CN108537531A - Method and apparatus for handling information - Google Patents

Method and apparatus for handling information Download PDF

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Publication number
CN108537531A
CN108537531A CN201810256173.8A CN201810256173A CN108537531A CN 108537531 A CN108537531 A CN 108537531A CN 201810256173 A CN201810256173 A CN 201810256173A CN 108537531 A CN108537531 A CN 108537531A
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CN
China
Prior art keywords
account information
account
user
image
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810256173.8A
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Chinese (zh)
Inventor
仲召来
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Baidu Online Network Technology Beijing Co Ltd
Beijing Baidu Netcom Science and Technology Co Ltd
Original Assignee
Beijing Baidu Netcom Science and Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Application filed by Beijing Baidu Netcom Science and Technology Co Ltd filed Critical Beijing Baidu Netcom Science and Technology Co Ltd
Priority to CN201810256173.8A priority Critical patent/CN108537531A/en
Publication of CN108537531A publication Critical patent/CN108537531A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

Abstract

The embodiment of the present application discloses the method and apparatus for handling information.One specific implementation mode of this method includes:In response to detecting the delivery operation of user, the payment amount of the relevant article of delivery operation is determined;Obtain the facial image of user;In response to determining to have target image of the matching degree between facial image more than predetermined matching degree threshold value in preset image collection, the corresponding account information of target image is obtained, wherein the image in image collection is corresponding with the account information of registered users;Determine whether user has obligation authority according to acquired account information and payment amount;In response to determining that user has obligation authority, payment processing is carried out according to account information.The embodiment can realize shopping operation by recognition of face on automatic vending machine.

Description

Method and apparatus for handling information
Technical field
The invention relates to field of computer technology, and in particular to the method and apparatus for handling information.
Background technology
Automatic vending machine (Vending Machine, VEM) is the machine that can pay goods automatically according to the coin of input.Automatically Vending machine is the commonly used equipment of business automation, it is not limited by time, place, can save manpower, facilitate transaction.It is a kind of Completely new retailing form, the micro supermarket for the 24 HOUR ACCESS that is otherwise known as.
Existing automatic vending machine on the market is supported have a variety of electronic payment functions in network environment, is such as believed With bankcard consumptions such as card, stored value card, mobile phone cards.Also the coupons of papery and Coin-kind be can recognize that.
Invention content
The embodiment of the present application proposes the method and apparatus for handling information.
In a first aspect, the embodiment of the present application provides a kind of method for handling information, wherein the above method includes: In response to detecting the delivery operation of user, the payment amount of the relevant article of delivery operation is determined;Obtain the face figure of user Picture;In response to determining that there is the matching degree between facial image in preset image collection is more than predetermined matching degree threshold value Target image obtains the corresponding account information of target image, wherein the account of image and registered users in image collection is believed Manner of breathing corresponds to;Determine whether the user has obligation authority according to acquired account information and payment amount;In response to true Making user has obligation authority, and payment processing is carried out according to account information.
In some embodiments, the matching degree in response to determining to have between facial image in preset image collection More than the target image of predetermined matching degree threshold value, the corresponding account information of target image is obtained, including:Facial image is sent to With the relevant server-side of delivery operation;Account information is received from server-side, wherein the account information received is server-side response There is target image of the matching degree between facial image more than predetermined matching degree threshold value in determining in preset image collection And the account information corresponding with target image obtained.
In some embodiments, account information includes account balance;And according to acquired account information and payment gold Volume determines whether the user has obligation authority, including:In response to determining that account balance is more than or equal to payment amount, determine User has obligation authority.
In some embodiments, account information includes account balance;And according to acquired account information and payment gold Volume determines whether the user has obligation authority, including:In response to detecting that facial image corresponds at least one account information, Determine the account information for being more than or equal to payment amount at least one account information with the presence or absence of account balance;If in the presence of really Determining user has obligation authority, and account balance at least one account information is more than or equal to the account information of payment amount It is exported, the account for user according to account information selection for payment.
In some embodiments, account information includes the favor information for article;And by least one account information The account information that middle account balance is more than or equal to payment amount is exported, including:According to the sequence that favor information is descending Preset number account balance is chosen from least one account information to be exported more than or equal to the account information of payment amount.
Second aspect, the embodiment of the present application provide a kind of for handling the device of information, wherein above-mentioned apparatus includes: Amount of money determination unit is configured to the delivery operation in response to detecting user, determines the payment of the relevant article of delivery operation The amount of money;Image acquisition unit is configured to obtain the facial image of user;Account acquiring unit, is configured in response to determination Go out in preset image collection and there is the target image that the matching degree between facial image is more than predetermined matching degree threshold value, obtains The corresponding account information of target image, wherein the image in image collection is corresponding with the account information of registered users;Permission Determination unit is configured to determine whether the user has obligation authority according to acquired account information and payment amount; Payment processing unit is configured to, in response to determining that user has obligation authority, payment processing be carried out according to account information.
In some embodiments, account acquiring unit is further configured to:Facial image is sent to and delivery operation Relevant server-side;Account information is received from server-side, wherein the account information received is that server-side is default in response to determining Image collection in have that matching degree between facial image obtains more than the target image of predetermined matching degree threshold value with The corresponding account information of target image.
In some embodiments, account information includes account balance;And permission determination unit is further configured to:It rings Ying Yu determines that account balance is more than or equal to payment amount, determines that user has obligation authority.
In some embodiments, account information includes account balance;And permission determination unit is further configured to:It rings Ying Yu detects that facial image corresponds at least one account information, determines and whether there is account balance at least one account information More than or equal to the account information of payment amount;If in the presence of, it is determined that user has obligation authority, and at least one account is believed Account balance is exported more than or equal to the account information of payment amount in breath, so that user is used for branch according to account information selection The account paid.
In some embodiments, account information includes the favor information for article;And permission determination unit is further It is configured to:For each account information at least one account information, according in account information favor information and payment The amount of money determines the actual delivery amount of money for account information;According to the ascending sequence of the actual delivery amount of money from least one Preset number account balance is chosen in account information to be exported more than or equal to the account information of payment amount.
The third aspect, the embodiment of the present application provide a kind of electronic equipment, including:One or more processors;Storage dress It sets, for storing one or more programs, when one or more programs are executed by one or more processors so that one or more A processor is realized such as method any in first aspect.
Fourth aspect, the embodiment of the present application provide a kind of computer-readable medium, are stored thereon with computer program, In, it is realized such as method any in first aspect when program is executed by processor.
Method and apparatus provided by the embodiments of the present application for handling information pass through recognition of face on automatic vending machine Obtain the account information of user.Then the article for making the bill payment of user be sold on automatic vending machine.So as to not borrow Help the means of payment such as mobile phone, cash and realizes shopping operation.
Description of the drawings
By reading a detailed description of non-restrictive embodiments in the light of the attached drawings below, the application's is other Feature, objects and advantages will become more apparent upon:
Fig. 1 is that this application can be applied to exemplary system architecture figures therein;
Fig. 2 is the flow chart according to one embodiment of the method for handling information of the application;
Fig. 3 is the schematic diagram according to an application scenarios of the method for handling information of the application;
Fig. 4 is the flow chart according to another embodiment of the method for handling information of the application;
Fig. 5 is the structural schematic diagram according to one embodiment of the device for handling information of the application;
Fig. 6 is adapted for the structural schematic diagram of the computer system of the electronic equipment for realizing the embodiment of the present application.
Specific implementation mode
The application is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining related invention, rather than the restriction to the invention.It also should be noted that in order to Convenient for description, is illustrated only in attached drawing and invent relevant part with related.
It should be noted that in the absence of conflict, the features in the embodiments and the embodiments of the present application can phase Mutually combination.The application is described in detail below with reference to the accompanying drawings and in conjunction with the embodiments.
Fig. 1 shows the implementation of the method for handling information or the device for handling information that can apply the application The exemplary system architecture 100 of example.
As shown in Figure 1, system architecture 100 may include vending machine 101 and server 102.
User can be interacted by wireless network or cable network with server 102 using vending machine 101.Vending machine 101 On various payment class applications can be installed.
Vending machine 101 includes camera, article outlet, shelf and display screen.User can pass through the choosing below each article Button is selected to select article, can also select cited article on a display screen.When user chooses article click clearing, sell goods Machine 101 calculates the amount of money that pay.And it calls various payment classes to apply and is selected for user.Vending machine 101 can also pass through camera shooting The facial image of head acquisition user.If vending machine 101 has prestored facial image, each facial image and at least one account Family information is corresponding, then vending machine 101 can locally carry out recognition of face.If server 102 prestores facial image and account Facial image can then be fed back to the selected payment class of user and apply corresponding server 102 by the correspondence of family information, by Server 102 carries out recognition of face.
Server 102 can be to provide the server of various services, such as provide Item Information, article to vending machine 101 Information may include the information such as item pictures, Item Title, item price, date of manufacture.Server 102 can also prestore face Image, each facial image are corresponding at least one account information.Server 102 also can receive and identify that vending machine 101 is sent out The facial image sent, to obtain the account information of user.
It should be noted that server can be hardware, can also be software.When server is hardware, may be implemented At the distributed server cluster that multiple servers form, individual server can also be implemented as.It, can when server is software To be implemented as multiple softwares or software module (such as providing Distributed Services), single software or software can also be implemented as Module.It is not specifically limited herein.
It should be noted that the method for handling information that the embodiment of the present application is provided generally is held by vending machine 101 Row, correspondingly, the device for handling information is generally positioned in vending machine 101.What the embodiment of the present application was provided is used to locate The method of reason information can also be executed by server 102, and correspondingly, the device for handling information may also be disposed on server 102 In.
It should be understood that the number of the vending machine, network and server in Fig. 1 is only schematical.According to realize needs, Can have any number of vending machine, network and server.
With continued reference to Fig. 2, the flow of one embodiment of the method for handling information according to the application is shown 200.The method for being used to handle information, includes the following steps:
Step 201, in response to detecting the delivery operation of user, the payment amount of the relevant article of delivery operation is determined.
In the present embodiment, the executive agent (such as vending machine shown in FIG. 1) of the method for handling information can lead to It crosses touch screen displaying and is placed on the information such as the picture for selling article, price in vending machine.Delivery operation may include being used to indicate Into the predetermined operation of settlement process, for example, clearing button on point touching screen, make on the touchscreen prearranged gesture or The operations such as person's blink.Vending machine can pass through the delivery operation of touch screen or camera detection to user.Delivery operation is relevant Article can be user's article that selected article or vending machine acquiescence are sold before doing delivery operation.Vending machine The article of user's selection can be detected by touch screen.Vending machine can also be by being located near article pressing for (such as below article) Key detects the article of user's selection.Total price of the relevant article of delivery operation is calculated as payment amount.Different from passing Same article can only select one in system vending machine, and the scheme of the application can select the same article of more than one piece when selecting article, also may be used Different articles is selected in a payment process.
The executive agent of method for handling information can also be server shown in FIG. 1.The server can pass through Wired connection mode or radio connection carry out the vending machine of self-help shopping using it from user and receive delivery operation information. Delivery operation information may include the price of selected article, quantity etc..Vending machine will branch after detecting the delivery operation of user It pays operation information and issues server, the payment amount of the relevant article of delivery operation is determined by server.
Step 202, the facial image of user is obtained.
In the present embodiment, can be acquired by camera near vending machine in the first preset range (such as 1 before vending machine Rice) image, then carry out image recognition.User can be prompted to be directed at camera acquisition clearly facial image.Facial image The premise of identification is the facial image registered in advance for crossing user, and facial image and the disbursement account of user are bound.For side Just it pays, face mode may be used and pay.If the executive agent of the application is server, the camera shooting of vending machine can be passed through Head obtains facial image.
Step 203, in response to determining that there is the matching degree between facial image in preset image collection is more than in advance Determine the target image of matching degree threshold value, obtains the corresponding account information of target image.
In the present embodiment, the image in image collection is corresponding with the account information of registered users.Account information can Including information such as coding of accounts, account balance, integral, discount coupons.Account can be bank account, can also be with prepayment Take, member's account of the functions such as post-paid.Account can also be the account of payment application.In the account information of one payment application It may include the information of at least one bank card.Image in image collection can directly be bound with the bank account of registered users, Also it can be bound with bank account by paying application.Different payment applications may bind identical bank account.Facial image Matching process is as follows:First, the characteristic of facial image, including visual signature, pixels statistics feature, face figure are extracted As transformation coefficient feature, facial image algebraic characteristic etc..Then, by the characteristic and face image set of the facial image of extraction The feature templates stored in conjunction scan for matching.Recognition of face is exactly that face characteristic to be identified and obtained face is special Sign template is compared, and is judged the identity information of face according to similarity degree.This process is divided into as two classes:One kind is Confirm, be the one-to-one process for carrying out image comparison, another kind of is identification, is the one-to-many process for carrying out images match comparison. Optionally, it since the original image of acquisition by various conditions due to being limited and random disturbances, tends not to directly use, because This needs to carry out the image preprocessings such as gray correction, noise filtering to it before matching.For facial image, pretreatment Process include mainly the light compensation of facial image, greyscale transformation, histogram equalization, normalization, geometric correction, filtering and Sharpen etc..
By one-to-many progress images match process, the matching of facial image and image in preset image collection can be obtained Degree.By setting matching degree threshold value, when the matching degree of some image and facial image is more than predetermined matching degree threshold in image collection The image of value, then it is assumed that the image is target image, and the corresponding account information of target image is determined as to the account letter of user Breath.
In some optional realization methods of the present embodiment, in response to determining to exist in preset image collection and people Matching degree between face image is more than the target image of predetermined matching degree threshold value, obtains the corresponding account information of target image, packet It includes:Facial image is sent to and the relevant server-side of delivery operation;Account information is received from server-side, wherein is received Account information is server-side in response to there is the matching degree between facial image in the preset image collection of determination more than predetermined The target image of matching degree threshold value and the account information corresponding with target image obtained.Executive agent (the vending machine of the application Either server), facial image can be sent to the relevant server-side of delivery operation and carry out recognition of face.Executive agent can prop up A variety of means of payment are held, each means of payment corresponds to a payment application.Executive agent can provide payment application and be selected for user, Then the selected payment application of user, payment application is called to be sent to facial image to pay the service that application provides support End.The account of the user is found according to facial image by server-side.Therefore Password Input is not only realized in facial image identification Function, also achieve account input function.
Step 204, determine whether user has obligation authority according to acquired account information and payment amount.
In the present embodiment, the information such as remaining sum, the overdraw amount of money, integral, discount coupon are may include in account information, are considered These information determine that can the account of the user meet payment amount, determine that the user has Authority TO Pay if meeting Limit.For example, although the remaining sum of the account of the user is less than payment amount, the integral of the account of user can be used as cash deduction, The amount of money after deduction if it is greater than payment amount, then still can determine that the account of the user meets payment amount plus remaining sum, Therefore the user has obligation authority.
In some optional realization methods of the present embodiment, is determined and used according to acquired account information and payment amount Whether family has obligation authority, including:In response to determining that account balance is more than or equal to payment amount, determine that user has payment Permission.For example, payment amount is 80 yuan, and account balance is 100 yuan, then the user has obligation authority.
Step 205, in response to determining that user has obligation authority, payment processing is carried out according to account information.
In the present embodiment, after step 204 determines that user has obligation authority, payment processing is carried out.It first, be from account Payment amount is deducted in family, needs account balance subtracting payment amount if being paid with account balance.If use integral, The payments such as discount coupon, coupons then carry out corresponding amount of money deduction.Then, notify the mechanical device in vending machine by user institute The article of selection is moved to the article outlet of vending machine, and user can ask for bought article.
It is a signal according to the application scenarios of the method for handling information of the present embodiment with continued reference to Fig. 3, Fig. 3 Figure.In the application scenarios of Fig. 3, user uses 300 self-help shopping of vending machine.Vending machine 300 passes through the face on touch screen 304 Payment button detects that user will pay selected article 302 and 303, and vending machine calculates the branch of the selected article of user Pay the amount of money.Then camera 301 acquires facial image 305.Vending machine 300 by server-side carry out recognition of face, inquire with The corresponding account information of 305 matched image of facial image.After vending machine 300 determines that user has obligation authority, propped up Pay processing.In addition, after paying successfully, the selected article 302 and 303 of user can also be placed into article and gone out by vending machine 300 Mouth 306 is asked for for user.
The method that above-described embodiment of the application provides obtains the account information of user by recognition of face, is believed according to account Breath carries out payment processing, so as to realize shopping operation without the help of means of payment such as mobile phone, cashes.
With further reference to Fig. 4, it illustrates the flows 400 of another embodiment of the method for handling information.The use In the flow 400 of the method for processing information, include the following steps:
Step 401, in response to detecting the delivery operation of user, the payment amount of the relevant article of delivery operation is determined.
Step 402, the facial image of user is obtained.
Step 403, in response to determining that there is the matching degree between facial image in preset image collection is more than in advance Determine the target image of matching degree threshold value, obtains the corresponding account information of target image.
In the present embodiment, facial image can be sent at least one server-side and carries out recognition of face.Wherein, each service End pays corresponding using (for example, Alipay, wechat etc.) at least one.Although different payment applications may bind identical Bank card, but pay application account information in may also include the information such as red packet.Therefore, right for different payment applications The amount of money of same article actual delivery may be different.
Step 404, in response to detecting that facial image corresponds at least one account information, at least one account information is determined In with the presence or absence of account balance be more than or equal to payment amount account information.
In the present embodiment, if the user has multiple chartered accounts, can be identified by facial image can Obtain multiple account informations.As long as there are one the account balances of account to be more than or equal to payment amount in these accounts, then it is believed that The user has obligation authority.
Step 405, and if it exists, then determine that user has obligation authority, and will be more than account at least one account information The account information that volume is more than or equal to payment amount is exported, the account for user according to account information selection for payment.
In the present embodiment, the account of selected article can be paid by filtering out in advance, and the account that Sorry, your ticket has not enough value is no longer shown. User can select effective account to carry out payment processing in this way, then will not select the account that Sorry, your ticket has not enough value.
In some optional realization methods of the present embodiment, account information includes the favor information for article;And The account information that account balance at least one account information is more than or equal to payment amount exports, including:For at least Each account information in one account information, according in account information favor information and payment amount determine be directed to the account The actual delivery amount of money of information;It chooses and presets from least one account information according to the ascending sequence of the actual delivery amount of money The account information that number account balance is more than or equal to payment amount is exported.Favor information can be absolute preferential gold Volume can also be opposite discount information.Different accounts may have it is different preferential, such as A banks Wednesday give coffee to give a discount, B banks Thursday gives a discount to milk.The favor information that different accounts can be obtained simultaneously determines that each account is real according to favor information Border payment amount.The account information of actual delivery amount of money minimum is come foremost to select for user.User does not need hand in this way It is dynamic to carry out the rate of exchange, the minimum account of the actual delivery amount of money can be selected.
Figure 4, it is seen that compared with the corresponding embodiments of Fig. 2, the method for handling information in the present embodiment Flow 400 highlight the step of being screened to account.The scheme of the present embodiment description can compare price automatically as a result,. So as to reduce purchase cost.
With further reference to Fig. 5, as the realization to method shown in above-mentioned each figure, this application provides one kind for handling letter One embodiment of the device of breath, the device embodiment is corresponding with embodiment of the method shown in Fig. 2, which can specifically answer For in various electronic equipments.
As shown in figure 5, the device 500 for handling information of the present embodiment includes:Amount of money determination unit 501, image obtain Take unit 502, account acquiring unit 503, permission determination unit 504 and payment processing unit 505.Wherein, amount of money determination unit 501 are configured to the delivery operation in response to detecting user, determine the payment amount of the relevant article of delivery operation;Image obtains Unit 502 is taken to be configured to obtain the facial image of user;Account acquiring unit 503 is configured to preset in response to determining There is the target image that the matching degree between facial image is more than predetermined matching degree threshold value in image collection, obtains target image Corresponding account information, wherein the image in image collection is corresponding with the account information of registered users;Permission determination unit 504 are configured to determine whether user has obligation authority according to acquired account information;The configuration of payment processing unit 505 is used In in response to determining that user has obligation authority, payment processing is carried out according to account information.
In the present embodiment, the amount of money determination unit 501 of the device 500 for handling information, image acquisition unit 502, The specific processing of account acquiring unit 503, permission determination unit 504 and payment processing unit 505 can be corresponded to reference chart 2 to be implemented Step 201, step 202, step 203, step 204 and step 205 in example.
In some optional realization methods of the present embodiment, account acquiring unit 503 is further configured to:By face Image is sent to and the relevant server-side of delivery operation;Account information is received from server-side, wherein the account information received is Server-side is more than predetermined matching degree threshold value in response to the matching degree existed in the preset image collection of determination between facial image Target image and the account information corresponding with target image that obtains.
In some optional realization methods of the present embodiment, account information includes account balance;And permission determines list Member 504 is further configured to:In response to determining that account balance is more than or equal to payment amount, determine that user has Authority TO Pay Limit.
In some optional realization methods of the present embodiment, account information includes account balance;And permission determines list Member 504 is further configured to:In response to detecting that facial image corresponds at least one account information, at least one account is determined It is more than or equal to the account information of payment amount in information with the presence or absence of account balance;If in the presence of, it is determined that user has Authority TO Pay Limit, and by account balance at least one account information be more than or equal to payment amount account information export, for Account of the family according to account information selection for payment.
In some optional realization methods of the present embodiment, account information includes the favor information for article;And Permission determination unit 504 is further configured to:For each account information at least one account information, believed according to the account Favor information and payment amount in breath determine the actual delivery amount of money for account information;According to the actual delivery amount of money by small Preset number account balance is chosen to big sequence from least one account information more than or equal to the account of payment amount to believe Breath is exported.
Below with reference to Fig. 6, it illustrates the computer systems 600 suitable for the electronic equipment for realizing the embodiment of the present application Structural schematic diagram.Electronic equipment shown in Fig. 6 is only an example, to the function of the embodiment of the present application and should not use model Shroud carrys out any restrictions.
As shown in fig. 6, computer system 600 includes central processing unit (CPU) 601, it can be read-only according to being stored in Program in memory (ROM) 602 or be loaded into the program in random access storage device (RAM) 603 from storage section 608 and Execute various actions appropriate and processing.In RAM 603, also it is stored with system 600 and operates required various programs and data. CPU 601, ROM 602 and RAM 603 are connected with each other by bus 604.Input/output (I/O) interface 605 is also connected to always Line 604.
It is connected to I/O interfaces 605 with lower component:Importation 606 including keyboard, mouse, touch screen etc.;Including such as The output par, c 607 of cathode-ray tube (CRT), liquid crystal display (LCD), touch screen and loud speaker etc.;Including hard disk etc. Storage section 608;And the communications portion 609 of the network interface card including LAN card, modem etc..Communications portion 609 execute communication process via the network of such as internet.Driver 610 is also according to needing to be connected to I/O interfaces 605.It is removable Medium 611, such as disk, CD, magneto-optic disk, semiconductor memory etc. are unloaded, is mounted on driver 610 as needed, with Convenient for being mounted into storage section 608 as needed from the computer program read thereon.
Particularly, in accordance with an embodiment of the present disclosure, it may be implemented as computer above with reference to the process of flow chart description Software program.For example, embodiment of the disclosure includes a kind of computer program product comprising be carried on computer-readable medium On computer program, which includes the program code for method shown in execution flow chart.In such reality It applies in example, which can be downloaded and installed by communications portion 609 from network, and/or from detachable media 611 are mounted.When the computer program is executed by central processing unit (CPU) 601, limited in execution the present processes Above-mentioned function.It should be noted that computer-readable medium described herein can be computer-readable signal media or Computer readable storage medium either the two arbitrarily combines.Computer readable storage medium for example can be --- but Be not limited to --- electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor system, device or device, or arbitrary above combination. The more specific example of computer readable storage medium can include but is not limited to:Electrical connection with one or more conducting wires, Portable computer diskette, hard disk, random access storage device (RAM), read-only memory (ROM), erasable type may be programmed read-only deposit Reservoir (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-ROM), light storage device, magnetic memory Part or above-mentioned any appropriate combination.In this application, computer readable storage medium can any be included or store The tangible medium of program, the program can be commanded the either device use or in connection of execution system, device.And In the application, computer-readable signal media may include the data letter propagated in a base band or as a carrier wave part Number, wherein carrying computer-readable program code.Diversified forms may be used in the data-signal of this propagation, including but not It is limited to electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be computer Any computer-readable medium other than readable storage medium storing program for executing, the computer-readable medium can send, propagate or transmit use In by instruction execution system, device either device use or program in connection.Include on computer-readable medium Program code can transmit with any suitable medium, including but not limited to:Wirelessly, electric wire, optical cable, RF etc., Huo Zheshang Any appropriate combination stated.
The calculating of the operation for executing the application can be write with one or more programming languages or combinations thereof Machine program code, described program design language include object oriented program language-such as Java, Smalltalk, C+ +, further include conventional procedural programming language-such as " C " language or similar programming language.Program code can Fully to execute on the user computer, partly execute, executed as an independent software package on the user computer, Part executes or executes on a remote computer or server completely on the remote computer on the user computer for part. In situations involving remote computers, remote computer can pass through the network of any kind --- including LAN (LAN) Or wide area network (WAN)-is connected to subscriber computer, or, it may be connected to outer computer (such as utilize Internet service Provider is connected by internet).
Flow chart in attached drawing and block diagram, it is illustrated that according to the system of the various embodiments of the application, method and computer journey The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation A part for a part for one module, program segment, or code of table, the module, program segment, or code includes one or more uses The executable instruction of the logic function as defined in realization.It should also be noted that in some implementations as replacements, being marked in box The function of note can also occur in a different order than that indicated in the drawings.For example, two boxes succeedingly indicated are actually It can be basically executed in parallel, they can also be executed in the opposite order sometimes, this is depended on the functions involved.Also it to note Meaning, the combination of each box in block diagram and or flow chart and the box in block diagram and or flow chart can be with holding The dedicated hardware based system of functions or operations as defined in row is realized, or can use specialized hardware and computer instruction Combination realize.
Being described in unit involved in the embodiment of the present application can be realized by way of software, can also be by hard The mode of part is realized.Described unit can also be arranged in the processor, for example, can be described as:A kind of processor packet Include amount of money determination unit, image acquisition unit, account acquiring unit, permission determination unit and payment processing unit.Wherein, these The title of unit does not constitute the restriction to the unit itself under certain conditions, for example, amount of money determination unit can also be retouched It states as " in response to detecting the delivery operation of user, determining the unit of the payment amount of the relevant article of delivery operation ".
As on the other hand, present invention also provides a kind of computer-readable medium, which can be Included in device described in above-described embodiment;Can also be individualism, and without be incorporated the device in.Above-mentioned calculating Machine readable medium carries one or more program, when said one or multiple programs are executed by the device so that should Device:In response to detecting the delivery operation of user, the payment amount of the relevant article of delivery operation is determined;Obtain the people of user Face image;In response to determining that there is the matching degree between facial image in preset image collection is more than predetermined matching degree threshold The target image of value obtains the corresponding account information of target image, wherein the account of image and registered users in image collection Family information is corresponding;Determine whether user has obligation authority according to acquired account information and payment amount;In response to true Making user has obligation authority, and payment processing is carried out according to account information.
Above description is only the preferred embodiment of the application and the explanation to institute's application technology principle.People in the art Member should be appreciated that invention scope involved in the application, however it is not limited to technology made of the specific combination of above-mentioned technical characteristic Scheme, while should also cover in the case where not departing from the inventive concept, it is carried out by above-mentioned technical characteristic or its equivalent feature Other technical solutions of arbitrary combination and formation.Such as features described above has similar work(with (but not limited to) disclosed herein Can technical characteristic replaced mutually and the technical solution that is formed.

Claims (12)

1. a kind of method for handling information, wherein the method includes:
In response to detecting the delivery operation of user, the payment amount of the relevant article of delivery operation is determined;
Obtain the facial image of the user;
In response to determining that there is the matching degree between the facial image in preset image collection is more than predetermined matching degree The target image of threshold value obtains the corresponding account information of the target image, wherein image in described image set with noted The account information of volume user is corresponding;
Determine whether the user has obligation authority according to acquired account information and the payment amount;
In response to determining that the user has obligation authority, payment processing is carried out according to the account information.
2. according to the method described in claim 1, wherein, it is described in response to determine to exist in preset image collection with it is described Matching degree between facial image is more than the target image of predetermined matching degree threshold value, obtains the corresponding account letter of the target image Breath, including:
The facial image is sent to and the relevant server-side of the delivery operation;
Account information is received from the server-side, wherein the account information received is that the server-side is default in response to determining Image collection in there is matching degree between the facial image and obtained more than the target image of predetermined matching degree threshold value Account information corresponding with the target image.
3. method according to claim 1 or 2, wherein the account information includes account balance;And
Account information and the payment amount acquired in the basis determine whether the user has obligation authority, including:
In response to determining that the account balance is more than or equal to the payment amount, determine that the user has obligation authority.
4. according to the method described in claim 2, wherein, the account information includes account balance;And
Account information and the payment amount acquired in the basis determine whether the user has obligation authority, including:
In response to detecting that the facial image corresponds at least one account information, determining at least one account information is It is no that there are the account informations that account balance is more than or equal to the payment amount;
If in the presence of, it is determined that the user has obligation authority, and account balance at least one account information is big It is exported in the account information equal to the payment amount, the account for the user according to account information selection for payment Family.
5. according to the method described in claim 4, wherein, the account information includes the favor information for the article;With And
The account information that account balance at least one account information is more than or equal to the payment amount carries out defeated Go out, including:
For each account information at least one account information, according in account information favor information and the branch It pays the amount of money and determines the actual delivery amount of money for being directed to account information;
Preset number account is chosen from least one account information according to the ascending sequence of the actual delivery amount of money The account information that remaining sum is more than or equal to the payment amount is exported.
6. a kind of for handling the device of information, wherein described device includes:
Amount of money determination unit is configured to the delivery operation in response to detecting user, determines the relevant article of delivery operation Payment amount;
Image acquisition unit is configured to obtain the facial image of the user;
Account acquiring unit is configured in response to determining to exist between the facial image in preset image collection Matching degree is more than the target image of predetermined matching degree threshold value, obtains the corresponding account information of the target image, wherein the figure Image during image set closes is corresponding with the account information of registered users;
Permission determination unit is configured to determine whether the user has obligation authority according to acquired account information;
Payment processing unit, be configured in response to determine the user have obligation authority, according to the account information into Row payment processing.
7. device according to claim 6, wherein the account acquiring unit is further configured to:
The facial image is sent to and the relevant server-side of the delivery operation;
Account information is received from the server-side, wherein the account information received is that the server-side is default in response to determining Image collection in there is matching degree between the facial image and obtained more than the target image of predetermined matching degree threshold value Account information corresponding with the target image.
8. the device described according to claim 6 or 7, wherein the account information includes account balance;And
The permission determination unit is further configured to:
In response to determining that the account balance is more than or equal to the payment amount, determine that the user has obligation authority.
9. device according to claim 7, wherein the account information includes account balance;And
The permission determination unit is further configured to:
In response to detecting that the facial image corresponds at least one account information, determining at least one account information is It is no that there are the account informations that account balance is more than or equal to the payment amount;
If in the presence of, it is determined that the user has obligation authority, and account balance at least one account information is big It is exported in the account information equal to the payment amount, the account for the user according to account information selection for payment Family.
10. device according to claim 9, wherein the account information includes the favor information for the article;With And
The permission determination unit is further configured to:
For each account information at least one account information, according in account information favor information and the branch It pays the amount of money and determines the actual delivery amount of money for being directed to account information;
Preset number account is chosen from least one account information according to the ascending sequence of the actual delivery amount of money The account information that remaining sum is more than or equal to the payment amount is exported.
11. a kind of electronic equipment, including:
One or more processors;
Storage device, for storing one or more programs,
When one or more of programs are executed by one or more of processors so that one or more of processors are real The now method as described in any in claim 1-5.
12. a kind of computer-readable medium, is stored thereon with computer program, wherein real when described program is executed by processor The now method as described in any in claim 1-5.
CN201810256173.8A 2018-03-27 2018-03-27 Method and apparatus for handling information Pending CN108537531A (en)

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