CN105260887A - NFC payment method, NFC payment system and intelligent terminal - Google Patents
NFC payment method, NFC payment system and intelligent terminal Download PDFInfo
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- CN105260887A CN105260887A CN201510579308.0A CN201510579308A CN105260887A CN 105260887 A CN105260887 A CN 105260887A CN 201510579308 A CN201510579308 A CN 201510579308A CN 105260887 A CN105260887 A CN 105260887A
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- nfc
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention provides a NFC (Near Field Communication) payment method, a NFC payment system and an intelligent terminal. The NFC payment method comprises the following steps of: setting a NFC payment gesture; performing payment gesture detection when executing NFC payment; and when the detected payment gesture is consistent with the set NFC payment gesture, completing the NFC payment. The NFC payment system comprises a NFC payment gesture setting module, a NFC payment gesture detection module and a NFC payment completing module, wherein the NFC payment gesture module is used for setting the NFC payment gesture; the NFC payment gesture detection module is used for performing payment gesture detection when executing NFC payment, and determining whether the detected payment gesture is consistent with the set NFC payment gesture; and the NFC payment completing module is used for completing the NFC payment when the detected payment gesture is consistent with the set NFC payment gesture. The technical scheme of the invention can improve safety of the NFC payment through performing gesture verification when executing NFC payment.
Description
Technical field
The present invention relates to a kind of safety technique, particularly relate to a kind of NFC payment, system and intelligent terminal.
Background technology
Near-field communication (NearFieldCommunication, NFC) is a kind of radiotelegraphy of short distance high frequency, runs in 20 cm distance in 13.56MHz frequency.NFC technology is developed by non-contact radio-frequency identification (RFID) and the Technology Integration that interconnects, combining induction card reader, induction type card and point-to-point function on one chip, can carry out identifying and exchanges data with compatible equipment in short distance.Along with the development of NFC technique, NFC function has become the standard configuration of 4G cell phone.It is a kind of mobile payment mode that NFC pays, consumer is when buying commodity or service, instant employing NFC technique completes payment by handheld devices such as mobile phones, the process paid is carried out at the scene, do not use mobile network, use NFC radio-frequency channel to realize the local communication with the equipment such as POS cashing machine or automatic vending machine.NFC pays that to have speed fast, and apart from the feature such as short, consumer only needed a brush mobile phone gently can complete payment within 1 to 2 second, simple just as brush mass transit card.But this modes of payments is again one " double-edged sword ", on the one hand, it makes the payment behavior of consumer more convenient, saves many time costs; On the other hand, it also brings larger potential safety hazard.Although NFC pays the built-in safety chip of oneself, security will other mobile payment security be a lot of than ever.If but mobile phone is lost, easily cause consumer bank's card information to be revealed or steal the problem of brush.
Given this, the technical scheme improving mobile phone NFC payment safety how is found just to become those skilled in the art's problem demanding prompt solution.
Summary of the invention
The shortcoming of prior art in view of the above, the object of the present invention is to provide a kind of NFC payment, system and intelligent terminal, for solving during NFC in prior art pays the problem of the security existed.
For achieving the above object and other relevant objects, the invention provides a kind of NFC payment, be applied in intelligent terminal, described NFC payment comprises: setting NFC pays gesture; Carry out carrying out payment gestures detection when NFC pays; When the payment gesture detected and set NFC pay gesture consistent time, complete described NFC and pay.
Alternatively, described NFC payment comprises: the NFC carried out set by adopting when NFC pays pays gesture and is encrypted NFC payment data; When the payment gesture detected and set NFC pay gesture consistent time, the payment gesture detected by employing has been decrypted described NFC to NFC payment data and has paid.
Alternatively, described payment gesture comprises the track marked by described intelligent terminal.
Alternatively, described payment gestures detection comprises: pay gesture by NFC described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection.
The present invention also provides a kind of NFC payment system, is applied in intelligent terminal, and described NFC payment system comprises: NFC pays gesture setting module, pays gesture for setting NFC; NFC pays gesture detection module, carry out payment gestures detection, and whether determine that detected payment gesture and set NFC pay gesture consistent for carrying out when NFC pays; NFC has paid module, for pay as the payment gesture detected and set NFC gesture consistent time, complete described NFC and pay.
Alternatively, described NFC pay gesture detection module also for: the NFC carried out set by adopting when NFC pays pays gesture and is encrypted NFC payment data; Described NFC paid module also for: when the payment gesture detected and set NFC pay gesture consistent time, the payment gesture detected by employing has been decrypted described NFC to NFC payment data and has paid.
Alternatively, described NFC payment gesture comprises the track marked by described intelligent terminal.
Alternatively, described payment gestures detection comprises: pay gesture by NFC described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection.
The present invention also provides a kind of intelligent terminal, and described intelligent terminal comprises NFC payment system as above.
Alternatively, described intelligent terminal comprises mobile phone.
As mentioned above, a kind of NFC payment of the present invention, system and intelligent terminal, have following beneficial effect: the security improving NFC payment by carrying out gesture checking when NFC pays.Comprise user and gesture encryption is carried out to NFC payment function, when carrying out NFC payment, need the process of carrying out gesture deciphering again.The present invention can effectively avoid authentication information to be revealed in the process of transmission, also can effectivelyly avoid mobile phone to lose the problem of the stolen brush of money in rear bank card.
Accompanying drawing explanation
Fig. 1 is shown as the schematic flow sheet of an embodiment of NFC payment of the present invention.
Fig. 2 is shown as the module diagram of an embodiment of NFC payment system of the present invention.
Element numbers explanation
1NFC payment system
11NFC pays gesture setting module
12NFC pays gesture detection module
13NFC has paid module
S1 ~ S3 step
Embodiment
Below by way of specific instantiation, embodiments of the present invention are described, those skilled in the art the content disclosed by this instructions can understand other advantages of the present invention and effect easily.The present invention can also be implemented or be applied by embodiments different in addition, and the every details in this instructions also can based on different viewpoints and application, carries out various modification or change not deviating under spirit of the present invention.
It should be noted that, the diagram provided in the present embodiment only illustrates basic conception of the present invention in a schematic way, then only the assembly relevant with the present invention is shown in graphic but not component count, shape and size when implementing according to reality is drawn, it is actual when implementing, and the kenel of each assembly, quantity and ratio can be a kind of change arbitrarily, and its assembly layout kenel also may be more complicated.
The invention provides a kind of NFC payment, be applied in intelligent terminal.In one embodiment, as shown in Figure 1, described NFC payment comprises:
Step S1, setting NFC pays gesture.In one embodiment, user's mobile intelligent terminal is to set the track that NFC pays gesture, and set NFC is paid gesture and comprises the track marked by described intelligent terminal.Pay gesture by NFC described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection, and the NFC payment gesture data detected data carried out as setting after the analyzing and processing set is stored in described intelligent terminal.
Step S2, carries out carrying out payment gestures detection when NFC pays.In one embodiment, user is when using mobile intelligent terminal to carry out NFC payment, and mobile described intelligent terminal marks payment gesture path.Gesture path is paid described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection, and the payment gesture data analyzing and processing that detected data carry out setting obtained and the NFC that prestores pay gesture data contrasts, whether both detections are identical, if identical, then think that the payment gesture that detects and set NFC pay gesture consistent, otherwise, then think that the payment gesture that detects and set NFC pay gesture inconsistent.In one embodiment, use mobile intelligent terminal to carry out, when NFC pays, the NFC set by employing is paid gesture to be encrypted NFC payment data.
Step S3, when the payment gesture detected and set NFC pay gesture consistent time, complete described NFC and pay.In one embodiment, when the payment gesture detected and set NFC pay gesture consistent time, the payment gesture detected by employing has been decrypted described NFC to NFC payment data and has paid.
The invention provides a kind of NFC payment system, be applied in intelligent terminal.In one embodiment, as shown in Figure 2, described NFC payment system 1 comprises NFC payment gesture setting module 11, NFC pays gesture detection module 12 and NFC has paid module 13.Wherein:
NFC pays gesture setting module 11 and pays gesture for setting NFC.In one embodiment, NFC pays gesture setting module 11 by detecting the track of user's mobile intelligent terminal to set the track that NFC pays gesture, and set NFC is paid gesture and comprises the track marked by described intelligent terminal.Pay gesture by NFC described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection, and the NFC payment gesture data detected data carried out as setting after the analyzing and processing set is stored in described intelligent terminal.
NFC payment gesture detection module 12 pays gesture setting module 11 with NFC and is connected, and carry out payment gestures detection, and whether determine that detected payment gesture and set NFC pay gesture consistent for carrying out when NFC pays.In one embodiment, user is when using mobile intelligent terminal to carry out NFC payment, and NFC pays gesture detection module 12 and described for detection intelligent terminal is marked payment gesture path.Gesture path is paid described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection, and the payment gesture data analyzing and processing that detected data carry out setting obtained and the NFC that prestores pay gesture data contrasts, whether both detections are identical, if identical, then think that the payment gesture that detects and set NFC pay gesture consistent, otherwise, then think that the payment gesture that detects and set NFC pay gesture inconsistent.In one embodiment, described NFC pay gesture detection module 12 also for: the NFC carried out set by adopting when NFC pays pays gesture and is encrypted NFC payment data.
NFC has paid module 13 and has paid gesture detection module 12 with NFC and be connected, for pay as the payment gesture detected and set NFC gesture consistent time, complete described NFC and pay.In one embodiment, described NFC paid module 13 also for: when the payment gesture detected and set NFC pay gesture consistent time, the payment gesture detected by employing has been decrypted described NFC to NFC payment data and has paid.
The present invention also comprises a kind of intelligent terminal, and described intelligent terminal comprises above-described NFC payment system.Described intelligent terminal, when using NFC payment function, will carry out the checking of payment gesture, when paying gesture and being identical with the payment gesture of setting, be proved to be successful, and just can complete NFC and pay.Described intelligent terminal comprises mobile intelligent terminal, and described mobile intelligent terminal comprises mobile phone etc.
In one embodiment, the user of described intelligent terminal can utilize intelligent terminal to set the key of a gesture as encryption NFC payment data.User can utilize the various sensors on intelligent terminal, includes but not limited to lower sensor: acceleration transducer, light sensation, proximity transducer, gyroscope, the sensors such as fingerprint recognition, adds gesture encryption for paying NFC.Such as can with gyroscope, acceleration transducer, geomagnetic sensor combine.Such as, payment gesture can be set as mobile intelligent terminal standardized circle aloft by user.When user utilizes the smart machine with NFC function to pay, need when payment to take intelligent terminal to mark the gesture set.Smart mobile phone detects marked payment gesture, by the comparison of the payment gesture with setting, can comprise the analysis and treament of view data, thus whether parse this payment gesture identical with the payment gesture of setting.If identical, then complete payment, otherwise pay unsuccessfully.
In sum, a kind of NFC payment of the present invention, system and intelligent terminal improve the security of NFC payment by carrying out gesture checking when NFC pays.Comprise user and gesture encryption is carried out to NFC payment function, when carrying out NFC payment, need the process of carrying out gesture deciphering again.The present invention can effectively avoid authentication information to be revealed in the process of transmission, also can effectivelyly avoid mobile phone to lose the problem of the stolen brush of money in rear bank card.So the present invention effectively overcomes various shortcoming of the prior art and tool high industrial utilization.
Above-described embodiment is illustrative principle of the present invention and effect thereof only, but not for limiting the present invention.Any person skilled in the art scholar all without prejudice under spirit of the present invention and category, can modify above-described embodiment or changes.Therefore, such as have in art usually know the knowledgeable do not depart from complete under disclosed spirit and technological thought all equivalence modify or change, must be contained by claim of the present invention.
Claims (10)
1. a NFC payment, is applied in intelligent terminal, it is characterized in that, described NFC payment comprises:
Setting NFC pays gesture;
Carry out carrying out payment gestures detection when NFC pays;
When the payment gesture detected and set NFC pay gesture consistent time, complete described NFC and pay.
2. NFC payment according to claim 1, is characterized in that: described NFC payment comprises: the NFC carried out set by adopting when NFC pays pays gesture and is encrypted NFC payment data; When the payment gesture detected and set NFC pay gesture consistent time, the payment gesture detected by employing has been decrypted described NFC to NFC payment data and has paid.
3. NFC payment according to claim 1, is characterized in that: described payment gesture comprises the track marked by described intelligent terminal.
4. NFC payment according to claim 3, is characterized in that: described payment gestures detection comprises: pay gesture by NFC described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection.
5. a NFC payment system, is applied in intelligent terminal, it is characterized in that: described NFC payment system comprises:
NFC pays gesture setting module, pays gesture for setting NFC;
NFC pays gesture detection module, carry out payment gestures detection, and whether determine that detected payment gesture and set NFC pay gesture consistent for carrying out when NFC pays;
NFC has paid module, for pay as the payment gesture detected and set NFC gesture consistent time, complete described NFC and pay.
6. NFC payment system according to claim 5, is characterized in that: described NFC pay gesture detection module also for: the NFC carried out set by adopting when NFC pays pays gesture and is encrypted NFC payment data; Described NFC paid module also for: when the payment gesture detected and set NFC pay gesture consistent time, the payment gesture detected by employing has been decrypted described NFC to NFC payment data and has paid.
7. NFC payment system according to claim 5, is characterized in that: described NFC is paid gesture and comprises the track marked by described intelligent terminal.
8. NFC payment system according to claim 7, is characterized in that: described payment gestures detection comprises: pay gesture by NFC described in any one in the gyroscope in described intelligent terminal, photosensitive sensors, proximity transducer, acceleration transducer, geomagnetic sensor or combine detection.
9. an intelligent terminal, is characterized in that: described intelligent terminal comprises the NFC payment system as described in claim arbitrary in claim 5 to 8.
10. intelligent terminal according to claim 9, is characterized in that: described intelligent terminal comprises mobile phone.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510579308.0A CN105260887A (en) | 2015-09-11 | 2015-09-11 | NFC payment method, NFC payment system and intelligent terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510579308.0A CN105260887A (en) | 2015-09-11 | 2015-09-11 | NFC payment method, NFC payment system and intelligent terminal |
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| CN105260887A true CN105260887A (en) | 2016-01-20 |
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| CN201510579308.0A Pending CN105260887A (en) | 2015-09-11 | 2015-09-11 | NFC payment method, NFC payment system and intelligent terminal |
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| CN106527697A (en) * | 2016-10-25 | 2017-03-22 | 北京小米移动软件有限公司 | Safety verification method and device in virtual reality |
| CN108269079A (en) * | 2016-12-30 | 2018-07-10 | 株式会社Vp | HCE mobile traffic card settlement methods |
| CN108960813A (en) * | 2018-06-28 | 2018-12-07 | 苏州食在有趣网络科技有限公司 | A kind of intelligent cashier system based on NFC payment |
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Cited By (5)
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| CN106527697A (en) * | 2016-10-25 | 2017-03-22 | 北京小米移动软件有限公司 | Safety verification method and device in virtual reality |
| CN108269079A (en) * | 2016-12-30 | 2018-07-10 | 株式会社Vp | HCE mobile traffic card settlement methods |
| CN108269079B (en) * | 2016-12-30 | 2021-12-14 | 株式会社Vp | HCE mobile traffic card settlement method |
| CN108960813A (en) * | 2018-06-28 | 2018-12-07 | 苏州食在有趣网络科技有限公司 | A kind of intelligent cashier system based on NFC payment |
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Application publication date: 20160120 |