WO2019179256A1 - 一种自助购物风控方法及系统 - Google Patents

一种自助购物风控方法及系统 Download PDF

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Publication number
WO2019179256A1
WO2019179256A1 PCT/CN2019/074106 CN2019074106W WO2019179256A1 WO 2019179256 A1 WO2019179256 A1 WO 2019179256A1 CN 2019074106 W CN2019074106 W CN 2019074106W WO 2019179256 A1 WO2019179256 A1 WO 2019179256A1
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WO
WIPO (PCT)
Prior art keywords
information
wind control
image
settlement
settlement information
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PCT/CN2019/074106
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English (en)
French (fr)
Inventor
孙健康
杨凡
黄凯明
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阿里巴巴集团控股有限公司
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Publication of WO2019179256A1 publication Critical patent/WO2019179256A1/zh

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G07G1/0054—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader with control of supplementary check-parameters, e.g. weight or number of articles
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V10/00—Arrangements for image or video recognition or understanding
    • G06V10/20—Image preprocessing
    • G06V10/22—Image preprocessing by selection of a specific region containing or referencing a pattern; Locating or processing of specific regions to guide the detection or recognition
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G07G1/0054—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader with control of supplementary check-parameters, e.g. weight or number of articles
    • G07G1/0063—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader with control of supplementary check-parameters, e.g. weight or number of articles with means for detecting the geometric dimensions of the article of which the code is read, such as its size or height, for the verification of the registration
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated

Definitions

  • the embodiments of the present disclosure relate to the field of Internet application technologies, and in particular, to a self-service shopping risk control method and system.
  • the embodiment of the present specification provides a self-service shopping risk control method and system, and the technical solution is as follows:
  • a self-service shopping risk control method comprising:
  • the wind control client invokes the image capturing device to perform image capturing on the purchased product, and obtains settlement information corresponding to the purchased product, where the settlement information includes at least one of order information, user information, and payment account information;
  • the wind control client uploads the captured image and the obtained settlement information to the wind control server;
  • the wind control server After receiving the image and settlement information uploaded by the wind control client, the wind control server identifies the product information in the image, and obtains the purchased product information according to the settlement information;
  • the wind control server checks whether the identified product information is consistent with the obtained purchased product information; if not, the wind control alarm is performed.
  • a self-service shopping risk control method which is applied to a wind control client, and the method includes:
  • the settlement information comprising: at least one of order information, user information, and payment account information;
  • a self-service shopping risk control method is provided, which is applied to a wind control server, and the method includes:
  • a self-service shopping risk control system comprising: a wind control client and a wind control server;
  • the wind control client invokes the image capturing device to perform image capturing on the purchased product, and obtains settlement information corresponding to the purchased product, where the settlement information includes at least one of order information, user information, and payment account information;
  • the wind control client uploads the captured image and the obtained settlement information to the wind control server;
  • the wind control server After receiving the image and settlement information uploaded by the wind control client, the wind control server identifies the product information in the image, and obtains the purchased product information according to the settlement information;
  • the wind control server checks whether the identified product information is consistent with the obtained purchased product information; if not, the wind control alarm is performed.
  • a self-service shopping air control device for use in a wind control client, the device comprising:
  • a product image obtaining module configured to invoke an image capturing device to perform image capturing on the purchased product
  • a settlement information obtaining module configured to obtain settlement information corresponding to the purchased product, where the settlement information includes at least one of order information, user information, and payment account information;
  • the uploading module is used to upload the captured image and the obtained settlement information to the wind control server.
  • a self-service shopping air control device for use in a wind control server, the device comprising:
  • a product image recognition module configured to identify the product information in the image after receiving the image and settlement information uploaded by the wind control client;
  • a commodity information obtaining module configured to obtain purchase commodity information according to the settlement information
  • the verification module is configured to check whether the identified commodity information is consistent with the obtained purchased commodity information; if not, the wind control alarm is performed.
  • the wind control client is configured in an online supermarket and a store
  • the image control device is called by the wind control client to capture an image of the product actually taken by the user, and is photographed by the wind control server.
  • the image is identified, and the identified product information is checked with the product information in the user's order. If the information is found to be inconsistent, the wind control alarm is performed, thereby saving the labor cost and realizing the user self-purchasing review to avoid the user.
  • the situation in which the payment item is inconsistent with the item being taken.
  • any of the embodiments of the present specification does not need to achieve all of the above effects.
  • FIG. 1 is a schematic structural diagram of a self-service shopping risk control system according to an embodiment of the present specification
  • FIG. 2 is a schematic flow chart of a self-service shopping risk control method according to an embodiment of the present specification
  • FIG. 3 is another schematic flowchart of a self-service shopping risk control method according to an embodiment of the present specification
  • FIG. 4 is a schematic flow chart of still another method of self-service shopping risk control according to an embodiment of the present specification
  • FIG. 5 is a schematic diagram of a self-service shopping process according to an embodiment of the present specification.
  • FIG. 6 is a schematic diagram of another self-service shopping process in the embodiment of the present specification.
  • FIG. 7 is a first structural schematic diagram of a self-service shopping air control device according to an embodiment of the present specification.
  • FIG. 8 is a second schematic structural diagram of a self-service shopping air control device according to an embodiment of the present specification.
  • Figure 9 is a block diagram showing the structure of an apparatus for configuring an apparatus of an embodiment of the present specification.
  • the flow of self-service shopping risk control involves a wind control client and a wind control server.
  • a schematic diagram of a corresponding system architecture is shown in FIG. 1 , including a wind control client device 10 and a wind control server device 20 .
  • the wind control client device is equipped with a camera device, and is used as a carrier device of the wind control client, and is deployed in an unmanned supermarket or a store.
  • the specific form of the wind control server device may be a specific server or server cluster.
  • the devices at both ends can implement communication connection through various forms of networks, and this specification does not need to be limited thereto.
  • FIG. 2 is an interaction flowchart of a self-service shopping risk control method according to an embodiment of the present disclosure, which may specifically include the following steps:
  • the wind control client invokes the camera device to perform image capturing on the purchased product
  • the wind control client can call the camera device configured by the wind control client device to perform image capturing on the purchased product. It can be understood that the embodiment does not need to limit the purchase of the product. The placement position does not need to limit the settlement of the order and the deduction is successful when the image is taken.
  • the wind control client obtains settlement information corresponding to the purchased product.
  • the settlement information in the embodiment of the present specification may include at least one of order information, user information, and payment account information.
  • the risk control client can obtain the settlement information corresponding to the purchased item in various ways.
  • the wind control client may scan the payment code corresponding to the purchased product, such as the payment code displayed by the user who purchased the product through the mobile terminal device held by the user, after scanning the payment code.
  • the payment account information included in the payment code can be obtained as settlement information.
  • the wind control client may call the camera to perform image capturing on the user's face, and use the obtained face image as settlement information.
  • the wind control client uploads the captured image and the obtained settlement information to the wind control server;
  • the wind control server After receiving the image and settlement information uploaded by the wind control client, the wind control server identifies the product information in the image, and obtains the purchased product information according to the settlement information.
  • the wind control client takes the image and obtains the settlement information, uploads the two to the wind control server, and the wind control server performs the product check.
  • the wind control server needs to identify the name and quantity of the product actually taken by the user according to the image uploaded by the wind control client, and specifically, can be realized by various methods such as product identification based on visual recognition technology.
  • the risk control server needs to obtain the information such as the name and quantity of the product purchased by the user in the order according to the settlement information uploaded by the risk control client. Specifically, according to different settlement information, it can be obtained in different ways.
  • the risk control server may query the wind control client to upload in the pre-obtained order information and the payment account information having the corresponding relationship.
  • the payment order information corresponds to the order information, and obtains the purchased product information in the queried order information.
  • the weather control server may perform face recognition on the facial image to obtain corresponding user information; In the order information and the user information of the relationship, the order information corresponding to the identified user information is queried, and the purchased product information in the queried order information is obtained.
  • the wind control server checks whether the identified product information is consistent with the obtained purchased product information; if not, performs a wind control alarm.
  • the wind control server After the wind control server separately recognizes the product information in the image and obtains the product information in the order, the two can be checked, for example, whether the product name, the quantity, etc. are consistent, and if the two kinds of information are inconsistent, The wind control alarm is performed. Specifically, the image uploaded by the wind control client and the settlement information may be sent to the monitoring alarm platform to instruct the monitoring alarm platform to process.
  • FIG. 3 is a flow chart of a self-service shopping risk control method executed by the wind control client, which may specifically include the following steps:
  • FIG. 4 is a flowchart of a self-service shopping risk control method executed by the wind control server, which may specifically include the following steps:
  • FIG. 5 is a schematic diagram of a self-service shopping process.
  • the user can use the self-service shopping app (Application) in the smart phone to place an online order for the purchased product, and online. Take the purchased items in the next store.
  • the self-service shopping app Application
  • the self-service shopping APP is used to call the camera of the mobile phone, and the barcode on the product package is scanned. After scanning, the self-service shopping app can automatically parse the barcode, obtain the information compiled therein, and accordingly, to the ERP (Enterprise Resource) Planning, Enterprise Resource Planning) Server, which obtains information such as inventory, price, and discount of goods for users to decide whether to purchase the product.
  • ERP Enterprise Resource
  • Enterprise Resource Planning Enterprise Resource Planning
  • the self-service shopping app After the user decides to purchase one or several items and forms an order including the purchase name and quantity through the self-service shopping app, the self-service shopping app sends the order information and the user's Alipay account name to the ERP server.
  • the user can display the Alipay payment code in the mobile phone to the scanning window of the self-service device deployed in the unmanned supermarket, and place the shopping basket storing the purchased goods on the camera platform of the self-service device, and scan the self-service device.
  • the payment code obtains the user's Alipay account name and uses the configured camera device to capture the items in the shopping basket.
  • the user's Alipay account name is sent to the weather control server together with the image.
  • the wind control server visually recognizes the image sent by the self-service device, obtains the name and quantity of the product in the shopping basket, and on the other hand, associates the order with the ERP server according to the name of the Alipay account sent together, thereby obtaining the product name in the order. And quantity. Check whether the two product names and quantities are consistent. If they are inconsistent, send the order information, image and Alipay account name to the monitoring alarm platform.
  • the ERP server may obtain the total order price after the order is settled according to the local product price and the discount information.
  • the information such as the product name, quantity, and total order price is sent to the payment server together with the user's Alipay account name.
  • the self-service device scans the Alipay payment code displayed by the user, and after obtaining the user's Alipay account name, the user's Alipay account name can also be sent to the payment server.
  • the payment server queries the Alipay account name sent by the self-service device, queries the total price of the order sent by the ERP server together with the name of the Alipay account, and debits the Alipay account according to the total price of the ordered order. After the deduction is completed, the customer's self-service shopping app, self-service device and ERP server are respectively fed back the deduction result.
  • the embodiment of the present specification further provides a self-service shopping air control device, which is applied to the air control client.
  • the device may include:
  • the product image obtaining module 110 is configured to invoke the image capturing device to perform image capturing on the purchased product;
  • the settlement information obtaining module 120 is configured to obtain settlement information corresponding to the purchased product, where the settlement information includes at least one of order information, user information, and payment account information;
  • the uploading module 130 is configured to upload the captured image and the obtained settlement information to the wind control server.
  • the settlement information obtaining module 120 may be specifically configured to:
  • the settlement information obtaining module 120 may be specifically configured to:
  • the camera device is called to perform image capturing on the user's face, and the obtained face image is used as settlement information.
  • the embodiment of the present specification further provides a self-service shopping air control device, which is applied to the wind control server.
  • the device may include:
  • the product image recognition module 210 is configured to identify the product information in the image after receiving the image uploaded by the wind control client and the settlement information;
  • the commodity information obtaining module 220 is configured to obtain the purchased commodity information according to the settlement information
  • the verification module 230 is configured to check whether the identified commodity information is consistent with the obtained purchased commodity information; if not, perform a wind control alarm.
  • the commodity information acquiring module 220 may be specifically configured to:
  • the order information corresponding to the payment account information uploaded by the risk control client is queried, and the purchased product information in the queried order information is obtained.
  • the commodity information acquiring module 220 may be specifically configured to:
  • the verification module 230 is specifically configured to perform a wind control alarm by:
  • the image and settlement information uploaded by the wind control client are sent to the monitoring alarm platform to instruct the monitoring alarm platform to process.
  • the embodiment of the present specification further provides a computer device, which at least includes a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the foregoing application to the wind control when executing the program
  • a computer device which at least includes a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the foregoing application to the wind control when executing the program
  • the settlement information comprising: at least one of order information, user information, and payment account information;
  • the embodiment of the present specification further provides a computer device, which at least includes a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the foregoing application to the wind control when executing the program
  • a computer device which at least includes a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the foregoing application to the wind control when executing the program
  • FIG. 9 is a schematic diagram showing a hardware structure of a more specific computing device provided by an embodiment of the present specification.
  • the device may include a processor 1010, a memory 1020, an input/output interface 1030, a communication interface 1040, and a bus 1050.
  • the processor 1010, the memory 1020, the input/output interface 1030, and the communication interface 1040 implement communication connections within the device with each other through the bus 1050.
  • the processor 1010 can be implemented by using a general-purpose CPU (Central Processing Unit), a microprocessor, an Application Specific Integrated Circuit (ASIC), or one or more integrated circuits for performing correlation.
  • the program is implemented to implement the technical solutions provided by the embodiments of the present specification.
  • the memory 1020 can be implemented in the form of a ROM (Read Only Memory), a RAM (Random Access Memory), a static storage device, a dynamic storage device, or the like.
  • the memory 1020 can store an operating system and other applications.
  • the technical solution provided by the embodiment of the present specification is implemented by software or firmware, the related program code is saved in the memory 1020 and is called and executed by the processor 1010.
  • the input/output interface 1030 is used to connect an input/output module to implement information input and output.
  • the input/output/module can be configured as a component in the device (not shown) or externally connected to the device to provide the corresponding function.
  • the input device may include a keyboard, a mouse, a touch screen, a microphone, various types of sensors, and the like, and the output device may include a display, a speaker, a vibrator, an indicator light, and the like.
  • the communication interface 1040 is configured to connect a communication module (not shown) to implement communication interaction between the device and other devices.
  • the communication module can communicate by wired means (such as USB, network cable, etc.), or can communicate by wireless means (such as mobile network, WIFI, Bluetooth, etc.).
  • Bus 1050 includes a path for communicating information between various components of the device, such as processor 1010, memory 1020, input/output interface 1030, and communication interface 1040.
  • the above device only shows the processor 1010, the memory 1020, the input/output interface 1030, the communication interface 1040, and the bus 1050, in a specific implementation, the device may also include necessary for normal operation. Other components.
  • the above-mentioned devices may also include only the components necessary for implementing the embodiments of the present specification, and do not necessarily include all the components shown in the drawings.
  • the embodiment of the present specification further provides a computer readable storage medium, where the computer program is stored, and the program is executed by the processor to implement the self-service shopping risk control method applied to the wind control client.
  • the method at least includes:
  • the settlement information comprising: at least one of order information, user information, and payment account information;
  • the embodiment of the present specification further provides a computer readable storage medium, where the computer program is stored, and the program is executed by the processor to implement the self-service shopping risk control method applied to the wind control server.
  • the method at least includes:
  • Computer readable media includes both permanent and non-persistent, removable and non-removable media.
  • Information storage can be implemented by any method or technology.
  • the information can be computer readable instructions, data structures, modules of programs, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory. (ROM), electrically erasable programmable read only memory (EEPROM), flash memory or other memory technology, compact disk read only memory (CD-ROM), digital versatile disk (DVD) or other optical storage, Magnetic tape cartridges, magnetic tape storage or other magnetic storage devices or any other non-transportable media can be used to store information that can be accessed by a computing device.
  • computer readable media does not include temporary storage of computer readable media, such as modulated data signals and carrier waves.
  • the embodiments of the present specification can be implemented by means of software plus a necessary general hardware platform. Based on such understanding, the technical solution of the embodiments of the present specification may be embodied in the form of a software product in essence or in the form of a software product, which may be stored in a storage medium such as a ROM/RAM. Disks, optical disks, and the like, including instructions for causing a computer device (which may be a personal computer, server, or network device, etc.) to perform the methods described in various embodiments of the embodiments of the present specification or embodiments.
  • a computer device which may be a personal computer, server, or network device, etc.
  • the system, device, module or unit illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function.
  • a typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email transceiver, and a game control.
  • the various embodiments in the specification are described in a progressive manner, and the same or similar parts between the various embodiments may be referred to each other, and each embodiment focuses on the differences from the other embodiments.
  • the description is relatively simple, and the relevant parts can be referred to the description of the method embodiment.
  • the device embodiments described above are merely illustrative, and the modules described as separate components may or may not be physically separated, and the functions of the modules may be the same in the implementation of the embodiments of the present specification. Or implemented in multiple software and/or hardware. It is also possible to select some or all of the modules according to actual needs to achieve the purpose of the solution of the embodiment. Those of ordinary skill in the art can understand and implement without any creative effort.

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Abstract

一种自助购物风控方法及系统，该方法包括：风控客户端调用摄像装置对购买商品进行图像拍摄（S201），并获得该购买商品对应的结算信息（S202），该结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；风控客户端将拍摄的图像与获得的结算信息上传至风控服务端（S203）；风控服务端接收到风控客户端上传的图像与结算信息后，识别该图像中的商品信息，并根据该结算信息获得购买商品信息（S204）；风控服务端核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警（S205）。

Description

一种自助购物风控方法及系统 技术领域
本说明书实施例涉及互联网应用技术领域，尤其涉及一种自助购物风控方法及系统。
背景技术
随着移动支付技术的不断发展与普及，由于自助购物的无人超市、店铺，能够节省店内的人工开销，因而越来越多的线下超市、店铺，引入自助购物的方式，用户选择商品及结算的过程均自助完成。但是，在用户自助购物的过程中，如果不采取人工介入或其他审核商品及支付情况的手段，将可能发生用户付款商品与拿取商品不一致的情况，造成店铺或者用户的损失，因而需要对自助购物进行风险控制。
发明内容
针对上述技术问题，本说明书实施例提供一种自助购物风控方法及系统，技术方案如下：
根据本说明书实施例的第一方面，提供一种自助购物风控方法，该方法包括：
风控客户端调用摄像装置对购买商品进行图像拍摄，并获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
风控客户端将拍摄的图像与获得的结算信息上传至风控服务端；
风控服务端接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息，并根据所述结算信息获得购买商品信息；
风控服务端核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
根据本说明书实施例的第二方面，提供一种自助购物风控方法，应用于风控客户端，该方法包括：
调用摄像装置对购买商品进行图像拍摄；
获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
将拍摄的图像与获得的结算信息上传至风控服务端。
根据本说明书实施例的第三方面，提供一种自助购物风控方法，应用于风控服务端，该方法包括：
接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
根据所述结算信息获得购买商品信息；
核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
根据本说明书实施例的第四方面，提供一种自助购物风控系统，该系统包括：风控客户端及风控服务端；
风控客户端调用摄像装置对购买商品进行图像拍摄，并获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
风控客户端将拍摄的图像与获得的结算信息上传至风控服务端；
风控服务端接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息，并根据所述结算信息获得购买商品信息；
风控服务端核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
根据本说明书实施例的第五方面，提供一种自助购物风控装置，应用于风控客户端，该装置包括：
商品图像获取模块，用于调用摄像装置对购买商品进行图像拍摄；
结算信息获取模块，用于获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
上传模块，用于将拍摄的图像与获得的结算信息上传至风控服务端。
根据本说明书实施例的第六方面，提供一种自助购物风控装置，应用于风控服务端，该装置包括：
商品图像识别模块，用于接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
商品信息获取模块，用于根据所述结算信息获得购买商品信息；
核对模块，用于核对识别到的商品信息与获得的购买商品信息是否一致；若否，则 进行风控报警。
本说明书实施例所提供的技术方案，在线下超市、店铺中配置风控客户端，通过风控客户端调用摄像装置，拍摄用户实际拿取的商品的图像，并由风控服务端对拍摄的图像进行识别，将识别到的商品信息与用户的订单中的商品信息进行核对，如果发现信息不一致则进行风控报警，从而在节约人工成本的同时，实现对用户自助购物的审核，避免发生用户付款商品与拿取商品不一致的情况。
应当理解的是，以上的一般描述和后文的细节描述仅是示例性和解释性的，并不能限制本说明书实施例。
此外，本说明书实施例中的任一实施例并不需要达到上述的全部效果。
附图说明
为了更清楚地说明本说明书实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本说明书实施例中记载的一些实施例，对于本领域普通技术人员来讲，还可以根据这些附图获得其他的附图。
图1是本说明书实施例的自助购物风控系统的结构示意图；
图2是本说明书实施例的自助购物风控方法的一种流程示意图；
图3是本说明书实施例的自助购物风控方法的另一种流程示意图；
图4是本说明书实施例的自助购物风控方法的又一种流程示意图；
图5是本说明书实施例的一种自助购物流程的示意图；
图6是本说明书实施例的另一种自助购物流程的示意图；
图7是本说明书实施例的自助购物风控装置的第一种结构示意图；
图8是本说明书实施例的自助购物风控装置的第二种结构示意图；
图9是用于配置本说明书实施例装置的一种设备的结构示意图。
具体实施方式
为了使本领域技术人员更好地理解本说明书实施例中的技术方案，下面将结合本说 明书实施例中的附图，对本说明书实施例中的技术方案进行详细地描述，显然，所描述的实施例仅仅是本说明书的一部分实施例，而不是全部的实施例。基于本说明书中的实施例，本领域普通技术人员所获得的所有其他实施例，都应当属于保护的范围。
在本说明书的实施例中，自助购物风控的流程涉及风控客户端及风控服务端，对应的系统架构示意图如图1所示，包括风控客户端设备10和风控服务端设备20。风控客户端设备中配置有摄像装置，并作为风控客户端的载体设备，部署在无人超市、店铺内，风控服务端设备的具体形式，可以是特定的一台服务器或服务器集群等形式，两端设备可通过各种形式的网络实现通信连接，本说明书对此并不需要进行限定。
图2为本说明书实施例提供的自助购物风控方法的交互流程图，具体可以包括以下步骤：
S201，风控客户端调用摄像装置对购买商品进行图像拍摄；
在用户的购买商品订单形成后，风控客户端即可以调用风控客户端设备所配置的摄像装置，对购买商品进行图像拍摄，可以理解的是，本说明书实施例中并不需要限定购买商品的摆放位置，也不需要限定图像拍摄时订单是否已完成结算并扣款成功。
S202，风控客户端获得所述购买商品对应的结算信息；
本说明书实施例提供的自助购物风控方法中，需要对形成的订单中的商品，与用户实际拿取的商品进行核对，以判断该订单是否存在风险，因此需要订单信息，此外，通过与订单关联的用户信息与支付账户信息，也可以得到对应的订单信息，因此，本说明书实施例中的结算信息可以包括订单信息、用户信息及支付账户信息中的至少一种。
相应地，风控客户端可以通过多种方式获得购买商品对应的结算信息。
在本说明书提供的一种具体实施方式中，风控客户端可以扫描所述购买商品对应的付款码，如购买该商品的用户通过所持有的移动终端设备展示的付款码，扫描付款码后可以获得所述付款码中包含的支付账户信息作为结算信息。
在本说明书提供的另一种具体实施方式中，风控客户端可以调用摄像装置对用户面部进行图像拍摄，并将获得的面部图像作为结算信息。这里可以使用与拍摄购买商品相同、或不同的摄像装置进行拍摄，还可以将购买商品与用户面部拍摄于同一图像中，以直接建立二者的对应关系，等等，本说明书中不对具体技术细节进行限定。
此外，还可以有其他多种方式，例如可以获得用户输入的订单号码、支付账户名、 支付账户关联的手机号码，或者拍摄用户展示订单页面，扫描用户所持有的移动终端生成的定制二维码，等等。
S203，风控客户端将拍摄的图像与获得的结算信息上传至风控服务端；
S204，风控服务端接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息，并根据所述结算信息获得购买商品信息；
为了便于描述，将S203与S204结合进行说明。
风控客户端拍摄图像并获得结算信息后，将二者上传至风控服务端，由风控服务端进行商品核对。
一方面，风控服务端需要根据风控客户端上传的图像，识别用户实际拿取的商品的名称、数量等信息，具体地，可以通过基于视觉识别技术进行商品识别等多种方式实现。
另一方面，风控服务端需要根据风控客户端上传的结算信息，获得用户在订单中购买的商品的名称、数量等信息，具体地，根据不同的结算信息，可以通过不同的方式获得。
在本说明书提供的一种具体实施方式中，如果该结算信息为支付账户信息，则风控服务端可以在预先获得的、存在对应关系的订单信息与支付账户信息中，查询风控客户端上传的支付账户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
在本说明书提供的另一种具体实施方式中，如果该结算信息为用户面部图像，则风控服务端可以对所述面部图像进行面部识别，得到对应的用户信息；在预先获得的、存在对应关系的订单信息与用户信息中，查询识别到的用户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
S205，风控服务端核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
风控服务端分别识别到图像中的商品信息、与获得订单中的商品信息后，可以将二者进行核对，例如核对商品名称、数量等是否一致，并在两种信息存在不一致的情况下，进行风控报警，具体地，可以将风控客户端上传的图像与结算信息，发送至监控警报平台，以指示监控警报平台进行处理。
为了更清楚地说明本说明书实施例的自助购物风控方案，下面分别再从单侧的角度，对风控客户端与风控服务端所执行的自助购物风控方法进行说明：
图3所示为风控客户端所执行的自助购物风控方法流程图，具体可以包括以下步骤：
S301，调用摄像装置对购买商品进行图像拍摄；
S302，获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
S303，将拍摄的图像与获得的结算信息上传至风控服务端。
图4所示为风控服务端所执行的自助购物风控方法流程图，具体可以包括以下步骤：
S401，接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
S402，根据所述结算信息获得购买商品信息；
S403，核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
关于风控客户端与风控服务端的单侧执行方法细节，可以参见前面实施例的描述，这里不再赘述。
下面结合一个更为具体的实例，对本说明书提供的自助购物风控方法进行说明。
图5所示为一种自助购物流程的示意图，用户在无人超市中自助购物时，可以使用其智能手机中的自助购物App(Application，应用程序)，对购买的商品在线上下单，同时在线下店铺中拿取所购买的商品。
例如，用户在选购商品时，使用自助购物APP调用手机的摄像头，扫描商品包装上的条形码，扫描后自助购物App可以自动解析条形码，获得其中编入的信息，并据此向ERP(Enterprise Resource Planning，企业资源计划)服务器，获取商品的库存、售价及折扣等信息，以供用户决定是否购买该商品。
用户决定购买某一件或几件商品，并通过自助购物App形成包括购买商品名称及数量的订单后，自助购物App将订单信息及用户的支付宝账户名，发送至ERP服务器。
同时，用户可以向无人超市内部署的自助服务设备的扫描窗口，展示手机中的支付宝付款码，并将存放购买商品的购物篮，置于该自助服务设备的摄像平台上，自助服务设备扫描该付款码获得用户的支付宝账户名，并使用所配置的摄像装置拍摄该购物篮内的商品。在完成付款码的扫描及购物篮内商品的拍摄后，将用户的支付宝账户名与图像一同发送至风控服务器。
风控服务器一方面对自助服务设备发送的图像进行视觉识别，得到购物篮中的商品名称及数量，另一方面根据一同发送的支付宝账户名，向ERP服务器关联订单，从而得到订单中的商品名称及数量。核对两份商品名称及数量是否一致，如果不一致，则将订单信息、图像及支付宝账户名发送至监控报警平台。
可见，应用上述方案，对用户支付的订单中的商品，与用户实际拿取的商品进行核对，并可以在二者不一致的情况下进行报警，从而实现对无人超市的自助购物过程的风险控制。
此外，如图6所示，ERP服务器接收到自助购物App发送的订单信息及用户的支付宝账户名后，可以根据本地的商品售价及折扣等信息，对订单进行结算后得到订单总价，并将商品名称、数量及订单总价等信息，与用户的支付宝账户名一同，发送至支付服务器。
自助服务设备扫描用户展示的支付宝付款码，获得用户的支付宝账户名后，也可以将用户的支付宝账户名发送至支付服务器。
支付服务器依据自助服务设备发送的支付宝账户名，查询与该支付宝账户名一同，由ERP服务器发送的订单总价，并根据查询到的订单总价对该支付宝账户进行扣款。完成扣款后分别向用户的自助购物App、自助服务设备及ERP服务器反馈扣款结果。
相应于上述方法实施例，本说明书实施例还提供一种自助购物风控装置，应用于风控客户端，参见图7所示，该装置可以包括：
商品图像获取模块110，用于调用摄像装置对购买商品进行图像拍摄；
结算信息获取模块120，用于获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
上传模块130，用于将拍摄的图像与获得的结算信息上传至风控服务端。
在本说明书提供的一种具体实施方式中，所述结算信息获取模块120，具体可以用于：
扫描所述购买商品对应的付款码，并获得所述付款码中包含的支付账户信息作为结算信息。
在本说明书提供的一种具体实施方式中，所述结算信息获取模块120，具体可以用于：
调用摄像装置对用户面部进行图像拍摄，并将获得的面部图像作为结算信息。
本说明书实施例还提供一种自助购物风控装置，应用于风控服务端，参见图8所示，该装置可以包括：
商品图像识别模块210，用于接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
商品信息获取模块220，用于根据所述结算信息获得购买商品信息；
核对模块230，用于核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
在本说明书提供的一种具体实施方式中，所述商品信息获取模块220，具体可以用于：
在预先获得的、存在对应关系的订单信息与支付账户信息中，查询风控客户端上传的支付账户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
在本说明书提供的一种具体实施方式中，所述商品信息获取模块220，具体可以用于：
对所述面部图像进行面部识别，得到对应的用户信息；在预先获得的、存在对应关系的订单信息与用户信息中，查询识别到的用户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
在本说明书提供的一种具体实施方式中，所述核对模块230具体用于通过以下方式进行风控报警：
将风控客户端上传的图像与结算信息，发送至监控警报平台，以指示监控警报平台进行处理。
上述装置中各个模块的功能和作用的实现过程具体详见上述方法中对应步骤的实现过程，在此不再赘述。
本说明书实施例还提供一种计算机设备，其至少包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机程序，其中，处理器执行所述程序时实现前述的应用于风控客户端的自助购物风控方法，该方法至少包括：
调用摄像装置对购买商品进行图像拍摄；
获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
将拍摄的图像与获得的结算信息上传至风控服务端。
本说明书实施例还提供一种计算机设备，其至少包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机程序，其中，处理器执行所述程序时实现前述的应用于风控服务端的自助购物风控方法，该方法至少包括：
接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
根据所述结算信息获得购买商品信息；
核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
图9示出了本说明书实施例所提供的一种更为具体的计算设备硬件结构示意图，该设备可以包括：处理器1010、存储器1020、输入/输出接口1030、通信接口1040和总线1050。其中处理器1010、存储器1020、输入/输出接口1030和通信接口1040通过总线1050实现彼此之间在设备内部的通信连接。
处理器1010可以采用通用的CPU(Central Processing Unit，中央处理器)、微处理器、应用专用集成电路(Application Specific Integrated Circuit，ASIC)、或者一个或多个集成电路等方式实现，用于执行相关程序，以实现本说明书实施例所提供的技术方案。
存储器1020可以采用ROM(Read Only Memory，只读存储器)、RAM(Random Access Memory，随机存取存储器)、静态存储设备，动态存储设备等形式实现。存储器1020可以存储操作系统和其他应用程序，在通过软件或者固件来实现本说明书实施例所提供的技术方案时，相关的程序代码保存在存储器1020中，并由处理器1010来调用执行。
输入/输出接口1030用于连接输入/输出模块，以实现信息输入及输出。输入输出/模块可以作为组件配置在设备中(图中未示出)，也可以外接于设备以提供相应功能。其中输入设备可以包括键盘、鼠标、触摸屏、麦克风、各类传感器等，输出设备可以包括显示器、扬声器、振动器、指示灯等。
通信接口1040用于连接通信模块(图中未示出)，以实现本设备与其他设备的 通信交互。其中通信模块可以通过有线方式(例如USB、网线等)实现通信，也可以通过无线方式(例如移动网络、WIFI、蓝牙等)实现通信。
总线1050包括一通路，在设备的各个组件(例如处理器1010、存储器1020、输入/输出接口1030和通信接口1040)之间传输信息。
需要说明的是，尽管上述设备仅示出了处理器1010、存储器1020、输入/输出接口1030、通信接口1040以及总线1050，但是在具体实施过程中，该设备还可以包括实现正常运行所必需的其他组件。此外，本领域的技术人员可以理解的是，上述设备中也可以仅包含实现本说明书实施例方案所必需的组件，而不必包含图中所示的全部组件。
本说明书实施例还提供一种计算机可读存储介质，其上存储有计算机程序，该程序被处理器执行时实现前述的应用于风控客户端的自助购物风控方法，该方法至少包括：
调用摄像装置对购买商品进行图像拍摄；
获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
将拍摄的图像与获得的结算信息上传至风控服务端。
本说明书实施例还提供一种计算机可读存储介质，其上存储有计算机程序，该程序被处理器执行时实现前述的应用于风控服务端的自助购物风控方法，该方法至少包括：
接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
根据所述结算信息获得购买商品信息；
核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存 储、磁盒式磁带，磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
通过以上的实施方式的描述可知，本领域的技术人员可以清楚地了解到本说明书实施例可借助软件加必需的通用硬件平台的方式来实现。基于这样的理解，本说明书实施例的技术方案本质上或者说对现有技术做出贡献的部分可以以软件产品的形式体现出来，该计算机软件产品可以存储在存储介质中，如ROM/RAM、磁碟、光盘等，包括若干指令用以使得一台计算机设备(可以是个人计算机，服务器，或者网络设备等)执行本说明书实施例各个实施例或者实施例的某些部分所述的方法。
上述实施例阐明的系统、装置、模块或单元，具体可以由计算机芯片或实体实现，或者由具有某种功能的产品来实现。一种典型的实现设备为计算机，计算机的具体形式可以是个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件收发设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任意几种设备的组合。
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于装置实施例而言，由于其基本相似于方法实施例，所以描述得比较简单，相关之处参见方法实施例的部分说明即可。以上所描述的装置实施例仅仅是示意性的，其中所述作为分离部件说明的模块可以是或者也可以不是物理上分开的，在实施本说明书实施例方案时可以把各模块的功能在同一个或多个软件和/或硬件中实现。也可以根据实际的需要选择其中的部分或者全部模块来实现本实施例方案的目的。本领域普通技术人员在不付出创造性劳动的情况下，即可以理解并实施。
以上所述仅是本说明书实施例的具体实施方式，应当指出，对于本技术领域的普通技术人员来说，在不脱离本说明书实施例原理的前提下，还可以做出若干改进和润饰，这些改进和润饰也应视为本说明书实施例的保护范围。

Claims (14)

  1. 一种自助购物风控方法，该方法包括：
    风控客户端调用摄像装置对购买商品进行图像拍摄，并获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
    风控客户端将拍摄的图像与获得的结算信息上传至风控服务端；
    风控服务端接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息，并根据所述结算信息获得购买商品信息；
    风控服务端核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
  2. 根据权利要求1所述的方法，所述获得所述购买商品对应的结算信息，包括：
    风控客户端扫描所述购买商品对应的付款码，并获得所述付款码中包含的支付账户信息作为结算信息；
    所述根据所述结算信息获得购买商品信息，包括：
    风控服务端在预先获得的、存在对应关系的订单信息与支付账户信息中，查询风控客户端上传的支付账户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
  3. 根据权利要求1所述的方法，所述获得所述购买商品对应的结算信息，包括：
    风控客户端调用摄像装置对用户面部进行图像拍摄，并将获得的面部图像作为结算信息；
    所述根据所述结算信息获得购买商品信息，包括：
    风控服务端对所述面部图像进行面部识别，得到对应的用户信息；在预先获得的、存在对应关系的订单信息与用户信息中，查询识别到的用户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
  4. 根据权利要求1所述的方法，所述进行风控报警，包括：
    风控服务端将风控客户端上传的图像与结算信息，发送至监控警报平台，以指示监控警报平台进行处理。
  5. 一种自助购物风控方法，应用于风控客户端，该方法包括：
    调用摄像装置对购买商品进行图像拍摄；
    获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
    将拍摄的图像与获得的结算信息上传至风控服务端。
  6. 一种自助购物风控方法，应用于风控服务端，该方法包括：
    接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
    根据所述结算信息获得购买商品信息；
    核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
  7. 一种自助购物风控系统，该系统包括：风控客户端及风控服务端；
    风控客户端调用摄像装置对购买商品进行图像拍摄，并获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
    风控客户端将拍摄的图像与获得的结算信息上传至风控服务端；
    风控服务端接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息，并根据所述结算信息获得购买商品信息；
    风控服务端核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
  8. 根据权利要求7所述的系统，所述风控客户端具体用于通过以下方式获得所述购买商品对应的结算信息：
    风控客户端扫描所述购买商品对应的付款码，并获得所述付款码中包含的支付账户信息作为结算信息；
    所述风控服务端具体用于通过以下方式获得购买商品信息：
    风控服务端在预先获得的、存在对应关系的订单信息与支付账户信息中，查询风控客户端上传的支付账户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
  9. 根据权利要求7所述的系统，所述风控客户端具体用于通过以下方式获得所述购买商品对应的结算信息：
    风控客户端调用摄像装置对用户面部进行图像拍摄，并将获得的面部图像作为结算信息；
    所述风控服务端具体用于通过以下方式获得购买商品信息：
    风控服务端对所述面部图像进行面部识别，得到对应的用户信息；在预先获得的、存在对应关系的订单信息与用户信息中，查询识别到的用户信息对应的订单信息，并获得查询到的订单信息中的购买商品信息。
  10. 根据权利要求7所述的系统，所述风控服务端具体用于通过以下方式进行风控报警：
    风控服务端将风控客户端上传的图像与结算信息，发送至监控警报平台，以指示监控警报平台进行处理。
  11. 一种自助购物风控装置，应用于风控客户端，该装置包括：
    商品图像获取模块，用于调用摄像装置对购买商品进行图像拍摄；
    结算信息获取模块，用于获得所述购买商品对应的结算信息，所述结算信息包括：订单信息、用户信息及支付账户信息中的至少一种；
    上传模块，用于将拍摄的图像与获得的结算信息上传至风控服务端。
  12. 一种自助购物风控装置，应用于风控服务端，该装置包括：
    商品图像识别模块，用于接收到风控客户端上传的图像与结算信息后，识别所述图像中的商品信息；
    商品信息获取模块，用于根据所述结算信息获得购买商品信息；
    核对模块，用于核对识别到的商品信息与获得的购买商品信息是否一致；若否，则进行风控报警。
  13. 一种计算机设备，包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机程序，其中，所述处理器执行所述程序时实现如权利要求5所述的方法。
  14. 一种计算机设备，包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机程序，其中，所述处理器执行所述程序时实现如权利要求6所述的方法。
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CN111985440B (zh) * 2020-08-31 2023-10-27 杭州海康威视数字技术股份有限公司 智能审核方法、装置及电子设备
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CN115546703A (zh) * 2022-11-21 2022-12-30 浙江莲荷科技有限公司 自助收银的风险识别方法、装置、设备及存储介质

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