CN104732390A - NFC (near field communication) based payment method and device - Google Patents
NFC (near field communication) based payment method and device Download PDFInfo
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- CN104732390A CN104732390A CN201510187683.0A CN201510187683A CN104732390A CN 104732390 A CN104732390 A CN 104732390A CN 201510187683 A CN201510187683 A CN 201510187683A CN 104732390 A CN104732390 A CN 104732390A
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- mobile terminal
- nfc
- environmental information
- light
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
Abstract
The invention is applicable to the field of mobile terminal payment and provides an NFC (near field communication) based payment method and device. The method includes: receiving a payment request of NFC; detecting environmental information around a mobile terminal; executing NFC payment operations according to the received NFC payment request when the environmental information around the mobile terminal meets preset requirements. With the method, probability that the NFC is brushed by mistake can be lowered.
Description
Technical field
The embodiment of the present invention belongs to the payment technical field of mobile terminal, particularly relates to a kind of method of payment based on NFC and device.
Background technology
Nowadays, the function of mobile terminal gets more and more, except common making a phone call, taking pictures etc. except function, have also appeared near-field communication (Near Field Communication, NFC) function, NFC is developed by non-contact radio-frequency identification (RFID) and the Technology Integration that interconnects, and combining induction card reader, induction type card and point-to-point function on one chip, can carry out identifying and exchanges data with compatible equipment in short distance.
At present, the payment based on NFC technique is all much small amount payment, and in order to improve the convenience of payment, when small amount payment, usually do not need to input payment cipher, this, while convenient payment, also increases mobile terminal by the possibility of brushing by mistake.Along with the promotion to the mobile terminal payment function based on NFC, support that the Environment space that NFC pays will get more and more, use NFC carry out the swiping the card user of payment also can get more and more, and at this moment, mobile terminal also can be increasing by the possibility of brushing by mistake.
Summary of the invention
Embodiments provide a kind of method of payment based on NFC and device, be intended to solve existing NFC payment easily by the problem of brushing by mistake.
The embodiment of the present invention is achieved in that a kind of method of payment based on NFC, and described method comprises:
Receive near-field communication NFC and pay request;
Detect the environmental information around mobile terminal;
When environmental information around mobile terminal meets default requirement, pay request according to the NFC received and perform NFC delivery operation.
Another object of the embodiment of the present invention is to provide a kind of payment mechanism based on NFC, and described device comprises:
Paying request reception unit, paying request for receiving near-field communication NFC;
Environmental information detecting unit, for detecting the environmental information around mobile terminal;
Delivery operation performance element, when meeting default requirement for the environmental information around mobile terminal, pays request according to the NFC received and performs NFC delivery operation.
In embodiments of the present invention, due to the environmental information only around mobile terminal meet default requirement time, just pay request according to the NFC received and perform NFC delivery operation, therefore, perform NFC delivery operation when avoiding the environmental information around mobile terminal not meet the requirement preset, thus reduce the probability that mistake performs NFC delivery operation.
Accompanying drawing explanation
Fig. 1 is the process flow diagram of a kind of method of payment based on NFC that first embodiment of the invention provides;
Fig. 2 is the structural drawing of a kind of payment mechanism based on NFC that second embodiment of the invention provides.
Embodiment
In order to make object of the present invention, technical scheme and advantage clearly understand, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
In the embodiment of the present invention, after receiving NFC payment request, detect the environmental information around mobile terminal, when the environmental information around mobile terminal meets default requirement, pay according to the NFC received and ask to perform NFC delivery operation.
In order to technical solutions according to the invention are described, be described below by specific embodiment.
embodiment one:
Fig. 1 shows the process flow diagram of a kind of method of payment based on NFC that first embodiment of the invention provides, and details are as follows:
Step S11, receives near-field communication NFC and pays request;
In this step, the intelligent terminal receiving NFC payment request is provided with NFC antenna, makes mobile terminal possess the function adopting NFC technique communication.Whether this NFC antenna can be responded to has POS request to swipe the card, and namely whether receives NFC and pays request.
Step S12, detects the environmental information around mobile terminal.
Alternatively, before detecting the environmental information around mobile terminal, comprising: judge the pattern whether mobile terminal is opened special scenes and just allowed NFC to pay, if so, then execution step S12, if not, then directly execution NFC delivery operation.Wherein, user is when opening the pattern that NFC pays, and mobile terminal needs to carry out authentication to user, as, judge that whether the fingerprint of the password that user inputs and/or input is correct, if correctly, just open the pattern that NFC pays, as opened the pattern that special scenes just allows NFC to pay.
In above-mentioned steps, the environmental information around mobile terminal comprises: values of light and/or temperature value.
When environmental information around mobile terminal is values of light, the environmental information around described detection mobile terminal, comprising:
The camera mode of A1, startup mobile terminal.
A2, obtain the values of light around mobile terminal according to the camera mode started.
In above-mentioned A1 ~ A2, when mobile terminal opens the pattern that special scenes just allows NFC to pay, then automatically start the camera mode of mobile terminal, to obtain the values of light around this mobile terminal.Particularly, take pictures by the camera mode opened, and then the brightness value of analysis photo is as the values of light around mobile terminal.If it is pointed out that, the camera mode by opening is taken pictures, then Flash Mode is closed in setting, affects values of light to avoid the flashlamp opened.Certainly, if without the need to the values of light that also can obtain around mobile terminal of taking pictures, then do not perform action of taking pictures.Because the values of light around mobile terminal is automatic acquisition, without the need to user operation, therefore can not adding users operation burden.
When environmental information around mobile terminal is values of light, the environmental information around described detection mobile terminal, comprising:
The light sensor of B1, startup mobile terminal.
B2, obtain the values of light around mobile terminal according to the light sensor started.
In above-mentioned B1 ~ B2, when mobile terminal opens the pattern that special scenes just allows NFC to pay, the light sensor of mobile terminal startup automatically itself, and adopt this light sensor to obtain values of light around mobile terminal.Because the values of light around mobile terminal is automatic acquisition, without the need to user operation, therefore can not adding users operation burden.
When environmental information around mobile terminal is temperature value, the environmental information around described detection mobile terminal, comprising:
The temperature sensor of C1, startup mobile terminal.
C2, obtain the temperature value around mobile terminal according to the temperature sensor started.
In above-mentioned C1 ~ C2, when mobile terminal opens the pattern that special scenes just allows NFC to pay, the temperature sensor of mobile terminal startup automatically itself, and adopt this temperature sensor to obtain temperature value around mobile terminal.Because the temperature value around mobile terminal is automatic acquisition, without the need to user operation, therefore can not adding users operation burden.
Step S13, when the environmental information around mobile terminal meets default requirement, pays request according to the NFC received and performs NFC delivery operation.
Particularly, when the environmental information around mobile terminal is values of light, default requirement is the scope of values of light, and the values of light around mobile terminal, when the scope of the values of light preset, judges that the environmental information around mobile terminal meets default requirement.Alternatively, the scope of values of light preset is outdoor or indoor have the scope of values of light corresponding to light.Because the values of light only around mobile terminal is when the scope of the values of light preset, just pay request according to the NFC received and perform NFC delivery operation, therefore, perform NFC delivery operation when avoiding the values of light around mobile terminal not meet the demands, thus reduce the probability that mistake performs NFC delivery operation.
Particularly, when the environmental information around mobile terminal is temperature value, default requirement is the scope of temperature value, and the values of light around mobile terminal, when the scope of the temperature value preset, judges that the environmental information around mobile terminal meets default requirement.Alternatively, the scope at the normal temperature place of the scope behaviour of the temperature value preset: 25 ° ~ 42 °.Due to the scope at the normal temperature place that the scope of the temperature value preset is behaved, and user is when carrying out NFC and paying, normally hand-held mobile terminal pays, therefore, temperature value around mobile terminal is when the scope of the temperature value preset, just pay request according to the NFC received and perform NFC delivery operation, effectively can reduce the probability that mistake performs NFC delivery operation.
Alternatively, when the environmental information around mobile terminal does not meet the requirement preset, prompting input NFC payment verification information, and when the NFC payment verification information received is not mated with the NFC payment verification information of pre-stored, refusal performs NFC operation.Particularly, such as when mobile terminal is in knapsack or the local time of dark such as in pocket, values of light around mobile terminal is not in the scope of the values of light preset, at this moment, if receive NFC to pay request, then this NFC pays and asks malice robber most probably to brush hair out, at this moment, prompting user inputs NFC payment verification information, the NFC that can receive according to the NFC payment verification Information Authentication received pays whether request is that validated user sends, thus improve the security of NFC payment, reduce the probability of brush by mistake.Wherein, NFC payment verification information comprises: payment cipher and/or input fingerprint etc.
In first embodiment of the invention, after receiving NFC payment request, detect the environmental information around mobile terminal, when the environmental information around mobile terminal meets default requirement, pay according to the NFC received and ask to perform NFC delivery operation.Due to the environmental information only around mobile terminal meet default requirement time, just pay request according to the NFC received and perform NFC delivery operation, therefore, perform NFC delivery operation when avoiding the environmental information around mobile terminal not meet the requirement preset, thus reduce the probability that mistake performs NFC delivery operation.
Should be understood that in embodiments of the present invention, the size of the sequence number of above-mentioned each process does not also mean that the priority of execution sequence, and the execution sequence of each process should be determined with its function and internal logic, and should not form any restriction to the implementation process of the embodiment of the present invention.
embodiment two:
Fig. 2 shows the structural drawing of a kind of payment mechanism based on NFC that second embodiment of the invention provides, should can be applicable in mobile terminal based on the payment mechanism of NFC, this mobile terminal can comprise and carries out through wireless access network RAN and one or more core net the subscriber equipment that communicates, this subscriber equipment can be mobile phone (or being called " honeycomb " phone), there is the computing machine etc. of mobile device, such as, subscriber equipment can also be portable, pocket, hand-held, built-in computer or vehicle-mounted mobile device, they and wireless access network switched voice and/or data.Again such as, this mobile device can comprise smart mobile phone, panel computer, personal digital assistant PDA, point-of-sale terminal POS or vehicle-mounted computer etc.For convenience of explanation, illustrate only the part relevant to the embodiment of the present invention.
The described payment mechanism based on NFC comprises: pay request reception unit 21, environmental information detecting unit 22, delivery operation performance element 23.Wherein:
Paying request reception unit 21, paying request for receiving near-field communication NFC.
Particularly, responded to by NFC antenna and whether have POS request to swipe the card.
Environmental information detecting unit 22, for detecting the environmental information around mobile terminal.
Alternatively, the described payment mechanism based on NFC comprises: payment mode judging unit, for judging the pattern whether mobile terminal is opened special scenes and just allowed NFC to pay.Wherein, user is when opening the pattern that NFC pays, and mobile terminal needs to carry out authentication to user, e.g., judges that whether the fingerprint of the password that user inputs and/or input is correct, if correctly, just opens the pattern that NFC pays.
Wherein, the environmental information around mobile terminal comprises: values of light and/or temperature value.
Alternatively, when the environmental information around mobile terminal is values of light, described environmental information detecting unit 22 comprises:
Camera starts module, for starting the camera mode of mobile terminal.
First values of light acquisition module, for obtaining the values of light around mobile terminal according to the camera mode started.
Particularly, take pictures by the camera mode opened, and then the brightness value of analysis photo is as the values of light around mobile terminal.If it is pointed out that, the camera mode by opening is taken pictures, then Flash Mode is closed in setting, affects values of light to avoid the flashlamp opened.Certainly, if without the need to the values of light that also can obtain around mobile terminal of taking pictures, then do not perform action of taking pictures.Because the values of light around mobile terminal is automatic acquisition, without the need to user operation, therefore can not adding users operation burden.
Alternatively, when the environmental information around mobile terminal is values of light, described environmental information detecting unit 22 comprises:
Light sensor starts module, for starting the light sensor of mobile terminal.
Second values of light acquisition module, for obtaining the values of light around mobile terminal according to the light sensor started.
Because the values of light around mobile terminal is automatic acquisition, without the need to user operation, therefore can not adding users operation burden.
Alternatively, when the environmental information around mobile terminal is temperature value, described environmental information detecting unit 22 comprises:
Temperature sensor starts module, for starting the temperature sensor of mobile terminal.
Temperature value acquisition module, for obtaining the temperature value around mobile terminal according to the temperature sensor started.
Because the temperature value around mobile terminal is automatic acquisition, without the need to user operation, therefore can not adding users operation burden.
Delivery operation performance element 23, when meeting default requirement for the environmental information around mobile terminal, pays request according to the NFC received and performs NFC delivery operation.
Particularly, when the environmental information around mobile terminal is values of light, default requirement is the scope of values of light, and the values of light around mobile terminal, when the scope of the values of light preset, judges that the environmental information around mobile terminal meets default requirement.Alternatively, the scope of values of light preset is outdoor or indoor have the scope of values of light corresponding to light.Because the values of light only around mobile terminal is when the scope of the values of light preset, just pay request according to the NFC received and perform NFC delivery operation, therefore, perform NFC delivery operation when avoiding the values of light around mobile terminal not meet the demands, thus reduce the probability that mistake performs NFC delivery operation.
Particularly, when the environmental information around mobile terminal is temperature value, default requirement is the scope of temperature value, and the values of light around mobile terminal, when the scope of the temperature value preset, judges that the environmental information around mobile terminal meets default requirement.Alternatively, the scope at the normal temperature place of the scope behaviour of the temperature value preset: 25 ° ~ 42 °.Due to the scope at the normal temperature place that the scope of the temperature value preset is behaved, and user is when carrying out NFC and paying, normally hand-held mobile terminal pays, therefore, temperature value around mobile terminal is when the scope of the temperature value preset, just pay request according to the NFC received and perform NFC delivery operation, effectively can reduce the probability that mistake performs NFC delivery operation.
Alternatively, the described payment mechanism based on NFC comprises:
Delivery operation refusal unit, when not meeting for the environmental information around mobile terminal the requirement preset, prompting input NFC payment verification information, and when the NFC payment verification information received is not mated with the NFC payment verification information of pre-stored, refusal performs NFC operation.
Wherein, NFC payment verification information comprises: payment cipher and/or input fingerprint etc.
In second embodiment of the invention, due to the environmental information only around mobile terminal meet default requirement time, just pay request according to the NFC received and perform NFC delivery operation, therefore, perform NFC delivery operation when avoiding the environmental information around mobile terminal not meet the requirement preset, thus reduce the probability that mistake performs NFC delivery operation.
Those of ordinary skill in the art can recognize, in conjunction with unit and the algorithm steps of each example of embodiment disclosed herein description, can realize with the combination of electronic hardware or computer software and electronic hardware.These functions perform with hardware or software mode actually, depend on application-specific and the design constraint of technical scheme.Professional and technical personnel can use distinct methods to realize described function to each specifically should being used for, but this realization should not thought and exceeds scope of the present invention.
Those skilled in the art can be well understood to, and for convenience and simplicity of description, the specific works process of the system of foregoing description, device and unit, with reference to the corresponding process in preceding method embodiment, can not repeat them here.
In several embodiments that the application provides, should be understood that disclosed system, apparatus and method can realize by another way.Such as, device embodiment described above is only schematic, such as, the division of described unit, be only a kind of logic function to divide, actual can have other dividing mode when realizing, such as multiple unit or assembly can in conjunction with or another system can be integrated into, or some features can be ignored, or do not perform.Another point, shown or discussed coupling each other or direct-coupling or communication connection can be by some interfaces, and the indirect coupling of device or unit or communication connection can be electrical, machinery or other form.
The described unit illustrated as separating component or can may not be and physically separates, and the parts as unit display can be or may not be physical location, namely can be positioned at a place, or also can be distributed in multiple network element.Some or all of unit wherein can be selected according to the actual needs to realize the object of the present embodiment scheme.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, also can be that the independent physics of unit exists, also can two or more unit in a unit integrated.
If described function using the form of SFU software functional unit realize and as independently production marketing or use time, can be stored in a computer read/write memory medium.Based on such understanding, the part of the part that technical scheme of the present invention contributes to prior art in essence in other words or this technical scheme can embody with the form of software product, this computer software product is stored in a storage medium, comprising some instructions in order to make a computer equipment (can be personal computer, server, or the network equipment etc.) perform all or part of step of method described in each embodiment of the present invention.And aforesaid storage medium comprises: USB flash disk, portable hard drive, ROM (read-only memory) (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), magnetic disc or CD etc. various can be program code stored medium.
The above; be only the specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, is anyly familiar with those skilled in the art in the technical scope that the present invention discloses; change can be expected easily or replace, all should be encompassed within protection scope of the present invention.Therefore, protection scope of the present invention should described be as the criterion with the protection domain of claim.
Claims (10)
1. based on a method of payment of NFC, it is characterized in that, described method comprises:
Receive near-field communication NFC and pay request;
Detect the environmental information around mobile terminal;
When environmental information around mobile terminal meets default requirement, pay request according to the NFC received and perform NFC delivery operation.
2. method according to claim 1, is characterized in that, the environmental information around described detection mobile terminal, comprising:
Start the camera mode of mobile terminal;
The values of light around mobile terminal is obtained according to the camera mode started.
3. method according to claim 1, is characterized in that, the environmental information around described detection mobile terminal, comprising:
Start the light sensor of mobile terminal;
The values of light around mobile terminal is obtained according to the light sensor started.
4. method according to claim 1, is characterized in that, the environmental information around described detection mobile terminal, comprising:
Start the temperature sensor of mobile terminal;
The temperature value around mobile terminal is obtained according to the temperature sensor started.
5. method according to claim 1, it is characterized in that, when environmental information around mobile terminal does not meet the requirement preset, prompting input NFC payment verification information, and when the NFC payment verification information received is not mated with the NFC payment verification information of pre-stored, refusal performs NFC operation.
6. based on a payment mechanism of NFC, it is characterized in that, described device comprises:
Paying request reception unit, paying request for receiving near-field communication NFC;
Environmental information detecting unit, for detecting the environmental information around mobile terminal;
Delivery operation performance element, when meeting default requirement for the environmental information around mobile terminal, pays request according to the NFC received and performs NFC delivery operation.
7. device according to claim 6, is characterized in that, described environmental information detecting unit comprises:
Camera starts module, for starting the camera mode of mobile terminal;
First values of light acquisition module, for obtaining the values of light around mobile terminal according to the camera mode started.
8. device according to claim 6, is characterized in that, described environmental information detecting unit comprises:
Light sensor starts module, for starting the light sensor of mobile terminal;
Second values of light acquisition module, for obtaining the values of light around mobile terminal according to the light sensor started.
9. device according to claim 6, is characterized in that, described environmental information detecting unit comprises:
Temperature sensor starts module, for starting the temperature sensor of mobile terminal;
Temperature value acquisition module, for obtaining the temperature value around mobile terminal according to the temperature sensor started.
10. device according to claim 6, is characterized in that, described device comprises:
Delivery operation refusal unit, when not meeting for the environmental information around mobile terminal the requirement preset, prompting input NFC payment verification information, and when the NFC payment verification information received is not mated with the NFC payment verification information of pre-stored, refusal performs NFC operation.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510187683.0A CN104732390B (en) | 2015-04-20 | 2015-04-20 | Method of payment and device based on NFC |
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| CN201510187683.0A CN104732390B (en) | 2015-04-20 | 2015-04-20 | Method of payment and device based on NFC |
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| CN104732390B CN104732390B (en) | 2018-06-19 |
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