CN108335098A - A kind of method and apparatus of more people's payments - Google Patents
A kind of method and apparatus of more people's payments Download PDFInfo
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- CN108335098A CN108335098A CN201810069990.2A CN201810069990A CN108335098A CN 108335098 A CN108335098 A CN 108335098A CN 201810069990 A CN201810069990 A CN 201810069990A CN 108335098 A CN108335098 A CN 108335098A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
This specification embodiment provides a kind of method and apparatus of more people's payments, and wherein method includes：POS machine server receives the payment information that POS machine is sent, and the payment information includes：Pay the bill the Send only Account mark of user, the server address of payment platform where Send only Account, to the payment amount of account payable user；The payment amount is that POS machine is calculated, and the Send only Account mark and server address are that the payment code of POS machine scanning payment user obtains；POS machine server is asked according to payment information to the corresponding payment server Sending Payments of the server address, and the payment request includes：Payment amount, Send only Account mark and the corresponding Merchant Account of POS machine, so that payment server identifies corresponding Send only Account by Send only Account transfers accounts the payment amount to Merchant Account.
Description
Technical field
This disclosure relates to network technique field, more particularly to a kind of method and apparatus of more people's payments.
Background technology
With the continuous development of Internet technology, many aspects of social life, which may be by Internet technology, allows everybody
Life it is more convenient.For example, colleague or friend when having a dinner party can not in cash, but by Quick Response Code payment technologies into
Row payment.For example, businessman can be first paid by one of people, then pays above-mentioned payee by other people, than
AA (abbreviation of Algebraic Average means " algebraic mean ", i.e., averraged bill per capita) can be such as carried out to pay
Money, the payment code that payee can scan each individual complete gathering, but in this example, AA payments can be more people same
Transfer operation between the different accounts of one payment platform carries out needing have and log in same branch between each user that AA transfers accounts
The account for paying platform carries out barcode scanning payment.
Invention content
In view of this, the disclosure provides a kind of method and apparatus of more people's payments, to improve convenience when more people pay the bill.
Specifically, this specification one or more embodiment is achieved by the following technical solution：
In a first aspect, a kind of method of more people's payments is provided, the method includes：
Point-of-sale terminal POS machine server receives the payment information that POS machine is sent, and the payment information includes：Pay the bill user
Send only Account mark, the server address of payment platform where Send only Account, the corresponding payment user payment amount；
The Send only Account mark and server address are that the payment code of the POS machine scanning payment user obtains；
The POS machine server is sent according to the payment information to the corresponding payment server of the server address
Payment request, the payment request include：The payment amount, Send only Account mark and the corresponding quotient of the POS machine
Family's account so that the payment server by the Send only Account identify corresponding Send only Account transfer accounts the payment amount to
The Merchant Account.
Second aspect provides a kind of method of more people's payments, the method includes：
The payment request that POS machine server is sent is received, the payment request includes：The Send only Account mark of payment user
Know, correspond to the payment amount of the payment user and collect the Merchant Account of the payment amount；The Send only Account mark
It is obtained with payment code that server address is POS machine scanning payment user；
According to the payment request, corresponding Send only Account is identified from the Send only Account and pays institute to the Merchant Account
State payment amount.
The method and apparatus of more people payment of this specification one or more embodiment, by that will collect money, operation will focus on quotient
In family's hand, businessman is only needed to scan the more respective payment codes of people of payment one by one in gathering, it is very convenient, simplify more people
The operation of payment.Also, from the perspective of the user that pays the bill, oneself only needs to provide payment code, save worry laborsaving.
Description of the drawings
In order to illustrate more clearly of this specification one or more embodiment or technical solution in the prior art, below will
A brief introduction will be made to the drawings that need to be used in the embodiment or the description of the prior art, it should be apparent that, in being described below
Attached drawing is only some embodiments described in this specification one or more embodiment, and those of ordinary skill in the art are come
It says, without having to pay creative labor, other drawings may also be obtained based on these drawings.
Fig. 1 is a kind of system architecture diagram for more people's payment scenarios that this specification one or more embodiment provides；
Fig. 2 is a kind of interaction diagrams for more people's payments that this specification one or more embodiment provides；
Fig. 3 is the POS machine home interface schematic diagram that this specification one or more embodiment provides；
Fig. 4 is the POS machine input interface schematic diagram that this specification one or more embodiment provides；
Fig. 5 is the POS machine barcode scanning schematic diagram of a scenario that this specification one or more embodiment provides；
Fig. 6 is a kind of display schematic diagram for payment code that this specification one or more embodiment provides；
Fig. 7 is the display schematic diagram for another payment code that this specification one or more embodiment provides；
Fig. 8 is a kind of structure chart of the device for more people's payments that this specification one or more embodiment provides；
Fig. 9 is a kind of structure chart of the device for more people's payments that this specification one or more embodiment provides；
Figure 10 is a kind of structure chart of the device for more people's payments that this specification one or more embodiment provides；
Figure 11 is a kind of structural schematic diagram for POS machine that this specification one or more embodiment provides.
Specific implementation mode
In order to make those skilled in the art more fully understand the technical solution in this specification one or more embodiment,
Below in conjunction with the attached drawing in this specification one or more embodiment, to the technology in this specification one or more embodiment
Scheme is clearly and completely described, it is clear that described embodiment is only a part of the embodiment, rather than whole realities
Apply example.Based on this specification one or more embodiment, those of ordinary skill in the art are not making creative work premise
Lower obtained every other embodiment should all belong to the range of disclosure protection.
Barcode scanning payment technology is gradually popularized, and many people have dinner or at the restaurant when market shopping, can use barcode scanning
The mode of payment is paid the bill.Wherein, there is a kind of i.e. AA of payment scenario to pay the bill, for example, multiple people have dinner jointly, people is pressed by everybody
Head averraged dinner cost, if 120 yuan are taken in total, two people, then everyone pays the bill 60 yuan.In the field of this more people's payments
Jing Zhong, how to pay the bill could be so that each payment user can easily pay very much, and this specification is one or more real
Applying the method that example provides such a more people's payments will make more people's payments more convenient, quick, use in the method
Family experience is more preferable.
Fig. 1 is a kind of system architecture diagram for more people's payment scenarios that this specification one or more embodiment provides, such as Fig. 1
It is shown, may include in the system：POS machine 11 (for example, intelligent POS machine), POS machine server 12, payment user 13 use
Payment platform client 14, payment server 15.
Wherein, POS machine 11 can be the Cash collecting equipment that businessman uses, for example, it may be being equipped with the intelligence of operating system
POS machine.Backstage of the POS machine server 12 as POS machine 11 can receive the data of the transmission of POS machine 11, and can be with payment
Server 15 interacts.Backstage of the payment server 15 as payment platform client 14, can receive payment platform client
The data that end 14 is sent.In addition, payment platform client 14 can be mounted in the equipment that uses of payment user 13 (for example, intelligence
Energy mobile phone) on, also, the client can also carry out barcode scanning interaction with POS machine 11.
On the basis of framework shown in Fig. 1, Fig. 2 describes each composition portion in Fig. 1 in the scene that more people pay the bill
/ how to interact.Wherein, in fig. 2, only illustrate what how two people interacted in payment with POS machine
Flow can have greater number of people in actual implementation；Also, the two exemplary payment users make when being paid to POS machine
Payment platform is different, and in fig. 2, corresponding respectively to use payment server -1 and payment server -2, this is two differences
Payment platform, for example, one is wechat, the other is Alipay.Payment server -1 is as payment platform client -1
From the background, the data of the transmission of payment platform client -1 can be received, payment server -2 pays platform client -2 as revenue and expenditure
From the background.Two users use in the two payment platform clients i.e. this example, can be mounted in the equipment of user such as
On smart mobile phone.
More people's modes of payment shown in Fig. 2 may include handling as follows, it should be noted that not limit in actual implementation
In following step sequence.
In step 200, POS machine calculates the payment amount of each payment user in more people's payments.
In this step, POS (point of sale, point-of-sale terminal) machine is a kind of multi-functional terminal end, can be in POS machine 11
The program that the amount of money of the middle more people's payments of implantation calculates, such POS machine 11 can calculate the payment amount of everyone burden.At one
In example, in order to enable businessman is easy to operate, more easily it is arranged in the design of the operation interface of POS machine 11.
By taking AA pays the bill as an example, referring to the signal of Fig. 3, the option of one " AA payments " can be set in 11 homepage of POS machine, made
For entrance.Businessman can click the option, and triggering is entered the function of the AA payments of POS machine, for businessman, quotient by the entrance
The payment code that family can sweep payment user is collected money, therefore " AA gatherings " can be shown as in interface.It then, can be with
Referring to the signal of Fig. 4, POS machine 11 can show an input interface, prompt user input this payment payment total amount and
Total number of persons is paid, for example total amount is 350 yuan, total number of persons is 5 people, is clicked after determining, POS machine 11 then receives payment total amount
With payment total number of persons.In the example, average computation is carried out according to payment total amount and payment total number of persons, POS machine 11 can calculate
It can be 350/5=70 members to obtain each corresponding algebraic mean AA Payment Amount of payment user.
In other examples, if the scene of more people payment is not by the way of AA payments, for example, somebody pays
Money is more, and somebody's burden is few, then the program that the specific amount of money calculates can be developed according to actual service conditions
.Alternatively, it is also possible that obtaining the Payment Amount of each payment user respectively by POS machine, which can not be
POS machine is calculated, but is manually entered by businessman.For example, businessman can sweep the payment code of a payment user, this pair is inputted
The Payment Amount of money user.
In step 202, POS machine is paid by the payment code of one payment user of scanning in payment platform client -1
The address of server address, that is, payment server -1 of payment platform where money account identification and Send only Account.
In this step, POS machine can start to scan, and such as the signal of Fig. 5, POS machine shows barcode scanning tool, passes through the barcode scanning work
Tool carries out barcode scanning.In the scene of more people payment, each user can provide the payment code of oneself, so that POS machine is scanned.
Payment code is the number of a string of representatives payment user, and payment platform can determine that unique Send only Account by this string number,
To can know that the money for detaining which user.
For example, signal of the payment code of one of payment user offer referring to Fig. 6, POS machine 11 scan the payment code, obtain
To the Send only Account mark of payment user, for example, it may be User ID, payment platform can find corresponding unique according to the ID
Send only Account.The address of payment server -1 can also be got, so that POS machine server can root in subsequent step
It is interacted with payment server according to the address.
In step 204, payment amount, Send only Account mark and server address are sent to POS machine service by POS machine
Device, above- mentioned information are properly termed as payment information.
In this step, each businessman can use the POS machine of oneself, which is corresponding with the businessman, passes through the POS
It is whom that machine, which can recognize corresponding businessman,.Therefore, when the POS machine is to POS machine server transmission data, quotient can also be carried
Family account mark, which is such as the device id of POS machine, and POS machine server side can store POS machine device id with
Correspondence between businessman or Merchant Account, which the businessman and Merchant Account that can uniquely find the corresponding POS machine be.
In addition, the POS machine of this example can also send at least one of following terms of payment to POS machine server：Payment is total
The amount of money or payment total number of persons.For example, POS machine can show an input interface, prompt the payment that user inputs this payment total
The amount of money and payment total number of persons, for example total amount is 350 yuan, 5 people of total number of persons.
In the scene of more people payment, POS machine server can receive a plurality of payment information, and each payment information can
With a corresponding payment user.The POS machine server can be according to a plurality of payment information and at least one above-mentioned received
The terms of payment, judge whether businessman has collected money in full amount.For example, if the summation of the payment amount of a plurality of payment information is less than institute
The quantity of the payment total amount either payment user of a plurality of payment information is stated less than the payment total number of persons or both not having
Reach payment total amount and also do not reach payment total number of persons, then the prompt message for continuing payment is sent to the POS machine, for example, POS
It can be prompted on the interface of machine " not yet full-amount, continuing with gathering ".Certainly, in actual implementation, judge businessman whether in full amount
The mode of gathering can there are many, had reached payment total amount for example, can also be, but not up to payment total number of persons,
At this time it can be identified that to collect money in full amount.
When POS machine server initiates to determine that businessman collects money in full amount, step 206 can be continued to execute.Certainly, POS
Machine server can also often receive a payment information, be carried out step 206 and carry out payment request, it is not necessary to when full-amount again
Request.
In step 206, POS machine server is asked, the request according to server address to payment server Sending Payments
Middle carrying payment amount, Send only Account mark and Merchant Account.
For example, POS machine server can be asked to -1 Sending Payments of payment server, ask the payment server -1 by paying
The corresponding Send only Account of money account identification is withholdd, and the payment amount of transferring accounts is to Merchant Account.
In a step 208, payment server -1 returns to payment response.
For example, payment server -1 after completing to withhold, can return to successful response of withholing to POS machine server.POS
The success response can also be returned to POS machine by machine server, and " success of withholing " can be shown in POS machine, to complete to it
In one payment user AA gathering.
It is similar to 208 flows with aforementioned step 202 in step 210 to step 216, no longer it is described in detail.Different places exist
In in step 210 to step 216, POS machine scanning is the payment code of another payment user, such as can be Fig. 7 signals
Payment code.The service that information is the Send only Account mark and payment server -2 of another payment user is obtained by barcode scanning
Device address.After the completion of payment server -2 is withholdd, successful response of withholing can also be equally returned, is completed to another pair
The AA of money user collects money.
The method of more people payment of this example, by that will collect money, operation will focus in businessman's hand, only need quotient in gathering
More respective payment codes of people of paying the bill are scanned one by one in family, very convenient, simplify the operation of more people's payments.Also, by paying the bill
From the perspective of user, oneself only needs to provide payment code, save worry laborsaving.It, can be straight by POS machine from the point of view of businessman's angle
The payment amount for calculating multiple users is connect, it is very convenient.
Method in order to realize above-mentioned more people payment, this specification one or more embodiment additionally provide a kind of more people
The device of payment, the device can be applied to POS machine server.As shown in figure 8, the device may include：Data obtaining module
81 and payment request module 82.
Data obtaining module 81, the payment information for receiving POS machine transmission, the payment information include：Pay the bill user
Send only Account mark, the server address of payment platform where Send only Account, the corresponding payment user payment amount；
The Send only Account mark and server address are that the payment code of the POS machine scanning payment user obtains；
Payment request module 82 is used for according to the payment information, to the corresponding payment server of the server address
Sending Payments are asked, and the payment request includes：The payment amount, Send only Account mark and the POS machine correspond to
Merchant Account so that by the Send only Account to identify the payment of transferring accounts of corresponding Send only Account golden for the payment server
Volume gives the Merchant Account.
In one example, different payment user, the corresponding payment platform are different；The payment code is shown in institute
State the payment platform client installed in the equipment of payment user.
In one example, as shown in figure 9, the device can also include：Terminate determining module 83.
Data obtaining module 81 is additionally operable to receive at least one following terms of payment that the POS machine is sent：The total gold of payment
Volume or payment total number of persons.
This terminates determining module 83, for a plurality of payment information that basis receives, if the branch of a plurality of payment information
The summation for paying the amount of money is less than the branch less than the quantity of the payment total amount or the payment user of a plurality of payment information
Total number of persons is paid, then sends the prompt message for continuing payment to the POS machine
Method in order to realize above-mentioned more people payment, this specification one or more embodiment additionally provide a kind of more people
The device of payment, the device can be applied to payment server.As shown in Figure 10, which may include：Request receiving module
1001 and payment processing module 1002.
Request receiving module 1001, the payment request for receiving the transmission of POS machine server, the payment request include：
The Send only Account mark of payment user, the payment amount of the corresponding payment user and the businessman for collecting the payment amount
Account；The Send only Account mark and server address are that the payment code of the POS machine scanning payment user obtains；
Payment processing module 1002, for according to the payment request, corresponding payment account to be identified by the Send only Account
Family pays the payment amount to the Merchant Account.
For convenience of description, it is divided into various modules when description apparatus above with function to describe respectively.Certainly, implementing this
The function of each module is realized can in the same or multiple software and or hardware when specification one or more embodiment.
Each step in flow shown in above method embodiment, execution sequence are not limited to the sequence in flow chart.
In addition, the description of each step, can be implemented as software, hardware or its form combined, for example, those skilled in the art can
Can be that can realize that the computer of the corresponding logic function of the step is executable in the form of implementing these as software code
Instruction.When it is realized in the form of software, the executable instruction can store in memory, and by the place in equipment
Device is managed to execute.
For example, corresponding to the above method, this specification one or more embodiment provides a kind of setting for more people's payments simultaneously
Standby, which may include processor, memory and storage on a memory and the computer that can run on a processor refers to
It enables, the processor is by executing described instruction, for realizing following steps：
Point-of-sale terminal POS machine server receives the payment information that POS machine is sent, and the payment information includes：Pay the bill user
Send only Account mark, the server address of payment platform where Send only Account, the corresponding payment user payment amount；
The Send only Account mark and server address are that the payment code of the POS machine scanning payment user obtains；
The POS machine server is sent according to the payment information to the corresponding payment server of the server address
Payment request, the payment request include：The payment amount, Send only Account mark and the corresponding quotient of the POS machine
Family's account so that the payment server by the Send only Account identify corresponding Send only Account transfer accounts the payment amount to
The Merchant Account.
As shown in figure 11, this specification one or more embodiment additionally provides a kind of POS machine, which may include：
Computing module 1101, barcode scanning module 1102 and sending module 1103.These modules can be the software journey by being arranged in POS machine
Sequence or hardware component are realized.
Computing module 1101, for obtaining payment total amount and payment total number of persons, and according to the payment total amount and branch
It pays total number of persons and each corresponding payment amount of payment user is calculated；
Barcode scanning module 1102, the payment code for scanning the payment user, obtains Send only Account mark and Send only Account
The server address of the payment platform at place；
Sending module 1103 is used for the payment amount, Send only Account mark and the corresponding businessman's account of the POS machine
Family identifies, and is sent to POS machine server, so that the POS machine server is to the corresponding payment services of the server address
Device request is withholdd, it is described withhold to identify corresponding Send only Account by Send only Account and pay the Merchant Account identify corresponding quotient
Family's account.
In one example, the computing module 1101, when for obtaining payment total amount and payment total number of persons, packet
It includes：Receive the AA Payment Options that user triggers in POS machine homepage；According to the triggering, the payment total amount and payment are shown
The input interface of total number of persons；Receive the payment total amount and payment total number of persons that user inputs in the input interface.
The device or module that above-described embodiment illustrates can specifically realize by computer chip or entity, or by having
The product of certain function is realized.A kind of typically to realize that equipment is computer, the concrete form of computer can be personal meter
Calculation machine, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media player, navigation are set
It is arbitrary several in standby, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of equipment.
It should be understood by those skilled in the art that, this specification one or more embodiment can be provided as method, system or
Computer program product.Therefore, complete hardware embodiment can be used in this specification one or more embodiment, complete software is implemented
The form of example or embodiment combining software and hardware aspects.Moreover, this specification one or more embodiment can be used one
It is a or it is multiple wherein include computer usable program code computer-usable storage medium (include but not limited to disk storage
Device, CD-ROM, optical memory etc.) on the form of computer program product implemented.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that instruction generation stored in the computer readable memory includes referring to
Enable the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one box of block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device so that count
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, in computer or
The instruction executed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in a box or multiple boxes.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
Including so that process, method, commodity or equipment including a series of elements include not only those elements, but also wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that wanted including described
There is also other identical elements in the process of element, method, commodity or equipment.
This specification one or more embodiment can computer executable instructions it is general on
Described in hereafter, such as program module.Usually, program module includes executing particular task or realization particular abstract data type
Routine, program, object, component, data structure etc..Can also put into practice in a distributed computing environment this specification one or
Multiple embodiments, in these distributed computing environments, by being executed by the connected remote processing devices of communication network
Task.In a distributed computing environment, the local and remote computer that program module can be located at including storage device is deposited
In storage media.
Each embodiment in this specification is described in a progressive manner, identical similar portion between each embodiment
Point just to refer each other, and each embodiment focuses on the differences from other embodiments.Especially for server-side
For apparatus embodiments, since it is substantially similar to the method embodiment, so description is fairly simple, related place is referring to method
The part of embodiment illustrates.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the action recorded in detail in the claims or step can be come according to different from the sequence in embodiment
It executes and desired result still may be implemented.In addition, the process described in the accompanying drawings not necessarily require show it is specific suitable
Sequence or consecutive order could realize desired result.In some embodiments, multitasking and parallel processing be also can
With or it may be advantageous.
The foregoing is merely the preferred embodiments of this specification one or more embodiment, not limiting this public affairs
It opens, all within the spirit and principle of the disclosure, any modification, equivalent substitution, improvement and etc. done should be included in the disclosure
Within the scope of protection.
Claims (13)
1. a kind of method of more people's payments, the method includes：
Point-of-sale terminal POS machine server receives the payment information that POS machine is sent, and the payment information includes：Payment user's pays
The server address of payment platform where money account identification, Send only Account, the payment amount for corresponding to the payment user；It is described
The payment code that Send only Account is identified with server address is the POS machine scanning payment user obtains；
The POS machine server is according to the payment information, to the corresponding payment server Sending Payments of the server address
Request, the payment request include：The payment amount, Send only Account mark and the corresponding businessman's account of the POS machine
Family, so that the payment server identifies corresponding Send only Account by the Send only Account transfers accounts the payment amount to described
Merchant Account.
2. according to the method described in claim 1,
Different payment users, the corresponding payment platform are different；
The payment code is shown in the payment platform client installed in the equipment of the payment user.
3. according to the method described in claim 1, the payment amount is the POS machine according to payment total amount and pays total people
Number carries out average computation, obtained algebraic mean AA Payment Amounts.
4. according to the method described in claim 1, the method further includes：
Receive at least one following terms of payment that the POS machine is sent：Pay total amount or payment total number of persons；
According to a plurality of payment information received, if the summation of the payment amount of a plurality of payment information is total less than the payment
The quantity of the payment user of the amount of money or a plurality of payment information is less than the payment total number of persons, then is sent to the POS machine
Continue the prompt message of payment.
5. a kind of method of more people's payments, the method includes：
The payment request that POS machine server is sent is received, the payment request includes：The Send only Account of payment user identifies, is right
It answers the payment amount of the payment user and collects the Merchant Account of the payment amount；The Send only Account identifies kimonos
Business device address is that the payment code of the POS machine scanning payment user obtains；
According to the payment request, corresponding Send only Account is identified from the Send only Account and pays the branch to the Merchant Account
Pay the amount of money.
6. according to the method described in claim 5, the payment amount is the POS machine according to payment total amount and pays total people
Number carries out average computation, obtained algebraic mean AA Payment Amounts.
7. a kind of device of more people's payments, described device are applied to point-of-sale terminal POS machine server, described device includes：
Data obtaining module, the payment information for receiving POS machine transmission, the payment information include：The payment of payment user
The server address of payment platform where account identification, Send only Account, the payment amount for corresponding to the payment user；Described pair
Money account identification and server address are that the payment code of the POS machine scanning payment user obtains；
Payment request module, for according to the payment information, sending and paying to the corresponding payment server of the server address
Money is asked, and the payment request includes：The payment amount, Send only Account mark and the corresponding businessman of the POS machine
Account, so that the payment server identifies corresponding Send only Account by the Send only Account transfers accounts the payment amount to institute
State Merchant Account.
8. device according to claim 7,
Different payment users, the corresponding payment platform are different；
The payment code is shown in the payment platform client installed in the equipment of the payment user.
9. device according to claim 7,
Described information acquisition module is additionally operable to receive at least one following terms of payment that the POS machine is sent：Pay total amount
Or payment total number of persons；
Described device further includes：Terminate determining module, for a plurality of payment information that basis receives, if a plurality of disbursement letter
The summation of the payment amount of breath is less than less than the quantity of the payment total amount or the payment user of a plurality of payment information
The payment total number of persons then sends the prompt message for continuing payment to the POS machine.
10. a kind of device of more people's payments, described device are applied to payment server, described device includes：
Request receiving module, the payment request for receiving the transmission of POS machine server, the payment request include：Pay the bill user
Send only Account mark, the payment amount of the corresponding payment user and the Merchant Account for collecting the payment amount；It is described
The payment code that Send only Account is identified with server address is the POS machine scanning payment user obtains；
Payment processing module identifies corresponding Send only Account to described for according to the payment request from the Send only Account
Merchant Account pays the payment amount.
11. a kind of equipment of more people's payments, the equipment includes memory, processor, and is stored in memory and can locate
The computer instruction run on reason device, the processor realize following steps when executing instruction：
Point-of-sale terminal POS machine server receives the payment information that POS machine is sent, and the payment information includes：Payment user's pays
The server address of payment platform where money account identification, Send only Account, the payment amount for corresponding to the payment user；It is described
The payment code that Send only Account is identified with server address is the POS machine scanning payment user obtains；
The POS machine server is according to the payment information, to the corresponding payment server Sending Payments of the server address
Request, the payment request include：The payment amount, Send only Account mark and the corresponding businessman's account of the POS machine
Family, so that the payment server identifies corresponding Send only Account by the Send only Account transfers accounts the payment amount to described
Merchant Account.
12. a kind of POS machine, the POS machine include：
Computing module, for obtaining payment total amount and payment total number of persons, and according to the payment total amount and payment total number of persons
Each corresponding payment amount of payment user is calculated；
Barcode scanning module, the payment code for scanning the payment user, obtains the branch where Send only Account mark and Send only Account
Pay the server address of platform；
Sending module, for the payment amount, Send only Account mark and the corresponding Merchant Account of the POS machine to be identified,
It is sent to POS machine server, so that the POS machine server is detained to the corresponding payment server request of the server address
Money, it is described withhold to identify corresponding Send only Account by Send only Account and pay the Merchant Account identify corresponding Merchant Account.
13. POS machine according to claim 12, the computing module, for obtaining payment total amount and paying total people
When number, including：
Receive the AA Payment Options that user triggers in POS machine homepage；
According to the triggering, shows the payment total amount and pay the input interface of total number of persons；
Receive the payment total amount and payment total number of persons that user inputs in the input interface.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810069990.2A CN108335098B (en) | 2018-01-24 | 2018-01-24 | Multi-person payment method and device |
| TW107144772A TW201933216A (en) | 2018-01-24 | 2018-12-12 | Method and apparatus for multi-person payment |
| PCT/CN2018/124332 WO2019144755A1 (en) | 2018-01-24 | 2018-12-27 | Method and device for multi-person payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810069990.2A CN108335098B (en) | 2018-01-24 | 2018-01-24 | Multi-person payment method and device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN108335098A true CN108335098A (en) | 2018-07-27 |
| CN108335098B CN108335098B (en) | 2023-03-14 |
Family
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810069990.2A Active CN108335098B (en) | 2018-01-24 | 2018-01-24 | Multi-person payment method and device |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN108335098B (en) |
| TW (1) | TW201933216A (en) |
| WO (1) | WO2019144755A1 (en) |
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| WO2019144755A1 (en) * | 2018-01-24 | 2019-08-01 | 阿里巴巴集团控股有限公司 | Method and device for multi-person payment |
| CN110135832A (en) * | 2019-04-19 | 2019-08-16 | 东芝泰格有限公司 | More people's payment systems, method of payment, payment mechanism and POS machine |
| CN110599186A (en) * | 2019-08-12 | 2019-12-20 | 阿里巴巴集团控股有限公司 | Resource and asset allocation method, device and equipment |
| CN110675138A (en) * | 2019-09-06 | 2020-01-10 | 上海掌门科技有限公司 | Method, apparatus and computer storage medium for paying bills |
| WO2020108109A1 (en) * | 2018-11-28 | 2020-06-04 | 阿里巴巴集团控股有限公司 | Joint payment method and system based on binding relationship |
| CN112561512A (en) * | 2020-12-30 | 2021-03-26 | 江苏达科运维软件股份有限公司 | Data communication method, device and storage medium |
| CN112889080A (en) * | 2018-08-14 | 2021-06-01 | 维萨国际服务协会 | System, method and computer program product for partitioning mobile device transactions |
| WO2021129106A1 (en) * | 2019-12-24 | 2021-07-01 | 支付宝实验室(新加坡)有限公司 | Implementation method and device based on bar code payment, and system based on bar code payment |
| WO2021143546A1 (en) * | 2020-01-13 | 2021-07-22 | 支付宝实验室(新加坡)有限公司 | Implementation method and apparatus based on barcode payment |
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| CN111027963A (en) * | 2019-11-28 | 2020-04-17 | 维沃移动通信有限公司 | Payment code sharing method and electronic equipment |
| CN111680994B (en) * | 2020-06-08 | 2023-09-19 | 青岛有容信息科技有限公司 | Fund coding tracking method and device, computer equipment and readable storage medium |
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| CN110599186B (en) * | 2019-08-12 | 2023-11-24 | 创新先进技术有限公司 | Resource and asset allocation method, device and equipment |
| CN110599186A (en) * | 2019-08-12 | 2019-12-20 | 阿里巴巴集团控股有限公司 | Resource and asset allocation method, device and equipment |
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| WO2021129106A1 (en) * | 2019-12-24 | 2021-07-01 | 支付宝实验室(新加坡)有限公司 | Implementation method and device based on bar code payment, and system based on bar code payment |
| WO2021143546A1 (en) * | 2020-01-13 | 2021-07-22 | 支付宝实验室(新加坡)有限公司 | Implementation method and apparatus based on barcode payment |
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Also Published As
| Publication number | Publication date |
|---|---|
| CN108335098B (en) | 2023-03-14 |
| TW201933216A (en) | 2019-08-16 |
| WO2019144755A1 (en) | 2019-08-01 |
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