CN106251139A - A kind of method of payment for mobile terminal and device - Google Patents
A kind of method of payment for mobile terminal and device Download PDFInfo
- Publication number
- CN106251139A CN106251139A CN201610615601.2A CN201610615601A CN106251139A CN 106251139 A CN106251139 A CN 106251139A CN 201610615601 A CN201610615601 A CN 201610615601A CN 106251139 A CN106251139 A CN 106251139A
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- Prior art keywords
- mobile terminal
- payment
- user
- human body
- sensor
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
Suitable for movable field of terminal technology of the present invention, provide a kind of method of payment for mobile terminal and device, the method includes: whether detection mobile terminal enters the payment page, when detecting that mobile terminal enters the payment page, the human body in preset range is detected by the sensor on mobile terminal predeterminated position, when detect there is human body in preset range time, perform corresponding payment and guide operation, operation is guided to pay according to paying, thus when utilizing the sensor detection on mobile terminal to pay, whether user surrounding environment has people close, when preventing user from paying, payment cipher is stolen a glance at by people and is revealed, and detect in user surrounding environment people near time perform corresponding payment and guide operation, operation is guided to pay according to paying, improve the safety of mobile payment.
Description
Technical field
The invention belongs to technical field of mobile terminals, particularly relate to a kind of method of payment for mobile terminal and device.
Background technology
Along with becoming increasingly popular of smart mobile phone, smart mobile phone become people live in the middle of an indispensable part.People
Can by mobile phone log in Alipay, wechat, Web bank etc. carry out transferring accounts, shopping etc., it may be said that present mobile phone becomes
Mobile wallet for people.Therefore, the safety of mobile payment is the most increasingly valued by the people, and each pays enterprise all not
The disconnected safety strengthening the respective means of payment, but, various safety problems make people use mobile payment still to deposit
In certain worry.
Except worrying the safety of the means of payment itself, by surrounding when user also can worry to input on mobile terminals password
Pedestrian see, user can not remember transferring accounts after around observing again or paying every time, it addition, mobile terminal
Being also impossible to as ATM install shielding plate, these reasons make user all can there is certain journey when paying or after paying
The worry of degree, thus reduce the Consumer's Experience of mobile payment.
Summary of the invention
It is an object of the invention to provide safe payment method and the device of a kind of mobile terminal, it is intended to solve due to existing
When technology cannot effectively prevent user from paying, payment cipher is compromised, causes the problem that mobile payment security is the highest.
On the one hand, the invention provides a kind of method of payment for mobile terminal, described method comprises the steps:
Whether detection mobile terminal enters the payment page；
When detecting that described mobile terminal enters the payment page, by the sensor on described mobile terminal predeterminated position
Human body in detection preset range；
When there is human body in described preset range being detected, performing corresponding payment and guiding operation；
Operation is guided to pay according to described payment.
On the other hand, the invention provides a kind of payment mechanism for mobile terminal, described device includes:
Page detection unit, is used for detecting whether mobile terminal enters the payment page；
Human detection unit, for when detecting that described mobile terminal enters the payment page, by described mobile terminal
The human body in sensor detection preset range on predeterminated position；
Guide performance element, for when there is human body in described preset range being detected, performing corresponding payment and guiding
Operation；And
Payment unit, for guiding operation to pay according to described payment.
The present invention, when detecting mobile terminal and entering the payment page, is detected by the sensor on mobile terminal predeterminated position
Human body in preset range, when detect there is human body in preset range time, perform corresponding payment and guide operation, according to payment
Guide operation to pay, thus when utilizing the sensor detection on mobile terminal to pay, in user surrounding environment, whether someone leans on
Closely, when preventing user from paying, payment cipher is stolen a glance at by people and is revealed, and detected in user surrounding environment people near time hold
The payment that row is corresponding guides operation, guides operation to pay according to paying, improves the safety of mobile payment.
Accompanying drawing explanation
Fig. 1 is the flowchart of the method for payment for mobile terminal that the embodiment of the present invention one provides；
Fig. 2 is the structural representation of the mobile terminal that the embodiment of the present invention provides；
Fig. 3 is the flowchart of the method for payment for mobile terminal that the embodiment of the present invention two provides；
Fig. 4 is the flowchart of the method for payment for mobile terminal that the embodiment of the present invention three provides；
Fig. 5 is the structural representation of the payment mechanism for mobile terminal that the embodiment of the present invention four provides；
Fig. 6 is the preferred structure schematic diagram of the payment mechanism for mobile terminal that the embodiment of the present invention five provides；And
Fig. 7 is the preferred structure schematic diagram of the payment mechanism for mobile terminal that the embodiment of the present invention five provides.
Detailed description of the invention
In order to make the purpose of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, right
The present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, and
It is not used in the restriction present invention.
Below in conjunction with specific embodiment the present invention implemented and is described in detail:
Embodiment one:
What Fig. 1 showed the method for payment for mobile terminal that the embodiment of the present invention one provides realizes flow process, in order to just
In explanation, illustrate only the part relevant to the embodiment of the present invention, details are as follows:
In step S101, whether detection mobile terminal enters the payment page.
The embodiment of the present invention is applicable to have the mobile terminals such as the smart mobile phone of communication function, panel computer or portable sets
Standby.Here, the operation of customer access network is monitored by mobile terminal, to detect whether mobile terminal enters payment page
Whether face, i.e. detection user will carry out network payment or mobile payment.
In step s 102, when detecting that mobile terminal enters the payment page, by mobile terminal predeterminated position
Human body in sensor detection preset range.
In embodiments of the present invention, mobile terminal is provided with sensor, for detection near user or mobile terminal
The human body in region.Preferably, use infrared sensor or range sensor detection near user or mobile terminal predeterminable area model
Enclose interior human body, thus realized the detection of human body by ripe, stable infrared sensor or range sensor.
It is further preferred that by mobile terminal front end arrange towards front, left and three infrared sensings of right
The human body of close mobile terminal front, left and right is detected, as shown in Figure 2 by device.In fig. 2, before mobile terminal
End relevant position is provided with infrared sensor 21,22,23, to be respectively used to detect mobile terminal front, left and region, right
Human body, thus using in the case of lesser amt sensor, improving detection efficiency, reduce the hardware to mobile terminal and want
Ask.It is further preferred that this infrared sensor is pyroelectric infrared detector, thus provide a user with more stable infrared spy
Brake.Further, can be by controlling power or the voltage of infrared sensor, in the range of obtaining OK range or predeterminable range
Human body detection result.
Alternatively, in embodiments of the present invention, can by mobile terminal front end arrange towards front, left and right
The human body of close mobile terminal front, left and right is detected by three range sensors.The position of range sensor sets
Putting can be as the infrared sensor in Fig. 2, to be respectively used to detect mobile terminal front, left and the human body of right, thus
In the case of using lesser amt sensor, improve detection efficiency, reduce the hardware requirement to mobile terminal.Equally, can lead to
Cross power or the voltage of command range sensor, obtain the human body detection result in the range of OK range or predeterminable range.
In step s 103, when detect there is human body in preset range time, perform corresponding payment and guide operation.
In step S104, operation is guided to pay according to paying.
In embodiments of the present invention, when utilizing the detection of the sensor on mobile terminal to pay, whether user surrounding environment has
People is close, and when preventing user from paying, payment cipher is stolen a glance at by people and revealed, and has detected that in user surrounding environment people is close
Payment corresponding for Shi Zhihang guides operation, guides operation to pay according to paying, improves the safety of mobile payment.
Preferably, only when detecting that mobile terminal enters the payment page, just start on mobile terminal predeterminated position
Sensor carries out human detection, and after payment completes, the sensor on turning-off mobile terminal predeterminated position, so can effectively carry
The stand-by time of high mobile terminal, reduces the resource consumption of mobile terminal.
Embodiment two:
What Fig. 3 showed the method for payment for mobile terminal that the embodiment of the present invention two provides realizes flow process, in order to just
In explanation, illustrate only the part relevant to the embodiment of the present invention, details are as follows:
In step S301, whether detection mobile terminal enters the payment page.
In step s 302, when detecting that mobile terminal enters the payment page, by mobile terminal predeterminated position
Human body in sensor detection preset range.
In embodiments of the present invention, during the detailed description of the invention of step S301 and S302 refers to embodiment one S101 and
The description of S102, does not repeats them here.
In step S303, when detect there is human body in preset range time, send alarm to the user of mobile terminal, carry
Awake user prevents someone from stealing a glance at the payment cipher of user.
In embodiments of the present invention, in the preset range of mobile terminal, there is human body when user pays when detecting
Time, perform corresponding payment and guide operation.Preferably, send alarm to the user of mobile terminal, remind and have people around user, with
Prevent someone from stealing a glance at the payment cipher of user's input.As illustratively, as in figure 2 it is shown, the screen 24 at mobile terminal can be passed through
On predeterminated position or remind user paying in the page output character prompting message near Password Input frame, it is also possible to logical
The speaker 25 crossing mobile terminal reminds user to have people nearby with voice mode or built-in motor vibrations mode, guides user
Block by changing mobile terminal locations, to improve the safety paid.
In step s 304, according to the alarm sent, after the orientation of mobile terminal changes, the payment of user's input is received
Password completes to pay.
In embodiments of the present invention, change in the orientation of mobile terminal, user changes position or it is defeated to confirm that nobody steals a glance at it
After entering password, user inputs payment cipher and completes to pay.Alternatively, in order to improve payment safety further, at mobile terminal
Orientation change after, can again near mobile terminal preset range in human body detect, confirm nobody steal a glance at use
Point out user to input payment cipher after family input password to complete to pay.
Embodiment three:
What Fig. 4 showed the method for payment for mobile terminal that the embodiment of the present invention three provides realizes flow process, in order to just
In explanation, illustrate only the part relevant to the embodiment of the present invention, details are as follows:
In step S401, whether detection mobile terminal enters the payment page.
In step S402, when detecting that mobile terminal enters the payment page, by mobile terminal predeterminated position
Human body in sensor detection preset range.
In embodiments of the present invention, during the detailed description of the invention of step S401 and S402 refers to embodiment one S101 and
The description of S102, does not repeats them here.
In step S403, when detect there is human body in preset range time, send alarm also to the user of mobile terminal
User is reminded to use finger-print cipher to pay.
In embodiments of the present invention, in the preset range of mobile terminal, there is human body when user pays when detecting
Time, send alarm to the user of mobile terminal, remind user to prevent someone from stealing a glance at payment cipher.Specifically, voice can be passed through
Or the mode such as vibration reminds user, guide or remind user to use finger-print cipher to pay, or directly output one interface or press
For user, key is confirmed whether that finger-print cipher pays.
In step s 404, after the confirmation receiving user instructs, the finger-print cipher receiving user's input completes to pay.
In embodiments of the present invention, after user selects or confirms to use finger-print cipher to pay, user's input is received
Finger-print cipher, to complete to pay, thus while not increasing delivery operation complexity, improve the safety paid.
One of ordinary skill in the art will appreciate that all or part of step realizing in above-described embodiment method is permissible
Instructing relevant hardware by program to complete, described program can be stored in a computer read/write memory medium,
Described storage medium, such as ROM/RAM, disk, CD etc..
Embodiment four:
Fig. 5 shows the structure of the payment mechanism for mobile terminal that the embodiment of the present invention four provides, for the ease of saying
Bright, illustrate only the part relevant to the embodiment of the present invention, including:
Page detection unit 51, is used for detecting whether mobile terminal enters the payment page；
Human detection unit 52, for when detecting that mobile terminal enters the payment page, presetting position by mobile terminal
Human body in the sensor detection preset range put；
Guide performance element 53, for when detect there is human body in preset range time, perform corresponding payment and guide behaviour
Make；And
Payment unit 54, for guiding operation to pay according to payment.
In embodiments of the present invention, each unit for the payment mechanism of mobile terminal can be by corresponding hardware or software list
Unit realizes, and each unit can be independent soft and hardware unit, it is also possible to be integrated into a soft and hardware unit of mobile terminal,
This is not in order to limit the present invention.The detailed description of the invention of each unit refers to the description of previous embodiment one, does not repeats them here.
Embodiment five:
Fig. 6 shows the structure of the payment mechanism for mobile terminal that the embodiment of the present invention five provides, for the ease of saying
Bright, illustrate only the part relevant to the embodiment of the present invention, including:
Page detection unit 61, is used for detecting whether mobile terminal enters the payment page；
Human detection unit 62, for when detecting that mobile terminal enters the payment page, presetting position by mobile terminal
Human body in the sensor detection preset range put；
Guide performance element 63, for when detect there is human body in preset range time, perform corresponding payment and guide behaviour
Make；
Payment unit 64, for guiding operation to pay according to payment；And
Sensor closing unit 65, the sensor on turning-off mobile terminal predeterminated position.
In embodiments of the present invention, human detection unit 62 can include the first human detection unit, for by mobile whole
End front end arrange towards front, three infrared sensors of left and right near mobile terminal front, left and right
Human body detect.Alternatively, human detection unit 62 can also include the second human detection unit, for by mobile whole
End front end arrange towards front, three range sensors of left and right near mobile terminal front, left and right
Human body detect.
Preferably, guide performance element 63 can include reminding unit 631, for sending alarm to the user of mobile terminal,
Remind user to prevent someone from stealing a glance at the payment cipher of user, and payment unit 64 can include the first payment subelement 641, for root
According to the alarm sent, after the orientation of mobile terminal changes, the payment cipher receiving user's input completes to pay.
In another preferred embodiment, as it is shown in fig. 7, guide performance element 63 can include payment reminders unit 632, it is used for
Send alarm to the user of mobile terminal and remind user to use finger-print cipher to pay, and payment unit 64 includes second
Paying subelement 642, after instructing when the confirmation receiving user, the finger-print cipher receiving user's input completes to pay.
In embodiments of the present invention, each unit for the payment mechanism of mobile terminal can be by corresponding hardware or software list
Unit realizes, and each unit can be independent soft and hardware unit, it is also possible to be integrated into a soft and hardware unit of mobile terminal,
This is not in order to limit the present invention.The detailed description of the invention of each unit refers to previous embodiment two and the description of embodiment three,
This repeats no more.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all essences in the present invention
Any amendment, equivalent and the improvement etc. made within god and principle, should be included within the scope of the present invention.
Claims (14)
1. the method for payment for mobile terminal, it is characterised in that described method comprises the steps:
Whether detection mobile terminal enters the payment page；
When detecting that described mobile terminal enters the payment page, detected by the sensor on described mobile terminal predeterminated position
Human body in preset range；
When there is human body in described preset range being detected, performing corresponding payment and guiding operation；
Operation is guided to pay according to described payment.
2. the method for claim 1, it is characterised in that detected by the sensor on mobile terminal predeterminated position and preset
In the range of the step of human body, including:
By described mobile terminal front end arrange towards front, three infrared sensors of left and right are near described shifting
The human body of dynamic terminal front, left and right detects.
3. the method for claim 1, it is characterised in that detected by the sensor on mobile terminal predeterminated position and preset
In the range of the step of human body, including:
By described mobile terminal front end arrange towards front, three range sensors of left and right are near described shifting
The human body of dynamic terminal front, left and right detects.
4. the method for claim 1, it is characterised in that perform corresponding paying and guide the step operated, including:
User to described mobile terminal sends alarm, reminds described user to prevent someone from stealing a glance at the payment cipher of described user.
5. method as claimed in claim 4, it is characterised in that guide operation to carry out the step paid, bag according to described payment
Include:
According to the described alarm sent, after the orientation of described mobile terminal changes, receive the payment cipher of described user input
Complete to pay.
6. the method for claim 1, it is characterised in that perform corresponding paying and guide the step operated, including:
User to described mobile terminal sends alarm and reminds described user to use finger-print cipher to pay；
Operation is guided to carry out the step paid according to described payment, including:
After the confirmation receiving described user instructs, the finger-print cipher receiving described user input completes to pay.
7. the method for claim 1, it is characterised in that according to described pay guide operation carry out the step that pays it
After, described method also includes:
Close the described sensor on predeterminated position described in described mobile terminal.
8. the payment mechanism for mobile terminal, it is characterised in that described device includes:
Page detection unit, is used for detecting whether mobile terminal enters the payment page；
Human detection unit, for when detecting that described mobile terminal enters the payment page, presetting by described mobile terminal
The human body in sensor detection preset range on position；
Guide performance element, for when there is human body in described preset range being detected, performing corresponding payment and guiding operation；
And
Payment unit, for guiding operation to pay according to described payment.
9. device as claimed in claim 8, it is characterised in that described human detection unit includes:
First human detection unit, for arranged by described mobile terminal front end towards front, left and three of right
The human body of close described mobile terminal front, left and right is detected by infrared sensor.
10. device as claimed in claim 8, it is characterised in that described human detection unit includes:
Second human detection unit, for arranged by described mobile terminal front end towards front, left and three of right
The human body of close described mobile terminal front, left and right is detected by range sensor.
11. devices as claimed in claim 8, it is characterised in that described guiding performance element includes:
Reminding unit, for sending alarm to the user of described mobile terminal, reminds described user to prevent someone from stealing a glance at described use
The payment cipher at family.
12. devices as claimed in claim 11, it is characterised in that described payment unit includes:
First pays subelement, for the alarm sent described in basis, after the orientation of described mobile terminal changes, receives described
The payment cipher of user's input completes to pay.
13. devices as claimed in claim 8, it is characterised in that
Described guiding performance element includes:
Payment reminders unit, for sending alarm to the user of described mobile terminal and remind described user to use finger-print cipher to enter
Row pays；
Described payment unit includes:
Second pays subelement, and after instructing when the confirmation receiving described user, the fingerprint receiving described user input is close
Code completes to pay.
14. devices as claimed in claim 8, it is characterised in that described device also includes:
Sensor closing unit, for closing the described sensor on predeterminated position described in described mobile terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610615601.2A CN106251139A (en) | 2016-07-29 | 2016-07-29 | A kind of method of payment for mobile terminal and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610615601.2A CN106251139A (en) | 2016-07-29 | 2016-07-29 | A kind of method of payment for mobile terminal and device |
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| Publication Number | Publication Date |
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| CN106251139A true CN106251139A (en) | 2016-12-21 |
Family
ID=57605626
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610615601.2A Pending CN106251139A (en) | 2016-07-29 | 2016-07-29 | A kind of method of payment for mobile terminal and device |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108289148A (en) * | 2018-01-18 | 2018-07-17 | 上海爱优威软件开发有限公司 | Concealed dialog process method and system |
| CN108921994A (en) * | 2018-06-29 | 2018-11-30 | 江苏恒宝智能系统技术有限公司 | A kind of authentication mode and its intelligent electronic lock based on GPS positioning information |
| CN109067710A (en) * | 2018-07-09 | 2018-12-21 | 江苏恒宝智能系统技术有限公司 | A kind of authentication method and system based on location information |
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Application publication date: 20161221 |