CN201134850Y - Non-contact IC card mobile phone paying charging system - Google Patents
Non-contact IC card mobile phone paying charging system Download PDFInfo
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- CN201134850Y CN201134850Y CNU2007200562875U CN200720056287U CN201134850Y CN 201134850 Y CN201134850 Y CN 201134850Y CN U2007200562875 U CNU2007200562875 U CN U2007200562875U CN 200720056287 U CN200720056287 U CN 200720056287U CN 201134850 Y CN201134850 Y CN 201134850Y
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Abstract
The utility model discloses a non-contact IC card cell-phone payment value adding system, wherein the non-contact IC card cell-phone payment value adding system comprises a value adding service platform which is used for receiving non-contact IC card value adding information which is sent by users, and is used for providing the cash deducting of non-contact IC card and applying value adding serial numbers to the value adding platform, then is used for returning the information of cash deducting and the value adding serial numbers to the value adding service platform of users, a cell-phone payment platform used for deducting cash according to the non-contact IC card value adding information, a value adding platform which is used for generating value adding serial numbers according to the IC card value adding information of the cell-phone payment platform and is used for checking value adding serial numbers which are inputted by users, and a wireless value adding machine which is used for completing the non-contact IC card value adding according to the serial numbers which are obtained by cell-phone users. With the non-contact IC card cell-phone payment value adding system which is provided by the utility model, users can carry out the value adding service without limiting time and places.
Description
Technical field
The utility model relates to the mobile communication application field, relates in particular to a kind of contactless IC card prepaid mobile phone recharging system.
Background technology
Contact-free integrated circuit (Integrated Circuit, IC) card claims radio-frequency card again, can finish the data write operation in the card during by the close read write line of card surface, non-contact IC card success REID and IC technology are combined, solved passive (non-transformer in the IC-card) and exempted to contact this difficult problem.Non-contact IC card is made up of IC chip and induction antenna, and (Polyvfilyl Chloride is PVC) in the card, by the no exposed parts in described PVC card encapsulation back to be encapsulated in the polyvinyl chloride of a standard.The read-write process of non-contact IC card is by finishing read-write operation by radio wave between IC chip and the read write line.
Non-contact IC card is a kind of passive body, when read write line carries out read-write operation to IC-card, the signal that read write line sends is made up of two parts, and a part is a power supply signal, after this signal is received by IC-card, produce resonance with the oscillating circuit of IC itself, the energy that produces a moment is supplied with the IC chip operation, part combined data signal then in addition, and commander IC chip is finished the modification and the storage of data, and will revise and canned data return to read write line, finish read-write operation one time by aforesaid operations.Non-contact IC has advantages such as reliability height, easy to operate and quick and safe anti-collision.
Fast development along with mobile communication, the professional value-added service of mobile-phone payment also spreads in people's life, mobile-phone payment is helped client's phone number and account No. to decide, by modes of operation such as mobile phone short message, voice, personalized financial service of providing convenience for the mobile phone user of bank card and channel of disbursement whenever and wherever possible efficiently.The mobile-phone payment business for the user provide as mobile phone stake lottery ticket, mobile phone insure, mobile phone do shopping and value-added service such as mobile phone payment on behalf charges for water and electricity.By the mobile-phone payment business, the user needn't make in cash, credit card, directly pass through mobile phone short message, interactive voice answering (Interactive VoiceResponse by mobile phone, IVR), WAP (wireless application protocol) (Wireless Application Protocol, WAP), unstructured supplementary data traffic (Unstructured Supplementary Service Data, USSD) or other wireless modes can conclude the business anywhere or anytime and pay.
Contactless IC card is supplemented with money generally by manually supplementing with money or ATM (Auto-Teller-Machine, ATM) mode of machine self-recharging at present.When manually supplementing with money, the user must give the cashier with cash payment, manually contactless IC card is supplemented with money by the cashier; When ATM is supplemented with money, the user by on ATM by swiping the card or cash is finished the process of payment and then self-service supplementing with money.These are supplemented with money needs to carry out the cash transaction or the transaction of swiping the card in the process, and pays and supplement with money synchronously and carry out, and has promptly just finished supplementing with money described non-contact IC card after payment.
But this contactless IC card mode of supplementing with money relates to cash in the process of supplementing with money and the transaction of swiping the card, described recharge point need be deployed in comparatively safe or the place of staff's post is arranged, as subway station, business hall etc., shown in these recharge points can be subjected to more or less region restriction.Situations such as these recharge points such as business hall etc. can not provide the service of supplementing with money of twenty four hours, and when recharging by cash, the process need that Zhi Fuyu supplements with money carries out synchronously, and it is long to cause supplementing with money process time, and efficient is low can be made troubles to the user.
The utility model content
The utility model provides a kind of non-contact card IC-card mobile-phone payment charging system, by the mode of mobile-phone payment contactless IC card is supplemented with money drawing of expense and detains, and can supplement with money for the user at any time by described contactless IC card mobile-phone payment charging system.
In order to solve the problems of the technologies described above, the utility model proposes a kind of contactless IC card mobile-phone payment charging system, described contactless IC card mobile-phone payment charging system comprises:
Be used for drawing the service platform of supplementing with money of button according to the amount of money that user's contactless IC card charging information proposition contactless IC card is supplemented with money;
Be used for finishing the mobile-phone payment platform that the amount of money is drawn button for the user according to the contactless IC card charging information;
Be used for generating and supplement sequence number with money, and checking is input to the platform of supplementing with money of supplementing sequence number with money of wireless top-up machines according to the contactless IC card charging information;
Be used for finishing the wireless top-up machines that contactless IC card is supplemented with money according to supplementing sequence number with money, wherein:
The mobile-phone payment platform with supplement service platform with money and link to each other, wireless top-up machines with supplement platform with money and link to each other, supplement service platform with money and supplement platform with money and link to each other.
Accordingly, the described non-system of Unionpay that IC-card mobile-phone payment charging system also comprises provides recharge amount to draw button that touches, system of described Unionpay links to each other with the mobile-phone payment platform.
The described service platform of supplementing with money is WAP platform, SMS platform, IVR platform, voice platform.
By contactless IC card mobile-phone payment charging system provided by the utility model, contactless IC card is supplemented with money the button of drawing of expense by the mode of mobile-phone payment, generate and supplement sequence number with money and be handed down to user mobile phone by supplementing platform with money after being fastened as merit drawing, the user imports on wireless top-up machines and supplements sequence number with money and contactless IC card is read and write supplemented with money, can supplement with money for the user at any time by described contactless IC card mobile-phone payment charging system, described wireless top-up machines is disposed and is not subjected to the restriction in place, the user draws the button recharge amount by mobile phone and is not subjected to the restriction of time, be not subjected to the restriction of when and where by described charging system, be user's service of supplementing with money efficiently of providing convenience.
Description of drawings
Fig. 1 is the utility model contactless IC card mobile-phone payment charging system figure;
Fig. 2 is the recharge procedure figure of the utility model contactless IC card mobile-phone payment charging system.
Embodiment
The utility model provides a kind of non-contact card IC-card mobile-phone payment charging system, contactless IC card is supplemented with money the button of drawing of expense by the mode of mobile-phone payment, generate and supplement sequence number with money and be handed down to user mobile phone by supplementing platform with money after being fastened as merit drawing, the user imports on wireless top-up machines and supplements sequence number with money and contactless IC card is read and write supplemented with money, can supplement with money for the user at any time by described contactless IC card mobile-phone payment charging system.
Describe summary of the invention of the present utility model in detail below in conjunction with Fig. 1.
Fig. 1 shows contactless IC card mobile-phone payment charging system of the present utility model, comprises wireless top-up machines, supplements payment services provider with money, supplements platform with money, mobile-phone payment platform, system of Unionpay, mobile phone etc.
Described wireless top-up machines is utilized the mobile-phone payment platform, and the expense of supplementing with money is drawn button from client's telephone expenses or specified account, self-servicely finishes the whole process of supplementing with money.Wireless top-up machines need not cash transaction or swipes the card transaction in the whole process of supplementing with money, avoided cash and the trouble of the management of swiping the card, and can be deployed in newsstand, convenience store or residential quarters widely, wireless top-up machines is carried out transfer of data by wireless network such as GPRS etc., have transmission security reliable, be convenient to dispose, be not subjected to advantage such as place and environment restriction.In the process of supplementing with money, the user imports on wireless top-up machines and supplements sequence number with money, and wireless top-up machines verifies to supplementing platform with money that by wireless network transmissions behind to be verified the passing through, wireless top-up machines is read and write user's contactless IC card and supplemented with money.
Describedly supplement the service provider with money (Service Provider SP) is and supplements service platform with money, is the channel that mobile-phone payment is provided for the user.SP proposes account to the mobile-phone payment platform and draws the button request after accepting the request of supplementing with money that the user sends over by mobile phone.The mobile-phone payment platform carries out account to be drawn to be fastened as and will notify SP after the merit, and SP supplements sequence number with money to supplementing platform request with money at once, and is handed down to the cellphone subscriber, and the user imports on wireless top-up machines and supplements sequence number with money, and contactless IC card is supplemented with money.Described SP platform can be WAP platform, SMS platform, IVR platform, voice platform etc., and described platform can receive the charging request that the user sends.
Described mobile-phone payment platform provides with the system of Unionpay and carries out mutual interface, be mainly used in and finish the fixed function of phone number and bank card nation, record binding relationship between the two, in the process of supplementing with money, receive from the SP amount of money and draw the button request, and the amount of money is drawn button information send to the cellphone subscriber, confirm this transaction after the cellphone subscriber replys acknowledge message after, the mobile-phone payment platform is withholdd by the interface of system of Unionpay, and will draw the button result and return to SP.The telephone expenses amount of money is abundant if cellphone subscriber's mobile phone prestores, and the mobile-phone payment platform also can be realized the process of supplementing with money by drawing attacker's machine telephone expenses amount of money that prestores.
The described platform of supplementing with money receives the sequence number application request of supplementing with money from SP, and generates and supplement sequence number with money and be handed down to SP.Receive supplementing with money after the sequence number of user's input in wireless top-up machines, the described sequence number of supplementing with money is verified and returned the checking result to wireless top-up machines.
Described cellphone subscriber sends charging request, and receives the sequence number of supplementing with money of supplementing the platform generation with money, and confirms the button of drawing of the mobile-phone payment platform amount of money.
Recharge procedure figure below in conjunction with the contactless IC card mobile-phone payment charging system among Fig. 1 and Fig. 2 describes the process that the realization of contactless IC card mobile-phone payment charging system is supplemented with money in detail, and concrete steps are as follows:
Step S301: the user initiates the mobile-phone payment charging request by mobile phone, and the mode that the user initiates charging request can realize by modes such as note or WAP online or voice;
Step S302: supplement service provider SP with money and receive the mobile-phone payment request, generate sequence information and send to the mobile-phone payment platform;
Step S303: the mobile-phone payment platform returns the order serial number to service provider SP;
Step S304: photos and sending messages is given the user under the mobile-phone payment platform, confirms to carry out the amount of money that contactless IC card is supplemented payment with money to the user.
Step S305: the user confirms this payment transaction by the mobile phone return information;
Step S306: the mobile-phone payment platform is drawn the button request to initiation amount of money such as system of Unionpay or banks;
Step S307: the result that the amount of money of system of mobile-phone payment platform reception Unionpay is withholdd;
Step S308: the mobile-phone payment platform feeds back service provider SP with payment result;
Step S309: the mobile-phone payment platform feeds back the cellphone subscriber with payment result;
Step S310: the service provider supplements sequence number with money to supplementing the platform application with money;
Step S311: supplement platform with money and return to service provider SP and supplement sequence number with money;
Step S312: service provider SP will be supplemented sequence number with money and will be handed down to mobile phone;
Step S313: the user obtains and supplements sequence number with money;
Step S314: the user imports on wireless top-up machines and supplements sequence number with money and supplement with money;
Step S315: wireless top-up machines will be supplemented sequence number with money and be sent to and supplement platform with money and verify;
Step S316: supplement platform with money and return the checking result;
Step S317: wireless top-up machines is read and write contactless IC card and is supplemented with money.
By the implementation procedure of step S301, can finish contactless IC card is supplemented with money to step S317.
In sum, contactless IC card is supplemented with money the button of drawing of expense by the mode of mobile-phone payment, generate and supplement sequence number with money and be handed down to user mobile phone by supplementing platform with money after being fastened as merit drawing, the user imports on wireless top-up machines and supplements sequence number with money and contactless IC card is read and write supplemented with money, can supplement with money for the user at any time by described contactless IC card mobile-phone payment charging system.This charging system can realize supplementing with money the transaction of payment by note, WAP or IVR mode, avoided traditional cash and the insecurity of the transaction of swiping the card, realization is to the self-recharging of contactless IC card, and thisly supplement the restriction that scheme is not subjected to when and where with money, the service of supplementing with money efficiently that provides users with the convenient also can promote popularizing of contactless IC card.
Above disclosed only is a kind of preferred embodiment of the utility model, can not limit the interest field of the utility model certainly with this, and therefore the equivalent variations of being done according to the utility model claim still belongs to the scope that the utility model is contained.
Claims (6)
1, a kind of contactless IC card mobile-phone payment charging system is characterized in that, described contactless IC card mobile-phone payment charging system comprises:
Be used for drawing the service platform of supplementing with money of button according to the amount of money that user's contactless IC card charging information proposition contactless IC card is supplemented with money;
Be used for finishing the mobile-phone payment platform that the amount of money is drawn button for the user according to the contactless IC card charging information;
Be used for generating and supplement sequence number with money, and checking is input to the platform of supplementing with money of supplementing sequence number with money of wireless top-up machines according to the contactless IC card charging information;
Be used for finishing the wireless top-up machines that contactless IC card is supplemented with money according to supplementing sequence number with money, wherein:
The mobile-phone payment platform with supplement service platform with money and link to each other, wireless top-up machines with supplement platform with money and link to each other, supplement service platform with money and supplement platform with money and link to each other.
2, non-contact card mobile-phone payment charging system as claimed in claim 1 is characterized in that, the described non-system of Unionpay that IC-card mobile-phone payment charging system also comprises provides recharge amount to draw button that touches, and system of described Unionpay links to each other with the mobile-phone payment platform.
3, non-contact card mobile-phone payment charging system as claimed in claim 2 is characterized in that, the described service platform of supplementing with money is the WAP platform.
4, non-contact card mobile-phone payment charging system as claimed in claim 2 is characterized in that, the described service platform of supplementing with money is a SMS platform.
5, non-contact card mobile-phone payment charging system as claimed in claim 2 is characterized in that, the described service platform of supplementing with money is the IVR platform.
6, non-contact card mobile-phone payment charging system as claimed in claim 2 is characterized in that, the described service platform of supplementing with money is a voice platform.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2007200562875U CN201134850Y (en) | 2007-08-29 | 2007-08-29 | Non-contact IC card mobile phone paying charging system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2007200562875U CN201134850Y (en) | 2007-08-29 | 2007-08-29 | Non-contact IC card mobile phone paying charging system |
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| Publication Number | Publication Date |
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| CN201134850Y true CN201134850Y (en) | 2008-10-15 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNU2007200562875U Expired - Lifetime CN201134850Y (en) | 2007-08-29 | 2007-08-29 | Non-contact IC card mobile phone paying charging system |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101853544A (en) * | 2010-04-28 | 2010-10-06 | 钱袋网（北京）信息技术有限公司 | Mobile terminal and consumption information processing method |
| CN101882230A (en) * | 2010-06-24 | 2010-11-10 | 深圳市移付宝科技有限公司 | Method for online air recharging of financial radio-frequency IC card embedded into mobile phone SIM card slot |
| CN103139748A (en) * | 2011-11-28 | 2013-06-05 | 中兴通讯股份有限公司 | Method, system, recharge platform and read-write device for non-contact type card air recharge |
| CN101393672B (en) * | 2008-10-28 | 2013-08-28 | 侯万春 | Space self-help transference system and method for mobile phone electronic purse customer |
| CN104851210A (en) * | 2015-05-15 | 2015-08-19 | 苏州德锐朗智能科技有限公司 | Self-recharge control system for IC (integrated circuit) cards |
| CN105205947A (en) * | 2015-10-15 | 2015-12-30 | 深圳市微付充科技有限公司 | Non-contact IC card recharging method and system |
| CN106327189A (en) * | 2016-09-20 | 2017-01-11 | 四川海力智能科技股份有限公司 | IC card topping-up system |
-
2007
- 2007-08-29 CN CNU2007200562875U patent/CN201134850Y/en not_active Expired - Lifetime
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101393672B (en) * | 2008-10-28 | 2013-08-28 | 侯万春 | Space self-help transference system and method for mobile phone electronic purse customer |
| CN101853544A (en) * | 2010-04-28 | 2010-10-06 | 钱袋网（北京）信息技术有限公司 | Mobile terminal and consumption information processing method |
| CN101882230A (en) * | 2010-06-24 | 2010-11-10 | 深圳市移付宝科技有限公司 | Method for online air recharging of financial radio-frequency IC card embedded into mobile phone SIM card slot |
| CN103139748A (en) * | 2011-11-28 | 2013-06-05 | 中兴通讯股份有限公司 | Method, system, recharge platform and read-write device for non-contact type card air recharge |
| WO2013078800A1 (en) * | 2011-11-28 | 2013-06-06 | 中兴通讯股份有限公司 | Non-contact card over-the-air recharge method and system, recharge platform and read/write device |
| CN103139748B (en) * | 2011-11-28 | 2017-02-08 | 中兴通讯股份有限公司 | Method, system, recharge platform and read-write device for non-contact type card air recharge |
| CN104851210A (en) * | 2015-05-15 | 2015-08-19 | 苏州德锐朗智能科技有限公司 | Self-recharge control system for IC (integrated circuit) cards |
| CN105205947A (en) * | 2015-10-15 | 2015-12-30 | 深圳市微付充科技有限公司 | Non-contact IC card recharging method and system |
| CN106327189A (en) * | 2016-09-20 | 2017-01-11 | 四川海力智能科技股份有限公司 | IC card topping-up system |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20081015 |