CN106779652A - Bill dividing method and system based on pattern code - Google Patents
Bill dividing method and system based on pattern code Download PDFInfo
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- CN106779652A CN106779652A CN201710024394.8A CN201710024394A CN106779652A CN 106779652 A CN106779652 A CN 106779652A CN 201710024394 A CN201710024394 A CN 201710024394A CN 106779652 A CN106779652 A CN 106779652A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
Abstract
The application proposes a kind of bill dividing method based on pattern code and system, and the method includes：First main body is initiated bill segmentation and is paid；First main body sends to service end bill segmentation information, wherein, the bill segmentation information includes the quantity of the second main body, the payment card information and the means of payment of the first main body；Service end verified and withholdd according to the bill segmentation information to the Payment Card of the first main body, and generated bill graphic code and sent to the terminal of the first main body；Bill graphic code described in second three dimension scanning, and send payment information to pay corresponding fund to service end according to the bill graphic code.The method is by the use of bill pattern code as information carrier, mobile client is quick, safely complete the payment of commodity or service jointly to pass through consumer, without binding bank card by social software and turning into good friend with other disbursers, payment safety and convenience are improve.
Description
Technical field
The application is related to Electronic Finance equipment and system regions, more particularly to a kind of bill dividing method based on pattern code
And system.
Background technology
In recent years, developing rapidly with Mobile-Payment Technology, the agility and diversity of mobile-phone payment are consumed
The favor of person.Pattern code has the advantages that to contain much information, cheap, error correcting capability is strong, recognition speed is fast, in mobile-phone payment
In, pattern code becomes a kind of very popular information carrier.For example, some payment mechanisms, by items scanning pattern code
Mobile-phone payment is carried out, is also had and is realized the functions such as the payment by the transfer of accounts of both sides by scanning pattern code.In daily life, it has been found that
In addition to the demand that consumer oneself has independent purchase and consumption, in some occasions, generally require to be paid with other people shareds
Some commodity or service.Such as friend's party, friends share activity cost jointly.In such a scenario, as activity people
When number is more, manually mode is collected money often cumbersome.Also there is " AA gatherings " product on the market, but need user
The client of instant messaging is all installed and mutual concern is carried out, it is also desirable to bank card payment function, operation stream is registered and open
Journey is relative complex, and security is relatively low, and many users are also unwilling to be registered to bank card in these Third-party payment softwares.Cause
This, these products are difficult to be widely used.
The content of the invention
To solve above mentioned problem of the prior art, a purpose of the application is to propose a kind of account based on pattern code
Single dividing method and system, can realize that many people pay jointly by mobile terminal and pattern code technology, simple and convenient.
To reach above-mentioned purpose, the bill dividing method based on pattern code that the embodiment of the present application is proposed, including：First master
Body is initiated bill segmentation and is paid；First main body sends to service end bill segmentation information, wherein, the bill segmentation information bag
Include the quantity of the second main body, the payment card information and the means of payment of the first main body；Service end is according to the bill segmentation information pair
The Payment Card of the first main body verified and withholdd, and generated bill graphic code and sent to the terminal of the first main body；Second main body
The bill graphic code is scanned, and sends payment information to pay corresponding fund to service end according to the bill graphic code.
To reach above-mentioned purpose, the bill segmenting system based on pattern code that the embodiment of the present application is proposed, including：Including
One terminal, at least one second terminal and service end；Wherein, first terminal includes：Initiation module, for initiating bill segmentation branch
Pay, bill segmentation information is sent to service end, wherein, the bill segmentation information includes the quantity of the second main body, the first master
The payment card information and the means of payment of body；Display module, for receiving and shows bill graphic code；Service end includes：Withhold mould
Block, for the Payment Card of the first main body to be verified and withholdd according to the bill segmentation information；Bill dividing processing module,
For carrying out bill dividing processing, the detail and payout status of record bill segmentation；Pattern code generation module, for generating bill
Pattern code is sent to first terminal；Second terminal includes：Scan module, for scanning the bill graphic code；Payment module, uses
Send payment information to pay corresponding fund to service end according to the bill graphic code.
The technical scheme provided from above the embodiment of the present application, this programme can be carried by the use of bill pattern code as information
Body, mobile client is quick, the payment of commodity or service is safely completed jointly, without by social software to pass through consumer
Binding bank card simultaneously turns into good friend with other disbursers, improves payment safety and convenience.During by statement graphic code
Effect encryption, it is ensured that the confidentiality of pattern code, prevents puppet from emitting and divulging a secret, while ensure that the ageing of transaction, prevents from repeating to pay
Money.
The aspect and advantage that the application is added will be set forth in part in the description, and will partly become from the following description
Substantially, or recognized by the practice of the application.
Brief description of the drawings
In order to illustrate more clearly of the embodiment of the present application or technical scheme of the prior art, below will be to embodiment or existing
The accompanying drawing to be used needed for having technology description is briefly described, it should be apparent that, drawings in the following description are only this
Some embodiments of application, for those of ordinary skill in the art, on the premise of not paying creative work, can be with
Other accompanying drawings are obtained according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of the bill dividing method based on pattern code of the embodiment of the application one；
Fig. 2 is the structural representation of the bill segmenting system based on pattern code of the embodiment of the application one；
Fig. 3 is the structural representation of the bill segmenting system based on pattern code of another embodiment of the application；
Fig. 4 is the schematic flow sheet of the bill dividing method based on pattern code of another embodiment of the application.
Specific embodiment
The embodiment of the present application provides a kind of bill dividing method based on pattern code and system.
In order that those skilled in the art more fully understand the technical scheme in the application, below in conjunction with the application reality
The accompanying drawing in example is applied, the technical scheme in the embodiment of the present application is clearly and completely described, it is clear that described implementation
Example is only some embodiments of the present application, rather than whole embodiments.Based on the embodiment in the application, this area is common
The every other embodiment that technical staff is obtained under the premise of creative work is not made, should all belong to the application protection
Scope.
In this application, by way of being placed an order, paid jointly by many people mobile terminal, referred to as " bill is divided
Cut ".
Fig. 1 is the schematic flow sheet of the bill dividing method based on pattern code that the embodiment of the application one is proposed, such as Fig. 1 institutes
Show, the method includes：
Step 101, the first main body is initiated bill segmentation and is paid；
Step 102, the first main body sends to service end bill segmentation information, wherein, the bill segmentation information includes
The quantity of the second main body, the payment card information and the means of payment of the first main body；
Step 103, service end verified and withholdd according to the bill segmentation information to the Payment Card of the first main body, and
Generation bill graphic code is sent to the terminal of the first main body；
Step 104, bill graphic code described in the second three dimension scanning, and branch is sent to service end according to the bill graphic code
The information of paying is paying corresponding fund.
Wherein, the first main body and the second main body can be operated by mobile terminal devices such as mobile phone, panel computers, institute
The final beneficiary of the bill to be paid can be to provide businessman, or the specific personal user of commodity or service.Under
Face is illustrated as a example by the order of trade company's product is bought by mobile phone to the embodiment of the present application.
Specifically, the first main body can be inquired about by cell-phone customer terminal and selection trade company provides commodity or service, and initiate
Bill splits payment flow.First main body is input into number, the bank card of the first main body of the second main body (shared bill person)
Information and the means of payment, wherein, the means of payment can have two kinds：One kind is the first main body advance in advance, and one kind is first
Main body is not paid for first in advance.After the completion of first body operation, send to bank server and be traded treatment.Service end is first to first
Treatment is verified and withholdd to the bank card information of main body, and for the second main body of bill generates a bill pattern code.
In specifically embodiment, bill pattern code includes dealing money and beneficiary information.Beneficiary information is, for example,
Name of firm, receiver information or shroff account number etc., dealing money can be the amount of money that AA is divided, or the first main body
The amount of money set in advance, bill pattern code can also include the identity information of the item of payment (such as merchandise news) and the first main body
(the bill segmentation who is initiated).
According to one embodiment of the application, bill pattern code can be encrypted by timeliness key, lift security.
The main body of bill second scans bill pattern code by cell-phone customer terminal, and the bank card information of the second main body is sent
Bank service end carries out payment processes, and bank service end carries out the account verification of bank card and withholds.Bank service end checks branch
Pay the bill, be that beneficiary trade company carries out the treatment that keeps accounts if having reached transaction total amount, breath of concurrently delivering letters notifies the first main body and business
Family, completes payment flow.
Embodiments herein by the use of bill pattern code as information carrier, make consumer pass through mobile client it is quick,
The safely common payment for completing commodity or service, without binding bank card by social software and turning into other disbursers
Friend, improves payment safety and convenience.
According to one embodiment of the application, the bill pattern code is encrypted by timeliness key, in the basis
Before the bill graphic code is paid accordingly, also include：Bill graphic code decryption of second main body to scanning,
Obtain the bill segmentation information；Bill segmentation information described in second main body affirmed, and send payment information to service end and carry out
Pay, wherein the payment information includes payment card information, payment and the beneficiary information of the second main body.
According to one embodiment of the application, when the means of payment is paid for first in advance for the first main body, methods described is also
Including：Service end is fully withholdd according to the bill segmentation information from the Payment Card of first main body；When the second main body branch
Pay when successfully, the amount of money that second main body pays is transferred in the Payment Card of first main body.
According to one embodiment of the application, when the means of payment is not paid for first in advance for the first main body, methods described
Also include：Service end judges whether bill completes full-payout according to payment, if so, then for the gathering trade company of bill enters
Account, otherwise waits for the second main body and is paid.Specifically for example, service end can be recorded by way of pre-building virtual account
Fund through receiving, after bill completes full-payout, gathering is transferred to according to bill segmentation information by the fund in virtual account
In the account of square trade company.
According to one embodiment of the application, when payment reaches transaction total amount, receipts from service end to bill
Money trade company and the first main body send the notice for paying and completing.
Embodiments herein by the use of bill pattern code as information carrier, make consumer pass through mobile client it is quick,
The safely common payment for completing commodity or service, without binding bank card by social software and turning into other disbursers
Friend, improves payment safety and convenience.Encrypted by statement graphic code timeliness, it is ensured that the confidentiality of pattern code, prevented
Only puppet emits and divulges a secret, while ensure that the ageing of transaction, prevents from repeating to pay the bill.
Based on same inventive concept, the embodiment of the present application additionally provides a kind of bill segmenting system based on pattern code, can
For realizing the method described by above-described embodiment, as described in the following examples.Due to the bill segmentation based on pattern code
The principle of system solve problem is similar to the bill dividing method based on pattern code, therefore the bill segmenting system based on pattern code
Implementation may refer to based on pattern code bill dividing method implementation, repeat part repeat no more.It is used below, art
Language " unit " or " module " can realize the combination of the software and/or hardware of predetermined function.Although described by following examples
System preferably realized with software, but hardware, or the realization of the combination of software and hardware is also that may and be contemplated
's.
Fig. 2 is the structural representation of the bill segmenting system based on pattern code of the embodiment of the application one.The present embodiment
System can be that the logical block for realizing corresponding function is constituted, or operation has the electronic equipment of corresponding function software.
As shown in Fig. 2 the bill segmenting system that should be based on pattern code includes：First terminal 1, at least one second terminal 2
With service end 3；Wherein, first terminal 1 includes：
Initiation module 11, is paid for initiating bill segmentation, and bill segmentation information is sent to service end, wherein, it is described
Bill segmentation information includes the quantity of the second main body, the payment card information and the means of payment of the first main body；
Display module 12, for receiving and shows bill graphic code；
Service end 3 includes：
Module of withholing 31, for the Payment Card of the first main body to be verified and withholdd according to the bill segmentation information；
Bill dividing processing module 32, for carrying out bill dividing processing, the detail and payout status of record bill segmentation；
Pattern code generation module 33, sends to first terminal for generating bill pattern code；
Second terminal 2 includes：
Scan module 21, for scanning the bill graphic code；
Payment module 22, for sending payment information to pay corresponding money to service end according to the bill graphic code
.
Further, as shown in figure 3, according to one embodiment of the application, bill pattern code includes dealing money and receipts
Money side's information, the pattern code generation module 33 was included for adding for being encrypted to the bill graphic code by timeliness key
Close unit, second main body 2 also includes：Deciphering module 23, for the bill graphic code decryption to scanning, obtains institute
State bill segmentation information；The payment module 22 is additionally operable to after the bill segmentation information is confirmed, sends payment information to clothes
Business end is paid, wherein the payment information includes payment card information, payment and the beneficiary information of the second main body.
According to one embodiment of the application, when the means of payment is paid for first in advance for the first main body, the mould of withholing
Block 31 specifically for fully being withholdd from the Payment Card of first main body according to the bill segmentation information, and in the second main body
Pay when successfully, the amount of money that second main body pays is transferred in the Payment Card of first main body.When the means of payment
When not paid for first in advance for the first main body, the module 31 of withholing according to payment specifically for judging whether bill completes entirely
Volume pays, if so, then otherwise waiting for the second main body and being paid for the gathering trade company of bill keeps accounts.
According to one embodiment of the application, the service end 3 also includes：Notification module 34, in payment
When reaching transaction total amount, the notice for paying and completing is sent to the gathering trade company of bill and first terminal.
For example, as a example by the order of trade company's product is bought by cell-phone customer terminal, user is inquired about by first terminal
Commodity or information on services that merchant information and trade company are provided, selection purchase commodity generation order, and selected by initiation module 11
Select the quantity of bill split transaction, the input means of payment and the second main body.The means of payment has two ways：First main body is padded in advance
The mode of paying, bank first fully withholds from the first main body account, then from the account transfer of the second main body to the first main body account；First
Main body does not pay for mode first：After all second main bodys complete to pay, then for trade company keeps accounts.The first main body can be input into transaction simultaneously
The amount of money, bank card information and client personal information, after being encrypted, sending to bank client carries out payment processes.Display mould
The bill pattern code that block 12 returns to bank server shows, it is possible to pushed to the second main body；Second main body visitor
Family end carries out the decryption of bill pattern code and parses by the module, obtains out the information in pattern code, such as name of firm, transaction
Information of the amount of money, the item of payment and the first main body etc..
It is responsible for the functions such as bank card payment processes, the code generation of bill pattern in bank service end 3.Module of withholing 31 is according to described
Bill segmentation information verifies to the Payment Card of the first main body, is verified, and carries out treatment of withholing.Pattern code generation module
33 information of name of firm, dealing money, the item of payment and the first main body etc. is encrypted using timeliness key after generate account
Free hand drawing type code is simultaneously sent to first terminal.Bill dividing processing module 32 carries out bill dividing processing, and it is bright that record bill is split
Thin and payout status.After whole funds on account pay successfully, bank service end 3 carries out the treatment that keeps accounts for trade company.
Embodiments herein by the use of bill pattern code as information carrier, make consumer pass through mobile client it is quick,
The safely common payment for completing commodity or service, without binding bank card by social software and turning into other disbursers
Friend, improves payment safety and convenience.Encrypted by statement graphic code timeliness, it is ensured that the confidentiality of pattern code, prevented
Only puppet emits and divulges a secret, while ensure that the ageing of transaction, prevents from repeating to pay the bill.
In a specific embodiment, the system can also include merchant server 4, and merchant server 4 includes following
Functional module：Goods orders processing module, transaction successful information receiver module, wherein：Goods orders processing module is used to safeguard
Merchant information, commodity and information on services, are available for cell-phone customer terminal to inquire about selection trade company or service；Transaction successful information receiver module
Transaction successful information for receiving bank server transmission, carries out the outbound treatment on backstage.Cell-phone customer terminal can so be made
It is attached with merchant server, consumer is passed through commodity or service that mobile phone easily selects trade company's offer.
It is the bill segmenting system operating process schematic diagram based on pattern code of the specific embodiment of the application one shown in Fig. 4.
Repeated no more with previous embodiment identical part.As shown in figure 4, comprising the following steps that：
Step 201, the first main body is browsed and selects trade company and its commodity or service.
Step 202, the first main body'choice bill segmentation pays and the means of payment.
Step 203, the first main body is input into the second main body quantity, bank card information and the personal identification of bill shared person
The bill segmentation information such as information.
Step 204, bank server carries out accounting processing and authentication.
Step 205 is performed if accounting processing failure or authentication failure, step 206 is otherwise performed.
Step 205, refusal transaction.
Step 206, bank server generation and return bill pattern code arrive first terminal.
Step 207, the second main body scans the bill pattern code or the first main body shown on first terminal using second terminal
The bill pattern code for forwarding, and whether just to confirm Transaction Information (including name of firm, merchandise news and dealing money etc.)
Really.Second main body can Cancel Transaction or select to go successively to next step.
Step 208, the second main body input bank card information and personal information, sends to bank after obtaining related payment information
Server.
Step 209, bank server carries out authentication and accounting processing, if accounting processing failure or authentication are lost
Then execution step 205 is lost, step 210 is otherwise performed.
Step 210, after withholing successfully, bank server checks whether the total amount for having reached bill.If reached, hold
Row step 211, otherwise continues waiting for the payment of other the second main bodys.
Successful result is returned to trade company and the first main body by step 211, bank server.
The present embodiment makes consumer pass through mobile client fast, safely by the use of bill pattern code as information carrier
The common payment for completing commodity or service, without binding bank card by social software and turning into good friend with other disbursers, carries
High payment safety and convenience.Encrypted by statement graphic code timeliness, it is ensured that the confidentiality of pattern code, prevent puppet from emitting
With divulge a secret, while ensure that the ageing of transaction, prevent from repeating to pay the bill.
It should be noted that in the description of the present application, term " first ", " second " etc. are only used for describing purpose, without
It is understood that to indicate or implying relative importance.Additionally, in the description of the present application, unless otherwise indicated, the implication of " multiple "
It is two or more.
Any process described otherwise above or method description in flow chart or herein is construed as, and expression includes
It is one or more for realizing specific logical function or process the step of the module of code of executable instruction, fragment or portion
Point, and the scope of the preferred embodiment of the application includes other realization, wherein can not press shown or discussion suitable
Sequence, including function involved by basis by it is basic simultaneously in the way of or in the opposite order, carry out perform function, this should be by the application
Embodiment person of ordinary skill in the field understood.
It should be appreciated that each several part of the application can be realized with hardware, software, firmware or combinations thereof.Above-mentioned
In implementation method, the software that multiple steps or method can in memory and by suitable instruction execution system be performed with storage
Or firmware is realized.If for example, realized with hardware, and in another embodiment, can be with well known in the art
Any one of row technology or their combination are realized：With the logic gates for realizing logic function to data-signal
Discrete logic, the application specific integrated circuit with suitable combinational logic gate circuit, programmable gate array (PGA), scene
Programmable gate array (FPGA) etc..
Those skilled in the art are appreciated that to realize all or part of step that above-described embodiment method is carried
The rapid hardware that can be by program to instruct correlation is completed, and described program can be stored in a kind of computer-readable storage medium
In matter, the program upon execution, including one or a combination set of the step of embodiment of the method.
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show
The description of example " or " some examples " etc. means to combine specific features, structure, material or spy that the embodiment or example are described
Point is contained at least one embodiment of the application or example.In this manual, to the schematic representation of above-mentioned term not
Necessarily refer to identical embodiment or example.And, the specific features of description, structure, material or feature can be any
One or more embodiments or example in combine in an appropriate manner.
Although embodiments herein has been shown and described above, it is to be understood that above-described embodiment is example
Property, it is impossible to the limitation to the application is interpreted as, one of ordinary skill in the art within the scope of application can be to above-mentioned
Embodiment is changed, changes, replacing and modification.
Claims (12)
1. it is a kind of based on pattern code bill dividing method, it is characterised in that including：
First main body is initiated bill segmentation and is paid；
First main body sends to service end bill segmentation information, wherein, the bill segmentation information includes the number of the second main body
Amount, the payment card information and the means of payment of the first main body；
Service end is verified and withholdd according to the bill segmentation information to the Payment Card of the first main body, and generates bill figure
Code is sent to the terminal of the first main body；
Bill graphic code described in second three dimension scanning, and send payment information to pay to service end according to the bill graphic code
Corresponding fund.
2. method according to claim 1, it is characterised in that the bill pattern code includes that dealing money and beneficiary are believed
Breath.
3. method according to claim 2, it is characterised in that the bill pattern code is encrypted by timeliness key,
It is described paid accordingly according to the bill graphic code before, also include：
Bill graphic code decryption of second main body to scanning, obtains the bill segmentation information；
Bill segmentation information described in second main body affirmed, and send payment information to service end and paid, wherein the payment
Information includes payment card information, payment and the beneficiary information of the second main body.
4. method according to claim 1, it is characterised in that the means of payment includes the side that the first main body is paid for first in advance
The mode that formula and the first main body are not paid for first in advance.
5. method according to claim 4, it is characterised in that when the means of payment is paid for first in advance for the first main body,
Methods described also includes：
Service end is fully withholdd according to the bill segmentation information from the Payment Card of first main body；
When the second main body pays successfully, the amount of money that second main body pays is transferred in the Payment Card of first main body.
6. method according to claim 4, it is characterised in that when the means of payment for the first main body is not paid for first in advance
When, methods described also includes：
Service end judges whether bill completes full-payout according to payment, if so, then for the gathering trade company of bill keeps accounts,
The second main body is otherwise waited for be paid.
7. according to the method that one of claim 1-6 is described, it is characterised in that methods described also includes：
When payment reaches transaction total amount, service end sends to pay and completes to the gathering trade company of bill and the first main body
Notice.
8. it is a kind of based on pattern code bill segmenting system, it is characterised in that including first terminal, at least one second terminal and
Service end；Wherein, first terminal includes：
Initiation module, is paid for initiating bill segmentation, and bill segmentation information is sent to service end, wherein, the bill point
Cut quantity of the information including the second main body, the payment card information and the means of payment of the first main body；
Display module, for receiving and shows bill graphic code；
Service end includes：
Withhold module, for the Payment Card of the first main body to be verified and withholdd according to the bill segmentation information；
Bill dividing processing module, for carrying out bill dividing processing, the detail and payout status of record bill segmentation；
Pattern code generation module, sends to first terminal for generating bill pattern code；
Second terminal includes：
Scan module, for scanning the bill graphic code；
Payment module, for sending payment information to pay corresponding fund to service end according to the bill graphic code.
9. system according to claim 8, it is characterised in that the bill pattern code includes that dealing money and beneficiary are believed
Breath, the pattern code generation module includes the ciphering unit for being encrypted to the bill graphic code by timeliness key,
Second main body also includes：
Deciphering module, for the bill graphic code decryption to scanning, obtains the bill segmentation information；
The payment module is additionally operable to after the bill segmentation information is confirmed, is sent payment information to service end and is paid,
Wherein described payment information includes payment card information, payment and the beneficiary information of the second main body.
10. according to the system that one of claim 8-9 is described, it is characterised in that when the means of payment for the first main body shifts to an earlier date
When paying for first, the module of withholing from the Payment Card of first main body according to the bill segmentation information specifically for fully detaining
Money, and when the second main body pays successfully, the amount of money that second main body pays is transferred in the Payment Card of first main body.
11. according to one of claim 8-9 described system, it is characterised in that when the means of payment for the first main body is not carried
Before when paying for first, the module of withholing specifically for judging whether bill completes full-payout according to payment, if so, being then
The gathering trade company of bill keeps accounts, and otherwise waits for the second main body and is paid.
12. systems according to claim 11, it is characterised in that the service end also includes：
Notification module, for when payment reaches transaction total amount, being sent to the gathering trade company of bill and first terminal
Pay the notice for completing.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710024394.8A CN106779652A (en) | 2017-01-13 | 2017-01-13 | Bill dividing method and system based on pattern code |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710024394.8A CN106779652A (en) | 2017-01-13 | 2017-01-13 | Bill dividing method and system based on pattern code |
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| CN201710024394.8A Pending CN106779652A (en) | 2017-01-13 | 2017-01-13 | Bill dividing method and system based on pattern code |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108596597A (en) * | 2018-04-26 | 2018-09-28 | 维沃移动通信有限公司 | A kind of method of payment and mobile terminal |
| TWI640939B (en) * | 2017-06-12 | 2018-11-11 | 華南商業銀行股份有限公司 | Credit card bill sharing system |
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| TWI640939B (en) * | 2017-06-12 | 2018-11-11 | 華南商業銀行股份有限公司 | Credit card bill sharing system |
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| CN110163588A (en) * | 2018-06-21 | 2019-08-23 | 腾讯科技（深圳）有限公司 | A kind of payment system, method, apparatus and readable medium |
| CN110163588B (en) * | 2018-06-21 | 2022-09-27 | 腾讯科技（深圳）有限公司 | Payment system, method, device and readable medium |
| CN112889080A (en) * | 2018-08-14 | 2021-06-01 | 维萨国际服务协会 | System, method and computer program product for partitioning mobile device transactions |
| CN110060138A (en) * | 2018-12-28 | 2019-07-26 | 中国银联股份有限公司 | For handling the method and device thereof of shared bill information |
| CN110060138B (en) * | 2018-12-28 | 2024-04-16 | 中国银联股份有限公司 | Method for processing shared bill information and apparatus therefor |
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