CN109447621A

CN109447621A - Method of payment and equipment

Info

Publication number: CN109447621A
Application number: CN201811126814.4A
Authority: CN
Inventors: 林成龙
Original assignee: Beijing Baidu Netcom Science and Technology Co Ltd
Current assignee: Baidu Online Network Technology Beijing Co Ltd; Beijing Baidu Netcom Science and Technology Co Ltd
Priority date: 2018-09-26
Filing date: 2018-09-26
Publication date: 2019-03-08

Abstract

The embodiment of the present application provides a method of payment and device, this method, comprising: obtains the first facial image and total amount from terminal, includes N faces, N >=2 in first facial image；According to N faces, the quantity M, M≤N+1 of pending payment user are determined；According to the quantity M of the total amount and pending payment user, single payment amount is determined；Obtain M the first account informations of M pending payment user；For each first account information, first account information, the single payment amount are sent to payment system corresponding with first account information, so that the payment system withholds to the corresponding account of the first account information.Payment process in the application is simple and direct and payment efficiency is high.

Description

Method of payment and equipment

Technical field

The invention relates to field of computer technology more particularly to a kind of methods of payment and equipment.

Background technique

It is needed under the scene that multiple pending payment users collect money in user to be collected money, often user to be collected money voluntarily calculates Each pending payment user should pay how many money to oneself, alternatively, pending payment user's row, which calculates, oneself should pay how many money to due-in Money user, then each pending payment user voluntarily carries out the operation to user-pay to be collected money.

Above-mentioned method of payment, process is cumbersome, and payment efficiency is low.

Summary of the invention

The embodiment of the present application provides a kind of method of payment, and payment process is simple and direct and payment efficiency is high.

In a first aspect, the embodiment of the present application provides a kind of method of payment characterized by comprising

The first facial image and total amount are obtained from terminal, includes N faces in first facial image；N≥2；

According to N faces, the quantity M, M≤N+1 of pending payment user are determined；

According to the quantity M of the total amount and the pending payment user, single payment amount is determined；

Obtain M the first account informations of M pending payment user；

For each first account information, by first account information, the single payment amount be sent to it is described The corresponding payment system of first account information, so that the payment system detains the corresponding account of first account information Money.

In a kind of possible design, at least partly face in first facial image is associated with markup information；? It is described according to N faces, before the quantity M for determining pending payment user, further includes:

The attribute of the user of the terminal is obtained from the terminal, the attribute is beneficiary or paying party or non-receipts The non-paying party in money side；

It is described that faces are opened according to N, determine the quantity M of pending payment user, comprising:

Determine the L faces that markup information is associated in the N faces；

According to the attribute of the L and the user of the terminal, the quantity M of pending payment user is determined.

In a kind of possible design, according to the attribute of the L and the user of the terminal, the number of pending payment user is determined Measure M, comprising:

If the attribute of the user of the terminal is beneficiary or the non-paying party of non-beneficiary, it is determined that pending payment user's Quantity M is equal to L.

In a kind of possible design, if the attribute is paying party, described according to N faces, determine that pending payment is used Before the quantity M at family, further include；

Instruction information is obtained from the terminal, the instruction information indicates in the N facial image whether to include described The user of terminal；

The attribute according to the L and the user of the terminal determines the quantity M of pending payment user, comprising:

If the attribute of the user of the terminal is paying party and the instruction information indicates that in N facial images do not include institute State the user of terminal, it is determined that the quantity M of pending payment user is equal to L and adds 1；

Alternatively,

If the attribute of the user of the terminal is paying party and the instruction information indicates in N facial images to include described The user of terminal, it is determined that the quantity M of pending payment user is equal to L.

In a kind of possible design, it is stored between multiple second facial images and multiple described second facial images and deposits Incidence relation, described according to N faces, before the quantity M for determining pending payment user, further includes:

The attribute of the user of the terminal is obtained from terminal, the attribute is beneficiary or paying party or non-beneficiary Non- paying party；

According to the attribute of the user of the terminal, N faces and the incidence relations, the quantity M of pending payment user is determined.

In a kind of possible design, the attribute of the user according to the terminal, N faces are associated with described System, determines the quantity M of pending payment user, comprising:

If the attribute be beneficiary or the non-paying party of non-beneficiary, it is determined that in multiple described second facial images with The N matched N of face third facial images；

Third facial image with incidence relation in the N third facial images is divided into one group, obtains K group face Image, and determine that the K is the quantity M of the pending payment user.

The first identifier of the user of instruction information and the terminal is obtained from terminal, the instruction information is used to indicate described In N facial images whether include the terminal user；

The attribute of the user according to the terminal, N faces and the incidence relations, determine the number of pending payment user Measure M, comprising:

If the attribute is paying party and the instruction information indicates that in the N facial images do not include the terminal User, it is determined that marked in multiple described second facial images with the N matched N of face third facial images and with first Know associated 4th facial image；

Facial image with incidence relation in N+1 facial images is divided into one group, obtains K group facial image, the N + 1 facial image includes N third facial images and the 4th facial images, and determines that the K is the pending payment user Quantity M；

Alternatively,

If the attribute is paying party and the instruction information indicates the use including the terminal in the N facial images Family, it is determined that open third facial images with the N matched N of face in multiple described second facial images；

In a kind of possible design, multiple second facial images are stored with, the M for obtaining M pending payment user is a First account information, comprising:

From multiple described second facial images, obtain and the L matched L of face target facial images；

It obtains and the L of the L target facial image associated storages the first account information, M=L；

Alternatively,

From multiple second facial images of storage, obtains and open first object facial images with the L matched L of face, with And obtain the second target facial image in multiple second facial images with first identifier associated storage, the first identifier be from The mark of the user for the terminal that the terminal obtains；

It obtains and the L+1 of the L+1 target facial image associated storages the first account information, L+1 target faces Image includes: L first object facial images and a second target facial images, M=L+1.

In a kind of possible design, the M for obtaining M pending payment user first account information, comprising:

A facial image is selected from every group of facial image, obtains K target facial images；

It obtains and the K of the K target facial image associated storages the first account information, M=K.

It is described that a facial image is selected from every group of facial image in a kind of possible design, obtain K target persons Face image, comprising:

Obtain the priority for each facial image that every group of facial image includes；

According to the third facial image of highest priority in every group of facial image, the K target facial images are obtained.

In a kind of possible design, further includes:

The second identifier of user to be collected money is obtained from terminal, and obtains the second account with the second identifier associated storage Information；

First account information, the single payment amount are then sent to branch corresponding with first account information The system of paying, comprising:

First account information, the single payment amount, second account information are sent to and described first The corresponding payment system of account information.

Second aspect, the embodiment of the present application provide a kind of method of payment, comprising:

Obtain the first facial image；

Obtain the mark instruction of user's input；

It is instructed according to the mark, generates markup information, the people being selected in the markup information and the first facial image Face is associated, obtains the first facial image for being associated with markup information；

To the first facial image for being associated with markup information described in server transmission.

The third aspect, the embodiment of the present application provide a kind of electronic equipment, comprising: processor, transceiver and communication bus, institute Processor is stated to couple with memory；Communication bus is for connecting the processor and the transceiver；

The memory is used for, and stores computer program；

The transceiver is used for, and is obtained the first facial image and total amount from terminal, is included N in first facial image Open face；N≥2

The processor is used for, and calls the computer program stored in the memory, according to N faces, is determined wait pay Quantity M, the M≤N+1 of money user determines single payment amount according to the quantity M of the total amount and the pending payment user, Obtain M the first account informations of M pending payment user；

The transceiver is also used to, for each first account information, by first account information, the single payment The amount of money is sent to payment system corresponding with first account information, so that the payment system is to first account information Corresponding account is withholdd.

In a kind of possible design, the transceiver is also used to, and the category of the user of the terminal is obtained from the terminal Property, the attribute is beneficiary or paying party or the non-paying party of non-beneficiary；

The processor is specifically used for, and the L faces that markup information is associated in the N faces is determined, according to the L With the attribute of the user of the terminal, the quantity M of pending payment user is determined.

In a kind of possible design, the electronic equipment is stored with multiple second facial images and multiple described second people Existing incidence relation between face image, the transceiver are also used to, and the attribute of the user of the terminal is obtained from terminal, described Attribute is beneficiary or paying party or the non-paying party of non-beneficiary；

The processor is specifically used for, according to the attribute of the user of the terminal, N faces and the incidence relations, really Determine the quantity M of pending payment user.

In a kind of possible design, the electronic equipment is stored with multiple second facial images, the processing implement body For:

Alternatively,

In a kind of possible design, the processor is specifically used for:

In a kind of possible design, the electronic equipment further includes the memory.

The third aspect, the embodiment of the present application provide a kind of readable storage medium storing program for executing, including program or instruction, when described program or When instruction is run on computers, the method in first aspect and any possible design of first aspect is performed.

In the application, without each pending payment user voluntarily to user-pay to be collected money, the efficiency of payment is improved.Together When, since the present processes can determine the number of the user of actual needs payment according to the face for including in the first facial image Amount, therefore, in the first facial image comprising do not need payment user face when, it is also possible that payment process correctly into Row.That is, user of the method for payment of the application in addition to not needing payment suitable for the first facial image The case where face, is also applied in the first facial image including the case where not needing the face of the user of payment, i.e., to the first The requirement of face image is not harsh, when needing the user that pays the bill and the user for not needing payment is on the scene simultaneously, simplifies shooting the The process of one facial image improves the efficiency of the first facial image of shooting.

Detailed description of the invention

In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is this Shen Some embodiments please for those of ordinary skill in the art without any creative labor, can be with It obtains other drawings based on these drawings.

Fig. 1 is the interaction figure one of method of payment provided by the embodiments of the present application；

Fig. 2 is the interaction figure two of method of payment provided by the embodiments of the present application；

Fig. 3 A is user interface schematic diagram one provided by the embodiments of the present application；

Fig. 3 B is user interface schematic diagram two provided by the embodiments of the present application；

Fig. 3 C is user interface schematic diagram three provided by the embodiments of the present application；

Fig. 3 D is user interface schematic diagram four provided by the embodiments of the present application；

Fig. 3 E is user interface schematic diagram five provided by the embodiments of the present application；

Fig. 3 F is user interface schematic diagram six provided by the embodiments of the present application；

Fig. 3 G is user interface schematic diagram seven provided by the embodiments of the present application；

Fig. 3 H is user interface schematic diagram eight provided by the embodiments of the present application；

Fig. 4 is the interaction figure three of method of payment provided by the embodiments of the present application；

Fig. 5 is user interface schematic diagram nine provided by the embodiments of the present application；

Fig. 6 is the interaction figure three of method of payment provided by the embodiments of the present application；

Fig. 7 is the interaction figure four of method of payment provided by the embodiments of the present application；

Fig. 8 is the structural schematic diagram of electronic equipment provided by the embodiments of the present application.

Specific embodiment

To keep the purposes, technical schemes and advantages of the embodiment of the present application clearer, below in conjunction with the embodiment of the present application In attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is Some embodiments of the present application, instead of all the embodiments.Based on the embodiment in the application, those of ordinary skill in the art Every other embodiment obtained without making creative work, shall fall in the protection scope of this application.

It is needed under the scene that multiple pending payment users collect money in user to be collected money, multiple pending payment users are to due-in Money user pays cumbersome problem, proposes this programme.Below with reference to specific embodiment, illustrate the method for payment of the application.

Fig. 1 is the interaction figure one of method of payment provided by the embodiments of the present application；Referring to Fig. 1, the method for the present embodiment includes:

Step S101, terminal obtains the first facial image and payment total amount, includes N faces, N in the first facial image ≥2；

Step S102, terminal sends the first facial image and total amount to server；

Step S103, server determines the quantity M, M≤N+1 of the user of pending payment according to N faces；

Step S104, according to the quantity M of the total amount and the user of pending payment, single payment amount is determined；

Step S105, M the first account informations of M pending payment user are obtained；

Step S106, for each the first account information, first account information, the single payment amount are sent out It send to payment system corresponding with first account information；

Step S107, payment system withholds to the corresponding account of the first account information.

Specifically, the method for the present embodiment is suitable in the field that user to be collected money needs to collect money to multiple pending payment users Scape, total amount refers to payment total amount in the present embodiment.

Optionally, when the user that collects money needs to collect money to multiple pending payment users, the first terminal of user to be collected money can Obtaining includes N₁Open the first facial image a and total amount of face, wherein total amount is the user interface by the first terminal Input.If that only include in first facial image a is the face of each pending payment user, N₁With the number of pending payment user Measure it is identical, if further including the people of the family members of pending payment user in addition to the face including each pending payment user in the first facial image a Face (such as when having a dinner party, family members can not pay the bill), at this point, N₁Greater than the quantity of pending payment user.

Optionally, in any when the user that collects money needs to collect money to multiple pending payment users, in multiple pending payment users The second terminal of target payment user can be obtained including N₂The the first facial image b and total amount of face, wherein total amount is It is inputted by the user interface of the second terminal.Based on above-mentioned same analysis, N₂Quantity equal to pending payment user adds 1 (under non-self-timer mode), N₂Quantity identical equal to the quantity of pending payment user or greater than pending payment user.

Optionally, when the user that collects money needs to collect money to multiple pending payment users, non-payment user and non-use to be collected money The third terminal at family can be obtained including N₃Open the first facial image c and total amount of face, wherein total amount is by the third The user interface input of terminal.Based on above-mentioned same analysis, N₃It is identical equal to the quantity of pending payment user or be greater than to The quantity of payment user.

It, will be the first after first terminal or second terminal or third terminal get the first facial image and total amount Face image and total amount are sent to the server.Since the N for including in the first facial image opens faces and must be entirely wait pay The face of money user may include the family members of pending payment user, alternatively, the N for including in the first facial image faces, not Face including all pending payment users, server can determine the quantity M, M≤N+1 of the user of pending payment according to N faces.

Wherein, the quantity that the face of markup information is associated in faces can be opened by the N for including in the first facial image, really Determine the quantity M of the user of pending payment, can also be opened between the corresponding N number of users of face by the N for including in the first facial image Relationship determines the quantity M of the user of pending payment.

After the quantity M for the user that pending payment has been determined, in order to realize branch of multiple pending payment users to user to be collected money It pays, needs the server to obtain the first account information of single payment amount and each pending payment user, by single payment amount It is sent to corresponding payment system with the first account information of pending payment user, payment system completes the account to pending payment user Withhold.Wherein, account information includes: payment information, name of user etc.；Payment information such as can be Alipay account number, Bank Account Number, wechat account etc..It is understood that due to the disbursement letter for including in the first account information of each pending payment user Ceasing corresponding payment platform (such as corresponding wechat payment platform of wechat account, Alipay account counterpart expenditure treasured platform) can Can be inconsistent, therefore, the different corresponding payment systems of pending payment user may not be identical.

For single payment amount, which can determine one according to the quantity M of the total amount and the user of pending payment Payment amount, i.e., single payment amount are equal to total amount divided by M.

For the first account information, which can be according to multiple of the N in the first facial image faces and storage the Two facial images determine the corresponding M target facial image of M pending payment user in multiple second facial images, with M targets M the first account informations of facial image associated storage are the first account information of each pending payment user.

Wherein, multiple second facial images are stored in the server, every second facial image associated storage has correspondence User mark and account information.Multiple second facial images and every second facial image stored in the server close The mark and account information of the user of connection, can be user registration for realizing the present embodiment method in application, by with The terminal at family is sent to server.

Further, after paying successfully, which receives each pending payment user payment successfully from each payment system Message, and the instruction accordingly successful message of user-pay to be collected money is sent to corresponding terminal.

It collects money successful message in addition, the server also receives instruction from each payment system, and to the end of user to be collected money End sends the successful message of instruction gathering.

In the present embodiment, without each pending payment user voluntarily to user-pay to be collected money, the efficiency of payment is improved.Together When, since the method for the present embodiment can determine the number of the user of actual needs payment according to the face for including in the first facial image Amount, therefore, in the first facial image comprising do not need payment user face when, it is also possible that payment process correctly into Row.That is, user of the method for payment of the present embodiment in addition to not needing payment suitable for the first facial image Face the case where, be also applied in the first facial image include do not need payment user face the case where, i.e., to first The requirement of facial image is not harsh, when needing the user to pay the bill and the user for not needing payment is on the scene simultaneously, simplifies shooting The process of first facial image improves the efficiency of the first facial image of shooting.

A upper embodiment is described in detail using several specific embodiments below.

Firstly, being that user to be collected money or the non-payment of non-user to be collected money are used to the user for the terminal for obtaining the first facial image A kind of method of payment when family is illustrated.Fig. 2 is the interaction figure two of method of payment provided by the embodiments of the present application, referring to fig. 2, The method of the present embodiment, comprising:

Step S201, terminal obtains the first facial image, includes N faces, N >=2 in the first facial image；

Step S202, the terminal obtains the mark instruction of user's input, is instructed according to the mark, generates markup information, and Markup information is associated with the face being selected in first facial image, obtains the first face figure for being associated with markup information Picture；

Step S203, the terminal obtains total amount；

Step S204, the terminal obtains the attribute of the user of terminal；The attribute is beneficiary or the non-paying party of non-beneficiary；

Step S205, the terminal obtains the second identifier of user to be collected money；

Step S206, the terminal sends the first facial image for being associated with markup information, the total amount, the use of the terminal The attribute at family and the second identifier are to server；

Step S207, the server determines the L faces that markup information is associated in N faces；

Step S208, the server determines that the quantity M of pending payment user is equal to L；

Step S209, the server determines single payment amount according to the quantity M of the total amount and the user of pending payment；

Step S210, the server obtains and the L the matched L of face from multiple second facial images of storage Target facial image；Obtain L the first account informations of the L target facial image associated storages, M=L；

Step S211, the server obtains the second account information with the second identifier associated storage of user to be collected money；

Step S212, for each the first account information, the server is by first account information, the single branch It pays the amount of money and second account information is sent to payment system corresponding with first account information.

Specifically, step S201~step S202, terminal are shot to obtain the first facial image including N faces； User is instructed by clicking the face input mark of the pending payment user on the original facial image, and terminal receives mark instruction Afterwards, the face (face i.e. selected face that are clicked) being clicked in the original facial image is labeled, i.e., Terminal can generate markup information, and by markup information and selected face associated, obtain be associated with markup information first Facial image.Wherein, the user of input mark instruction can be the user of the terminal, can also be other users；Input mark refers to The user of order can be a user, can also be multiple users, for example the user oneself of pending payment clicks on the first facial image The face of oneself.

It is understood that the full choosing in user interface can be clicked if N faces are the face of pending payment user entirely Icon, input mark instruction, N faces are all associated with markup information at this time.

Total amount is inputted by the user interface of the terminal for step S203, user, terminal obtains the total amount；Its In, the user for inputting total amount can be the user of the terminal, can also be other users.

For step S204, user by attribute-beneficiary of the user of the user interface input terminal of the terminal or The non-non- paying party of beneficiary, terminal obtain the attribute；Wherein, the user of the attribute of the user of input terminal can be the use of the terminal Family can also be other users.

If for step S205, the terminal be user to be collected money terminal, the first identifier of the user of the terminal and to The second identifier of gathering user is identical, inputs without user.If the terminal is the user that attribute is the non-paying party of non-beneficiary Terminal, then user inputs the second identifier of user to be collected money by user interface, if having a dinner party than user in the restaurant A, eventually The non-paying party of the non-beneficiary of attribute-inputted according to user is held, can show that input determines the second mark of user to be collected money to user The interface of knowledge, user choose or input the mark in the restaurant A, and terminal has just got the second identifier of user to be collected money.

The first facial image for being associated with markup information, the total amount, the terminal is sent for step S206, the terminal User attribute and the second identifier be sent to server.

After receiving above- mentioned information for step S207~step S208, the server, determines in N faces and be associated with mark It infuses the quantity L of the face of information and opens faces to get to L, since the attribute of the user of the terminal is that beneficiary or non-beneficiary are non- Paying party, according to step S202 it is found that the face quantity L for being associated with markup information is the quantity M of the user of pending payment.

For step S209, referring to the elaboration in a upper embodiment, no longer illustrated in this implementation.

For step S210, which obtains and matches with the L faces from multiple second facial images of storage L target facial images；Obtain the first account letter of every target facial image associated storage in the L target facial images Breath, obtains L the first account informations, and M=L, the L the first account informations are M the first account letters of M pending payment user Breath.

Specifically, in a kind of mode, for each face in L facial images, which can calculate storage Multiple second facial images in similarity with a face, similarity is maximum and has been more than the second face of preset threshold Image be and the matched target facial image of a facial image；Finally obtain L target facial images.

In a further mode of operation, for each face in L facial images, which can calculate multiple of storage In second facial image at a distance from a face, distance it is most short and be less than preset threshold the second facial image be and this The matched target facial image of one facial image；Finally obtain L target facial images.

First account information of the respective associated storage of L target facial images, as M pending payment user in the server M the first account informations.

Step S211, the server are obtained and believed with the second account of the second identifier associated storage of user to be collected money Breath.

For step S212, for each the first account information, the server is by first account information, the list People's payment amount and second account information are sent to payment system corresponding with first account information；It is understood that It is that the payment system includes the corresponding payment platform of the first account information and the corresponding payment platform of the second account information.

Fig. 3 A is user interface schematic diagram one provided by the embodiments of the present application, and Fig. 3 B is user provided by the embodiments of the present application Interface schematic diagram two, Fig. 3 C are user interface schematic diagram three provided by the embodiments of the present application, and Fig. 3 D provides for the embodiment of the present application User interface schematic diagram four, Fig. 3 E be user interface schematic diagram five provided by the embodiments of the present application, Fig. 3 F be the application implement The user interface schematic diagram six that example provides, Fig. 3 G are user interface schematic diagram seven provided by the embodiments of the present application, and Fig. 3 H is this Shen Please embodiment provide user interface schematic diagram eight.

Referring to Fig. 3 A~Fig. 3 D, in the application of the method for realizing the present embodiment, (for example payment shown in Fig. 3 A is answered With) user interface map 3A in click shooting figure mark, into shooting interface, as shown in Figure 3B, click Fig. 3 B in shooting icon Afterwards, obtain showing the interface as shown in Figure 3 C of the first facial image, user chooses in the first facial image at least partly It after face, clicks and determines that icon obtains the interface of Fig. 3 D, user property choice box, total amount input are shown in the interface of Fig. 3 D Frame；The user property in the interface of Fig. 3 D is clicked, shows the interface of Fig. 3 E.

If the attribute that terminal is got is beneficiary, select user property and input total by the interface of Fig. 3 E in user After the amount of money, clicks and determine icon, as illustrated in Figure 3 F, terminal sends first facial image for being associated with markup information, total gold Volume, the terminal user attribute and the user that pays the bill second identifier (first identifier of the user of the terminal) to server.

If the attribute that terminal is got is " the non-non- paying party of beneficiary ", user selects user to belong to by the interface of Fig. 3 E Property-" other " and input after after total amount (as shown in Figure 3 G), click and determine icon, obtain the interface of Fig. 3 H, the interface of Fig. 3 H In show the input frame for inputting the second identifier of user to be collected money, user inputs the second identifier of user to be collected money, clicks true Determine icon, terminal send this be associated with the first facial image of markup information, the total amount, the terminal user attribute and should Second identifier is to server.

In addition, mark instruction, i.e., no step can not also be inputted if N faces are the face of pending payment user entirely Step is not present at this point, the first facial image being sent in server in step S206 is not associated with markup information in S202 S207, in step S208, server determines that the quantity M of pending payment user is equal to N.

Server is associated with the first facial image of markup information by obtaining in the present embodiment, according to the first facial image In include N faces in be associated with markup information the quantity of face determine the quantity M for needing the user to pay the bill, realize root The purpose of the quantity of the user of actual needs payment is determined according to the N for including in the first facial image faces, and is simple and efficient.

It should be understood that magnitude of the sequence numbers of the above procedures are not meant that the order of the execution order, the execution of each process is suitable Sequence should be determined by its function and internal logic, and the implementation process without coping with the embodiment of the present application constitutes any restriction.

Secondly, being said to a kind of method of payment when the user for the terminal for obtaining the first facial image is payment user It is bright.Fig. 4 is the interaction figure two of method of payment provided by the embodiments of the present application, referring to fig. 4, the method for the present embodiment, comprising:

Step S301, terminal obtains the first facial image, includes N faces, N >=2 in the first facial image；

Step S302, the terminal obtains the mark instruction of user's input, is instructed according to the mark, generates markup information, and Markup information is labeled with the face being selected in first facial image, obtains the first face for being associated with markup information Image；

Step S303, the terminal obtains total amount；

Step S304, the terminal obtains the attribute of the user of terminal；The attribute is paying party；

Step S305, the terminal obtains the second identifier and instruction information of user to be collected money, the instruction information indicate this In one facial image whether include the terminal user；

Step S306, the terminal sends the use of the first facial image, the total amount and the terminal that are associated with markup information The attribute at family, the first identifier of the terminal user, second identifier and the instruction information are to server；

Step S307, the server determines the L face that markup information is associated in N faces；

If step S308, the instruction information indicate do not include in first facial image terminal user, the server Determine that the quantity M of pending payment user is equal to L and adds 1；

Step S309, the server determines single payment amount according to the quantity M of the total amount and the user of pending payment；

Step S310, the server is from multiple second facial images of storage, obtains and L the matched L of face the One target facial image, and obtain the second target face figure in multiple second facial images with first identifier associated storage Picture；It obtains and the L+1 of L+1 target facial image associated storages the first account information, M=L+1；L+1 target face figures As including: L first object facial images and a second target facial images；

Step S311, the server obtains the second account information with second identifier associated storage；

Step S312, for each the first account information, the server is by first account information, the single branch It pays the amount of money and second account information is sent to payment system corresponding with first account information.

Specifically, in step S301~step S306 with the phase in step S201~step S206 in a upper embodiment With content, repeat no more in the present embodiment.In this embodiment, which can also be sent to the first identifier of terminal user Server.

For indicating information: if the non-self-timer mode that the user of terminal selects when shooting first facial image, first Face in facial image does not include the face of the user of the terminal, if the self-timer mode of selection, in the first facial image Face includes the face of the user of the terminal.

In order to enable the server knows the quantity of pending payment user and the relationship of L, user's input is got in terminal After attribute is paying party, obtain instruction information, instruction information user indicate in first facial image whether include terminal use Family, and instruction information is sent to the server.Wherein, the method which obtains instruction information can are as follows: gets in terminal User input attribute be paying party after, to user show input the instruction information interface.A upper embodiment is shown to user It can be the same interface that input, which determines the interface of the second identifier of user to be collected money and inputs the interface of the instruction information,.

In this embodiment, due to the attribute of the terminal user be paying party, the first identifier of the terminal user and The second identifier of user to be collected money is not identical.

For step S307, referring to the elaboration in step S207 in a upper embodiment, details are not described herein again.

If step S308, the instruction information are indicated do not include in first facial image terminal user, the clothes Business device determines that the quantity M of pending payment user is equal to L and adds 1.

If the instruction information indicate do not include in first facial image terminal user, which determines pending payment The quantity M of user is equal to L.

For step S309, referring to the elaboration in embodiment shown in Fig. 2, repeated no more in this implementation.

For step S310, if the instruction information indicate do not include in first facial image terminal user, should Server obtains from multiple second facial images of storage and opens first object facial images with the L matched L of face, and Obtain the second target facial image in multiple second facial images with first identifier associated storage；It obtains and L+1 target persons L+1 the first account informations of face image associated storage, M=L+1；L+1 target facial images include: L first object people Face image and a second target facial image.

If the instruction information indicate include in first facial image terminal user, the server is from the more of storage It opens in the second facial image, obtains and the L matched L of face target facial images；It obtains and is associated with L target facial images L the first account informations of storage, M=L.

Step S311~S212 is referring to the elaboration in step S211~S212 in a upper embodiment, and details are not described herein again.

Fig. 5 is user interface schematic diagram nine provided by the embodiments of the present application.If the attribute selected in the interface of Fig. 3 E for Paying party after user inputs user property and total amount, is clicked after determining icon, obtains the interface of Fig. 5, showing in the interface of Fig. 5 It is shown with the input frame for inputting the second identifier of user to be collected money, also shows the input frame of screening-mode, user can input due-in The second identifier and screening-mode of money user, clicks and determines icon, and terminal sends the first face figure for being associated with markup information As, the attribute of the user of the total amount, the terminal, the second identifier and instruction information-screening-mode to server.

Then, when being gathering user or the non-payment user of non-gathering user to the user for the terminal for obtaining the first facial image Another method of payment be illustrated.Fig. 6 is the interaction figure two of method of payment provided by the embodiments of the present application, referring to Fig. 6, originally The method of embodiment, comprising:

Step S401, terminal obtain the first facial image, total amount, terminal user attribute；The attribute is beneficiary Or the non-non- paying party of beneficiary；

Step S402, the terminal obtains the second identifier of user to be collected money；

Step S403, the terminal send first facial image, the total amount and the terminal user attribute and this Two marks are sent to server；

Step S404, the server, which determines in multiple second facial images of storage, opens the third party with the N matched N of face Third facial image with incidence relation in N third facial images is divided into one group, obtains K group facial image by face image, Determine that the K is the quantity M of pending payment user；The server is stored with the incidence relation between multiple second facial images；

Step S405, the server determines single payment amount according to the quantity M of the total amount and the user of pending payment；

Step S406, the server selects a facial image from every group of facial image, obtains K target face figures Picture obtains and the K of K target facial image associated storages the first account information, M=K；

Step S407, the server obtains the second account information with user's second identifier associated storage to be collected money；

Step S408, for each the first account information, the server is by first account information, the single branch It pays the amount of money and second account information is sent to payment system corresponding with first account information.

Specifically, for step S401~step S403 referring to the elaboration of the correlation step in embodiment shown in Fig. 2.

For step S404, the server determine in multiple second facial images of storage with N matched N of face the Three facial images are referring to the method for determining the L matched L of face facial images in embodiment shown in Fig. 2.

It is not only stored with multiple second facial images in the server, is also stored with the pass between multiple second facial images Connection relationship.Herein, the incidence relation between multiple second facial images does not imply that interrelated between each second facial image, And refer in multiple second facial images to exist to establish have associated second facial image of relationship.For example, user A and user B are Mother-child relationship (MCR) then has incidence relation between the second facial image of user A and the second facial image of user B.

Such as: for user a in registration, terminal can obtain at least one needs after the facial image a for obtaining user a again The facial image b that incidence relation is established with facial image a by facial image a, at least one facial image b and establishes people The instruction information of the incidence relation of face image a and at least one facial image b is sent to the server, which establishes face The incidence relation of image a and at least one facial image b.

So, which will have incidence relation in N third facial images after obtaining N third facial images Third facial image be divided into one group, obtain K group facial image, determine the K be pending payment user quantity M.

For step S405, referring to Fig.1 shown in elaboration in embodiment, details are not described herein again.

For step S406, a facial image is selected from every group of facial image, obtains K target facial images, M= K, comprising:

The third facial image of highest priority in the facial image for including according to every group of facial image obtains K targets Facial image.

Wherein, the priority of each second facial image with incidence relation, the priority are also stored in the server It is also in the registration process of user, after user's input terminal, terminal is sent to the server.

Then, it obtains and the K of K target facial image associated storages the first account information, i.e. M the first account letters Breath.

For step S407~step S408, referring to the elaboration in embodiment shown in Fig. 2, it is no longer superfluous in the present embodiment It states.

Server is by storing the incidence relation between multiple second facial images in the present embodiment, according to the incidence relation It determines the quantity for needing the user to pay the bill, realizes and determine that actual needs is paid according to the N for including in the first facial image faces The purpose of the quantity of the user of money, and be simple and efficient.

Then, to obtain the first facial image terminal user be payment user when another method of payment say It is bright.Fig. 7 is the interaction figure two of method of payment provided by the embodiments of the present application, referring to Fig. 7, the method for the present embodiment, comprising:

Step S501, terminal obtain the first facial image, total amount, terminal user attribute；The attribute is paying party；

Step S502, terminal obtain user to be collected money second identifier and instruction information, the instruction information indicate this first In facial image whether include the terminal user；

Step S503, terminal sends first facial image, the total amount, the attribute of the user of the terminal, terminal user First identifier, the second identifier and instruction information be sent to server；

If step S504, the instruction information indicate do not include in first facial image terminal user, the server It is associated with the N matched N of face third facial images and with first identifier in multiple second facial images of determining storage Facial image with incidence relation in N+1 facial images is divided into one group, obtains K group facial image by the 4th facial image, N+1 facial images include N third facial images and the 4th facial images, determine that the K is the quantity of pending payment user M；

Step S505, the server determines single payment amount according to the quantity M of the total amount and the user of pending payment；

Step S506, a facial image is selected from every group of facial image, obtains K target facial images, acquisition and K Open K the first account informations of target facial image associated storage, M=K；

Step S507, the server obtains the second account information with user's second identifier associated storage to be collected money；

Step S508, for each the first account information, by first account information, the single payment amount and Second account information is sent to payment system corresponding with first account information.

Specifically, for step S501~step S503 referring to the elaboration of the correlation step in embodiment shown in fig. 6.? In the embodiment, which can also be sent to server for the first identifier of terminal user, since the attribute of the terminal user is Paying party, therefore, the second identifier of the first identifier of the terminal user and user to be collected money be not identical.

If for step S504, instruction information indicate the first facial image in do not include the terminal user face, this When server not only it needs to be determined that in multiple second facial images of storage with matched N of face third facial images of N, also Need with associated 4th facial image of first identifier, the facial image in N+1 facial images with incidence relation is divided into One group, K group facial image is obtained, N+1 facial images include N third facial images and the 4th facial images, are determined The K is the quantity M of pending payment user.

If indicating that information indicates includes the face of the user of the terminal in the first facial image, server only needs really at this time It surely, will be in N third facial images with the N matched N of face third facial images in the second facial image of multiple stored Facial image with incidence relation is divided into one group, obtains K group facial image.

For step S505~step S508, referring to the elaboration in a upper embodiment, repeated no more in the present embodiment.

Fig. 8 is the structural schematic diagram of electronic equipment provided by the embodiments of the present application, and referring to Fig. 8, the electronics of the present embodiment is set Standby includes: processor 81, transceiver 82 and communication bus 83, and processor 81 is coupled with memory；Communication bus 83 is for connecting Processor 81 and transceiver 82；Wherein, the memory can be located at a part of the electronic equipment, can also be electronic equipment External memory.

The memory is used for, and stores computer program；

The transceiver 82 is used for, and is obtained the first facial image and total amount from terminal, is wrapped in first facial image Include N faces；N≥2

The processor 81 is used for, and calls the computer program stored in the memory, according to N faces, determine to Quantity M, the M≤N+1 of payment user determines single payment gold according to the quantity M of the total amount and the pending payment user Volume obtains M the first account informations of M pending payment user；

The transceiver 82 is also used to, for each first account information, by first account information, the single branch It pays the amount of money and is sent to payment system corresponding with first account information, so that the payment system believes first account Corresponding account is ceased to withhold.

In a kind of possible design, the transceiver 82 is also used to, and obtains the user's of the terminal from the terminal Attribute, the attribute are beneficiary or paying party or the non-paying party of non-beneficiary；

The processor 81 is specifically used for, and the L faces that markup information is associated in the N faces is determined, according to institute The attribute for stating the user of L and the terminal determines the quantity M of pending payment user.

In a kind of possible design, the processor 81 is specifically used for, if the attribute of the user of the terminal is gathering The square or non-non- paying party of beneficiary, it is determined that the quantity M of pending payment user is equal to L.

In a kind of possible design, the transceiver 82 is also used to, and obtains instruction information, the instruction from the terminal Information indicate in the N facial images whether include the terminal user；

The processor 81 is specifically used for, if the attribute of the user of the terminal is paying party and the instruction information indicates It does not include the user of the terminal in N facial images, it is determined that the quantity M of pending payment user is equal to L and adds 1；

Alternatively, if the attribute of the user of the terminal is paying party and the instruction information indicates to wrap in N facial images Include the user of the terminal, it is determined that the quantity M of pending payment user is equal to L.

In a kind of possible design, the electronic equipment is stored with multiple second facial images and multiple described second people Existing incidence relation between face image, the transceiver 82 are also used to, and the attribute of the user of the terminal, institute are obtained from terminal Stating attribute is beneficiary or paying party or the non-paying party of non-beneficiary；

The processor 81 is specifically used for, and opens face and the incidence relations according to the attribute of the user of the terminal, N, Determine the quantity M of pending payment user.

In a kind of possible design, the processor 81 is specifically used for, if the attribute is beneficiary or non-gathering The non-paying party in side, it is determined that open third facial images with the N matched N of face in multiple described second facial images；It will The third facial image with incidence relation is divided into one group in the N third facial images, obtains K group facial image, and really The fixed K is the quantity M of the pending payment user.

In a kind of possible design, the transceiver 82 is also used to, and obtains instruction information and the terminal from terminal The first identifier of user, the instruction information be used to indicate in the N facial images whether include the terminal user；

The processor 81 is specifically used for, if the attribute is paying party and the instruction information indicates the N face It does not include the user of the terminal in image, it is determined that opened in multiple described second facial images with the N matched N of face Third facial image and with associated 4th facial image of first identifier；By the people with incidence relation in N+1 facial images Face image is divided into one group, obtains K group facial image, and the N+1 facial images include N third facial images and one the 4th Facial image, and determine that the K is the quantity M of the pending payment user；

Alternatively, if the attribute is paying party and the instruction information indicates in the N facial image to include the end The user at end, it is determined that open third facial images with the N matched N of face in multiple described second facial images；By institute It states the third facial image with incidence relation in N third facial images and is divided into one group, obtain K group facial image, and determine The K is the quantity M of the pending payment user.

In a kind of possible design, the electronic equipment is stored with multiple second facial images, and the processor 81 has Body is used for:

Alternatively,

In a kind of possible design, the processor 81 is specifically used for:

The electronic equipment of the present embodiment, can be used for executing the technical solution of above method embodiment, realization principle and Technical effect is similar, and details are not described herein again

The embodiment of the present application provides a kind of readable storage medium storing program for executing, including program or instruction, when described program or instruction are being counted When running on calculation machine, the method as described in above-mentioned any means embodiment is performed.

Those of ordinary skill in the art will appreciate that: realize that all or part of the steps of above-mentioned each method embodiment can lead to The relevant hardware of program instruction is crossed to complete.Program above-mentioned can be stored in a computer readable storage medium.The journey When being executed, execution includes the steps that above-mentioned each method embodiment to sequence；And storage medium above-mentioned include: ROM, RAM, magnetic disk or The various media that can store program code such as person's CD.

Finally, it should be noted that the above various embodiments is only to illustrate the technical solution of the embodiment of the present application, rather than to it Limitation；Although the embodiment of the present application is described in detail referring to foregoing embodiments, those skilled in the art It is understood that it is still possible to modify the technical solutions described in the foregoing embodiments, either to part of or All technical features are equivalently replaced；And these are modified or replaceed, it does not separate the essence of the corresponding technical solution this Shen Please example scheme range.

Claims

1. a kind of method of payment characterized by comprising

Obtain M the first account informations of M pending payment user；

For each first account information, first account information, the single payment amount are sent to and described first The corresponding payment system of account information, so that the payment system withholds to the corresponding account of first account information.

2. the method according to claim 1, wherein at least partly face in first facial image is associated with There is markup information；Described according to N faces, before the quantity M for determining pending payment user, further includes:

The attribute of the user of the terminal is obtained from the terminal, the attribute is beneficiary or paying party or non-beneficiary Non- paying party；

Determine the L faces that markup information is associated in the N faces；

3. according to the method described in claim 2, it is characterized in that, being determined according to the attribute of the L and the user of the terminal The quantity M of pending payment user, comprising:

If the attribute of the user of the terminal is beneficiary or the non-paying party of non-beneficiary, it is determined that the quantity of pending payment user M is equal to L.

4. according to the method described in claim 2, it is characterized in that, if the attribute is paying party, described according to N people Face before the quantity M for determining pending payment user, further includes；

Instruction information is obtained from the terminal, the instruction information indicates in the N facial image whether to include the terminal User；

If the attribute of the user of the terminal is paying party and the instruction information indicates that in N facial images do not include the end The user at end, it is determined that the quantity M of pending payment user is equal to L and adds 1；

Alternatively,

If the attribute of the user of the terminal is paying party and the instruction information indicates in N facial images to include the terminal User, it is determined that the quantity M of pending payment user be equal to L.

5. the method according to claim 1, wherein be stored with multiple second facial images and it is described multiple second Existing incidence relation between facial image before the quantity M for determining pending payment user, is also wrapped described according to N faces It includes:

The attribute of the user of the terminal is obtained from terminal, the attribute is beneficiary or paying party or non-pair of non-beneficiary Money side；

6. according to the method described in claim 5, it is characterized in that, the attribute of the user according to the terminal, N faces With the incidence relation, the quantity M of pending payment user is determined, comprising:

If the attribute be beneficiary or the non-paying party of non-beneficiary, it is determined that in multiple described second facial images with it is described The N matched N of face third facial images；

Third facial image with incidence relation in the N third facial images is divided into one group, obtains K group face figure Picture, and determine that the K is the quantity M of the pending payment user.

7. according to the method described in claim 5, it is characterized in that, if the attribute is paying party, described according to N people Face before the quantity M for determining pending payment user, further includes；

The first identifier of the user of instruction information and the terminal is obtained from terminal, the instruction information is used to indicate the N In facial image whether include the terminal user；

The attribute of the user according to the terminal, N faces and the incidence relations, determine the quantity M of pending payment user, Include:

If the attribute is paying party and the instruction information indicate do not include in the N facial images the terminal use Family, it is determined that open third facial image and and first identifiers with the N matched N of face in multiple described second facial images Associated 4th facial image；

Facial image with incidence relation in N+1 facial images is divided into one group, obtains K group facial image, the N+1 opens Facial image includes N third facial images and the 4th facial images, and determines that the K is the number of the pending payment user Measure M；

Alternatively,

If the attribute is paying party and the instruction information indicates the user including the terminal in the N facial images, It then determines in multiple described second facial images and opens third facial images with the N matched N of face；

8. according to any method of claim 2~4, which is characterized in that multiple second facial images are stored with, it is described to obtain Take M the first account informations of M pending payment user, comprising:

Alternatively,

From multiple second facial images of storage, obtains and open first object facial images with the L matched L of face, and obtain The second target facial image in multiple second facial images with first identifier associated storage is taken, the first identifier is from described The mark of the user for the terminal that terminal obtains；

It obtains and the L+1 of the L+1 target facial image associated storages the first account information, L+1 target facial images It include: L first object facial images and a second target facial images, M=L+1.

9. method according to claim 6 or 7, which is characterized in that the M for obtaining M pending payment user first account Family information, comprising:

10. the method according to the description of claim 7 is characterized in that described select a face figure from every group of facial image Picture obtains K target facial images, comprising:

11. any method according to claim 1~10, which is characterized in that further include:

The second identifier of user to be collected money is obtained from terminal, and is obtained and believed with the second account of the second identifier associated storage Breath；

First account information, the single payment amount, which are then sent to payment corresponding with first account information, is System, comprising:

First account information, the single payment amount, second account information are sent to and first account The corresponding payment system of information.

12. a kind of method of payment characterized by comprising

Obtain the first facial image；

Obtain the mark instruction of user's input；

It is instructed according to the mark, generates markup information, the markup information and the face phase being selected in the first facial image Association, obtains the first facial image for being associated with markup information；

13. a kind of electronic equipment characterized by comprising processor, transceiver and communication bus, the processor and storage Device coupling；Communication bus is for connecting the processor and the transceiver；

The memory is used for, and stores computer program；

The transceiver is used for, and is obtained the first facial image and total amount from terminal, is included N people in first facial image Face；N≥2

The processor is used for, and calls the computer program stored in the memory, according to N faces, determines that pending payment is used Quantity M, the M≤N+1 at family determine single payment amount according to the quantity M of the total amount and the pending payment user, obtain M M the first account informations of a pending payment user；

The transceiver is also used to, for each first account information, by first account information, the single payment amount It is sent to payment system corresponding with first account information, so that the payment system is corresponding to first account information Account withhold.

14. electronic equipment according to claim 13, which is characterized in that the transceiver is also used to, and is obtained from the terminal The attribute of the user of the terminal is taken, the attribute is beneficiary or paying party or the non-paying party of non-beneficiary；

The processor is specifically used for, and the L faces that markup information is associated in the N faces is determined, according to the L and institute The attribute for stating the user of terminal determines the quantity M of pending payment user.

15. electronic equipment according to claim 13, which is characterized in that the electronic equipment is stored with multiple second faces Existing incidence relation between image and multiple described second facial images, the transceiver are also used to, described in terminal acquisition The attribute of the user of terminal, the attribute are beneficiary or paying party or the non-paying party of non-beneficiary；

The processor is specifically used for, according to the attribute of the user of the terminal, N face and the incidence relations, determine to The quantity M of payment user.

16. electronic equipment according to claim 14, which is characterized in that the electronic equipment is stored with multiple second faces Image, the processor are specifically used for:

Alternatively,

17. electronic equipment according to claim 15, which is characterized in that the processor is specifically used for:

18. electronic equipment according to claim 17, which is characterized in that the processor is specifically used for:

19. 3~18 described in any item electronic equipments according to claim 1, which is characterized in that the electronic equipment further includes institute State memory.

20. a kind of readable storage medium storing program for executing, which is characterized in that including program or instruction, when described program or instruct on computers When operation, any method of claim 1~11 is performed.