CN104732390B - Method of payment and device based on NFC - Google Patents

Method of payment and device based on NFC Download PDF

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Publication number
CN104732390B
CN104732390B CN201510187683.0A CN201510187683A CN104732390B CN 104732390 B CN104732390 B CN 104732390B CN 201510187683 A CN201510187683 A CN 201510187683A CN 104732390 B CN104732390 B CN 104732390B
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China
Prior art keywords
mobile terminal
nfc
payment
environmental information
nfc payment
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Expired - Fee Related
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CN201510187683.0A
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Chinese (zh)
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CN104732390A (en
Inventor
俞义
醋波涛
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Guangdong Oppo Mobile Telecommunications Corp Ltd
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Guangdong Oppo Mobile Telecommunications Corp Ltd
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Priority to CN201510187683.0A priority Critical patent/CN104732390B/en
Publication of CN104732390A publication Critical patent/CN104732390A/en
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Expired - Fee Related legal-status Critical Current
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephone Function (AREA)

Abstract

The present invention is suitable for the payment technical field of mobile terminal, provides a kind of method of payment and device based on NFC, the method includes:Receive the request of near-field communication NFC payment;Detect the environmental information around mobile terminal;When environmental information around mobile terminal meets preset require, asked to perform NFC payment operation according to the NFC payment of reception.The embodiment of the present invention can reduce the probability that NFC is accidentally brushed.

Description

Method of payment and device based on NFC
Technical field
The embodiment of the present invention belongs to the payment technical field of mobile terminal more particularly to a kind of method of payment and dress based on NFC It puts.
Background technology
Nowadays, the function of mobile terminal is more and more, makes a phone call, other than the functions such as take pictures, has also appeared near in addition to common Field communication (Near Field Communication, NFC) function, NFC are to be identified (RFID) by non-contact radio-frequency and interconnected Interworking technology, which is integrated, to be developed, combining induction card reader, icah wavw and point-to-point function, energy on one chip It is identified in short distance with compatible equipment and data exchange.
At present, the payment based on NFC technique is all much small amount payment, in order to improve the convenience of payment, small amount payment When, input payment cipher is not usually required to, this also increases the possibility that mobile terminal is accidentally brushed while payment is facilitated Property.It with the promotion to the mobile terminal payment function based on NFC, supports that the Environment space of NFC payment will be more and more, uses The user that NFC carries out cCredit card payment also can be more and more, and at this moment, the possibility that mobile terminal is accidentally brushed also can be increasing.
Invention content
An embodiment of the present invention provides a kind of methods of payment and device based on NFC, it is intended to solve existing NFC payment side The problem of method is easily accidentally brushed.
The embodiment of the present invention is achieved in that a kind of method of payment based on NFC, the method includes:
Receive the request of near-field communication NFC payment;
Detect the environmental information around mobile terminal;
When environmental information around mobile terminal meets preset require, asked to perform NFC according to the NFC payment of reception Delivery operation.
The another object of the embodiment of the present invention is to provide a kind of payment mechanism based on NFC, and described device includes:
Payment request receiving unit, for receiving the request of near-field communication NFC payment;
Environmental information detection unit, for detecting the environmental information around mobile terminal;
Delivery operation execution unit, when meeting preset require for the environmental information around mobile terminal, according to connecing The NFC payment request of receipts performs NFC payment operation.
In embodiments of the present invention, when meeting preset require due to the environmental information only around mobile terminal, ability root NFC payment operation is performed according to the NFC payment request of reception, therefore, the environmental information around mobile terminal is avoided to be unsatisfactory for pre- If requirement when perform NFC payment operation, so as to reduce mistake perform NFC payment operation probability.
Description of the drawings
Fig. 1 is a kind of flow chart for method of payment based on NFC that first embodiment of the invention provides;
Fig. 2 is a kind of structure chart for payment mechanism based on NFC that second embodiment of the invention provides.
Specific embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, it is right The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.
In the embodiment of the present invention, after receiving NFC payment request, the environmental information around mobile terminal is detected, in movement When the environmental information of terminal surrounding meets preset require, asked to perform NFC payment operation according to the NFC payment of reception.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Embodiment one:
Fig. 1 shows a kind of flow chart for method of payment based on NFC that first embodiment of the invention provides, and is described in detail such as Under:
Step S11 receives the request of near-field communication NFC payment;
In the step, the intelligent terminal for receiving NFC payment request is equipped with NFC antenna, and mobile terminal is made to have use The function of NFC technique communication.Whether the NFC antenna can sense has POS machine request to swipe the card, i.e., whether receiving NFC payment please It asks.
Step S12 detects the environmental information around mobile terminal.
Optionally, before the environmental information around detection mobile terminal, including:It is specific to judge whether mobile terminal is opened Scene just allows the pattern of NFC payment, if so, step S12 is performed, if it is not, then directly performing NFC payment operation.Wherein, it uses In the pattern for opening NFC payment, mobile terminal needs to carry out authentication to user, e.g., judges password input by user at family And/or whether the fingerprint of input is correct, if correctly, just opening the pattern of NFC payment, such as opening special scenes just allows NFC The pattern of payment.
In above-mentioned steps, the environmental information around mobile terminal includes:Values of light and/or temperature value.
When environmental information around mobile terminal is values of light, the environmental information around the detection mobile terminal, packet It includes:
A1, the camera mode for starting mobile terminal.
A2, the values of light around mobile terminal is obtained according to the camera mode of startup.
It is when mobile terminal, which opens special scenes, just allows the pattern of NFC payment, then automatic to start in above-mentioned A1~A2 The camera mode of mobile terminal, to obtain the values of light around the mobile terminal.Specifically, the camera mode of unlatching can be passed through Photo is shot, and then analyzes the brightness value of photo as the values of light around mobile terminal.If it should be pointed out that pass through unlatching Camera mode shooting photo, then set closing Flash Mode, to avoid unlatching flash lamp influence values of light.Certainly, if Photo, which need not be shot, can also obtain values of light around mobile terminal, then does not perform action of taking pictures.Around mobile terminal Values of light obtains automatically, without user's operation, therefore will not increase the operating burden of user.
When environmental information around mobile terminal is values of light, the environmental information around the detection mobile terminal, packet It includes:
B1, the light sensor for starting mobile terminal.
B2, the values of light around mobile terminal is obtained according to the light sensor of startup.
In above-mentioned B1~B2, when mobile terminal, which opens special scenes, just allows the pattern of NFC payment, mobile terminal is certainly The light sensor of dynamic startup itself, and the values of light around mobile terminal is obtained using the light sensor.Due to mobile whole Values of light around end obtains automatically, without user's operation, therefore will not increase the operating burden of user.
When environmental information around mobile terminal is temperature value, the environmental information around the detection mobile terminal, packet It includes:
C1, the temperature sensor for starting mobile terminal.
C2, the temperature value around mobile terminal is obtained according to the temperature sensor of startup.
In above-mentioned C1~C2, when mobile terminal, which opens special scenes, just allows the pattern of NFC payment, mobile terminal is certainly The temperature sensor of dynamic startup itself, and the temperature value around mobile terminal is obtained using the temperature sensor.Due to mobile whole Temperature value around end obtains automatically, without user's operation, therefore will not increase the operating burden of user.
Step S13, please according to the NFC payment of reception when the environmental information around mobile terminal meets preset require It asks and performs NFC payment operation.
Specifically, when the environmental information around mobile terminal is values of light, range of the preset requirement for values of light, when It is default to judge that the environmental information around mobile terminal meets in the range of preset values of light for values of light around mobile terminal Requirement.Optionally, the ranging from outdoor or indoor range with the corresponding values of light of light of preset values of light.Due to only Values of light around mobile terminal just asks to perform NFC branch according to the NFC payment of reception in the range of preset values of light Operation is paid, therefore, the values of light around mobile terminal is avoided to perform NFC payment operation when being unsatisfactory for requiring, so as to reduce Mistake performs the probability of NFC payment operation.
Specifically, when the environmental information around mobile terminal is temperature value, range of the preset requirement for temperature value, when It is default to judge that the environmental information around mobile terminal meets in the range of preset temperature value for values of light around mobile terminal Requirement.Optionally, the range of preset temperature value is the range where the normal temperature of people:25 °~42 °.Due to preset The range of temperature value is the range where the normal temperature of people, and user is when carrying out NFC payment, typically hand-held mobile terminal It is paid, therefore, the temperature value around mobile terminal is in the range of preset temperature value, just according to the NFC branch of reception It pays request and performs NFC payment operation, can effectively reduce the probability that mistake performs NFC payment operation.
Optionally, when the environmental information around mobile terminal is unsatisfactory for preset require, input NFC payment verification is prompted Information, and when the NFC payment verification information of reception is mismatched with pre-stored NFC payment verification information, refusal performs NFC behaviour Make.Specifically, for example, when mobile terminal be in knapsack or in pocket when the place of darks when, the light around mobile terminal Line value is not in the range of preset values of light, and at this moment, if receiving NFC payment request, NFC payment request is most likely Malice steals what is brushed hair out, at this moment, user is prompted to input NFC payment verification information, can be according to the NFC payment verification information of reception Whether the NFC payment request that verification receives is what validated user was sent out, so as to improve the safety of NFC payment, reduces and misses brush Probability.Wherein, NFC payment verification information includes:Payment cipher and/or input fingerprint etc..
In first embodiment of the invention, after receiving NFC payment request, the environmental information around mobile terminal is detected, When environmental information around mobile terminal meets preset require, asked to perform NFC payment operation according to the NFC payment of reception. When meeting preset require due to the environmental information only around mobile terminal, just asked to perform NFC according to the NFC payment of reception Therefore delivery operation, avoids the environmental information around mobile terminal from performing NFC payment operation when being unsatisfactory for preset require, So as to reduce the probability that mistake performs NFC payment operation.
It should be understood that in embodiments of the present invention, the size of the serial number of above-mentioned each process is not meant to the elder generation of execution sequence Afterwards, the execution sequence of each process should be determined with its function and internal logic, the implementation process structure without coping with the embodiment of the present invention Into any restriction.
Embodiment two:
Fig. 2 shows a kind of structure charts for payment mechanism based on NFC that second embodiment of the invention provides, this is based on The payment mechanism of NFC can be applicable in mobile terminal, which can be included through wireless access network RAN and one or more The user equipment that core net communicates, the user equipment can be mobile phone (or being " honeycomb " phone), have movement Computer of equipment etc., for example, user equipment can also be portable, pocket, hand-held, built-in computer or it is vehicle-mounted Mobile device, they exchange voice and/or data with wireless access network.In another example the movement equipment can include intelligent hand Machine, tablet computer, personal digital assistant PDA, point-of-sale terminal POS or vehicle-mounted computer etc..For convenience of description, it illustrates only and this The relevant part of inventive embodiments.
The payment mechanism based on NFC includes:Payment request receiving unit 21, environmental information detection unit 22, payment Operation execution unit 23.Wherein:
Payment request receiving unit 21, for receiving the request of near-field communication NFC payment.
Specifically, POS machine request whether swipes the card by NFC antenna sensing.
Environmental information detection unit 22, for detecting the environmental information around mobile terminal.
Optionally, the payment mechanism based on NFC includes:Payment mode judging unit, for judging that mobile terminal is No special scenes of opening just allow the pattern of NFC payment.Wherein, in the pattern for opening NFC payment, mobile terminal needs user Authentication is carried out to user, e.g., judges whether the fingerprint of password input by user and/or input is correct, if correctly, just opened Open the pattern of NFC payment.
Wherein, the environmental information around mobile terminal includes:Values of light and/or temperature value.
Optionally, when the environmental information around mobile terminal is values of light, the environmental information detection unit 22 includes:
Camera starting module, for starting the camera mode of mobile terminal.
First values of light acquisition module, for obtaining the values of light around mobile terminal according to the camera mode of startup.
Specifically, photo can be shot by the camera mode of unlatching, and then analyzes the brightness value of photo as mobile terminal The values of light of surrounding.Photo is shot by the camera mode of unlatching if being pointed out that, sets closing Flash Mode, Values of light is influenced to avoid the flash lamp of unlatching.Certainly, if need not shoot photo can also obtain values of light around mobile terminal, Action of taking pictures is not performed then.Since the values of light around mobile terminal obtains automatically, without user's operation, therefore will not increase Add the operating burden of user.
Optionally, when the environmental information around mobile terminal is values of light, the environmental information detection unit 22 includes:
Light sensor starting module, for starting the light sensor of mobile terminal.
Second values of light acquisition module, for obtaining the values of light around mobile terminal according to the light sensor of startup.
Since the values of light around mobile terminal obtains automatically, without user's operation, therefore it will not increase user's Operating burden.
Optionally, when the environmental information around mobile terminal is temperature value, the environmental information detection unit 22 includes:
Temperature sensor starting module, for starting the temperature sensor of mobile terminal.
Temperature value acquisition module, for obtaining the temperature value around mobile terminal according to the temperature sensor of startup.
Since the temperature value around mobile terminal obtains automatically, without user's operation, therefore it will not increase user's Operating burden.
Delivery operation execution unit 23, when meeting preset require for the environmental information around mobile terminal, according to The NFC payment request of reception performs NFC payment operation.
Specifically, when the environmental information around mobile terminal is values of light, range of the preset requirement for values of light, when It is default to judge that the environmental information around mobile terminal meets in the range of preset values of light for values of light around mobile terminal Requirement.Optionally, the ranging from outdoor or indoor range with the corresponding values of light of light of preset values of light.Due to only Values of light around mobile terminal just asks to perform NFC branch according to the NFC payment of reception in the range of preset values of light Operation is paid, therefore, the values of light around mobile terminal is avoided to perform NFC payment operation when being unsatisfactory for requiring, so as to reduce Mistake performs the probability of NFC payment operation.
Specifically, when the environmental information around mobile terminal is temperature value, range of the preset requirement for temperature value, when It is default to judge that the environmental information around mobile terminal meets in the range of preset temperature value for values of light around mobile terminal Requirement.Optionally, the range of preset temperature value is the range where the normal temperature of people:25 °~42 °.Due to preset The range of temperature value is the range where the normal temperature of people, and user is when carrying out NFC payment, typically hand-held mobile terminal It is paid, therefore, the temperature value around mobile terminal is in the range of preset temperature value, just according to the NFC branch of reception It pays request and performs NFC payment operation, can effectively reduce the probability that mistake performs NFC payment operation.
Optionally, the payment mechanism based on NFC includes:
Unit is refused in delivery operation, when being unsatisfactory for preset require for the environmental information around mobile terminal, prompts NFC payment verification information is inputted, and is mismatched in the NFC payment verification information of reception with pre-stored NFC payment verification information When, refusal performs NFC operations.
Wherein, NFC payment verification information includes:Payment cipher and/or input fingerprint etc..
In second embodiment of the invention, when meeting preset require due to the environmental information only around mobile terminal, It is asked to perform NFC payment operation according to the NFC payment of reception, therefore, the environmental information around mobile terminal is avoided to be unsatisfactory for It is preset that NFC payment operation is performed when requiring, so as to reduce the probability that mistake performs NFC payment operation.
Those of ordinary skill in the art may realize that each exemplary lists described with reference to the embodiments described herein Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually It is performed with hardware or software mode, specific application and design constraint depending on technical solution.Professional technician Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed The scope of the present invention.
It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description, The specific work process of device and unit can refer to the corresponding process in preceding method embodiment, and details are not described herein.
In several embodiments provided herein, it should be understood that disclosed systems, devices and methods, it can be with It realizes by another way.For example, the apparatus embodiments described above are merely exemplary, for example, the unit It divides, only a kind of division of logic function can have other dividing mode, such as multiple units or component in actual implementation It may be combined or can be integrated into another system or some features can be ignored or does not perform.Another point, it is shown or The mutual coupling, direct-coupling or communication connection discussed can be the indirect coupling by some interfaces, device or unit It closes or communicates to connect, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separate, be shown as unit The component shown may or may not be physical unit, you can be located at a place or can also be distributed to multiple In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also That each unit is individually physically present, can also two or more units integrate in a unit.
If the function is realized in the form of SFU software functional unit and is independent product sale or in use, can be with It is stored in a computer read/write memory medium.Based on such understanding, technical scheme of the present invention is substantially in other words The part contribute to the prior art or the part of the technical solution can be embodied in the form of software product, the meter Calculation machine software product is stored in a storage medium, is used including some instructions so that a computer equipment (can be People's computer, server or network equipment etc.) perform all or part of the steps of the method according to each embodiment of the present invention. And aforementioned storage medium includes:USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), arbitrary access are deposited The various media that can store program code such as reservoir (RAM, Random Access Memory), magnetic disc or CD.
The above description is merely a specific embodiment, but protection scope of the present invention is not limited thereto, any Those familiar with the art in the technical scope disclosed by the present invention, can readily occur in change or replacement, should all contain Lid is within protection scope of the present invention.Therefore, protection scope of the present invention described should be subject to the protection scope in claims.

Claims (2)

1. a kind of method of payment based on NFC, which is characterized in that the method includes:
The request of near-field communication NFC payment is received, wherein, the intelligent terminal for receiving NFC payment request is equipped with NFC antenna, makes shifting Dynamic terminal has the function of communicating using NFC technique;In the pattern for opening NFC payment, mobile terminal is needed to user user Authentication is carried out, in authentication in the case of, just opens the pattern of NFC payment;
Detect the environmental information around mobile terminal;
When environmental information around mobile terminal meets preset require, asked to perform NFC payment according to the NFC payment of reception Operation;
When environmental information around mobile terminal is unsatisfactory for preset require, input NFC payment verification information is prompted, and connecing When the NFC payment verification information of receipts is mismatched with pre-stored NFC payment verification information, refusal performs NFC operations, wherein, institute It states NFC payment verification information and includes payment cipher and/or input fingerprint;
Environmental information around the detection mobile terminal, including:
Start the camera mode of mobile terminal;
Values of light around mobile terminal is obtained according to the camera mode of startup;Or
Environmental information around the detection mobile terminal, including:
Start the light sensor of mobile terminal;
Values of light around mobile terminal is obtained according to the light sensor of startup;Or
Environmental information around the detection mobile terminal, including:
Start the temperature sensor of mobile terminal;
Temperature value around mobile terminal is obtained according to the temperature sensor of startup.
2. a kind of payment mechanism based on NFC, which is characterized in that described device includes:
Payment request receiving unit, for receiving the request of near-field communication NFC payment, wherein, receive the intelligence of NFC payment request eventually End is equipped with NFC antenna, and mobile terminal is made to have the function of communicating using NFC technique;User is in the pattern for opening NFC payment When, mobile terminal needs to carry out authentication to user, in authentication in the case of, just opens the pattern of NFC payment;
Environmental information detection unit, for detecting the environmental information around mobile terminal;
Delivery operation execution unit, when meeting preset require for the environmental information around mobile terminal, according to reception NFC payment request performs NFC payment operation;
Unit is refused in delivery operation, when being unsatisfactory for preset require for the environmental information around mobile terminal, prompts input NFC payment verification information, and when the NFC payment verification information of reception is mismatched with pre-stored NFC payment verification information, refuse NFC operations are performed absolutely, wherein, the NFC payment verification information includes payment cipher and/or input fingerprint;
The environmental information detection unit includes:
Camera starting module, for starting the camera mode of mobile terminal;
First values of light acquisition module, for obtaining the values of light around mobile terminal according to the camera mode of startup;Or
The environmental information detection unit includes:
Light sensor starting module, for starting the light sensor of mobile terminal;
Second values of light acquisition module, for obtaining the values of light around mobile terminal according to the light sensor of startup;Or
The environmental information detection unit includes:
Temperature sensor starting module, for starting the temperature sensor of mobile terminal;
Temperature value acquisition module, for obtaining the temperature value around mobile terminal according to the temperature sensor of startup.
CN201510187683.0A 2015-04-20 2015-04-20 Method of payment and device based on NFC Expired - Fee Related CN104732390B (en)

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CN105704332B (en) * 2016-04-27 2020-02-28 中国银联股份有限公司 Mobile payment method and device
CN105956858B (en) * 2016-05-03 2020-02-21 联想(北京)有限公司 Payment method and electronic equipment
CN106056379A (en) * 2016-05-25 2016-10-26 努比亚技术有限公司 Payment terminal and payment data processing method
CN106251139A (en) * 2016-07-29 2016-12-21 广东小天才科技有限公司 Payment method and device for mobile terminal
CN106372891A (en) * 2016-08-23 2017-02-01 努比亚技术有限公司 Payment method and apparatus, and mobile terminal
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