CN202870989U - Intelligent mobile terminal with on-site payment function - Google Patents

Intelligent mobile terminal with on-site payment function Download PDF

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Publication number
CN202870989U
CN202870989U CN 201220439973 CN201220439973U CN202870989U CN 202870989 U CN202870989 U CN 202870989U CN 201220439973 CN201220439973 CN 201220439973 CN 201220439973 U CN201220439973 U CN 201220439973U CN 202870989 U CN202870989 U CN 202870989U
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China
Prior art keywords
card
mobile terminal
intelligent mobile
master controller
module
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Expired - Fee Related
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CN 201220439973
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Chinese (zh)
Inventor
蔡镇滨
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SHENZHEN CHINAKING MOBILE TECHNOLOGY Ltd
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SHENZHEN CHINAKING MOBILE TECHNOLOGY Ltd
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Priority to CN 201220439973 priority Critical patent/CN202870989U/en
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Publication of CN202870989U publication Critical patent/CN202870989U/en
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Abstract

The utility model provides an intelligent mobile terminal with an on-site payment function and the intelligent mobile terminal comprises a main body and a housing, wherein the main body comprises a main controller, a wireless communication module, a SIM card module and a near-field communication module; and the wireless communication module, the SIM card module and the near-field communication module are respectively connected with the main controller. A PSAM card, a decoding chip of magnetic strip cards and an IC card decoding chip are built in the main body and are respectively connected with the main controller. A magnetic-stripe card slot and a contact-type IC card slot are arranged on the housing. A magnetic-stripe card reading head connected with the main controller is arranged in the magnetic-stripe card slot. An IC-card reading head connected with the main controller is arranged in the contact-type IC card slot. According to the intelligent mobile terminal provided by the utility model, handset functions, bank card functions and POS functions are integrated together, and various types of bank cards are supported. The terminal can replace conventional special-purpose POS machines and is convenient for carrying. Cost is reduced and convenience for user use is raised.

Description

A kind of intelligent mobile terminal with the on-site payment function
Technical field
The utility model relates to technical field of mobile terminals, relates in particular to a kind of intelligent mobile terminal with the on-site payment function.
Background technology
At present, process is more than half in the technological transformation of finance ic card, most of POS(Point of Sale of bank, the point of sale) terminal and ATM(bank card ATM (Automatic Teller Machine)) terminal all will possess and support multiple bank card business to accept ability, comprise: old-fashioned magnetic stripe card, meeting the EMV(EMV standard is by international three biggest banks card tissue--Europay (Continental Europe card, purchased by Master), the MasterCard(Master Card) and the Visa(Visa) technical standard from magnetic stripe card to intellective IC card that shift from of common bank card of initiating to formulate, be based on the financial payment standard of IC-card, become generally acknowledged whole world unified standard) and PBOC(China's finance integrated circuit (IC) calliper model) the contact ic card of standard and contactless ic card.
But present present situation is not, most terminal all is the terminal of the simple function that disperses on the market, or only has the POS function, and existing POS device is special-purpose POS machine, and is portable, cost is high, purposes is single; Only have cell-phone function, only have cell-phone function such as mobile phone, have the part mobile phone by various forms integrated the partial function of bank card.Thereby present portable terminal does not still possess the POS function, does not satisfy user's user demand of Vehicles Collected from Market, is necessary to provide a kind of convenient and swift effective solution.
Summary of the invention
The purpose of this utility model is to provide a kind of intelligent mobile terminal with the on-site payment function, and this portable terminal possesses the POS function, overcomes the existing not Portable belt that causes more greatly because of volume of existing special-purpose POS machine, uses inconvenience and the higher defective of cost.
Another purpose of the present utility model is to provide a kind of intelligent mobile terminal with the on-site payment function, and the several functions such as set cell-phone function, bank card functionality, POS function are in one, and supports multiple bank card type, for user's use facilitates.
The purpose of this utility model is achieved through the following technical solutions.
A kind of intelligent mobile terminal with the on-site payment function, comprise main body and housing, comprise master controller and the wireless communication module that is connected respectively with master controller, SIM card (Subscriber Identity Module) module and near-field communication module in the described main body, also be built-in with PSAM(terminal security control module in the described main body) card, magnetic stripe card decoding chip, IC-card decoding chip, described PSAM card, magnetic stripe card decoding chip, IC-card decoding chip are connected with master controller respectively;
Also be provided with magnetic stripe card draw-in groove and Contact Type Ic Card draw-in groove on the described housing, be provided with the magnetic stripe card read head that is connected with master controller in the magnetic stripe card draw-in groove, be provided with the IC-card read head that is connected with master controller in the Contact Type Ic Card draw-in groove.
Preferably, also be built-in with SWP-SD card (single-wire-protocol intelligent finance SD card) in the described main body, this SWP-SD card and master controller and near-field communication module are connected respectively.
Preferably, also be provided with the mode of operation control module on the described housing, this mode of operation control module is connected with master controller.
Preferably, described mode of operation control module comprises physical control switch and status indicator lamp.
Preferably, also comprise data acquisition module in the described main body, this data acquisition module is connected with master controller.
Preferably, described data acquisition module is specially bar code scan module and/or camera.
Preferably, this intelligent mobile terminal is specially mobile phone, car phone or panel computer (PAD).
Compared with prior art, the utility model embodiment has following beneficial effect.
1) intelligent mobile terminal of the utility model embodiment is by integrated PSAM card and corresponding draw-in groove is set has realized the POS function, and support the multiple bank card types such as magnetic stripe card, Contact Type Ic Card and non-contact IC card, alternative existing special-purpose POS machine uses, not only be convenient for carrying, and reduced cost, improved the convenience that the user uses.
2) intelligent mobile terminal of the utility model embodiment set cell-phone function, bank card functionality, POS function be in one, has multiple-working mode and can switch fast; Have simultaneously data acquisition function concurrently, but the automatic input of finishing service data, for finish fast payment, transaction facilitates, thereby for part particular service Scene realization receive fast single, gathering provides may.Thereby the utility model embodiment has farthest improved user's experience effect, has wide market outlook.
Description of drawings
Fig. 1 is the structure principle chart of the main body of intelligent mobile terminal among the utility model embodiment.
Fig. 2 is the left view of the housing of intelligent mobile terminal among the utility model embodiment.
Fig. 3 is the right view of the housing of intelligent mobile terminal among the utility model embodiment.
Embodiment
In order to make the purpose of this utility model, technical scheme and advantage clearer, below in conjunction with drawings and Examples, the utility model is further elaborated.Should be appreciated that specific embodiment described herein only in order to explaining the utility model, and be not used in restriction the utility model.
See also shown in Figure 1, intelligent mobile terminal can be mobile phone, car phone or PAD etc. in the present embodiment, mainly comprise: master controller 01, wireless communication module 02, near-field communication module 03, magnetic stripe card decoding chip 04, IC-card decoding chip 05, mode of operation control module 06, also be built-in with SIM card module 07, PSAM card 08 and SWP-SD card 09, master controller 01 is connected respectively with other modules, processes and control the work of other modules in order to the data of carrying out core.
In the present embodiment, intelligent mobile terminal has three kinds of functions, four kinds of mode of operations can be set according to user's operating position, be mobile phone working mode, handset compatibility bank card mode of operation, bank card mode of operation, POS mode of operation, realize the switching of different working modes by mode of operation control module 06.
(1) cell-phone function: master controller 01 is worked in coordination with SIM card module 07, wireless communication module 02 and is realized basic cell-phone function.
(2) bank card functionality: master controller 01 and near-field communication module 03, the SWP-SD card 09 collaborative bank card functionality that realizes.Particularly, master controller 01 is by the safety chip SE in the SWP-SD card 09, so that intelligent mobile terminal has the function of electronic cash card, the user can realize payment function near contactless POS terminal with this intelligent mobile terminal.
(3) POS function: master controller 01 and PSAM card 08, magnetic stripe card decoding chip 04, IC-card decoding chip 05, near-field communication module 03, the wireless communication module 02 collaborative POS function that realizes.Particularly, this POS pattern is supported magnetic stripe card, Contact Type Ic Card and non-contact IC card, for realizing this support, as shown in Figures 2 and 3, the housing of intelligent mobile terminal is provided with magnetic stripe card draw-in groove 10 and Contact Type Ic Card draw-in groove 11, and the inside of magnetic stripe card draw-in groove 10 is provided with in the magnetic stripe card read head 12 that is connected with master controller 01, the Contact Type Ic Card draw-in groove 11 and is provided with the IC-card read head 13 that is connected with master controller 01.Magnetic stripe card decoding chip 04 and IC-card decoding chip 05 are respectively applied to magnetic stripe card information and IC-card information are decoded.When swiping the card operation, magnetic stripe card/Contact Type Ic Card is inserted in the magnetic stripe card draw-in groove 10/ Contact Type Ic Card groove 11 first, after reading card information, magnetic stripe card read head 12/IC card read head 13 is sent to master controller 01, perhaps with the close terminal of non-contact IC card, near-field communication module 03 is sent to master controller 01 after reading card information; Master controller 01 calls 05 pair of card information of corresponding magnetic stripe card decoding chip 04/IC card decoding chip and is decrypted, and is connected with wireless communication module by PSAM card 08 and sets up safety with the system backstage of bank, Unionpay or other third party's payment mechanism and be connected and carry out follow-up delivery operation.
In the present embodiment, in order to facilitate to the user, intelligent mobile terminal also is provided with data acquisition module, and this data acquisition module is specially the bar code scan module, shooting is first-class, can be for part particular service Scene realization be received singly fast, gathering provides possibility.When master controller 01 starts these data acquisition modules, scanning barcode or other signal, with automatic trigger pip acquisition function, the automatic input of finishing service data, for finish fast payment, concluding the business facilitates.
To sum up, the utility model has been considered the Mobile portable characteristic that portable terminal itself has and has been widely used characteristics, realize the POS function at portable terminal, so that portable terminal is gathered cell-phone function, bank card functionality, POS card function in one, alternative special-purpose POS machine uses, be convenient for carrying and cost lower, satisfy simultaneously user's multiple user demand, have wide market outlook.
The above only is preferred embodiment of the present utility model; not in order to limit the utility model; all any modifications of within spirit of the present utility model and principle, doing, be equal to and replace and improvement etc., all should be included within the protection domain of the present utility model.

Claims (7)

1. intelligent mobile terminal with the on-site payment function, comprise main body and housing, comprise master controller and the wireless communication module that is connected respectively with master controller, SIM card module and near-field communication module in the described main body, it is characterized in that, also be built-in with PSAM card, magnetic stripe card decoding chip, IC-card decoding chip in the described main body, described PSAM card, magnetic stripe card decoding chip, IC-card decoding chip are connected with master controller respectively;
Also be provided with magnetic stripe card draw-in groove and Contact Type Ic Card draw-in groove on the described housing, be provided with the magnetic stripe card read head that is connected with master controller in the magnetic stripe card draw-in groove, be provided with the IC-card read head that is connected with master controller in the Contact Type Ic Card draw-in groove.
2. as claimed in claim 1 with the intelligent mobile terminal of on-site payment function, it is characterized in that, also be built-in with the SWP-SD card in the described main body, this SWP-SD card and master controller and near-field communication module are connected respectively.
3. as claimed in claim 1 or 2 with the intelligent mobile terminal of on-site payment function, it is characterized in that, also be provided with the mode of operation control module on the described housing, this mode of operation control module is connected with master controller.
4. as claimed in claim 3 with the intelligent mobile terminal of on-site payment function, it is characterized in that, described mode of operation control module comprises physical control switch and status indicator lamp.
5. as claimed in claim 1 or 2 with the intelligent mobile terminal of on-site payment function, it is characterized in that, also comprise data acquisition module in the described main body, this data acquisition module is connected with master controller.
6. as claimed in claim 5 with the intelligent mobile terminal of on-site payment function, it is characterized in that, described data acquisition module is specially bar code scan module and/or camera.
7. as claimed in claim 1 with the intelligent mobile terminal of on-site payment function, it is characterized in that, this intelligent mobile terminal is specially mobile phone, car phone or panel computer.
CN 201220439973 2012-08-31 2012-08-31 Intelligent mobile terminal with on-site payment function Expired - Fee Related CN202870989U (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102842193A (en) * 2012-08-31 2012-12-26 深圳盈烨创新通讯技术有限公司 Intelligent mobile terminal with on-site payment function
CN108683429A (en) * 2018-03-19 2018-10-19 上海量栀通信技术有限公司 A kind of mobile terminal for supporting PSAM cards

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102842193A (en) * 2012-08-31 2012-12-26 深圳盈烨创新通讯技术有限公司 Intelligent mobile terminal with on-site payment function
CN108683429A (en) * 2018-03-19 2018-10-19 上海量栀通信技术有限公司 A kind of mobile terminal for supporting PSAM cards
CN108683429B (en) * 2018-03-19 2020-11-13 上海量栀通信技术有限公司 Mobile terminal supporting PSAM card

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CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20130410

Termination date: 20150831

EXPY Termination of patent right or utility model