CN105815904A - Intelligent wallet with mobile payment function - Google Patents

Intelligent wallet with mobile payment function Download PDF

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Publication number
CN105815904A
CN105815904A CN201510971540.9A CN201510971540A CN105815904A CN 105815904 A CN105815904 A CN 105815904A CN 201510971540 A CN201510971540 A CN 201510971540A CN 105815904 A CN105815904 A CN 105815904A
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CN
China
Prior art keywords
wallet
payment
nfc
payment function
tape movement
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201510971540.9A
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Chinese (zh)
Inventor
李珉玮
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Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CN201510971540.9A priority Critical patent/CN105815904A/en
Publication of CN105815904A publication Critical patent/CN105815904A/en
Pending legal-status Critical Current

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Classifications

    • AHUMAN NECESSITIES
    • A45HAND OR TRAVELLING ARTICLES
    • A45CPURSES; LUGGAGE; HAND CARRIED BAGS
    • A45C1/00Purses; Money-bags; Wallets
    • A45C1/06Wallets; Notecases
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Telephone Function (AREA)

Abstract

The invention discloses an intelligent wallet with a mobile payment function. The intelligent wallet comprises a circuit board arranged in a wallet body. The circuit board is provided with a NFC chip used for payment interaction with a NFC payment terminal, a fingerprint recognition module used for fingerprint recognition during mobile payment, and a MCU processor connected with the NFC chip and the NFC payment terminal and used for verifying fingerprint information recognized by the fingerprint recognition module and for controlling payment interaction between the NFC chip and the NFC payment terminal after verification. The intelligent wallet provided by the invention has the mobile payment function since the NFC chip and the fingerprint recognition module are arranged in the wallet; during mobile payment, the wallet approaches a payment mobile induction unit, verification is carried out via the fingerprint recognition module, and payment is completed if fingerprint is correct according to verification results; and as the NFC chip and fingerprint recognition are cooperatively employed for accomplishing mobile payment, security of payment is improved, and convenience is provided for users.

Description

A kind of intelligent wallet of Tape movement payment function
Technical field
The present invention relates to wallet field, the intelligent wallet of a kind of Tape movement payment function.
Background technology
Wallet (qi á nb ā o), as the term suggests being the bag bag of dress money, is also most important parcel in people's daily life, had both been suitable for the identity of oneself, and had embodied again the individual character of oneself.Suitably wallet style more can embody your fashion index.
Wallet be possible not only to a money collect with the money instrument such as bank card, the credit card together be contained in a parcel, and be easy to carry with use, generally have palm size.Nowadays wallet can also is that carry-on ornament or when family's photo clip uses in addition to above effect.
NFC payment is the one of mobile payment, and so-called NFC pays and refers to that consumer, when buying commodity or service, immediately uses NFC technique (NearFieldCommunication) to complete payment by handheld device, is emerging a kind of mobile payment mode.The process paid is carried out at the scene, and online under carry out, it is not necessary to use mobile network, but use NFC radio-frequency channel to realize the local communication with the equipment such as POS cashing machine or automatic vending machine.NFC close range wireless communication is the mainstream technology that near field pays, and it is a kind of short-range high frequency wireless communication technique, it is allowed to carry out contactless Point-to-Point Data Transmission exchange data between electronic equipment.This technology is developed by RFID RF identification, and compatible RFID technique, and it is promoted mainly by Philip, Nokia, Sony, Samsung, China Unionpay, China Mobile, prompt precious science and technology etc., is mainly used in the handheld devices such as mobile phone.
NFC payment terminal: mainly include NFC cashing machine (NFCPOS machine) and NFC automatic vending machine, NFC card-reading apparatus etc..But, the wallet of prior art does not the most have the mobile payment function of stored value card.
Therefore, prior art has yet to be improved and developed.
Summary of the invention
In view of above-mentioned the deficiencies in the prior art, it is an object of the invention to provide the intelligent wallet of a kind of Tape movement payment function, it makes wallet have mobile payment function, paid by secure NFC entity wallet, in conjunction with fingerprint recognition, realize mobile payment, substantially increase the safety of payment, provide users with the convenient.
Technical scheme is as follows:
A kind of intelligent wallet of Tape movement payment function, wherein, including wallet body, and hide be arranged on the intrinsic supplying cell of described wallet and circuit board, described supplying cell electrically connects with described circuit board;
Described circuit board is provided with for carrying out paying mutual NFC chip with NFC payment terminal, for carrying out the fingerprint identification module of fingerprint recognition when moving payment, be connected with described NFC chip, fingerprint identification module respectively for the finger print information of fingerprint identification module identification is verified, carry out paying mutual MCU processor with NFC payment terminal when being verified control NFC chip.
The intelligent wallet of described Tape movement payment function, wherein, it also includes: the memorizer of the checking finger print information pre-set for storage being connected with described MCU processor.
The intelligent wallet of described Tape movement payment function, wherein, it also includes: the WIFI module being connected with described MCU processor.
The intelligent wallet of described Tape movement payment function, wherein, is provided with on described wallet body and can be used for supplying cell charging or for the USB interface charged to external electronic device;Described USB interface is connected to described circuit board.
The intelligent wallet of described Tape movement payment function, wherein, described USB interface is microUSB interface.
The intelligent wallet of described Tape movement payment function, wherein, its also include one be connected with described MCU processor repeatedly identify the unsuccessful alarm device carrying out alarm for fingerprint identification module.
The intelligent wallet of described Tape movement payment function, wherein, described alarm device is alarming horn.
The intelligent wallet of Tape movement payment function provided by the present invention, owing to have employed it, NFC chip and fingerprint identification module are set in wallet, it makes wallet have mobile payment function, achieve when payment need to be moved, by wallet near paying mobile sensing, and verified by fingerprint identification module, it is verified, completes to pay, realize mobile payment;The present invention is paid by secure NFC entity wallet, in conjunction with fingerprint recognition, realizes mobile payment, substantially increases the safety of payment, provide users with the convenient.
Accompanying drawing explanation
Fig. 1 is the perspective view 1 of the preferred embodiment of the intelligent wallet of the Tape movement payment function of the present invention;
Fig. 2 is the perspective view 2 of the preferred embodiment of the intelligent wallet of the Tape movement payment function of the present invention;
Fig. 3 is the schematic block circuit diagram of the preferred embodiment of the intelligent wallet of the present invention.
Detailed description of the invention
For making the purpose of the present invention, technical scheme and effect clearer, clear and definite, referring to the drawings and give an actual example that the present invention is described in more detail.Should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
The intelligent wallet of a kind of Tape movement payment function that the embodiment of the present invention provides, as depicted in figs. 1 and 2, including wallet body 10, and hide be arranged on the supplying cell 30 in described wallet body 10 and circuit board 20, described supplying cell 30 electrically connects with described circuit board 20.
As shown in Figure 3, described circuit board 20 is provided with for carrying out paying mutual NFC chip 64 with NFC payment terminal, for carrying out the fingerprint identification module 65 of fingerprint recognition when moving payment, be connected with described NFC chip 64, fingerprint identification module 65 respectively for the finger print information of fingerprint identification module identification is verified, carry out paying mutual MCU processor 62 with NFC payment terminal when being verified control NFC chip 64.
It is preferred that as it is shown on figure 3, the intelligent wallet of described Tape movement payment function, it also includes: the memorizer 63 of the checking finger print information pre-set for storage being connected with described MCU processor 62;And the WIFI module 61 being connected with described MCU processor 62.
The intelligent wallet of the present invention, in use, is connected described intelligence wallet with mobile phone foundation by WIFI module, controls e-wallet information and the finger print information of wallet owner to be stored within a processor in advance by mobile phone;In use by the intelligent wallet of the present invention near NFC payment terminal, first pass through the finger print information of described fingerprint identification module identification user, when being verified, then NFC chip and the NFC payment terminal of intelligence wallet carries out paying mutual, the present invention its make wallet have mobile payment function, paid by secure NFC entity wallet, in conjunction with fingerprint recognition, realize mobile payment, substantially increase the safety of payment, provide users with the convenient.
Further, as it is shown on figure 3, the intelligent wallet of described Tape movement payment function, described wallet body 10 is provided with and can be used for supplying cell charging or for the USB interface 40 charged to external electronic device;Described USB interface 40 is connected to described circuit board 20.
The intelligent wallet of described Tape movement payment function, it is preferred that described USB interface 40 is microUSB interface.
The intelligent wallet of described Tape movement payment function, as shown in Figure 3, its also include one be connected with described MCU processor 62 repeatedly identify the unsuccessful alarm device 66 carrying out alarm for fingerprint identification module, it is preferred that described alarm device 66 is alarming horn.
Intelligent wallet in the embodiment of the present invention, simultaneously with there being portable power source function, is used to external electronic device charging.It is preferred that the intelligent wallet of described Tape movement payment function, described USB interface 40 is microUSB interface.
It is preferred that the intelligent wallet of described Tape movement payment function, described supplying cell 30 is lithium polymer battery.And the present invention use input to supplying cell charging and input out to external equipment charging all use same USB interface, the charging control circuit on circuit board identifies automatically, be charging to external electronic device or give this wallet supplying cell charging;Such as, when the voltage voltage higher than this supplying cell of USB interface is accessed in outside, then control to charge to the supplying cell of this wallet by charging control circuit, and when accessing the external voltage voltage less than the supplying cell of this wallet of USB interface, be identified as needing to charge to external electronic device.
So, the present embodiment uses and is provided with supplying cell in wallet, user is facilitated to charge to other electronic equipments, and use supplying cell safer, i.e. there is wallet function there is again charge function, and discharge and recharge of the present invention all uses same USB interface, reduces cost, provides users with the convenient.
In sum, the intelligent wallet of Tape movement payment function provided by the present invention, owing to have employed it, NFC chip and fingerprint identification module are set in wallet, it makes wallet have mobile payment function, achieve when payment need to be moved, by wallet near paying mobile sensing, and verified by fingerprint identification module, it is verified, completes to pay, realize mobile payment;The present invention is paid by secure NFC entity wallet, in conjunction with fingerprint recognition, realizes mobile payment, substantially increases the safety of payment, provide users with the convenient.
It should be appreciated that the application of the present invention is not limited to above-mentioned citing, for those of ordinary skills, can be improved according to the above description or convert, all these modifications and variations all should belong to the protection domain of claims of the present invention.

Claims (7)

1. the intelligent wallet of a Tape movement payment function, it is characterised in that include wallet body, and hide and be arranged on the intrinsic supplying cell of described wallet and circuit board, described supplying cell electrically connects with described circuit board;
Described circuit board is provided with for carrying out paying mutual NFC chip with NFC payment terminal, for carrying out the fingerprint identification module of fingerprint recognition when moving payment, be connected with described NFC chip, fingerprint identification module respectively for the finger print information of fingerprint identification module identification is verified, carry out paying mutual MCU processor with NFC payment terminal when being verified control NFC chip.
The intelligent wallet of Tape movement payment function the most according to claim 1, it is characterised in that it also includes: the memorizer of the checking finger print information pre-set for storage being connected with described MCU processor.
The intelligent wallet of Tape movement payment function the most according to claim 1, it is characterised in that it also includes: the WIFI module being connected with described MCU processor.
The intelligent wallet of Tape movement payment function the most according to claim 1, it is characterised in that be provided with on described wallet body and can be used for supplying cell charging or for the USB interface charged to external electronic device;Described USB interface is connected to described circuit board.
The intelligent wallet of Tape movement payment function the most according to claim 4, it is characterised in that described USB interface is microUSB interface.
The intelligent wallet of Tape movement payment function the most according to claim 1, it is characterised in that its also include one be connected with described MCU processor repeatedly identify the unsuccessful alarm device carrying out alarm for fingerprint identification module.
The intelligent wallet of Tape movement payment function the most according to claim 1, it is characterised in that described alarm device is alarming horn.
CN201510971540.9A 2015-12-22 2015-12-22 Intelligent wallet with mobile payment function Pending CN105815904A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201510971540.9A CN105815904A (en) 2015-12-22 2015-12-22 Intelligent wallet with mobile payment function

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510971540.9A CN105815904A (en) 2015-12-22 2015-12-22 Intelligent wallet with mobile payment function

Publications (1)

Publication Number Publication Date
CN105815904A true CN105815904A (en) 2016-08-03

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109614965A (en) * 2019-02-19 2019-04-12 北京英奇芯片技术有限公司 A kind of the fingerprint mould group and its fingerprint identification method of the identification function containing NFC
WO2024112288A1 (en) * 2022-11-21 2024-05-30 Cildir Baris Smart accessory

Citations (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN201732388U (en) * 2010-04-08 2011-02-02 上海奕华信息技术有限公司 Credible intelligent card
CN201965698U (en) * 2011-01-05 2011-09-07 深圳市文鼎创数据科技有限公司 Mobile payment device
CN203025844U (en) * 2012-10-30 2013-06-26 杭州惠道科技有限公司 Electronic wallet
CN203301561U (en) * 2013-06-13 2013-11-20 闫凯锋 Cellphone shell with functions of fingerprint identification and NFC
KR20130132252A (en) * 2013-01-16 2013-12-04 이유영 Mobile card payment system using near field communication, mobile communication terminal having mobile card payment function and the method thereof
US20140058935A1 (en) * 2012-08-21 2014-02-27 Noel Mijares Mobile contactless digital watch payment
CN104814586A (en) * 2015-04-16 2015-08-05 深圳市淘淘谷信息技术有限公司 Trackable wallet
CN104820923A (en) * 2015-04-17 2015-08-05 深圳市淘淘谷信息技术有限公司 Smart wallet and payment method
CN204763823U (en) * 2015-06-26 2015-11-18 上海纬曼信息技术有限公司 Purse
CN204774175U (en) * 2015-07-03 2015-11-18 张争先 Leather wallet stationery with NFC

Patent Citations (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN201732388U (en) * 2010-04-08 2011-02-02 上海奕华信息技术有限公司 Credible intelligent card
CN201965698U (en) * 2011-01-05 2011-09-07 深圳市文鼎创数据科技有限公司 Mobile payment device
US20140058935A1 (en) * 2012-08-21 2014-02-27 Noel Mijares Mobile contactless digital watch payment
CN203025844U (en) * 2012-10-30 2013-06-26 杭州惠道科技有限公司 Electronic wallet
KR20130132252A (en) * 2013-01-16 2013-12-04 이유영 Mobile card payment system using near field communication, mobile communication terminal having mobile card payment function and the method thereof
CN203301561U (en) * 2013-06-13 2013-11-20 闫凯锋 Cellphone shell with functions of fingerprint identification and NFC
CN104814586A (en) * 2015-04-16 2015-08-05 深圳市淘淘谷信息技术有限公司 Trackable wallet
CN104820923A (en) * 2015-04-17 2015-08-05 深圳市淘淘谷信息技术有限公司 Smart wallet and payment method
CN204763823U (en) * 2015-06-26 2015-11-18 上海纬曼信息技术有限公司 Purse
CN204774175U (en) * 2015-07-03 2015-11-18 张争先 Leather wallet stationery with NFC

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109614965A (en) * 2019-02-19 2019-04-12 北京英奇芯片技术有限公司 A kind of the fingerprint mould group and its fingerprint identification method of the identification function containing NFC
WO2024112288A1 (en) * 2022-11-21 2024-05-30 Cildir Baris Smart accessory

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Application publication date: 20160803