CN204965499U - Swift payment systems of multi -functional smart card - Google Patents
Swift payment systems of multi -functional smart card Download PDFInfo
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- CN204965499U CN204965499U CN201520745305.5U CN201520745305U CN204965499U CN 204965499 U CN204965499 U CN 204965499U CN 201520745305 U CN201520745305 U CN 201520745305U CN 204965499 U CN204965499 U CN 204965499U
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- 238000004891 communication Methods 0.000 claims abstract description 15
- 230000004044 response Effects 0.000 claims description 11
- 230000001939 inductive effect Effects 0.000 claims description 4
- 238000005516 engineering process Methods 0.000 description 4
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- 238000010276 construction Methods 0.000 description 2
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- DMBHHRLKUKUOEG-UHFFFAOYSA-N Diphenylamine Chemical compound C=1C=CC=CC=1NC1=CC=CC=C1 DMBHHRLKUKUOEG-UHFFFAOYSA-N 0.000 description 1
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- 238000000034 method Methods 0.000 description 1
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Abstract
The utility model discloses a swift payment systems of multi -functional smart card, settle accounts the service end, supplement management service end and user info management service end with money including smart card, payment equipment, center transaction, the smart card is connected with the payment device talk, payment equipment respectively with center transaction settlement service end, supplement the management service end with money and the user info management service holds the communication to be connected, the smart card includes main control chip, supplements sensing chip with money, be connected with the main control chip output SIM the core of the card piece, two -dimensional code and IC -card chip, payment equipment includes that display module, two -dimensional code recognition module are NFC recognition module. The utility model discloses a multi -functional electronic payment of two -dimensional code or user's IC -card makes user electronic payment easy operation, security height to compatible original IC -card system promotes more easily.
Description
Technical field
The utility model relates to intelligent card payment technology, particularly relates to the quick payment system of a kind of multi-function intelligent card.
Background technology
Smart card (SmartCard) is embedded with the common name of the plastic clip (normally the size of a credit card) of microchip.Some smart cards comprise a RFID chip, so they do not need just can identify holder with any physical contact of read write line.Smart card is equipped with CPU and RAM, can a fairly large number of data and can not interfere with the work of host CPU by oneself.Smart card also can the data of filter false, to alleviate the burden of host CPU.Be adapted to the more and communication speed demand occasion faster of port number.Integrated circuit in card comprises central processor CPU, programmable read only memory EEPROM, random access memory ram and is solidificated in the card internal operating system COS (ChipOperatingSystem) in read only memory ROM.In card, data are divided into outside reading and inter-process part.
Smart card with IC-card technology for core, with computing machine and the communication technology for means, every facility of intelligent building inside is connected to become an organic whole, user just can complete common key, capital settlement, work attendance and some control operation by an IC-card, as opened door with IC-card, the Activities such as IC-card is had dinner, do shopping, amusement, meeting, parking, night watching, office, chargeable service.And many heavy key need not to be opened the door as carrying in the past, the operation that to go to each corresponding department to pay dues etc. numerous and diverse.Whole system can carry out monitoring management and decision-making to all departments as required, and the finish message that each local system and terminal can will be collected automatically is concluded, for system queries, gather, add up, management and decision.Can be communicated with each other by IC-card, both meet the independence of each functional management, ensure again the consistance of holistic management.Can be divided into from different use occasion: campus intelligent traffic card, community intelligent traffic card, office block intelligent traffic card, enterprise intelligent all-purpose card, hotel's intelligent traffic card, intelligent building intelligent traffic card etc.
But smart card payment of the prior art is inconvenient, or recognition speed is slow, and bring inconvenience to user, particularly can not realize multi-functional payment, limitation is larger.
Utility model content
The purpose of this utility model is to overcome the deficiencies in the prior art, provides a kind of multi-function intelligent card quick payment system, realizes multi-functional payment, convenient and swift, meets the demand of user.
In order to achieve the above object, the technical solution adopted in the utility model is:
The quick payment system of a kind of multi-function intelligent card, comprise smart card, payment devices, center settlement of transactions service end, supplement management service end and subscriber information management service end with money, described smart card is connected with payment devices communication, payment devices respectively with center settlement of transactions service end, supplement management service end with money and the communication of subscriber information management service end is connected; SIM card chip, Quick Response Code and IC card chip that described smart card comprises main control chip, supplements induction chip with money, is connected with main control chip output terminal; Described payment devices comprises display module, two dimension code reading module and NFC and distinguishes module.
As preferred embodiment of the present utility model, 7816 interface both-way communications between main control chip described in the utility model with SIM card chip, between main control chip with Quick Response Code and between main control chip with IC card chip, are adopted to be connected.
As preferred embodiment of the present utility model, payment devices described in the utility model is POS or IC-card read write line.
As preferred embodiment of the present utility model, display module described in the utility model is made up of LED display or LCD display.
As preferred embodiment of the present utility model, two dimension code reading module described in the utility model is made up of the CMOS sensing chip of at least 30 ten thousand pixels, for scanning recognition DM code or QR code figure.
As preferred embodiment of the present utility model, NFC described in the utility model distinguishes module and is made up of the USB Non-contact Media Reader following ISO14443 interface standard, for reading the contactless IC card meeting ISO14443, ISO10536 standard.
As preferred embodiment of the present utility model, center described in the utility model settlement of transactions service end, supplement management service end with money and subscriber information management service end is made up of terminal system or background server.
As preferred embodiment of the present utility model, center described in the utility model settlement of transactions service end, supplement with money in management service end and subscriber information management service end network communication module is set, for networking, realize payment data and share.
As preferred embodiment of the present utility model, payment devices described in the utility model also arranges a locating module, for the position residing for Real-time Obtaining payment devices.
As preferred embodiment of the present utility model, payment devices described in the utility model also comprises WiFi wireless communication module or USB interface, connects for realizing network.
Compared with prior art, the beneficial effects of the utility model are: paid by the multifunction electronic of Quick Response Code or user's IC-card, make user pay by mails simple to operate, security is high, and compatible original IC card system, more easily promote.
Accompanying drawing explanation
Fig. 1 is one-piece construction schematic diagram of the present utility model.
Embodiment
Purport of the present utility model is to overcome the deficiencies in the prior art, provides a kind of multi-function intelligent card quick payment system, convenient and swift, promotes Consumer's Experience.Be described in detail, to be interpretated more in-depth technical characteristic of the present utility model and advantage with reference to accompanying drawing below in conjunction with embodiment.
One-piece construction schematic diagram of the present utility model as shown in Figure 1, the quick payment system of a kind of multi-function intelligent card, comprise smart card, payment devices, center settlement of transactions service end, supplement management service end and subscriber information management service end with money, described smart card is connected with payment devices communication, payment devices respectively with center settlement of transactions service end, supplement management service end with money and the communication of subscriber information management service end is connected.Smart card is used for IC(integratedcircuit) card opens the Activities such as door, IC-card are had dinner, done shopping, amusement, meeting, parking, night watching, office, chargeable service.
The utility model payment devices is used for carrying out charging or managing as intermediary, and center settlement of transactions server, then for carrying out disbursement and sattlement, being supplemented management service end with money and being can be used for client and carry out supplementing operation with money.For IC-card complicated especially, subscriber information management service end is then for storing the various information of user.Whole system can realize from payment to information management, settles accounts, supplement integration with money, facilitates user.Preferably, settlement of transactions service end in center described in utility model, supplement management service end with money and subscriber information management service end is made up of terminal system or background server, such as computer or server.Conveniently realize network interaction, described center settlement of transactions service end, supplement with money in management service end and subscriber information management service end network communication module is set, for networking, realize payment data and share.
Preferably, the described smart card SIM(SubscriberIdentityModule client identification module that comprises main control chip, supplement induction chip with money, be connected with main control chip output terminal) the core of the card sheet, Quick Response Code and IC card chip; Main control chip control is supplemented the read-write of induction chip, SIM card chip, Quick Response Code and IC card chip with money and supplements situation with money.Preferably, between main control chip described in the utility model with SIM card chip, 7816 interface both-way communications are adopted to be connected between main control chip with Quick Response Code and between main control chip with IC card chip.
As preferred embodiment of the present utility model, payment devices described in the utility model comprises display module, two dimension code reading module and NFC and distinguishes module.Described payment devices is POS or IC-card read write line.In order to show better, display module of the present utility model is made up of LED display or LCD display.Quick Response Code on user's brush smart card or brush IC-card, the amount of money deducted and personal account remaining sum can be sent in LED display or LCD display by payment devices; LED display or LCD display connect payment devices by a data line comprising 485 serial port transform USB module.
In addition, in order to scan the Quick Response Code on smart card, two dimension code reading module described in the utility model is made up of the CMOS sensing chip of at least 30 ten thousand pixels, for scanning recognition DM code or QR code figure.(DataMatrix code, the one in two-dimensional bar code), QR code (QuickResponse) figure.DM and QR code is the one of two-dimensional bar code respectively.The Quick Response Code on smart card is only needed closely to the camera window of accurate payment devices, camera and this two-dimension code image of identifiable design and identification data is transferred to payment devices and follow-up settlement center by USB data line during payment.
NFC described in the utility model distinguishes module and is made up of the USB Non-contact Media Reader following ISO14443 interface standard, for reading the contactless IC card meeting ISO14443, ISO10536 standard.The IC-card serial number data that card reader obtains transfers to center settlement of transactions service end by USB data line.
Preferably, payment devices described in the utility model also arranges a locating module, for the position residing for Real-time Obtaining payment devices.Such as, locating module can be GPS module or Big Dipper magnitude positioning system.
In order to make data transmit as early as possible, payment devices described in the utility model also comprises WiFi wireless communication module or USB interface, connects for realizing network.
Carry out clear, complete description by the technical scheme in above embodiment to the utility model, obviously described embodiment is the embodiment of the utility model part, instead of whole embodiments.Based on the embodiment in the utility model, those of ordinary skill in the art are not making the every other embodiment obtained under creative work prerequisite, all belong to the scope of the utility model protection.
Claims (10)
1. the quick payment system of multi-function intelligent card, it is characterized in that: comprise smart card, payment devices, center settlement of transactions service end, supplement management service end and subscriber information management service end with money, described smart card is connected with payment devices communication, payment devices respectively with center settlement of transactions service end, supplement management service end with money and the communication of subscriber information management service end is connected; SIM card chip, Quick Response Code and IC card chip that described smart card comprises main control chip, supplements induction chip with money, is connected with main control chip output terminal; Described payment devices comprises display module, two dimension code reading module and NFC and distinguishes module.
2. the quick payment system of multi-function intelligent card according to claim 1, is characterized in that: adopt 7816 interface both-way communications to be connected between described main control chip with SIM card chip, between main control chip with Quick Response Code and between main control chip with IC card chip.
3. the quick payment system of multi-function intelligent card according to claim 1, is characterized in that: described payment devices is POS or IC-card read write line.
4. the quick payment system of multi-function intelligent card according to claim 3, is characterized in that: described display module is made up of LED display or LCD display.
5. the quick payment system of multi-function intelligent card according to claim 4, is characterized in that: described two dimension code reading module is made up of the CMOS sensing chip of at least 30 ten thousand pixels, for scanning recognition DM code or QR code figure.
6. the quick payment system of multi-function intelligent card according to claim 5, it is characterized in that: described NFC distinguishes module and is made up of the USB Non-contact Media Reader following ISO14443 interface standard, for reading the contactless IC card meeting ISO14443, ISO10536 standard.
7. the quick payment system of multi-function intelligent card according to claim 1, is characterized in that: described center settlement of transactions service end, supplement management service end with money and subscriber information management service end is made up of terminal system or background server.
8. the quick payment system of multi-function intelligent card according to claim 7, it is characterized in that: described center settlement of transactions service end, supplement with money in management service end and subscriber information management service end network communication module is set, for networking, realize payment data and share.
9. the quick payment system of the multi-function intelligent card according to any one of claim 1-8, is characterized in that: described payment devices also arranges a locating module, for the position residing for Real-time Obtaining payment devices.
10. the quick payment system of multi-function intelligent card according to claim 9, is characterized in that: described payment devices also comprises WiFi wireless communication module or USB interface, connects for realizing network.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520745305.5U CN204965499U (en) | 2015-09-24 | 2015-09-24 | Swift payment systems of multi -functional smart card |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201520745305.5U CN204965499U (en) | 2015-09-24 | 2015-09-24 | Swift payment systems of multi -functional smart card |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105761076A (en) * | 2016-02-06 | 2016-07-13 | 优住（北京）科技股份公司 | Payment system based on wireless identification and wireless identification equipment |
| CN110210202A (en) * | 2019-06-05 | 2019-09-06 | 刘德权 | Multi-level verification authoring system and method based on positioning device |
-
2015
- 2015-09-24 CN CN201520745305.5U patent/CN204965499U/en active Active
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105761076A (en) * | 2016-02-06 | 2016-07-13 | 优住（北京）科技股份公司 | Payment system based on wireless identification and wireless identification equipment |
| CN110210202A (en) * | 2019-06-05 | 2019-09-06 | 刘德权 | Multi-level verification authoring system and method based on positioning device |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CP01 | Change in the name or title of a patent holder |
Address after: 523000 Zhuweitian Yifa Industrial Zone, Fenggang Town, Dongguan City, Guangdong Province Patentee after: Chu Tianlong Co., Ltd. Address before: 523000 Zhuweitian Yifa Industrial Zone, Fenggang Town, Dongguan City, Guangdong Province Patentee before: Guangdong Chutian Dragon Smart Card Co., Ltd. |
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| CP01 | Change in the name or title of a patent holder |