WO2020181665A1

WO2020181665A1 - Request information processing method and apparatus, computer device, and storage medium

Info

Publication number: WO2020181665A1
Application number: PCT/CN2019/088832
Authority: WO
Inventors: 史光辉; 王建明
Original assignee: 平安科技（深圳）有限公司
Priority date: 2019-03-08
Filing date: 2019-05-28
Publication date: 2020-09-17
Also published as: CN110060061B; CN110060061A

Abstract

The present application relates to the technical field of biometrics, and provided therein are a request information processing method and apparatus, a computer device, and a storage medium, the method comprising: receiving request information issued by a request terminal, and acquiring identification information of a user; matching a target account corresponding to the identification information, and issuing the request information to the target account; receiving the processing result of the target account for the request information, and feeding back same to a request account corresponding to the request terminal. The present application increases the convenience of processing, and a user does not need to use a terminal device.

Description

Request information processing method, device, computer equipment and storage medium

This application claims the priority of a Chinese patent application filed with the Chinese Patent Office on March 08, 2019, the application number is 201910175733.1, and the invention title is "Methods, devices, computer equipment, and storage media for processing requested information". The reference is incorporated in this application.

Technical field

This application relates to the technical field of biometrics, and in particular to a method, device, computer equipment and storage medium for processing request information.

Background technique

At present, in existing payment scenarios, Alipay payment, WeChat payment, etc. are usually used. The QR code generated on the user’s mobile phone carries the payment account information. The merchant scans the user’s QR code and then reads the QR code from the QR code. Obtain the corresponding account, send a deduction request to the corresponding account, and make a confidential payment.

The above-mentioned operation process of using a mobile phone to provide a QR code is relatively complicated; and it cannot be used when the user forgets to carry the mobile phone, or when the mobile phone is shut down due to arrears, or shut down without power, it is not convenient to use.

At the same time, existing payment scenarios are usually separated from financial services; when merchants collect payments and users consume, they are not deeply integrated with payment scenarios.

technical problem

The main purpose of this application is to provide a method, device, computer equipment and storage medium for processing request information, so as to improve the convenience of processing request information.

Technical solutions

In order to achieve the above objective, this application provides a method for processing request information, including:

Acquiring first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

Receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of the user's fingerprint information and face image; the request information is made by the requesting terminal according to the resource Information;

In the preset binding relationship between the identification information and the target account, the target account corresponding to the user's identification information is matched, and the request information is sent to the matched target account to pass the target account Process the requested information;

Receiving the processing result of the request information by the target account, and feeding it back to the request account corresponding to the request terminal;

Bind the first same-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries the data modification information of the target account and target account information And processing time.

This application also provides a device for processing request information, including:

The first image acquisition unit is configured to acquire first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

The obtaining unit is configured to receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of fingerprint information and facial images of the paying user; the request information is the request Information made by the terminal according to the resource;

The sending unit is configured to match the target account corresponding to the user's identification information in the preset binding relationship between the identification information and the target account, and send the request information to the matched target account to Processing the requested information through the target account;

A receiving unit, configured to receive the processing result of the request information by the target account, and feed it back to the request account corresponding to the request terminal;

The storage unit is configured to bind the first in-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries the data modification of the target account Information, target account information, and processing time.

The present application also provides a computer device, including a memory and a processor, the memory stores computer-readable instructions, and the processor implements the steps of any one of the above methods when the computer-readable instructions are executed by the processor.

The present application also provides a computer non-volatile readable storage medium, on which computer readable instructions are stored, and when the computer readable instructions are executed by a processor, the steps of any of the above methods are implemented.

Beneficial effect

The request information processing method, device, computer equipment, and storage medium provided in this application obtain the first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time; receive The request information sent by the requesting terminal and the user's identification information; the user's identification information includes at least one of the user's fingerprint information and face image; the request information is made by the requesting terminal according to the resource Information; in the preset binding relationship between the identification information and the target account, match the target account corresponding to the user's identification information, and send the request information to the matched target account to pass the The target account processes the request information; receives the processing result of the target account on the request information, and feeds it back to the request account corresponding to the request terminal; compares the first in-frame image information with the target account The processing result record of this time is bound and stored in the database; wherein the processing result record carries the data modification information of the target account, the target account information, and the processing time. This application obtains the user biometric information of the user, and obtains the target account bound to the user biometric information, so that the requested information can be processed through the target account, which increases the convenience of processing the requested information and does not require the user to use terminal equipment.

Description of the drawings

Figure 1 is a schematic diagram of the steps of a method for processing request information in an embodiment of the present application;

2 is a structural block diagram of a device for processing request information in an embodiment of the present application;

FIG. 3 is a schematic block diagram of the structure of a computer device according to an embodiment of the application.

The realization, functional characteristics, and advantages of the purpose of this application will be further described in conjunction with the embodiments and with reference to the accompanying drawings.

The best mode of the invention

1, an embodiment of the present application provides a method for processing request information, including:

Step S1, acquiring first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

Step S2, receiving the request information sent by the requesting terminal, and obtaining the user's identification information; the user's identification information includes at least one of the user's fingerprint information and the face image; the request information is based on the requesting terminal Information made by the resource;

Step S3: In the preset binding relationship between the identification information and the target account, match the target account corresponding to the user's identification information, and send the request information to the matched target account to pass all The target account processes the requested information;

Step S4, receiving the processing result of the request information by the target account, and feeding it back to the request account corresponding to the request terminal;

Step S5: Bind the first in-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries data modification information of the target account, Target account information and processing time.

In this embodiment, the aforementioned request information processing method is applied in a payment scenario, the aforementioned resource selected by the user is a product consumed/purchased by the user, the aforementioned request terminal is a merchant terminal, and the aforementioned request information is a deduction request issued by the merchant terminal , The aforementioned request account is the merchant’s bank account, the target account is the user’s payment account, and the aforementioned data modification information includes the payment amount of the payment account. After the user purchases the product in the merchant store for consumption, he needs to pay the merchant. At present, the user usually uses cash or scans the QR code to pay. This payment method is more cumbersome and the payment process is longer, which makes the user wait in line for payment. Increased length is not conducive to user experience.

In this embodiment, the above-mentioned payment method is applied to the above-mentioned payment scenario, which is convenient for simplifying the user's payment operation, reducing the cashier manpower, and significantly shortening the user's queuing payment time.

Specifically, as described in step S1 above, when the user makes a payment, the user and the product consumed by the user are photographed in the same frame, that is, the user and the consumer product purchased by the user are photographed in the same photo, which is convenient for the consumer product and The user corresponds. It is understandable that the above-mentioned first same-frame image information may be taken through a merchant terminal, and when taken, the photographing time information will be automatically carried. It should be understood that if the above-mentioned consumer product is an edible food, the above-mentioned process of acquiring the first frame image information of the user and the product consumed by the user should be before the user eats the food.

As described in step S2 above, the deduction request sent by the merchant terminal is received, and the identification information of the user (consumer) is obtained. The above deduction request is a request information made by the merchant terminal based on the total value of the product consumed by the user. The deduction request includes a request to deduct the total value of the consumer product from the user’s payment account to the merchant’s bank account. The above deduction request is sent to the server, and the server can receive the deduction request sent by the merchant terminal. The aforementioned identification information refers to the identification information used to identify the user. In this embodiment, the aforementioned identification information may be the user's fingerprint information or face image; in other embodiments, the aforementioned identification information may also be the user's iris information , Voiceprint information, etc. The above-mentioned user identification information can be collected by the merchant terminal and then sent to the server, and the server can obtain the user identification information.

As described in step S3 above, in the preset binding relationship between the identification information and the payment account, match the payment account corresponding to the identification information, and send a deduction request to the matched payment account to The corresponding payment amount is deducted from the payment account. The binding relationship between the user’s identification information and its payment account is preset in the server. Specifically, the user pre-binds the binding relationship between the bank card, credit card, or WeChat payment account and the user’s facial image or fingerprint information in the terminal. After the binding relationship is established, it is stored in the above-mentioned server; at the same time, the user can also set the consumption limit and the number of daily consumption by themselves to minimize the risk of fraud. During payment, when the server obtains the user's identification information, it matches the payment account corresponding to the identification information in the preset binding relationship between the identification information and the payment account, and sends the payment account to the matched payment account. Sending a deduction request means requesting deduction of the corresponding consumption amount from the matched payment account; because the user’s identification information is usually unique, it can replace the user’s payment password, that is, after identifying the user’s identification information, it can be equivalent to Identify the user's payment password. Therefore, in this embodiment, when the corresponding payment amount is deducted from the above payment account, there is no need to perform password verification again. Of course, in order to strengthen the property security of the payment account, you can also set a digital payment password, which will not be repeated here.

As described in step S4, after the payment account is paid, the intermediary service provider corresponding to the server can receive the payment amount paid by the payment account and transfer it to the bank account corresponding to the merchant. After the merchant's bank account receives payment from the payment account, tax calculations can also be automatically performed based on the merchant's bank account's total income. In this embodiment, in the payment scenario, the user's fingerprint information or face image is used to directly make the payment, which is convenient for simplifying the user's payment operation, reducing the cashier manpower, significantly shortening the user's queuing payment time, and improving the user experience.

As described in step S5 above, the first in-frame image information is bound to the current payment record of the payment account and stored in the database, so that the user's current first in-frame image information can be stored in the database. Corresponding to the payment records. Wherein, the payment record carries the payment amount, payment account information, and payment time.

In one embodiment, the corresponding bill can also be generated according to the above deduction request and sent to the user terminal, which can be sent by mail, information, official account, etc.; after a single consumption, the user has a single bill record, and each month A monthly consumption list will be generated and sent to the user terminal.

In an embodiment, the step S1 of obtaining the first in-frame image information of the user and the resource selected by the user includes:

Acquiring a user image of the user; wherein a mark is added to the user image;

Acquiring a resource image of the resource selected by the user; wherein a mark is added to the resource image;

Selecting user images and resource images with the same mark, and extracting the user's face image from the selected user image;

Create a layer with the same size as the selected resource image, and synthesize the face image and the resource image on the layer after scaling, and the face image and the resource image are side by side Arranged to generate the first same-frame image information.

In an embodiment, after the step S5 of binding and storing the first in-frame image information with the current processing result record of the target account in a database, the method includes:

Step S50: When an appeal instruction on the processing result of the first target account is received, the first processing result record appealed by the appeal instruction is obtained; in a payment scenario, the first processing result record is the first payment record. One target account is the first payment account, and the appeal instruction is a consumption appeal instruction.

Step S60: Acquire the first in-frame image information bound by the first processing result record in the database, and obtain the user image in the first in-frame image information, and share it with the first target account Compare the similarity of the image with the preset user image of, and determine whether the similarity is greater than a preset value;

Step S70, if it is less than, obtain the first data modification information of the first target account corresponding to the first processing result record, and cancel the first data modification information of the first target account.

Specifically, in the payment scenario, if a user disagrees with the first payment record of the corresponding first payment account, he can file a consumption appeal against the first payment record, and make a consumption appeal against the first payment account accordingly instruction. As described in step S50, the server receives the consumption appeal instruction for the first payment account, and obtains the first payment record appealed by the consumption appeal instruction. As described in the above step S60, the user image in the first in-frame image information bound to the first payment record is obtained, that is, the user image when the first payment account is used for payment is obtained, and the user image is obtained with The preset user image of the first payment account is compared to determine whether they are the same person; when the user binds the identification information to the first payment account, the user's image can be obtained, and the image is used as the first The default user image of the payment account. The user image for payment using the first payment account is compared with the preset user image. The similarity of the image can be identified according to the magnitude of the similarity and the preset value.

As described in step S70 above, if the similarity is less than the preset value, it is not used by the person, then the payment amount corresponding to the first payment record is obtained, and the corresponding payment amount is returned to the first payment account to prevent User money is damaged to protect the rights of users. If the similarity is greater than the preset value, that is, the same person is used by the person, and the appeal fails.

In an embodiment, if the above is less than, the first data modification information of the first target account corresponding to the first processing result record is obtained, and the step of canceling the first data modification information of the first target account After S70, it also includes:

Step S8: Send a freezing instruction to the first payment account to freeze the payment function of the first payment account.

Step S51: Obtain the user's selection time according to the shooting time of each of the first in-frame image information, and identify each of the first in-frame image information based on a convolutional neural network model or an image recognition algorithm Users and user selection resources;

It is understandable that in the payment scenario, the selected product is the user's consumer product, and the selected time is the consumption time. The shooting time will be automatically recorded when the first image information in the same frame is taken, and the shooting time can be equivalent to the user Consumption time. In other embodiments, the user's consumption time can also be obtained according to the payment time in the payment record. Through the convolutional neural network model or image recognition algorithm, the user and the user's consumer product can be identified from each first image in the same frame; the process of using the convolutional neural network model or image recognition algorithm to recognize the image is in the field The general technology of technicians will not be repeated here.

Step S61: Count all selected resources corresponding to the same user;

The statistics in this embodiment are all consumer products purchased by the same user. According to the statistics, the user's preference for the product can be obtained.

Step S71: Divide the selection time into multiple time periods according to a fixed time interval, and count the resources selected by the same user in each time period corresponding to the selection time included in each time period; generate the selection time selected by the same user in each time period Statistics table of resources.

Since the above step S61 counts all consumer products purchased by the same user, in order to facilitate further statistics, in this embodiment, according to the consumption time, all consumer products of the same user are classified and counted to generate the same A statistical table of the products consumed by the user in the corresponding time period; that is, the statistics of the user's purchase records of the product in different time periods, so as to obtain the preferences of a single user in the corresponding time period. For example, the habitual preference of the product purchased by a certain user every day can be obtained, and the habitual preference of the product purchased by a certain user in a certain quarter can also be obtained.

Step S501: Obtain the consumption time of the user according to the shooting time of each of the first in-frame image information, and identify the consumer product in each of the first in-frame image information based on a convolutional neural network model or an image recognition algorithm ; This step is similar to the above step S51 and will not be repeated.

Step S601: Perform classified statistics on the consumer products according to the consumption time, and generate a statistical table of the products consumed in the corresponding time period.

The difference between this step and the above steps S61 and S71 is that the statistics are different consumption times, and the habitual preference of all users to purchase products, that is, it is not for a specific user. This embodiment is convenient for acquiring the preferences of the customer group.

Step S5a: After the user uses the resource, receiving the user obtained by the requesting terminal and the second same-frame image information after the resource is used;

Step S6a, based on a convolutional neural network model or an image recognition algorithm, identify the user from the second same-frame image information and identify the margin after the resource is used;

Step S7a: Obtain the user's preference for the resource according to the remaining amount after the resource is used.

Step S8a: Count all users’ dietary preferences for the dishes, and calculate the proportion of all users who like the dishes; determine whether the proportion is greater than a preset value, and if not, the resource will need to be The changed reminder information is pushed to the requesting terminal.

In a specific embodiment, the above method is applied in the catering industry, and the above resources are dishes. The above-mentioned second same-frame image information includes the user and the remaining amount of dishes. As described in step S6a above, the user and the remaining amount of the dishes can be identified from each second image information of the same frame through the convolutional neural network model or image recognition algorithm; the convolutional neural network model or image recognition algorithm The process of image recognition is a common technique for those skilled in the art, and will not be repeated here.

As described in step S7a above, the user’s dietary preferences for the dish are obtained according to the remaining amount of the dish; if the remaining amount of the dish is small (may be less than a preset value), it can be considered that the user is The dish is more like; if the remaining amount of the dish is large (greater than the preset value), it can be considered that the user does not like the dish. In other embodiments, it is also possible to compare the remaining amount of the dish with the ratio of the dish when the dish is served. When the above-mentioned ratio is less than the threshold, it can be considered that the user prefers the dish; as described in step S8a, all users are counted Like the proportion of the said dish, judge whether the dish is popular according to the relationship between the proportion and the preset value. If it is not popular, remind the business to make improvements, which will help the business to develop more recipes in a more targeted manner , To retain customers.

In an embodiment, in a payment scenario, the step S4 of receiving the processing result of the request information by the target account and feeding it back to the request account corresponding to the request terminal is specifically:

To receive the payment amount paid by the payment account and transfer it to the bank account corresponding to the merchant, this step specifically includes:

Step S401, receiving the payment amount paid by the payment account, and temporarily storing the payment amount;

Step S402: When the preset period arrives, perform unified settlement of the amount payable to the merchant in the period, and transfer the unified settlement payment amount to the corresponding bank account of the merchant.

In this embodiment, this solution also provides wealth management services, so that users and merchants can enjoy higher returns. For example, after receiving the payment from the user’s payment account to the merchant, the payment is not immediately transferred to the merchant’s bank account, but the amount paid by the user to the merchant is uniformly settled on a monthly or weekly basis, and then uniformly settled to the office. Said merchants, forming a deferred settlement. Or it can also be that the follow-up payment is made to the merchant at regular intervals on a daily, weekly, and monthly basis to form a delayed settlement.

In another embodiment, if the merchant uses deferred settlement, the above-mentioned service intermediary may provide additional compensation to the merchant, that is, when the payment to the merchant is deferred, the merchant may provide additional compensation corresponding to the payment.

In another embodiment, in the above step S3, before sending a deduction request to the matched payment account, the type of payment account used by the user can also be obtained. When the type of the user's payment account is a designated credit card or debit When paying with a debit card, provide users with some additional benefits or discounts; that is, when users use the designated payment account type to pay, they can get additional discounts, such as discounts when paying, cash back after payment, or gift services, etc. , I won’t go into details here.

In summary, the method for processing request information provided in the embodiments of this application is used in a payment scenario to receive a deduction request from a merchant terminal and obtain user identification information; the user identification information includes the paying user At least one of fingerprint information and face image; in the preset binding relationship between identification information and payment account, match the payment account corresponding to the user's identification information, and send the matched payment account The account sends the deduction request to deduct the corresponding payment amount from the payment account; receives the payment amount paid by the payment account, and transfers it to the bank account corresponding to the merchant. This application obtains the user's biometric information of the user and obtains the payment account bound to the user's biometric information, thereby deducting the payment from the payment account, which increases the convenience of payment and does not require the user to use terminal equipment.

2, an embodiment of the present application also provides a request information processing device, including:

The first image acquisition unit 10 is configured to acquire first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

The obtaining unit 20 is configured to receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of fingerprint information and face images of the paying user; the request information is the Request information made by the terminal based on the resource;

The sending unit 30 is configured to match the target account corresponding to the user's identification information in the preset binding relationship between the identification information and the target account, and send the request information to the matched target account, To process the requested information through the target account;

The receiving unit 40 is configured to receive the processing result of the request information by the target account, and feed it back to the request account corresponding to the request terminal;

The storage unit 50 is configured to bind the first in-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries data of the target account Change information, target account information, and processing time.

Specifically, the aforementioned first image acquisition unit 10 specifically includes:

Acquiring a user image of the user; wherein a mark is added to the user image;

In an embodiment, the device for processing request information further includes:

The appeal unit is configured to obtain the first processing result record appealed by the appeal instruction when the appeal instruction on the processing result of the first target account is received; in a payment scenario, the first processing result record is the first payment record , The first target account is the first payment account, and the appeal instruction is a consumer appeal instruction;

The comparison unit is configured to obtain the first in-frame image information bound by the first processing result record in the database, and obtain the user image in the first in-frame image information, and compare it with the first A preset user image of a target account compares the similarity of the images, and determines whether the similarity is greater than a preset value;

The processing unit is configured to, if less than, obtain the first data modification information of the first target account corresponding to the first processing result record, and cancel the first data modification information of the first target account.

In an embodiment, the foregoing request information processing device further includes:

The freezing unit is used to issue a freezing instruction to the first payment account to freeze the payment function of the first payment account.

The first recognition unit is configured to obtain the user's selection time according to the shooting time of each of the first same-frame image information, and identify each of the first same-frames based on a convolutional neural network model or an image recognition algorithm The user and the user's selection resource in the image information.

The first statistical unit is used to count all selected resources corresponding to the same user;

The first classification unit is used to divide the selection time into multiple time periods according to a fixed time interval, and count the resources selected by the same user corresponding to the selection time included in each time period; generate the same user at each time The statistics table of the selected resources in the segment.

The second recognition unit is used to obtain the consumption time of the user according to the shooting time of each of the first in-frame image information, and to identify each of the first in-frame image information based on a convolutional neural network model or an image recognition algorithm Consumer products in China.

The second classification unit is used to classify and count the consumer products according to the consumption time, and generate a statistical table of the products consumed in the corresponding time period.

The second image acquisition unit is configured to receive, after the user uses the resource, the user requesting the terminal to acquire and the second same-frame image information after the resource is used;

A margin recognition unit, configured to identify the user and the margin after the resource is used from the second same-frame image information based on a convolutional neural network model or an image recognition algorithm;

A preference obtaining unit, configured to obtain the user's preference for the resource according to the margin after the resource is used;

The reminding unit is used to count all users’ preferences for the resource, and calculate the proportion of all users who like the resource; to determine whether the proportion is greater than a preset value, and if it is not greater than, the resource will be required The reminder information for making changes is pushed to the requesting terminal.

In an embodiment, the receiving unit 40 includes: receiving the payment amount paid by the payment account and transferring it to the bank account corresponding to the merchant; specifically, including:

The receiving subunit is used to receive the payment amount paid by the payment account, and temporarily store the payment amount;

The settlement subunit is configured to perform unified settlement of the amount payable to the merchant during the period when the preset period arrives, and transfer the unified settlement payment amount to the corresponding bank account of the merchant.

In another embodiment, the sending unit 30 may also obtain the type of payment account used by the user before sending a deduction request to the matched payment account. When the type of the user's payment account is a designated credit card or debit When paying with a debit card, provide users with some additional benefits or discounts; that is, when users use the designated payment account type to pay, they can get additional discounts, such as discounts when paying, cash back after payment, or gift services, etc. , I won’t go into details here.

For the specific implementation of the device for processing request information in the foregoing embodiment, please refer to the description in the foregoing method embodiment, which will not be repeated here.

3, an embodiment of the present application also provides a computer device. The computer device may be a server, and its internal structure may be as shown in FIG. 3. The computer equipment includes a processor, a memory, a network interface and a database connected through a system bus. Among them, the computer designed processor is used to provide calculation and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer readable instructions, and a database. The internal memory provides an environment for the operation of the operating system and computer-readable instructions in the non-volatile storage medium. The database of the computer equipment is used to store biometric information, image information, etc. The network interface of the computer device is used to communicate with an external terminal through a network connection. When the computer readable instruction is executed by the processor, any one of the aforementioned request information processing methods can be realized.

Those skilled in the art can understand that the structure shown in FIG. 3 is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied.

An embodiment of the present application further provides a computer non-volatile readable storage medium, on which computer readable instructions are stored, and when the computer readable instructions are executed by a processor, any one of the aforementioned request information processing methods is implemented.

A person of ordinary skill in the art can understand that all or part of the processes in the method of the above-mentioned embodiments can be implemented by instructing relevant hardware through computer-readable instructions. The computer-readable instructions can be stored in a non-volatile computer. In a readable storage medium, when the computer-readable instructions are executed, they may include the processes of the above-mentioned method embodiments. Wherein, any reference to memory, storage, database or other media provided in this application and used in the embodiments may include non-volatile and/or volatile memory. Non-volatile memory may include read only memory (ROM), programmable ROM (PROM), electrically programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), or flash memory. Volatile memory may include random access memory (RAM) or external cache memory. As an illustration and not a limitation, RAM is available in various forms, such as static RAM (SRAM), dynamic RAM (DRAM), synchronous DRAM (SDRAM), dual-rate SDRAM (SSRSDRAM), enhanced SDRAM (ESDRAM), synchronous Link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), etc.

It should be noted that in this article, the terms "including", "including" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, device, resource or method including a series of elements not only includes those elements, It also includes other elements that are not explicitly listed, or elements inherent to the process, device, resource, or method. If there are no more restrictions, the element defined by the sentence "including a..." does not exclude the existence of other identical elements in the process, device, resource, or method that includes the element.

The above are only the preferred embodiments of this application, and do not limit the scope of this application. Any equivalent structure or equivalent process transformation made using the content of the specification and drawings of this application, or directly or indirectly applied to other related The technical field is equally included in the scope of patent protection of this application.

Claims

A method for processing request information, characterized in that it comprises the following steps:

Acquiring first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

Receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of the user's fingerprint information and face image; the request information is made by the requesting terminal according to the resource Information;

In the preset binding relationship between the identification information and the target account, the target account corresponding to the user's identification information is matched, and the request information is sent to the matched target account to pass the target account Process the requested information;

Receiving the processing result of the request information by the target account, and feeding it back to the request account corresponding to the request terminal;

Bind the first same-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries the data modification information of the target account and target account information And processing time.
The method for processing request information according to claim 1, wherein after the step of binding and storing the first in-frame image information with the current processing result record of the target account in a database, include:

When receiving the appeal instruction for the processing result of the first target account, obtain the first processing result record appealed by the appeal instruction;

The first in-frame image information bound to the first processing result record is acquired in the database, and the user image in the first in-frame image information is acquired, which is consistent with the preset of the first target account The user image compares the similarity of the image, and determines whether the similarity is greater than a preset value;

If it is less than, obtain the first data modification information of the first target account corresponding to the first processing result record, and cancel the first data modification information of the first target account.
The method for processing request information according to claim 1, wherein after the step of binding and storing the first in-frame image information with the current processing result record of the target account in a database, include:

Acquire the selection time of the user according to the shooting time of each of the first in-frame image information, and identify the user and the user in each of the first in-frame image information based on a convolutional neural network model or an image recognition algorithm Selection resources;

Count all selected resources corresponding to the same user;

Divide the selection time into multiple time periods according to fixed time intervals, and count the resources selected corresponding to the selection time included in each time period by the same user;

A statistical table of the resources selected by the same user in each time period is generated.
The method for processing request information according to claim 1, wherein after the step of binding and storing the first in-frame image information with the current processing result record of the target account in a database, include:

After the user uses the resource, receiving the user obtained by the requesting terminal and the second same-frame image information after the resource is used;

Based on a convolutional neural network model or an image recognition algorithm, identifying the user from the second same-frame image information and identifying the margin after the resource is used;

Obtaining the user's preference for the resource according to the remaining amount after the resource is used;

Calculate all users' preferences for the resource, and calculate the proportion of all users who like the resource; determine whether the proportion is greater than the preset value, if not, reminder information to change the resource will be required Push to the requesting terminal.
The method for processing request information according to claim 1, wherein the step of obtaining the first in-frame image information of the user and the resource selected by the user comprises:

Acquiring a user image of the user; wherein a mark is added to the user image;

Acquiring a resource image of the resource selected by the user; wherein a mark is added to the resource image;

Selecting user images and resource images with the same mark, and extracting the user's face image from the selected user image;

Create a layer with the same size as the selected resource image, and synthesize the face image and the resource image on the layer after scaling, and the face image and the resource image are side by side Arranged to generate the first same-frame image information.
The method for processing request information according to claim 2, wherein after the step of determining whether the similarity is greater than a preset value, the method further comprises:

If the similarity is greater than the preset value, it will prompt the appeal failed.
The method for processing request information according to claim 1, wherein the request information is a payment request, the target account is a payment account, and the request terminal is a merchant's terminal; and the receiving of the target account pair The step of feeding back the processing result of the requested information to the requesting account corresponding to the requesting terminal is specifically:

The payment amount paid by the payment account is received and transferred to the bank account corresponding to the merchant.
A processing device for request information, characterized in that it comprises:

The first image acquisition unit is configured to acquire first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

The obtaining unit is configured to receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of the user's fingerprint information and face image; the request information is the requesting terminal Information based on said resource;

The sending unit is configured to match the target account corresponding to the user's identification information in the preset binding relationship between the identification information and the target account, and send the request information to the matched target account to Processing the requested information through the target account;

A receiving unit, configured to receive the processing result of the request information by the target account, and feed it back to the request account corresponding to the request terminal;

The storage unit is configured to bind the first in-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries the data modification of the target account Information, target account information, and processing time.
The device for processing request information according to claim 8, further comprising:

The appeal unit is configured to obtain a record of the first processing result appealed by the appeal instruction when receiving an appeal instruction on the processing result of the first target account;

The comparison unit is configured to obtain the first in-frame image information bound by the first processing result record in the database, and obtain the user image in the first in-frame image information, and compare it with the first A preset user image of a target account compares the similarity of the images, and determines whether the similarity is greater than a preset value;

The processing unit is configured to, if less than, obtain the first data modification information of the first target account corresponding to the first processing result record, and cancel the first data modification information of the first target account.
The device for processing request information according to claim 8, further comprising:

The first recognition unit is configured to obtain the user's selection time according to the shooting time of each of the first same-frame image information, and identify each of the first same-frames based on a convolutional neural network model or an image recognition algorithm User and user's selection resources in image information;

The first statistical unit is used to count all selected resources corresponding to the same user;

The second statistical unit is configured to divide the selection time into multiple time periods according to a fixed time interval, and count the resources selected corresponding to the selection time included in each time period by the same user;

The first generating unit is configured to generate a statistical table of the resources selected by the same user in each time period.
The device for processing request information according to claim 8, further comprising:

The second image acquisition unit is configured to receive, after the user uses the resource, the user requesting the terminal to acquire and the second same-frame image information after the resource is used;

A margin recognition unit, configured to identify the user and the margin after the resource is used from the second same-frame image information based on a convolutional neural network model or an image recognition algorithm;

A preference obtaining unit, configured to obtain the user's preference for the resource according to the margin after the resource is used;

The reminding unit is used to count all users’ preferences for the resource, and calculate the proportion of all users who like the resource; to determine whether the proportion is greater than a preset value, and if it is not greater than, the resource will be required The reminder information for making changes is pushed to the requesting terminal.
The device for processing request information according to claim 8, wherein the first image acquisition unit is specifically configured to:

Acquiring a user image of the user; wherein a mark is added to the user image;

Acquiring a resource image of the resource selected by the user; wherein a mark is added to the resource image;

Selecting user images and resource images with the same mark, and extracting the user's face image from the selected user image;

Create a layer with the same size as the selected resource image, and synthesize the face image and the resource image on the layer after scaling, and the face image and the resource image are side by side Arranged to generate the first same-frame image information.
The device for processing request information according to claim 9, wherein the processing unit is further configured to: if the similarity is greater than a preset value, prompting the appeal failure.
The device for processing request information according to claim 8, wherein the request information is a payment request, the target account is a payment account, and the request terminal is a merchant's terminal; and the receiving unit is specifically configured to :

The receiving subunit is used to receive the payment amount paid by the payment account and transfer it to the bank account corresponding to the merchant.
A computer device includes a memory and a processor, and computer-readable instructions are stored in the memory, wherein the steps of a method for processing request information are implemented when the processor executes the computer-readable instructions:

Acquiring first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

Receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of the user's fingerprint information and face image; the request information is made by the requesting terminal according to the resource Information;

In the preset binding relationship between the identification information and the target account, the target account corresponding to the user's identification information is matched, and the request information is sent to the matched target account to pass the target account Process the requested information;

Receiving the processing result of the request information by the target account, and feeding it back to the request account corresponding to the request terminal;

Bind the first same-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries the data modification information of the target account and target account information And processing time.
The computer device according to claim 15, wherein after the processor binds the first in-frame image information with the current processing result record of the target account and stores it in a database, it comprises :

When receiving the appeal instruction for the processing result of the first target account, obtain the first processing result record appealed by the appeal instruction;

The first in-frame image information bound to the first processing result record is acquired in the database, and the user image in the first in-frame image information is acquired, which is consistent with the preset of the first target account The user image compares the similarity of the image, and determines whether the similarity is greater than a preset value;

If it is less than, obtain the first data modification information of the first target account corresponding to the first processing result record, and cancel the first data modification information of the first target account.
The computer device according to claim 15, wherein after the processor binds the first in-frame image information with the current processing result record of the target account and stores it in a database, it comprises :

Acquire the selection time of the user according to the shooting time of each of the first in-frame image information, and identify the user and the user in each of the first in-frame image information based on a convolutional neural network model or an image recognition algorithm Selection resources;

Count all selected resources corresponding to the same user;

Divide the selection time into multiple time periods according to fixed time intervals, and count the resources selected corresponding to the selection time included in each time period by the same user;

A statistical table of the resources selected by the same user in each time period is generated.
A computer non-volatile readable storage medium, on which computer readable instructions are stored, characterized in that, when the computer readable instructions are executed by a processor, the steps of a method for processing request information are implemented:

Acquiring first in-frame image information of the user and the resource selected by the user; the first in-frame image information carries the shooting time;

Receive request information sent by the requesting terminal and obtain user identification information; the user identification information includes at least one of the user's fingerprint information and face image; the request information is made by the requesting terminal according to the resource Information;

In the preset binding relationship between the identification information and the target account, the target account corresponding to the user's identification information is matched, and the request information is sent to the matched target account to pass the target account Process the requested information;

Receiving the processing result of the request information by the target account, and feeding it back to the request account corresponding to the request terminal;

Bind the first same-frame image information with the current processing result record of the target account and store it in a database; wherein the processing result record carries the data modification information of the target account and target account information And processing time.
The computer non-volatile readable storage medium according to claim 18, wherein the processor binds the first in-frame image information with the current processing result record of the target account and stores it in After the steps in the database, include:

When receiving the appeal instruction for the processing result of the first target account, obtain the first processing result record appealed by the appeal instruction;

The first in-frame image information bound to the first processing result record is acquired in the database, and the user image in the first in-frame image information is acquired, which is consistent with the preset of the first target account The user image compares the similarity of the image, and determines whether the similarity is greater than a preset value;

If it is less than, obtain the first data modification information of the first target account corresponding to the first processing result record, and cancel the first data modification information of the first target account.
The computer non-volatile readable storage medium according to claim 18, wherein the processor binds the first in-frame image information with the current processing result record of the target account and stores it in After the steps in the database, include:

Acquire the selection time of the user according to the shooting time of each of the first in-frame image information, and identify the user and the user in each of the first in-frame image information based on a convolutional neural network model or an image recognition algorithm Selection resources;

Count all selected resources corresponding to the same user;

Divide the selection time into multiple time periods according to fixed time intervals, and count the resources selected corresponding to the selection time included in each time period by the same user;

A statistical table of the resources selected by the same user in each time period is generated.