WO2020088001A1 - Procédé et appareil de transmission de données, dispositif informatique, et support de stockage - Google Patents

Procédé et appareil de transmission de données, dispositif informatique, et support de stockage Download PDF

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Publication number
WO2020088001A1
WO2020088001A1 PCT/CN2019/097613 CN2019097613W WO2020088001A1 WO 2020088001 A1 WO2020088001 A1 WO 2020088001A1 CN 2019097613 W CN2019097613 W CN 2019097613W WO 2020088001 A1 WO2020088001 A1 WO 2020088001A1
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WIPO (PCT)
Prior art keywords
account
sub
information
master
main
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PCT/CN2019/097613
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English (en)
Chinese (zh)
Inventor
袁雷鸣
李方雷
刘旋甫
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阿里巴巴集团控股有限公司
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Publication of WO2020088001A1 publication Critical patent/WO2020088001A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint

Definitions

  • This specification relates to the field of Internet technology, and in particular, to a data transmission method, device, computing device, and storage medium.
  • the embodiments of the present specification provide a data transmission method, device, computing device, and storage medium to solve the technical defects in the prior art.
  • a data transmission method which is applied to a terminal and includes:
  • the master account information including the account information of the master account and the login device information of the master account;
  • the sub-account creation success response carrying the master account information and identification information of the terminal corresponding to the sub-account;
  • a data transmission method which is applied to a server and includes:
  • the sub-account creation request carrying main account information and identification information of a terminal corresponding to the sub-account, the main account information includes the main account account information and the main account login device information;
  • the sub-account creation success response carries The master account information and the identification information of the terminal corresponding to the sub-account;
  • a data transmission device which is applied to a terminal and includes:
  • the first receiving module configured to receive the master account information provided by the master account through the access device binding code, the master account information including the account information of the master account and the login device information of the master account;
  • Sending module configured to send a sub-account creation request to the server corresponding to the main account, where the sub-account creation request carries the main account information and identification information of the terminal corresponding to the sub-account;
  • a second receiving module configured to receive a sub-account creation success response sent by the server, the sub-account creation success response carrying the master account information and identification information of the terminal corresponding to the sub-account;
  • Display module configured to receive and display the transaction information of the master account sent by the server.
  • a data transmission device which is applied to a server and includes:
  • Third receiving module configured to receive a sub-account creation request, the sub-account creation request carries master account information and terminal identification information corresponding to the sub-account, the master account information includes the master account account information and The login device information of the master account;
  • Sending module configured to create a corresponding sub-account for the main account according to the creation request, and send a sub-account creation success response to the terminal corresponding to the sub-account and the login device of the main account, the sub-account
  • the creation success response carries the main account information and the identification information of the terminal corresponding to the sub-account;
  • Fourth receiving module configured to receive the transaction information of the main account and send the transaction information to the terminal corresponding to the sub-account.
  • a computing device including a memory, a processor, and computer instructions stored on the memory and executable on the processor, and the processor implements the instructions to implement the instructions The steps of the data transmission method.
  • a computer-readable storage medium that stores computer instructions, which when executed by a processor implements the steps of the data transmission method.
  • the main account information includes the account information of the main account and the login device information of the main account;
  • the server sends a sub-account creation request, and the sub-account creation request carries the master account information and identification information of the terminal corresponding to the sub-account; receiving the sub-account creation success response sent by the server, the sub The successful account creation response carries the main account information and identification information of the terminal corresponding to the sub-account; receives and displays the transaction information of the main account sent by the server.
  • FIG. 1 is a schematic structural diagram of a data transmission system provided by an embodiment of this specification.
  • FIG. 3 is a flowchart of a data transmission method provided by an embodiment of this specification.
  • 5 (a) and 5 (b) are schematic diagrams of a data transmission method provided by embodiments of the present specification.
  • FIG. 6 is a block diagram of a data transmission device provided by an embodiment of this specification.
  • FIG. 7 is a block diagram of a data transmission device provided by an embodiment of the present specification.
  • first, second, etc. may be used to describe various information in one or more embodiments of this specification, the information should not be limited to these terms. These terms are only used to distinguish the same type of information from each other.
  • the first may also be referred to as the second, and similarly, the second may also be referred to as the first.
  • word "if” as used herein may be interpreted as "when” or “when” or “in response to a determination”.
  • FIG. 1 is a schematic structural diagram of a data transmission system according to an embodiment of the present invention. Before introducing the technical solution of the present application, the architecture of the data transmission system involved in the present application is first described.
  • FIG. 1 shows a schematic structural diagram of a data transmission system according to an embodiment of the present specification. Including server 110, network 130 and terminal 120.
  • the components of the server 110 and the terminal 120 include but are not limited to a memory and a processor.
  • the processor and the memory are connected by a bus, and the database is used to store data.
  • the server 110 and the terminal 120 further include an access device.
  • the access device enables the server 110 and the terminal 120 to communicate via one or more networks 130. Examples of these networks include a public switched telephone network (PSTN), a local area network (LAN), a wide area network (WAN), a personal area network (PAN), or a combination of communication networks such as the Internet.
  • PSTN public switched telephone network
  • LAN local area network
  • WAN wide area network
  • PAN personal area network
  • Internet a combination of communication networks such as the Internet.
  • the access device may include one or more of any type of network interface (eg, network interface card (NIC)), wired or wireless, such as an IEEE 802.11 wireless local area network (WLAN) wireless interface, global microwave interconnection access (Wi -MAX) interface, Ethernet interface, universal serial bus (USB) interface, cellular network interface, Bluetooth interface, near field communication (NFC) interface, etc.
  • NIC network interface card
  • Wi -MAX global microwave interconnection access
  • Ethernet interface Ethernet interface
  • USB universal serial bus
  • cellular network interface Bluetooth interface
  • NFC near field communication
  • FIG. 2 shows a flowchart of a data transmission method according to an embodiment of the present specification, which is applied to a terminal and includes steps 202 to 208.
  • Step 202 Receive the master account information provided by the master account through the access device binding code, where the master account information includes the account information of the master account and the login device information of the master account.
  • the device binding code includes a two-dimensional code.
  • the terminal may be an idle smart phone, and the terminal receives the main account information provided by the main account through the access device binding code, where the main account may be a merchant's collection account.
  • the idle smartphone loads a sub-account display module through the network
  • the sub-account display module can display the device binding code, and also has the function of receiving information and displaying it.
  • the sub-account display module can be regarded as a minimal payment client.
  • the minimal version of the payment client can support viewing the billing information of the main account and display the payment information through voice broadcast.
  • the merchant logs into the master account on the device it holds, and scans the device binding code provided by the idle smartphone through the device.
  • the idle smartphone can obtain the account information and master account of the merchant's master account Account login device information.
  • Step 204 Send a subaccount creation request to the server corresponding to the main account, where the subaccount creation request carries the main account information and identification information of the terminal corresponding to the subaccount.
  • the account information of the master account includes the account name and login password of the master account;
  • the login device information of the master account includes the device ID of the login device of the master account;
  • the identification information of the terminal includes the ID of the terminal corresponding to the sub-account.
  • the terminal sends a request for creating a sub-account to the server corresponding to the main account, and the terminal is the terminal corresponding to the sub-account.
  • the sub-account creation request carries the master account information and terminal identification information, where the terminal may include an idle smartphone, and the server corresponding to the master account may include a payment application P server, the master
  • the account information of the account may include the account name and login password of the merchant's main account in the payment application P.
  • the login device information of the master account may include the device ID of the device where the merchant logs into the payment application P, and the terminal of the sub-account
  • the identification information may include the device ID of the idle smartphone.
  • the sub-account creation request includes the account name and login password of the merchant ’s main account in the payment application P, and also includes idle Device ID of your smartphone.
  • Step 206 Receive a sub-account creation success response sent by the server, where the sub-account creation success response carries the main account information and identification information of the terminal corresponding to the sub-account.
  • Step 208 Receive and display the transaction information of the master account sent by the server.
  • the setting of the specific display mode can be set by the merchant through the login device of the master account, which is not limited in this manual.
  • the terminal receives a sub-account creation success response sent by the server, and the sub-account creation success response carries the master account information and identification information of the terminal corresponding to the sub-account; by creating a server Create a sub-account of a successful main account, the sub-account may include account information of the main account, and when the main account receives payment information, the sub-account may also receive payment information, the main account and the When the sub-account receives the payment information, it is received synchronously; and the main account can call the element of the sub-account login device through the network, for example, the main account login device can call the sound of the sub-account login device. The amount of payment will be broadcast by voice.
  • it further includes:
  • the viewing instruction includes a target object to be viewed
  • the transaction information of the master account includes the amount of money received by the master account.
  • the receiving and displaying the transaction information of the master account sent by the server includes:
  • payment can be made by scanning the collection code provided by the store.
  • the merchant's payment application P forms transaction information and sends the transaction information to the merchant's main account and sub-account respectively, so that the idle smartphone can receive the transaction information and process the transaction information Perform voice broadcast or display on the screen.
  • the store clerk can listen to or check the payment amount, and can check the transaction; when the store clerk needs to check the total number of payment amounts or the details of each payment amount in a day, you can check the payment amount of the day through the idle smartphone .
  • the terminal receives the main account information provided by the main account through the access device binding code, and sends a sub-account creation request to the server, and receives the sub-account creation success response sent by the server
  • the terminal can be an idle smart device, realizing turning waste into treasure.
  • FIG. 3 shows a flowchart of a data transmission method according to an embodiment of the present specification, which is applied to a server and includes steps 302 to 306.
  • Step 302 Receive a sub-account creation request, the sub-account creation request carries main account information and terminal identification information corresponding to the sub-account, the main account information includes the main account account information and the main account login device information .
  • the request for creating the sub-account may be issued by a terminal, and the terminal may be an idle smartphone.
  • the terminal may be an idle smartphone.
  • a server of a payment application P receives the merchant ’s main account and initiates using the idle smartphone.
  • the creation request may include the account name and login password of the main account, and also include the device ID for logging in to the main account and the device ID of the idle smartphone corresponding to the sub-account.
  • the master account may be a merchant's collection account.
  • Step 304 Create a corresponding sub-account for the main account according to the creation request, and send a sub-account creation success response to the terminal corresponding to the sub-account and the login device of the main account, the sub-account creation success response It carries the main account information and the identification information of the terminal corresponding to the sub-account.
  • the account information of the master account includes the account name and login password of the master account;
  • the login device information of the master account includes the device ID of the login device of the master account; and the identifier of the terminal corresponding to the sub-account
  • the information includes the terminal ID corresponding to the sub-account.
  • a response to the successful creation of the sub-account is sent to the terminal corresponding to the sub-account, and the terminal corresponding to the sub-account is successfully bound to the main account.
  • Step 306 Receive the transaction information of the main account, and send the transaction information to the terminal corresponding to the sub-account.
  • the transaction information of the master account includes the amount of money received by the master account.
  • the server corresponding to the merchant's payment application P forms transaction information and sends the transaction information to the merchant's main account and sub-account, so that the main account and sub-account will receive this time Transaction information.
  • the server receives the creation request of the sub-account, the creation request carries the account information of the main account information and the login device information of the main account, and according to the creation request is the main account
  • the account creates a corresponding sub-account, and the terminal corresponding to the sub-account may be an idle smart device, which realizes turning waste into treasure.
  • you can receive the collection of the main account through the sub-account. Even if the device logged in to the main account is not in the store, you can monitor the payment in time, providing convenience for users and shop assistants. .
  • FIG. 4 shows an interaction diagram of a data transmission method according to an embodiment of the present specification.
  • the method involves a login device 4A for a master account, a server 4B, and an idle smart device 4C.
  • the specific process of the method includes steps 402 to 418.
  • Step 402 The login device of the master account scans the device binding code of the idle smart device.
  • the idle smart device 4C may be an idle smart phone.
  • the server 4B is the server corresponding to the master account.
  • the master account may be a merchant's collection account in the payment application P
  • the login device of the master account is the merchant's mobile phone for logging into the collection account.
  • the merchant scans the device binding code on the idle smart phone by logging in the mobile phone of the collection account, and sends the account name, login password and mobile device ID of the merchant to the idle smart phone.
  • the device binding code provided by the idle smart device is scanned by the login device of the master account, and the account information related to the master account and the device information of the login device of the master account are sent to the idle smart device , As a basis for creating sub accounts corresponding to the main account.
  • Step 404 The idle smart device sends a request to create a sub-account to the server.
  • the smart device 510 is a login device of the merchant's main account, which may be a smart phone.
  • the smart device 520 is an idle smart device, which may also be a smart phone. There may be multiple smart devices 520 in actual applications.
  • the smart device 510 scans the device binding code provided by the smart device 520 to create a sub-account corresponding to the main account.
  • the idle smart device sends the account information carrying the master account and the device information of the master account through the network, and also carries the identification information of the idle smart device to the server corresponding to the master account to request the master
  • the server corresponding to the account creates a sub-account for the main account.
  • Step 406 The server creates a corresponding sub-account for the main account according to the creation request.
  • Step 408 The server sends a creation success response to the idle smart device.
  • Step 410 The server sends a creation success response to the login device of the master account.
  • the server corresponding to the master account receives a request to create a sub-account sent by an idle smart device, and the server corresponding to the master account responds to the sub-account corresponding to the creation of the master account and notifies the master account The login device of successfully created the sub account corresponding to the main account.
  • the server corresponding to the payment application P sends a successful sub-account response to the merchant ’s collection account to the idle smartphone and the merchant ’s mobile phone.
  • the idle smartphone can then use the sub-account to The master account establishes a binding relationship.
  • Step 412 The login device of the master account sends a transaction notification to the server.
  • Step 414 The server sends the transaction information to the login device of the main account.
  • Step 416 The server sends the transaction information to the idle smart device.
  • the smart device 530 is a user's smart phone, and the user can scan the payment code 560 in the store through the smart device 530 to make a payment.
  • the payment notification is sent to the server 4B through the network 540, and the server 4B sends the transaction information to the smart device 510 and the smart device 520.
  • the user when a transaction occurs, receives the payment through the collection code, and when the payment is successful, the master account forms transaction information, and sends the transaction information to the login device of the master account and the idle smart device .
  • the server sends the transaction information to the login device of the master account and the idle smart device.
  • the idle smart device can receive the same transaction information as the login device of the master account.
  • Step 418 The idle smart device displays the transaction information.
  • the idle smart device is used to display the transaction information, and the display may be a voice broadcast or a screen display.
  • the audio device 550 is connected to the smart device 520.
  • the smart device 520 can broadcast the received transaction information via the audio 550.
  • an idle smartphone can receive the user's payment amount, and broadcast the voice of the user's payment amount or display it on the screen.
  • the store employee can check the payment amount by checking or checking the payment amount.
  • the idle smartphone can be used to check the payment amount for that day.
  • the sub-account can be used to receive the collection of the main account without creating a new collection account; by using an idle smart phone as an idle smart
  • the device receives the payment notification in the store.
  • the idle smart device can voice broadcast or display the transaction information to realize the transformation of waste into treasure; even if the device registered in the main account is not in the store, it can promptly pay The situation is monitored to provide convenience for users and shop assistants.
  • FIG. 6 shows a block diagram of a data transmission device according to an embodiment of this specification. As shown in FIG. 6, the device 600 includes:
  • the first receiving module 602 is configured to receive the master account information provided by the master account through the access device binding code, the master account information including the account information of the master account and the login device information of the master account;
  • Sending module 604 configured to send a subaccount creation request to the server corresponding to the main account, where the subaccount creation request carries the main account information and terminal identification information corresponding to the subaccount;
  • the second receiving module 606 is configured to receive a sub-account creation success response sent by the server, and the sub-account creation success response carries the master account information and terminal identification information corresponding to the sub-account;
  • Display module 608 configured to receive and display the transaction information of the master account sent by the server.
  • it further includes:
  • Receiving unit configured to receive a viewing instruction, the viewing instruction includes a target object to be viewed;
  • Display unit configured to display relevant information of the target object according to the viewing instruction.
  • the master account information includes the account information of the master account and the login device information of the master account, to the master account
  • the corresponding server sends a sub-account creation request, the sub-account creation request carries the master account information and terminal identification information corresponding to the sub-account, and receives the sub-account creation success response sent by the server.
  • the subaccount creation success response carries the main account information and terminal identification information corresponding to the subaccount; receives and displays the transaction information of the main account sent by the server.
  • FIG. 7 shows a block diagram of a data transmission device according to an embodiment of this specification. As shown in FIG. 7, the device 700 includes:
  • Third receiving module 702 configured to receive a sub-account creation request, the sub-account creation request carries master account information and terminal identification information corresponding to the sub-account, the master account information includes the master account account information and The login device information of the master account;
  • Sending module 704 configured to create a corresponding sub-account for the main account according to the creation request, and send a sub-account creation success response to the terminal corresponding to the sub-account and the login device of the main account, the sub The account creation success response carries the main account information and identification information of the terminal corresponding to the sub-account;
  • the fourth receiving module 706 is configured to receive the transaction information of the main account and send the transaction information to the terminal corresponding to the sub-account.
  • a sub-account creation request is received.
  • the sub-account creation request carries master account information and terminal identification information corresponding to the sub-account.
  • the master account information includes the master account account information and the account
  • the login device information of the master account sends a sub-account creation success response to the terminal corresponding to the sub-account and the login device of the master account, the sub-account creation success response carries the master account information and the sub-account
  • the identification information of the terminal corresponding to the account receives the transaction information of the main account, and sends the transaction information to the terminal corresponding to the sub-account.
  • An embodiment of this specification also provides a computing device, including a memory, a processor, and computer instructions stored on the memory and executable on the processor.
  • the processor implements the instructions to implement the data transmission method. A step of.
  • An embodiment of the present application further provides a computer-readable storage medium that stores computer instructions, which when executed by a processor implements the steps of the data transmission method described above.
  • the computer instructions include computer program code, and the computer program code may be in a source code form, an object code form, an executable file, or some intermediate form.
  • the computer-readable medium may include: any entity or device capable of carrying the computer program code, a recording medium, a USB flash drive, a mobile hard disk, a magnetic disk, an optical disc, a computer memory, and a read-only memory (ROM) , Random Access Memory (RAM, Random Access Memory), electrical carrier signals, telecommunications signals and software distribution media, etc.
  • ROM read-only memory
  • RAM Random Access Memory
  • electrical carrier signals telecommunications signals and software distribution media, etc.

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Abstract

La présente invention concerne un procédé et un appareil de transmission de données, un dispositif informatique, et un support de stockage. Le procédé de transmission de données comporte les étapes consistant à: recevoir des informations de compte principal fournies par un compte principal en accédant à un code de liaison de dispositif, les informations de compte principal comportant des informations de compte du compte principal et des informations de dispositif de connexion du compte principal; envoyer une demande de création de sous-compte à un serveur correspondant au compte principal, la demande de création de sous-compte transportant les informations de compte principal et des informations d'identifiant d'un terminal correspondant à un sous-compte; recevoir une réponse de création réussie de sous-compte émise par le serveur, la réponse de création réussie de sous-compte transportant les informations de compte principal et les informations d'identifiant du terminal correspondant au sous-compte; et recevoir et présenter des informations de transaction du compte principal émises par le serveur.
PCT/CN2019/097613 2018-10-29 2019-07-25 Procédé et appareil de transmission de données, dispositif informatique, et support de stockage WO2020088001A1 (fr)

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CN201811268860.8 2018-10-29

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CN112633888A (zh) * 2020-09-22 2021-04-09 中国银联股份有限公司 基于Token的数据处理方法及其系统、移动终端
CN112396524B (zh) * 2020-11-30 2023-04-11 苏宁金融科技(南京)有限公司 一种账户处理方法、装置、计算机设备及存储介质
CN112769753B (zh) * 2020-12-16 2023-05-12 广州致远电子股份有限公司 一种物联网设备的共享方法、装置、设备及存储介质

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