CN103310341A - Method and device for recharging value card based on NFC (Near Field Communication) cell phone - Google Patents
Method and device for recharging value card based on NFC (Near Field Communication) cell phone Download PDFInfo
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- CN103310341A CN103310341A CN201210583258XA CN201210583258A CN103310341A CN 103310341 A CN103310341 A CN 103310341A CN 201210583258X A CN201210583258X A CN 201210583258XA CN 201210583258 A CN201210583258 A CN 201210583258A CN 103310341 A CN103310341 A CN 103310341A
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Abstract
The invention discloses a method and a device for recharging a value card based on an NFC (Near Field Communication) cell phone. The method comprises the following steps of carrying out pairing on a cell phone with an NFC module and the value card after contacting, and recording the information of the value card; communicating with a remote server for payment according to the recharge information of a user, and obtaining an authentication key of a value card issuer after successful payment; and according to a recharge instruction selected by the user, after enabling the cell phone and the value card to contact again, recharging with key authentication amount under the condition of consistence between the record information of a rechargeable card and the information of the value card. The device comprises a reading module, a payment module and a recharge module. By the adoption of the method and the device for recharging the value card based on the NFC cell phone, remote recharging the value card and the like on line can be realized based on the NFC module of the cell phone, so that physical branches can be constructed less.
Description
Technical field
The present invention relates to the wireless communication technique field, relate in particular to a kind of stored value card recharge method and device based on the NFC mobile phone.
Background technology
NFC is Near Field Communication abbreviation, i.e. near field communication (NFC).NFC function that the equipment such as at present existing many mobile phones, flat board are built-in.The previous more typical application of order namely is that bus card-reading is finished payment function.After the stored value card remaining sums such as mass transit card are finished, must go to the mechanism that the card issuer is worth to supplement with money at present, if the site is many, exist the high problem of network construction expense, and can't guarantee that still all users can both supplement with money eaily; And in the fewer situation in site, the user will supplement then especially inconvenience with money.
Summary of the invention
For above-mentioned technical matters, the present invention proposes a kind of stored value card recharge method based on the NFC mobile phone, comprising:
With the mobile phone of NFC module with match and record stored value card information after stored value card contacts;
Communicate by letter with remote server according to user's charging information and to pay the bill, obtain stored value card card issuer's authenticate key after the successful payment;
According to the instruction of supplementing with money of user selection, described mobile phone is with after stored value card contacts again, if the rechargeable card information that records conforms to stored value card then carries out supplementing with money of the key authentication amount of money.
The present invention also provides a kind of stored value card recharging device based on the NFC mobile phone, comprising:
Read module is used for and matches and record stored value card information after stored value card contacts;
Payment module is paid the bill for communicating by letter with remote server according to user's charging information, obtains stored value card card issuer's authenticate key after the successful payment;
Supplement module with money, be used for the instruction of supplementing with money according to user selection, described mobile phone is with after stored value card contacts again, if the rechargeable card information that records conforms to stored value card then carries out supplementing with money of the key authentication amount of money.
The invention has the beneficial effects as follows:
The present invention is based on mobile phone NFC module, can realize that remote online supplements with money stored value card etc., can reduce the entity network construction.Because mobile phone is popularizing of smart mobile phone especially, can supplement with money stored value card whenever and wherever possible, improved the efficient of supplementing with money.
Description of drawings
In order to be illustrated more clearly in the present invention or technical scheme of the prior art, the below will do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art, apparently, the accompanying drawing that the following describes only is some embodiment that put down in writing among the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is the stored value card recharge method process flow diagram that the present invention is based on the NFC mobile phone;
Fig. 2 is the stored value card recharging device structural representation that the present invention is based on the NFC mobile phone;
Fig. 3 is mobile phone terminal application scenarios figure of the present invention.
Embodiment
In order to make those skilled in the art person understand better technical scheme in the embodiment of the invention, and above-mentioned purpose of the present invention, feature and advantage can be become apparent more, below in conjunction with accompanying drawing technical scheme among the present invention is described in further detail.
As shown in Figure 1, the present invention is based on the stored value card recharge method process flow diagram of NFC mobile phone, comprising:
S101, with the mobile phone of NFC module with match and record stored value card information after stored value card contacts;
Stored value card touching mobile phone is by mobile phone terminal NFC Module recognition stored value card.
After the pairing, record stored value card unpaired message.
S102, communicate by letter with remote server according to user's charging information and to pay the bill;
After the step S101, the user can select to query the balance or supplement operation with money, can see balance amount information in the stored value card if user selection queries the balance; If supplementing with money, user selection enters next step.
The user need to select the amount of money and the Payment Methods that will supplement with money, and Payment Methods can comprise: Alipay direct payment, Net silver are transferred accounts, credit card is drawn and buckled etc.
After selecting the modes of payments, need to communicate with the remote server such as bank, obtain identifying code, carry out authentication.
After being proved to be successful, confirm payment.
Obtain stored value card card issuer's authenticate key after S103, the successful payment;
Behind the successful payment, can receive successful payment information, obtain simultaneously the authenticate key of card issuer's a corresponding amount of money.
S104, according to the instruction of supplementing with money of user selection, described mobile phone is with after stored value card contacts again, if the rechargeable card information that records conforms to stored value card then carries out supplementing with money of the key authentication amount of money.
Preferably, behind the acquisition key, whether the user can supplement with money rechargeable card selecting
Preferably, stored value card is touched mobile phone again, and application can verify whether be the stored value card of just now initiating charging request in the mobile phone, and finish after if it is the user confirms and supplement with money, if otherwise can remind the user, can whether be appointed by user selection and so proceed to supplement with money.
As shown in Figure 2, for the present invention is based on the stored value card recharging device of NFC mobile phone, comprising:
Read module 101 is used for and matches and record stored value card information after stored value card contacts;
Described system also comprises: enquiry module 104 is used for showing balance amount information in the stored value card according to the operation that queries the balance of user selection
Preferably, if supplement that rechargeable card information that module 103 also is used for recording does not conform to stored value card with money then whether prompting user supplements with money.
As shown in Figure 3, be mobile phone terminal application scenarios figure of the present invention, in sum, should comprise: initiate to supplement with money application, checking and payment, card issuer's mandate, finish and supplement with money.
The embodiment of method adopts the mode go forward one by one to describe in this instructions, for system embodiment because its basic simlarity is in embodiment of the method, thus describe fairly simple, relevant part gets final product referring to the part explanation of embodiment of the method.
Although described the present invention by embodiment, those of ordinary skills know, the present invention has many distortion and variation and do not break away from spirit of the present invention, wish that appended claim comprises these distortion and variation and do not break away from spirit of the present invention.
Claims (6)
1. the stored value card recharge method based on the NFC mobile phone is characterized in that, comprising:
With the mobile phone of NFC module with match and record stored value card information after stored value card contacts;
Communicate by letter with remote server according to user's charging information and to pay the bill, obtain stored value card card issuer's authenticate key after the successful payment;
According to the instruction of supplementing with money of user selection, described mobile phone is with after stored value card contacts again, if the rechargeable card information that records conforms to stored value card then carries out supplementing with money of the key authentication amount of money.
2. the method for claim 1 is characterized in that, described mobile phone with the NFC module with match and record stored value card information after stored value card contacts after comprise, show balance amount information in the stored value card according to the operation that queries the balance of user selection.
3. the method for claim 1 is characterized in that, also comprises, according to the instruction of supplementing with money of user selection, described mobile phone is with after stored value card contacts again, if the rechargeable card information that records does not conform to stored value card then whether prompting user supplements with money.
4. the stored value card recharging device based on the NFC mobile phone is characterized in that, comprising:
Read module is used for and matches and record stored value card information after stored value card contacts;
Payment module is paid the bill for communicating by letter with remote server according to user's charging information, obtains stored value card card issuer's authenticate key after the successful payment;
Supplement module with money, be used for the instruction of supplementing with money according to user selection, described mobile phone is with after stored value card contacts again, if the rechargeable card information that records conforms to stored value card then carries out supplementing with money of the key authentication amount of money.
5. device as claimed in claim 4 is characterized in that, also comprises: enquiry module is used for showing balance amount information in the stored value card according to the operation that queries the balance of user selection
6. device as claimed in claim 4 is characterized in that, if supplement that rechargeable card information that module also is used for recording does not conform to stored value card with money then whether prompting user supplements with money.
Priority Applications (1)
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CN201210583258XA CN103310341A (en) | 2012-12-28 | 2012-12-28 | Method and device for recharging value card based on NFC (Near Field Communication) cell phone |
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CN201210583258XA CN103310341A (en) | 2012-12-28 | 2012-12-28 | Method and device for recharging value card based on NFC (Near Field Communication) cell phone |
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CN201210583258XA Pending CN103310341A (en) | 2012-12-28 | 2012-12-28 | Method and device for recharging value card based on NFC (Near Field Communication) cell phone |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105205947A (en) * | 2015-10-15 | 2015-12-30 | 深圳市微付充科技有限公司 | Non-contact IC card recharging method and system |
CN105574714A (en) * | 2016-02-04 | 2016-05-11 | 于皓 | Mobile recharge method and system |
Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN201622584U (en) * | 2010-04-13 | 2010-11-03 | 上海奕华信息技术有限公司 | Electronic identification and information read-write device |
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2012
- 2012-12-28 CN CN201210583258XA patent/CN103310341A/en active Pending
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN201622584U (en) * | 2010-04-13 | 2010-11-03 | 上海奕华信息技术有限公司 | Electronic identification and information read-write device |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105205947A (en) * | 2015-10-15 | 2015-12-30 | 深圳市微付充科技有限公司 | Non-contact IC card recharging method and system |
CN105574714A (en) * | 2016-02-04 | 2016-05-11 | 于皓 | Mobile recharge method and system |
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Application publication date: 20130918 |