preset when entering request of bank of integral on integration managing platform, the trade company end is judged
Whether preset society quotient system system has been entered;
If so, obtaining and that audits the trade company end enters contract information, when audit passes through, created in the integral bank
Build corresponding merchant account.
3. integration managing method as described in claim 1, which is characterized in that described to change institute according to the integral procurement request
The step of balance of points for stating merchant account includes:
Obtain the procurement value in the integral procurement request;
According to the preset buying exchange rate, the procurement value is converted into the balance of points that integral is delivered to the merchant account
In.
4. integration managing method as claimed any one in claims 1 to 3, which is characterized in that the integral according to hit
Marketing rule changes the balance of points of the merchant account, meanwhile, obtain the integral of client consumption and by the integral
The step of being recycled to the integral bank include:
According to the integral marketing rule of hit, calculating merchant account described in the transaction event need to be to the client granting
Integrate amount and the integral amount of client consumption;
Deducted from the balance of points of the merchant account merchant account need to the integral amount of the client granting, and
The integral amount of deduction is delivered to the client, meanwhile, the integral amount that the client consumes is recycled to institute
State integral bank.
5. integration managing method as claimed in claim 4, which is characterized in that reception trade company's end group is in integration managing platform
Upper preset integral bank enters request, asks to create corresponding merchant account in the integral bank according to described enter
The step of after, further include:
Trade company's credit line configuration-direct is received, is that the merchant account configures according to trade company's credit line configuration-direct
Credit line in the integral bank.
6. method as claimed in claim 5, which is characterized in that the integration managing method further includes:
It records integral of the merchant account based on the client in preset duration and provides flowing water and integral bank base
Flowing water is recycled in the integral of the integral marketing rule of the merchant account;
Flowing water is provided according to the integral and integral recycling flowing water adjusts the merchant account in the integral bank
Credit line.
7. integration managing method as claimed in claim 4, which is characterized in that the integration managing method further includes:
Obtain the integral amount of integral marketing rule recycling of the integral bank based on the merchant account in predetermined period;
According to the integral amount of the preset recycling exchange rate and integral bank recycling, calculates the integration managing platform and be based on institute
The amount receivable and amount payable of merchant account are stated, and generates corresponding integral advice of settlement.
8. integration managing method as claimed in claim 7, which is characterized in that described according to the preset recycling exchange rate and the product
Divide the integral amount of bank's recycling, calculates the amount receivable and amount payable of the integral bank based on the merchant account, and
After the step of generating corresponding integral advice of settlement, further include:
Instruction is checked and write off in reception, according to the reality checked and write off between the instruction importing integration managing platform and the merchant account
Remittance flowing water;
The integral advice of settlement is checked and write off according to the practical flowing water of remitting money.
9. a kind of integration managing equipment, which is characterized in that the integration managing equipment includes:It memory, processor and is stored in
On the memory and the integration managing program that can run on the processor, the integration managing program is by the processor
It is realized such as the step of integration managing method described in any item of the claim 1 to 8 when execution.
10. a kind of computer readable storage medium, which is characterized in that be stored with integral pipe on the computer readable storage medium
Program is managed, such as integration managing described in any item of the claim 1 to 8 is realized when the integration managing program is executed by processor
The step of method.
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CN110097404A (en) * | 2019-05-08 | 2019-08-06 | 宜人恒业科技发展(北京)有限公司 | A kind of integrating system based on block chain |
CN110472958A (en) * | 2019-08-26 | 2019-11-19 | 山东望天信息科技有限公司 | Method for protecting is integrated based on the account of block chain intelligence contract and literary men's subchain |
CN112085488A (en) * | 2020-09-28 | 2020-12-15 | 中国建设银行股份有限公司 | General point account management method and system |
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CN110097404A (en) * | 2019-05-08 | 2019-08-06 | 宜人恒业科技发展(北京)有限公司 | A kind of integrating system based on block chain |
CN110472958A (en) * | 2019-08-26 | 2019-11-19 | 山东望天信息科技有限公司 | Method for protecting is integrated based on the account of block chain intelligence contract and literary men's subchain |
CN110472958B (en) * | 2019-08-26 | 2023-09-08 | 山东望天信息科技有限公司 | Account point security guarantee method based on blockchain intelligent contracts and ink guest subchains |
CN113034215A (en) * | 2019-12-24 | 2021-06-25 | 周之华 | Method and equipment for realizing consumption based on user network behavior information |
CN112085488A (en) * | 2020-09-28 | 2020-12-15 | 中国建设银行股份有限公司 | General point account management method and system |
CN112687015A (en) * | 2020-12-30 | 2021-04-20 | 深圳市顺易通信息科技有限公司 | Parking payment method and system |
CN112819606A (en) * | 2021-02-01 | 2021-05-18 | 深圳市惟客数据科技有限公司 | Middle-platform cross-industry point settlement method and system |
CN113781227A (en) * | 2021-09-17 | 2021-12-10 | 北京快来文化传播集团有限公司 | Virtual gold coin exchange method, electronic device and computer readable storage medium |
CN113781227B (en) * | 2021-09-17 | 2024-03-29 | 北京快来文化传播集团有限公司 | Virtual gold coin exchange method, electronic equipment and computer readable storage medium |
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