WO2020077837A1 - Procédé, appareil et dispositif de comptabilité de données de service, et support de stockage lisible par ordinateur - Google Patents

Procédé, appareil et dispositif de comptabilité de données de service, et support de stockage lisible par ordinateur Download PDF

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Publication number
WO2020077837A1
WO2020077837A1 PCT/CN2018/123364 CN2018123364W WO2020077837A1 WO 2020077837 A1 WO2020077837 A1 WO 2020077837A1 CN 2018123364 W CN2018123364 W CN 2018123364W WO 2020077837 A1 WO2020077837 A1 WO 2020077837A1
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Prior art keywords
data
accounting
business data
business
accounted
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PCT/CN2018/123364
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English (en)
Chinese (zh)
Inventor
刘鑫宇
邓新文
陈伟城
冯辉
王柳清
顾佳页
刘浩
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深圳壹账通智能科技有限公司
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Publication of WO2020077837A1 publication Critical patent/WO2020077837A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Definitions

  • This application mainly relates to the technical field of data processing, and in particular, to a business data accounting method, device, equipment, and computer-readable storage medium.
  • the asset package includes multiple pieces of business data, and each piece of business data corresponds to arrears information of arrears, including arrears The contact information of the party, the owed party, the amount owed, etc .; when the owed party repays its arrears, the financial institution needs to calculate the business data corresponding to the owed party to determine the owed party to repay the arrears The amount of arrears remaining afterwards.
  • the main purpose of this application is to provide a business data accounting method, device, equipment and computer-readable storage medium, which aims to solve the problem of inflexibility in the accounting method in the prior art in which all business data are accounted according to the same accounting order .
  • the business data accounting method includes the following steps:
  • the accounting data is called to perform calculation on the business data to be calculated.
  • the business data accounting device includes:
  • a configuration module configured to verify each of the business data when receiving the business data, and configure the accounting sequence for each of the business data based on the information of the owed party in each of the business data after the verification is successful;
  • the determining module is configured to read the accounting identifier and accounting data corresponding to the accounting request when receiving the accounting request, and determine the business data to be accounted according to the accounting identifier;
  • the accounting module is configured to call the accounting data to perform accounting on the business data to be accounted according to the sequence type of the accounting order of the business data to be accounted.
  • the present application also proposes a business data accounting device.
  • the business data accounting device includes: a memory, a processor, a communication bus, and a business data accounting program stored on the memory;
  • the communication bus is used to implement connection communication between the processor and the memory
  • the processor is used to execute the business data accounting program to achieve the following steps:
  • the accounting data is called to perform calculation on the business data to be calculated.
  • the present application also provides a computer-readable storage medium that stores one or more programs, and the one or more programs may be used by one or more processors Implementation for:
  • the accounting data is called to perform calculation on the business data to be calculated.
  • the accounting order is configured for each business data according to the owed party information in the business data to characterize the accounting method of each business data; when the accounting is received Request, when accounting for business data is required, read the accounting identifier and accounting data corresponding to the accounting request to determine the business data to be accounted for in each business data to be accounted for by the accounting identifier; and then based on the business to be accounted
  • the data has the sequence type of the accounting sequence, and the accounting data is called to perform accounting on the accounting business data.
  • This solution configures the accounting order for each business data based on the information of the owed party, so that a corresponding relationship is established between the owed party and the accounting order; the difference in the accounting order, the amount repaid by the owed party is different; the information of the owed party reflects the arrears If the party has a good repayment credit, configure the accounting order of the less repayment amount; and if the arrears party information shows that the arrears have a poor repayment credit, then configure the normal repayment amount accounting order; based on the arrears
  • the information of the party embodies the credit of the owed party, and configuring different accounting sequences for the business data makes the accounting method more flexible and facilitates the repayment of the owed party.
  • FIG. 1 is a schematic flowchart of a first embodiment of a business data accounting method of this application
  • FIG. 2 is a schematic diagram of functional modules of the first embodiment of the business data accounting device of the present application.
  • FIG. 3 is a schematic diagram of a device structure of a hardware operating environment involved in the method of an embodiment of the present application.
  • This application provides a business data accounting method.
  • FIG. 1 is a schematic flowchart of a first embodiment of a business data accounting method of this application.
  • the business data accounting method includes:
  • Step S10 when receiving the business data, verify each of the business data, and after the verification is successful, configure an accounting order for each of the business data based on the information of the owed party in each of the business data;
  • the business data accounting method of this application is applied to a server in a financial institution, and is suitable for accounting of business data derived from an asset package through the server of the financial institution; where the asset package is the information of arrears purchased by a financial institution from a third-party institution ,
  • Each arrearage information exists in the asset package in the form of an EXCEL file, one line in the EXCEL file corresponds to a piece of arrearage information; each piece of arrearage information includes at least the name of the owed party, ID card number, contact phone number, type of arrearage , Arrearage account, arrearage amount, arrearage time and other data, characterizing each piece of information of each arrearage.
  • the asset package includes a variety of multiple pieces of business data, and each piece of business data corresponds to a debtor.
  • the server is connected with an information display input device, and a virtual button for importing business data is provided on the display interface of the display input device.
  • the virtual button is triggered, and the trigger operation of the virtual button is used as an import request for business data.
  • the business data targeted by the import request is verified to ensure the security and information integrity of the business data requested for import, and the business data is verified After successful import to the server to save.
  • the verification includes blacklist verification and null value verification.
  • the data previously determined as risk in the financial institution is formed into a preset blacklist in advance, and the business data is compared with all the data in the preset blacklist to determine the business. Whether there is data in the preset blacklist in the data.
  • it is judged by comparison that the business data has data existing in the blacklist it means that the business data has historical risk information, and the business data is not imported; when it is judged that the business data does not exist in the blacklist
  • the data indicates that the business data does not have historical risk information, and the import operation is carried out; through the blacklist verification, the security of the imported business data is ensured.
  • the format required by the contact number or date is digital data;
  • This required item and the verification of the business data format are used to ensure the integrity of the imported business data and the accuracy of the format. After verifying that each business data does not have the information stored in the preset blacklist, and that the information is complete and the format is accurate, the business data can be imported into the server for storage.
  • each row of content in the EXCEL file is read and imported in the unit of behavior in the EXCEL file until all the data in the EXCEL file Line content is imported.
  • each business data is assigned a number as an identifier to form the difference between each business data, such as the first business data number 0001, the second business data number 0002 Wait.
  • the amount owed in the business data includes the principal owed, interest owed, and the handling fee for the arrears.
  • the owed party repays its arrears, it can set the principal, interest or arrears. Any one of the arrearage fees is repaid; different repayment methods correspond to different accounting orders.
  • the accounting order of each business data is configured to characterize the repayment of each owed party order. Different repayment order has an effect on the total amount of repayment. For example, if the principal owed is repaid first, the interest on the arrears will be reduced, and the total amount of repayment will be reduced; and if the interest on the arrears is paid first, it will not make the interest owed. Increase or decrease.
  • Different business data corresponds to different arrears, and different arrears have different repayment credits. For those who have good repayment credits, you can set up to repay the principal of the arrears first, and the credit of the repayment is poor. If you owe money, you can set up a mechanism to pay the interest owed first.
  • the quality of the repayment credit of the owed party can be characterized by the information of the owed party included in the business data, so that the information of the owed party in each business data can be read, and then the accounting order is configured according to the information of the owed party. Specifically, after the verification is successful, the steps of configuring the accounting sequence for each business data based on the owed party information in each business data include:
  • Step S11 when the verification success identifier is detected, the information of the owed party in each of the business data is read, and the business grade of each of the business data is classified according to the information of the owed party, wherein the owed The higher the repayment credit points corresponding to the payment party information, the higher the business level;
  • Payer information which includes basic information of the owed party and historical information of the owed party, where the basic information is the asset information and credit information of the owed party, and historical information is the
  • the primary arrears are repaid, the historical information formed by borrowing continues. For the arrears with multiple arrears, there is historical information and basic information; while for the arrears corresponding to the initial arrears, there is no historical information, only basic information.
  • the arrears party information can be read directly as component data in the business data, or the arrears party identity information in the business data can be read first, and then the arrears party identity information can be further read by the arrears party identity information.
  • Different owed parties have different historical information and basic information, which can reflect the quality of the repayment credit of the owed party, and the quality of the repayment credit is reflected in the repayment credit points ; The higher the repayment credit points, the better the repayment credit situation.
  • the historical information is preferred to reflect the repayment credit; when the owed party information includes only basic information, the repayment credit is reflected based on the basic information;
  • the credit points are used to classify the business grade, characterize the business grade possessed by various business data, and reflect the quality of the credit owed to the party.
  • the corresponding relationship between the repayment rate and the repayment credit point determines the repayment credit point corresponding to the overdue repayment rate, and then the business relationship corresponding to the repayment credit point is determined by the correspondence relationship between the repayment credit point and the business level ,
  • the business data from which the information of the owed party is derived is classified into the business level.
  • the basic information and the repayment credit points, and the correspondence between the repayment credit points and the business level are set in advance, and the basic information in the read debtor information is compared with the set basic information;
  • the basic information in the basic information that is consistent with the basic information in the owed party information is used as the repayment credit point corresponding to the basic information in the owed party information, and then the repayment
  • the correspondence between the credit points and the business level determines the business level corresponding to the repayment credit point, and divides the business data having the information of the owed party into the business level.
  • step S12 according to the correspondence between the preset service level and the accounting order, the accounting order is configured for each of the business data having the divided service levels.
  • the accounting sequence for the principal, interest and arrearage included in the amount of arrears in the business data differs according to the business level of each business data.
  • the owed party in the business data with a higher business level can be set as the repayment method of repaying the principal owed and then repaying the interest on the owed debt, and the accounting order of the repayment method is to first calculate the arrearage principal and then calculate Interest owed; the owed party in the business data with a lower business level is set to the method of repaying the interest on the arrears and then the principal of the arrears, and the accounting order for the repayment method is to calculate the interest on the arrears first Recalculate the principal owed, etc.
  • Correspondence between the business level and the accounting order is set in advance. After dividing the business level for each business data, the server determines the business data with different business levels according to the preset correspondence between the business level and the accounting order. Configure the accounting order, that is, configure the accounting order for the principal owed, interest owed, and handling fee, so that when the repayment amount of the owed party is received, the accounting is performed according to the accounting order.
  • Step S20 when receiving the accounting request, read the accounting identifier and accounting data corresponding to the accounting request, and determine the business data to be accounted according to the accounting identifier;
  • the arrears of the arrears need to be accounted to determine the remaining arrears after the repayment operation; And can automatically trigger the accounting request when the payment amount is received.
  • the accounting request carries the accounting identifier that characterizes the source of the repayment amount and the accounting data of the amount of the repayment amount, that is, the accounting identifier characterizes which business data is owed, and the accounting data represents the arrears The amount of payment by the payer for the amount owed.
  • When receiving the accounting request read the accounting identifier and accounting data carried in it, and determine the pending accounting required in each business data according to the accounting identifier Accounting business data to use the accounting data to calculate the business data to be accounted for.
  • step S30 according to the sequence type of the accounting order of the business data to be accounted for, the accounting data is called to perform calculation on the business data to be calculated.
  • the determined business data to be accounted for also carries the corresponding accounting order; the order type of the reading order is read, and the order type represents the accounting Sequential method, may include from arrearage principal, arrearage interest to arrearage fee, from arrearage interest, arrearage principal to arrearage fee, or from arrearage fee, arrearage interest, arrearage principal Equal order type.
  • the accounting data According to the order type of the accounting order of the business data to be accounted, use the accounting data to calculate the accounting business data; if the order type is arrearage principal, arrearage interest to arrearage handling fee, then use the accounting data first Calculate the arrearage principal, after the arrearage principal calculation is completed, that is, the owed party will use the accounting data to calculate the interest on the arrears after the repayment of the principal owed, and finally use the accounting data to calculate the arrearage fee Perform accounting until the arrears are fully repaid.
  • the order type is arrearage principal, arrearage interest to arrearage handling fee
  • the accounting order is configured for each business data according to the owed party information in the business data to characterize the accounting method of each business data; when the accounting is received Request, when accounting for business data is required, read the accounting identifier and accounting data corresponding to the accounting request to determine the business data to be accounted for in each business data to be accounted for by the accounting identifier; and then based on the business to be accounted
  • the data has the sequence type of the accounting sequence, and the accounting data is called to perform accounting on the accounting business data.
  • This solution configures the accounting order for each business data based on the information of the owed party, so that a corresponding relationship is established between the owed party and the accounting order; the difference in the accounting order, the amount repaid by the owed party is different; the information of the owed party reflects the arrears If the party has a good repayment credit, configure the accounting order of the less repayment amount; and if the arrears party information shows that the arrears have a poor repayment credit, then configure the normal repayment amount accounting order; based on the arrears
  • the information of the party embodies the credit of the owed party, and configuring different accounting sequences for the business data makes the accounting method more flexible and facilitates the repayment of the owed party.
  • the accounting data is used to perform accounting on the business data to be accounted according to the sequence type of the accounting order of the business data to be accounted for
  • the steps include:
  • Step S31 Read the type identifier of the accounting order of the business data to be accounted, and determine the order type of the accounting order of the business data to be accounted according to the type identifier;
  • type identifiers are set for different sequence types.
  • the type identifier of the accounting order of the business data to be accounted for is read, and the The type identifier read and the set type identifier of each sequence type are compared to determine the sequence type of the accounting order of the business data to be accounted for.
  • sequence type from arrearage principal, arrearage interest to arrearage fee is regarded as a kind of accounting sequence, and a corresponding type of identifier is set; from arrearage interest, arrearage principal to arrearage procedure
  • the order type of the fee is regarded as the second-class accounting order, and the corresponding second-class identification is set; the order type from the arrearage fee, interest owed to the principal owed as the three-category accounting order, and the corresponding three types are set Logo.
  • sequence type corresponding to the same type of identification is the sequence type corresponding to the business data to be accounted. Type for accounting.
  • Step S32 when the sequence type is a type of accounting sequence, the accounting data is called to perform accounting on the principal data in the business data to be accounted for;
  • the order type of the accounting order of the business data to be accounted is a type of accounting order
  • the accounting order of the business data to be accounted is the principal of arrears, interest on arrears, and arrears handling fee.
  • the payment data shall be accounted for the gold data in the accounting business data.
  • the repayment data is the repayment amount repaid by the owed party's current repayment operation, and the gold data is the remaining principal owed by the owed party before the current repayment operation;
  • the amount of payment that is, the principal gold data minus the accounting data, and the result of the subtraction is the principal remaining owed by the owed party after the current repayment operation.
  • the arrears of the principal of the arrears are all repaid, then the interest on the arrears is further calculated, and the interest on the arrears in the business data to be calculated minus the amount repaid by the arrears is used to calculate the interest on the arrears .
  • the arrearage interest repayment is completed, the arrearage fee is further calculated, and the arrearage fee in the business data to be calculated minus the repayment amount repaid by the owed party is used to account for the arrearage fee; After the repayment of the payment fee is completed, it is determined that the arrears party has completed the repayment of the arrearage amount represented by the accounting business data.
  • the steps of accounting data to calculate the gold data in the accounting business data include:
  • Step S321 judging whether the data value of the gold data in the data to be calculated is a preset value, and if the data value of the gold data is a preset value, calling the accounting data to the business data to be calculated Accounting of interest sub-data;
  • the principal owed by the owed party is a certain value, that is, the data value of the principal gold data in the data to be calculated is constant, and the data value decreases with the repayment operation; when it is reduced to the preset value, it is judged The repayment of the principal owed is completed.
  • the preset value is a preset value, preferably 0.
  • When calculating the gold data first determine whether the data value of the gold data in the data to be calculated is the preset value. If it is the preset value, it means that the principal owed has been repaid, and the accounting data needs to be treated. Accounting of interest sub-data.
  • the interest sub-data is the arrearage interest in the arrearage amount represented by the business data to be accounted, and the accounting data is called to calculate the interest sub-data in the accounting business data, that is, the interest sub-data is subtracted from the accounting data, and the obtained The result is the interest owed by the owed party after the current repayment operation.
  • the payment of the arrearage interest is completed; when the interest subdata is calculated, it is determined whether the data value of the interest subdata is the preset value; If it is a preset value, it means that the arrearage interest has been repaid, and the accounting data is called to calculate the fee sub-data in the accounting business data, which is the arrears in the amount of arrears represented by the business data to be accounted Payment fee; use the sub-data of the fee to subtract the accounting data during the calculation, until the data value of the arrearage fee is the preset value, and complete the repayment of all the arrears of the owed party.
  • step S322 if the data value of the gold data is not a preset value, a step of calling the accounting data to calculate the gold data in the business data to be calculated is executed.
  • Step S33 when the sequence type is a second-class accounting sequence, the accounting data is called to perform accounting on the interest sub-data in the business data to be accounted for;
  • the order type of the accounting order of the business data to be accounted is the second-class accounting order
  • the accounting order of the business data to be accounted is the arrearage interest, arrearage principal and arrearage fee
  • the repayment data is called to calculate the interest sub-data in the accounting business data.
  • the sub-data of interest is used to subtract the calculation data, and the result of the subtraction is the remaining interest of the arrears that needs to be paid after the current repayment operation.
  • the principal of the arrears is further calculated, and the principal owed in the business data to be accounted for is subtracted from the repayment amount owed by the owed party Perform accounting.
  • the arrears handling fee is further calculated, and the arrears handling fee in the business data to be calculated minus the repayment amount repaid by the owed party is used to account for the arrears handling fee; After the repayment of the arrearage fee is completed, it is determined that the arrears party has completed the repayment of the arrearage amount represented by the accounting business data.
  • the calculation of the principal of arrears depends on the completion of the arrearage interest repayment, and the calculation of the arrearage fee depends on the completion of the arrearage interest repayment;
  • the principal of arrears check whether the data value of the interest sub-data is the preset value, and if it is the preset value, perform the calculation of the principal of the arrears; and when the data value of the principal data is detected as the preset value , The accounting for the arrears will be carried out.
  • Step S34 when the sequence type is three types of accounting sequences, the accounting data is called to perform accounting on the fee sub-data in the business data to be accounted for.
  • the accounting order of the business data to be accounted is the arrearage fee, arrearage interest and arrear principal , So as to call the repayment data to calculate the fee sub-data in the accounting business data.
  • the sub-data on the handling fee is used to subtract the accounting data.
  • the result of the subtraction is the remaining handling fee that the owed party needs to repay after the current repayment operation.
  • the interest on the arrears is further calculated, and the interest in the business data to be accounted for is subtracted from the amount repaid by the owed party to account for the arrears.
  • the arrearage principal is further calculated, and the arrearage principal in the business data to be calculated minus the repayment amount repaid by the arrears is used to account for the arrearage principal; After the repayment of the principal amount is completed, it is determined that the arrears party has completed the repayment of the arrearage amount represented by the accounting business data.
  • the calculation of the arrearage interest depends on the completion of the arrearage fee repayment, and the calculation of the arrearage principal depends on the completion of the arrearage interest repayment;
  • accounting and arrearage interest calculation it is checked whether the data value of the handling fee sub-data is the preset value, if it is the preset value, the arrearage interest is calculated; and when the data value of the interest sub-data is detected as the preset value , Then the principal of the arrears is calculated.
  • the step of configuring the accounting order for each of the business data based on the owed party information in each of the business data after the verification succeeds includes:
  • Step S40 Read the purchase cost data of the asset package from which each of the business data originates, the total amount of arrearage of the asset package, and the arrearage sub-data of each of the business data;
  • the asset package from which the business data originates is purchased by a financial institution from a third party, procurement costs are required; and the collection of the amount owed in the business data is regarded as the income of the financial institution, and due to different business data
  • the different amounts of the arrearages represented are different, so that the corresponding benefits are different.
  • the purchase cost needs to be allocated to the arrearage amount of each business data.
  • the purchase cost data of the asset package from which each business data is derived, the total amount of arrearage of the asset package, and the sub-data of the arrearage of each business data are read;
  • the procurement cost data is the place where the financial institution purchases the asset package Purchase cost spent,
  • the total amount of arrears is the sum of the amount of arrears represented by the business data in the asset package, and the sub-data of arrears is the amount of arrears represented by each sub-data of arrears.
  • Step S50 Determine the procurement sub-cost of each of the business data based on the procurement cost data, the total amount of arrearage data and each sub-data of arrears, and use the procurement sub-cost corresponding to each of the business data Update the business data.
  • the purchase cost can be allocated to each business data, that is, the purchase sub-cost of each business data can be obtained.
  • the steps to determine the purchase sub-cost of each business data include:
  • yi represents each purchase sub-cost
  • m represents purchase cost data
  • ni represents each arrearage sub-data
  • n represents total arrearage data.
  • each procurement sub-cost obtained varies with the arrears sub-data of each business data, and the number of procurement sub-costs is the same as the number of business data items, that is, one business data corresponds to one procurement sub-cost, Represent the cost shared by the various business data in the purchasing asset package.
  • the business sub-costs calculated here are used to update each business data. The update is based on the corresponding relationship between each purchase sub-cost and business data, that is, each purchase sub-cost is used to update the business data from which each purchase sub-cost is derived, to characterize the purchase cost allocated to each business sub-data.
  • Step S60 when the detection reaches a preset time, perform statistics on each of the accounting data to generate data on the total amount of repayment;
  • this embodiment is provided with a mechanism to count the accounting data at a preset time every interval; where the preset time is a preset time period, which can be weekly, monthly, quarterly, etc. Calculate the accounting data monthly or quarterly to reflect the amount of repayment amount within the preset time period.
  • the accounting data is stored; when the detection reaches the preset time, within the preset time period Statistics of each accounting data are generated to generate total repayment amount data, reflecting the amount of repayment amount within the preset time period. You can also use the upper limit of each preset time period as the time limit. If the preset time period is one week, you can use each Sunday as the time limit; all the accounting data before the time limit are counted to generate the time limit The total repayment data received before reflects the amount of all repayments before the time limit.
  • step S70 the total repayment amount data and the total arrearage amount data are compared to generate the repayment rate of the asset package.
  • the sum of the arrears of each business data in the asset package represents the total amount of arrears of the asset package, and is characterized by the data of the total arrears; after generating the data of the total amount of repayment, the data of the total amount of repayment and the debt The total amount of payment data is compared, and the result of the ratio is the repayment rate of the asset package at a preset time.
  • the result obtained by the ratio is the repayment rate of the asset package in the preset time period, reflecting the Business data characterizes the repayment of the arrearage amount; and when the total amount of repayment data is generated from the accumulated statistics of the accounting data before the time limit in the preset time, the result of the ratio is the repayment of the asset package before the time limit
  • the size of the rate reflects the repayment of the amount owed by each business data before the time limit.
  • a data report can be generated for the repayment rate at each preset time; a preset report template is preset, and the preset report template is a visual display template.
  • the repayment rate of each preset time is transferred to the preset template, and the content of the template is replaced, and the replaced preset report template is the data report.
  • This data report is output and displayed so that you can view the current payment status of each business data in the asset package and the current remaining amount of arrears.
  • the present application provides a business data accounting device.
  • the business data accounting device includes:
  • the configuration module 10 is configured to verify each of the business data when the business data is received, and configure the accounting order for each of the business data based on the information of the owed party in each of the business data after the verification is successful ;
  • the determining module 20 is configured to read the accounting identifier and accounting data corresponding to the accounting request when receiving the accounting request, and determine the business data to be accounted according to the accounting identifier;
  • the accounting module 30 is configured to call the accounting data to perform accounting on the business data to be accounted according to the sequence type of the accounting order included in the business data to be accounted.
  • the configuration module 10 configures the accounting order for each business data according to the information of the owed party in the business data to characterize the accounting method of each business data;
  • the determination module 20 reads the accounting identifier and the accounting data corresponding to the accounting request to determine the business data to be accounted for in each business data to be accounted for by the accounting identifier; Further, the accounting module 30 calls the accounting data to perform accounting on the accounting business data according to the sequence type of the accounting order of the business data to be accounted.
  • This solution configures the accounting order for each business data based on the information of the owed party, so that a corresponding relationship is established between the owed party and the accounting order; the difference in the accounting order, the amount repaid by the owed party is different; the information of the owed party reflects the arrears If the party has a good repayment credit, configure the accounting order of the less repayment amount; and if the arrears party information shows that the arrears have a poor repayment credit, then configure the normal repayment amount accounting order; based on the arrears
  • the information of the party embodies the credit of the owed party, and configuring different accounting sequences for the business data makes the accounting method more flexible and facilitates the repayment of the owed party.
  • each virtual function module of the above-mentioned business data accounting device is stored in the memory 1005 of the business data accounting device shown in FIG. 3, and when the processor 1001 executes the business data accounting program, the functions of each module in the embodiment shown in FIG. 2 are realized.
  • the steps to implement the above embodiments may be completed by hardware, or may be completed by a program instructing related hardware.
  • the program may be stored in a computer-readable In the storage medium, the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk.
  • FIG. 3 is a schematic structural diagram of a device in a hardware operating environment involved in a method according to an embodiment of the present application.
  • the business data accounting device in the embodiment of the present application may be a PC (personal computer, personal computer ), Or terminal devices such as smart phones, tablet computers, e-book readers, and portable computers.
  • the service data accounting device may include: a processor 1001, such as a CPU (Central Processing) Unit, central processing unit), memory 1005, communication bus 1002.
  • the communication bus 1002 is used to implement connection communication between the processor 1001 and the memory 1005.
  • the memory 1005 may be a high-speed RAM (random access memory, random access memory), can also be a stable memory (non-volatile memory), such as disk storage.
  • the memory 1005 may optionally be a storage device independent of the foregoing processor 1001.
  • the service data accounting device may further include a user interface, a network interface, a camera, and RF (Radio Frequency (radio frequency) circuit, sensor, audio circuit, WiFi (Wireless Fidelity, wireless broadband) module and so on.
  • the user interface may include a display (Display), an input unit such as a keyboard (Keyboard), and the optional user interface may also include a standard wired interface and a wireless interface.
  • the network interface may optionally include a standard wired interface and a wireless interface (such as a WI-FI interface).
  • FIG. 3 does not constitute a limitation on the business data accounting device, and may include more or fewer components than the illustration, or a combination of certain components, or different Parts layout.
  • the memory 1005 as a computer-readable storage medium may include an operating system, a network communication module, and a business data accounting program.
  • the operating system is a program that manages and controls the hardware and software resources of the business data accounting equipment, and supports the operation of the business data accounting program and other software and / or programs.
  • the network communication module is used to implement communication between various components within the memory 1005, and to communicate with other hardware and software in the business data accounting device.
  • the processor 1001 is used to execute the business data accounting program stored in the memory 1005 to implement the steps in each embodiment of the foregoing business data accounting method.
  • the present application provides a computer-readable storage medium that stores one or more programs, and the one or more programs may also be executed by one or more processors to implement the foregoing The steps in each embodiment of the business data accounting method.
  • the methods in the above embodiments can be implemented by means of software plus a necessary general hardware platform, and of course, can also be implemented by hardware, but in many cases the former is better Implementation.
  • the technical solution of the present application can be embodied in the form of a software product in essence or part that contributes to the existing technology, and the computer software product is stored in a computer-readable storage medium (such as The ROM / RAM, magnetic disk, and optical disk include several instructions to enable a terminal device (which may be a mobile phone, computer, server, or network device, etc.) to perform the methods described in the embodiments of the present application.

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Abstract

L'invention concerne un procédé, un appareil et un dispositif de comptabilité de données de service, et un support de stockage lisible par ordinateur. Le procédé comprend les étapes consistant à : lorsque des données de service sont reçues, vérifier chaque élément des données de service, et après que la vérification a réussi, configurer une séquence de comptabilité pour chaque élément des données de service sur la base d'informations de débiteur dans chaque élément des données de service ; lorsqu'une demande de comptabilité est reçue, lire un identifiant de comptabilité et des données comptables correspondant à la demande de comptabilité, et déterminer, en fonction de l'identifiant de comptabilité, les données de service à comptabiliser ; et selon le type de séquence de la séquence de comptabilité des données de service à comptabiliser, appeler les données comptables pour comptabiliser les données de service à comptabiliser. Selon la solution, une séquence de comptabilité est configurée pour chaque élément de données de service sur la base d'informations de débiteur, et chaque élément de donnée de service est comptabilisé selon le type de séquence de la séquence de comptabilité de chaque élément de donnée de service de façon à réaliser un traitement de mise à jour de données des données de service, de telle sorte que le procédé de comptabilité pour des données de service est plus flexible.
PCT/CN2018/123364 2018-10-16 2018-12-25 Procédé, appareil et dispositif de comptabilité de données de service, et support de stockage lisible par ordinateur WO2020077837A1 (fr)

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