WO2017142201A1

WO2017142201A1 - System for providing refund guarantee mediation service for short-term rental property and rental product

Info

Publication number: WO2017142201A1
Application number: PCT/KR2017/000302
Authority: WO
Inventors: 이병욱
Original assignee: 주식회사 고시원넷
Priority date: 2016-02-18
Filing date: 2017-01-10
Publication date: 2017-08-24
Also published as: KR101638375B1

Abstract

The present invention relates to a system for providing a refund guarantee mediation service for a short-term rental property and a rental product. More specifically, the present invention relates to a system for providing a refund guarantee mediation service for a short-term rental property and a rental product, which can maintain a safe transaction between a lessor and a lessee by enabling a mediation server, for mutually mediating a lessor terminal and a lessee terminal with respect to a down payment before use and an unused period, to pay a guaranty deposit for refund to the lessee according to a refund regulation, when a mid-lease termination occurs with respect to the short-term rental property such as a personal study room, a personal study hostel, a guest house, a studio apartment, and a pension, where a lease contract has been made for a predetermined period, and a rental product capable of being used for a predetermined period through a contract.

Description

Money-back guarantee brokerage system for short-term rentals and rental goods

The present invention relates to a system for providing a refund guarantee brokerage service for short-term rentals and rental products. More specifically, a short-term lease such as Koshiwon, Gossitel, Guest House, Studio, Pension, etc., for which a contract has been entered for a certain period of time, and the pre-use deposit if the contract termination of the rental product available for a certain period of time occurs. The brokerage server that intermediates the tenant's terminal and the tenant's terminal for the period of no use or payment is paid to the tenant according to the refund policy to guarantee the refund through mediation of the intermediary server. To give the tenant the selection of a leaseer by assigning a grade of the refund rule based on the refund rule score and the refund rule score, and calculating and providing a refund trust score based on the accumulated reserve and the minimum usage period. The landlord is a member of the money-back guarantee system, who complies with the refund agreement, It is a system that provides a refund guarantee brokerage service system for short-term rentals and rental products that can be evaluated as a high company, expect to increase sales, and keep tenants and landlords in a safe transaction.

Leasing-related online database information providers that provide online information on short-term rentals such as Kosiwon, Pension, Guesthouse, Studio, and other short-term rental products provide tenants with information on rentals and rental products and induce direct transactions. This is limited to a brokerage system, which causes a lot of social conflicts due to the settlement of the landlord and the tenant before the transaction is completed, but the settlement of the refund amount for the unused period before the contract expires.

However, in the case of short-term lease and short-term lease products, the contract is short-term, so the tenant often fails to check the regulations, and because of the small amount, even if the tenant loses money, the legal response is not made. It is not common.

As a representative example of short-term lease, for example, the state of the contractor of the tester, the tenant gives a down payment, and in many cases, the tenant does not notify the tenant about the refund policy at the time of the contract. Is rare.

Refunds are also often used by the landlord to arbitrarily look at the situation, make it impromptu, and then see and apply the person. Unless the tenant actively asserts his or her rights, it is difficult to receive a fair compensation under the refund policy.

In addition, if there is a difference between the tenant and the tenant, a difference in the refund amount occurs, and when the emotion deteriorates, social conflicts such as swear words and violence occur.

There is a consumer protection agency that mediates these conflicts, but the role is that of recommendations, in fact, the role of arbitration is very poor. In addition, since the amount of damages is small, it is rarely going to legal proceedings. For the tenant who rents most of the money, there is no clear way to deal with it.

Therefore, it is necessary to provide a refund policy for pre-use down payments for short-term rentals and short-term rental products and prepaid royalties for unused periods before the contract expires, and pay the tenant according to the refund policy.

Prior Art Document: Registered Patent Publication No. 0910616 (Registered 28/28/200)

The present invention has been made in order to solve the above problems, in particular, a short-term rental, such as Kosiwon, Goshitel, studio, guest house, pension, which enters into the contract for a predetermined period, lease products that can be used for a certain period If the termination of the contract occurs midway, the tenant shall pay the tenant according to the objective refund policy for the down payment and the unused period to prevent the tenant's financial and mental damage, and the lessor shall Its purpose is to provide a money-back guarantee brokerage service that allows you to be evaluated as a trusted company and keeps tenants and tenants safe in their transactions.

In order to achieve the above object, the refund guarantee intermediation service providing system for short-term rentals and rental goods according to the present invention devised to achieve the above object is connected to the refund guarantee intermediation service for rents and rental goods to provide information about the rents and rental goods. If the registered information is approved and each rental and rental product is given a unique identification number, and the termination or termination of the contract prior to use of the rental or rental product occurs according to the information provided in the refund agreement information The landlord's terminal for setting the tenant to return a certain percentage of the refund guarantee, and depositing a certain amount to be paid as the refund deposit; differential refund agreement information is stored for the rental and rental goods, and registered according to the refund policy information. Refund rule score is calculated for each terminal of the landlord, and the refund rule score is summed Calculate the regulatory grade, calculate the refund credit score based on the reserves accumulated and the minimum usage period of the rental, calculate the refund reliability based on the refund credit score and the normal refund count indicating how many refunds were actually made. An intermediate server for transmitting to the terminal of the landlord; If you want to view the rental and rental product information registered in the terminal of the landlord and the landlord, and you want to cancel the contract before the lease and use of the rental or rental product after the lease with the landlord is completed, request settlement of the refund amount to the brokerage server. Including the tenant terminal receives the refund amount settled according to the refund agreement information specified by the lessor from the mediation server, uploading the pre-trade agreement document between the landlord and the tenant side confirmed the transaction facts on the mediation server This service will be provided afterwards, and if the tenant wishes to terminate the contract prior to the use of the lease and the rental product or terminate the contract before the expiration of the contract period, after the tenant's mutual agreement with the tenant is completed, the tenant shall contact the tenant before the lease. Fees prepaid to landlord when using down payment or rent Refund deposit for the period of unused period shall be paid in accordance with the refund policy information selected by the landlord.

In addition, the brokerage server provides down payment refund information that specifies the refund refund policy upon termination of the contract prior to the use of the rental or lease product, and prepays the prepaid amount of prepayment when the contract is terminated before the contract period expires after using the rental or lease product. Refund rule information including prepayment refund rule information including the matters related to the rule is stored, and the refund rule score is calculated by adding down payment refund rule information and prepayment refund rule information, and the grade of the refund rule is applied according to the refund rule score. Granted, it may be characterized in that the refund credit score is given according to the value divided by the minimum use period for the lease from the deposited reserves.

In addition, when a refund request is received from the terminal of the tenant to the mediation server, the mediation server calculates the refund amount according to the refund policy, delivers the refund schedule to the terminal of the tenant, and also submits the information and the refund policy sent from the terminal of the tenant; Refund of the rent when the information on the breach of the contract including the refund amount, the refund schedule, and the refund details according to the regulations is transmitted to the landlord's terminal, and the fact that the landlord's terminal transmits the affirmative confirmation that the contract breach is true. Deposit the refund amount settled by the regulations to the bank account registered by the tenant, store the details of the refund in the refund guarantee service database, and inform the broker server of the fact that the contract breach is not true from the landlord's terminal. When submitted, the intermediary server is in fact negated and the contractor submits the contract. It is characterized by mediating refund-related disputes between the lessor and the lessee by sending the facts different from the above to the lessee's terminal and repairing the request for refund.

In accordance with the present invention, the landlord shall pay the down payment prior to the use and the unused period for the termination of the contract for the rental goods that can be used for a certain period of time with the lease of Koshiwon, Gossitel, Studio, Pension, etc. The intermediary server that intermediates the terminal and the tenant's terminal is paid to the tenant according to the refund policy to prevent the tenant's financial and mental damage.

In addition, according to the present invention, the grade of the refund rule and the refund rule score stored in the mediation server to give a differential refund rule rating, the reserve credit credited based on the deposit and the minimum use period of the rental, refund reliability Refund reliability is calculated by adding the score and the normal refund number and displayed on the screen, so that the landlord can use it as an objective indicator in selecting the rent and the rental product.

Further, according to the present invention, the lessee can be evaluated as a reliable company by the lessee by following the refund agreement as a member of the refund guarantee system, and the lessee can be guaranteed an objective refund through mediation of the intermediary server, and trust the short-term renter. This has the effect of helping tenants and landlords to maintain secure transactions with each other.

1 is a block diagram of a refund guarantee brokerage service providing system for short-term rentals and rental products according to an embodiment of the present invention,

2 is a flowchart illustrating a process of using a service at the landlord side of a refund guarantee intermediation service providing system for short term rentals and rental products according to a preferred embodiment of the present invention; and

3 is a flowchart illustrating a process of using a service at a tenant side of a refund guarantee intermediation service providing system for short term rentals and rental products according to an exemplary embodiment of the present invention.

The refund guarantee brokerage service providing system for short term rentals and rental goods according to the present invention accesses the refund guarantee brokerage service for rents and rental goods, registers information on the rents and rental goods, and when the registered information is approved. If a unique identification number is assigned to each lease and lease, the tenant will be entitled to a certain percentage of the refund deposit in accordance with the information provided in the Refund Policy in case of termination or termination of the contract prior to use of the lease or lease. A landlord side terminal configured to return and depositing a certain amount to be paid as a refund deposit; The differential refund policy information is stored for the rentals and rental products, the refund rule score is calculated for each registered terminal of the landlord according to the refund rule information, the refund rule score is summed up to calculate the refund rule grade, and the accumulated deposit And a mediation server for calculating a refund reliability score based on the minimum usage period of the rental, calculating a refund reliability score based on the refund reliability score and the normal refund number representing the number of times the refund is actually made, and transmitting the refund reliability score to the terminal of the landlord; And the rental and rental product information registered on the landlord's terminal, and if the lease is completed after the lease with the tenant is completed, before the lease and before the expiration of the contract or before the expiration of the contract, the settlement server requests settlement of the refund. Including the tenant terminal receives the refund amount settled according to the refund agreement information specified by the rental company from the intermediary server, uploading the pre-trade agreement document between the landlord and the tenant side confirmed the transaction fact on the intermediary server This service will be provided afterwards, and if the tenant wishes to terminate the contract prior to the use of the lease and the rental product or terminate the contract before the expiration of the contract period, after the tenant's mutual agreement with the tenant is completed, the tenant shall contact the tenant before the lease. Of the fees paid to the landlord when using the down payment or rent Refund deposit for the period of unused period may be characterized by paying the refund deposit previously deposited from the landlord terminal to the intermediary server side according to the refund policy information selected by the landlord.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are assigned to the same components as much as possible, even if shown on different drawings. In addition, in describing the present invention, when it is determined that the detailed description of the related well-known configuration or function may obscure the gist of the present invention, the detailed description thereof will be omitted. In addition, the following will describe a preferred embodiment of the present invention, but the technical idea of the present invention is not limited thereto and may be variously modified and modified by those skilled in the art.

1 is a block diagram of a system for providing a refund guarantee brokerage service for short-term rentals and rental products according to a preferred embodiment of the present invention, Figure 2 is a refund for short-term rentals and rental products according to a preferred embodiment of the present invention 3 is a flowchart illustrating a process of using a service at a landlord's side of a guarantee brokerage service providing system, and FIG. 3 illustrates a process of using a service at a lessee's side of a refund guarantee brokerage service providing system for short term rentals and rental goods according to a preferred embodiment of the present invention. A flow chart showing the process.

The refund guarantee intermediation service providing system for short-term rentals and rental products according to a preferred embodiment of the present invention provides a refund guarantee service for rentals and rental products, which is a contract after the completion of the lease agreement between the tenant and the landlord In the event of termination, the refund shall be made in accordance with the refund policy at the time of the lease on behalf of the landlord for the refund deposit for the unpaid period of the deposit paid to the landlord by the tenant before the lease is used or the prepayment to the landlord when the tenant is used. It is a service that pays by paying.

Referring to FIG. 1, a system for providing a refund guarantee intermediation service for short term rentals and rental products according to a preferred embodiment of the present invention includes a terminal 100 for renters, a terminal 200 for renters, and an intermediary server 300. It is configured to include.

The landlord side terminal 100 registers information about the rental and the rental product by accessing the refund guarantee brokerage service for the rental and the rental product, and when the registered information is approved, a unique identification number is assigned to each rental and the rental product. Receiving, if the middle contract breach occurs for their own rental and rental products, according to the refund protocol information to select a refund guarantee, and to deposit a certain amount in the intermediary server 300.

The tenant's terminal 200 reads the rent and rental product information registered in the tenant's terminal 100, and after submitting a document to the intermediary server 300 that the pre-trade is completed when the tenancy agreement with the tenant is completed. If you want to cancel the contract before using the lease and rental goods or contract expires using the refund guarantee service provided by the mediation server (300), ask the brokerage server to settle the refund amount and use the refund amount settled according to the designated refund agreement information. Received back from the mediation server (300).

The intermediary server 300 registers a plurality of rentals and rental products, provides information on the rentals and rental products, receives and stores a refund deposit from the landlord, and then returns the agreement information that the landlord wants to refund to the tenant. It assigns a refund rule score and a refund rule grade, calculates a refund credit score based on the accumulated deposit, and acts as an intermediary to return on behalf of the tenant when a refund request is made from the tenant.

The brokerage server 300 is a prepayment amount for prepayment of the down payment refund information that specifies the policy for the refund of the down payment when the contract is terminated before the rental and rental products are used, and the termination of the contract before the expiration of the contract period after the rental and rental products are used. Refund rule information including prepayment refund rule information including the matters related to the refund rule is stored, and the refund rule score is calculated by adding down payment refund rule information and prepayment refund rule information, and the grade of the refund rule is differentiated according to the refund rule score. And grant a refund credit score according to a value obtained by dividing the minimum use period for the lease from the deposited reserve, and transmits it to the landlord side terminal 100.

The intermediary server 300 may include a tenant member database 310 in which the tenant information is stored, a tenant member database 320 in which the tenant's member information is stored, and a rental and lease product database in which information on rent and rental products and refund policy information are stored. 330, a refund guarantee service database 340 in which refund guarantee service transaction history information is stored.

The landlord member database 310 stores the landlord member ID, password, member registration number, advertiser name, business registration number, representative name, contact information, email address, member authentication value, member classification value, member refund reliability value, etc. do.

The tenant member database 320 stores a tenant ID, password, email, contact information, and the like.

The rent and lease database 330 includes a landlord ID, a rent and lease unique registration number, a refund deposit reserve, a refund trust score, a refund guarantee service rent and lease authorization value, a fee, a down payment, a minimum lease term unit, Rental and lease product information and refund policy information, such as refund policy information, aggregated refund policy scores, rental and rental product refund policy registration renewal dates, and other lease related information, are stored.

Refund guarantee service database 340 is the landlord ID, the unique identification number of the lease and lease, the name of the lease and lease, the refund policy at the time of the contract, the fee, the contract period, the date of establishment of the contract, the contract amount before use, deposit the deposit before use The date, tenant ID, tenant social security number, tenant account number to be refunded, tenant refund request value, tenant refund confirmation value, refund settlement amount, refund payer, and other refund related information are stored.

2 to 3, a service providing method of a refund guarantee intermediation service providing system for short term rentals and rental products according to a preferred embodiment of the present invention is as follows.

I. Lease Terminal

Referring to Figure 2, the landlord membership registration step (S110) is connected to the refund guarantee brokerage service on the mobile or the web through the landlord side terminal 100 performs a membership as a landlord.

The landlord inputs the necessary information such as the landlord's name, ID, password, contact information, e-mail, business registration number, address, etc. to the brokerage server 300 through the landlord's terminal 100, and advertises rent and rental products. Remit the funds to the manager's bank account.

The landlord member authentication step (S120) checks the landlord membership application information and the rent advertisement cost deposit history submitted to the landlord terminal 100 from the intermediary server 300, and after verifying the landlord as a member, the landlord member database. Save to 310.

The information on rent and rental products and the step of assigning a unique identification number (S130) after joining the member, the landlord connected to the service, the name of the rent and rental products, rent and rental product prices, minimum lease period, and various leases The water and the rental product-related information is created and sent to the mediation server 300, the mediation server 300 receives this and assigns a unique identification number to the rentals and rental products, to the rental and rental products database 330 Save it.

Refund policy information selection step (S140) selects a refund policy for registering as a refund guarantee service rentals and rental products. The Refund Policy option is for down payment refund information that specifies the refund of down payments upon termination of the contract prior to the use of the rental or lease product, and the prepaid amount of the prepayment of the fee upon termination of the contract prior to the expiration of the contract period after the use of the rental or lease product. The prepaid refund policy information for selecting a refund policy is sequentially selected and transmitted to the mediation server 300.

The down payment refund information stores the provisions for refunding the down payment if the contract is terminated before the rental is used.If one of the plurality of refund rules is selected, the down payment refund score is determined according to the refund rate of the down payment. Is given.

The down payment refund information is as follows.

-100% refund of deposit before rental / rental goods (refund rule score: 10)

-90% refund of deposit before rental / rental goods (refund rule score: 9)

-Refund 80% down payment before rental / rental goods (refund rule score: 8)

-70% refund if the rental / rental product is used (refund rule score: 7)

-60% refund if the rental / rental product is used (refund rule score: 6)

-50% refund of deposit before rental / rental goods (refund rule score: 5)

-40% refund if the rental / rental product is used (refund rule score: 4)

-30% refund if the rental / rental product is used (refund rule score: 3)

-20% refund of deposit before rental / rental goods (refund rule score: 2)

-10% refund if the rental / rental product is used (refund rule score: 1)

-0% refund if the rental / rental product is used (refund rule score: 0)

For example, if Company A, who runs Testin A, terminates its contract before using its rental, and chooses a refund rule that refunds a 90% down payment, nine points will be awarded.

Here, the down payment refund policy information is only one embodiment, it is noted that can be changed.

The prepaid refund policy information stores the refund policy regarding the amount of prepayment of the fee when the contract is terminated before the expiration of the contract period after the use of the rental and rental products. The refund fee is given according to the refund rate of the down payment.

-Contract period corresponding to prepayment / prepayment amount x Unused date x 100% refund (Refund rule score: 10)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 90% refund (Refund rule score: 9)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 80% refund (Refund rule score: 8)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 70% refund (Refund rule score: 7)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 60% refund (Refund rule score: 6)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 50% refund (Refund rule score: 5)

-Contract period corresponding to prepayment / prepayment amount x Unused date x 40% refund (Refund rule score: 4)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 30% refund (Refund rule score: 3)

-Contract period corresponding to prepayment / prepayment amount x Unused date x 20% refund (Refund rule score: 2)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 10% refund (Refund rule score: 1)

-Contract term corresponding to prepayment / prepayment amount x Unused date x 0% refund (refund rule score: 0)

For example, in the notice A, the prepayment refund policy that prepays the user's fee after the rental period is expired, and 90% of the contract period corresponding to the prepaid amount and the unused date will be refunded. If you choose, the refund rule score can be given as 9 points.

Here, the prepaid refund policy information is only an embodiment, and it is noted that it can be changed.

Refund rule grade calculation step (S150) receives the down payment refund rule information and prepayment refund rule information selected from the tenant side terminal 200 calculates the refund rule grade of the rental and lease goods and transmits to the landlord side terminal (100). .

Refund scores given in the down payment refund policy information and refund rule scores given in the prepaid refund policy information are added and grades are assigned according to the sum of the refund rule scores.

For example, if the sum of the refund rules is 20 points, a grade, a range of 15 to 19 points, a grade b, a range of 10-14 points, a grade c, a range of 5-9 points, and a grade of 1-4 points The scope is determined by the e class of the refund rule.

The landlord who has determined the refund rule class stores the landlord's ID, the unique identification number of the rent and lease product, the refund refund rule information and the prepayment refund rule information, the sum of the refund rule score, and the refund rule grade in the rent and lease database 330. do.

Refund reliability score calculation step (S160), if the landlord deposits a refund deposit for the refund guarantee service rentals and rental products, the deposited information is delivered to the intermediary server 300, the intermediary server 300 is the rental and Calculate the refund reliability score based on the usage fee for the rental period of the rental product and the amount deposited, calculate the refund reliability plus the refund credit score and the normal refund count (the actual number of refunds). In addition, the rental and the rental product with a unique identification number, deposit, refund credit score, refund reliability, refund guarantee stores for the rental value and rental products in the rental and rental product database 330.

In this case, when the refund reliability score is less than or equal to a certain value, a message indicating that registration as a refund guarantee service rental and a rental product is impossible is transmitted to the terminal 100 of the landlord.

For example, if the refund reliability score is 5 points or less, a message of "not possible to register as a final refund guarantee service rental and a rental product" is transmitted to the terminal 100 of the landlord.

Minimum period for lease of deposited reserves / loans × 0.001 = Refund Score

For example, for a rental with a monthly fee of 300,000 won, if you earned 600,000 won, you will receive 600,000 won / 30 days x 0.001 = 20 and a refund credit score of 20 points.

-200% of the minimum usage period for the rental of the rental (refund trust score = 20 points)

-Earn 100% of the minimum usage period for renting (rental credit score = 10 points)

-When earning 90% of the minimum usage period for renting rentals (Refund trust score = 9 points)

-Earn 80% of the minimum usage period for renting rentals (Refund trust score = 8 points)

-70% of the minimum usage period for the rental of the rental (refund trust score = 7 points)

-60% of the minimum usage period for the rental of the rental (refund trust score = 6 points)

-50% of the minimum usage period for the rental of the rental (refund trust score = 5 points)

Refund guarantee service rental information providing step (S170) is authenticated from the brokerage server 300 rents and rental products are identified as refund guarantee service rentals and rental goods information to provide a variety of information online, and can be provided Make sure

The mediation server 300 stores the refund guarantee service rentals and rental goods in the rent and lease database 330 and displays the refund guarantee service rentals and leases as identifiers before the names of the rents and rental goods. Refund rule class, Reliability Trust Score, and the rental and lease information fields indicate lease and lease name, lease and lease product identification number, lease and lease price information, contact information and other related information. do.

In this case, if you select the refund policy class, the refund policy for the rental or rental product is displayed. When you select a refund credit score, the deposit for the current refund guarantee service is displayed, and when you select the name of the rental or rental product, other information about the lease is displayed.

Ⅱ.Terminal of Terminal

Referring to FIG. 3, the tenant member joining step (S210) is to input the tenant ID, password, and email from the tenant side terminal 200 to the mediation server 300, and the mediation server 300 is the tenant side terminal 200. Approve member registration, and stores tenant information in the tenant member database 320 of the mediation server 300.

Refund guarantee service rent and lease products and lease contract history creation step (S220) after the tenant is a refund guarantee service rent and lease and lease agreement is completed, if the tenant accesses the service, the tenant side terminal 200 If you select the lease and lease that completed the contract from the list of selected leases displayed in the, the contract details form is created, and the contract details form includes the date of conclusion of the contract, tenant's name, lease and lease identification number, and lease. And the rental product name, the down payment, the prepayment amount, the contract start date, the contract period, the fee within the contract period, and other information are prepared on the landlord's terminal terminal 100 and submitted to the broker server 300, the broker server 300 Refund Guarantee Service for the completed contract details, tenant ID, landlord ID, down payment refund policy and prepayment refund policy at the time of contract And stores in the database 340.

In the step S230 of transmitting a lease contract to the landlord terminal, the mediation server 300 transmits the lease contract contents to the landlord terminal 100.

In step S230, if the contract details filling form created from the tenant side terminal 200 is submitted to the mediation server 300, the mediation server 300 provides the tenant list for the rent to the tenant side terminal 100, and the landlord side When the terminal 100 selects one of the list of tenants, the tenant's contract details creation form, the tenant's name, and the tenant's ID information can be read.

The landlord submits the fact check value to the intermediary server 300 when the contract information received from the landlord side terminal 100 matches the facts after logging in, and the intermediary server 300 provides the fact of the rent to the refund guarantee service database 340. The fact confirming value confirming that the relationship is confirmed is stored, and the fact confirming positive value is transmitted to the tenant side terminal 200.

In the tenant side terminal 200 in which the fact confirmation positive value is transmitted, a transaction history list is generated, and the refund guarantee service rental and the fact confirmation positive value are represented as a transaction history list.

If the fact check value is not submitted from the lessee's terminal 100, the lessee's terminal 200 transmits the fact unconfirmed value, and if the lessor submits a fact negative value, the fact is sent to the lessee's terminal 200. Pass a negative value.

The refund request step (S240) is a step in which the tenant submits a refund request to the intermediary server 300 when the tenant wants to request a refund before the expiration of the contract period or before use.

In step S240, when the tenant side terminal 200 terminates the contract, the tenant ID, the social security number, the contact information, the contract rental and the name of the rental product, the contract termination contents, the refund settlement and the refund request to the mediation server 300, mediation The server 300 stores the information submitted to the tenant side terminal 200 in the refund guarantee service database 340.

Refund details notification step (S250) when the request for a refund from the tenant side terminal 200 to the mediation server 300, calculates the refund amount according to the refund rules, and transfers the refund schedule to the tenant side terminal 200. At the same time, the intermediary server 300 transmits the submitted information transmitted from the tenant side terminal 200 and the contract fact information including the refund amount, the refund schedule, and the refund details to the landlord side terminal 100 according to the refund rules and regulations. .

In the contract breaking fact confirming step (S260), the renter side terminal 100 confirms the contract breaking facts relationship and submits a fact confirming affirmative value indicating the fact that the contract breaking is true to the mediation server 300. If the fact negative value indicating that the contract breach is not true from the landlord side terminal 100 is submitted to the intermediary server 300, the mediation server 300 is different from the fact of the negation value submitted by the landlord. Deliver the content to the tenant side terminal 200.

In the refund calculation amount payment step (S270), when the contract destruction fact confirmation value is transmitted from the landlord side terminal 200 to the mediation server 300, the mediation server 300 provides the tenant with the refund amount settled by the refund policy of the rent. The tenant deposits the bank account registered by the tenant, and stores refund related details in the refund guarantee service database 340.

After the refund, the step of maintaining the refund guarantee service (S280) recalculates the refund credit score based on the refund deposit remaining on the landlord who paid the refund calculation amount, and calculates the refund deposit and the credit reliability score of the rent on the landlord's terminal ( 100). If the refund credit score is less than the specified value, a message is sent, indicating that the refund guarantee service has been excluded from the rental and rental goods.

When the landlord checks the refund reliability score on the landlord's terminal 100 and maintains the refund guarantee service, when the reserve deposit is re-established, the broker server 300 authenticates it and then rents the rental guarantee service and rents again. Register as a product.

If the refund amount paid to the tenant exceeds a deposit accumulated in advance, the intermediary server 300 requests the depositor's terminal 100 to deposit the excess refund to the intermediary server 300.

The above description is merely illustrative of the technical idea of the present invention, and various modifications, changes, and substitutions may be made by those skilled in the art without departing from the essential characteristics of the present invention. will be. Accordingly, the embodiments disclosed in the present invention and the accompanying drawings are not intended to limit the technical spirit of the present invention but to describe the present invention, and the scope of the technical idea of the present invention is not limited by the embodiments and the accompanying drawings. . The protection scope of the present invention should be interpreted by the following claims, and all technical ideas within the equivalent scope should be interpreted as being included in the scope of the present invention.

Claims

You can access the money-back guarantee brokerage service for rentals and rental goods, register the information on the rentals and rental goods, and if the registered information is approved, you will be given a unique identification number for each rental and rental goods. A landlord side terminal for setting a return of a certain amount of refund guarantee to the tenant according to the information provided in the refund agreement information when the termination of the contract or the termination of the contract occurs before the rental product is used;

The differential refund policy information is stored for the rentals and rental products, the refund rule score is calculated for each registered terminal of the landlord according to the refund rule information, the refund rule score is summed up to calculate the refund rule grade, and the accumulated deposit And a mediation server for calculating a refund reliability score based on the minimum usage period of the rental, calculating a refund reliability score based on the refund reliability score and the normal refund number representing the number of times the refund is actually made, and transmitting the refund reliability score to the terminal of the landlord; And

You can read the information on the rent and rental products registered on the landlord's terminal, and if you want to cancel the contract before the lease and before the expiration of the rental or rental product after the lease with the tenant is completed, ask the brokerage server to settle the refund. The lessee's terminal that receives the refund amount settled according to the refund agreement information specified by the landlord from the intermediary server.

Including,

Brokerage by uploading proof of pre-trade agreement between landlord and tenant

This service is provided after the transaction is confirmed on the server.If the tenant wants to terminate the contract before use or the expiration of the contract before the expiration of the contract period, after the tenant's mutual agreement with the tenant, The landlord chooses a refund security deposit, which is previously deposited from the landlord's terminal to the brokerage server, for the unused deposit paid by the lessee to the landlord before the lease or the fee paid to the landlord when the rent is used. Refund guarantee brokerage system for short-term rentals and rental goods paid in accordance with refund policy information.
The method of claim 1,

The mediation server

The information on the down payment refund policy that specifies the down payment refund policy when the contract is terminated before the lease and the rental product is used, and the prepayment refund policy upon the termination of the contract before the expiration of the contract period after the rental and lease product is used. Refund rule information including the prepaid refund rule information is stored, the refund rule score is calculated by adding the down payment refund information and the prepaid refund rule information, and the grade of the refund rule is assigned according to the refund rule score. System for providing a refund guarantee brokerage service for short-term rentals and rental products, characterized in that the refund credit score is given according to the reserve divided by the minimum period of use for the rental.
The method of claim 1,

If a refund request comes to the mediation server from the tenant's terminal,

The mediation server calculates the refund amount according to the refund policy, delivers the refund schedule to the tenant's terminal, and includes a contract containing the information submitted from the tenant's terminal and the refund amount, refund schedule and refund details according to the refund rules and regulations. In the case where the fact of destruction is transmitted to the landlord's terminal, and the landlord's terminal transmits a fact-confirmed affirmation that the contract is confirmed to be true, the refund amount settled by the rent's refund policy is transferred to the bank account registered by the tenant. If a deposit is made, the refund-related details are stored in the refund guarantee service database, and a factual negative value is sent from the landlord's terminal to inform the broker that the contract is not true. Deliver the difference from the facts of the contract termination to the tenant's terminal and request a refund. A system for providing a money-back guarantee brokerage service for short-term rentals and rental goods that mediate refund-related disputes between the landlord and the lessee by non- repair.