CN101001297B - Service metering system and R-W transmission device - Google Patents

Service metering system and R-W transmission device Download PDF

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Publication number
CN101001297B
CN101001297B CN2006101039199A CN200610103919A CN101001297B CN 101001297 B CN101001297 B CN 101001297B CN 2006101039199 A CN2006101039199 A CN 2006101039199A CN 200610103919 A CN200610103919 A CN 200610103919A CN 101001297 B CN101001297 B CN 101001297B
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mobile communication
information
communication user
service
defrayment
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CN101001297A (en
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杨芳
李劲
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Huawei Technologies Co Ltd
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Huawei Technologies Co Ltd
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Abstract

This invention provides a service charge system and a reading transmission device, in which, the system includes: a response device, a read-write transmission device and a storage device at the side of a mobile communication operating network and a payment process device, in which, the response device stores service ID information of mobile communication users, the storage device stores the corresponding relationship of the service ID information and the account information, the read-write transmission device reads the service ID information in the response device and transmits the ID information and payment information input from outside to the payment process device, which determines the account information of the user based on the received ID information and the corresponding relationship in the storage device and carries out charge process.

Description

A kind of service billing system and R-W transmission device
Technical field
The present invention relates to charge, be specifically related to a kind of service billing system and R-W transmission device.
Background technology
Along with the raising of the level of informatization, the ID recognition technology of various storage mediums has obtained increasingly extensive application in each occasion of social life.Storage medium is a transponder, is provided with different numeric string number in the transponder and distinguishes as ID, cooperates the application of corresponding read write line, and relevant core database can be used as the ID identification in a certain cluster or the service of chargeing as the system that supports and uses etc.Storage medium such as magnetic card, IC-card or radio-frequency card etc., the inside authentication of ID recognition technology such as widely used bank magnetic stripe card system, big-and-middle-sized enterprises and institutions and charge system, certain service area or crowd's the ID or the service of chargeing are as public transport charge, sub-district electric fees charging etc.
Below SIM card and REID are simply introduced.
SIM (Subscriber Identity Module) card also is Subscriber Identity Module, SIM card is actually an intelligent cards that includes large scale integrated circuit, write down the individual subscriber data information of Global Link digital mobile phone in this card, SIM card is one of digital mobile phone and analog mobile telephone important difference sign structurally.
Digital mobile phone could use after only loading onto SIM card, otherwise just one one " bare machine " can only put through several emergency numbers of network center's permission, as 110,119 etc.When SIM card is inserted into any mobile phone that meets the digital mobile telephone system standard, just can realize connecing making a phone call, and call rate to be charged on the bill that the holder is automatically, call rate is irrelevant with the mobile phone of actual conversation.
SIM card adopts the A level encryption method to make, and the data of storing, method for authenticating and key are differentiated for the right identity of mobile communication system.Finish and being connected and information exchange of mobile communication system by SIM card.SIM card has the branch of size in view of structure, kilocalorie such as magnetic card size, and lesser calorie is called as " plug-in SIM ", just has the part of chip on the kilocalorie.No matter be kilocalorie, or lesser calorie, its function all is identical.
According to the type difference of storage data, the data of storing in the SIM card can be divided into following four types:
First type is fix information.Fix information just write in the SIM card before mobile phone is sold, and these fix informations comprise: IMSI (international identifier), KI (KI), authentication and cryptographic algorithm or the like.
Second type is the data of temporary transient related network.The data of related network such as LAI (band of position identification code), TMSI (temporary transient identification code), forbid the public telephone network code that inserts etc.
The third type is the related service code.Related service code such as PIN (PIN), PUK (PUK), charging rate etc.
The 4th type is telephone directory book, i.e. the telephone number of importing at any time.
Since whole data nearly all be stored in the SIM card, therefore, SIM card be otherwise known as " subscriber data identification card ".
SIM card has write down relevant personal information data, can carry out authentication and encryption to mobile phone by these data.New zone is dialed or when receiving calls, switch all will be to carrying out authentication, to determine whether to legal when moving to.Authentication process is: SIM card and switch utilize authentication arithmetic simultaneously, and KI and 8 random digits are calculated, if result of calculation is identical, SIM card is admitted that for legal, otherwise SIM card is rejected, and can't call out.
The phenomenon that the use of SIM card has effectively prevented to usurp, parallel operation and conversation are eavesdropped, not stolen for guaranteeing mobile phone, every SIM card can be provided with one group of PIN code, i.e. personal identification number, PIN code is that origin is set.
In some mobile communication system, the information on the SIM card may be stored on the mobile phone; And, the actual address of SIM card may be different along with the difference of mobile communication system, SIM card is called USIM in the WCDMA system, SIM card is called RUIM in cdma system, no matter be that its effect of USIM or RUIM is identical with SIM card, the SIM card of mentioning in this demand file is carried out function including but not limited to these these mobile communication system identification cards of nuance.
RFID (Radio Frequency Identification, radio-frequency (RF) identification) is a kind of contactless automatic identification technology, RFID is by the automatic recognition objective object of radiofrequency signal and obtain related data, identification work need not manual intervention, as the wireless version of bar code, the RFID technology has the not available waterproof of bar code, antimagnetic, high temperature resistant, long service life, read that distance is big, data can encrypt, store that data capacity is bigger, the stored information change waits advantage freely on the label.
The application of RFID will bring revolutionary variation to industries such as retail, logistics.The RFID technique functions comes from logistics, but the application of RFID is not confined to this field, and this technology obtains great application space in fields such as estate management, smart cards.Along with the development of mobile communication technology of future generation and the fusion of application and RFID technology and mobile communication technology, the RFID technology can be opened up the application space that makes new advances.
There is Intellectual Property Rights Issues in the RFID technology, and promptly the technology difference of each manufacturer's employing has nothing in common with each other the performance of RFID product.The performance of the RFID product that each manufacturer produces is by the intellectual property decision of its grasp.Because different manufacturers adopt different technical standards, carry out different communications protocol, so the interconnection and interflow poor performance of RFID product has finally restricted the development of RFID technology.
Briefly introduce RFID know-why and rfid system below in conjunction with accompanying drawing.RFID know-why and rfid system are as shown in Figure 1.
Among Fig. 1, a rfid system mainly comprises two parts, i.e. transponder and detector.
Transponder is also referred to as the RFID label, is the radio-frequency response equipment that is positioned at by on the identification object, has smaller volume usually, comprises to be identified untitled data.Transponder is made up of a coupling device and microprocessor usually as the data carry equipment in the rfid system.When transponder was passive acknowledgement type, transponder only was activated replying in the scope of card reader, and at this moment, the energy of transponder comes from coupling device; Transponder card reader reply outside the scope time, transponder does not have the energy, can not activate.
Detector is a card reader, is the equipment that transponder is carried out read-write capability, and card reader has bigger variation along with the difference of rfid system.Card reader comprises the radio-frequency unit, a control unit and the device that is coupled to transponder that send and receive usually.A lot of detectors all have external interface, and are to transmit data in other system, medium to PC as transmitting data.
Concrete application is simply introduced to the ID recognition technology below.
The bank magnetic stripe card system, rely on surprising user group of the operating agency spread all over the country and quantity and higher prestige to guarantee, except carrying out basic services such as storage, credit, account transfer, also carried out bankcard consumption, wage factoring, water, electricity and gas, cable TV expense widely and various value-added services such as withheld, fully expand service field, brought into play the value of its existing system greatly.The value-added service that the bank magnetic stripe card system is carried out mostly has chronicity, stability, financing characteristic next to the shin and the strong characteristics of liveliness proof.
The network's coverage area of mobile communication system is expanded day by day with careful, communication service is high speed and broadband day by day, and mobile communication carrier has huge client group and account's platform of quickness and high efficiency, still, the expansion of the service content of mobile communication system, i.e. carrying out also of value-added service is short of very much.At present, mobile communication carrier only cooperates with SP (Sevice Provider, service provider), CP (Content Provider, content supplier) etc., has expanded its service field, and wherein, a main service field is mobile phone collection charges business.Its implementation procedure roughly comprises the steps:
The download service that step 1, consumer provide by network or way of short messages customized content service provider, network game service etc., download service is as downloading CRBT service, download pictures service, download stream media services etc.
Step 2, content service provider return to the consumer by way of short messages with confirmation code, and consumer wants is confirmed by note.Step 2 is not necessary in some application scenarios.
Step 3, content service provider send to the mobile communication user terminal by network with consumer customized content.
Step 4, this service are finished, and the mobile communications operator deducts corresponding cost from mobile communication user's telephone expenses, realize on behalf of collecting corresponding service fee.
Mobile communications operator, SP, CP can be divided into service fee according to modes such as agreement or corresponding contracts usually.The mobile value-added service of this class is a kind of comparatively scrappy supplementary service comparatively speaking, and is instantaneous and sudden all more intense, and needs crowd's scope of this supplementary service relative with quantity less, and promptly beneficiaries' scope is relative with quantity less.
The charge system of swiping the card of public transit system is chargeed if the different public transport companies of different cities want to realize no bank note or electronic information, need drop into and safeguard a cover electrometer charge system or a tabulating equipment by one's own efforts, and this class mini-system mostly is that customization is bought.Usually need after the corresponding preferential measure, user stable and this public transport company's service of regular use just will consider the corresponding ID class fare card service of handling, and beneficiaries are big, the utilance of the charge system of swiping the card of public transit system is higher.Handling, supplement with money etc. of the ID class fare card service of public transit system all needs the user to handle to public transport company or specific site, and the user need carry this ID class fare card when using this service.The charge system that present similar public transportation system is swiped the card is more and more in people's life, and therefore, what need that the user carries must be more and more with article, and it is of common occurrence forgeing or losing phenomenon, and this also brings inconvenience in the use to the user.
As can be seen, can there be following one or more shortcoming in present various ID recognition technologies or billing technology from foregoing description:
1, concerning the characteristic of operation system own, various ID recognition technologies or billing technology great majority are at the application of inside or specific crowd, special services among a small circle, great majority all need the customization of the system of doing according to specific application demand, and restricted application does not have versatility and flexibility.For business, miscellaneous service all has its particularity, and way of paying are more single comparatively speaking, and each business provides identification and charge system separately at present, and each professional charge system does not possess versatility.
2, concerning the personal user, the user need handle various application card, carries out expense in the locality and fills and pay, and can not accomplish real quick and hommization in actual applications; And the user need provide personal information for different application, dangerous, the easy leakage of user's personal information.
3, concerning the service provider, need an independent cover specialized apparatus and the Database Systems of building, safeguard, for service provider such as public transport company etc., system's initial investment is big, the maintenance cost height.
4, concerning entire society, but the recycling rate of waterused of various ID recognition technology or billing technology is very limited, and repeated construction is very serious, and wasting of resources phenomenon is serious.
Summary of the invention
The objective of the invention is to, a kind of service billing system and R-W transmission device are provided, have made full use of the existing mobile communication user account information of mobile communications operator's network side, under the prerequisite of avoiding overlapping construction, realized charging easily, the scope of application is extensive.
For achieving the above object, a kind of service billing system provided by the invention comprises: answering device, R-W transmission device and the storage device and the defrayment processing unit that are positioned at mobile communications operator's network side;
Answering device: the service identifiers information that is used to store the mobile communication user;
R-W transmission device: be used for reading the service identifiers information of mobile communication user answer device, and with the defrayment message transmission of this mobile communication user's service identifiers information and outside input to the defrayment processing unit;
Storage device: be used to store mobile communication user's the service identifiers information and the corresponding relation of mobile communication user account information;
Defrayment processing unit: determine this mobile communication user's account information according to stored relation in the service identifiers information of its reception, the storage device, and carry out service billing according to the defrayment information of its reception, this mobile communication user's account information and handle.
Described R-W transmission device comprises: memory module, microprocessor, module for reading and writing and transport module;
Memory module: the charge information that is used to receive and store the mobile communication user;
Module for reading and writing: from mobile communication user answer device, read mobile communication user's service identifiers information, and transfer to microprocessor;
Microprocessor: be used to receive the defrayment information of outside input, defrayment information and module for reading and writing are transmitted next service identifiers message transmission to transport module, from memory module, read mobile communication user's charge information, and show;
Transport module: the defrayment information and the service identification information that are used for receiving transfer to the defrayment processing unit, and the charge information that the transmission of defrayment processing unit is come is stored in the memory module.
Described module for reading and writing is: radio read-write submodule and/or contact read-write submodule.
Described radio read-write submodule comprises: one or more in RFID read-write submodule, infrared read-write submodule, the bluetooth read-write submodule.
Described transport module is: wireless transmission submodule and/or wire transmission submodule.
Described wireless transmission submodule comprises: GSM transmission submodule and/or CDMA transmission submodule.
Described module for reading and writing writes the mobile communication user's that microprocessor reads charge information in the answering device from memory module.
Described system also comprises: the mobile communication user terminal;
The defrayment processing unit sends the information that request mobile communication user confirms payment to the mobile communication user terminal, and carries out the service billing processing according to the next payment affirmation information of mobile communication user terminal transmission, defrayment information, mobile communication user's account information.
The defrayment processing unit transfers to the mobile communication user terminal with charge information after the service billing success.
The present invention also provides a kind of R-W transmission device, comprising:
Memory module: the charge information that is used to receive and store the mobile communication user;
Module for reading and writing: from answering device, read mobile communication user's service identifiers information, transfer to microprocessor;
Microprocessor: be used to receive the defrayment information of outside input, defrayment information and module for reading and writing are transmitted next service identifiers message transmission to transport module, from memory module, read mobile communication user's charge information, and show;
Transport module: the defrayment information and the service identification information that are used for receiving transfer to the defrayment processing unit, and the charge information that the transmission of defrayment processing unit is come is stored in the memory module.
Description by technique scheme as can be known, the present invention realizes chargeing by utilizing the existing mobile communication user account information of mobile communications operator's network side, make the billing technology scheme of the present invention can be at present vast mobile communication user, for mobile communication user's consumption provides a kind of charging way easily and efficiently, avoided setting up the phenomenon of different charge systems, reduced repeated construction for the different consumer groups; R-W transmission device of the present invention can read user's business service sign in several ways, and can carry out communication with mobile communications operator's network side in several ways, has satisfied dissimilar mobile communication users' charging demand; Service billing system of the present invention can be after the affirmation that has obtained the mobile communication user, the processing of chargeing again, the fail safe that has improved service billing system; Thereby realized reducing the purpose of charge system cost, the expansion charge system scope of application by technical scheme provided by the invention.
Description of drawings
Fig. 1 is the RFID know-why and the rfid system schematic diagram of prior art;
Fig. 2 is the schematic diagram that the service billing system of the embodiment of the invention is realized charging;
Fig. 3 is the R-W transmission device schematic diagram one of the embodiment of the invention;
Fig. 4 is the R-W transmission device schematic diagram two of the embodiment of the invention.
Embodiment
The mobile communications operator has nationwide overlay network, intensive equipment and the input of technology equally for bank, the input aspect manpower also is like this.The most crucial content of bank is: a huge customer database, and promptly money and account number is a kind of corresponding, and canned data is as X people-XX thing-X RMB in the customer database of bank.On the customer database this point, the mobile communications operator also possesses, and the mobile communications operator has account's platform of mobile communication user.
Bank and mobile communications operator's difference is as shown in table 1.
Table 1
Bank The mobile communications operator
Terminal technology (haptic element) Business hall, ATM, magnetic card Business hall, base station, SIM card, mobile phone
Main management Storage, credit, ta vservice Communication service
Value-added service Bankcard consumption, wage factoring, water, electricity and gas are withheld etc. Online game, download service such as ring tone downloading, picture download etc.
The value-added service characteristics It is strong to have chronicity, financing characteristic next to the shin, liveliness proof Recreational, sporadic, small-amount
Technical characterstic New information technology is few, variation is slow The replacement is maked rapid progress, brought in constant renewal in to technology, the equipment operation cost drops into high
Development characteristic The main steady expansion that relies on service range, content Technology more is better than professional carrying out conscientiously for this development
As can be seen from Table 1, mobile communications operator's terminal technology has mobility, and the mobile communications operator has the technology of renewal.
Mobile terminal devices such as mobile phone have the advantage of wireless and more intelligent and stronger disposal ability for magnetic card.A lot of people may not have the card of certain bank, though perhaps there are these cards not carry, still, the people who has mobile terminal device according to investigations carries mobile terminal device 90% above every day, and is in large-and-medium size cities, all the more so.
The service ID that mobile communication carrier offers each mobile terminal device has uniqueness, and the service network that mobile communication carrier provides is generally nationwide, has the characteristics of flexible roaming.Mobile communication carrier's pre-Stored Value of most of implementation is taken off fee system, and has characteristics such as supplementing efficient and convenient, charge system credit rating height with money.At present, the mobile communication service obtains people's approval day by day, and the use crowd is huge day by day.
If can make full use of the mobile communication user of huge client group that mobile communication carrier has at present and quickness and high efficiency account's platform, expand value-added service in conjunction with technology such as RFID, the popularity of its application and value are immeasurable.
Therefore, the core technology of service billing system of the present invention is: store mobile communication user's the service identifiers information and the corresponding relation of mobile communication user account information by storage device, storage device should be positioned at mobile communications operator's network side; Store this mobile communication user's service identifiers information by mobile communication user's answering device, in the process of chargeing for certain mobile communication user, R-W transmission device reads the service identifiers information of storing in this mobile communication user answer device, and with this mobile communication user's of this mobile communication user's service identifiers information and outside input defrayment message transmission to the defrayment processing unit; Like this, the defrayment processing unit is after receiving mobile communication user's service identifiers information, from storage device, obtain this mobile communication user's account information in the stored relation according to this service identifiers information, and carry out service billing according to this mobile communication user's of its reception defrayment information, this mobile communication user's account information and handle.The defrayment processing unit also is positioned at mobile communications operator's network side.
In the present invention, mobile operator can be the owner of correspondence relationship information in the storage device, also can only be the guardian of above-mentioned corresponding relation.The present invention can limit the visit of corresponding relation in the storage device, as coming the visit of limited subscriber to above-mentioned data message according to user's authentication situation itself.
Below based on core concept of the present invention, in conjunction with the accompanying drawings technical scheme provided by the invention is further described.
The principle that charge system realization of the present invention is chargeed as shown in Figure 2.
Answering device of the present invention can be the portable terminal of band RFID function among Fig. 2, and R-W transmission device lays respectively in RFID answering machine and the terminal server, and the content that R-W transmission device specifically comprises describes in detail in the description of following Fig. 3.Terminal server is by PSTN (public switched telephone network (PSTN), Public SwitchedTelephone Network), gateway is connected with the defrayment processing unit with the storage device that is positioned at mobile communications operator's network side, store user's account information in the storage device, be the account information that terminal server can calling party, the account information here is stored in the customer charging information database among Fig. 2.Certainly, terminal server also can visit user's account information by other networks.The mobile communication user is connected with the wireless access core net by Radio Link, mobile communications operator's network side carries out communication by wireless access core net, gateway and mobile communication user, sends information that request mobile communication user confirms payment, charge information etc. as mobile communications operator's network side to the mobile communication user.
In system of the present invention, serving provider and user must have corresponding account number in customer charging information database the inside.When the mobile communication user uses after the RFID mode pays the bill, corresponding charge information will be by mobile communication network such as Radio Access Network and core net, be sent to the gateway of customer charging information database, and send payment request to the customer charging information database; The customer charging information database here is storage device and the defrayment processing unit among the present invention.The customer charging information database after customer charging information is confirmed, is confirmed request to returning to the user according to specific paying flow process, and after the user confirmed, expense was paid, and fund is drawn to be anchored on the account number of serving the provider; Simultaneously, the customer charging information database can pass through the IP wide area network to account information, and the form of wrapping by IP sends to PSTN; The service provider receives after the account information, confirms to conclude the business and finishes.
Answering device and R-W transmission device are as shown in Figure 3 in the service billing system provided by the invention.
Among Fig. 3, store mobile communication user's business service identification information in the answering device, be that answering device can be defined as the portable equipment that is built-in with mobile communications operator ID hardware, as be built-in with the portable equipment of the hardware of the unique identifier of SIM card or portable terminal string number etc., implant the mobile terminal device of RFID circuit for another example, answering device even can be a simple SIM card.A business service identification information should a unique corresponding mobile communication user.That is to say mobile communication user of a business service identification information unique identification.The business service identification information here can be provided by the mobile communications operator.As a kind of general and main implementation, should issue independent radio frequency card by the mobile communications operator, the radio frequency card can paste mobile phone back of the body lid the inside of portable terminal.
The mobile communication user can open to its consumption except that conversation, note etc. and carries out billing function by handling the related service application, after having opened this billing function, mobile communication user's business service sign takes place related with mobile communication user's telephone expenses account.That is to say, the mobile communication user when opening this billing function, the corresponding relation of the memory device stores mobile communication user's of mobile communications operator's network side business service sign and mobile communication user's account information.
Can carry out the ID response operation between read-write transmission equipment and the answering device, the read-write transmission equipment can carry out read-write operation to answering device.
R-W transmission device among Fig. 3 mainly comprises: memory module, microprocessor, module for reading and writing and transport module.
Memory module is mainly used in the charge information that receives and store the next mobile communication user of transport module transmission.Memory module is the recording medium of mobile communication user's business datum, and memory module can be carried out the exchanges data read-write operation of wired or wireless mode under the control of microprocessor, by the back-end data system of transport module and mobile communications operator's network side.Memory module also can separate separately, then, carries out the exchanges data read-write operation of wired or wireless mode by alternate manner and back-end data system.
Module for reading and writing is mainly used in the service identifiers information that reads the mobile communication user from mobile communication user answer device, and with mobile communication user's service identifiers message transmission to microprocessor.Module for reading and writing can also write mobile communication user's charge information mobile communication user's answering device when receiving the next mobile communication user's of defrayment processing unit transmission charge information.Module for reading and writing can adopt radio read-write, contact mode such as read-write and answering device to carry out the transfer of data swap operation.That is to say that module for reading and writing can comprise the radio read-write submodule, can comprise contact read-write submodule, also can comprise the radio read-write submodule simultaneously and contact the read-write submodule, conveniently to read multi-form answering device.That is to say, mobile communication user's answering device can be the answering device based on RFID, can be the answering device based on bluetooth for based on infrared answering device, answering device can be, also answering device can be based on the IC way of contact based on other wireless transmission forms.
Microprocessor is mainly used in the mobile communication user's who receives outside input defrayment information, and mobile communication user's defrayment information and module for reading and writing transmitted this mobile communication user's who comes service identifiers message transmission to transport module.Microprocessor also needs to read mobile communication user's charge information from memory module, and shows, to make things convenient for checking of mobile communication user, toll collector etc.Because module for reading and writing can read the service identifiers information in the answering device in several ways, so microprocessor need be converted to the different forms of services identification information service identifiers information of consolidation form, then, is sent to transport module.
Transport module is mainly used in defrayment information and service identification information that the microprocessor transmission is come and transfers to the defrayment processing unit, and transport module also needs the charge information that the transmission of defrayment processing unit comes is stored in the memory module.Transport module can be the wireless transmission submodule, also can be the wire transmission submodule, and transport module can also comprise wireless transmission submodule and wire transmission submodule simultaneously.That is to say, transport module can carry out the transmission exchange of data by the defrayment processing unit of wire transmission mode and mobile communications operator's network side, also can carry out the transmission exchange of data by the defrayment processing unit of wireless transmission method and mobile communications operator's network side.To be suitable for various Network Transmission demand.
The logic diagram of transport module as shown in Figure 4.
Among Fig. 4, under the wireless connections mode, promptly in dynamic mobile application scenario, difference according to concrete wireless applications, transport module can comprise: embedded gsm communication submodule, cdma communication submodule, like this, transport module can be by modes such as GPRS or WAP, and customer data base, the accounts database of mobile communications operator's network side carried out the real-time online visit.The corresponding interface that transport module also needs to provide according to the mobile communications operator carries out exchanges data such as business datum exchange, metering data exchange.Under the wired connection mode, promptly in fixed point static application occasion, the read-write transmission equipment can carry out the real-time online visit to customer data base, the accounts database of mobile communications operator's network side by other computer wire transmission modes such as network interfaces.
Difference according to the application scenario, the present invention can require the answering device corresponding mobile terminal to carry out corresponding response operation under the situation of start, also can require the answering device corresponding mobile terminal under the situation of shutdown, to carry out corresponding response operation, this is relevant with communication or power transfer mode, and answering device of the present invention can not influence other functions of portable terminal and use.Answering device can carry out record to the related data of replying at every turn, and the information of answering device record comprises: time, place, expense etc., check the information that writes down in answering device service of can be used as or the voucher of paying dues etc. for the mobile communication user.
Defrayment processing unit of the present invention can be under situation that mustn't go to portable terminal to confirm, and according to the processing of chargeing of R-W transmission device signal transmitted, this charging processing mode goes for the consumption of small-amount.Concrete amount can be provided with by the mobile communication user.When adopting the non-affirmation mode of mobile communication user to charge processing, the charging processing procedure can be real-time, also can be non real-time.That is to say, R-W transmission device is after reading service identifiers information, can be in time and the Mobile Network Operator side carry out data interaction, finish charging process, R-W transmission device also can be stored mobile communication user's service identifiers information and defrayment information earlier, adopt modes such as timing, concentrate consumer behavior and the Mobile Network Operator side of all the mobile communication users in a period of time are carried out data interaction, concentrate and finish charging process.
The defrayment processing unit also can be under the situation that obtains the portable terminal affirmation, just according to the processing of chargeing of R-W transmission device signal transmitted, be that service billing system of the present invention need be used down at mobile communication user's portable terminal and corresponding answering device, finish the processing that mobile communication user's consumer behavior is chargeed.Under the situation that needs portable terminal to confirm, defrayment information that the defrayment processing unit need come the R-W transmission device transmission and service identification information etc. transfer to corresponding mobile communication user's portable terminal, the defrayment processing unit after receiving the affirmation information that portable terminal transmission comes, the processing of chargeing.This charging processing mode goes for the consumption of big amount.Equally, concrete amount can be provided with by the mobile communication user.Here user's modes such as simple affirmation, password confirming are thought in approval really.When adopting mobile communication user affirmation mode to charge processing, the charging processing procedure should be real-time.
Mobile communication user's business service expense can with mobile communication user's communications telephone expenses independent accountings, also can unified accounting, this can be provided with when opening an account by the mobile communication user.That is to say that mobile communication user's business service expense can be deducted from mobile communication user's communications telephone expenses, at this moment, mobile communication user's the expense of supplementing with money comprises mobile communication user's communications telephone expenses and business service expense.Mobile communication user's business service expense can not deducted from mobile communication user's communications telephone expenses yet, and at this moment, the mobile communication user should supplement with money respectively communication telephone expenses and business service expense respectively.
Being example with the public transport charging below describes the charging process of service billing system.
It is the occasion of dynamically consuming that public transport is chargeed, and R-W transmission device can carry out the process that reads for twice and finish primary charging.When mobile communication user's consumption begins, when getting on the bus as the mobile communication user, R-W transmission device and answering device carry out the data exchange process first time, be that R-W transmission device carries out processes such as the judgement of service identifiers information legitimacy, the judgement of user's Stored Value situation earlier, and carry out corresponding initialization operation, as information such as record mobile communication user's service identifiers information, Entrucking Point, pick-up times.When the mobile communication customer consumption finishes, when getting off as the mobile communication user, R-W transmission device and answering device carry out the data exchange process second time, promptly confirm this consumption service of mobile communication user, as the information such as expense deduction situation of record mobile communication user's the place of getting off, time getting off and this consumption.
In the public transport charging process, the read-write transmission equipment can also increase other application services, and as during this consumption service, transponder can carry out information interaction by mode such as wireless transmission and read-write equipment, to inquire about website, geomorphology information on the way, perhaps set the reminding service etc. of arriving at a station.According to the servicing property difference, these services can be chargeed in addition.
In service billing system of the present invention, mobile communications operator and service supplier can adopt and lease or the cooperation of alternate manner, and expense is divided into or problem such as risk guarantee can be by mobile communications operator and service supplier's consult to decide.
The above; only for the preferable embodiment of the present invention, but protection scope of the present invention is not limited thereto, and anyly is familiar with those skilled in the art in the technical scope that the present invention discloses; the variation that can expect or replacement all should be encompassed within protection scope of the present invention.Therefore, protection scope of the present invention should be as the criterion with the protection range of claim.

Claims (9)

1. a service billing system is characterized in that, comprising: answering device, R-W transmission device and the storage device and the defrayment processing unit that are positioned at mobile communications operator's network side;
Answering device: be used to store mobile communication user's service identifiers information, described answering device comprises: issue independent radio frequency card by the mobile communications operator;
R-W transmission device: be used for reading the service identifiers information of mobile communication user answer device, and with the defrayment message transmission of this mobile communication user's service identifiers information and outside input to the defrayment processing unit;
Storage device: be used to store mobile communication user's the service identifiers information and the corresponding relation of mobile communication user account information, described mobile communication user account information is the existing mobile communication user account information of mobile communications operator's network side;
Defrayment processing unit: determine this mobile communication user's account information according to stored relation in the service identifiers information of its reception, the storage device, and carry out service billing according to the defrayment information of its reception, this mobile communication user's account information and handle.
2. the system as claimed in claim 1 is characterized in that, described R-W transmission device comprises: memory module, microprocessor, module for reading and writing and transport module;
Memory module: the charge information that is used to receive and store the mobile communication user;
Module for reading and writing: from mobile communication user answer device, read mobile communication user's service identifiers information, and transfer to microprocessor;
Microprocessor: be used to receive the defrayment information of outside input, defrayment information and module for reading and writing are transmitted next service identifiers message transmission to transport module, from memory module, read mobile communication user's charge information, and show;
Transport module: the defrayment information and the service identification information that are used for receiving transfer to the defrayment processing unit, and the charge information that the transmission of defrayment processing unit is come is stored in the memory module.
3. system as claimed in claim 2 is characterized in that, described module for reading and writing is: radio read-write submodule and/or contact read-write submodule.
4. system as claimed in claim 3 is characterized in that, described radio read-write submodule comprises: one or more in RFID read-write submodule, infrared read-write submodule, the bluetooth read-write submodule.
5. system as claimed in claim 2 is characterized in that, described transport module is: wireless transmission submodule and/or wire transmission submodule.
6. system as claimed in claim 5 is characterized in that, described wireless transmission submodule comprises: GSM transmission submodule and/or CDMA transmission submodule.
7. system as claimed in claim 2 is characterized in that, described module for reading and writing writes the mobile communication user's that microprocessor reads charge information in the answering device from memory module.
8. as the described system of arbitrary claim in the claim 1 to 7, it is characterized in that described system also comprises: the mobile communication user terminal;
The defrayment processing unit sends the information that request mobile communication user confirms payment to the mobile communication user terminal, and carries out the service billing processing according to the next payment affirmation information of mobile communication user terminal transmission, defrayment information, mobile communication user's account information.
9. as the described system of arbitrary claim in the claim 1 to 7, it is characterized in that the defrayment processing unit transfers to the mobile communication user terminal with charge information after the service billing success.
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