CN110363529A - Method of payment, charging terminal and the payment system of safe and convenient - Google Patents
Method of payment, charging terminal and the payment system of safe and convenient Download PDFInfo
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- CN110363529A CN110363529A CN201910780319.3A CN201910780319A CN110363529A CN 110363529 A CN110363529 A CN 110363529A CN 201910780319 A CN201910780319 A CN 201910780319A CN 110363529 A CN110363529 A CN 110363529A
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- 238000012011 method of payment Methods 0.000 title claims abstract description 6
- 238000013475 authorization Methods 0.000 claims abstract description 27
- 238000000034 method Methods 0.000 claims abstract description 17
- 238000011897 real-time detection Methods 0.000 claims abstract description 12
- 238000001514 detection method Methods 0.000 claims abstract description 7
- 238000004590 computer program Methods 0.000 description 12
- 238000005516 engineering process Methods 0.000 description 7
- 230000006870 function Effects 0.000 description 6
- 238000010586 diagram Methods 0.000 description 4
- 239000007787 solid Substances 0.000 description 3
- 238000013473 artificial intelligence Methods 0.000 description 2
- 238000004891 communication Methods 0.000 description 2
- 230000003287 optical effect Effects 0.000 description 2
- 244000062793 Sorghum vulgare Species 0.000 description 1
- 230000006399 behavior Effects 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 238000013461 design Methods 0.000 description 1
- 235000019713 millet Nutrition 0.000 description 1
- 239000000203 mixture Substances 0.000 description 1
- 239000013307 optical fiber Substances 0.000 description 1
- 238000012545 processing Methods 0.000 description 1
- 239000004065 semiconductor Substances 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
- 238000012559 user support system Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- General Physics & Mathematics (AREA)
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- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This application discloses a kind of method of payment of safe and convenient, charging terminal and payment systems, belong to mobile payment field.This method comprises: being in advance based on the fixed payment region of UWB setting range；Real-time detection identifies it for payment terminal to there is mobile terminal to enter payment region；The authorization and safety certification paid with the mobile terminal；It charges and operates to the mobile terminal execution, or trigger the mobile terminal execution delivery operation.The charging terminal includes: UWB module, detection module, authentication module and payment module.The payment system includes: the charging terminal and mobile terminal.The application has prevented risk of the encoding of graphs by fraudulent copying, has prevented hacker to the full extent using the location information that UWB is provided and has remotely stolen brush risk；Mobile phone starting APP is taken out and opened without user and is directed at charging terminal, then executes delivery operation, is realized automatic identification payment, is improved the safety and convenience of mobile payment.
Description
Technical field
This application involves mobile payment fields, more particularly to a kind of method of payment of safe and convenient, charging terminal and branch
The system of paying.
Background technique
Mobile Internet and AI (Artificial Intelligence, artificial intelligence) technology flourish, mobile payment
It is more and more common.The technology of mobile phone terminal mobile payment at this stage mainly has: two dimensional code payment, NFC (Near Field
Communication, near-field communication) payment and face payment etc..Two dimensional code payment with Alipay, wechat payment for representative,
The country obtains the very big market space.NFC payment, for representative, is also obtained with apple Pay, Huawei Pay, Samsung Pay, millet Pay etc.
Obtained certain User support.
The core emphasis of mobile payment is safe and convenient.In terms of safety, two dimensional code payment safety is lower, because of it
Encoding of graphs is also attacked vulnerable to other ways such as wooden horses easily by fraudulent copying.NFC payment improves peace by increasing hardware chip
Quan Xing, it is more safer than two dimensional code, but still can be cracked.In terms of agility, two dimensional code payment, which is additionally required, opens wechat or branch
Pay treasured APP (application program), NFC then need mobile phone close to card reader brush once.If mobile phone mounted in or packet in or both hands
Thing is held, then needs first to rout up mobile phone and unlocks again and open corresponding APP alignment charging terminal and paid, show slightly trouble, not enough
It is convenient and efficient.
Therefore, all there are also the spaces for improving and being promoted by either safety or convenience, two dimensional code and NFC.
Summary of the invention
The application's aims to overcome that the above problem or at least is partially solved or extenuates the above problem.
According to the one aspect of the application, a kind of method of payment of safe and convenient is provided, comprising:
It is in advance based on the fixed payment region of UWB ultra wide band setting range；
Real-time detection identifies that the mobile terminal is payment terminal to there is mobile terminal to enter the payment region；
The authorization and safety certification paid with the mobile terminal；
It charges and operates to the mobile terminal execution, or the triggering mobile terminal execution delivery operation.
Optionally, real-time detection identifies the mobile terminal for payment eventually to there is mobile terminal to enter the payment region
End, comprising:
Detect whether that mobile terminal enters the payment region by UWB real time distance or positioning, if it is, knowing
The not described mobile terminal is payment terminal.
Optionally, the authorization and safety certification paid with the mobile terminal, comprising:
Using UWB link, Bluetooth link or other encrypted data links, the authorization paid with the mobile terminal and
Safety certification.
According to further aspect of the application, a kind of charging terminal of safe and convenient is provided, comprising:
UWB module is configured to be in advance based on the fixed payment region of UWB ultra wide band setting range；
Detection module is configured to real-time detection to there is mobile terminal to enter the payment region, identifies described mobile whole
End is payment terminal；
Authentication module is configured to the authorization and safety certification paid with the mobile terminal；
Payment module, being configured to charge to the mobile terminal execution operates, or the triggering mobile terminal execution branch
Pay operation.
Optionally, the detection module concrete configuration at:
Detect whether that mobile terminal enters the payment region by UWB real time distance or positioning, if it is, knowing
The not described mobile terminal is payment terminal.
Optionally, the authentication module concrete configuration at:
Using UWB link, Bluetooth link or other encrypted data links, the authorization paid with the mobile terminal and
Safety certification.
Optionally, the charging terminal are as follows:
It is built-in with the gate, POS sale terminal machine or mobile terminal of UWB device；Or,
Gate or POS machine equipped with external UWB accessory；Or,
Proprietary UWB equipment.
According to the another aspect of the application, a kind of payment system of safe and convenient is provided, comprising: peace as described above
Complete convenient and fast charging terminal and mobile terminal；
The mobile terminal includes:
UWB module, is configured to be based on UWB with the charging terminal to be communicated and ranging or positioning；
Authentication module is configured to the authorization and safety certification paid with the charging terminal；
Payment module is configured to execute delivery operation after the notice for receiving the charging terminal.
Optionally, the authentication module concrete configuration of the mobile terminal at:
Using UWB link, Bluetooth link or other encrypted data links, the authorization paid with the charging terminal and
Safety certification.
Optionally, the mobile terminal is the mobile phone for being built-in with UWB device, Intelligent bracelet, smartwatch or intelligent pendant.
According to the another aspect of the application, a kind of calculating equipment is provided, including memory, processor and be stored in institute
State the computer program that can be run in memory and by the processor, wherein the processor executes the computer program
Shi Shixian method as described above.
According to the another aspect of the application, provide a kind of computer readable storage medium, it is preferably non-volatile can
Storage medium is read, is stored with computer program, the computer program is realized as described above when executed by the processor
Method.
According to the another aspect of the application, a kind of computer program product, including computer-readable code are provided, when
When the computer-readable code is executed by computer equipment, the computer equipment is caused to execute above-mentioned method.
The fixed payment region of range is arranged by being in advance based on UWB ultra wide band in above-mentioned technical proposal provided by the present application,
Real-time detection identifies that the mobile terminal is payment terminal to there is mobile terminal to enter the payment region, eventually with the movement
The authorization and safety certification paid is held, charges and operates to the mobile terminal execution, or the triggering mobile terminal execution
Delivery operation has prevented risk of the encoding of graphs by fraudulent copying without using two dimensional code, opens mobile phone starting without user
APP alignment charging terminal executes delivery operation again, and a series of cumbersome steps are omitted, and realizes automatic identification payment, greatly
Ground improves the safety and convenience of mobile payment.
In addition, having detected whether that mobile terminal enters payment region by UWB real time distance or positioning, utilize simultaneously
The location information that UWB is provided has prevented hacker to the full extent and has remotely stolen brush risk, further improves safety and convenience.
UWB is that mobile payment security and convenient two dimensions can be brought beneficial to variation, and part scene has larger attraction and the imagination
Space.
According to the accompanying drawings to the detailed description of the specific embodiment of the application, those skilled in the art will be more
Above-mentioned and other purposes, the advantages and features of the application are illustrated.
Detailed description of the invention
Some specific embodiments of the application are described in detail by way of example and not limitation with reference to the accompanying drawings hereinafter.
Identical appended drawing reference denotes same or similar part or part in attached drawing.It should be appreciated by those skilled in the art that these
What attached drawing was not necessarily drawn to scale.In attached drawing:
Fig. 1 is the method for payment flow chart according to the safe and convenient of the application one embodiment；
Fig. 2 is the payment scene application schematic diagram according to another embodiment of the application；
Fig. 3 is the charging terminal structure chart according to the safe and convenient of the application another embodiment；
Fig. 4 is the payment system structure chart according to the safe and convenient of the application another embodiment；
Fig. 5 is the payment system application schematic diagram according to another embodiment of the application；
Fig. 6 is the calculating equipment structure chart according to another embodiment of the application；
Fig. 7 is the computer readable storage medium structure chart according to another embodiment of the application.
Specific embodiment
This application involves UWB (UltraWide-Band, ultra wide band) technology, which is that industry generally acknowledges ranging and positioning accurate
Highest radio technology is spent, range accuracy is better than 10cm under good environment, and positioning accuracy is in 30cm.UWB technology can collect
At into mobile terminal such as mobile phone, by the way of the UWB device as built in using mobile terminal, realizing has the mobile end of UWB function
End.It using UWB technology, can not only identify whether mobile terminal enters in effectively payment region, payment can also be automatically performed.
Fig. 1 is the method for payment flow chart according to the safe and convenient of the application one embodiment.Referring to Fig. 1, this method packet
It includes:
101: being in advance based on the fixed payment region of UWB ultra wide band setting range；
102: for real-time detection to there is mobile terminal to enter payment region, identification mobile terminal is payment terminal；
103: the authorization and safety certification paid with mobile terminal；
104: charging and operate to mobile terminal execution, or triggering mobile terminal execution delivery operation.
In the present embodiment, optionally, for real-time detection to there is mobile terminal to enter payment region, identification mobile terminal is payment
Terminal, comprising:
Detect whether that mobile terminal enters payment region by UWB real time distance or positioning, if it is, identification moves
Dynamic terminal is payment terminal.
In the present embodiment, optionally, the authorization and safety certification paid with mobile terminal, comprising:
Using UWB link, Bluetooth link or other encrypted data links, the authorization and safety that are paid with mobile terminal
Certification.
In the present embodiment, first way refers to mobile terminal execution charge operation and directly passes through net by charging terminal
Network is interacted with background server, is actively deducted fees to mobile terminal, which participates in without mobile terminal, can be applied to move
Dynamic terminal is without the scenes such as network signal or network signal be weak.The second way, triggering mobile terminal execution delivery operation refer to
It participates in without charging terminal, is interacted self by network with background server by mobile terminal, complete actively to pay.
Fig. 2 is the payment scene application schematic diagram according to another embodiment of the application.Referring to fig. 2, which is subway
The charge scene of entrance.Charge gate is the gate system with UWB function, and user carries with it supports UWB technology
Mobile phone, when user comes into gate, gate based on UWB ranging or can orient the distance of mobile phone to gate in real time, thus real
When judge whether the mobile phone enters specified payment region.If it is determined that entering payment region, then the automatic identification mobile phone is
Then payment terminal, the authorization and safety certification paid with it execute charge operation to the mobile phone, or trigger the mobile phone and hold
Row delivery operation.Specially mobile phone is taken out in pocket or in packet without user, even if mobile phone has taken, without spy
It is intended to brush on gate.User directly walks close to gate, opens a sluice gate and deducts fees automatically, quite convenient quick.
The fixed payment region of range is arranged by being in advance based on UWB ultra wide band in the above method provided in this embodiment, real
When detected mobile terminal enter the payment region, identify the mobile terminal be payment terminal, with the mobile terminal
The authorization and safety certification paid is charged to the mobile terminal execution and is operated, or the triggering mobile terminal execution branch
Operation is paid, without using two dimensional code, has prevented risk of the encoding of graphs by fraudulent copying, opens mobile phone starting without user
APP is simultaneously directed at charging terminal and executes delivery operation again, and a series of cumbersome steps are omitted, and realizes automatic identification payment, pole
The earth improves the safety and convenience of mobile payment.In addition, having detected whether movement by UWB real time distance or positioning
Terminal enters payment region, while having prevented hacker to the full extent using the location information that UWB is provided and remotely having stolen brush risk, into
One step improves safety and convenience.
Fig. 3 is the charging terminal structure chart according to the safe and convenient of the application another embodiment.Referring to Fig. 3, the charge
Terminal includes:
UWB module 301 is configured to be in advance based on the fixed payment region of UWB ultra wide band setting range；
Detection module 302 is configured to real-time detection to there is mobile terminal to enter payment region, and identification mobile terminal is branch
Pay terminal；
Authentication module 303 is configured to the authorization and safety certification paid with mobile terminal；
Payment module 304, being configured to charge to mobile terminal execution operates, or triggering mobile terminal execution payment behaviour
Make.
In the present embodiment, optionally, detection module concrete configuration at:
Detect whether that mobile terminal enters payment region by UWB real time distance or positioning, if it is, identification moves
Dynamic terminal is payment terminal.
In the present embodiment, optionally, authentication module concrete configuration at:
Using UWB link, Bluetooth link or other encrypted data links, the authorization and safety that are paid with mobile terminal
Certification.
In the present embodiment, optionally, above-mentioned charging terminal specifically:
It is built-in with the gate, POS sale terminal machine or mobile terminal of UWB device；Or,
Gate or POS machine equipped with external UWB accessory；Or,
Proprietary UWB equipment.
Wherein, which can be base station UWB etc., not limit specifically.
The fixed payment area of range is arranged by being in advance based on UWB ultra wide band in above-mentioned charging terminal provided in this embodiment
Domain, real-time detection identify that the mobile terminal is payment terminal, with the movement to there is mobile terminal to enter the payment region
The authorization and safety certification that terminal is paid are charged to the mobile terminal execution and are operated, or the triggering mobile terminal is held
Row delivery operation has prevented risk of the encoding of graphs by fraudulent copying without using two dimensional code, opens mobile phone without user and opens
Dynamic APP alignment charging terminal executes delivery operation again, and a series of cumbersome steps are omitted, and realizes automatic identification payment, pole
The earth improves the safety and convenience of mobile payment.In addition, having detected whether movement by UWB real time distance or positioning
Terminal enters payment region, while having prevented hacker to the full extent using the location information that UWB is provided and remotely having stolen brush risk, into
One step improves safety and convenience.
Fig. 4 is the payment system structure chart according to the safe and convenient of the application another embodiment.Referring to fig. 4, the payment
System, comprising: such as the charging terminal 30 and mobile terminal 40 of safe and convenient provided by the above embodiment；
Wherein, which includes:
UWB module 401, is configured to be based on UWB with charging terminal to be communicated and ranging or positioning；
Authentication module 402 is configured to the authorization and safety certification paid with charging terminal；
Payment module 403 is configured to execute delivery operation after the notice for receiving charging terminal.
In the present embodiment, optionally, 402 concrete configuration of authentication module of mobile terminal at:
Using UWB link, Bluetooth link or other encrypted data links, the authorization and safety that are paid with charging terminal
Certification.
In the present embodiment, optionally, mobile terminal is the mobile phone for being built-in with UWB device, Intelligent bracelet, smartwatch or intelligence
It can pendant.
Fig. 5 is the payment system application schematic diagram according to another embodiment of the application.Referring to Fig. 5, which includes UWB
Mobile terminal and UWB charging terminal, the UWB charging terminal can be UWB gate, UWBPOS machine, UWB mobile terminal or other special
There is UWB equipment etc..Either mobile terminal or charging terminal, UWB can be by the way of outside appurtenances or built-in device
The mode of part, does not limit specifically.UWB charging terminal is based on UWB and carries out ranging or positioning, thus detect UWB mobile terminal into
Enter after paying region, executes charge operation or triggering mobile terminal payment.
The fixed payment region of range is arranged by being in advance based on UWB ultra wide band in above system provided in this embodiment, real
When detected mobile terminal enter the payment region, identify the mobile terminal be payment terminal, with the mobile terminal
The authorization and safety certification paid is charged to the mobile terminal execution and is operated, or the triggering mobile terminal execution branch
Operation is paid, without using two dimensional code, has prevented risk of the encoding of graphs by fraudulent copying, opens mobile phone starting without user
APP alignment charging terminal executes delivery operation again, and a series of cumbersome steps are omitted, and realizes automatic identification payment, greatly
Ground improves the safety and convenience of mobile payment.In addition, having been detected whether by UWB real time distance or positioning mobile whole
End enters payment region, while having prevented hacker to the full extent using the location information that UWB is provided and remotely having stolen brush risk, into one
Step improves safety and convenience.
According to the accompanying drawings to the detailed description of the specific embodiment of the application, those skilled in the art will be more
Above-mentioned and other purposes, the advantages and features of the application are illustrated.
The embodiment of the present application also provides a kind of calculating equipment, and referring to Fig. 6, which includes memory 1120, place
It manages device 1110 and is stored in the computer program that can be run in the memory 1120 and by the processor 1110, the computer
Program is stored in the space 1130 for program code in memory 1120, which executes by processor 1110
Shi Shixian is for executing any one steps of a method in accordance with the invention 1131.
The embodiment of the present application also provides a kind of computer readable storage mediums.Referring to Fig. 7, the computer-readable storage medium
Matter includes the storage unit for program code, which is provided with the journey for executing steps of a method in accordance with the invention
Sequence 1131 ', the program are executed by processor.
The embodiment of the present application also provides a kind of computer program products comprising instruction.When the computer program product exists
When being run on computer, so that computer executes steps of a method in accordance with the invention.
In the above-described embodiments, can come wholly or partly by software, hardware, firmware or any combination thereof real
It is existing.When implemented in software, it can entirely or partly realize in the form of a computer program product.The computer program
Product includes one or more computer instructions.When computer loads and executes the computer program instructions, whole or portion
Ground is divided to generate according to process or function described in the embodiment of the present application.The computer can be general purpose computer, dedicated computing
Machine, computer network obtain other programmable devices.The computer instruction can store in computer readable storage medium
In, or from a computer readable storage medium to the transmission of another computer readable storage medium, for example, the computer
Instruction can pass through wired (such as coaxial cable, optical fiber, number from a web-site, computer, server or data center
User's line (DSL)) or wireless (such as infrared, wireless, microwave etc.) mode to another web-site, computer, server or
Data center is transmitted.The computer readable storage medium can be any usable medium that computer can access or
It is comprising data storage devices such as one or more usable mediums integrated server, data centers.The usable medium can be with
It is magnetic medium, (for example, floppy disk, hard disk, tape), optical medium (for example, DVD) or semiconductor medium (such as solid state hard disk
Solid State Disk (SSD)) etc..
Professional should further appreciate that, described in conjunction with the examples disclosed in the embodiments of the present disclosure
Unit and algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, hard in order to clearly demonstrate
The interchangeability of part and software generally describes each exemplary composition and step according to function in the above description.
These functions are implemented in hardware or software actually, the specific application and design constraint depending on technical solution.
Professional technician can use different methods to achieve the described function each specific application, but this realization
It is not considered that exceeding scope of the present application.
Those of ordinary skill in the art will appreciate that implement the method for the above embodiments be can be with
By program come instruction processing unit completion, the program be can store in computer readable storage medium, and the storage is situated between
Matter is non-transitory (English: non-transitory) medium, such as random access memory, read-only memory, flash
Device, hard disk, solid state hard disk, tape (English: magnetic tape), floppy disk (English: floppy disk), CD (English:
Optical disc) and any combination thereof.
The preferable specific embodiment of the above, only the application, but the protection scope of the application is not limited thereto,
Within the technical scope of the present application, any changes or substitutions that can be easily thought of by anyone skilled in the art,
Should all it cover within the scope of protection of this application.Therefore, the protection scope of the application should be with scope of protection of the claims
Subject to.
Claims (10)
1. a kind of method of payment of safe and convenient, comprising:
It is in advance based on the fixed payment region of UWB ultra wide band setting range；
Real-time detection identifies that the mobile terminal is payment terminal to there is mobile terminal to enter the payment region；
The authorization and safety certification paid with the mobile terminal；
It charges and operates to the mobile terminal execution, or the triggering mobile terminal execution delivery operation.
2. the method according to claim 1, wherein real-time detection to have mobile terminal enter the payment area
Domain identifies that the mobile terminal is payment terminal, comprising:
Detect whether that mobile terminal enters the payment region by UWB real time distance or positioning, if it is, identification institute
Stating mobile terminal is payment terminal.
3. the method according to claim 1, wherein the authorization and safety that are paid with the mobile terminal are recognized
Card, comprising:
Using UWB link, Bluetooth link or other encrypted data links, the authorization and safety that are paid with the mobile terminal
Certification.
4. a kind of charging terminal of safe and convenient, comprising:
UWB module is configured to be in advance based on the fixed payment region of UWB ultra wide band setting range；
Detection module is configured to real-time detection to there is mobile terminal to enter the payment region, identifies that the mobile terminal is
Payment terminal；
Authentication module is configured to the authorization and safety certification paid with the mobile terminal；
Payment module, being configured to charge to the mobile terminal execution operates, or the triggering mobile terminal execution payment behaviour
Make.
5. charging terminal according to claim 4, which is characterized in that the detection module concrete configuration at:
Detect whether that mobile terminal enters the payment region by UWB real time distance or positioning, if it is, identification institute
Stating mobile terminal is payment terminal.
6. charging terminal according to claim 4, which is characterized in that the authentication module concrete configuration at:
Using UWB link, Bluetooth link or other encrypted data links, the authorization and safety that are paid with the mobile terminal
Certification.
7. the charging terminal according to any one of claim 4-6, which is characterized in that the charging terminal are as follows:
It is built-in with the gate, POS sale terminal machine or mobile terminal of UWB device；Or,
Gate or POS machine equipped with external UWB accessory；Or,
Proprietary UWB equipment.
8. a kind of payment system of safe and convenient, comprising: the charge of the safe and convenient as described in any one of claim 4-7 is whole
End and mobile terminal；
The mobile terminal includes:
UWB module, is configured to be based on UWB with the charging terminal to be communicated and ranging or positioning；
Authentication module is configured to the authorization and safety certification paid with the charging terminal；
Payment module is configured to execute delivery operation after the notice for receiving the charging terminal.
9. system according to claim 8, which is characterized in that the authentication module concrete configuration of the mobile terminal at:
Using UWB link, Bluetooth link or other encrypted data links, the authorization and safety that are paid with the charging terminal
Certification.
10. system according to claim 8, which is characterized in that the mobile terminal be the mobile phone for being built-in with UWB device,
Intelligent bracelet, smartwatch or intelligent pendant.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910780319.3A CN110363529A (en) | 2019-08-22 | 2019-08-22 | Method of payment, charging terminal and the payment system of safe and convenient |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910780319.3A CN110363529A (en) | 2019-08-22 | 2019-08-22 | Method of payment, charging terminal and the payment system of safe and convenient |
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| CN201910780319.3A Pending CN110363529A (en) | 2019-08-22 | 2019-08-22 | Method of payment, charging terminal and the payment system of safe and convenient |
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Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111541995A (en) * | 2020-04-03 | 2020-08-14 | 支付宝(杭州)信息技术有限公司 | UWB-based sequential identification system, method, device and equipment |
| CN112581117A (en) * | 2020-12-10 | 2021-03-30 | 中国银联股份有限公司 | Payment method, collection device, payment device and storage medium |
| CN112712150A (en) * | 2021-03-29 | 2021-04-27 | 成都信息工程大学 | Non-inductive payment method and system based on RFID scanning and UWB positioning |
| CN112819656A (en) * | 2020-12-31 | 2021-05-18 | 神思电子技术股份有限公司 | Smart catering implementation method based on UWB |
| CN112861033A (en) * | 2021-02-04 | 2021-05-28 | 北京三快在线科技有限公司 | Method and device for executing service |
| CN112995904A (en) * | 2021-02-26 | 2021-06-18 | 武汉天喻信息产业股份有限公司 | Non-inductive payment method and system based on Bluetooth positioning technology |
| CN113191761A (en) * | 2021-05-14 | 2021-07-30 | Tcl通讯（宁波）有限公司 | UWB-based vehicle control method and device, intelligent terminal and storage medium |
| EP4109932A1 (en) * | 2021-06-25 | 2022-12-28 | Beijing Xiaomi Mobile Software Co., Ltd. | Data interaction method, device, system, and mobile terminal |
| TWI800791B (en) * | 2020-08-19 | 2023-05-01 | 大陸商中國銀聯股份有限公司 | Biometric information-based authentication method, device, computer system, and computer-readable storage medium |
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