CN104899731B - The transmission method of mobile payment data, device and system - Google Patents
The transmission method of mobile payment data, device and system Download PDFInfo
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- CN104899731B CN104899731B CN201510121526.XA CN201510121526A CN104899731B CN 104899731 B CN104899731 B CN 104899731B CN 201510121526 A CN201510121526 A CN 201510121526A CN 104899731 B CN104899731 B CN 104899731B
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Abstract
This application discloses a kind of transmission methods of mobile payment data.Wherein, near-field communication (NFC) mobile terminal receives request message from near-field communication point of sale (NFC POS) terminal, to the NFC POS terminal returning response message, to establish the communication connection for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal；The NFC mobile terminal receives the mobile payment data being stored in the NFC POS terminal from the NFC POS terminal by the communication connection, and the mobile payment data are sent to backstage settlement center and carry out settlement process.Disclosed herein as well is corresponding device and system.Mobile payment data can be quickly transferred to backstage settlement center by technical solution disclosed in the present application, to improve settlement efficiency.
Description
Technical field
The present invention relates to wireless communication technology field more particularly to a kind of transmission method of mobile payment data, device and
System.
Background technique
With the fast development of network technology, the application of mobile payment is increasing.Mobile payment can pass through near field branch
The mode of paying realizes, i.e., by support the mobile terminal of near-field communication (Near Field Communication, NFC) technology with
Money-capital transfer is realized in communication between point of sale (Point of Sale, POS) terminal.
Near-field communication, also known as wireless near field communication are a kind of short-range high frequency wireless communication technologies, and electronics is allowed to set
Contactless Point-to-Point Data Transmission is carried out between standby.
Summary of the invention
The embodiment of the present invention provides a kind of transmission method of mobile payment data, device and system, by near-field communication pin
It sells the mobile payment data saved in point (NFC POS) terminal and is quickly sent to backstage settlement center progress settlement operations.
The technical solution of the embodiment of the present invention is achieved in that
The transmission method of mobile payment data in a kind of payment of near field, comprising:
Near-field communication (NFC) mobile terminal receives request message from NFC POS terminal, returns to the NFC POS terminal
Response message, to establish the communication link for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal
It connects；
The NFC mobile terminal is stored in the NFC POS from NFC POS terminal reception by the communication connection
The mobile payment data are sent to backstage settlement center and carry out settlement process by the mobile payment data in terminal；
The mobile payment data include:
It is stored in the predetermined quantity in the NFC POS terminal or within the scope of the predetermined time payment record.
The transmission method of mobile payment data in a kind of payment of near field, comprising:
NFC POS terminal sends request message, receives the response message that NFC mobile terminal returns, whole to establish NFC POS
The communication connection for being used to carry out mobile payment between end and NFC mobile terminal；
NFC POS terminal is sent to NFC mobile terminal by the mobile payment data saved that communicate to connect, with
Just the mobile payment data are sent to backstage settlement center and carry out settlement process by NFC mobile terminal；
The mobile payment data include:
It is stored in the predetermined quantity in the NFC POS terminal or within the scope of the predetermined time payment record.
A kind of NFC mobile terminal in the payment of near field, comprising:
Connection establishment module is returned for receiving the request message of NFC POS terminal transmission to the NFC POS terminal
Response message, to establish the communication link for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal
It connects；
Receiving module, for receiving mobile payment data from the NFC POS terminal by the communication connection；The shifting
Dynamic payment data includes: the predetermined quantity being stored in the NFC POS terminal or within the scope of the predetermined time payment note
Record；And
Sending module carries out settlement process for the mobile payment data to be sent to backstage settlement center.
A kind of NFC POS terminal in the payment of near field, comprising:
Connection establishment module receives the response message that NFC mobile terminal returns, for sending request message to establish
State the communication connection for being used to carry out mobile payment between NFC POS terminal and the NFC mobile terminal；With
Sending module, the mobile payment data for being saved the NFC POS terminal by the communication connection are sent
To the NFC mobile terminal, carried out so that the mobile payment data are sent to backstage settlement center by the NFC mobile terminal
Settlement process；The mobile payment data include: the predetermined quantity being stored in the NFC POS terminal or the predetermined time
Payment record in range.
The Transmission system of mobile payment data in a kind of payment of near field, comprising:
NFC POS terminal receives the response message that NFC mobile terminal returns, described in establishing for sending request message
The communication connection for being used to carry out mobile payment between NFC POS terminal and the NFC mobile terminal；The NFC POS is whole
The mobile payment data saved are held to be sent to the NFC mobile terminal by the communication connection；And
NFC mobile terminal, the request message sent for receiving the NFC POS terminal, is returned to the NFC POS terminal
Response message is returned, to establish the communication for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal
Connection；The mobile payment data are received from the NFC POS terminal by the communication connection；And by the mobile payment
Data are sent to backstage settlement center and carry out settlement process；
The mobile payment data include:
It is stored in the predetermined quantity in the NFC POS terminal or within the scope of the predetermined time payment record.
The methods, devices and systems provided according to embodiments of the present invention, between NFC mobile terminal and NFC POS terminal
It establishes after communication connection, NFC mobile terminal is stored in by the communication connection from NFC POS terminal reception described
The mobile payment data are sent to backstage settlement center and carry out settlement process by the mobile payment data in NFC POS terminal.
In this way, mobile payment data can quickly be transferred to backstage settlement center, to improve settlement efficiency, can also avoid due to
It is lost caused by loss of data in NFC POS terminal.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention without any creative labor, may be used also for those of ordinary skill in the art
To obtain other drawings based on these drawings.
Fig. 1 is the structure chart of the Transmission system of mobile payment data in one embodiment of the invention.
Fig. 2 is the flow chart of the transmission method of mobile payment data in one embodiment of the invention.
Fig. 3 is the flow chart of the transmission method of mobile payment data in another embodiment of the present invention.
Fig. 4 (a) is the schematic diagram for the mobile payment data that NFC mobile terminal saves in one embodiment of the invention.
Fig. 4 (b) is the schematic diagram for the mobile payment data that NFC POS terminal saves in one embodiment of the invention.
Fig. 5 is the flow chart of the transmission method of mobile payment data in one embodiment of the invention.
Fig. 6 is the flow chart of the transmission method of mobile payment data in one embodiment of the invention.
Fig. 7 is the flow chart of the transmission method of mobile payment data in one embodiment of the invention.
Fig. 8 is the structural schematic diagram of NFC POS terminal in one embodiment of the invention.
Fig. 9 is the structural schematic diagram of NFC mobile terminal in one embodiment of the invention.
Figure 10 is the structure chart of the Transmission system of mobile payment data in one embodiment of the invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that the described embodiment is only a part of the embodiment of the present invention, instead of all the embodiments.Based on this
Embodiment in invention, every other reality obtained by those of ordinary skill in the art without making creative efforts
Example is applied, shall fall within the protection scope of the present invention.
When supporting the mobile terminal of NFC technique close to the POS terminal for supporting NFC technique, the mobile end of NFC technique is supported
The communication with the POS terminal for supporting NFC technique is realized by the radio-frequency channel NFC in end.Support that the mobile terminal device of NFC technique can
To be the mobile terminal devices such as mobile phone with NFC chip, the POS terminal of NFC technique is supported to can be POS cashing machine, automatic
The equipment such as vending machine.Hereinafter, the mobile terminal of NFC technique will be supported to be referred to as NFC mobile terminal, the POS of NFC technique will be supported
Terminal is referred to as NFC POS terminal.
During user carries out mobile payment using NFC mobile terminal, NFC POS terminal saves NFC mobile terminal
Mobile payment data.The mobile payment data saved in NFC POS terminal can be with periodic transmission to settlement center, to settle accounts
Center carries out settlement process according to the mobile payment data.Due to NFC POS terminal be it is offline, i.e. NFC POS terminal is obstructed
It is online with settlement center to cross communication line, therefore mobile payment data cannot be sent in clearing by NFC POS terminal in real time
The heart is settled accounts.It is typically passed through longer time, such as one week or one month, the mobile payment number in NFC POS terminal
According to can just be transferred to settlement center.
By taking bus card-reading system as an example, NFC POS terminal is exactly swiping the card for the support NFC technique installed on bus at this time
Machine.When user's POS that NFC mobile terminal (such as smart phone with NFC chip) is close, it can complete to swipe the card and pay
Take operation.The POS and NFC mobile terminal save the payment data of user respectively.Here, payment data may include user's account
The information such as the remaining sum at family, this amount of money, the time of payment that pay.In specified settlement time, (for example equal public transit vehicles are returned to
After master station or daily friendship vehicle), the payment data in the POS is exported in the settlement center of backstage by station staff
It is settled accounts.Due to that payment data cannot be sent to settlement center in real time, clearing are on the one hand caused slowly, another party
Face, if the POS breaks down, it is also possible to which the loss for causing payment data causes heavy losses.
In view of this, the embodiment of the present invention proposes a kind of transmission method of mobile payment data.In the embodiment of the present invention
Method in, between NFC mobile terminal and NFC POS terminal establish communication connection after, NFC POS terminal is saved
Mobile payment data are sent to the NFC mobile terminal, are sent to backstage settlement center by NFC mobile terminal and carry out clearing
Reason.In this way, mobile payment data can quickly be transferred to backstage settlement center, to improve settlement efficiency, can also avoid
It is lost as caused by loss of data in NFC POS terminal.
Fig. 1 is the structure chart of the Transmission system of mobile payment data in one embodiment of the invention.As shown in Figure 1, system
100 include NFC mobile terminal 110, NFC POS terminal 120, backstage settlement center 130 and communication network 140.
NFC mobile terminal 110 is established for the communication connection between NFC mobile terminal 110 and NFC POS terminal 120
Later, the mobile payment data that NFC POS terminal 120 is sent are received, and the mobile payment data received are passed through into communication network
Network 140 is sent to backstage settlement center 130.
In an embodiment of the invention, NFC mobile terminal 110, which can be, supports NFC technique and has at data calculating
Manage the mobile terminal device of function, including but not limited to (be equipped with communication module) smart phone, palm PC, tablet computer
Deng.Operating system is fitted on these communication terminals, including but not limited to: Android operation system, Symbian operation system
System, Windows mobile operating system and apple iPhone OS operating system etc..For example, as shown in Figure 1, NFC is moved
Dynamic terminal 110 may include that processor 102, non-volatile computer readable memory 104, I/O interface 106 and network communication connect
Mouth 108.These components are communicated by bus 105.
In an embodiment of the invention, multiple program modules: operating system 112, I/O mould are stored in memory 104
Block 114, communication module 116 and application program 118.Processor 102 can read the program module in memory to realize this hair
The scheme that bright embodiment provides.
In embodiments of the present invention, I/O interface 106 can be connect with input-output apparatus, for example, touch screen, microphone,
Loudspeaker etc..The input data received from input equipment is sent to I/O module 114 and handled by I/O interface 106, and will
The data that I/O module 114 exports are sent to output equipment.
The data received from communication network 140 can be sent to communication module 116 by network communication interface 108, and will
The data received from communication module 116 are sent by communication network 140.
NFC be may include in the application program 118 being stored in memory 104 using 119.NFC mobile terminal can lead to
The NFC is crossed using the data interaction between 119 realizations and NFC POS terminal.As shown in Figure 1, the NFC may include using 119
Connection establishment module 901, receiving module 902, sending module 903, the first memory module 904, the second memory module 905 and judgement
Module 906, the concrete function and working principle of module 901-906 is described in detail in extended meeting after this paper.Processor 102 can be by holding
Row NFC receives the mobile payment data of the transmission of NFC POS terminal 120 using 119, and the mobile payment data received are led to
It crosses communication network 140 and is sent to backstage settlement center 130.
NFC POS terminal 120 is established for the communication connection between NFC mobile terminal 110 and NFC POS terminal 120
Later, NFC mobile terminal 110 is sent by the mobile payment data that itself is saved, so that NFC mobile terminal 110 moves these
Dynamic payment data is sent to backstage settlement center 130 by communication network 140.
In an embodiment of the invention, NFC POS terminal 120 can be the POS cashing machine, automatic for supporting NFC technique
The equipment such as vending machine.Wherein, POS cashing machine can be handheld POS cashing machine, be also possible to (such as the public transport of fixed POS cashing machine
The POS, the subway POS, dining room POS etc.).
Backstage settlement center 130 is used to receive the mobile payment data of the transmission of NFC mobile terminal 110, and according to these shiftings
Dynamic payment data carries out settlement process.
In embodiments of the present invention, backstage settlement center 130 can be bank settlement server, public transport account settlement server,
Subway account settlement server or the account settlement server of other provider servers etc..In an embodiment of the invention, backstage
Settlement center 130 can be a computer system, include one or more server.Such as backstage settlement center 130
It may include the database server (not shown in figure 1) and one that one is used to save the mobile payment data received
For carrying out the account settlement server (not shown in figure 1) of settlement process according to mobile payment data.In addition, backstage settlement center
130 may include multiple hardware component (not shown in figure 1)s, such as display, keyboard, mouse, hard disk etc..
Communication network 140 can be wireless or wireline communication network, such as IP network, cellular mobile communication networks etc..
The transmission method of mobile payment data according to an embodiment of the present invention, NFC POS terminal and NFC mobile terminal it
Between communication connection establish after, the mobile payment data itself saved are sent NFC mobile terminal by NFC POS terminal, by
NFC mobile terminal is sent to backstage settlement center, so that backstage settlement center carries out settlement process according to mobile payment data.This
Sample, mobile payment data can quickly be transferred to backstage settlement center, improve settlement efficiency, can also avoid due to NFC
In POS terminal as loss of data and caused by lose.
Fig. 2 is a kind of flow chart of the transmission method of mobile payment data of the embodiment of the present invention.As shown in Fig. 2, the party
Method includes the following steps.
Step 200, NFC POS terminal sends request message, receives the response message that NFC mobile terminal returns, to establish
The communication connection for being used to carry out mobile payment between NFC POS terminal and NFC mobile terminal.
In this step, it in order to realize mobile payment, needs to establish communication between NFC POS terminal and NFC mobile terminal
Connection, i.e. NFC communication connect.Later, NFC POS terminal and NFC mobile terminal can fetch realization data by the communication link
Exchange, to realize mobile payment process.After mobile payment process terminates, the communication connection can be discharged.
Step 202, the mobile payment data that NFC POS terminal itself will be saved by the communication connection that step 200 is established
It is sent to NFC mobile terminal, is carried out at clearing so that the mobile payment data are sent to backstage settlement center by NFC mobile terminal
Reason.
It in embodiments of the present invention, include the payment record of mobile payment in mobile payment data.In every payment record
Relevant information comprising once mobile payment, such as: order number, user account, the amount of money, time, one or more in remaining sum
It is a.After communication connection between NFC POS terminal and NFC mobile terminal is established, NFC POS terminal can choose different
The mobile payment data that itself is saved are sent NFC mobile terminal by time point, for example,
Mode 1:NFC POS terminal is after determining that NFC mobile terminal is paid successfully, by the mobile payment number of itself preservation
According to being sent to NFC mobile terminal；
Mode 2:NFC POS terminal is after the payment result for receiving NFC mobile terminal return, by the movement of itself preservation
Payment data is sent to NFC mobile terminal；
Mode 3:NFC POS terminal is after sending payment request to NFC mobile terminal, by the mobile payment of itself preservation
Data are sent to NFC mobile terminal.
Three of the above mode is only the example of the embodiment of the present invention, and NFC POS terminal also can choose in other times
The mobile payment data that itself is saved are sent NFC mobile terminal by point.In the following embodiments, Fig. 3 and Fig. 5 is this hair
The flow chart for the method that the NFC POS terminal side that bright embodiment provides executes.Wherein, in embodiment shown in Fig. 3, NFC POS
Terminal sends NFC mobile terminal for the mobile payment data that itself is saved using aforesaid way 1.Embodiment shown in Fig. 5
In, NFC POS terminal sends NFC mobile terminal for the mobile payment data that itself is saved using aforesaid way 2.
Fig. 3 is a kind of flow chart of the transmission method of mobile payment data provided in an embodiment of the present invention.In the present embodiment
In, NFC POS terminal is sent to NFC after determining that NFC mobile terminal is paid successfully, by the mobile payment data that itself is saved
Mobile terminal.As shown in figure 3, this approach includes the following steps.
Step 300, NFC POS terminal sends request message, and receives the response message of NFC mobile terminal return, to build
The communication connection for being used to carry out mobile payment between vertical NFC POS terminal and NFC mobile terminal.
During NFC communication, NFC device is divided into two kinds of roles: main equipment and target device.Main equipment is the hair of communication
Play side.The message that target device response main equipment is sent.In the communication process of NFC POS terminal and NFC mobile terminal, NFC
POS terminal provides radiofrequency field (RF-field) as main equipment, sends request message to ambient enviroment to find the target of surrounding
Equipment.As target device, when NFC mobile terminal is close to NFC POS terminal, the transmission of NFC POS terminal can receive
Request message.
After receiving the request message of NFC POS terminal transmission, NFC mobile terminal sends to NFC POS terminal and carries
NFC mobile terminal identifies the response message of (NFC ID), to establish the communication between NFC mobile terminal and NFC POS terminal
Connection.Later, NFC POS terminal and NFC mobile terminal with negotiation communication parameter and can carry out data exchange.Wherein, NFC is mobile
Terminal iidentification can be the random number of NFC mobile terminal generation, for uniquely identifying the NFC mobile terminal.
In an embodiment of the invention, NFC mobile terminal further can also send user account to NFC POS terminal
Balance information.At this point, may further include after step 300:
Step 301, NFC POS terminal according to the balance information that NFC mobile terminal is sent judge remaining sum whether enough this
Payment, if enough, thening follow the steps 302.Otherwise, user balance can be prompted insufficient or directly terminate this method.
In embodiments of the present invention, it can be encrypted by balance information of the digital signature technology to user, to guarantee
The safety of data transmission.For example, NFC mobile terminal can by balance information by private key encryption, by the balance information of encryption with
And digital signature information is sent to NFC POS terminal by a piece of news.NFC POS terminal can digital signature based on the received
Then the integrality of Information Authentication message goes out balance information using public key decryptions.Balance information is being returned to NFC POS terminal
When, those skilled in the art can not also be done using other encryption methods, the embodiment of the present invention to using which kind of encryption method
It limits.
Step 302, NFC POS terminal sends payment request to NFC mobile terminal, and receives NFC mobile terminal return
Payment result.
It in an embodiment of the invention, include that this needs the amount of money that pays in payment request.NFC mobile terminal exists
After receiving payment request, payment processing is executed according to the payment amount for including in payment request, such as execute operation of deducting fees, so
Payment result is returned into NFC POS terminal afterwards.Here, the payment result may include: user account remaining sum, this
Payment amount etc..
In addition to payment result is returned to NFC POS terminal, NFC mobile terminal itself is being protected also according to the payment result
A payment record corresponding with current mobile payment is recorded in the mobile payment data deposited.Fig. 4 (a) is one implementation of the present invention
The schematic diagram of the mobile payment data saved in NFC mobile terminal in example.As shown in Fig. 4 (a), what which saved
It include 1 payment record 411 in mobile payment data.Here, payment record 411 is the corresponding payment note of current mobile payment
Record.It include: order number " Order-1 ", user account " user-1 ", this deducted amount " -2.00 ", branch in payment record 411
Pay time " 2015.01.0110:00 ", remaining sum " 10.00 ".
It is similar with step 300, in this step, in order to guarantee that the safety of data, NFC mobile terminal can pass through number
Signature technology encrypts the payment result for returning to NFC POS terminal.
Step 304, NFC POS terminal is remembered in the mobile payment data that itself is saved according to the payment result received
A payment record is recorded, and judges whether payment succeeds according to the payment result received, if paid successfully, is thened follow the steps
306。
After NFC POS terminal receives the payment result of NFC mobile terminal return, itself saved according to the payment result
Mobile payment data in record a payment record.It is similar with the payment record that NFC mobile terminal saves, NFC POS terminal
The payment record of preservation may include one or more in following information: order number, user account, this payment amount,
Time of payment, remaining sum etc..Fig. 4 (b) is the signal for the mobile payment data that NFC POS terminal saves in one embodiment of the invention
Figure.Include n payment record in the mobile payment data that NFC POS terminal saves as shown in Fig. 4 (b), every payment record with
Mobile payment is corresponding.The n payment record is according to the time of payment from closely to being far arranged successively.A wherein newest branch
It is identical as the payment record 411 of NFC mobile terminal record to pay record 421, i.e., payment record 421 is corresponding with current mobile payment
Payment record.
In this step, NFC POS terminal can by judge NFC mobile terminal return payment result in include more than
Whether volume (i.e. the remaining sum of NFC mobile terminal calculating) is consistent with the remaining sum that itself is calculated, to judge whether payment succeeds.If
NFC POS terminal determines that the remaining sum for including in payment result is consistent with the remaining sum that itself is calculated, it is determined that pays successfully.
In an embodiment of the invention, NFC POS terminal can be when sending payment request to NFC mobile terminal, meter
Calculate the remaining sum of user.The remaining sum of user can also be calculated again after the payment result for receiving NFC mobile terminal return.The present invention
Embodiment calculates the opportunity of user balance without limitation to NFC POS terminal.
In addition, NFC POS terminal can also judge whether payment succeeds by other means.For example, NFC POS terminal
It may determine that the payment amount one whether this payment amount for including in the payment result of NFC mobile terminal return itself determines
It causes, to judge whether payment succeeds.
If NFC mobile terminal has carried out encryption to payment result, in this step NFC POS terminal also need into
The corresponding decryption processing of row, the payment result decrypted.Then, further according to the payment result of decryption judge payment whether at
Function.
Step 306, NFC POS terminal is saved mobile payment data and is sent to NFC mobile terminal, so that NFC is mobile
Terminal sends backstage settlement center for the mobile payment data and carries out settlement process.
In this step, due to preserving the payment record of current mobile payment, NFC POS terminal in NFC mobile terminal
Other payment records (that is, except when payment record) except the payment record of preceding mobile payment that can be saved are sent to
In NFC mobile terminal.
For example, as shown in Fig. 4 (a) and 4 (b), it is identical with payment record 421 due to having been preserved in NFC mobile terminal
Payment record 411 preserves the payment record of current mobile payment in NFC mobile terminal, so NFC POS terminal does not need
The payment record 421 of current mobile payment is sent to NFC mobile terminal again.In this way, NFC POS terminal can be by Fig. 4 (b) institute
Other payment records shown are sent to NFC mobile terminal in whole or in part.At this point, NFC mobile terminal receives NFC POS terminal
After the payment record of transmission, the payment record of the payment record and the current mobile payment itself saved is merged into one
It rises, is then sent to backstage settlement center, so that backstage settlement center carries out settlement process.
In addition, NFC POS terminal can also send the payment record of current mobile payment together with other payment records
To NFC mobile terminal.At this point, NFC mobile terminal does not need to merge operation, it can be directly by received payment record
It is sent to hind computation center.
In embodiments of the present invention, since a large amount of payment record may be saved in NFC POS terminal, it is possible to only
A part of payment record therein is sent to NFC mobile terminal.For example it may be predetermined that being sent to the branch of NFC mobile terminal
The quantity of record is paid, it is mobile eventually that such NFC POS terminal can be sent to the payment record of its predetermined quantity saved NFC
End.The quantity that NFC POS terminal is sent to the payment record of NFC mobile terminal can be configured according to concrete application situation,
Such as the predetermined quantity can be 20.Or, it may be predetermined that it is sent to the time model of the payment record of NFC mobile terminal
It encloses, such as the payment record within 1 day is sent to NFC mobile terminal.Those skilled in the art can also use other modes
To limit the quantity for the payment record for being sent to NFC mobile terminal.Which is not limited by the present invention.
In addition, since not every NFC mobile terminal can successfully send the mobile payment data received
To backstage settlement center, the mobile payment Data duplication that NFC POS terminal can be saved issues multiple NFC mobile terminals,
Such as the payment record of newest predetermined quantity always can be sent to NFC mobile terminal by NFC POS terminal.
For example, it is assumed that currently preserve 100 payment records in NFC POS terminal, NFC POS terminal can be to current
NFC mobile terminal returns to newest 20 payment records.There is mobile terminal again in next time to increase before swiping the card in POS terminal
6 new records.Then when thering is mobile terminal to swipe the card next time, then by newest 20 payment records (including 6 new records)
It is sent on the mobile terminal.
In this way, backstage settlement center receive time of record of swiping the card most fastly can in 1 minute, it is slow also only in several hours
Through obtaining new payment record, even can be just transferred within one month than needs one week before backstage settlement center have it is higher
It improves.
Since NFC POS terminal repeats payment record to have issued multiple NFC mobile terminals, backstage settlement center be will receive
Duplicate payment record.Therefore, backstage settlement center can identify duplicate payment note according to the order number in payment record
Record, and delete duplicate payment record.
In the embodiment shown in fig. 3, NFC POS terminal protects itself after determining that NFC mobile terminal is paid successfully
The mobile payment data deposited have been sent to NFC mobile terminal.It should be noted that NFC POS terminal can also be at other moment
Mobile payment data are sent to NFC mobile terminal.For example, in the embodiment shown in fig. 5, NFC POS terminal is receiving
After the payment result that NFC mobile terminal returns, mobile payment data are sent to NFC mobile terminal.
Fig. 5 is a kind of flow chart of the transmission method of mobile payment data provided in an embodiment of the present invention.As shown in figure 5,
This approach includes the following steps.
Step 500, NFC POS terminal sends request message, and receives the response message of NFC mobile terminal return, to build
The communication connection for being used to carry out mobile payment between vertical NFC POS terminal and NFC mobile terminal.
It is similar with embodiment shown in Fig. 3, it also may further include step 501 here.
Step 501, NFC POS terminal receives the balance information that NFC mobile terminal is sent, and is judged according to the balance information
This whether enough payment of remaining sum, if enough, thening follow the steps 502.Otherwise, prompt user balance is insufficient.
Step 502, NFC POS terminal sends payment request to NFC mobile terminal, and receives NFC mobile terminal return
Payment result.
Step 500~502 are similar with step 300~302 respectively, and details are not described herein.
Step 504, NFC POS terminal is remembered in the mobile payment data that itself is saved according to the payment result received
Record a payment record.
After NFC POS terminal receives the payment result of NFC mobile terminal return, according to the payment result, itself protecting
A payment record is recorded in the mobile payment data deposited.The payment record that NFC POS terminal saves may include following information
In one or more: order number, user account, this payment amount, time of payment, remaining sum etc..
Step 506, the mobile payment data that NFC POS terminal is saved are sent to NFC mobile terminal, so as to NFC shifting
Dynamic terminal sends backstage settlement center for the mobile payment data and carries out settlement process.
The step is similar with step 306, and details are not described herein.
In the present embodiment, NFC POS terminal sends out the mobile payment data itself saved after receiving payment result
NFC mobile terminal is given, background server is sent to by NFC mobile terminal and carries out settlement process.Therefore, it will can quickly move
Dynamic payment data is transferred to backstage settlement center and is settled accounts.
The method executed above to NFC POS terminal side is described.Below with reference to Fig. 6 and Fig. 7 to NFC mobile terminal
The method that side executes is illustrated.
Fig. 6 is a kind of flow chart of mobile payment data transmission method provided in an embodiment of the present invention.As shown in fig. 6, should
Method includes the following steps.
Step 601, NFC mobile terminal receives the request message that NFC POS terminal is sent, and returns and rings to NFC POS terminal
Message is answered, to establish the communication connection for being used to carry out mobile payment between NFC POS terminal and NFC mobile terminal.
Step 602, NFC mobile terminal is stored in NFC POS terminal from the reception of NFC POS terminal by the communication connection
In mobile payment data, by the mobile payment data be sent to backstage settlement center carry out settlement process.
As described above, after the communication connection between NFC POS terminal and NFC mobile terminal is established, NFC POS terminal
It may put in different times and send NFC mobile terminal for the mobile payment data that itself is saved.Correspondingly, in step 602
In, NFC mobile terminal may put the mobile payment data for receiving the transmission of NFC POS terminal in different times, for example, receiving
NFC POS terminal is sent after payment request；Alternatively, after returning to payment result to NFC POS terminal.
In the following embodiments, it is assumed that NFC POS terminal is after determining pay successfully, by the mobile branch of itself preservation
It pays data and is sent to NFC mobile terminal, is i.e. NFC mobile terminal receives NFC after returning to payment result to NFC POS terminal
The mobile payment data that POS terminal is sent.
Fig. 7 is a kind of flow chart of the transmission method of mobile payment data provided in an embodiment of the present invention.In the present embodiment
In, NFC mobile terminal receives the mobile payment number of NFC POS terminal transmission after returning to payment result to NFC POS terminal
According to.As shown in fig. 7, this approach includes the following steps.
Step 700, NFC mobile terminal receives the request message that NFC POS terminal is sent, and returns to NFC POS terminal
Response message, to establish the communication connection for being used to carry out mobile payment between NFC POS terminal and NFC mobile terminal.
When NFC mobile terminal is close to NFC POS terminal, it can receive what NFC POS terminal was sent to ambient enviroment
Request message.After receiving the request message of NFC POS terminal transmission, NFC mobile terminal sends to NFC POS terminal and carries
NFC mobile terminal identifies the response message of (NFC ID), to establish the communication between NFC mobile terminal and NFC POS terminal
Connection.Later, NFC POS terminal and NFC mobile terminal with negotiation communication parameter and can carry out data exchange.Wherein, NFC is mobile
Terminal iidentification can be the random number of NFC mobile terminal generation, for uniquely identifying the NFC mobile terminal.
In an embodiment of the invention, step 701 can be further included after step 700.
Step 701, NFC mobile terminal sends the balance information of user account to NFC POS terminal, so that NFC POS is whole
Whether enough end judges remaining sum this payment according to the balance information.
Similar with step 300, in this step, NFC mobile terminal can be encrypted the balance information of return.
Step 702, NFC mobile terminal receives the payment request that NFC POS terminal is sent, and returns to branch to NFC POS terminal
It pays as a result, and recording a payment record in the mobile payment data of NFC mobile terminal according to the payment result.
It in an embodiment of the invention, include that this needs the amount of money that pays in payment request.NFC mobile terminal exists
After receiving payment request, payment processing is executed according to the payment amount for including in payment request, such as execute operation of deducting fees, so
Payment result is returned into NFC POS terminal afterwards.Here, the payment result may include: user account remaining sum, this
The amount of money etc. of payment.
In addition to payment result is returned to NFC POS terminal, NFC mobile terminal also itself is being saved according to the payment result
Mobile payment data in record a corresponding payment record.The payment record may include one in following information or
It is multiple: order number, user account, this payment amount, time of payment, remaining sum etc..
In this step, NFC mobile terminal can encrypt the payment result for returning to NFC POS terminal, to protect
Demonstrate,prove the safety of data.
Step 704, NFC mobile terminal receives the mobile payment data that NFC POS terminal is sent.
It is similar with step 306, since a large amount of payment record may be saved in NFC POS terminal, it is possible to only send out
Send a part of payment record therein to NFC mobile terminal.In this way, in this step, the mobile branch that NFC mobile terminal receives
Paying data includes the predetermined quantity saved in NFC POS terminal or the payment record within the scope of the predetermined time.
In addition, NFC POS terminal can incite somebody to action due to the payment record for preserving current mobile payment in NFC mobile terminal
Other payment records (being saved in NFC POS terminal except when payment record) except the payment record of preceding mobile payment hair
It is sent in NFC mobile terminal.At this point, including except current mobile payment in the mobile payment data that NFC mobile terminal receives
Payment record except payment record.
In an embodiment of the invention, be sent in NFC mobile payment data on the move can also be with for NFC POS terminal
Payment record comprising current mobile payment.
Step 706, the mobile payment data received are sent to backstage settlement center by NFC mobile terminal, so as to backstage
Settlement center carries out settlement process.
If not including the payment record of current mobile payment in the mobile payment data that NFC mobile terminal receives,
NFC mobile terminal needs the payment record for the current mobile payment for saving itself to be merged into the mobile payment data received
In, it is then forwarded to backstage settlement center, then so that backstage settlement center carries out settlement process.
If in the mobile payment data that NFC mobile terminal receives including the payment record of current mobile payment, NFC
The mobile payment data received directly can be sent to backstage settlement center by mobile terminal.
In this step, it before mobile payment data are sent backstage settlement center by NFC mobile terminal, can carry out
Then encryption sends backstage settlement center for encrypted mobile payment data.
In an embodiment of the invention, step 706 may comprise steps of.
Step 7061, the mobile payment data received are stored in NFC mobile terminal.
Step 7062, NFC mobile terminal is according to current Network status, it is determined whether sends the mobile payment data to
Backstage settlement center carries out settlement process.
For example, NFC mobile terminal may determine that currently whether there is available Wi-Fi connection, if there is, it is determined that it will move
Payment data is sent to backstage settlement center by Wi-Fi connection.
In an embodiment of the invention, if current network conditions are bad, it is determined that do not send out the mobile payment data
It is sent to backstage settlement center and carries out settlement process, step 7062 can be repeated at this time, thus will in network conditions turn good
Mobile payment data are sent to backstage settlement center.
In another embodiment, backstage is not sent by the mobile payment data if determined in step 7062
Settlement center carries out settlement process (for example, current network conditions are bad), can execute step 7063.
Step 7063: whether the holding time of the mobile payment data saved in judgment step 7061, which has reached, presets
Time threshold delete the mobile payment data received in step 704 if having reached pre-set time threshold.
Otherwise, step 7062 is executed.
In this step, if after some time, there are no after mobile payment data are sent to for NFC mobile terminal
Platform settlement center, the mobile payment data may be sent to backstage settlement center by other NFC mobile terminals, or
Artificial transmission is to backstage settlement center.At this point, there is no need to NFC mobile terminals to retransmit.Here, the size of time threshold can
To be set according to the actual situation, such as one day.
The mobile payment data transmission method proposed above to the embodiment of the present invention is illustrated.It is right with reference to the accompanying drawing
Device provided in an embodiment of the present invention is illustrated.
Fig. 8 is a kind of structural schematic diagram of NFC POS terminal provided in an embodiment of the present invention.As shown in figure 8, the NFC
POS terminal 800 comprises the following modules:
Connection establishment module 801 receives the response message that NFC mobile terminal returns, for sending request message to establish
Communication connection between NFC POS terminal 800 and NFC mobile terminal；With
Sending module 802, the mobile payment data for being saved NFC POS terminal 800 by the communication connection are sent out
It is sent to NFC mobile terminal, is carried out at clearing so that the mobile payment data are sent to backstage settlement center by NFC mobile terminal
Reason.
In an embodiment of the invention, the sending module 802 is further used for:
After NFC POS terminal 800 determines the mobile payment success, institute is sent by the mobile payment data of preservation
State NFC mobile terminal；Or
After receiving payment result from NFC mobile terminal, NFC mobile terminal is sent by mobile payment data；Or
Person
After sending payment request to NFC mobile terminal, NFC mobile terminal is sent by mobile payment data.
The mobile payment data include predetermined quantity or the payment record within the scope of the predetermined time；The sending module
802 are further used for sending the NFC mobile terminal for the predetermined quantity or the payment record within the scope of the predetermined time.
It in an embodiment of the invention, include removing in the predetermined quantity or payment record within the scope of the predetermined time
Predetermined quantity except the payment record of this mobile payment or the payment record within the scope of the predetermined time.
Fig. 9 is a kind of structural schematic diagram of NFC mobile terminal provided in an embodiment of the present invention.As shown in figure 9, the NFC is moved
Dynamic terminal 900 may include with lower module:
Connection establishment module 901 is returned to NFC POS terminal and is rung for receiving the request message of NFC POS terminal transmission
Message is answered, with the communication connection established between NFC POS terminal and NFC mobile terminal 900；
Receiving module 902, it is whole for being stored in the NFC POS from the reception of NFC POS terminal by the communication connection
Mobile payment data in end；With
Sending module 903, the mobile payment data for will receive are sent to backstage settlement center and carry out settlement process.
In an embodiment of the invention, the mobile payment data include be stored in it is pre- in the NFC POS terminal
Fixed number amount or the payment record within the scope of the predetermined time.
In an embodiment of the invention, the predetermined quantity or the payment record within the scope of the predetermined time include removing to work as
Predetermined quantity except the payment record of preceding mobile payment or the payment record within the scope of the predetermined time；
NFC mobile terminal 900 may further include: the first memory module 904, for saving the branch of current mobile payment
Pay record；
The sending module 903 is further used for: the branch for the current mobile payment that first memory module 904 is saved
It pays record and is sent to backstage settlement center progress settlement process.
As shown in figure 9, NFC mobile terminal 900 may further include:
Second memory module 905, the mobile payment data received for saving the receiving module 902；
Judgment module 906, for judging current Network status；
The sending module 903 is further used for: the current Network status judged according to the judgment module 906,
Determine whether that the mobile payment data for saving second memory module 905 are sent to backstage settlement center and settle accounts
Processing；
Second memory module 905 is further used for, and judges the mobile payment in second memory module 905
Whether the holding time of data has reached pre-set time threshold, if having reached the time threshold, described in deletion
The mobile payment data saved in second memory module 905.
Above-mentioned module 901-906 can be stored in the instruction module in computer-readable memory, these instruction moulds
Block includes the instruction that processor can be performed.When the instruction in processor execution module 901-906, above-mentioned module may be implemented
The various functions of 901-906.For example, the NFC that above-mentioned module 901-906 can be stored in memory 104 shown in FIG. 1 is answered
With the instruction module in 119.At this point, above-mentioned module 901-906 can be and establish module 901, receiving module shown in Fig. 1
902, sending module 903, the first memory module 904, the second memory module 905 and judgment module 906.
The embodiment of the invention also provides a kind of Transmission systems of mobile payment data, as shown in Figure 10.The system includes:
NFC POS terminal 800 and NFC mobile terminal 900.Wherein,
NFC POS terminal 800 receives the response message that NFC mobile terminal 900 returns, for sending request message to build
The communication connection for being used to carry out mobile payment between vertical NFC POS terminal 800 and NFC mobile terminal 900；Pass through the communication
The mobile payment data that NFC POS terminal 800 saves are sent NFC mobile terminal 900 by connection.
NFC mobile terminal 900 is used to receive the request message of the transmission of NFC POS terminal 800, returns to NFC POS terminal 800
Response message is returned, to establish the communication link for being used to carry out mobile payment between NFC POS terminal 800 and NFC mobile terminal 900
It connects；Mobile payment data are received from NFC POS terminal 800 by the communication connection；And the mobile payment data are sent out
It gives backstage settlement center and carries out settlement process.
Transmission system and the side of NFC POS terminal provided by the above embodiment, NFC mobile terminal and mobile payment data
Method embodiment belongs to same design, and specific implementation process is detailed in embodiment of the method, and which is not described herein again.
It, can also be in addition, each functional module in each embodiment of the present invention can integrate in one processing unit
It is that modules physically exist alone, can also be integrated in one unit with two or more modules.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.The function of each embodiment
Energy module can be located at a terminal or network node, or may be distributed on multiple terminals or network node.
In addition, each embodiment of the invention can pass through the data processing by data processing equipment such as computer execution
Program is realized.Obviously, data processor constitutes the present invention.In addition, being commonly stored data in one storage medium
Processing routine is by directly reading out storage medium for program or by installing or copying to data processing equipment for program
It stores in equipment (such as hard disk and/or memory) and executes.Therefore, such storage medium also constitutes the present invention.Storage medium can be with
Use any kind of recording mode, such as paper storage medium (such as paper tape), magnetic storage medium (such as floppy disk, hard disk, flash memory
Deng), optical storage media (such as CD-ROM), magnetic-optical storage medium (such as MO) etc..
Therefore the present invention also provides a kind of storage mediums, wherein it is stored with data processor, the data processor
For executing any embodiment of the above method of the present invention.
Those of ordinary skill in the art will appreciate that realizing that all or part of the steps of above-described embodiment can pass through hardware
It completes, relevant hardware can also be instructed to complete by program, the program can store in a kind of computer-readable
In storage medium, storage medium mentioned above can be read-only memory, disk or CD etc..
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all in essence of the invention
Within mind and principle, any modification, equivalent substitution, improvement and etc. done be should be included within the scope of the present invention.
Claims (11)
1. the transmission method of mobile payment data in a kind of near field payment characterized by comprising
Near-field communication NFC mobile terminal receives request message from near-field communication point of sale NFC POS terminal, to the NFC POS
Terminal returning response message is used to carry out mobile payment to establish between the NFC POS terminal and the NFC mobile terminal
Communication connection；
The NFC mobile terminal receives the payment request that the NFC POS terminal is sent, and returns to the NFC POS terminal
Payment result, wherein the NFC POS terminal records payment record according to the payment result, and according to receiving
Payment result judges whether payment succeeds；
The NFC mobile terminal is stored in the NFC POS terminal from NFC POS terminal reception by the communication connection
In mobile payment data, by the mobile payment data be sent to backstage settlement center carry out settlement process；Wherein, described
For NFC POS terminal after determining the mobile payment success, it is mobile that the mobile payment data saved are sent to the NFC
Terminal；
The mobile payment data include:
It is stored in the predetermined quantity in the NFC POS terminal or within the scope of the predetermined time payment record.
2. the method according to claim 1, wherein the predetermined quantity or within the scope of the predetermined time payment
Record includes: the predetermined quantity in addition to the payment record of current mobile payment or within the scope of the predetermined time payment record；
The method further includes:
The NFC mobile terminal saves the payment record of current mobile payment, and by the payment record of the current mobile payment
It is sent to backstage settlement center and carries out settlement process.
3. the method according to claim 1, wherein in the NFC mobile terminal by the mobile payment data
It is sent to before backstage settlement center progress settlement process, further comprises:
The NFC mobile terminal saves the mobile payment data received；
The NFC mobile terminal is according to current Network status, it is determined whether the mobile payment data are sent to backstage and are tied
Calculation center carries out settlement process；
If the mobile payment data are not sent to backstage settlement center, the NFC according to current Network status determination
Mobile terminal judges whether the holding time of the mobile payment data has reached pre-set time threshold, if reached
The time threshold then deletes the mobile payment data.
4. the transmission method of mobile payment data in a kind of near field payment, which is characterized in that the described method includes:
Near-field communication point of sale NFC POS terminal sends request message, receives the response that near-field communication NFC mobile terminal returns and disappears
Breath, to establish the communication connection for being used to carry out mobile payment between NFC POS terminal and NFC mobile terminal；
The NFC POS terminal sends payment request to the NFC mobile terminal, and receives what the NFC mobile terminal returned
Payment result；According to the payment result, the NFC POS terminal records a payment record and judges whether payment succeeds；
NFC POS terminal is sent to NFC mobile terminal by the mobile payment data saved that communicate to connect, so as to
The mobile payment data are sent to backstage settlement center and carry out settlement process by NFC mobile terminal；Wherein, the NFC POS is whole
After determining the mobile payment success, the mobile payment data saved are sent to the NFC mobile terminal at end；
The mobile payment data include:
It is stored in the predetermined quantity in the NFC POS terminal or within the scope of the predetermined time payment record.
5. according to the method described in claim 4, it is characterized in that, the predetermined quantity or the payment within the scope of the predetermined time
It include: the predetermined quantity in addition to the payment record of this mobile payment or the payment note within the scope of the predetermined time in record
Record.
6. the near-field communication NFC mobile terminal in a kind of near field payment characterized by comprising
Connection establishment module, for receiving the request message of near-field communication point of sale NFC POS terminal transmission, to the NFC
POS terminal returning response message is used to be moved to establish between the NFC POS terminal and the NFC mobile terminal
The communication connection of payment；The payment request that the NFC POS terminal is sent is received, and returns and pays to the NFC POS terminal
As a result, wherein the NFC POS terminal records a payment record according to the payment result, and according to the payment received
As a result judge whether payment succeeds；
Receiving module, for being stored in the NFC POS terminal by the communication connection from NFC POS terminal reception
Mobile payment data；The mobile payment data include: the predetermined quantity being stored in the NFC POS terminal or pre-
The payment record fixed time in range；Wherein, the NFC POS terminal is protected after determining the mobile payment success
The mobile payment data deposited are sent to the NFC mobile terminal；And
Sending module carries out settlement process for the mobile payment data to be sent to backstage settlement center.
7. NFC mobile terminal according to claim 6, which is characterized in that
The predetermined quantity or the payment record within the scope of the predetermined time include in addition to the payment record of current mobile payment
Predetermined quantity or the payment record within the scope of the predetermined time；
The NFC mobile terminal further comprises: the first memory module, for saving the payment record of current mobile payment；
The sending module is further used for: the payment record for the current mobile payment that first memory module is saved is sent
Settlement process is carried out to backstage settlement center.
8. NFC mobile terminal according to claim 7, which is characterized in that further comprise:
Second memory module, the mobile payment data received for saving the receiving module；
Judgment module, for judging current Network status；
The sending module is further used for: the current Network status judged according to the judgment module, it is determined whether will
The mobile payment data that second memory module saves are sent to backstage settlement center and carry out settlement process；And
Second memory module is further used for, and judges the preservation of the mobile payment data in second memory module
Whether the time has reached pre-set time threshold, if having reached the time threshold, deletes the second storage mould
The mobile payment data saved in block.
9. the near-field communication point of sale NFC POS terminal in a kind of near field payment characterized by comprising
Connection establishment module receives the response message that near-field communication NFC mobile terminal returns, for sending request message to build
Stand the communication connection for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal；To the NFC
Mobile terminal sends payment request, and receives the payment result that the NFC mobile terminal returns；According to the payment result, institute
NFC POS terminal is stated to record a payment record and judge whether payment succeeds；With
Sending module, for sending institute for the mobile payment data that the NFC POS terminal saves by the communication connection
NFC mobile terminal is stated, is settled accounts so that the mobile payment data are sent to backstage settlement center by the NFC mobile terminal
Processing；The mobile payment data include: the predetermined quantity being stored in the NFC POS terminal or predetermined time range
Interior payment record；
The sending module is further used for: after the NFC POS terminal determines the mobile payment success, by the shifting
Dynamic payment data is sent to the NFC mobile terminal.
10. NFC POS terminal according to claim 9, which is characterized in that the predetermined quantity or predetermined time range
It include predetermined quantity in addition to the payment record of this mobile payment or within the scope of the predetermined time in interior payment record
Payment record.
11. the Transmission system of mobile payment data in a kind of near field payment characterized by comprising
Near-field communication point of sale NFC POS terminal receives what near-field communication NFC mobile terminal returned for sending request message
Response message, to establish the communication link for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal
It connects；Payment request is sent to the NFC mobile terminal, and receives the payment result that the NFC mobile terminal returns；According to described
Payment result records a payment record and judges whether payment succeeds；The mobile payment number that the NFC POS terminal is saved
The NFC mobile terminal is sent to according to by the communication connection；Wherein, the NFC POS terminal is determining the mobile branch
After paying successfully, the mobile payment data saved are sent to the NFC mobile terminal；And
NFC mobile terminal, the request message sent for receiving the NFC POS terminal, returns to the NFC POS terminal and rings
Message is answered, to establish the communication link for being used to carry out mobile payment between the NFC POS terminal and the NFC mobile terminal
It connects；The payment request that the NFC POS terminal is sent is received, and returns to payment result to the NFC POS terminal；By described
Communication connection receives the mobile payment data from the NFC POS terminal；And after the mobile payment data are sent to
Platform settlement center carries out settlement process；
The mobile payment data include:
It is stored in the predetermined quantity in the NFC POS terminal or within the scope of the predetermined time payment record.
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| CN106997529B (en) | 2016-01-25 | 2021-12-24 | 创新先进技术有限公司 | Credit payment method and device based on mobile terminal eSE |
| US11120416B2 (en) * | 2016-09-05 | 2021-09-14 | Rakuten Group, Inc. | Vending machine management system, vending machine management method, management device, portable terminal, and program |
| WO2018072206A1 (en) * | 2016-10-21 | 2018-04-26 | 华为技术有限公司 | Method and device for transport payment |
| US20190392409A1 (en) * | 2017-01-24 | 2019-12-26 | Huawei Technologies Co., Ltd. | Transaction Processing Method and Terminal |
| CN108537532B (en) * | 2018-02-07 | 2020-12-18 | 北京三快在线科技有限公司 | Resource transfer method, device and system based on near field communication and electronic equipment |
| CN110121152B (en) * | 2018-02-07 | 2020-06-12 | 北京三快在线科技有限公司 | Target user position information management method, device and system and electronic equipment |
| CA3090597A1 (en) * | 2018-02-07 | 2019-08-15 | Beijing Sankuai Online Technology Co., Ltd | Resource transfer based on near field communication |
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Effective date of registration: 20210922 Address after: 518057 Tencent Building, No. 1 High-tech Zone, Nanshan District, Shenzhen City, Guangdong Province, 35 floors Patentee after: TENCENT TECHNOLOGY (SHENZHEN) Co.,Ltd. Patentee after: TENCENT CLOUD COMPUTING (BEIJING) Co.,Ltd. Address before: 2, 518044, East 403 room, SEG science and Technology Park, Zhenxing Road, Shenzhen, Guangdong, Futian District Patentee before: TENCENT TECHNOLOGY (SHENZHEN) Co.,Ltd. |