CN101609575B - Method for automatically acquiring rechargeable card and device thereof - Google Patents
Method for automatically acquiring rechargeable card and device thereof Download PDFInfo
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- CN101609575B CN101609575B CN2009100892347A CN200910089234A CN101609575B CN 101609575 B CN101609575 B CN 101609575B CN 2009100892347 A CN2009100892347 A CN 2009100892347A CN 200910089234 A CN200910089234 A CN 200910089234A CN 101609575 B CN101609575 B CN 101609575B
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Abstract
The embodiment of the invention relates to a method for automatically acquiring a rechargeable card and a device thereof. The method comprises the following steps: a terminal sends a cut payment request message to a charging system according to the face value of the received rechargeable card selected by a user; a charging system deducts money according to the cut payment request message and sends a cut payment successful message back to the terminal; the terminal sends a rechargeable card acquiring request message to a rechargeable card management system according to the cut payment successful message returned by the charging system; the rechargeable card management system acquires the password of the rechargeable card and the serial number of the rechargeable card by acquiring the request message of the rechargeable card; and the terminal receives the password of the rechargeable card and the serial number of the rechargeable card returned by the rechargeable card management system. The method for automatically an acquiring rechargeable card and the device thereof acquire the password of the rechargeable card from the rechargeable card management system by sending the cut payment request message to the charging system and sending the rechargeable card acquiring request message according to the cut payment successful message, thereby being convenient for a customer to buy the rechargeable card by the means of the terminal and improving the convenience and the flexibility of the customer to buy the rechargeable card.
Description
Technical field
The present invention relates to field of telecommunications, relate in particular to a kind of method and device that obtains rechargeable card automatically.
Background technology
Along with the development of telecommunications industry, ATM (Automatic Teller Machine) (Automatic Teller Machine, be called for short: rise by novel value-added service ATM).ATM except have basic deposit and withdraw, inquire about and the function of transferring accounts, can also realize the function that miscellaneous service is paid the fees, the application of ATM has related to fields such as commerce, telecommunications, oil and aviation.For instance, the user can act on behalf of sell tickets, train ticket, arenas show ticket, lottery ticket and various businessmans promotional card on ATM, even can the audition down-load music.Because ATM terminal deployment amount is very big, major part all is 24 hours a self-help bank, and therefore, operator and bank's cooperation will become a kind of trend, and the function that loads the rechargeable card of buying telecommunication service on ATM will become inevitable trend.
At present,,, buy rechargeable card to the user and bring greater inconvenience, also reduced the efficiency of service of operator because the business hall number of telecom operators is limited, and limited by the business hours because the user need go to the business hall of operator directly to buy rechargeable card.
Summary of the invention
The object of the present invention is to provide a kind of method and device that obtains rechargeable card automatically, improve convenience and dirigibility that the user buys rechargeable card, improve the efficiency of service of operation service system.
The invention provides a kind of method of obtaining rechargeable card automatically, comprising:
The rechargeable card face amount that terminal is selected according to the user who receives sends the request message of withholing to Fare Collection System;
Described Fare Collection System is according to the processing of withholing of the described request message of withholing, and the success message of will withholing returns to terminal;
The success message of withholing that terminal is returned according to described Fare Collection System sends to the rechargeable card management system and obtains the rechargeable card request message;
Described rechargeable card management system is obtained prepaid card password and sequence number according to the described rechargeable card request message that obtains;
Terminal receives described prepaid card password and the sequence number that described rechargeable card management system is returned.
The above-mentioned method of obtaining rechargeable card automatically, terminal at first sends the request message of withholing to Fare Collection System, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, obtain prepaid card password from the rechargeable card management system, make things convenient for the consumer to buy rechargeable card by terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
The present invention also provides a kind of device that obtains rechargeable card automatically, comprising:
Receiver module is used to receive the rechargeable card face amount that the user selects;
Sending module is used for according to described rechargeable card face amount, sends the request message of withholing to Fare Collection System;
Described sending module also is used for obtaining the rechargeable card business request information according to the success message of withholing that described Fare Collection System returns to the transmission of rechargeable card management system;
Described receiver module also is used to receive prepaid card password and the sequence number that described rechargeable card management system is returned.
The above-mentioned device that obtains rechargeable card automatically, sending module is by sending the request message of withholing to Fare Collection System, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, obtain prepaid card password from the rechargeable card management system, make things convenient for the consumer to buy rechargeable card by terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
Description of drawings
Fig. 1 obtains the schematic flow sheet of an embodiment of method of rechargeable card automatically for the present invention;
Fig. 2 obtains the schematic flow sheet of another embodiment of method of rechargeable card automatically for the present invention;
Fig. 3 obtains the signaling process figure of an embodiment of method of rechargeable card automatically for the present invention;
Fig. 4 obtains the structural representation of an embodiment of device of rechargeable card automatically for the present invention;
Fig. 5 obtains the structural representation of another embodiment of device of rechargeable card automatically for the present invention;
Fig. 6 is the structural representation of the transaction processing system that obtains rechargeable card automatically that the embodiment of the invention was suitable for.
Embodiment
Below by drawings and Examples, technical scheme of the present invention is described in further detail.
The method that Fig. 1 obtains rechargeable card automatically for the present invention is obtained the schematic flow sheet of an embodiment of method of rechargeable card automatically, and as shown in Figure 1, present embodiment specifically comprises the steps:
The rechargeable card face amount that step 101, terminal are selected according to the user who receives sends the request message of withholing to Fare Collection System;
The success message of withholing that step 103, terminal are returned according to Fare Collection System sends to the rechargeable card management system and obtains the rechargeable card request message;
In the embodiment of the invention, terminal can be the ATM terminal, and Fare Collection System can be banking system, and the rechargeable card management system can be business system.
The method of obtaining rechargeable card automatically that present embodiment provides is obtained the method for rechargeable card automatically, terminal at first sends the request message of withholing to Fare Collection System, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, obtain prepaid card password from the rechargeable card management system, make things convenient for the consumer to buy rechargeable card by terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
The method that Fig. 2 obtains rechargeable card automatically for the present invention is obtained the schematic flow sheet of another embodiment of method of rechargeable card automatically, and as shown in Figure 2, present embodiment specifically comprises the steps:
The rechargeable card face amount that step 201, terminal are selected according to the user who receives sends the request message of withholing to Fare Collection System;
Step 202, Fare Collection System are according to the request message of the withholing processing of withholing, and the success message of will withholing returns to terminal;
The success message of withholing that step 203, terminal are returned according to Fare Collection System sends to the rechargeable card management system and obtains the rechargeable card request message;
Step 204, rechargeable card management system are obtained prepaid card password and sequence number according to obtaining the rechargeable card request message;
Step 205, rechargeable card management system are carried out encryption to prepaid card password;
Step 206, terminal receive prepaid card password and the sequence number that the rechargeable card management system is returned;
Step 207, terminal are decrypted processing to prepaid card password;
Step 208, end print prepaid card password and sequence number.
In the embodiment of the invention, terminal can be the ATM terminal, and Fare Collection System can be banking system, and the rechargeable card management system can be business system.
In the above-mentioned steps 201, the rechargeable card face amount can be selected according to the denomination of supplementing with money that the ATM terminal shows by the user.
In the above-mentioned steps 202, be specifically as follows: the P end of banking system is realized the forwarding of message according to the message header in the request message of withholing that receives, be transmitted to the background system of banking system by the message header that the extracts request message of to withhold, the background system processing of withholing, and the success message of will withholing is transmitted to the ATM terminal by the P end.
In above-mentioned steps 204 and the step 205, business system obtains prepaid card password according to obtaining the rechargeable card request message, and business system carries out sending to the ATM terminal after the encryption to prepaid card password; By prepaid card password is carried out encryption, increased the security that the ATM terminal user buys rechargeable card automatically.
In above-mentioned steps 206 and the step 208, the ATM terminal receives prepaid card password and the sequence number that the rechargeable card management system is returned, and prepaid card password is decrypted processing, wherein, encryption in the step 205 and the decryption processing in the step 207 are realized by the encryption method of arranging by rechargeable card management system and ATM terminal, the ATM terminal can be carried out corresponding decryption processing with the prepaid card password of business system after with encryption, thereby make the ATM terminal user can know this prepaid card password, increased the security that the ATM terminal user buys rechargeable card automatically.
In the above-mentioned steps 208, the ATM terminal is by printing prepaid card password and sequence number, the ATM terminal user can rationally be arranged the time to supplement with money for the portable terminals such as mobile phone of oneself, thereby improved convenience and dirigibility that the ATM terminal user buys rechargeable card automatically, improved the efficiency of service of operation service system simultaneously.
Because the ATM terminal is connected with business system by banking system, the mutual information of above-mentioned ATM terminal and business system is all discerned and is transmitted by the P end of banking system.
The method of obtaining rechargeable card automatically that the embodiment of the invention provides, terminal at first sends the request message of withholing to Fare Collection System, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, the rechargeable card management system is by carrying out encryption with prepaid card password, the prepaid card password of ATM terminal after with encryption carried out corresponding decryption processing, increased the security that the ATM terminal user buys rechargeable card automatically, made things convenient for the consumer to buy rechargeable card by the ATM terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
The method that Fig. 3 obtains rechargeable card automatically for the present invention is obtained the signaling process figure of an embodiment of method of rechargeable card automatically, as shown in Figure 3, terminal in the present embodiment can be the ATM terminal, the ATM terminal mainly comprises the software and hardware of ATM, its software section need be developed at the demand of operator, and is integrated in the existing software systems of ATM; Fare Collection System can be banking system, and the P end of banking system is realized the forwarding of message, and the background system of banking system realizes withholing processing; The rechargeable card management system can be business system, business system comprises operation front end system and operation support system, the type of service that the operation front end system is initiated according to the ATM terminal is carried out the coupling of forwards and message format, and operation support system mainly is responsible for operator's internal user management and business support.
Present embodiment may further comprise the steps:
The rechargeable card face amount that step 301, ATM terminal are selected according to the user who receives sends the request message of withholing to the P of banking system end, and the rechargeable card face amount can be selected according to the denomination of supplementing with money that the ATM terminal shows by the user;
The P termination of step 302, banking system is received the request message of withholing, and the P end extracts the message header in the request message of withholing, and the request message of will withholing is transmitted to the background system of banking system;
The operation of withholing of step 303, background system, and the success message of will withholing sends to the P end of banking system;
The P end of step 304, banking system extracts the message header in the success message of withholing, and the success message of will withholing returns the ATM terminal;
The success message of withholing that step 305, ATM terminal are returned according to banking system sends to the operation front end system and obtains the rechargeable card request message, and the operation front end system will obtain the rechargeable card request message and be transmitted to operation support system;
Step 308, ATM terminal are obtained prepaid card password after prepaid card password is decrypted processing.
Because the ATM terminal is connected with business system by banking system, the mutual information of above-mentioned ATM terminal and business system is all discerned and is transmitted by the P end of banking system.
The embodiment of the invention provides purchases the card business disposal route automatically, the ATM terminal at first sends the request message of withholing to the rechargeable card management system, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, the rechargeable card management system is by carrying out encryption with prepaid card password, and send to the ATM terminal, after the ATM terminal receives prepaid card password after the encryption, prepaid card password after the encryption is carried out corresponding decryption processing, strengthened the security that the ATM terminal user obtains rechargeable card automatically, made things convenient for the consumer to buy rechargeable card by the ATM terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
Fig. 4 is the structural representation that the present invention obtains an embodiment of device of rechargeable card automatically, and as shown in Figure 4, the embodiment of the invention comprises: receiver module 41 and sending module 42.
Wherein, receiver module 41 receives the rechargeable card face amount that users select, and the denomination of the rechargeable card that sending module 42 receives according to receiver module 41 sends the request message of withholing to Fare Collection System; The success message of withholing that sending module 42 returns according to Fare Collection System sends to the rechargeable card management system and obtains the rechargeable card request message, and receiver module 41 receives prepaid card password and the sequence number that the rechargeable card management system is returned.
The device that obtains rechargeable card automatically that present embodiment provides, sending module 42 is by sending the request message of withholing to Fare Collection System, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, obtain prepaid card password from the rechargeable card management system, make things convenient for the consumer to buy rechargeable card by terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
Fig. 5 is the structural representation that the present invention obtains another embodiment of device of rechargeable card automatically, and as shown in Figure 5, the embodiment of the invention comprises: receiver module 51, sending module 52, deciphering module 53, acquisition module 54.
Wherein, receiver module 51 receives desires to purchase the rechargeable card amount of money, and the rechargeable card face amount that sending module 52 receives according to receiver module 51 sends the request message of withholing to Fare Collection System; The success message of withholing that sending module 52 returns according to Fare Collection System sends to the rechargeable card management system and obtains the rechargeable card request message, and receiver module 51 receives prepaid card password and the sequence number through encryption that the rechargeable card management system is returned; The prepaid card password through encryption that 53 pairs of receiver modules 51 of deciphering module receive is decrypted processing, and acquisition module 54 obtains the prepaid card password after deciphering module 53 is decrypted processing.
The device that obtains rechargeable card automatically that the embodiment of the invention provides, sending module 52 at first sends the request message of withholing to Fare Collection System, and send to the rechargeable card management system according to the success message of withholing and to obtain the rechargeable card request message, deciphering module 53 carries out corresponding decryption processing with the prepaid card password after the encryption, strengthened the security that the ATM terminal user buys rechargeable card automatically, made things convenient for the consumer to buy rechargeable card by terminal, improve the consumer and bought the convenience and the dirigibility of rechargeable card, improved the efficiency of service of operation service system simultaneously.
Fig. 6 is the structural representation of the transaction processing system that obtains rechargeable card automatically that the embodiment of the invention was suitable for, and the embodiment of the invention can realize above-mentioned Fig. 1～flow process shown in Figure 3.
As shown in Figure 6, this transaction processing system comprises: ATM terminal 10, business system 11 and banking system 12.Further, business system 11 comprises: operation support system 14 and operation front end system 15, operation support system 14 main operator's internal user management and the business support be responsible for, the operation front end system 15 main couplings of being responsible for carrying out forwards and message format according to the type of service that ATM terminal 10 is initiated; Banking system 12 comprises: P end 16 and background system 17, P end 16 is main is responsible for the identification of the mutual information of ATM terminals 10 and operation front end system 15, and carry out the forwarding of message according to message header, background system 17 comprises the sorts of systems of bank inside, (CustomerRelationship Management is called for short: CRM) system as customer relation management.
Because ATM terminal 10 is connected with business system 11 by P end 16, ATM terminal 10 is connected with background system 17 by P end 16, when communication, 16 pairs of ATM terminal 10 transmission information of P end are discerned, if discovery information belongs to the mutual information between ATM terminal 10 and the business system 11, then only do to transmit information not to be carried out any modification, realize the function of similar transparent transmission.
Further, ATM terminal 10 mainly comprises the software and hardware of ATM, and its software section need be developed at the demand of operator, and is integrated in the existing software systems of ATM.
Native system can also comprise system of Unionpay 13, and system of Unionpay 13 and other banks carry out business interaction, finishes payment to the account of other banks by system of Unionpay 13.
One of ordinary skill in the art will appreciate that: all or part of step that realizes said method embodiment can be finished by the relevant hardware of programmed instruction, aforesaid program can be stored in the computer read/write memory medium, this program is when carrying out, execution comprises the step of said method embodiment, and aforesaid storage medium comprises: various media that can be program code stored such as ROM, RAM, magnetic disc or CD.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (6)
1. a method of obtaining rechargeable card automatically is characterized in that, comprising:
The rechargeable card face amount that terminal is selected according to the user who receives sends the request message of withholing to Fare Collection System;
Described Fare Collection System is according to the processing of withholing of the described request message of withholing, and the success message of will withholing returns to terminal;
The success message of withholing that terminal is returned according to described Fare Collection System sends to the rechargeable card management system and obtains the rechargeable card request message;
Described rechargeable card management system is obtained prepaid card password and sequence number according to the described rechargeable card request message that obtains;
Terminal receives described prepaid card password and the sequence number that described rechargeable card management system is returned.
2. method according to claim 1, it is characterized in that described rechargeable card management system is obtained prepaid card password and sequence number and terminal and received between described prepaid card password that described rechargeable card management system returns and the sequence number and also comprise according to the described rechargeable card request message that obtains:
Described rechargeable card management system is carried out encryption to described prepaid card password.
3. method according to claim 2 is characterized in that, described terminal also comprises after receiving described prepaid card password that described rechargeable card management system returns and sequence number:
Described terminal is decrypted processing to described prepaid card password.
4. according to the arbitrary described method of claim 1～3, it is characterized in that described terminal also comprises after receiving described prepaid card password that described rechargeable card management system returns and sequence number:
Described prepaid card password of described end print and sequence number.
5. a device that obtains rechargeable card automatically is characterized in that, comprising:
Receiver module is used to receive the rechargeable card face amount that the user selects;
Sending module is used for according to described rechargeable card face amount, sends the request message of withholing to Fare Collection System;
Described sending module also is used for obtaining the rechargeable card business request information according to the success message of withholing that described Fare Collection System returns to the transmission of rechargeable card management system;
Described receiver module also is used to receive prepaid card password and the sequence number that described rechargeable card management system is returned.
6. device according to claim 5 is characterized in that, also comprises:
Deciphering module is used for described prepaid card password is decrypted processing;
Acquisition module is used to obtain the described prepaid card password after described deciphering module is decrypted processing.
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| Application Number | Priority Date | Filing Date | Title |
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| CN2009100892347A CN101609575B (en) | 2009-07-09 | 2009-07-09 | Method for automatically acquiring rechargeable card and device thereof |
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| CN2009100892347A CN101609575B (en) | 2009-07-09 | 2009-07-09 | Method for automatically acquiring rechargeable card and device thereof |
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| CN101609575A CN101609575A (en) | 2009-12-23 |
| CN101609575B true CN101609575B (en) | 2011-12-14 |
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| CN102487427A (en) * | 2010-12-06 | 2012-06-06 | 中国移动通信集团公司 | Recharging method, unit and system |
| CN111127000B (en) * | 2019-12-10 | 2023-04-25 | 中国联合网络通信集团有限公司 | Rechargeable card information encryption method and device, terminal equipment and recharging platform |
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