CN103810651A - Method of automotive multimedia system integrated with online bank payment - Google Patents
Method of automotive multimedia system integrated with online bank payment Download PDFInfo
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- CN103810651A CN103810651A CN201410054622.2A CN201410054622A CN103810651A CN 103810651 A CN103810651 A CN 103810651A CN 201410054622 A CN201410054622 A CN 201410054622A CN 103810651 A CN103810651 A CN 103810651A
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Abstract
The invention provides a method of an automotive multimedia system integrated with online bank payment. An automotive multimedia system is used for integrating a bank card account, the multimedia system is directly connected with a host of a life service system through a wireless network to achieve the data exchange between each other to further complete the consumption payment, and the payment through payment secret key authentication is used for ensure the safety of the bank card account. The method of the automotive multimedia system integrated with online bank payment changes the way of data exchange between the two parties through a third control center serving as a medium to obtain a simple payment process, can be widely applied to life service systems such as an intelligent parking system and an automotive fast food restaurant system to obtain convenient payment, and expands the range of application of a multimedia system.
Description
Technical field
The invention relates to vehicle multimedia system field, relates in particular to the method for the integrated e-Bank payment of a kind of vehicle multimedia system.
Background technology
Along with China's rapid development of economy, the automobile pollution in each province and city rises year by year, and people's trip also more and more depends on automobile, except the comfort property of automobile and security performance improve constantly, the combination of automobile and service for life is also more and more comprehensive, and corresponding auxiliary facility has also been set up the service system connecting with automobile, as intelligent parking lot, self-service station, drive-in theater, Roller Rush shop etc., but mostly these service systems are to carry out exchanges data by third party control center and the external payment terminal of automobile, complete charge.External payment terminal carries inconvenience and slow by control center's swap data speed, and authentication procedure is numerous and diverse, runs into the service system not being connected with control center and just cannot pay.
Present vehicle multimedia system only uses as recreation terminal, only there is amusement and navigation feature, and it has fixing MAC Address, can be used as the basis of characterization of this vehicle body part, therefore can utilize the function of the integrated e-Bank payment of vehicle multimedia system, realize the real-time payment function of automobile consumption.
Summary of the invention
The problem that the invention will solve is: the method that the integrated e-Bank payment of a kind of vehicle multimedia system is provided, change service for life system and carry out the way of paying of exchanges data by third party control center and the external payment terminal of automobile, and by the integrated e-Bank payment function of vehicle multimedia system, direct and service for life system connects, complete real-time payment, simplify paying flow process, can not be subject to the restriction whether service for life system is connected with third party control center.
For solving the problems of the technologies described above, the technical scheme that the invention adopts is: the method for the integrated e-Bank payment of a kind of vehicle multimedia system, and the associated bank card account of described vehicle multimedia system, and can complete real-time payment, comprise the following steps:
S1. search for service for life grid: the unique identification foundation using the fixing MAC Address of multimedia system as this car, and using license plate number as this car the user name of network, for showing in service for life system, search for the service for life grid that needs consumption by wifi;
S2. access service for life grid: by user name or the MAC Address of identification service for life grid, confirm access service for life grid, and by the UI(User Interface user interface of multimedia system) system shows wireless network name or the MAC Address of service for life system;
S3. confirm consumption information: service for life system transmits consumption information by wireless network to multimedia system, and show in the UI of multimedia system system, confirm consumption information by button;
S4. pay: after confirming that consumption information is errorless, UI system proceeds to payment interface, multimedia system access bank card account, pays key confirmation by input and pays, and show payment result in UI system.
Payment key in described step S4 adopts password confirming or fingerprint recognition mode.UI system in described multimedia system is set to touch-screen type, can complete payment authentication by the mode of inputting password on touch-screen; Same, also can in multimedia system, set up fingerprint identification device, this fingerprint identification device feeds back to comparing result in multimedia system receiving after the fingerprint of input, and multimedia system is sent and paid or payment instruction not to bank card account according to result, thereby realizes payment authentication.
Described service for life system is: Intelligent parking lot system, self-service refueling system, drive-in theater system or Roller Rush office system.These need the service system of consumption and payment that the access service of external user is provided.
Described bank card account is the account of opening Web bank or Mobile banking, in step S4, shows the information of " Sorry, your ticket has not enough value, pays unsuccessfully " in the time that Sorry, your ticket has not enough value in UI system, and by SMS notification car owner.In the present invention, bank card account is the E-Payment account with advance fund funding remaining sum that car owner opens third party, simultaneously, the service for life systems such as Intelligent parking lot system, self-service refueling system, drive-in theater system, Roller Rush office system and third party also have the capital transfer relation of electronics, can realize the capital transfer in car owner's bank card account.
Described multimedia system carries time set, can start time set according to selection, in the time entering step S3, stop timing, and by time showing in UI system, whether the time in the consumption information that this time and service for life system transmit contrasts, correct to confirm the consuming amount of money.Time set is particularly useful for the metered service for life district of the needs such as Intelligent parking lot system and uses.
Advantage and good effect that the invention has are: the multimedia system integration bank card account that utilizes automobile, multimedia system directly connects the main frame of service for life system by wireless network, realize exchanges data, complete consumption and payment, change by third party control center and exchanged the mode of data between the two as medium, payment procedure is simple, pay by paying key authentication the security that has guaranteed bank card account, the invention can be widely used in Intelligent parking lot system, the service for life systems such as Roller Rush office system, it is convenient to pay, expand the usable range of multimedia system.
Accompanying drawing explanation
Fig. 1 is system architecture diagram of the present invention
Fig. 2 is the process flow diagram that enters parking lot in the embodiment of the present invention 1
Fig. 3 is the display interface schematic diagram of the UI system while accessing parking system in the embodiment of the present invention 1
Fig. 4 is the process flow diagram that rolls parking lot in the embodiment of the present invention 1 away from
Fig. 5 is the display interface schematic diagram of UI system when step S3 confirms consumption information in the embodiment of the present invention 1
Fig. 6 is the process flow diagram of the embodiment of the present invention 2
Embodiment
Below in conjunction with accompanying drawing, the specific embodiment of the invention is elaborated.
As shown in Figure 1, the method for the integrated e-Bank payment of a kind of vehicle multimedia system, the integrated bank card account of vehicle multimedia system, and realize consumption and payment by the exchanges data between multimedia system and service for life system.
Embodiment 1, take intelligent parking lot as example.
As in Figure 2-4, the method for the integrated e-Bank payment of a kind of vehicle multimedia system, pays for the parking of intelligent parking lot.Car owner finds nearest intelligent parking lot by multimedia navigation feature, enter behind parking lot, search for the network of parking system by wifi, and by user name or the MAC Address of identification parking system network, request access parking system network, obtains after the agreement of parking system, confirm to enter parking lot, the license board information that now can show this car in parking system is convenient to charging statistics, and parking system control lever lifts clearance vehicle, and vehicle enters parking lot and starts timing.
Confirm that car owner can select to open the time set that multimedia system carries when entering parking lot, so that the consumption information providing with managing system of car parking checks, thereby determine that whether the consumption amount of money is correct.
Parking period multimedia system can disconnect with parking system, to save electric weight, so also can not affect the statistics of parking system self to the storing cycle time.
When parking completes need leave parking lot time, again search for parking system network by wifi, and again access parking system, now without again parking system being filed a request, can directly access, enter clearing district, parking lot, can receive the consumption information that parking system transmits, whether the time that carries time set statistics by contrast can confirm to consume the amount of money correct, if correctly confirm by button, enter payment interface as shown in Figure 5, then complete payment authentication by the mode of Password Input or fingerprint identification, complete payment, parking system can be controlled lever and lift clearance vehicle, stop and paid, leave parking lot.
Embodiment 2, take Roller Rush shop as example.
As shown in Figure 6, the method for the integrated e-Bank payment of a kind of vehicle multimedia system, for the payment in Roller Rush shop.Search for the network of fast food restaurant's system by wifi, user name or the MAC Address of the network by identification fast food restaurant system, access fast food restaurant system, car owner selects article by the Selection Floater of fast food restaurant, system statistics listing details in fast food restaurant's also calculate the consumption amount of money, and consumption information is sent in the UI system in multimedia system and is shown, car owner confirms consumption information, as find wrong, can exit fast food restaurant's grid accesses again, reselect article, recalculate the amount of money, as correct in consumption information, confirm by button, enter the payment page, then complete payment authentication by the mode of Password Input or fingerprint identification, complete payment, take selected article away.
Above the embodiment of the invention is had been described in detail, but described content is only for the preferred embodiment of the invention, can not be considered to for limiting practical range of the present invention.All equalization variation and improvement etc. of doing according to the invention scope, within all should still belonging to this patent covering scope.
Claims (5)
1. a method for the integrated e-Bank payment of vehicle multimedia system, the associated bank card account of described vehicle multimedia system, and can complete real-time payment, it is characterized in that comprising the following steps:
S1. search for service for life grid: the unique identification foundation using the fixing MAC Address of multimedia system as this car, and using license plate number as this car the user name of network, for showing in service for life system, search for the service for life grid that needs consumption by wifi;
S2. access service for life grid: by user name or the MAC Address of identification service for life grid, confirm access service for life grid, and show wireless network name or the MAC Address of service for life system by the UI system of multimedia system;
S3. confirm consumption information: service for life system transmits consumption information by wireless network to multimedia system, and show in the UI of multimedia system system, confirm consumption information by button;
S4. pay: after confirming that consumption information is errorless, UI system proceeds to payment interface, multimedia system access bank card account, pays key confirmation by input and pays, and show payment result in UI system.
2. the method for the integrated e-Bank payment of vehicle multimedia system according to claim 1, is characterized in that: the payment key in described step S4 adopts password confirming or fingerprint recognition mode.
3. the method for the integrated e-Bank payment of vehicle multimedia system according to claim 1, it is characterized in that: described bank card account is the account of opening Web bank or Mobile banking, in step S4, in the time that Sorry, your ticket has not enough value, in UI system, show the information of " Sorry, your ticket has not enough value; pay unsuccessfully ", and by SMS notification car owner.
4. the method for the integrated e-Bank payment of vehicle multimedia system according to claim 1, is characterized in that described service for life system is: Intelligent parking lot system, self-service refueling system, drive-in theater system or Roller Rush office system.
5. the method for the integrated e-Bank payment of vehicle multimedia system according to claim 1, it is characterized in that: described multimedia system carries time set, can start time set according to selection, in the time entering step S3, stop timing, and by time showing in UI system, whether the time in the consumption information that this time and service for life system transmit contrasts, correct to confirm the consuming amount of money.
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CN201410054622.2A CN103810651A (en) | 2014-02-18 | 2014-02-18 | Method of automotive multimedia system integrated with online bank payment |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105174190A (en) * | 2015-08-20 | 2015-12-23 | 小米科技有限责任公司 | Refueling method and device |
CN106204240A (en) * | 2016-07-23 | 2016-12-07 | 山东华旗新能源科技有限公司 | Wisdom shopping management system |
CN110223059A (en) * | 2018-03-02 | 2019-09-10 | 光阳工业股份有限公司 | The payment methods and system of electronic payment are carried out with the metering device of vehicle |
CN113379405A (en) * | 2021-06-15 | 2021-09-10 | 一汽资本控股有限公司 | Vehicle-mounted terminal payment method and vehicle-mounted terminal payment system |
-
2014
- 2014-02-18 CN CN201410054622.2A patent/CN103810651A/en active Pending
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105174190A (en) * | 2015-08-20 | 2015-12-23 | 小米科技有限责任公司 | Refueling method and device |
CN106204240A (en) * | 2016-07-23 | 2016-12-07 | 山东华旗新能源科技有限公司 | Wisdom shopping management system |
CN110223059A (en) * | 2018-03-02 | 2019-09-10 | 光阳工业股份有限公司 | The payment methods and system of electronic payment are carried out with the metering device of vehicle |
CN110223059B (en) * | 2018-03-02 | 2023-04-18 | 光阳工业股份有限公司 | Method and system for electronic payment by vehicle meter device |
CN113379405A (en) * | 2021-06-15 | 2021-09-10 | 一汽资本控股有限公司 | Vehicle-mounted terminal payment method and vehicle-mounted terminal payment system |
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Application publication date: 20140521 |