WO2022121433A1 - Payment method, collection device, payment device and storage medium - Google Patents

Payment method, collection device, payment device and storage medium Download PDF

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Publication number
WO2022121433A1
WO2022121433A1 PCT/CN2021/119517 CN2021119517W WO2022121433A1 WO 2022121433 A1 WO2022121433 A1 WO 2022121433A1 CN 2021119517 W CN2021119517 W CN 2021119517W WO 2022121433 A1 WO2022121433 A1 WO 2022121433A1
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Prior art keywords
payment
amount
payment device
request
bill
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PCT/CN2021/119517
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French (fr)
Chinese (zh)
Inventor
侯腾
万四爽
张琦
余玮琦
戚文彬
徐智劼
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中国银联股份有限公司
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Publication of WO2022121433A1 publication Critical patent/WO2022121433A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models

Definitions

  • the present application relates to the field of payment technology, and in particular, to a payment method, a payment device, a payment device and a storage medium.
  • the traditional payment scheme does not support splitting the bill amount and paying by multiple users. Often, a user needs to pay first, and then other users transfer money to the user. As a result, it takes a certain amount of time to complete the transfer of other users, the payment efficiency is low, and the user's payment experience is affected.
  • the embodiments of the present application provide a payment method, a payment device, a payment device, and a storage medium, which can directly split the bill amount and jointly pay by the payment device of each paying user, thereby improving payment efficiency.
  • an embodiment of the present application provides a payment method, which is applied to a payment collection device, including:
  • the billing information includes the billing amount
  • a first payment request is sent to the first payment device, wherein the first payment request includes a payment amount, and the first payment request is used to instruct the first payment device to pay according to the payment amount.
  • an embodiment of the present application provides a payment method, which is applied to a payment device, including:
  • the payment device receiving a first payment request sent by the payment device, wherein the first payment request includes a payment amount, and the payment amount is calculated by the payment device according to the number of payment devices participating in the payment and the bill amount;
  • an embodiment of the present application provides a payment device, where the payment device includes:
  • an obtaining module configured to obtain the first quantity and billing information of the first payment device, wherein the billing information includes the billing amount;
  • a calculation module configured to calculate the payment amount corresponding to each first payment device according to the first quantity and the bill amount
  • the sending module is configured to send a first payment request to the first payment device, wherein the first payment request includes the payment amount, and the first payment request is used to instruct the first payment device to pay according to the payment amount.
  • an embodiment of the present application provides a payment device, where the payment device includes:
  • a receiving module configured to receive a first payment request sent by the payment device, wherein the first payment request includes a payment amount, and the payment amount is calculated by the payment device according to the number of payment devices participating in the payment and the bill amount;
  • the payment module is used to pay according to the payment amount.
  • an embodiment of the present application provides a payment device, the device comprising: a processor and a memory storing computer program instructions; the processor implements the payment method described in the first aspect when the processor executes the computer program instructions, or the processor The payment method of the second aspect is implemented when the computer program instructions are executed.
  • embodiments of the present application provide a computer-readable storage medium, where computer program instructions are stored on the computer-readable storage medium, and when the computer program instructions are executed by a processor, the payment method described in the first aspect is implemented, or a computer The program instructions implement the payment method of the second aspect when executed by the processor.
  • Embodiments of the present application provide a payment method, a payment device, a payment device, and a storage medium, where the payment device can acquire the first quantity and billing information of the first payment device.
  • the bill information includes the bill amount.
  • the payment amount corresponding to each first payment device is calculated.
  • a first payment request is then sent to each of the first payment devices.
  • the first payment request includes the payment amount.
  • each first payment device pays according to the payment amount.
  • the collection device can directly split the amount of the bill, and the payment device of each paying user can jointly pay, so as to improve the payment efficiency and improve the user's payment experience.
  • FIG. 1 is a schematic diagram of a payment scenario involved in this application.
  • FIG. 2 is a schematic flowchart of an embodiment of a payment method involved in the present application
  • FIG. 3 is a schematic structural diagram of an embodiment of a payment device involved in the present application.
  • FIG. 4 is a schematic structural diagram of an embodiment of a payment device involved in the present application.
  • FIG. 5 is a schematic structural diagram of an embodiment of a payment device involved in the present application.
  • the embodiments of the present application provide a payment method, a payment device, a payment device and a storage medium.
  • the payment device may acquire the first quantity and billing information of the first payment device.
  • the bill information includes the bill amount.
  • the payment amount corresponding to each first payment device is calculated.
  • a first payment request is then sent to each of the first payment devices.
  • the first payment request includes the payment amount.
  • each first payment device pays according to the payment amount.
  • the collection device can directly split the amount of the bill, and the payment device of each paying user can jointly pay, so as to improve the payment efficiency and improve the user's payment experience.
  • FIG. 1 is a schematic diagram of a payment scenario provided by an embodiment of the present application.
  • the collection device 110 may be a cash register, a mobile phone, a tablet computer, or the like.
  • the payment device 120 may be a mobile phone, a tablet computer, a laptop computer, or the like.
  • the collection device 110 and the payment device 120 may communicate using communication methods such as Ultra Wide Band (Ultra Wide Band, UWB) or Bluetooth.
  • UWB Ultra Wide Band
  • the collection device 110 and the payment device 120 may carry UWB tags or Bluetooth modules.
  • the collection device 110 may obtain the first amount and billing information of the first payment device.
  • the first payment device is the payment device 120 participating in the payment, and the bill information includes the bill amount. Then, according to the first quantity and the bill amount, the payment amount corresponding to each first payment device is calculated.
  • a first payment request is then sent to each of the first payment devices. Wherein, the first payment request includes the payment amount. Further, each first payment device pays according to the payment amount.
  • the payment methods provided by the embodiments of the present application will be described in detail below.
  • the payment method can be applied to the payment scenario shown in FIG. 1 .
  • FIG. 2 is a schematic flowchart of an embodiment of a payment method involved in the present application. As shown in Figure 2, the payment method may include the following steps:
  • the collection device acquires the first quantity and billing information of the first payment device.
  • the first payment device is a payment device participating in payment, and the bill information includes the bill amount.
  • the bill amount may be the total amount consumed by multiple users, for example, the total amount consumed by the users after a meal.
  • the collection device may receive the bill amount entered by the user.
  • the billing information may also include billing details.
  • the payment device may send a second payment request to at least one second payment device within a preset range.
  • the preset range can be flexibly set. Illustratively, it may be the communication range of the payment device.
  • the second payment device is a candidate payment device that may or may not participate in payment.
  • the second payment request may include billing information.
  • the second payment device receives the second payment request sent by the payment device, and displays billing information. Users can view billing information and decide whether to participate in the payment, indicating payment intent. If the user participates in the payment, the first confirmation information can be input, for example, by clicking the target control in the display interface.
  • the second payment device sends a payment request to the payment device. Wherein, the payment request indicates that the second payment device participates in the payment. At this time, the second payment device is the first payment device. It can be understood that if the user does not participate in the payment, for example, the user is an unrelated user passing by or a user at a nearby table, and has nothing to do with the payment, the billing information can be ignored, or the rejection information can be input. At this time, the second payment device does not participate in the payment.
  • the collection device receives the payment request sent by the first payment device, and determines that the number of payment requests is the first number of the first payment device. This allows users to view billing information, decide whether to participate in the payment, and then accurately determine the number of people participating in the payment.
  • the payment device may send a second payment request to at least one second payment device within a preset range by using an ultra-wideband UWB communication manner.
  • the second payment device may use UWB communication to receive the second payment request sent by the payment device.
  • the first payment device may send a payment request to the payment device by using UWB communication.
  • the payment device may receive the payment request sent by the first payment device by using the ultra-wideband UWB communication mode.
  • the collection device may acquire the second number of users to be paid and the third number of at least one second payment device within a preset range.
  • the second amount is equal to the third amount
  • the merchant can directly input the second number of users to be paid into the payment device, such as 5, the collection device determines that there are only 5 second payment devices within the preset range, and then determines that the second payment device is the first payment device. In this way, the user does not need to operate the payment device, and the user can quickly obtain the number of payment devices participating in the payment only by bringing the payment device close to the payment device.
  • the payment method further includes the step of: S220 , the collection device calculates the payment amount corresponding to each first payment device according to the first quantity and the bill amount.
  • the payment device may calculate the payment amount corresponding to each first payment device on average according to the first amount and the bill amount. In this way, the average payment can be achieved and the payment efficiency can be improved.
  • the payment device may input the first amount and the bill amount into the average calculation formula to calculate the payment amount.
  • the average calculation formula can be as follows:
  • ⁇ cost represents the payment amount
  • cost_total represents the bill amount
  • N represents the first quantity
  • the collection device may calculate the payment amount corresponding to each first payment device according to the first quantity, the bill amount and the preset ratio information. In this way, proportional payment can be realized and payment efficiency can be improved.
  • the payment amount can be randomly assigned to the three first payment devices, and the payment amount corresponding to each first payment device can be obtained.
  • the payment device may randomly calculate the payment amount corresponding to each first payment device according to the first amount and the bill amount.
  • the payment amount corresponding to each first payment device may be calculated according to a random algorithm, so that the payment amount of each user is full of uncertainty, thereby improving the interest of payment and optimizing the user's payment experience.
  • the payment method further includes the step: S230 , the payment device sends a first payment request to the first payment device.
  • the first payment request includes the payment amount.
  • the first payment request may further include the total bill amount and bill details.
  • the payment device may send the first payment request to the first payment device by using UWB communication.
  • the payment method further includes the step: S240, the first payment device pays according to the payment amount.
  • the first payment device may receive the first payment request sent by the payment device, display the payment amount, receive the second confirmation information input by the user, and pay according to the payment amount.
  • the user checks the payment amount, and inputs the payment password to the first payment device, so that the first payment device pays according to the payment amount.
  • the first payment device can receive the first payment request sent by the payment device, and in response to the first payment request, pay the payment amount based on the password-free mechanism, that is, the password-free payment can be directly performed without user operation. Payment equipment to improve payment efficiency.
  • the first payment device may use UWB communication to receive the first payment request sent by the payment device.
  • the collection device may acquire the first quantity and billing information of the first payment device.
  • the bill information includes the bill amount.
  • the payment amount corresponding to each first payment device is calculated.
  • a first payment request is then sent to each of the first payment devices.
  • the first payment request includes the payment amount.
  • each first payment device pays according to the payment amount. In this way, the payment device can directly split the amount of the bill, which is jointly paid by the payment device of each paying user, without the need for one user to pay in advance and then tediously collecting money from other users, thereby improving payment efficiency and improving user payment experience.
  • the collection device completes the payment. Moreover, the collection device can acquire user information corresponding to the first payment device. That is to say, the collection device can obtain the information of the users participating in the payment, which can be used for the subsequent collection of more comprehensive consumer experience feedback, event information push, and other peripheral services.
  • the embodiment of the present application further provides a payment device.
  • the payment device 300 may include: an acquisition module 310 , a calculation module 320 , and a transmission module 330 .
  • the obtaining module 310 is configured to obtain the first quantity and billing information of the first payment device.
  • the bill information includes the bill amount.
  • the calculation module 320 is configured to calculate the payment amount corresponding to each first payment device according to the first amount and the bill amount.
  • the sending module 330 is configured to send the first payment request to the first payment device.
  • the first payment request includes the payment amount, and the first payment request is used to instruct the first payment device to pay according to the payment amount.
  • the obtaining module 310 includes:
  • a sending unit configured to send a second payment request to at least one second payment device within a preset range, where the second payment request includes bill information, and the second payment request is used to instruct the second payment device to display the bill information ;
  • a receiving unit configured to receive a payment request sent by a first payment device in the at least one second payment device
  • a determining unit configured to determine that the quantity of the payment request is the first quantity of the first payment device.
  • the obtaining module 310 includes:
  • an obtaining unit configured to obtain a second quantity of users to be paid and a third quantity of at least one second payment device within a preset range
  • a determining unit configured to determine that the second payment device is the first payment device and the third amount is the first amount when the second amount is equal to the third amount.
  • the billing information also includes billing details.
  • the calculation module 320 is specifically configured to calculate, on average, the payment amount corresponding to each first payment device according to the first amount and the bill amount; or,
  • the payment amount corresponding to each first payment device is randomly calculated.
  • the sending module 330 is specifically configured to send the first payment request to the first payment device in a UWB communication manner.
  • the sending unit is specifically configured to send the second payment request to at least one second payment device within a preset range by using UWB communication.
  • each module/unit in the payment device 300 shown in FIG. 3 has the function of realizing each step performed by the payment device in FIG. 2 and can achieve its corresponding technical effect. Repeat.
  • the embodiment of the present application further provides a payment device.
  • the payment device 400 may include: a receiving module 410 and a payment module 420 .
  • the receiving module 410 is configured to receive the first payment request sent by the payment device.
  • the first payment request includes a payment amount, which is calculated by the payment device according to the number of payment devices participating in the payment and the bill amount.
  • the payment module 420 is used for payment according to the payment amount.
  • the receiving module 410 is further configured to receive a second payment request sent by the payment device before receiving the first payment request sent by the payment device.
  • the second payment request includes bill information
  • the bill information includes the bill amount.
  • Payment device 400 may also include:
  • Display module used to display billing information
  • the sending module is configured to send a payment request to the collection device when receiving the first confirmation information input by the user, wherein the payment request indicates that the payment device participates in the payment.
  • payment module 420 includes:
  • the payment unit is configured to receive the second confirmation information input by the user, and make payment according to the payment amount.
  • the billing information also includes billing details.
  • the receiving module 410 is specifically configured to receive the first payment request sent by the payment device in a UWB communication manner.
  • the receiving module is specifically configured to use UWB communication to receive the second payment request sent by the payment device.
  • each module/unit in the payment device 400 shown in FIG. 4 has the function of realizing each step performed by the payment device in FIG. 2 , and can achieve its corresponding technical effect. For the sake of brevity, it will not be repeated here. .
  • FIG. 5 is a schematic structural diagram of an embodiment of a payment device involved in the present application.
  • the payment device 500 in this embodiment includes an input device 501 , an input interface 502 , a central processing unit 503 , a memory 504 , an output interface 505 , and an output device 506 .
  • the input interface 502, the central processing unit 503, the memory 504, and the output interface 505 are connected to each other through the bus 510, and the input device 501 and the output device 506 are respectively connected to the bus 510 through the input interface 502 and the output interface 505, and then to the payment device 500. connections to other components.
  • the input device 501 receives input information from the outside, and transmits the input information to the central processing unit 503 through the input interface 502; the central processing unit 503 processes the input information based on the computer-executable instructions stored in the memory 504 to generate output information, temporarily or permanently store the output information in the memory 504, and then transmit the output information to the output device 506 through the output interface 505; the output device 506 outputs the output information to the outside of the payment device 500 for the user to use.
  • the payment device 500 shown in FIG. 5 includes: a memory 504 for storing a program; and a processor 503 for running the program stored in the memory to implement the payment method provided by the embodiment of the present application.
  • Embodiments of the present application further provide a computer-readable storage medium, where computer program instructions are stored thereon; when the computer program instructions are executed by a processor, the payment method provided by the embodiments of the present application is implemented.
  • Examples of computer-readable storage media include non-transitory computer-readable storage media, such as read-only memory (Read-Only Memory, ROM for short), random access memory (Random Access Memory, RAM for short), magnetic disk, or optical disk, and the like.
  • the functional blocks shown in the above-described structural block diagrams may be implemented as hardware, software, firmware, or a combination thereof.
  • it can be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, a plug-in, a function card, and the like.
  • ASIC Application Specific Integrated Circuit
  • elements of the present application are programs or code segments used to perform the required tasks.
  • the program or code segments may be stored in a machine-readable medium or transmitted over a transmission medium or communication link by a data signal carried in a carrier wave.
  • a "machine-readable medium” may include any medium that can store or transmit information.
  • machine-readable media examples include electronic circuits, semiconductor memory devices, read-only memory (ROM), flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio frequency (Radio Frequency, RF) link, etc.
  • the code segments may be downloaded via a computer network such as the Internet, an intranet, or the like.
  • processors may be, but are not limited to, general purpose processors, special purpose processors, application specific processors, or field programmable logic circuits. It will also be understood that each block of the block diagrams and/or flowchart illustrations, and combinations of blocks in the block diagrams and/or flowchart illustrations, can also be implemented by special purpose hardware for performing the specified functions or actions, or by special purpose hardware and/or A combination of computer instructions is implemented.

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Abstract

Provided by embodiments of the present application are a payment method, a collection device, a payment device and a storage medium. The payment method is applied to the collection device, and comprises: acquiring a first quantity and bill information of a first payment device, wherein the bill information comprises a bill amount; according to the first quantity and the bill amount, calculating a payment amount corresponding to each first payment device; and sending a first collection request to the first payment device, wherein the first collection request comprises the payment amount, and the first collection request is used to instruct the first payment device to pay according to the payment amount.

Description

支付方法、收款设备、付款设备及存储介质Payment method, payment device, payment device and storage medium
相关申请的交叉引用CROSS-REFERENCE TO RELATED APPLICATIONS
本申请要求享有于2020年12月10日提交的名称为“支付方法、收款设备、付款设备及存储介质”的中国专利申请202011436140.5的优先权,该申请的全部内容通过引用并入本文中。This application claims the priority of Chinese patent application No. 202011436140.5 filed on December 10, 2020, entitled "Payment Method, Collection Device, Payment Device and Storage Medium", the entire content of which is incorporated herein by reference.
技术领域technical field
本申请涉及支付技术领域,尤其涉及一种支付方法、收款设备、付款设备及存储介质。The present application relates to the field of payment technology, and in particular, to a payment method, a payment device, a payment device and a storage medium.
背景技术Background technique
目前,在多个用户共同消费时,传统支付方案并不支持将账单金额拆分,由多个用户进行支付。往往需要由某一个用户先进行支付,再由其他用户向该用户进行转账。如此一来,需要花费一定的时间完成其他用户的转账,支付效率较低,影响用户的支付体验。At present, when multiple users consume together, the traditional payment scheme does not support splitting the bill amount and paying by multiple users. Often, a user needs to pay first, and then other users transfer money to the user. As a result, it takes a certain amount of time to complete the transfer of other users, the payment efficiency is low, and the user's payment experience is affected.
发明内容SUMMARY OF THE INVENTION
本申请实施例提供了一种支付方法、收款设备、付款设备及存储介质,可以直接对账单金额进行拆分,由每个付款用户的付款设备共同支付,提高支付效率。The embodiments of the present application provide a payment method, a payment device, a payment device, and a storage medium, which can directly split the bill amount and jointly pay by the payment device of each paying user, thereby improving payment efficiency.
第一方面,本申请实施例提供一种支付方法,该方法应用于收款设备,包括:In a first aspect, an embodiment of the present application provides a payment method, which is applied to a payment collection device, including:
获取第一付款设备的第一数量和账单信息,其中,账单信息包括账单金额;acquiring the first quantity and billing information of the first payment device, wherein the billing information includes the billing amount;
根据第一数量和账单金额,计算每个第一付款设备对应的付款金额;Calculate the payment amount corresponding to each first payment device according to the first amount and the bill amount;
向第一付款设备发送第一收款请求,其中,第一收款请求包括付款金 额,第一收款请求用于指示第一付款设备根据付款金额进行支付。A first payment request is sent to the first payment device, wherein the first payment request includes a payment amount, and the first payment request is used to instruct the first payment device to pay according to the payment amount.
第二方面,本申请实施例提供一种支付方法,该方法应用于付款设备,包括:In a second aspect, an embodiment of the present application provides a payment method, which is applied to a payment device, including:
接收收款设备发送的第一收款请求,其中,第一收款请求包括付款金额,付款金额是收款设备根据参与付款的付款设备的数量和账单金额,计算得到;receiving a first payment request sent by the payment device, wherein the first payment request includes a payment amount, and the payment amount is calculated by the payment device according to the number of payment devices participating in the payment and the bill amount;
根据付款金额进行支付。Pay according to the payment amount.
第三方面,本申请实施例提供一种收款设备,该收款设备包括:In a third aspect, an embodiment of the present application provides a payment device, where the payment device includes:
获取模块,用于获取第一付款设备的第一数量和账单信息,其中,账单信息包括账单金额;an obtaining module, configured to obtain the first quantity and billing information of the first payment device, wherein the billing information includes the billing amount;
计算模块,用于根据第一数量和账单金额,计算每个第一付款设备对应的付款金额;a calculation module, configured to calculate the payment amount corresponding to each first payment device according to the first quantity and the bill amount;
发送模块,用于向第一付款设备发送第一收款请求,其中,第一收款请求包括付款金额,第一收款请求用于指示第一付款设备根据付款金额进行支付。The sending module is configured to send a first payment request to the first payment device, wherein the first payment request includes the payment amount, and the first payment request is used to instruct the first payment device to pay according to the payment amount.
第四方面,本申请实施例提供一种付款设备,该付款设备包括:In a fourth aspect, an embodiment of the present application provides a payment device, where the payment device includes:
接收模块,用于接收收款设备发送的第一收款请求,其中,第一收款请求包括付款金额,付款金额是收款设备根据参与付款的付款设备的数量和账单金额,计算得到;a receiving module, configured to receive a first payment request sent by the payment device, wherein the first payment request includes a payment amount, and the payment amount is calculated by the payment device according to the number of payment devices participating in the payment and the bill amount;
支付模块,用于根据付款金额进行支付。The payment module is used to pay according to the payment amount.
第五方面,本申请实施例提供一种支付设备,该设备包括:处理器以及存储有计算机程序指令的存储器;处理器执行计算机程序指令时实现第一方面所述的支付方法,或者,处理器执行计算机程序指令时实现第二方面所述的支付方法。In a fifth aspect, an embodiment of the present application provides a payment device, the device comprising: a processor and a memory storing computer program instructions; the processor implements the payment method described in the first aspect when the processor executes the computer program instructions, or the processor The payment method of the second aspect is implemented when the computer program instructions are executed.
第六方面,本申请实施例提供一种计算机可读存储介质,计算机可读存储介质上存储有计算机程序指令,计算机程序指令被处理器执行时实现第一方面所述的支付方法,或者,计算机程序指令被处理器执行时实现第二方面所述的支付方法。In a sixth aspect, embodiments of the present application provide a computer-readable storage medium, where computer program instructions are stored on the computer-readable storage medium, and when the computer program instructions are executed by a processor, the payment method described in the first aspect is implemented, or a computer The program instructions implement the payment method of the second aspect when executed by the processor.
本申请实施例提供的一种支付方法、收款设备、付款设备及存储介 质,收款设备可以获取第一付款设备的第一数量和账单信息。其中,账单信息包括账单金额。接着根据第一数量和账单金额,计算每个第一付款设备对应的付款金额。然后向每个第一付款设备发送第一收款请求。其中,第一收款请求包括付款金额。进而每个第一付款设备根据付款金额进行支付。如此收款设备可以直接对账单金额进行拆分,由每个付款用户的付款设备共同支付,提高支付效率,改善用户支付体验。Embodiments of the present application provide a payment method, a payment device, a payment device, and a storage medium, where the payment device can acquire the first quantity and billing information of the first payment device. The bill information includes the bill amount. Then, according to the first quantity and the bill amount, the payment amount corresponding to each first payment device is calculated. A first payment request is then sent to each of the first payment devices. Wherein, the first payment request includes the payment amount. Further, each first payment device pays according to the payment amount. In this way, the collection device can directly split the amount of the bill, and the payment device of each paying user can jointly pay, so as to improve the payment efficiency and improve the user's payment experience.
附图说明Description of drawings
为了更清楚地说明本申请实施例的技术方案,下面将对本申请实施例中所需要使用的附图作简单地介绍,对于本领域普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。In order to illustrate the technical solutions of the embodiments of the present application more clearly, the following briefly introduces the accompanying drawings that need to be used in the embodiments of the present application. For those of ordinary skill in the art, without creative work, the Additional drawings can be obtained from these drawings.
图1是本申请涉及的支付场景示意图;1 is a schematic diagram of a payment scenario involved in this application;
图2是本申请涉及的支付方法的实施例的流程示意图;2 is a schematic flowchart of an embodiment of a payment method involved in the present application;
图3是本申请涉及的收款设备的实施例的结构示意图;3 is a schematic structural diagram of an embodiment of a payment device involved in the present application;
图4是本申请涉及的付款设备的实施例的结构示意图;4 is a schematic structural diagram of an embodiment of a payment device involved in the present application;
图5是本申请涉及的支付设备的实施例的结构示意图。FIG. 5 is a schematic structural diagram of an embodiment of a payment device involved in the present application.
具体实施方式Detailed ways
下面将详细描述本申请的各个方面的特征和示例性实施例,为了使本申请的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本申请进行进一步详细描述。应理解,此处所描述的具体实施例仅解释本申请,而不是限定本申请。对于本领域技术人员来说,本申请可以在不需要这些具体细节中的一些细节的情况下实施。下面对实施例的描述仅仅是为了通过示出本申请的示例来提供对本申请更好的理解。The features and exemplary embodiments of various aspects of the present application will be described in detail below. In order to make the purpose, technical solutions and advantages of the present application more clear, the present application will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the application, rather than limiting. It will be apparent to those skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely to provide a better understanding of the present application by illustrating examples of the present application.
需要说明的是,在本文中,诸如第一和第二等之类的关系术语仅仅用来将一个实体或者操作与另一个实体或操作区分开来,而不一定要求或者暗示这些实体或操作之间存在任何这种实际的关系或者顺序。而且,术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含,从而使得包括一系列要素的过程、方法、物品或者设备不仅包括那些要素,而 且还包括没有明确列出的其他要素,或者是还包括为这种过程、方法、物品或者设备所固有的要素。在没有更多限制的情况下,由语句“包括……”限定的要素,并不排除在包括所述要素的过程、方法、物品或者设备中还存在另外的相同要素。It should be noted that, in this document, relational terms such as first and second are only used to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any relationship between these entities or operations. any such actual relationship or sequence exists. Moreover, the terms "comprising", "comprising" or any other variation thereof are intended to encompass a non-exclusive inclusion such that a process, method, article or device that includes a list of elements includes not only those elements, but also includes not explicitly listed or other elements inherent to such a process, method, article or apparatus. Without further limitation, an element defined by the phrase "comprises" does not preclude the presence of additional identical elements in a process, method, article, or device that includes the element.
为了解决现有技术问题,本申请实施例提供了一种支付方法、收款设备、付款设备及存储介质。收款设备可以获取第一付款设备的第一数量和账单信息。其中,账单信息包括账单金额。接着根据第一数量和账单金额,计算每个第一付款设备对应的付款金额。然后向每个第一付款设备发送第一收款请求。其中,第一收款请求包括付款金额。进而每个第一付款设备根据付款金额进行支付。如此收款设备可以直接对账单金额进行拆分,由每个付款用户的付款设备共同支付,提高支付效率,改善用户支付体验。In order to solve the problems of the prior art, the embodiments of the present application provide a payment method, a payment device, a payment device and a storage medium. The payment device may acquire the first quantity and billing information of the first payment device. The bill information includes the bill amount. Then, according to the first quantity and the bill amount, the payment amount corresponding to each first payment device is calculated. A first payment request is then sent to each of the first payment devices. Wherein, the first payment request includes the payment amount. Further, each first payment device pays according to the payment amount. In this way, the collection device can directly split the amount of the bill, and the payment device of each paying user can jointly pay, so as to improve the payment efficiency and improve the user's payment experience.
下面结合附图,通过具体的实施例及其应用场景对本申请实施例提供的支付方法、收款设备、付款设备及存储介质进行详细地说明。The payment method, payment device, payment device, and storage medium provided by the embodiments of the present application will be described in detail below with reference to the accompanying drawings through specific embodiments and application scenarios thereof.
图1是本申请实施例提供的一种支付场景示意图,如图1所示,在一个区域中,例如餐厅,存在收款设备110和至少一个付款设备120。其中,收款设备110可以为收银机、手机或者平板电脑等等。付款设备120可以为手机、平板电脑或者笔记本电脑等等。收款设备110和付款设备120可以采用超宽带(Ultra Wide Band,UWB)或者蓝牙等通信方式进行通信。示例性地,收款设备110和付款设备120可以带有UWB标签或者蓝牙模块。FIG. 1 is a schematic diagram of a payment scenario provided by an embodiment of the present application. As shown in FIG. 1 , in an area, such as a restaurant, there are a collection device 110 and at least one payment device 120 . The collection device 110 may be a cash register, a mobile phone, a tablet computer, or the like. The payment device 120 may be a mobile phone, a tablet computer, a laptop computer, or the like. The collection device 110 and the payment device 120 may communicate using communication methods such as Ultra Wide Band (Ultra Wide Band, UWB) or Bluetooth. Illustratively, the collection device 110 and the payment device 120 may carry UWB tags or Bluetooth modules.
在结账时,收款设备110可以获取第一付款设备的第一数量和账单信息。其中,第一付款设备是参与付款的付款设备120,账单信息包括账单金额。接着根据第一数量和账单金额,计算每个第一付款设备对应的付款金额。然后向每个第一付款设备发送第一收款请求。其中,第一收款请求包括付款金额。进而每个第一付款设备根据付款金额进行支付。During checkout, the collection device 110 may obtain the first amount and billing information of the first payment device. The first payment device is the payment device 120 participating in the payment, and the bill information includes the bill amount. Then, according to the first quantity and the bill amount, the payment amount corresponding to each first payment device is calculated. A first payment request is then sent to each of the first payment devices. Wherein, the first payment request includes the payment amount. Further, each first payment device pays according to the payment amount.
下面将详细介绍本申请实施例提供的支付方法。其中,该支付方法可以应用于图1所示的支付场景。The payment methods provided by the embodiments of the present application will be described in detail below. The payment method can be applied to the payment scenario shown in FIG. 1 .
图2是本申请涉及的支付方法的实施例的流程示意图。如图2所示, 该支付方法可以包括以下步骤:FIG. 2 is a schematic flowchart of an embodiment of a payment method involved in the present application. As shown in Figure 2, the payment method may include the following steps:
S210,收款设备获取第一付款设备的第一数量和账单信息。S210, the collection device acquires the first quantity and billing information of the first payment device.
其中,第一付款设备是参与付款的付款设备,账单信息包括账单金额。账单金额可以是多个用户共同消费的总金额,例如用户聚餐后的消费总金额。作为一个示例,在结账时,收款设备可以接收用户输入的账单金额。可选地,账单信息还可以包括账单明细。The first payment device is a payment device participating in payment, and the bill information includes the bill amount. The bill amount may be the total amount consumed by multiple users, for example, the total amount consumed by the users after a meal. As one example, at checkout, the collection device may receive the bill amount entered by the user. Optionally, the billing information may also include billing details.
可选地,收款设备可以向预设范围内的至少一个第二付款设备发送第二收款请求。其中,预设范围可以灵活设置。示例性地,可以是收款设备的通信范围。第二付款设备是候选的付款设备,其可以参与付款,也可以不参与付款。第二收款请求可以包括账单信息。Optionally, the payment device may send a second payment request to at least one second payment device within a preset range. The preset range can be flexibly set. Illustratively, it may be the communication range of the payment device. The second payment device is a candidate payment device that may or may not participate in payment. The second payment request may include billing information.
第二付款设备接收收款设备发送的第二收款请求,显示账单信息。用户可以查看账单信息并决定是否参与此次付款,表明支付意图。若用户参与此次付款,则可以输入第一确认信息,例如点击显示界面中的目标控件。当接收到用户输入的第一确认信息时,第二付款设备向收款设备发送付款请求。其中,付款请求表示该第二付款设备参与付款。此时,该第二付款设备即为第一付款设备。可以理解,若用户不参与此次付款,例如用户是路过的无关用户或邻桌较近的用户,与此次付款无关,则可以忽略账单信息,或者输入拒绝信息。此时,该第二付款设备不参与此次付款。The second payment device receives the second payment request sent by the payment device, and displays billing information. Users can view billing information and decide whether to participate in the payment, indicating payment intent. If the user participates in the payment, the first confirmation information can be input, for example, by clicking the target control in the display interface. When receiving the first confirmation information input by the user, the second payment device sends a payment request to the payment device. Wherein, the payment request indicates that the second payment device participates in the payment. At this time, the second payment device is the first payment device. It can be understood that if the user does not participate in the payment, for example, the user is an unrelated user passing by or a user at a nearby table, and has nothing to do with the payment, the billing information can be ignored, or the rejection information can be input. At this time, the second payment device does not participate in the payment.
收款设备接收第一付款设备发送的付款请求,确定付款请求的数量为第一付款设备的第一数量。如此可以使用户查看账单信息,决定是否参与付款,进而精确确定参与付款的人数。The collection device receives the payment request sent by the first payment device, and determines that the number of payment requests is the first number of the first payment device. This allows users to view billing information, decide whether to participate in the payment, and then accurately determine the number of people participating in the payment.
作为一个示例,收款设备可以采用超宽带UWB通信方式向预设范围内的至少一个第二付款设备发送第二收款请求。相应地,第二付款设备可以采用UWB通信方式接收收款设备发送的第二收款请求。第一付款设备可以采用UWB通信方式向收款设备发送付款请求。收款设备可以采用超宽带UWB通信方式接收第一付款设备发送的付款请求。As an example, the payment device may send a second payment request to at least one second payment device within a preset range by using an ultra-wideband UWB communication manner. Correspondingly, the second payment device may use UWB communication to receive the second payment request sent by the payment device. The first payment device may send a payment request to the payment device by using UWB communication. The payment device may receive the payment request sent by the first payment device by using the ultra-wideband UWB communication mode.
可选地,收款设备可以获取待付款用户的第二数量和预设范围内的至少一个第二付款设备的第三数量。在第二数量等于第三数量的情况下,确定第二付款设备为第一付款设备,第三数量为第一数量。例如,在结账 时,若周边无其他收款设备的干扰,例如没有无关用户路过,或邻桌的用户距离较远的情况下,商家可以向收款设备直接输入待付款用户的第二数量例如5个,收款设备确定预设范围内有且仅有5个第二付款设备,则确定第二付款设备为第一付款设备。如此无需用户操作付款设备,仅需用户将付款设备接近收款设备,即可快速获取参与付款的付款设备的数量。Optionally, the collection device may acquire the second number of users to be paid and the third number of at least one second payment device within a preset range. In the case where the second amount is equal to the third amount, it is determined that the second payment device is the first payment device and the third amount is the first amount. For example, when checking out, if there is no interference from other payment devices nearby, such as no unrelated users passing by, or users at the adjacent table are far away, the merchant can directly input the second number of users to be paid into the payment device, such as 5, the collection device determines that there are only 5 second payment devices within the preset range, and then determines that the second payment device is the first payment device. In this way, the user does not need to operate the payment device, and the user can quickly obtain the number of payment devices participating in the payment only by bringing the payment device close to the payment device.
如图2所示,该支付方法还包括步骤:S220,收款设备根据第一数量和账单金额,计算每个第一付款设备对应的付款金额。As shown in FIG. 2 , the payment method further includes the step of: S220 , the collection device calculates the payment amount corresponding to each first payment device according to the first quantity and the bill amount.
在一个实施例中,收款设备可以根据第一数量和账单金额,平均计算每个第一付款设备对应的付款金额。如此可以实现平均付款,提高支付效率。In one embodiment, the payment device may calculate the payment amount corresponding to each first payment device on average according to the first amount and the bill amount. In this way, the average payment can be achieved and the payment efficiency can be improved.
作为一个示例,收款设备可以将第一数量和账单金额输入平均计算公式,计算付款金额。其中,平均计算公式可以如下所示:As an example, the payment device may input the first amount and the bill amount into the average calculation formula to calculate the payment amount. Among them, the average calculation formula can be as follows:
-cost=cost_total/N     (1) - cost=cost_total/N (1)
其中, ˉcost表示付款金额,cost_total表示账单金额,N表示第一数量。 Among them, ˉ cost represents the payment amount, cost_total represents the bill amount, and N represents the first quantity.
在另一个实施例中,收款设备可以根据第一数量、账单金额和预设比例信息,计算每个第一付款设备对应的付款金额。如此可以实现按比例付款,提高支付效率。In another embodiment, the collection device may calculate the payment amount corresponding to each first payment device according to the first quantity, the bill amount and the preset ratio information. In this way, proportional payment can be realized and payment efficiency can be improved.
例如,第一数量为3,账单金额为200,预设比例信息为20%、30%、50%,则根据该预设比例信息计算的付款金额分别为40、60、100。此时,可以向3个第一付款设备随机指定付款金额,得到每个第一付款设备对应的付款金额。For example, if the first quantity is 3, the bill amount is 200, and the preset ratio information is 20%, 30%, and 50%, the payment amounts calculated according to the preset ratio information are 40, 60, and 100, respectively. At this time, the payment amount can be randomly assigned to the three first payment devices, and the payment amount corresponding to each first payment device can be obtained.
在另一个实施例中,收款设备可以根据第一数量和账单金额,随机计算每个第一付款设备对应的付款金额。示例性地,可以根据随机算法计算每个第一付款设备对应的付款金额,使得每个用户的付款金额充满不确定性,进而提高支付的趣味性,优化用户支付体验。In another embodiment, the payment device may randomly calculate the payment amount corresponding to each first payment device according to the first amount and the bill amount. Exemplarily, the payment amount corresponding to each first payment device may be calculated according to a random algorithm, so that the payment amount of each user is full of uncertainty, thereby improving the interest of payment and optimizing the user's payment experience.
如图2所示,该支付方法还包括步骤:S230,收款设备向第一付款设备发送第一收款请求。As shown in FIG. 2 , the payment method further includes the step: S230 , the payment device sends a first payment request to the first payment device.
其中,第一收款请求包括付款金额。可选地,第一收款请求还可以包 括账单总金额和账单明细。作为在一个示例,收款设备可以采用UWB通信方式向第一付款设备发送第一收款请求。Wherein, the first payment request includes the payment amount. Optionally, the first payment request may further include the total bill amount and bill details. As an example, the payment device may send the first payment request to the first payment device by using UWB communication.
如图2所示,该支付方法还包括步骤:S240,第一付款设备根据付款金额进行支付。As shown in FIG. 2, the payment method further includes the step: S240, the first payment device pays according to the payment amount.
可选地,第一付款设备可以接收收款设备发送的第一收款请求,显示付款金额,接收用户输入的第二确认信息,根据付款金额进行支付。例如,用户查看付款金额,向第一付款设备输入支付密码,以使第一付款设备根据付款金额进行支付。Optionally, the first payment device may receive the first payment request sent by the payment device, display the payment amount, receive the second confirmation information input by the user, and pay according to the payment amount. For example, the user checks the payment amount, and inputs the payment password to the first payment device, so that the first payment device pays according to the payment amount.
可选地,第一付款设备可以接收收款设备发送的第一收款请求,响应于第一收款请求,基于免密机制对付款金额进行支付,即可以直接进行免密支付,无需用户操作付款设备,提高支付效率。Optionally, the first payment device can receive the first payment request sent by the payment device, and in response to the first payment request, pay the payment amount based on the password-free mechanism, that is, the password-free payment can be directly performed without user operation. Payment equipment to improve payment efficiency.
作为一个示例,第一付款设备可以采用UWB通信方式接收收款设备发送的第一收款请求。As an example, the first payment device may use UWB communication to receive the first payment request sent by the payment device.
在本申请实施例中,收款设备可以获取第一付款设备的第一数量和账单信息。其中,账单信息包括账单金额。接着根据第一数量和账单金额,计算每个第一付款设备对应的付款金额。然后向每个第一付款设备发送第一收款请求。其中,第一收款请求包括付款金额。进而每个第一付款设备根据付款金额进行支付。如此收款设备可以直接对账单金额进行拆分,由每个付款用户的付款设备共同支付,无需一个用户垫付后再向其他用户进行繁琐的收款,提高支付效率,改善用户支付体验。In this embodiment of the present application, the collection device may acquire the first quantity and billing information of the first payment device. The bill information includes the bill amount. Then, according to the first quantity and the bill amount, the payment amount corresponding to each first payment device is calculated. A first payment request is then sent to each of the first payment devices. Wherein, the first payment request includes the payment amount. Further, each first payment device pays according to the payment amount. In this way, the payment device can directly split the amount of the bill, which is jointly paid by the payment device of each paying user, without the need for one user to pay in advance and then tediously collecting money from other users, thereby improving payment efficiency and improving user payment experience.
可以理解,在每个第一付款设备支付完成后,收款设备完成收款。而且收款设备可以获取第一付款设备对应的用户信息。也就是说,收款设备可以获取到参与付款的用户的信息,用于后续更全面的消费体验反馈收集和活动信息推送以及其他周边服务。It can be understood that after each first payment device completes the payment, the collection device completes the payment. Moreover, the collection device can acquire user information corresponding to the first payment device. That is to say, the collection device can obtain the information of the users participating in the payment, which can be used for the subsequent collection of more comprehensive consumer experience feedback, event information push, and other peripheral services.
基于本申请实施例提供的支付方法,本申请实施例还提供了一种收款设备。如图3所示,收款设备300可以包括:获取模块310、计算模块320、发送模块330。Based on the payment method provided by the embodiment of the present application, the embodiment of the present application further provides a payment device. As shown in FIG. 3 , the payment device 300 may include: an acquisition module 310 , a calculation module 320 , and a transmission module 330 .
获取模块310用于获取第一付款设备的第一数量和账单信息。其中,账单信息包括账单金额。The obtaining module 310 is configured to obtain the first quantity and billing information of the first payment device. The bill information includes the bill amount.
计算模块320用于根据第一数量和账单金额,计算每个第一付款设备对应的付款金额。The calculation module 320 is configured to calculate the payment amount corresponding to each first payment device according to the first amount and the bill amount.
发送模块330用于向第一付款设备发送第一收款请求。其中,第一收款请求包括付款金额,第一收款请求用于指示第一付款设备根据付款金额进行支付。The sending module 330 is configured to send the first payment request to the first payment device. The first payment request includes the payment amount, and the first payment request is used to instruct the first payment device to pay according to the payment amount.
在一个实施例中,获取模块310包括:In one embodiment, the obtaining module 310 includes:
发送单元,用于向预设范围内的至少一个第二付款设备发送第二收款请求,其中,第二收款请求包括账单信息,第二收款请求用于指示第二付款设备显示账单信息;a sending unit, configured to send a second payment request to at least one second payment device within a preset range, where the second payment request includes bill information, and the second payment request is used to instruct the second payment device to display the bill information ;
接收单元,用于接收至少一个第二付款设备中的第一付款设备发送的付款请求;a receiving unit, configured to receive a payment request sent by a first payment device in the at least one second payment device;
确定单元,用于确定付款请求的数量为第一付款设备的第一数量。A determining unit, configured to determine that the quantity of the payment request is the first quantity of the first payment device.
在一个实施例中,获取模块310包括:In one embodiment, the obtaining module 310 includes:
获取单元,用于获取待付款用户的第二数量和预设范围内的至少一个第二付款设备的第三数量;an obtaining unit, configured to obtain a second quantity of users to be paid and a third quantity of at least one second payment device within a preset range;
确定单元,用于在第二数量等于第三数量的情况下,确定第二付款设备为第一付款设备,第三数量为第一数量。A determining unit, configured to determine that the second payment device is the first payment device and the third amount is the first amount when the second amount is equal to the third amount.
在一个实施例中,账单信息还包括账单明细。In one embodiment, the billing information also includes billing details.
在一个实施例中,所述计算模块320具体用于根据所述第一数量和所述账单金额,平均计算每个第一付款设备对应的付款金额;或者,In one embodiment, the calculation module 320 is specifically configured to calculate, on average, the payment amount corresponding to each first payment device according to the first amount and the bill amount; or,
根据第一数量、账单金额和预设比例信息,计算每个第一付款设备对应的付款金额;或者,Calculate the payment amount corresponding to each first payment device according to the first quantity, the bill amount and the preset ratio information; or,
根据所述第一数量和所述账单金额,随机计算每个第一付款设备对应的付款金额。According to the first amount and the bill amount, the payment amount corresponding to each first payment device is randomly calculated.
在一个实施例中,发送模块330具体用于采用UWB通信方式向第一付款设备发送第一收款请求。In one embodiment, the sending module 330 is specifically configured to send the first payment request to the first payment device in a UWB communication manner.
在一个实施例中,发送单元具体用于采用UWB通信方式向预设范围内的至少一个第二付款设备发送第二收款请求。In one embodiment, the sending unit is specifically configured to send the second payment request to at least one second payment device within a preset range by using UWB communication.
可以理解的是,图3所示收款设备300中的各个模块/单元具有实现图 2中收款设备所执行的各个步骤的功能,并能达到其相应的技术效果,为简洁,在此不再赘述。It can be understood that each module/unit in the payment device 300 shown in FIG. 3 has the function of realizing each step performed by the payment device in FIG. 2 and can achieve its corresponding technical effect. Repeat.
基于本申请实施例提供的支付方法,本申请实施例还提供了一种付款设备。如图4所示,付款设备400可以包括:接收模块410、支付模块420。Based on the payment method provided by the embodiment of the present application, the embodiment of the present application further provides a payment device. As shown in FIG. 4 , the payment device 400 may include: a receiving module 410 and a payment module 420 .
接收模块410用于接收收款设备发送的第一收款请求。其中,第一收款请求包括付款金额,付款金额是收款设备根据参与付款的付款设备的数量和账单金额,计算得到。The receiving module 410 is configured to receive the first payment request sent by the payment device. The first payment request includes a payment amount, which is calculated by the payment device according to the number of payment devices participating in the payment and the bill amount.
支付模块420用于根据付款金额进行支付。The payment module 420 is used for payment according to the payment amount.
在一个实施例中,接收模块410还用于在接收收款设备发送的第一收款请求之前,接收收款设备发送的第二收款请求。其中,第二收款请求包括账单信息,账单信息包括账单金额。In one embodiment, the receiving module 410 is further configured to receive a second payment request sent by the payment device before receiving the first payment request sent by the payment device. Wherein, the second payment request includes bill information, and the bill information includes the bill amount.
付款设备400还可包括:Payment device 400 may also include:
显示模块,用于显示账单信息;Display module, used to display billing information;
发送模块,用于当接收到用户输入的第一确认信息时,向收款设备发送付款请求,其中,付款请求表示付款设备参与付款。The sending module is configured to send a payment request to the collection device when receiving the first confirmation information input by the user, wherein the payment request indicates that the payment device participates in the payment.
在一个实施例中,支付模块420包括:In one embodiment, payment module 420 includes:
显示单元,用于显示付款金额;A display unit for displaying the payment amount;
支付单元,用于接收用户输入的第二确认信息,根据付款金额进行支付。The payment unit is configured to receive the second confirmation information input by the user, and make payment according to the payment amount.
在一个实施例中,账单信息还包括账单明细。In one embodiment, the billing information also includes billing details.
在一个实施例中,接收模块410具体用于采用UWB通信方式接收收款设备发送的第一收款请求。In one embodiment, the receiving module 410 is specifically configured to receive the first payment request sent by the payment device in a UWB communication manner.
在一个实施例中,所述接收模块具体用于采用UWB通信方式接收所述收款设备发送的所述第二收款请求。In one embodiment, the receiving module is specifically configured to use UWB communication to receive the second payment request sent by the payment device.
可以理解的是,图4所示付款设备400中的各个模块/单元具有实现图2中付款设备所执行的各个步骤的功能,并能达到其相应的技术效果,为简洁,在此不再赘述。It can be understood that each module/unit in the payment device 400 shown in FIG. 4 has the function of realizing each step performed by the payment device in FIG. 2 , and can achieve its corresponding technical effect. For the sake of brevity, it will not be repeated here. .
图5是本申请涉及的支付设备的实施例的结构示意图。FIG. 5 is a schematic structural diagram of an embodiment of a payment device involved in the present application.
如图5所示,本实施例中的支付设备500包括输入设备501、输入接口502、中央处理器503、存储器504、输出接口505、以及输出设备506。其中,输入接口502、中央处理器503、存储器504、以及输出接口505通过总线510相互连接,输入设备501和输出设备506分别通过输入接口502和输出接口505与总线510连接,进而与支付设备500的其他组件连接。As shown in FIG. 5 , the payment device 500 in this embodiment includes an input device 501 , an input interface 502 , a central processing unit 503 , a memory 504 , an output interface 505 , and an output device 506 . The input interface 502, the central processing unit 503, the memory 504, and the output interface 505 are connected to each other through the bus 510, and the input device 501 and the output device 506 are respectively connected to the bus 510 through the input interface 502 and the output interface 505, and then to the payment device 500. connections to other components.
具体地,输入设备501接收来自外部的输入信息,并通过输入接口502将输入信息传送到中央处理器503;中央处理器503基于存储器504中存储的计算机可执行指令对输入信息进行处理以生成输出信息,将输出信息临时或者永久地存储在存储器504中,然后通过输出接口505将输出信息传送到输出设备506;输出设备506将输出信息输出到支付设备500的外部供用户使用。Specifically, the input device 501 receives input information from the outside, and transmits the input information to the central processing unit 503 through the input interface 502; the central processing unit 503 processes the input information based on the computer-executable instructions stored in the memory 504 to generate output information, temporarily or permanently store the output information in the memory 504, and then transmit the output information to the output device 506 through the output interface 505; the output device 506 outputs the output information to the outside of the payment device 500 for the user to use.
在一个实施例中,图5所示的支付设备500包括:存储器504,用于存储程序;处理器503,用于运行存储器中存储的程序,以实现本申请实施例提供的支付方法。In one embodiment, the payment device 500 shown in FIG. 5 includes: a memory 504 for storing a program; and a processor 503 for running the program stored in the memory to implement the payment method provided by the embodiment of the present application.
本申请实施例还提供一种计算机可读存储介质,该计算机可读存储介质上存储有计算机程序指令;该计算机程序指令被处理器执行时实现本申请实施例提供的支付方法。计算机可读存储介质的示例包括非暂态计算机可读存储介质,如只读存储器(Read-Only Memory,简称ROM)、随机存取存储器(Random Access Memory,简称RAM)、磁碟或者光盘等。Embodiments of the present application further provide a computer-readable storage medium, where computer program instructions are stored thereon; when the computer program instructions are executed by a processor, the payment method provided by the embodiments of the present application is implemented. Examples of computer-readable storage media include non-transitory computer-readable storage media, such as read-only memory (Read-Only Memory, ROM for short), random access memory (Random Access Memory, RAM for short), magnetic disk, or optical disk, and the like.
需要明确的是,本说明书中的各个实施例均采用递进的方式描述,各个实施例之间相同或相似的部分互相参见即可,为了简洁,不再赘述。本申请并不局限于上文所描述并在图中示出的特定配置和处理。为了简明起见,这里省略了对已知方法的详细描述。在上述实施例中,描述和示出了若干具体的步骤作为示例。但是,本申请的方法过程并不限于所描述和示出的具体步骤,本领域的技术人员可以在领会本申请的精神后,做出各种改变、修改和添加,或者改变步骤之间的顺序。It should be clear that each embodiment in this specification is described in a progressive manner, and the same or similar parts between the various embodiments may be referred to each other, and for the sake of brevity, details are not repeated. The present application is not limited to the specific configurations and processes described above and shown in the figures. For the sake of brevity, detailed descriptions of known methods are omitted here. In the above-described embodiments, several specific steps are described and shown as examples. However, the method process of the present application is not limited to the specific steps described and shown, and those skilled in the art can make various changes, modifications and additions, or change the sequence of steps after comprehending the spirit of the present application .
以上所述的结构框图中所示的功能块可以实现为硬件、软件、固件或者它们的组合。当以硬件方式实现时,其可以例如是电子电路、专用集成电路(Application Specific Integrated Circuit,ASIC)、适当的固件、插 件、功能卡等等。当以软件方式实现时,本申请的元素是被用于执行所需任务的程序或者代码段。程序或者代码段可以存储在机器可读介质中,或者通过载波中携带的数据信号在传输介质或者通信链路上传送。“机器可读介质”可以包括能够存储或传输信息的任何介质。机器可读介质的例子包括电子电路、半导体存储器设备、只读存储器(Read-Only Memory,ROM)、闪存、可擦除ROM(EROM)、软盘、CD-ROM、光盘、硬盘、光纤介质、射频(Radio Frequency,RF)链路,等等。代码段可以经由诸如因特网、内联网等的计算机网络被下载。The functional blocks shown in the above-described structural block diagrams may be implemented as hardware, software, firmware, or a combination thereof. When implemented in hardware, it can be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, a plug-in, a function card, and the like. When implemented in software, elements of the present application are programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine-readable medium or transmitted over a transmission medium or communication link by a data signal carried in a carrier wave. A "machine-readable medium" may include any medium that can store or transmit information. Examples of machine-readable media include electronic circuits, semiconductor memory devices, read-only memory (ROM), flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio frequency (Radio Frequency, RF) link, etc. The code segments may be downloaded via a computer network such as the Internet, an intranet, or the like.
还需要说明的是,本申请中提及的示例性实施例,基于一系列的步骤或者装置描述一些方法或系统。但是,本申请不局限于上述步骤的顺序,也就是说,可以按照实施例中提及的顺序执行步骤,也可以不同于实施例中的顺序,或者若干步骤同时执行。It should also be noted that the exemplary embodiments mentioned in this application describe some methods or systems based on a series of steps or devices. However, the present application is not limited to the order of the above steps, that is, the steps may be performed in the order mentioned in the embodiment, or may be different from the order in the embodiment, or several steps may be performed simultaneously.
上面参考根据本公开的实施例的方法、装置(系统)和计算机程序产品的流程图和/或框图描述了本公开的各方面。应当理解,流程图和/或框图中的每个方框以及流程图和/或框图中各方框的组合可以由计算机程序指令实现。这些计算机程序指令可被提供给通用计算机、专用计算机、或其它可编程数据处理装置的处理器,以产生一种机器,使得经由计算机或其它可编程数据处理装置的处理器执行的这些指令使能对流程图和/或框图的一个或多个方框中指定的功能/动作的实现。这种处理器可以是但不限于是通用处理器、专用处理器、特殊应用处理器或者现场可编程逻辑电路。还可理解,框图和/或流程图中的每个方框以及框图和/或流程图中的方框的组合,也可以由执行指定的功能或动作的专用硬件来实现,或可由专用硬件和计算机指令的组合来实现。Aspects of the present disclosure are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the disclosure. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. The computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine such that execution of the instructions via the processor of the computer or other programmable data processing apparatus enables the Implementation of the functions/acts specified in one or more blocks of the flowchart and/or block diagrams. Such processors may be, but are not limited to, general purpose processors, special purpose processors, application specific processors, or field programmable logic circuits. It will also be understood that each block of the block diagrams and/or flowchart illustrations, and combinations of blocks in the block diagrams and/or flowchart illustrations, can also be implemented by special purpose hardware for performing the specified functions or actions, or by special purpose hardware and/or A combination of computer instructions is implemented.
以上所述,仅为本申请的具体实施方式,所属领域的技术人员可以清楚地了解到,为了描述的方便和简洁,上述描述的系统、模块和单元的具体工作过程,可以参考前述方法实施例中的对应过程,在此不再赘述。应理解,本申请的保护范围并不局限于此,任何熟悉本技术领域的技术人员在本申请揭露的技术范围内,可轻易想到各种等效的修改或替换,这些修改或替换都应涵盖在本申请的保护范围之内。The above are only specific implementations of the present application. Those skilled in the art can clearly understand that, for the convenience and brevity of description, the specific working process of the above-described systems, modules and units may refer to the foregoing method embodiments. The corresponding process in , will not be repeated here. It should be understood that the protection scope of the present application is not limited to this. Any person skilled in the art can easily think of various equivalent modifications or replacements within the technical scope disclosed in the present application, and these modifications or replacements should all cover within the scope of protection of this application.

Claims (28)

  1. 一种支付方法,所述方法应用于收款设备,包括:A payment method, the method is applied to a collection device, comprising:
    获取第一付款设备的第一数量和账单信息,其中,所述账单信息包括账单金额;acquiring the first quantity and billing information of the first payment device, wherein the billing information includes a billing amount;
    根据所述第一数量和所述账单金额,计算每个第一付款设备对应的付款金额;Calculate the payment amount corresponding to each first payment device according to the first amount and the bill amount;
    向所述第一付款设备发送第一收款请求,其中,所述第一收款请求包括所述付款金额,所述第一收款请求用于指示所述第一付款设备根据所述付款金额进行支付。Sending a first payment request to the first payment device, wherein the first payment request includes the payment amount, and the first payment request is used to instruct the first payment device according to the payment amount make a payment.
  2. 根据权利要求1所述的方法,其中,所述获取第一付款设备的第一数量,包括:The method according to claim 1, wherein the obtaining the first quantity of the first payment device comprises:
    向预设范围内的至少一个第二付款设备发送第二收款请求,其中,所述第二收款请求包括所述账单信息,所述第二收款请求用于指示所述第二付款设备显示所述账单信息;Sending a second payment request to at least one second payment device within a preset range, wherein the second payment request includes the bill information, and the second payment request is used to instruct the second payment device display said billing information;
    接收所述至少一个第二付款设备中的第一付款设备发送的付款请求;receiving a payment request sent by a first payment device in the at least one second payment device;
    确定所述付款请求的数量为所述第一付款设备的第一数量。The quantity of the payment request is determined to be a first quantity of the first payment device.
  3. 根据权利要求1所述的方法,其中,所述获取第一付款设备的第一数量,包括:The method according to claim 1, wherein the obtaining the first quantity of the first payment device comprises:
    获取待付款用户的第二数量和预设范围内的至少一个第二付款设备的第三数量;acquiring a second number of users to be paid and a third number of at least one second payment device within a preset range;
    在所述第二数量等于所述第三数量的情况下,确定所述第二付款设备为所述第一付款设备,所述第三数量为所述第一数量。In the case that the second amount is equal to the third amount, the second payment device is determined to be the first payment device, and the third amount is the first amount.
  4. 根据权利要求1所述的方法,其中,所述根据所述第一数量和所述账单金额,计算每个第一付款设备对应的付款金额,包括:The method according to claim 1, wherein calculating the payment amount corresponding to each first payment device according to the first amount and the bill amount comprises:
    根据所述第一数量和所述账单金额,平均计算每个第一付款设备对应的付款金额;或者,Calculate the payment amount corresponding to each first payment device on average according to the first amount and the bill amount; or,
    根据所述第一数量、所述账单金额和预设比例信息,计算每个第一付款设备对应的付款金额;或者,Calculate the payment amount corresponding to each first payment device according to the first amount, the bill amount and the preset ratio information; or,
    根据所述第一数量和所述账单金额,随机计算每个第一付款设备对应的付款金额。According to the first amount and the bill amount, the payment amount corresponding to each first payment device is randomly calculated.
  5. 根据权利要求2所述的方法,其中,所述账单信息还包括所述账单明细。The method of claim 2, wherein the billing information further includes the billing details.
  6. 根据权利要求1所述的方法,其中,采用超宽带UWB通信方式向所述第一付款设备发送所述第一收款请求。The method according to claim 1, wherein the first payment request is sent to the first payment device by means of ultra-wideband UWB communication.
  7. 根据权利要求2所述的方法,其中,采用UWB通信方式向预设范围内的所述至少一个第二付款设备发送第二收款请求。The method according to claim 2, wherein the second payment request is sent to the at least one second payment device within a preset range by means of UWB communication.
  8. 一种支付方法,所述方法应用于付款设备,包括:A payment method, the method is applied to a payment device, comprising:
    接收收款设备发送的第一收款请求,其中,所述第一收款请求包括付款金额,所述付款金额是所述收款设备根据参与付款的付款设备的数量和账单金额,计算得到;receiving a first collection request sent by a collection device, wherein the first collection request includes a payment amount, and the payment amount is calculated by the collection device according to the number of payment devices participating in the payment and the bill amount;
    根据所述付款金额进行支付。The payment is made according to the stated payment amount.
  9. 根据权利要求8所述的方法,其中,在接收收款设备发送的第一收款请求之前,所述方法还包括:The method according to claim 8, wherein before receiving the first payment request sent by the payment device, the method further comprises:
    接收所述收款设备发送的第二收款请求,其中,所述第二收款请求包括账单信息,所述账单信息包括所述账单金额;receiving a second payment request sent by the payment device, wherein the second payment request includes bill information, and the bill information includes the bill amount;
    显示所述账单信息;display said billing information;
    当接收到用户输入的第一确认信息时,向所述收款设备发送付款请求,其中,所述付款请求表示所述付款设备参与付款。When the first confirmation information input by the user is received, a payment request is sent to the payment device, wherein the payment request indicates that the payment device participates in the payment.
  10. 根据权利要求8所述的方法,其中,所述根据所述付款金额进行支付,包括:The method of claim 8, wherein the paying according to the payment amount comprises:
    显示所述付款金额;display said payment amount;
    接收用户输入的第二确认信息,根据所述付款金额进行支付。The second confirmation information input by the user is received, and the payment is made according to the payment amount.
  11. 根据权利要求9所述的方法,其中,所述账单信息还包括账单明细。The method of claim 9, wherein the billing information further includes billing details.
  12. 根据权利要求8所述的方法,其中,采用UWB通信方式接收所述收款设备发送的所述第一收款请求。The method according to claim 8, wherein the first payment request sent by the payment device is received in a UWB communication manner.
  13. 根据权利要求9所述的方法,其中,采用UWB通信方式接收所 述收款设备发送的所述第二收款请求。The method according to claim 9, wherein the second payment request sent by the payment device is received by means of UWB communication.
  14. 一种收款设备,包括:A collection device comprising:
    获取模块,用于获取第一付款设备的第一数量和账单信息,其中,所述账单信息包括账单金额;an obtaining module, configured to obtain the first quantity and billing information of the first payment device, wherein the billing information includes the billing amount;
    计算模块,用于根据所述第一数量和所述账单金额,计算每个第一付款设备对应的付款金额;a calculation module, configured to calculate the payment amount corresponding to each first payment device according to the first quantity and the bill amount;
    发送模块,用于向所述第一付款设备发送第一收款请求,其中,所述第一收款请求包括所述付款金额,所述第一收款请求用于指示所述第一付款设备根据所述付款金额进行支付。a sending module, configured to send a first payment request to the first payment device, wherein the first payment request includes the payment amount, and the first payment request is used to instruct the first payment device The payment is made according to the stated payment amount.
  15. 根据权利要求14所述的收款设备,其中,所述获取模块包括:The payment device according to claim 14, wherein the obtaining module comprises:
    发送单元,用于向预设范围内的至少一个第二付款设备发送第二收款请求,其中,所述第二收款请求包括所述账单信息,所述第二收款请求用于指示所述第二付款设备显示所述账单信息;A sending unit, configured to send a second payment request to at least one second payment device within a preset range, wherein the second payment request includes the bill information, and the second payment request is used to indicate the the second payment device displays the billing information;
    接收单元,用于接收所述至少一个第二付款设备中的第一付款设备发送的付款请求;a receiving unit, configured to receive a payment request sent by a first payment device in the at least one second payment device;
    确定单元,用于确定所述付款请求的数量为所述第一付款设备的第一数量。a determining unit, configured to determine that the quantity of the payment request is the first quantity of the first payment device.
  16. 根据权利要求14所述的收款设备,其中,所述获取模块包括:The payment device according to claim 14, wherein the acquiring module comprises:
    获取单元,用于获取待付款用户的第二数量和预设范围内的至少一个第二付款设备的第三数量;an obtaining unit, configured to obtain a second quantity of users to be paid and a third quantity of at least one second payment device within a preset range;
    确定单元,用于在所述第二数量等于所述第三数量的情况下,确定所述第二付款设备为所述第一付款设备,所述第三数量为所述第一数量。A determining unit, configured to determine that the second payment device is the first payment device when the second amount is equal to the third amount, and the third amount is the first amount.
  17. 根据权利要求15所述的收款设备,其中,所述账单信息还包括所述账单明细。16. The collection device of claim 15, wherein the billing information further includes the billing details.
  18. 根据权利要求14所述的收款设备,其中,所述计算模块具体用于根据所述第一数量和所述账单金额,平均计算每个第一付款设备对应的付款金额;或者,The payment device according to claim 14, wherein the calculation module is specifically configured to calculate the payment amount corresponding to each first payment device on average according to the first amount and the bill amount; or,
    根据所述第一数量、所述账单金额和预设比例信息,计算每个第一付款设备对应的付款金额;或者,Calculate the payment amount corresponding to each first payment device according to the first amount, the bill amount and the preset ratio information; or,
    根据所述第一数量和所述账单金额,随机计算每个第一付款设备对应的付款金额。According to the first amount and the bill amount, the payment amount corresponding to each first payment device is randomly calculated.
  19. 根据权利要求14所述的收款设备,其中,所述发送模块具体用于采用UWB通信方式向所述第一付款设备发送所述第一收款请求。The payment device according to claim 14, wherein the sending module is specifically configured to send the first payment request to the first payment device in a UWB communication manner.
  20. 根据权利要求15所述的收款设备,其中,所述发送单元具体用于采用UWB通信方式向预设范围内的所述至少一个第二付款设备发送第二收款请求。The payment device according to claim 15, wherein the sending unit is specifically configured to send a second payment request to the at least one second payment device within a preset range by means of UWB communication.
  21. 一种付款设备,包括:A payment device comprising:
    接收模块,用于接收收款设备发送的第一收款请求,其中,所述第一收款请求包括付款金额,所述付款金额是所述收款设备根据参与付款的付款设备的数量和账单金额,计算得到;A receiving module, configured to receive a first collection request sent by a collection device, wherein the first collection request includes a payment amount, and the payment amount is the amount and the bill of the payment device participating in the payment according to the collection device amount, calculated;
    支付模块,用于根据所述付款金额进行支付。A payment module, configured to pay according to the payment amount.
  22. 根据权利要求21所述的付款设备,其中,所述接收模块还用于在接收收款设备发送的第一收款请求之前,接收所述收款设备发送的第二收款请求,其中,所述第二收款请求包括账单信息,所述账单信息包括所述账单金额;The payment device according to claim 21, wherein the receiving module is further configured to receive a second payment request sent by the payment device before receiving the first payment request sent by the payment device, wherein the The second payment request includes bill information, and the bill information includes the bill amount;
    所述付款设备还包括:The payment device also includes:
    显示模块,用于显示所述账单信息;a display module for displaying the billing information;
    发送模块,用于当接收到用户输入的第一确认信息时,向所述收款设备发送付款请求,其中,所述付款请求表示所述付款设备参与付款。The sending module is configured to send a payment request to the payment device when receiving the first confirmation information input by the user, wherein the payment request indicates that the payment device participates in the payment.
  23. 根据权利要求21所述的付款设备,其中,所述支付模块包括:The payment device of claim 21, wherein the payment module comprises:
    显示单元,用于显示所述付款金额;a display unit for displaying the payment amount;
    支付单元,用于接收用户输入的第二确认信息,根据所述付款金额进行支付。A payment unit, configured to receive the second confirmation information input by the user, and make payment according to the payment amount.
  24. 根据权利要求22所述的付款设备,其中,所述账单信息还包括账单明细。The payment device of claim 22, wherein the billing information further includes billing details.
  25. 根据权利要求21所述的付款设备,其中,所述接收模块具体用于采用UWB通信方式接收所述收款设备发送的所述第一收款请求。The payment device according to claim 21, wherein the receiving module is specifically configured to receive the first payment request sent by the payment device in a UWB communication manner.
  26. 根据权利要求22所述的付款设备,其中,所述接收模块具体用于采用UWB通信方式接收所述收款设备发送的所述第二收款请求。The payment device according to claim 22, wherein the receiving module is specifically configured to receive the second payment request sent by the payment device in a UWB communication manner.
  27. 一种支付设备,包括:处理器以及存储有计算机程序指令的存储器;所述处理器执行所述计算机程序指令时实现如权利要求1-13任意一项所述的支付方法的步骤。A payment device, comprising: a processor and a memory storing computer program instructions; the processor implements the steps of the payment method according to any one of claims 1-13 when the processor executes the computer program instructions.
  28. 一种计算机可读存储介质,所述计算机可读存储介质上存储有计算机程序指令,所述计算机程序指令被处理器执行时实现如权利要求1-13任意一项所述的支付方法的步骤。A computer-readable storage medium, on which computer program instructions are stored, and when the computer program instructions are executed by a processor, implement the steps of the payment method according to any one of claims 1-13.
PCT/CN2021/119517 2020-12-10 2021-09-22 Payment method, collection device, payment device and storage medium WO2022121433A1 (en)

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