CN114881628A - Payment method, device, equipment, medium and product - Google Patents
Payment method, device, equipment, medium and product Download PDFInfo
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- CN114881628A CN114881628A CN202210535789.5A CN202210535789A CN114881628A CN 114881628 A CN114881628 A CN 114881628A CN 202210535789 A CN202210535789 A CN 202210535789A CN 114881628 A CN114881628 A CN 114881628A
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/02—Services making use of location information
- H04W4/021—Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences
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Abstract
The application discloses a payment method, a payment device, a payment equipment, a payment medium and a payment product. The payment method comprises the steps that under the condition that a mobile terminal exists in a target position area, terminal information corresponding to the mobile terminal is obtained, wherein the target position area is a safe payment area which is covered and set by networking based on a plurality of UWB signal base stations; acquiring order information corresponding to the mobile terminal according to the terminal information; sending the order information to the mobile terminal so that the mobile terminal determines a target payment mode based on the order information; receiving a payment request sent by the mobile terminal, wherein the payment request comprises the target payment mode; and responding to the payment request, and performing payment processing on the order to be paid corresponding to the order information based on the target payment mode. According to the embodiment of the application, the payment operation process can be simplified, and the payment efficiency is improved.
Description
Technical Field
The application belongs to the technical field of mobile payment, and particularly relates to a payment method, a payment device, payment equipment, a payment medium and a payment product.
Background
With the continuous development of mobile payment technology, users pay more and more in online shopping scenes such as various malls, supermarkets and the like by adopting modes such as mobile phone payment and the like.
Generally, in the online payment process, a cashier mainly operates in a cash register according to a payment mode orally selected by a user, and then the user scans a cash collecting code presented by a merchant or a payment code presented by the user to complete the payment process.
Thus, the payment operation process is complicated because the user needs to cooperate with the cashier in the payment process, and the cashier operates the cash desk and specifies the payment mode of the user. In addition, if the cashier fails to operate, the payment cannot be continued, and the operation needs to be performed again, which causes time waste and reduces the payment efficiency.
Disclosure of Invention
The embodiment of the application provides a payment method, a payment device, equipment, a medium and a product, which can simplify the payment operation process and improve the payment efficiency.
In a first aspect, an embodiment of the present application provides a payment method, which is applied to a cash register system, where the cash register system includes a plurality of ultra wide band UWB signal base stations, and the method includes:
under the condition that a mobile terminal exists in a target position area, acquiring terminal information corresponding to the mobile terminal, wherein the target position area is a safe payment area which is covered and set by networking based on the plurality of UWB signal base stations;
acquiring order information corresponding to the mobile terminal according to the terminal information;
sending the order information to the mobile terminal so that the mobile terminal determines a target payment mode based on the order information;
receiving a payment request sent by the mobile terminal, wherein the payment request comprises the target payment mode;
and responding to the payment request, and performing payment processing on the order to be paid corresponding to the order information based on the target payment mode.
In a second aspect, an embodiment of the present application provides a payment method, which is applied to a mobile terminal, and the method includes:
under the condition that the mobile terminal enters a target position area, sending own terminal information to a cashier system through a UWB signal base station so that the cashier system can acquire order information corresponding to the mobile terminal according to the terminal information, wherein the target position area is a safe payment area which is covered and set based on networking of a plurality of UWB signal base stations;
receiving order information sent by the cashier system;
displaying the order information;
receiving a first input of a user based on the order information;
determining a target payment means in response to the first input;
and sending a payment request to the cashier system, wherein the payment request comprises the target payment mode, and the payment request is used for indicating the cashier system to carry out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
In a third aspect, an embodiment of the present application provides a payment device, which is applied to a cash register system, where the cash register system includes a plurality of ultra wide band UWB signal base stations, and the device includes:
the information acquisition module is used for acquiring terminal information corresponding to a mobile terminal under the condition that the mobile terminal exists in a target position area, wherein the target position area is a safe payment area which is covered and set by networking based on the plurality of UWB signal base stations;
the order acquisition module is used for acquiring order information corresponding to the mobile terminal according to the terminal information;
the order sending module is used for sending the order information to the mobile terminal so that the mobile terminal determines a target payment mode based on the order information;
a request receiving module, configured to receive a payment request sent by the mobile terminal, where the payment request includes the target payment method;
and the order payment module is used for responding to the payment request and carrying out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
In a fourth aspect, an embodiment of the present application provides a payment apparatus, which is applied to a mobile terminal, and the apparatus includes:
the system comprises an information sending module, a payment system and a payment system, wherein the information sending module is used for sending self terminal information to the payment system through a UWB signal base station under the condition that the mobile terminal enters a target position area, so that the payment system obtains order information corresponding to the mobile terminal according to the terminal information, and the target position area is a safe payment area which is covered and set by networking based on a plurality of UWB signal base stations;
the order receiving module is used for receiving order information sent by the cashier system;
the order display module is used for displaying the order information;
the input receiving module is used for receiving first input of a user based on the order information;
a mode determination module for determining a target payment mode in response to the first input;
and the request sending module is used for sending a payment request to the cashier system, wherein the payment request comprises the target payment mode, and the payment request is used for indicating the cashier system to carry out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
In a fifth aspect, an embodiment of the present application provides an electronic device, including: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, carries out the steps of the payment method as described in any of the embodiments of the first aspect.
In a sixth aspect, an embodiment of the present application provides a cash register device, including: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, carries out the steps of the payment method as described in any of the embodiments of the second aspect.
In a seventh aspect, this application embodiment provides a computer-readable storage medium, on which computer program instructions are stored, which when executed by a processor implement the steps of the payment method as described in any one of the embodiments of the first aspect or the second aspect.
In an eighth aspect, the present application provides a computer program product, and when executed by a processor of an electronic device, the instructions cause the electronic device to perform the steps of the payment method as described in any one of the embodiments of the first aspect or the second aspect.
According to the payment method, the payment device, the payment equipment, the payment medium and the payment product, a target position area is set through a plurality of UWB (Ultra Wide Band) signal base stations in a cashier system, when a mobile terminal exists in the target position area, terminal information corresponding to the mobile terminal is obtained, corresponding order information is obtained based on the terminal information, and the order information is sent to the mobile terminal to be confirmed by a user. Therefore, the payment mode can be selected on the mobile terminal without any operation of a cashier on a cashier desk, the payment process of the order is automatically completed, the payment operation process is simplified, and the payment efficiency is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings needed to be used in the embodiments of the present application will be briefly described below, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is an architectural diagram for a payment method provided herein;
fig. 2a is a schematic structural diagram of a cashier system provided by the present application;
fig. 2b is a schematic structural diagram of a mobile terminal provided in the present application;
FIG. 3 is a schematic flow chart of a payment method provided by an embodiment of the present application;
FIG. 4 is a schematic flow chart diagram of a payment method provided by one embodiment of the present application;
FIG. 5 is a schematic flow chart diagram of a payment method provided by another embodiment of the present application;
FIG. 6 is a schematic flow chart of a freely selectable mode-based payment method provided herein;
FIG. 7 is a schematic flow chart of a payment method based on a system recommendation mode provided in the present application;
FIG. 8 is a schematic diagram of a payment device according to an embodiment of the present application;
fig. 9 is a schematic structural diagram of a payment device provided in another embodiment of the present application;
fig. 10 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
Features and exemplary embodiments of various aspects of the present application will be described in detail below, and in order to make objects, technical solutions and advantages of the present application more apparent, the present application will be further described in detail below with reference to the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described herein are intended to be illustrative only and are not intended to be limiting. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the present application by illustrating examples thereof.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
In the prior art, a user needs to cooperate with a cashier in the off-line payment process and tell the cashier the payment mode, the cashier operates the cash register device at a cash register desk, selects the payment mode informed by the user, and then the user performs the payment operation in the corresponding mode to complete the payment process. The payment operation process involves back-and-forth cooperation operation between the cashier and the user, so that the payment operation process is complicated, once one of the cashier and the user has misoperation, the payment operation cannot be continued, the payment progress of other users is influenced, and the efficiency of off-line payment is reduced.
In order to solve the problems of the prior art, embodiments of the present application provide a payment method, apparatus, device, medium, and product. The payment method can be applied to a scene of online shopping, and a framework suitable for the payment method provided by the embodiment of the application is introduced below.
Fig. 1 is an architecture diagram to which the payment method provided in the present application is applicable. As shown in fig. 1, a cashier system 10 and at least one mobile terminal 11 may be included in the architecture. The mobile terminal 11 may be a mobile device such as a smart phone, a smart watch, a smart bracelet, and a tablet computer. The cashier system 10 may include a cashier terminal, a plurality of UWB signal base stations, and a software and hardware device with built-in UWB communication function, and support a plurality of payment methods. The plurality of UWB signal base stations can be distributed and arranged near the cash register area, so that the plurality of UWB signal base stations form a UWB signal induction area through networking, and a safe payment area, namely a target position area, is arranged based on the UWB signal induction area. In addition, the mobile terminal at the user side is also internally provided with a software and hardware device with the UWB communication function, and has various payment functions. The cashier system and the user terminal can communicate information through the UWB signal base station and complete the transaction process through the communication layer and the application layer protocol.
For example, after the mobile terminal 11 enters the UWB signal sensing area, the UWB signal base station in the cashier system 10 may determine the location information of the mobile terminal 11 based on the time of flight (ToF) of the communication message, and further determine whether the mobile terminal 11 enters the secure payment area, and after it is determined that the mobile terminal 11 has entered the secure payment area, the payment operation process may be triggered.
In addition, as shown in fig. 2a, UWB hardware 101, drivers 102, and routing tables 103 may be included in the cashier system 10. The UWB hardware 101 may be configured to receive, transmit, and process information based on UWB signals, the driver 102 may be configured to drive the UWB hardware 101 to operate, and the routing table 103 may be configured to store connection information corresponding to each mobile terminal.
Similarly, as shown in fig. 2b, UWB hardware 111, drivers 112, and routing tables 113 may be included in mobile terminal 11. The UWB hardware 111 may be configured to receive, transmit, and process information based on the UWB signal, the driver 112 may be configured to drive the UWB hardware 111 to operate, and the routing table 113 may be configured to store connection information corresponding to the cash register system.
Through newly increasing above-mentioned each software and hardware module at cashier's system and user terminal for both possess UWB communication function and supporting interface program, change the function interface between cashier's system and the user mobile terminal under the traditional mode, delete by the link of cashier's operation on the cashier's desk originally, change into cashier's system with the help of the UWB technique, both sides carry out the payment information interaction, acquire the payment mode that user mobile terminal selected, and then replace the operation of cashier on the cashier's desk.
In addition, the cashier system and the mobile terminal may perform communication with other external electronic devices based on UWB signals and perform information exchange based on UWB signals. For example, after receiving the payment request, the cashier system may forward the payment information to the background payee for settlement by using UWB signals (or other communication methods). After the transaction is completed, the cash receiving end can also feed back the transaction result to the cash register system by using UWB signals, so that the cash register system can accurately provide the transaction result to the user mobile terminal in real time and display the transaction result. The other communication modes include but are not limited to WIFI network communication, bluetooth network communication, 5G network communication and the like.
Based on the above framework, the embodiment of the application provides a payment method, which is specifically shown as follows.
Fig. 3 is a schematic flowchart of a payment method provided in an embodiment of the present application. As shown in fig. 3, the payment method may specifically include the following steps:
s310, under the condition that the mobile terminal exists in the target position area, the cashier system obtains terminal information corresponding to the mobile terminal;
s320, the cashier system acquires order information corresponding to the mobile terminal according to the terminal information;
s330, the cashier system sends order information to the mobile terminal;
s340, displaying order information by the mobile terminal;
s350, the mobile terminal receives a first input of a user based on order information;
s360, the mobile terminal responds to the first input and determines a target payment mode;
s370, the mobile terminal sends a payment request to the cashier system, wherein the payment request comprises a target payment mode;
and S380, the cashier system responds to the payment request and carries out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
Therefore, a target position area is set by utilizing a plurality of UWB signal base stations in the cashier system, when a mobile terminal exists in the target position area, the cashier system obtains terminal information corresponding to the mobile terminal, further obtains corresponding order information based on the terminal information, and sends the order information to the mobile terminal for confirmation by a user, so that the user can determine a target payment mode based on the order information on the mobile terminal and initiate payment, and further when the cashier system receives a payment request sent by the mobile terminal, payment processing is carried out on an order to be paid corresponding to the order information according to the target payment mode included in the payment request. Therefore, the payment mode can be selected on the mobile terminal without any operation of a cashier on a cashier desk, the payment process of the order is automatically completed, the payment operation process is simplified, and the payment efficiency is improved.
First, a payment method applied to the cashier system will be described in detail.
Fig. 4 is a schematic flowchart of a payment method according to an embodiment of the present application. As shown in fig. 4, the payment method may specifically include the following steps:
s410, under the condition that a mobile terminal exists in a target position area, acquiring terminal information corresponding to the mobile terminal, wherein the target position area is a safety payment area which is covered and set by networking based on a plurality of UWB signal base stations;
s420, obtaining order information corresponding to the mobile terminal according to the terminal information;
s430, sending order information to the mobile terminal to enable the mobile terminal to determine a target payment mode based on the order information;
s440, receiving a payment request sent by the mobile terminal, wherein the payment request comprises a target payment mode;
s450, responding to the payment request, and performing payment processing on the order to be paid corresponding to the order information based on the target payment mode.
Therefore, a target position area is set by utilizing a plurality of UWB signal base stations in the cashier system, when a mobile terminal exists in the target position area, terminal information corresponding to the mobile terminal is obtained, corresponding order information is obtained based on the terminal information, and the order information is sent to the mobile terminal to be confirmed by a user. Therefore, the payment mode can be selected on the mobile terminal without any operation of a cashier on a cashier desk, the payment process of the order is automatically completed, the payment operation process is simplified, and the payment efficiency is improved.
Specific implementations of the above steps are described below.
In some embodiments, in S410, the target location area may be located at an exit of an offline shopping store, and a plurality of UWB signal base stations may be located around the target location area, so that when a mobile terminal including a UWB functional module enters a UWB signal sensing area covered by a UWB signal base station network, the cashier system may locate the mobile terminal through the UWB signal base station and obtain terminal information corresponding to the mobile terminal after determining that the mobile terminal enters the target location area. The terminal information may include identification information and connection information, where the identification information includes, but is not limited to, a device identification code, a mobile phone number, and the connection information includes, but is not limited to, a Media Access Control (MAC) address.
For example, after it is determined that the mobile terminal enters the target location area, the cashier system and the mobile terminal can exchange terminal information when performing communication handshake through UWB signals in the secure payment area.
Based on this, in some examples, before S410 described above, the payment method provided in the embodiment of the present application may further include:
positioning the mobile terminal according to UWB signals corresponding to the mobile terminal and received by the UWB signal base stations to obtain a first position of the mobile terminal;
in a case where the first location is within the target location area, it is determined that a mobile terminal is present in the target location area.
Here, the cashier system may communicate directly with the mobile terminal of the user through a UWB signal base station.
For example, after the UWB signal base station detects that a mobile terminal enters the UWB signal sensing area, through communication between the mobile terminal and each UWB signal base station, the cashier system may position the mobile terminal based on the signal flight time and the position coordinates of each UWB signal base station to obtain the real-time position of the mobile terminal, and may further determine whether the mobile terminal enters the set security payment area, that is, the target position area, based on the real-time position.
In some embodiments, in S420, after receiving the terminal information of the mobile terminal, the cashier system may retrieve the order information of the user in the background according to all or part of the information (e.g., information such as a mobile phone number) in the terminal information. The order information may be order information generated after the user has purchased the commodity and the staff enters the commodity purchased by the user in the cashier system. Of course, the order information may be generated after the user enters the purchased goods into the self-service cash register system after the user purchases the goods. The method of generating order information is not limited herein.
Here, the order information may include contents such as merchant information, commodity quantity, commodity unit price, total amount of transaction, and time stamp.
In some embodiments, in S430, after the cashier system retrieves the order information corresponding to the mobile terminal, the order information may be sent to the mobile terminal to display the order information on the mobile terminal. Therefore, the user can select or confirm the payment mode on the mobile terminal based on the order information to obtain the corresponding target payment mode.
In addition, in some examples, the order information may further include authentication flag information, where the authentication flag information is used for the mobile terminal to perform validity authentication on the order information.
Here, the authentication flag information may be information such as an information header flag for performing legitimacy authentication.
For example, after receiving the order information sent by the cashier system, the mobile terminal may parse the order information, obtain information such as an information header mark, and confirm the validity of the order information through the information. On the premise of confirming the legality, acquiring the contents of merchant information, commodity quantity, commodity unit price, total transaction amount, time stamp and the like contained in the contents, and activating a local program to display the contents to a user through a graphical interface, wherein the graphical interface can display information in the forms of images, characters and the like.
Therefore, the order information can be validated by carrying the authentication mark information in the order information, and the safety of the payment operation is further improved.
In addition, the embodiment of the application provides two payment modes, wherein one mode is a mode that the user freely selects a payment mode, and the other mode is a mode that the system recommends the payment mode.
For the mode of recommending the payment method by the system, in some examples, the S430 may specifically include:
and sending order information and recommended payment mode information to the mobile terminal so that the mobile terminal determines a target payment mode based on the order information and the recommended payment mode information.
Here, since there may be a case where the payment institution cooperates with the merchant or a case where a certain payment method is greatly favored, the cashier system may push the recommended payment method to the user in synchronization, that is, send the recommended payment method information to the mobile terminal, in the process of sending the retrieved order information to the mobile terminal for the user to confirm. The recommended payment method information may include payment method identification information, matching discount information, and the like.
For example, when order information is displayed on the mobile terminal, corresponding recommended payment method information may be displayed based on the order information to attract the user to select a payment method corresponding to the recommended payment method information.
Therefore, by actively pushing the recommended payment mode and confirming the payment mode on the mobile terminal by the user, the entrance selected by the user for payment is guided while the manual operation is avoided, and the cooperation between the merchant and the payment mechanism is promoted.
In addition, since the cashier system may communicate with a plurality of mobile terminals at the same time, in order to enable the cashier system to accurately send the order information to the corresponding mobile terminal, in some examples, after the step S410, the payment method provided in the embodiment of the present application may further include:
storing the identification information and the connection information into a routing table in an associated manner;
accordingly, the above S430 includes:
acquiring connection information corresponding to the mobile terminal from the routing table according to the identification information;
and sending order information to the mobile terminal based on the connection information.
For example, the device identification code or the mobile phone number of the mobile terminal and the corresponding MAC address may be stored in the routing table, so that when the cashier system retrieves the order information corresponding to the mobile phone number, the corresponding MAC address may be queried from the routing table through the mobile phone number or the device identification code associated with the mobile phone number, and then the order information may be accurately sent to the mobile terminal corresponding to the order information through the MAC address.
Therefore, by the information storage mode, the accuracy of order information sending can be improved, a plurality of mobile terminals can be communicated with the cash register system at the same time, the cash register system can execute a plurality of payment operation processes at the same time, and the payment efficiency is further improved.
In some embodiments, in S440 and S450, after the user confirms the order information on the mobile terminal and selects or confirms the target payment method, the order payment may be directly initiated on the mobile terminal, and the mobile terminal sends a payment request to the cash register system. The payment request may include authentication tag information, a timestamp, and the like, in addition to the target payment method.
Illustratively, the cashier system receives a payment request initiated by the user mobile terminal, analyzes the payment request, and performs payment processing on the order to be paid corresponding to the order information according to a target payment mode carried in the payment request.
Based on this, in some examples, the S450 specifically may include:
calling a payment interface corresponding to the target payment mode;
and sending target payment information to the corresponding collection end through the payment interface, wherein the target payment information is used for indicating the collection end to execute deduction processing aiming at the order to be paid corresponding to the order information.
For example, the cashier system may generate payment information corresponding to the order to be paid, that is, target payment information, where the payment information may include account information, deduction amount information, and other information required when the order is paid. And the cashier system automatically matches a payment interface corresponding to the target payment mode based on the analysis result of the payment request, activates the payment service and initiates a payment deduction process to a background cash receiving end.
In some specific examples, if the target payment mode fed back by the mobile terminal is payment using a bank card of the bank a, the cashier system may send bank card information corresponding to the order to the receiving end of the bank a by calling a payment interface corresponding to the bank a, so that the receiving end of the bank a performs a deduction operation based on the bank card.
Therefore, different payment interfaces are automatically called to deduct money, and the money deduction processing of multiple payment modes can be realized by the cash register system, so that the cash register system can respond to different payment modes selected by a user at the mobile terminal, and the payment processing corresponding to different modes is realized.
In addition, the payment receiving end can feed back a payment result to the cash receiving system after the payment deduction processing is completed, and then the payment result is fed back to the corresponding mobile terminal through the UWB base station by the cash receiving system so as to display the payment result to the user on the mobile terminal, so that the real-time performance and the accuracy of the transaction result feedback can be improved, and the user experience is improved.
The above is a description of a payment method applied to the cashier system, and the following is a detailed description of a payment method applied to the mobile terminal.
Fig. 5 is a schematic flow chart of a payment method according to another embodiment of the present application. As shown in fig. 5, the payment method may specifically include the following steps:
s510, under the condition that the mobile terminal enters a target position area, sending self terminal information to a cashier system through a UWB signal base station so that the cashier system can obtain order information corresponding to the mobile terminal according to the terminal information, wherein the target position area is a safe payment area which is covered and set based on a plurality of UWB signal base stations in a networking mode;
s520, receiving order information sent by a cash register system;
s530, displaying order information;
s540, receiving a first input of a user based on order information;
s550, responding to the first input, and determining a target payment mode;
and S560, sending a payment request to the cashier system, wherein the payment request comprises a target payment mode, and the payment request is used for indicating the cashier system to carry out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
Here, for the explanation of each step, reference may be made to the explanation of the relevant part in the above embodiments, and details are not described here.
The first input may be a selection input for the user to select a target payment method from a plurality of payment methods, or may be a confirmation input for the user to set a recommended payment method to the target payment method, which is not limited herein.
Therefore, when the mobile terminal enters the target position area, the terminal information of the mobile terminal is sent to the cashier system through the UWB signal base station, so that the cashier system obtains corresponding order information based on the terminal information and sends the order information to the mobile terminal for confirmation of a user, therefore, the user can determine a target payment mode on the mobile terminal based on the displayed order information and initiate payment, and further, when the cashier system receives a payment request sent by the mobile terminal, payment processing is carried out on an order to be paid corresponding to the order information according to the target payment mode included in the payment request. Therefore, the payment mode can be selected on the mobile terminal without any operation of a cashier on a cashier desk, the payment process of the order is automatically completed, the payment operation process is simplified, and the payment efficiency is improved.
Based on this, in some implementations, the payment method provided in the embodiments of the present application may further include:
receiving recommended payment mode information sent by a cashier system;
and displaying the recommended payment mode information.
Illustratively, in the process that the cashier system pushes order information to the mobile terminal so that the user can confirm, recommended payment method information can be synchronously pushed to the user, and the recommended payment method information can include payment method identification information, matching discount information and the like. After receiving the information sent by the cashier system, the mobile terminal can display the order information and the corresponding recommended payment mode information for the user to confirm and refer.
In addition, regarding the mode of recommending a payment method by the system, in some embodiments, the S540 may specifically include:
receiving a first input used by a user for confirming recommended payment mode information;
accordingly, the S550 may specifically include:
and determining that the payment mode corresponding to the recommended payment mode information is a target payment mode.
For example, in the mode of recommending payment methods by the system, the user can determine the target payment method directly by confirming the recommended payment method information sent by the system. For example, after the user completes confirmation of the order and the recommended payment method on the mobile terminal, the mobile terminal may activate the matched payment interface to initiate a payment request, and send the payment request to the cash register system, so that the cash register system performs payment processing in a corresponding manner.
In addition, for a mode in which the user freely selects the payment method, in some embodiments, before the foregoing S540, the payment method provided in the embodiment of the present application may further include:
displaying at least one optional payment mode information corresponding to the order information;
accordingly, the S540 may specifically include:
receiving a first input that a user selects target payment mode information from at least one optional payment mode information;
accordingly, the S550 may specifically include:
and determining the payment mode corresponding to the target payment mode information as a target payment mode.
For example, in the mode in which the user freely selects the payment method, the user may freely select one or more optional payment methods preset in the local application in the mobile terminal. The displayed optional payment method information may include payment method identification information, such as an image identification or a text identification.
In this way, the user can freely select the appropriate payment method as the target payment method under the condition that no recommended payment method exists or the recommended payment method is not appropriate, so that the cashier system can carry out payment processing of the order based on the target payment method.
In order to better describe the whole scheme, specific examples are given based on the above embodiments.
For example, for the mode of freely selecting the payment method by the user, see the flowchart of the payment method shown in fig. 6, the payment method may include S601-S609, which is explained in detail below.
S601, the mobile terminal enters a UWB induction area, connection is established, and the mobile terminal and the UWB induction area acquire information;
s602, the cashier system retrieves a user order and sends the user order to the mobile terminal for confirmation;
s603, the user confirms order information on the mobile terminal, selects a target payment mode and initiates a payment request;
s604, the cashier system receives the payment request and automatically matches and calls corresponding payment services according to the target payment mode;
s605, the cashier system transmits the payment information to a background cash receiving end for settlement;
and S606, the payment end performs payment settlement and returns the payment result stage by stage.
Therefore, the user can determine the target payment mode in the mobile terminal in a freely selected mode, so that the cashier system can directly perform corresponding payment processing according to the target payment mode selected by the user in the mobile terminal, the payment operation process can be simplified, and the payment efficiency is improved.
For another example, for a mode in which the system recommends a payment method, see a flowchart of a payment method shown in fig. 7. The payment method may include S701-S707, which are explained in detail below.
S701, the mobile terminal enters a UWB sensing area, connection is established, and the mobile terminal and the UWB sensing area acquire information;
s702, the cashier system retrieves a user order and sends the user order to the mobile terminal for confirmation;
s703, the user returns confirmation information of the order information through the mobile terminal;
s704, the cashier system receives the confirmation information and actively pushes the recommended payment mode to the mobile terminal;
s705, the user confirms the recommended payment mode on the mobile terminal and initiates a payment request based on the payment mode;
s706, the cashier system transmits the payment information to a background cash receiving end for settlement;
and S707, the payment settlement is carried out by the collection end, and the payment result is returned step by step.
Therefore, the payment method is recommended to the user through the cash register system, and the user confirms whether the payment method recommended by the system is adopted or not on the mobile terminal, so that the cash register system can directly perform corresponding payment processing according to the recommended payment method confirmed by the user on the mobile terminal, the payment operation process can be simplified, the payment efficiency is improved, the cooperation of the cash register system and other cashier service providers is promoted, and the economic benefit is improved.
It should be noted that the application scenarios described in the embodiments of the present application are for more clearly illustrating the technical solutions in the embodiments of the present application, and do not constitute limitations on the technical solutions provided in the embodiments of the present application, and as a person having ordinary skill in the art can appreciate, with the occurrence of new application scenarios, the technical solutions provided in the embodiments of the present application are also applicable to similar technical problems.
Based on the same inventive concept, the application also provides a payment device. The details are described with reference to fig. 8.
Fig. 8 is a schematic structural diagram of a payment device according to an embodiment of the present application. The payment device can be applied to a cash register system.
As shown in fig. 8, the payment apparatus 800 may include:
an information obtaining module 801, configured to obtain terminal information corresponding to a mobile terminal when it is determined that the mobile terminal exists in a target location area, where the target location area is a secure payment area that is covered and set by networking based on the multiple UWB signal base stations;
an order obtaining module 802, configured to obtain order information corresponding to the mobile terminal according to the terminal information;
an order sending module 803, configured to send the order information to the mobile terminal, so that the mobile terminal determines a target payment method based on the order information;
a request receiving module 804, configured to receive a payment request sent by the mobile terminal, where the payment request includes the target payment method;
the order payment module 805 is configured to perform payment processing on the order to be paid corresponding to the order information based on the target payment method in response to the payment request.
The payment apparatus 800 is described in detail below, and specifically as follows:
in some embodiments, the order sending module 803 includes:
and the first sending submodule is used for sending the order information and the recommended payment mode information to the mobile terminal so that the mobile terminal determines the target payment mode based on the order information and the recommended payment mode information.
In some embodiments, the order payment module 805 comprises:
the calling submodule is used for calling a payment interface corresponding to the target payment mode;
and the second sending submodule is used for sending target payment information to a corresponding receiving end through the payment interface, wherein the target payment information is used for indicating the receiving end to execute deduction processing aiming at the order to be paid corresponding to the order information.
In some embodiments, the order information includes authentication mark information, and the authentication mark information is used for the mobile terminal to perform validity authentication on the order information.
In some embodiments, the terminal information includes identification information and connection information; the payment apparatus 800 further includes:
the association storage module is used for storing the identification information and the connection information into a routing table in an association manner after the terminal information corresponding to the mobile terminal is acquired;
the order sending module 803 includes:
the obtaining submodule is used for obtaining the connection information corresponding to the mobile terminal from the routing table according to the identification information;
and the third sending submodule is used for sending the order information to the mobile terminal based on the connection information.
In some embodiments, the payment apparatus 800 further includes:
the terminal positioning module is used for positioning the mobile terminal according to UWB signals which are received by the UWB signal base stations and correspond to the mobile terminal before terminal information corresponding to the mobile terminal is acquired under the condition that the mobile terminal exists in a target position area, and the first position of the mobile terminal is acquired;
a terminal determining module, configured to determine that the mobile terminal exists in the target location area when the first location is located in the target location area.
Therefore, a target position area is set by utilizing a plurality of UWB (Ultra Wide Band) signal base stations in the cashier system, when a mobile terminal exists in the target position area, terminal information corresponding to the mobile terminal is obtained, corresponding order information is obtained based on the terminal information, and the order information is sent to the mobile terminal for confirmation by a user. Therefore, the payment mode can be selected on the mobile terminal without any operation of a cashier on a cashier desk, the payment process of the order is automatically completed, the payment operation process is simplified, and the payment efficiency is improved.
Based on the same inventive concept, the application also provides a payment device. The details are described with reference to fig. 9.
Fig. 9 is a schematic structural diagram of a payment device according to another embodiment of the present application. The payment device can be applied to a mobile terminal.
As shown in fig. 9, the payment apparatus 900 may include:
an information sending module 901, configured to send terminal information of the mobile terminal to a cashier system via a UWB signal base station when the mobile terminal enters a target location area, so that the cashier system obtains order information corresponding to the mobile terminal according to the terminal information, where the target location area is a secure payment area that is covered and set by networking based on the UWB signal base stations;
an order receiving module 902, configured to receive order information sent by the cashier system;
an order display module 903, configured to display the order information;
an input receiving module 904, configured to receive a first input based on the order information from the user;
a mode determination module 905 for determining a target payment mode in response to the first input;
a request sending module 906, configured to send a payment request to the cashier system, where the payment request includes the target payment method, and the payment request is used to instruct the cashier system to perform payment processing on the order to be paid corresponding to the order information based on the target payment method.
The following describes the payment apparatus 900 in detail, specifically as follows:
in some embodiments, the payment apparatus 800 further includes:
the information receiving module is used for receiving the recommended payment mode information sent by the cash registering system;
and the first display module is used for displaying the recommended payment mode information.
In some of these embodiments, the input receiving module 904 comprises:
the first receiving submodule is used for receiving first input used by a user for confirming the recommended payment mode information;
the mode determination module 905 includes:
and the first determining submodule is used for determining that the payment mode corresponding to the recommended payment mode information is the target payment mode.
In some embodiments, the payment apparatus 800 further includes:
the second display module is used for displaying at least one optional payment mode information corresponding to the order information before receiving first input of the user based on the order information;
the input receiving module 904 comprises:
the second receiving submodule is used for receiving first input of target payment mode information selected from the at least one optional payment mode information by the user;
the mode determination module 905 includes:
and the second determining submodule is used for determining that the payment mode corresponding to the target payment mode information is the target payment mode.
Therefore, when the mobile terminal enters the target position area, the terminal information of the mobile terminal is sent to the cashier system through the UWB signal base station, so that the cashier system obtains corresponding order information based on the terminal information and sends the order information to the mobile terminal for confirmation of a user, therefore, the user can determine a target payment mode on the mobile terminal based on the displayed order information and initiate payment, and further, when the cashier system receives a payment request sent by the mobile terminal, payment processing is carried out on an order to be paid corresponding to the order information according to the target payment mode included in the payment request. Therefore, the payment mode can be selected on the mobile terminal without any operation of a cashier on a cashier desk, the payment process of the order is automatically completed, the payment operation process is simplified, and the payment efficiency is improved.
Fig. 10 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
The electronic device 1000 may include a processor 1001 and a memory 1002 that store computer program instructions.
Specifically, the processor 1001 may include a Central Processing Unit (CPU), or an Application Specific Integrated Circuit (ASIC), or may be configured to implement one or more Integrated circuits of the embodiments of the present Application.
In particular embodiments, memory may include Read Only Memory (ROM), Random Access Memory (RAM), magnetic disk storage media devices, optical storage media devices, flash memory devices, electrical, optical, or other physical/tangible memory storage devices. Thus, in general, the memory includes one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software comprising computer-executable instructions and when the software is executed (e.g., by one or more processors), it is operable to perform operations described with reference to the methods according to an aspect of the application.
The processor 1001 realizes any one of the payment methods in the above embodiments by reading and executing computer program instructions stored in the memory 1002.
In some examples, electronic device 1000 may also include a communication interface 1003 and a bus 1010. As shown in fig. 10, the processor 1001, the memory 1002, and the communication interface 1003 are connected to each other via a bus 1010 to complete communication therebetween.
The communication interface 1003 is mainly used for implementing communication between modules, apparatuses, units and/or devices in the embodiment of the present application.
Illustratively, the electronic device 1000 may be a mobile phone, a tablet computer, a notebook computer, a palm top computer, a vehicle-mounted electronic device, an ultra-mobile personal computer (UMPC), a netbook or a Personal Digital Assistant (PDA), and the like.
The electronic device 1000 may execute the payment method in the embodiment of the present application, so as to implement the payment method and apparatus described in conjunction with fig. 4 to 9.
In addition, in combination with the payment method in the foregoing embodiments, the embodiments of the present application may be implemented by providing a computer-readable storage medium. The computer readable storage medium having stored thereon computer program instructions; the computer program instructions, when executed by a processor, implement any of the payment methods of the above embodiments. Examples of computer-readable storage media include non-transitory computer-readable storage media such as portable disks, hard disks, Random Access Memories (RAMs), Read Only Memories (ROMs), erasable programmable read only memories (EPROMs or flash memories), portable compact disk read only memories (CD-ROMs), optical storage devices, magnetic storage devices, and so forth.
It is to be understood that the present application is not limited to the particular arrangements and instrumentality described above and shown in the attached drawings. A detailed description of known methods is omitted herein for the sake of brevity. In the above embodiments, several specific steps are described and shown as examples. However, the method processes of the present application are not limited to the specific steps described and illustrated, and those skilled in the art can make various changes, modifications, and additions or change the order between the steps after comprehending the spirit of the present application.
The functional blocks shown in the above-described structural block diagrams may be implemented as hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, plug-in, function card, or the like. When implemented in software, the elements of the present application are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine-readable medium or transmitted by a data signal carried in a carrier wave over a transmission medium or a communication link. A "machine-readable medium" may include any medium that can store or transfer information. Examples of a machine-readable medium include electronic circuits, semiconductor memory devices, ROM, flash memory, Erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, Radio Frequency (RF) links, and so forth. The code segments may be downloaded via computer networks such as the internet, intranet, etc.
It should also be noted that the exemplary embodiments mentioned in this application describe some methods or systems based on a series of steps or devices. However, the present application is not limited to the order of the above-described steps, that is, the steps may be performed in the order mentioned in the embodiments, may be performed in an order different from the order in the embodiments, or may be performed simultaneously.
Aspects of the present application are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware for performing the specified functions or acts, or combinations of special purpose hardware and computer instructions.
As described above, only the specific embodiments of the present application are provided, and it can be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the system, the module and the unit described above may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again. It should be understood that the scope of the present application is not limited thereto, and any person skilled in the art can easily conceive various equivalent modifications or substitutions within the technical scope of the present application, and these modifications or substitutions should be covered within the scope of the present application.
Claims (16)
1. A payment method is applied to a cash register system, and is characterized in that the cash register system comprises a plurality of ultra wide band UWB signal base stations, and the method comprises the following steps:
under the condition that a mobile terminal exists in a target position area, acquiring terminal information corresponding to the mobile terminal, wherein the target position area is a safe payment area which is covered and set by networking based on the plurality of UWB signal base stations;
acquiring order information corresponding to the mobile terminal according to the terminal information;
sending the order information to the mobile terminal so that the mobile terminal determines a target payment mode based on the order information;
receiving a payment request sent by the mobile terminal, wherein the payment request comprises the target payment mode;
and responding to the payment request, and performing payment processing on the order to be paid corresponding to the order information based on the target payment mode.
2. The method according to claim 1, wherein the sending the order information to the mobile terminal to enable the mobile terminal to determine a target payment method based on the order information comprises:
and sending the order information and the recommended payment mode information to the mobile terminal so that the mobile terminal determines the target payment mode based on the order information and the recommended payment mode information.
3. The method according to claim 1, wherein the performing payment processing on the order to be paid corresponding to the order information based on the target payment method includes:
calling a payment interface corresponding to the target payment mode;
and sending target payment information to a corresponding collection terminal through the payment interface, wherein the target payment information is used for indicating the collection terminal to execute deduction processing aiming at the order to be paid corresponding to the order information.
4. The method according to claim 1, wherein the order information includes authentication flag information, and the authentication flag information is used for the mobile terminal to perform validity authentication on the order information.
5. The method of claim 1, wherein the terminal information includes identification information and connection information; after the terminal information corresponding to the mobile terminal is acquired, the method further includes:
storing the identification information and the connection information in a routing table in an associated manner;
the sending the order information to the mobile terminal includes:
acquiring the connection information corresponding to the mobile terminal from the routing table according to the identification information;
and sending the order information to the mobile terminal based on the connection information.
6. The method according to claim 1, wherein before obtaining the terminal information corresponding to the mobile terminal when it is determined that the mobile terminal exists in the target location area, the method further comprises:
positioning the mobile terminal according to UWB signals corresponding to the mobile terminal and received by the UWB signal base stations to obtain a first position of the mobile terminal;
determining that the mobile terminal is present in the target location area if the first location is within the target location area.
7. A payment method is applied to a mobile terminal, and is characterized in that the method comprises the following steps:
under the condition that the mobile terminal enters a target position area, sending own terminal information to a cashier system through a UWB signal base station so that the cashier system can acquire order information corresponding to the mobile terminal according to the terminal information, wherein the target position area is a safe payment area which is covered and set based on networking of a plurality of UWB signal base stations;
receiving order information sent by the cashier system;
displaying the order information;
receiving a first input of a user based on the order information;
determining a target payment means in response to the first input;
and sending a payment request to the cashier system, wherein the payment request comprises the target payment mode, and the payment request is used for indicating the cashier system to carry out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
8. The method of claim 7, further comprising:
receiving recommended payment mode information sent by the cashier system;
and displaying the recommended payment method information.
9. The method of claim 8, wherein receiving a first input by a user based on the order information comprises:
receiving a first input used by a user for confirming the recommended payment method information;
the target payment method determination comprises the following steps:
and determining the payment mode corresponding to the recommended payment mode information as the target payment mode.
10. The method of claim 7 or 8, wherein prior to receiving a first input by a user based on the order information, the method further comprises:
displaying at least one optional payment mode information corresponding to the order information;
the receiving a first input of a user based on the order information comprises:
receiving a first input that a user selects target payment mode information from the at least one optional payment mode information;
the target payment method determination comprises the following steps:
and determining the payment mode corresponding to the target payment mode information as the target payment mode.
11. A payment device is applied to a cash register system, and is characterized in that the cash register system comprises a plurality of ultra wide band UWB signal base stations, and the device comprises:
the information acquisition module is used for acquiring terminal information corresponding to a mobile terminal under the condition that the mobile terminal exists in a target position area, wherein the target position area is a safe payment area which is covered and set by networking based on the plurality of UWB signal base stations;
the order acquisition module is used for acquiring order information corresponding to the mobile terminal according to the terminal information;
the order sending module is used for sending the order information to the mobile terminal so that the mobile terminal determines a target payment mode based on the order information;
a request receiving module, configured to receive a payment request sent by the mobile terminal, where the payment request includes the target payment method;
and the order payment module is used for responding to the payment request and carrying out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
12. A payment device applied to a mobile terminal is characterized by comprising:
the system comprises an information sending module, a payment system and a payment system, wherein the information sending module is used for sending self terminal information to the payment system through a UWB signal base station under the condition that the mobile terminal enters a target position area, so that the payment system obtains order information corresponding to the mobile terminal according to the terminal information, and the target position area is a safe payment area which is covered and set by networking based on a plurality of UWB signal base stations;
the order receiving module is used for receiving order information sent by the cashier system;
the order display module is used for displaying the order information;
the input receiving module is used for receiving first input of a user based on the order information;
a mode determination module for determining a target payment mode in response to the first input;
and the request sending module is used for sending a payment request to the cashier system, wherein the payment request comprises the target payment mode, and the payment request is used for indicating the cashier system to carry out payment processing on the order to be paid corresponding to the order information based on the target payment mode.
13. An electronic device, characterized in that the device comprises: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, implements the steps of the payment method of any one of claims 1-6.
14. A cash register device, characterized in that the device comprises: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, carries out the steps of the payment method according to any one of claims 7-10.
15. A computer-readable storage medium, having stored thereon computer program instructions, which when executed by a processor, implement the steps of a payment method as claimed in any one of claims 1-6 or 7-10.
16. A computer program product, wherein instructions in the computer program product, when executed by a processor of an electronic device, cause the electronic device to perform the steps of a payment method as claimed in any one of claims 1-6 or 7-10.
Priority Applications (3)
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| CN202210535789.5A CN114881628A (en) | 2022-05-17 | 2022-05-17 | Payment method, device, equipment, medium and product |
| PCT/CN2022/143529 WO2023221528A1 (en) | 2022-05-17 | 2022-12-29 | Payment method and apparatus, and device, medium and product |
| TW112101636A TW202347207A (en) | 2022-05-17 | 2023-01-13 | Payment method and apparatus, and device, medium and product |
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| CN202210535789.5A CN114881628A (en) | 2022-05-17 | 2022-05-17 | Payment method, device, equipment, medium and product |
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| CN202210535789.5A Pending CN114881628A (en) | 2022-05-17 | 2022-05-17 | Payment method, device, equipment, medium and product |
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| CN (1) | CN114881628A (en) |
| TW (1) | TW202347207A (en) |
| WO (1) | WO2023221528A1 (en) |
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| WO2023202155A1 (en) * | 2022-04-20 | 2023-10-26 | 中国银联股份有限公司 | Payment method, apparatus and device, and computer readable storage medium |
| WO2023221528A1 (en) * | 2022-05-17 | 2023-11-23 | 中国银联股份有限公司 | Payment method and apparatus, and device, medium and product |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| US11195159B1 (en) * | 2018-08-31 | 2021-12-07 | American Airlines, Inc. | Systems and methods for payment processing during vehicular travel |
| KR20210033311A (en) * | 2019-09-18 | 2021-03-26 | 현대자동차주식회사 | In-vehicle payment system and method |
| CN112837058A (en) * | 2019-11-25 | 2021-05-25 | 华为技术有限公司 | Payment method and electronic equipment |
| CN112581117A (en) * | 2020-12-10 | 2021-03-30 | 中国银联股份有限公司 | Payment method, collection device, payment device and storage medium |
| CN114757667A (en) * | 2022-04-20 | 2022-07-15 | 中国银联股份有限公司 | Payment method, device, equipment and computer readable storage medium |
| CN114881628A (en) * | 2022-05-17 | 2022-08-09 | 中国银联股份有限公司 | Payment method, device, equipment, medium and product |
| CN114997858A (en) * | 2022-06-20 | 2022-09-02 | 中国银联股份有限公司 | Payment method, payment device, payment equipment and computer-readable storage medium |
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2022
- 2022-05-17 CN CN202210535789.5A patent/CN114881628A/en active Pending
- 2022-12-29 WO PCT/CN2022/143529 patent/WO2023221528A1/en unknown
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2023
- 2023-01-13 TW TW112101636A patent/TW202347207A/en unknown
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2023202155A1 (en) * | 2022-04-20 | 2023-10-26 | 中国银联股份有限公司 | Payment method, apparatus and device, and computer readable storage medium |
| WO2023221528A1 (en) * | 2022-05-17 | 2023-11-23 | 中国银联股份有限公司 | Payment method and apparatus, and device, medium and product |
Also Published As
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| WO2023221528A1 (en) | 2023-11-23 |
| TW202347207A (en) | 2023-12-01 |
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