CN205193870U - Mobile payment system - Google Patents
Mobile payment system Download PDFInfo
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- CN205193870U CN205193870U CN201520908940.0U CN201520908940U CN205193870U CN 205193870 U CN205193870 U CN 205193870U CN 201520908940 U CN201520908940 U CN 201520908940U CN 205193870 U CN205193870 U CN 205193870U
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- mobile
- payment
- external member
- card
- intelligent terminal
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Abstract
The utility model discloses a mobile payment system, its mainly including the payment external member and through the bluetooth with payment external member communication connection's intelligent terminal. Wherein, the payment external member is used for going on alternately with the IC -card, intelligent terminal be used for through the bluetooth with the payment external member go on alternately and through mobile internet with back -end server goes on alternately. Can know from this that intelligent terminal goes on alternately with the IC -card through the payment external member on the one hand, on the other hand communicates through mobile internet and back -end server to accomplish mobile payment's transaction process.
Description
Technical field
The utility model relates to mobile communication technology field, specifically, relates to a kind of mobile-payment system.
Background technology
In the mobile Internet epoch, all kinds of mobile financial business mobile gradually, traditional magnetic stripe card gradually by existing integrated circuit (IC) card substitute.Compared to the magnetic stripe card of function singleness in the past, except the basic financial function such as IC-card of today is withdrawn the money except possessing, transfer accounts, also possessed the function of adding sector application, the function of the cards such as such as community gate inhibition, mass transit card just can be burnt in IC-card and use.And these possess the card of specific function, be all need unification to supplement with money to the mesh point device of specifying in the past, inefficiency.
Summary of the invention
In view of the above-mentioned defect of prior art, the utility model embodiment provides a kind of mobile-payment system, the payment transaction such as can to supplement with money by mobile terminal to IC-card.
Specifically, the mobile-payment system of the utility model embodiment mainly comprises the intelligent terminal paying external member and communicated to connect by bluetooth and described payment external member.Wherein, pay external member to be used for carrying out alternately with IC-card; Intelligent terminal is used for passing through bluetooth
carry out mutual with described payment external member and undertaken alternately by mobile Internet and described back-end server.
From the above, intelligent terminal is undertaken alternately by payment external member and IC-card on the one hand, is communicated on the other hand, thus complete the process of exchange of mobile payment by mobile Internet with back-end server.
Preferably, described payment external member is communicated to connect by near-field communication (NearFieldCommunication, NFC) and described IC-card.Make mobile-payment system more portable by NFC communication.
Preferably, described payment external member has module card and NFC card reading module.
Preferably, described payment external member is positioned on the containment vessel of described intelligent terminal.Thus, payment external member and intelligent terminal are combined into one, and improve the portability of mobile-payment system further, provide Consumer's Experience.
Preferably, described intelligent terminal comprises the portable computing device such as smart mobile phone, panel computer.
The utility model embodiment is adopted to have following beneficial effect:
The combination of " intelligent terminal+payment external member " has possessed the charging function of common ATM (Automatic Teller Machine) (ATM), and more microminiaturized and mobile, meet the trend of current development.
Accompanying drawing explanation
Fig. 1 is the block diagram of a kind of mobile-payment system according to the utility model embodiment.
Embodiment
For the ease of understanding the various aspects of technical solutions of the utility model, feature and advantage, below in conjunction with accompanying drawing, the utility model is specifically described.Should be appreciated that following various embodiments are only for illustrating, but not for limiting protection domain of the present utility model.
As shown in Figure 1, according to a kind of embodiment of the present utility model, mobile-payment system mainly comprises the intelligent terminal 102 paying external member 101 and communicated to connect by bluetooth and described payment external member 101.Wherein, external member 101 is paid for carrying out alternately with IC-card 200; Intelligent terminal 102 is for passing through bluetooth
carry out mutual with described payment external member 101 and undertaken alternately by mobile Internet and described back-end server 300.Wherein, IC-card is also known as integrated circuit card, and it on the plastic cards that size is identical with common credit card, sets one or more integrated circuit form.Bulk information and process information can be stored.Bluetooth
be a kind of wireless technology standard, fixed equipment can be realized, short-range data between mobile device and building personal area network exchanges (the UHF radiowave using the ISM wave band of 2.4 ~ 2.485GHz).
From the above, intelligent terminal is undertaken alternately by payment external member and IC-card on the one hand, is communicated on the other hand, thus complete the process of exchange of mobile payment by mobile Internet with back-end server.
In a kind of preferred implementation of the present utility model, described payment external member 101 is connected by NFC communication with described IC-card 200.Make mobile-payment system more portable by NFC communication.Correspondingly, described payment external member can have module card and NFC card reading module.Wherein, NFC, also known as wireless near field communication, is a kind of short-range high frequency wireless communication technology, allows to carry out contactless Point-to-Point Data Transmission between electronic equipment.
In another kind of preferred implementation of the present utility model, described payment external member 101 can be positioned on the containment vessel of described intelligent terminal 102.Thus, payment external member and intelligent terminal are combined into one, and improve the portability of mobile-payment system further, provide Consumer's Experience.
In various embodiment of the present utility model, described intelligent terminal can comprise the portable computing device such as smart mobile phone, panel computer.
A kind ofly connect intelligent terminal and miniature payment external member by bluetooth according to various embodiment there is provided of the present utility model and carry out the self-service mobile payment solution that IC-card electronic cash is supplemented with money and trading card is supplemented with money.Which solve the existing financial business based on card to supplement with money and need to carry out to supplementing with money in equipment of specifying, the problem that convenience is poor, thus bring mobile more easily to supplement scheme with money for user, improve Consumer's Experience.
The utility model is particularly practical on iOS (described iOS is the Mobile operating system developed by Apple) platform.On iOS platform, the function of use NFC and USB needs the MFi certification by Apple, and dirigibility is poor, and cost is higher.Wherein, the full name of MFi is MadeforiPod, MadeforiPhone, refers to be respectively to be connected iPod, iPhone and iPad and specially designed electronic components with MadeforiPad.And these accessories are through by Apple's authorization identifying, meet the performance standard of apple products with this.Visible, the utility model uses general Bluetooth technology connection payment external member to carry out mobile payment, USB and NFC having walked around Apple closes standard, while reducing cost, has also possessed good dirigibility.
In various embodiment of the present utility model, what pay external member is deployed with two kinds of modes:
(1) the similar granting with Internet bank USB key.Payment external member has button and plug-in card slot, also supports NFC Card Reader simultaneously, user simultaneously operating handset and payment external member supplements with money.
(2) by the mode of cell-phone cover (containment vessel) and so on, be closely linked with mobile phone and integrally use.Pay in external member and do not possess any button and screen, only provide NFC card-reading function, all operating on application program of mobile phone (APP) is carried out, and pays external member and is only responsible for calling NFC and carries out alternately with IC-card and by bluetooth and mobile phone A PP communication.When using, can payment external member be accomplished in mobile phone protecting case, be combined into an entirety with the mobile phone of user.Experience is almost equal to the NFC (just needing to open bluetooth) of embedded in mobile phone.
In sum, propose herein and a kind ofly connect external payment external member by bluetooth and carry out the solution that mobile payment supplements with money, solve and realize the limited problem of mobile payment function in apple iOS platform, walk around the restriction that standard closed by apple, thus reduce the cost realizing mobile payment at this platform, also possessed good convenience and dirigibility simultaneously.
Skilled person is to be understood that, disclosedly above be only embodiment of the present utility model, certainly can not limit the interest field of the utility model with this, the equivalent variations done according to the utility model embodiment, still belongs to the scope that the utility model claim contains.
Claims (5)
1. a mobile-payment system, is characterized in that, described mobile-payment system comprises:
Pay external member, for carrying out alternately with integrated circuit (IC) card;
Intelligent terminal, is communicated to connect by bluetooth and described payment external member and is communicated to connect by mobile Internet and back-end server, for being undertaken by bluetooth and described payment external member mutual and being undertaken alternately by mobile Internet and described back-end server.
2. mobile-payment system as claimed in claim 1, is characterized in that, described payment external member is communicated to connect by near-field communication NFC and described IC-card.
3. mobile-payment system as claimed in claim 2, it is characterized in that, described payment external member has module card and NFC card reading module.
4. mobile-payment system as claimed in claim 2, it is characterized in that, described payment external member is positioned on the containment vessel of described intelligent terminal.
5. as the mobile-payment system in Claims 1-4 as described in any one, it is characterized in that, described intelligent terminal comprises: smart mobile phone, panel computer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520908940.0U CN205193870U (en) | 2015-11-13 | 2015-11-13 | Mobile payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520908940.0U CN205193870U (en) | 2015-11-13 | 2015-11-13 | Mobile payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN205193870U true CN205193870U (en) | 2016-04-27 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201520908940.0U Active CN205193870U (en) | 2015-11-13 | 2015-11-13 | Mobile payment system |
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| CN (1) | CN205193870U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108200563A (en) * | 2018-02-06 | 2018-06-22 | 浙江大学 | A kind of nfc card piece system of additional separate type bluetooth switching accessory |
-
2015
- 2015-11-13 CN CN201520908940.0U patent/CN205193870U/en active Active
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108200563A (en) * | 2018-02-06 | 2018-06-22 | 浙江大学 | A kind of nfc card piece system of additional separate type bluetooth switching accessory |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant |